Download - Reconnect Home Buyers Guide
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The home buying process a brie, step-by-step overview... 2
A home buyers glossary................................................................... 8
To buy or not to buy considerations or frst-time home
buyers in this market .......................................................................... 13
The loan process fnancing your home purchase ................... 17
Successully negotiating the deal................................................... 22
Expect great service rom your
real estate proessional .................................................................... 26
Home search worksheet.................................................................. 28
Contents
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I youre like most people, buying a home represents your single biggest
investment and debt. As such, the home buying process can be one
o the most exciting, but sometimes also stressul, experiences you ever
go through. This may be true whether youve bought many homes or
youre looking to buy your rst, whether youre in the market or
a new primary residence, an investment property or that perect
vacation getaway.
Moreover, never has the real estate market oered more great
opportunities, or been raught with more risks, than now. There are
many actors to consider and many decisions to make. Thats why,
when buying, its crucial or you to have all the available resources
necessary to make a well-inormed decision, together with the time
required to make complete use o them. Thats also why you should
enlist the help o a trusted real estate proessional wholl be able to
provide you with expert consultation at each step o the
buying process.
Generally, nding and purchasing a home includes the ollowing steps,
some o which are examined in more detail throughout this booklet:
1. Defne Your Goals, Research Your Options,
Make Your Plans
Given that buying a home is such a big step, its all the more important
or you to educate and prepare yoursel as much as possible in
advance. This means clearly determining why youre buying and what
kind o home youre looking or. And because buying and nancing
a home are so closely related, it also means examining your current
nancial situation and projecting how much you can aord.
The home buying process a brief,
step-by-step overview
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Once youve answered these questions, even tentatively, youll be in
a better position to research your housing and mortgaging options,
as well as create an action plan and timelines or moving orward. You
may want to do this yoursel, but you may also benet by consulting an
experienced real estate proessional right rom the start.
2. Contact A Real Estate Proessional
Buying real estate is a complex matter at the best o times, given
that there are so many actors to consider and no two homes or
transactions are alike. However, with all the unique opportunities and
potential pitalls o the current market, its even more important or you
to contact a real estate proessional once youve denitely decided
to buy.
In choosing a real estate proessional to guide you through the property
search, nancing, negotiation and transaction processes, you should
consider their local market knowledge, experience and track record.
3. Get Pre-Approved For A Loan
Generally, it is recommended that you get pre-qualied or a loan beore
you start viewing homes with the serious intention o buying. The pre-
approval process involves meeting with a lender and authorizing them
to examine your current nancial situation and credit history. On the
basis o this examination the lender will provide you with a document
that details how much you can borrow to buy a home.
You may want to consider looking online to see what dierent lenders
oer, or contacting your local bank or credit union.
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The benefts o pre-qualifcation include:
Youll have inormation about what you can aord and be
able to plan accordingly
As a qualifed, motivated buyer youll be taken more seriously
when you make an oer on a home
Lenders can tell you whether you qualiy or any special
programs that will enable you to aord a better home
(particularly i youre a frst-time buyer)
Real estate nancing is available rom many sources, and an
experienced real estate proessional will be able to suggest lenders with
a history o oering excellent mortgage products and services. For more
inormation about the benets o pre-approval and the loan process in
general, see The Loan Process - Financing Your Home Purchase, on
page 17.
4. View Homes And Select THE ONE
Simply put, key to the home search process is knowing what youre
looking or. Among other things, that means distinguishing between
must-haves and like-to-haves. To help you to target your search
and dene your home preerence priorities, this guide includes a Home
Search Worksheet on page 28.
That said, here are a ew recent acts about the search process that
might put your experience in perspective:
Almost 90% o buyers use the Internet to search or homes1
The typical buyer searches or 12 weeks and views 12 homes1
83% o buyers view real estate agents as very useul in the
search process1
1National Association o REALTORS Prole o Home Buyers and Sellers, 2011
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There are many benets to starting the search process at a real estate
website like REALTOR.com, the worlds most extensive source or
property inormation. You can view many homes and their details, take
video tours and access neighborhood ino.
However, its also important to view homes in person. While their property
details may seem similar online, homes can actually be very dierent in
terms o layout, design, workmanship and other aspects. In addition, you
should ideally view homes with the help o an experienced and eagle-
eyed real estate proessional wholl notice things you might miss, provide
expert analysis, and act as an impartial sounding board.
5. Make An Oer And Negotiate With The SellerNow that youve ound the home youd like to buy, its time to make an
oer. Your local real estate association, working with legal counsel, has
developed the contracts that are used or transactions in your area.
These contracts enable you to speciy a sale price and also include manyclauses or speciying various terms o purchase, such as the closing
and possession dates, your deposit amount, and other conditions. You
should careully review these clauses with your real estate proessional to
ensure that they express your desired oer. In addition to drawing up the
contract, your real estate proessional will be happy to address all your
questions about the oer process.*
Once youve written the oer, your real estate proessional will present it
to the seller and/or the sellers representative. At that point, the process
given that a homes eventual sale price is subject to supply and demand
will depend on the kind o market youre in. Generally though, the
seller can accept your oer, reject it, or counter it to initiate the
negotiation process.
* Customs or drawing up contracts vary by region.
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Successive counter-oers, with deadlines or responding and meeting
conditions, will be exchanged between you and the seller until a
mutually-satisactory pending agreement is reached or the
negotiations breakdown.
Negotiations can involve many actors relating to dierent market
conditions, homes and sellers, some o which are examined in
Negotiating The Deal, on page 22.
6. Secure Your FinancingOnce you have a pending agreement, its time to go back to your
chosen lender to nalize your mortgage details so you can close the
deal. This means nalizing your down payment, interest rate, regular
payment schedule and any other nancial conditions associated with
the closing.
As noted in the section on loan pre-approval, i youve already been
qualied with a lender or a certain loan and home purchase, this phase
o buying your new home should be a relatively straightorward
matter that centers around nalizing the loan details and signing
the mortgage papers.
As the old saying goes, let the buyer beware. Particularly in these
times, when so many buyers are suering the consequences o having
not ully understood their nancing decisions, its crucial or you to work
with people you trust. In this regard, a good real estate proessional can
be a true riend or lie.
For more inormation on the loan process, see The Loan Process -
Financing Your Home Purchase, on page 17.
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7. Close The DealI youve eciently taken care o everything connected with purchasing
your new home, the experience o taking ownership will be a positive
joy with no surprises. Key steps to the closing, also reerred to as the
escrow or settlement, include:
Getting a Title Search an historical review o all legal
documents relating to ownership o the property to ensure
that there are no claims against the title o the property. It is
also necessary to purchase Tit le Insurance in case the records
contain errors or there are mistakes in the review process.
The Final Walkthrough youll be given the chance to look
at the home to make sure its in the same condition as when
you signed the sale agreement.
The Settlement typically, on the Closing Date youll go to a
lawyers ofce to veriy and sign all the paperwork required to
complete the transaction. The settlement will include paying
your closing costs, legal ees, property adjustments and
transer taxes. At that point, youll receive the property title
and copies o all documentation pertaining to the purchase.
Oh, and one more thing youll get the keys. In most cases,
Possession Date will all within a couple days, at which point youll be
able to move into your new home.
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When buying a home, its important to understand some o the key
concepts and terms. Throughout the purchase process, your
real estate proessional will be available to explain any unamiliar terms
you encounter. That said, here is a short list o terms youll want to know:
Abstract Of Title A complete historical summary o the public
records relating to the legal ownership o a particular property rom the
time o the rst transer to the present.
Adjustable Rate Mortgage (ARM) Also known as a variable-rate
loan, an ARM is one in which the interest rate changes over time,
relative to an index like the Treasure index.
Agreement of Sale Also known as contract o purchase, purchase
agreement, or sales agreement according to location or jurisdiction.
A contract in which a seller and buyer agree to transact under certain
terms spelled out in writing and signed by both parties.
Amortization The process o reducing the principal debt through a
schedule o xed payments at regular intervals o time, with an interest
rate specied in a loan document.
Appraisal A proessional appraisers estimate o the market value o
a property based on local market data and the recent sale prices o
similar properties.
A Home Buyers Glossary
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Assessed Value The value placed on a home by municipal assessors
or the purposes o determining property taxes.
Closing The nal steps in the transer o property ownership. On the
Closing Date, as specied by the sales agreement, the buyer inspects
and signs all the documents relating to the transaction and the nal
disbursements are paid. Also reerred to as the Settlement.
Closing Costs The costs to complete a real estate transaction
in addition to the price o the home, may include: points, taxes, title
insurance, appraisal ees and legal ees.
Contingency A clause in the purchase contract that describes
certain conditions that must be met and agreed upon by both buyer
and seller beore the contract is binding.
Counter-offer An oer, made in response to a previous oer, that
rejects all or part o it while enabling negotiations to continue towardsa mutually-acceptable sales contract.
Conventional Mortgage One that is not insured or guaranteed by
the ederal government.
Debt-to-Income Ratio A ratio that measures total debt burden.
It is calculated by dividing gross monthly debt repayments, including
mortgages, by gross monthly income.
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Down Payment The money paid by the buyer to the lender at the
time o the closing. The amount is the dierence between the sales
price and the mortgage loan. Requirements vary by loan type. Smaller
down payments, less than 20%, usually requires mortgage insurance.
Earnest Money A deposit given by the buyer to bind a purchase
oer and which is held in escrow. I the property sale is closed, the
deposit is applied to the purchase price. I the buyer does not ulll allcontract obligations, the deposit may be oreited.
Equity The value o the property, less the loan balance and any
outstanding liens or other debts against the property.
Easements Legal right o access to use o a property by individuals
or groups or specic purposes. Easements may aect property values
and are sometimes part o the deed.
Escrow Funds held by a neutral third party (the escrow agent) untilcertain conditions o a contract are met and the unds can be paid out.
Escrow accounts are also used by loan servicers to pay property taxes
and homeowners insurance.
Fixed-Rate Mortgage A type o mortgage loan in which the interest
rate does not change during the entire term o the loan.
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Home Inspection Proessional inspection o a home, paid or by the
buyer, to evaluate the quality and saety o its plumbing, heating, wiring,
appliances, roo, oundation, etc.
Homeowners Insurance A policy that protects you and the lender
rom re or food, a liability such as visitor injury, or damage to your
personal property.
Lien A claim or charge on property or payment o a debt. With a
mortgage, the lender has the right to take the title to your property i
you dont make the mortgage payments.
Market Value The amount a willing buyer would pay a willing seller
or a home. An appraised value is an estimate o the current air
market value.
Mortgage Insurance Purchased by the buyer to protect the lender
in the event o deault (typically or loans with less than 20% down).Available through a government agency like the Federal Housing
Administration (FHA) or through private mortgage insurers (PMI).
Possession Date The date, as specied by the sales agreement,
that the buyer can move into the property. Generally, it occurs within
a couple days o the Closing Date.
Pre-Approval Letter A letter rom a mortgage lender indicating that
a buyer qualies or a mortgage o a specic amount. It also shows a
home seller that youre a serious buyer.
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Principal The amount o money borrowed rom a lender to buy a
home, or the amount o the loan that has not yet been repaid. Does
not include the interest paid to borrow.
Purchase Offer A detailed, written document which makes an oer
to purchase a property, and which may be amended several times in
the process o negotiations. When signed by all parties involved in the
sale, the purchase oer becomes a legally-binding sales agreement.*
Title The right to, and the ownership o, property. A Title or Deed is
sometimes used as proo o ownership o land. Clear title reers to a
title that has no legal deects.
Title Insurance Insurance policy that guarantees the accuracy o
the title search and protects lenders and homeowners against legal
problems with the title.
Truth-In-Lending Act (TILA) Federal law that requires disclosureo a truth-in-lending statement or consumer loans. The statement
includes a summary o the total cost o credit.
Title Search A historical review o all legal documents relating to
ownership o a property to determine i there have been any faws in
prior transers o ownership or i there are any claims or encumbrances
on the title to the property.
* The purchase oer and contract procedures vary by region.
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To buy or not to buy considerations for
first-time home buyers in this market
Buying your rst home is a major step. Theres a lot you need to know
to make the right decisions and also to avoid making the wrong ones.
And thats particularly true in this current buyers market, when there
are so many homes available and sellers have such diverse motivations.
The good news is that i you know what youre doing, or i youre
working with a highly-experienced real estate proessional who does,
this market oers antastic opportunities to get a great home at a
great price.
Owning Versus Renting
Without question, owning a home comes with responsibilities and
risks that you dont have to worry about when you rent, such as a
mortgage, taxes, homeowners insurance, maintenance and repairs,
to name a ew.
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However, nancial advisors not to mention homeowners themselves
say there are ar more advantages to owning:
Historically, it has trended that over time, youll lose money by
renting instead o owning your own home. Why not build up
equity in a home instead o paying your landlords mortgage?
Although there are periodic market drops, historically owning
a home has been a prime fnancial investment
You can take advantage o many ongoing tax benefts, like
deducting the interest on your mortgage and property taxes
rom your income tax
Owning a home isnt just a good investment in fnancial terms,
its also an investment in a higher quality o lie particularly i
you have a amily or i youre planning one
There is a special kind o pride in the ownership and upkeep
o a home that you wont get with renting
At the end o the day, it just eels good to own your own home. You can
decorate it any way you like, renovate or build additions, personalize
your landscaping
Do You Qualiy To Own?Theres only one way to nd out: go to your bank and/or another
lending institution and allow them to perorm a credit check and
analyze your nancial situation.
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You might be surprised to know that there are many renters who
nancially qualiy to own their own homes, but dont realize it. Are you
in this category? It would be a shame i you wanted to own your own
home, but didnt know you could particularly in this perhaps once-in-
a-lietime buyers market.
Also, keep in mind you may be eligible or loans insured by the Veterans
Administration (VA) or the Federal Housing Administration (FHA).
Is It A Good Time To Buy?Generally speaking, i youre nancially qualied, your timing couldnt be
better. In act, ew markets have ever oered the kinds o opportunities
that currently exist or rst-time home buyers, because:
Home prices are down generally
Mortgage rates are historically low. You might be able to
lock-in at a very low rate on a 30-year mortgage!
There is a large listing inventory generally i.e. plenty of
homes to choose rom
There are many foreclosed homes and distress sale listings
available at greatly reduced prices
There are many builder liquidations i.e. new homes
available at greatly reduced prices
(The information above is based on market conditions at time of this printing.)
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So the bottom line is that i you are currently renting but really want to
own a home, this is a antastic time to buy. And again, you may qualiy
to buy and not know it. So talk to a knowledgeable, experienced
real estate proessional about your options. Your real estate proessional
will not only be able to guide you towards getting all the nancial support
you qualiy or, but youll also get the scoop on the many and various
great real estate opportunities currently available.
Not only that, but in case you didnt know, all the work that a
real estate proessional does to help you nd, nance, and purchase
a home wont cost you a penny its all paid or by the seller!
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Unless youre one o the rare ew able to pay cash or your home,
central to buying is nding the right lender and mortgage product.
There are many dierent kinds o lending institutions, oering a wide
range o loans and special programs. In act, you should diligently
research your options and shop around or a mortgage with as much
care as you take when looking or a home.
Here are the main steps to securing the mortgage that best suits
your needs.
Educate Yoursel About Your OptionsSad to say, but were currently in a time when many people are
suering the consequences o having made poor and perhaps
ill-advised mortgage decisions. Thats why its crucial or you to learn
as much as you can about your mortgage options.
There are myriad loan types and programs available through thousands
o banks, nance companies, credit unions, and other assorted lenders.
Not surprisingly, there are just as many sources o inormation about
mortgages. Websites l ike REALTOR.com, books, news articles,
seminars, mortgage brokers, lenders, and knowledgeable
real estate proessionals can all help you make your way through
the labyrinth o nancing possibilities, so make use o them.
And be sure to get a ew opinions.
In short, do your homework beore you put your name on
the line, because what you dont know could hurt you.
The loan process financing your
home purchase
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Sincerely Examine Your Financial SituationTogether with educating yoursel about your loan options, you should
be asking yoursel how much mortgage and down payment you can
really aord. Make yoursel accountable. What might you be giving up
not just every month, and also perhaps 20 years down the road by
extending yoursel urther? Maybe taking on a larger mortgage will pay
o greatly as an investment, maybe it wont. Be sure to weigh the risksand opportunity costs.
Along these lines, REALTOR.com provides you with a variety o loan
calculators that will help you determine what your regular payments
will be based on your projected down payment, the loan principal, the
interest rate, the mortgage term, and so on.
One other point to note is that some lenders will qualiy you or the
maximum theyre willing to lend which, however, may be more than you
can truly aord given all your other responsibilities. Additionally, be sureto actor all related taxes, insurance, improvements, homeowner ees
and all other potential costs into the equation. The bottom line is that
you should make a list o your monthly expenses, as well as project
your nancial commitments during the lie o the mortgage. This will
provide a realistic gure o what you can aord.
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In shopping or a loan you should consider two main sources: direct
lenders and mortgage brokers. Direct lenders have the money and make
the decisions, but have a limited number o in-house products to oer.
Brokers are intermediaries who charge a ee, but who can provide you
with loan options rom many sources and can oten save you money
overall. In this case, you might consult your real estate proessional as
they may have some benecial connections.
Your Basic Mortgage Options
Generally, there are two ways you can go: a xed-rate mortgage with an
interest rate that remains the same or the lie o the loan, or an adjustable-
rate mortgage (ARM) with a rate that adjusts up or down, depending upon
economic trends.
The advantages o a xed-rate mortgage particularly i you lock in at a
low rate are that they protect you against the risk o rising interest rates,
and their stability can also make it easier or you to plan and budget yourshort and long-term expenses. Their down side is that they generally have
higher rates than ARMs at any given time, and by locking in you run the
risk o being trapped at a relatively high rate i interest rates all.
Another main consideration with a xed-rate mortgage is the term.
Shorter term mortgages, like a 15-year, have lower rates than a 30-year.
The shorter term and lower rate mean that youll pay less interest
over the lie o the loan, although your monthly payments will generally
be higher.
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On the other hand, an adjustable-rate mortgages (ARM) rate is
commonly based on the U.S. Treasury index or a one-year Treasury bill,
although it may also be geared to other indexes. Generally, lenders add
2-4% to the index rate to get their ARM rate. Initially, the rate is lower
than the xed rate by a quarter point to two points or more. This rate
will periodically adjust within set limits or caps that are specied by the
terms o the loan.
Finally, it must be reiterated that the loan you ultimately qualiy or
will depend on your credit status. The best rates and terms are only
available to those with solid credit so, i possible, pay o your credit
cards and make all other bill payments in ull and on time.
Apply For A Mortgage
Once youve reached a pending agreement with a seller to buy a home
youll have all the details you need to ormally apply or a mortgage.
When you meet with your chosen lender to complete the application
youll need to provide inormation i you didnt during the pre-approval
process about your household income, job tenure and stability, assets
and existing debt, and regular expenses. This may take the orm o
pay stubs, bank and investment statements, tax returns and other
documentation. The lender will also check your credit status.
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During the application process youll discuss your dierent loan options
and programs you qualiy or, as well as nalize the size o your down
payment. I you place less than 20% down, the lender may require
the mortgage to be guaranteed by a third party such as the Veterans
Administration (VA), the Federal Housing Administration (FHA) or a
private mortgage insurer (PMI).
Generally, because there are so many considerations and so much
at stake, make sure you bring all your questions to the table, and this
includes asking the lender to explain all terms o the mortgage. You may
nd that having a trusted and knowledgeable real estate proessional by
your side to explain every aspect o the mortgage contract will increase
your peace o mind.
Lastly, i you qualiy or the loan youre seeking, the lender will oten
have the home youre buying proessionally appraised to ensure that it
is worth the purchase price.
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Successully negotiating the deal
Negotiating the transaction is usually the most complex aspect o
buying a home. At the same time, its the one that can involve the most
creativity. Thats why its important to have an experienced and savvy
real estate proessional who has successully worked through many
dierent transaction scenarios.
That said, what ollows are a ew strategies or negotiating a good deal
in a buyers market like this one, all o which involve: presenting yoursel
as a serious buyer while, at the same time, keeping your emotions in
check; trying to understand and respect the priorities o the seller;
being creative and, where necessary, willing to compromise to get the
deal done.
Strike A Balance Motivated But Not Too EagerFor you, as a buyer in a buyers market, it all starts beore you even
make an oer, the rst time you see that home you think might be THE
ONE. Its important that you not give yoursel away to the listing agentby getting too excited about your nd. I anything, ask a ew
questions, maybe take a ew notes, and let your real estate proessional
do most o the talking.
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Ideally youre trying to strike a balance by appearing to be a qualied,
motivated buyer while, not appearing to be too eager. Youll
demonstrate that youre a serious buyer the kind sellers look or
at the time you make the oer, particularly i you:
Have already sold your present home (i you have one); or in
any case, make it clear that youre not dependent upon selling
in order to buy
Make an all-cash offer or show that youve been pre-approved
Provide an attractive earnest deposit with the oer
Make an offer that still gives you room to negotiate your price
Not only will this approach show that youre qualied and motivated, it
will place you in a stronger negotiating position overall. The sellers
wont want to lose you and so will be more inclined to reduce their price
a little and/or make some concessions with respect to terms
Understand And Respect The Sellers Priorities
I, through the negotiations, you can nd out more about the sellers
situation and priorities youll not only improve your position, but youll
also be able to resolve any obstacles more creatively and sensitively.
For instance, i a seller is adamant about the sale price they might
be more fexible about taking care o a ew repairs or part o the
transaction costs. Or i they need a certain closing date, you might be
able to get them to concede some other terms. There are no one size
ts all approaches to negotiating, particularly in the current marketwhen there are so many distress sales. In general, the more you know
about the sellers priorities, the more youll be able to work with them in
order to achieve your own priorities.
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Look Beyond The Price
While a homes sale price is generally the ocus o negotiations, oten
sellers will have needs such that the terms o purchase can signicantly
infuence the nal deal. Additionally, it is in relation to the terms which
can represent thousands o dollars in value where you can get most
creative when it comes to resolving the obstacles to transacting. Here
are some elements in the purchase agreement that you might put onthe table or discussion:
An all-cash oer by you
The amount o earnest money deposit you provide
Closing and possession dates
Inclusion o urniture, fxtures, etc., not considered part
o the property
Payment or repairs required by your lender
Payment o taxes, utilities and rents Payment o title search and insurance
Payment o survey, transer taxes and recording ees
Payment o general and termite inspections
Payment o attorneys ees
Along these lines, the key is to get all terms o purchase in
writing within the agreement. These terms should then be
careully reviewed and clearly understood by both you and
the seller so that youre on the same page and the negotiationsmove orward.
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Is It Really THE ONE? I So, Make It So
Even in a buyers market like this one, i youre really interested in
buying the home youre negotiating over i it really is THE ONE
you should be willing to make some compromises to make the deal
happen. I thats not the case, then you should listen to your heart and
consider looking or another home it just might be out there waiting
or you . . .
That said, here are a ew basic principles o successul negotiation to
consider i youre committed to completing your purchase:
Remember your priorities and respect the sellers dont let small
things get in the way o your better judgment
I necessary, deer until later i small issues do get in the way in
the midst o big ones, ocus on and consolidate your agreement on
the big issues and come back to the small ones later
At the end o the day, i there are disagreements about relativesmall expenses, split the dierence and smile
The reality is that most negotiations proceed without much problem.
In the event that there are diculties but youre committed to
buying the home, remember: where theres a will theres a way.
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Many real estate proessionals are buyer specialists who ocus on
helping people successully nd and buy the homes theyve always
wanted. One benet o using their services is that they hear about
listings right when they come on the market in act, sometimes even
beore theyre on the market. And thats just the rst step. When they
work or you they will:
Educate you about Buyer Agency, outlining their proessional
responsibilities to you, including complete Disclosure, Loyalty,
Confdentiality, Obedience and Accountability
Help you explore your fnancing options and, i required, reer you
to some excellent mortgage proessionals so you can make the
best possible mortgage decision
Save you time by regularly searching the market or aordable
homes that meets your criteria
Email your specifc home requirements to top producing agents
in the area so they know they have a qualifed purchaser
View homes with you and provide comparative analysis. They
can also reer you to expert home inspectors that will provide
more in-depth analysis and advice
Expect great service rom your
real estate proessional
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Provide consultation in relation to your written offer to purchase
a home, with all terms approved by you
Negotiate the best possible price and terms for you and take
care o all the documentation details
Keep you fully informed about all activities that lead to the
transaction closing
Assist you, if necessary, in nding any home-related services
you need.
In short, theyll provide you with comprehensive, high-quality buyers
service.
So when you decide to buy a home, or i you hear that any o your
amily and riends are looking to buy, be sure to take advantage o the
knowledge, experience and proessionalism o a real estate proessional.
2012 Move Sales, Inc. All rights reserved. RDC_home_buyers guide_010512_CA_F
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Home search worksheet
Main Requirements
Price range: ______________________ Lot size: _______________________
Area: ____________________________ Square ootage: ________________
Detached/Attached: _______________ Number o bedrooms: ___________
House style(s): ___________________ Number o bathrooms: ___________
Age o property: __________________ Garage: _______________________
Specifc Features
(e.g., waterront, view, large lot, pool, replace, basement, garage size, built-in
vacuum, distance to school, additional room preerences, etc.):
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
Additional Comments
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
2012 Move Sales, Inc. All rights reserved.
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Home search worksheet
Main Requirements
Price range: ______________________ Lot size: _______________________
Area: ____________________________ Square ootage: ________________
Detached/Attached: _______________ Number o bedrooms: ___________
House style(s): ___________________ Number o bathrooms: ___________
Age o property: __________________ Garage: _______________________
Specifc Features
(e.g., waterront, view, large lot, pool, replace, basement, garage size, built-in
vacuum, distance to school, additional room preerences, etc.):
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
Additional Comments
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
2012 Move Sales, Inc. All rights reserved.
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Home search worksheet
Main Requirements
Price range: ______________________ Lot size: _______________________
Area: ____________________________ Square ootage: ________________
Detached/Attached: _______________ Number o bedrooms: ___________
House style(s): ___________________ Number o bathrooms: ___________
Age o property: __________________ Garage: _______________________
Specifc Features
(e.g., waterront, view, large lot, pool, replace, basement, garage size, built-in
vacuum, distance to school, additional room preerences, etc.):
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
Additional Comments
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
2012 Move Sales, Inc. All rights reserved.
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Home search worksheet
Main Requirements
Price range: ______________________ Lot size: _______________________
Area: ____________________________ Square ootage: ________________
Detached/Attached: _______________ Number o bedrooms: ___________
House style(s): ___________________ Number o bathrooms: ___________
Age o property: __________________ Garage: _______________________
Specifc Features
(e.g., waterront, view, large lot, pool, replace, basement, garage size, built-in
vacuum, distance to school, additional room preerences, etc.):
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
Additional Comments
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
2012 Move Sales, Inc. All rights reserved.
-
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33/33
Home search worksheet
Main Requirements
Price range: ______________________ Lot size: _______________________
Area: ____________________________ Square ootage: ________________
Detached/Attached: _______________ Number o bedrooms: ___________
House style(s): ___________________ Number o bathrooms: ___________
Age o property: __________________ Garage: _______________________
Specifc Features
(e.g., waterront, view, large lot, pool, replace, basement, garage size, built-in
vacuum, distance to school, additional room preerences, etc.):
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
Additional Comments
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
2012 Move Sales, Inc. All rights reserved. RDC_home_buyers guide_010512