Download - Roth segregation 2012 10
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Last Chance for aRoth Conversion
David John MarottaPresident
Marotta Wealth Managementwww.emarotta.com
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ComprehensiveWealth Mangement
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Taxes
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ContributionLimit
$5,000
Catch-upProvision
$6,000
Age 50+
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TAX
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Withdrawals
WithdrawalsTraditional
IRA
RothIRA
Contributions
Contributions
WithdrawalsNondeductible
IRAContributions
RMD
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TAX
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RothIRA
Con
versio
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TraditionalIRA
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Jan
Apr
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TAX
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RothIRA
Con
versio
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TraditionalIRA
Rech
ara
cte
riza
tion
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Jan
Apr Oct
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Taxes
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John, 50 years old$75,000 taxable income$500,000 traditional IRA
25% 2012 rate28% 2013 rate
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28% 2013 rate$89,286 (-10.7%)$25,000 taxes
25% 2012 rate$100,000 Conversion$25,000 taxes
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$170,900 at 31%should be kept ifaccounts are up17.9% or more$388,350 total$313,350 conversion
$75,000 income$67,700 at 25%$74,750 at 28%$217,450 total
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Jan
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Asset Allocation
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Series1
Asset Allocation
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Jan
Apr Oct$$
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Jan
Apr Oct$$
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Comprehensive Wealth Managementwith a Trusted Fiduciary Advisor
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Last Chance for aRoth Conversion
David John MarottaPresident
Marotta Wealth Managementwww.emarotta.com