© Copyright N&TS GROUP 2016 - www.netsgroup.com - [email protected] - N&TS GROUP, the N&TS GROUP logo, and all N&TS GROUP product names are trademarks or registered trademarks of N&TS Networks & Transactional Systems SpA - VAT number IT02192970131 - in Europe, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.
Internet Gateway Financial Systems - IGFS® - is the modular solution designed to support Enterprises and Financial Institutions, providing tokenization and fraud prevention for secure eCommerce transactions, allowing merchants to accept international credit and debit cards along with eWallets and bank account transfers. Its modular architecture allows a tailored integration, with a short time-to-market for di�erent payment methods.
IGFSⓇ
Internet Gateway Financial Systems
IGFS® PRODUCT FLYER V2.1
© Copyright N&TS GROUP 2016 - www.netsgroup.com - [email protected] - N&TS GROUP, the N&TS GROUP logo, and all N&TS GROUP product names are trademarks or registered trademarks of N&TS Networks & Transactional Systems SpA - VAT number IT02192970131 - in Europe, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.
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Acquiring Issuing
SwitchingACFS
AuthorizationACFS
Fraud PreventionACFS
HCEACFS
Clearing & SettlementACFS
ACS 3D SecureACFS
Card IssuingACFS
AcquiringACFS
C A R D M A N AG E M E N T
Card Not Present
Card
Present
Cash
Mobile Mobile PaymentsNTFS
Device ManagementNTFS
POS ManagementFTFS
Cash ManagementFTFS
Recurring PaymentsMTFS
eCommerce GatewayIGFS
TokenizationIGFS
Fraud PreventionIGFS
C H A N N E L M A N AG E M E N T
IGFS® role in N&TS GROUP Payment Solutions
Enterprises increasingly require access to tokenization technology and fraud prevention. ECommerce is growing rapidly, with a significant expanding trend. The peculiarities of this channel require high security standards to protect merchants along with all the stakeholders involved in the process. This may not always be straightforward, since companies have to face the complexity of managing multiple circuits, payment streams, currencies and languages. The physical absence of card and cardholder rule out traditional swiping or chip & PIN verification systems, and requires authentication methods di�erent from face-to-face dynamics.
ECommerce payments in particular require special
attention because of the necessity to acquire and
store sensitive customer information, that is then
used for all future transactions. Tokenization
successfully solves this security issue by storing locally
only an image (a “token”) representing the actual
data, which is recalled from the secure processing
server only when needed for an authorized
transaction.
The PCI (Payment Card Industry) Council places strict rules and guidelines on the required security, since breaches potentially damage trust in the entire industry: these rules are enforced with terms of liability that place responsibility on the player with the lowest level of PCI compliance. Further complexity is added to this scenario by the di�erences in the authentication process determined by geographical area - in Europe the 3D Secure standards are widely adopted, while in the US cardholder authentication typically occurs through personal data. In a multi-acquiring scenario, variable fees can add up to generate a bulk of hidden costs that hinder the smooth flow of business processes and reporting.
Scenario
IGFS® PRODUCT FLYER V2.1
Benefits at a glance
Reduction on merchant fees Independence from a single acquirer
Continuity of service in case of acquirer downtime
Manage multiple payment methods from a single
buy now panel
Savings on integration costs Savings on certification costsPCI PA-DSS certified productReal time fraud prevention
ENTERPRISES
Manage multiple merchantsManage multiple platforms Scalability
Manage multiple payment methods from a single
buy now panel
Savings on integration costs Savings on certification costsPCI PA-DSS certified productReal time fraud prevention
FINANCIAL INSTITUTIONS
Financial Institutions benefit from the innovative and modular technology of N&TS GROUP “Financial
Systems” solution, with significant savings on integration costs and scalability.
Enterprises leverage the flexibility of N&TS GROUP “Financial Systems” solutions to choose the preferred routing of all the transactions in the system - this “multi-acquiring” option allows cost savings and empowers merchants in their relationship with acquirers.
© Copyright N&TS GROUP 2016 - www.netsgroup.com - [email protected] - N&TS GROUP, the N&TS GROUP logo, and all N&TS GROUP product names are trademarks or registered trademarks of N&TS Networks & Transactional Systems SpA - VAT number IT02192970131 - in Europe, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.
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IGFS® Product Features
eCommerce payment gateway
Authorization & reversal
Sales & refund
Charging & credit
Multi-acquiring dynamic management
Buy Now
Tokenization
One-click buy
PAN aliasing
Wallet management
Payment by bank account
APIs: .NET, Java, PHP
Web CMS integration
Magento, Wordpress
Single interface for multiple
payment methods
MCC & DCC
Merchant back-o�ice
Real-time fraud prevention
Dashboard interface
Reporting tools
IGFS® can be deployed in Java/Oracle environment.
© Copyright N&TS GROUP 2016 - www.netsgroup.com - [email protected] - N&TS GROUP, the N&TS GROUP logo, and all N&TS GROUP product names are trademarks or registered trademarks of N&TS Networks & Transactional Systems SpA - VAT number IT02192970131 - in Europe, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.
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Security, compliance & certifications
N&TS GROUP “Financial Systems” solutions protect personal data through the proprietary key management module JSSM®.
JSSM® manages and stores cryptographic material used by the “Financial Systems” applications and implemented on the N&TS GROUP JTMS framework.
JSSM® is certified according to PCI PA DSS standards for the protection of sensitive data processed during transactions.
IGFS® solutions are certified: PCI PA-DSS MPI 3D Secure: Verified by Visa Mastercard Secure Code Jsecure Amex Safekey American Express Enhanced
FINANCIAL American Express, Diners Club, Discover, Local Debit, JCB, Maestro, MasterCard, UnionPay, Visa,
V Pay
EWALLET MasterPass, PayPal, V Pay, Bemoov
ACQUIRERS Banca Sella, BNL POSitivity, Cartasi, Iccrea, MPS, Setefi, UniCredit
CROSS-BORDERACQUIRERS
Barclays, CETREL, Chase Paymentech, Elavon, EVO, FHB Bank, GlobalPay, Halyk Bank,
Handelsbanken, Nets, OTP Bank, PEP, SIX, Valitor, Worldpay
Scheme
IGFS® PRODUCT FLYER V2.1
IGFS® PRODUCT FLYER V2.1
© Copyright N&TS GROUP 2016 - www.netsgroup.com - [email protected] - N&TS GROUP, the N&TS GROUP logo, and all N&TS GROUP product names are trademarks or registered trademarks of N&TS Networks & Transactional Systems SpA - VAT number IT02192970131 - in Europe, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.
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Licenses & Support Hosted & Managed Solutions
N&TS GROUP also provides hosting services and managed solutions which remove the burden of compliance and IT management and allow our clients to focus on their core business.
Our PCI compliant environments enable significant cost savings in hardware, human resources and time to market.
Our Offer
All our products come with a perpetual license, installation and deployment services. Licenses are provided per instance regardless of the size of your project and include
another specific license for testing environments.
Professional services ranging from compliance consulting to application management are available on demand, along with discounts for disaster recovery instances.
www.netsgroup.com
CORPORATEHEADQUARTERS
MilanMilanoFiori Strada 4 – Palazzo A5
20090 Assago (MI), Italy
Tel +39 02 822765.1
REGIONALHEADQUARTER - UK
London1 Victoria Street
Windsor SL4 1YB, UK
Tel +44 20 3455 9699
REGIONAL HEADQUARTER - USA
Baltimore100 West Road - Suite 300
Towson, MD 21204
Tel +1 410 337 5675
© Copyright N&TS GROUP 2016 - www.netsgroup.com - [email protected] - N&TS GROUP, the N&TS GROUP logo, and all N&TS GROUP product names are trademarks or registered trademarks of N&TS Networks & Transactional Systems SpA - VAT number IT02192970131 - in Europe, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.
N&TS GROUP is a leader in the payment processing
industry thanks to more than 20 years of
experience, with a firm commitment to security
and compliance.
Today N&TS GROUP is actively managing
transactions in card-present and card-not-present
environments, in multiple currencies, and in both
international credit and local debit schemes.
N&TS GROUP is the trusted partner of Enterprises
and Financial Institutions which need to process
multi-channel transactions with simplicity and
security.
N&TS GROUP holds a PCI LEVEL 1 certification and
was the first provider in the world to certify its
technology for Point-to-Point Encryption (P2PE).
Our so�ware industry process is compliant with
the ISO 9001 standards, while for information
security management we are certified according to
the ISO/IEC 27001:2013 standard.