Download - Lean finance by Pierre Pezziardi
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Copyright © Institut Lean France 2013
3 & 4 October, 2013 Paris, France
Lean Finance by Pierre Pezziardi, HelloMerci.com
Lean IT Summit 2013
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Lean Finance Pierre Pezziardi, Partner, hellomerci
@ppezziardi
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Roll-out fast to your 1st
circle, I mean FAST
● Roll-out slides after
week 1
● App after month 2
PO = sales rep (product
clerk otherwise)
● what minimum do
you need to get a
borrower involved? a
lender involved?
Co-construction creates
loyal customers
-> aka ambassadors
When enlarging,
apologize rather than
seek perfection
Take it, but take it easy
● Better lose 2 months
on delays than break
a relationship with “it
must be perfect”
partners
● MVP <> MVPWA
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Bank lending value chain
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LeanIT in a Bank
super
app
smart
app
amazing
app
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Reinforcing local optima
maximise
sales
maximize
liquidity
maximise
calls
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not global optimum
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E.g.
3 B$ MIS for french banks
15/9/2008
“Optimizing the risk
department does not
minimize the risk of the
bank”
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Culture <-> System (Conway’s law - 1968) : “organizations which design systems ... are constrained to produce
designs which are copies of the communication structures of these organizations”
Division (disempowerment)
Control (mistrust) +
+
Silo apps, data silos
Everything is forbidden except
what is explicitly allowed
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Beyond pyramidal
systems Autonomy (empowerment)
Transparency (trust)
Mutual aid +
+
Open app, shared data
Everything is allowed except
what is explicitly forbidden
Consider using this
DNA into your apps
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Crowdlending
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Crowdsourcing Internal support
functions
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Lean lending value chain
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Global optima
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Copyright © Institut Lean France 2013
3 & 4 October, 2013 Paris, France
More Lean IT presentations and videos on www.lean-it-summit.com