Download - In the Hands of God
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A STUDY OF RISK & SAVINGS IN AFGHANISTAN
IN THE
JAN CHIPCHASE MARK ROLSTON CARA SILVER
HANDS OF GOD
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OPPORTUNITY
financial inclusionmobile money > savings
research boundaries
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OPPORTUNITY
explore attitudes to risk & savingsbroader ecosystem
how a new saving’s product would be positioned & communicated
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CONFLICT
available insightwithin the organisation
self-doubt
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EMOTIONAL ROLLER COASTER
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EMOTIONAL ROLLER COASTER
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EMOTIONAL ROLLER COASTER
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EMOTIONAL ROLLER COASTER
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APPROACH
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3 x researchers + 5 local fixers & guides + drivers
TEAM
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SALARIED PARTICIPANTS
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METHODS
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METHODS
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BIASES & OMISSIONS
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CHALLENGES
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WITHIN THE COUNTRY
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offices & homesstreets, retail, college
street & hawala markets
WITHIN CITIES
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degrees of conservatismsocial pressure on local female guides
dress code
social rules(and who can break them)
EXTREME GENDER DYNAMICS
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[lets put it in context]
SECURITY
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[lets put it in context]
low-profilesufficiently trusted local crew
local transportpriming social contextssituational awareness
SECURITY
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move with intentneutral clothes
situational awarenessneutralise self as threatno visible items of value
carefully target first contact to prime otherstap local guides
MITIGATING RISK
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PRIMING ASOCIAL BEHAVIOUR
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$200,000
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$200,000
(the starting price point for facilitating a kidnap)
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$200,000
(the starting price point for facilitating a kidnap)
(which is why you work on building trust with your local crew)
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$200,000
(the starting price point for facilitating a kidnap)
(which is why you work on building trust with your local crew)
(which is why your local crew work on building trust with you)
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TALKING ABOUT MONEY
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TALKING ABOUT BRIBERY
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THOUGHTS
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GOATS, GRAIN, GOLD, LAND
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lottery spot
employer contribution Shari’ah Law
REWARDS/INCENTIVES FOR SAVING
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“IN MY LIFETIME”
planned ISAF & US withdrawaltouched by the war
rule of lawTaliban rule
civil warSoviet invasion
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“IN MY LIFETIME”
?planned ISAF & US withdrawal
touched by the warrule of law
Taliban rulecivil war
Soviet invasion
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PREDICTABILITY OF LIFE (& DEATH) EVENTS
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INTERTWINED FAMILY LIVES
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INTERTWINED FAMILY LIVES
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INTERTWINED FAMILY LIVES
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INTERTWINED FAMILY LIVES
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INTERTWINED FAMILY LIVES
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A CULTURE OF CONTRIBUTION
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portfoliohow, where, when people withdraw
whom to invite to the weddingcompulsory car insurance vs bribe
RISK AVERSION STRATEGIES
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NEGOTIATION STRATEGIES
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SUMMARY
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identitybankingmarriage
...
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“tomorrow is hard to believe in”
CLOSING
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out of gods hands
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THANKS