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Making Cents of our Life
Psalm 37: 1-11
Influenced by the works of Andy Stanley
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How much did it cost to make a Canadian penny?
1. 0.4 cents?2. 0.8 cents?3. 1.6 cents?
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How much did it cost to make a Canadian penny?
1. 0.4 cents2. 0.8 cents3. 1.6 cents
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Psalm 37:4
Take delight in the Lord,
and he will give you the desires of
your heart.
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Eureka Moment...
“standard of living” and
“quality of life” aren’t the same thing.
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To quote Andy Stanley...
“You can raise your standard of living with debt, but you can only raise your
quality of life with discipline.”
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Income graph
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IncomeSpending
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Financial Margin
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No margin life
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Financial Torment
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3 observations
1. You live on a % of income
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3 observations
2. If you had just a little more you’d be fine
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3 observations
3. You felt the same way when you made a lot less.
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Slavery...
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Luke 16:13
“No one can serve two masters. Either you will
hate the one and love the other, or you will be
devoted to the one and despise the other.
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Luke 16:13
You cannot serve both God and money.”
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John 10:10
I have come that they may have life, and have it
to the full.
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Luke 16:13
You cannot serve both God and money.”
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So what do i do?
1. Decide
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So what do i do?
1. Decide2. Pick a
number/percent
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Financial Margin
Series10
1
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IncomeSpending
Time
$
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So what do i do?
1. Decide2. Pick a
number/percent3. Spy on your
money
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Psalm 37:4
Take delight in the Lord,
and he will give you the desires of
your heart.