Retirement Planning Workshop:
Retirement Plan
Account Access
Review
ACCOUNT ACCESS
99-1201-0215-ADP
ADP Retirement Services | 2
Account access resources
• Get account balance information
• Make changes to your account
• Elect plan account features
• Learn more about retirement planning and use planning tools
ADP Retirement Services | 3
ACCOUNT ACCESS
RESOURCES
ADP Retirement Services | 4
Account access resources.
Account access resources
• www.workforcenow.adp.com
• 866.695.7526 (myk-plan)
• Service Representatives*
• Quarterly account statement
*Registered representatives of ADP Broker-Dealer, Inc., an affiliate of ADP, LLC, One AP Blvd., Roseland, NJ. Member FINRA.
ADP Retirement Services | 5
Account access resources.
Quarterly account statement
• Account balance
• Investment performance information
• Personal rate of return
• Transactional information
WEB SITE OVERVIEW
ADP Retirement Services | 7
Review your balance
Web site overview.
Account at a glance page
ADP Retirement Services | 8
Review your balance
Web site overview.
Transactions
• Change your contribution rate
• Change how your future contributions are invested
• Change how your current balance is invested
• Elect plan features
ADP Retirement Services | 9
Increasing your contribution rate
your account
Web site overview.
Change your contribution rate
ADP Retirement Services | 10
Selecting your investment allocation
your account
Web site overview.
Change how your future contributions are invested
ADP Retirement Services | 11
Web site overview.
Change how your current balance is invested
ADP Retirement Services | 12
Web site overview.
Make a fund-to-fund transfer
ADP Retirement Services | 13
Using the Save Smart® feature
Web site overview.
Elect Save Smart®
ADP Retirement Services | 14
Using Automatic Account Rebalancing
your account
Web site overview.
Elect Automatic Account Rebalancing
ADP Retirement Services | 15
Education and Planning resources
Web site overview.
– 401(k) calculator – effect on your paycheck
– Retirement planner – how much you need to save
– Asset allocation profiler – how to allocate your account
– Choosing a withdrawal rate calculator – how long your savings will last
– Roth 401(k) calculator – decide which type of contributions are right for
you (if offered in your plan)
• Retirement planning article library
• Interactive charts
• Retirement Savings Tool
• Calculators
ADP Retirement Services | 16
Retirement Savings Tool
Web site overview.
• Easy access from
the home page by
clicking on “Retirement Calculator”
The Retirement Savings Tool (RST) is provided for educational purposes only. Income projections and other information generated by
the RST are hypothetical in nature, do not reflect actual investments or investment results and are not guarantees of future results. Plan
participants should not rely on RST as the primary basis for their investment, financial, or tax planning decisions. Plan participants
should consult with their tax advisor or investment professional. ADP cannot guarantee or assure a plan participant’s ability to meet
any of their goals or that any hypothetical results actually will occur. The RST simply uses participant information and the assumptions
selected to provide a rough assessment of the likelihood that their hypothetical results may be achieved.
ADP Retirement Services | 17
Get fund information
Web site overview.
• Fund summaries
• Market timing information
• Rates of return
• Prospectuses
ADP Retirement Services | 18
Other web capabilities
Web site overview.
• Manage your profile
• Designate or change your beneficiaries
• Update your personal information
• Elect electronic delivery
• Get your quarterly newsletter
ADP Retirement Services | 19
ADP, LLC and its affiliates do not offer investment, tax or legal advice and nothing
contained in this communication is intended to be, nor should be construed as,
investment advice or a recommendation for a particular investment option. Questions
about how laws, regulations and guidance apply to a specific plan should be directed to
your plan administrator or legal, tax or financial advisor.
Investments in mutual funds and commingled funds (also known as collective trusts)
involve risk. Some investment products have more risk than others. For complete
information about a particular fund or to obtain a fund prospectus (or information
statement, in the case of commingled funds), go to www.mykplan.com. You should
carefully consider an investment option’s objectives, risks, charges and expenses before
investing. The prospectus (or information statement, as applicable) contains this and
other important information about the investment option and investment company. Please
read the prospectus/information statement carefully before you invest.