saving for school

Making the Money Last

Student Cash-Flow Worksheet Bold = essential expenseItalic = non-essential expense

Planned August Planned September Planned October Planned November Planned December Planned January

Net Income (Total) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Income from Work

Income from Lump-Sum Sources

Other Income

iRRegULaR eXPenses

Books/supplies

Gifts

travel

Medical/Dental

insurance

MonthLy eXPenses

housing

Utilities: electricity

Utilities: heat

Laundry

Cable/Telephone/Internet

Cellphone

Food

Personal Care

Car Payments

Car Maintenance

Transportation: Gas

Transportation: Bus/Taxi

Transportation: Parking

Clothes

Entertainment

Interests/Hobbies/Sports

Bank Fees

taxes

Debt Repayment

emergency Fund

totaL $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Income – Expenses $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00