Do you haveenough leftover for a newhome payment?
Determine your down payment – Whether you’re sitting on a nest egg or expecting a windfall, weigh your options and calculate your cash on hand. Youmay need to tighten your belt.
Stack your financial statements – Gather proof of employment, pay stubs, bank statements, tax returns and otherpertinent paperwork.
Go the distance – Follow through and finish strong. Research your lenderoptions and choose the right fit for yourfinancing needs. You’re almost home.
Tired of giving up on your fitnessresolutionseach year?
Forgo the diet & exerciseresolutions and get yourfinances house in shapefor the New Year!
WORK OFFYour Monthly DebtWeigh your monthly spendinghabits with a a budget comparing your income to your expenses.
Pick the right housesize to fit your budgetKnow what you can affordBEFORE you shop for a home.
YourCredit Score
Payment history Amount owed Length of credit history New creditTypes of credit used
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$ www.vmfhomeloan.com
Raise the bar to lift your credit score. Elementstypically contributing toward your credit score:
RESOLVE to getFINANCIALLY FITLooking to buy a new home?Set aside a small amount ofmoney each month to save for a deposit. Budget, discipline and fiscal self-control will yield BIG RESULTS!
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Fiscal FitnessWORKOUT
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FiscalFLAB
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FiscallyFIT
A 4-step guide to manage your finances
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vmf.com/home/mortgage_calculator
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