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INFORMATION:
Name: Anamica Ukirde
Class: 9th
Section: A
Roll No.: 76
Seat No.: 998
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Introduction :The word budget is derived from the
French word ‘baguette’, which means a ‘small bag containing financial proposals’.
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Types of Budget:
Surplus Budget
Deficit budget
Balanced budget
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It takes place when the total income is more than its total expenditure.
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It takes place when the total income of the family is lesser than total expenditure.
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It takes place when total income of the family is equal to total expenditure.
It maintains the balance between income and expenditure of the family.
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Some points to remember :-
• Your budget should be tailored as per your needs.
• Saving is necessary element of budget to overcome unexpected events.
• Don’t panic, if your expenses exceed the income. Revise your budget by reducing expenses.
• The budget should be reviewed from time to time.
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1) Protects individuals from getting into financial problems.
2) Brings economic stability in life, if money is managed efficiently.
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Budgeting is the basic step of financial planning for happiness in life.
Happy Life
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3 steps to Happy life :
1) Remain away from worries and tensions.
2)Be stress free.
3)Maintaining your Budget.
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Expenditure includes money spent on various good and services.
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-Anamica Ukirde