Transcript
Page 1: Health insurance myths debunked

Avoid These Five (5) Health Insurance Myths

.

www.Intenseinsurance.com

Page 2: Health insurance myths debunked

Health insurance company would pay all my health care

expenses.

www.Intenseinsurance.com

The First Myth Is:

FACT: You needs to pay some out-of-pocket expenses for your health bills by

yourself.

Only the selected health care types supported by your policy would be paid

for by your health insurance company.

there are some cost sharing clauses in your health policy which would

mandate it that you should pay deductibles, copays, and coinsurance.

Page 3: Health insurance myths debunked

Health Insurance Doesn’t Pay for Elective Surgery

.

www.Intenseinsurance.com

The Second Myth Is:

FACT: Health Insurance pays for all forms of elective surgeries, but exempt payment for “not

medically important surgeryies”

You need to get a clear understanding of the differences between a “not medically

important surgery” and an elective surgery. Note, that most medically not necessary

surgeries are also elective in nature. But elective surgeries are not a medically not

necessary surgery.

Healthy insurance companies do pay for elective surgeries but not for “not medically

important surgery”.

Page 4: Health insurance myths debunked

I have to pay a penalty tax for not having health insurance.

.

www.Intenseinsurance.com

The Third Myth Is:

FACT: Although you are required to pay a “shared responsibility payment” anytime

you file a federal income tax as a person whom is not having health

coverage.

The affordable care act also made room for some slide exemption to this

payment, based on genuine facts and conditions of the citizen.

Page 5: Health insurance myths debunked

www.Intenseinsurance.com

Third Facts Continues…..

The Affordable Care Act made a way for some people to be exempted from the compulsory health insurance for any of the below circumstances:

If it would prevent you from paying all your utility bills.

If health coverage would cost anyone more than 8 % of his

total household income.

If you will be having an unexpected expenses due to caring

for an elderly relative

Page 6: Health insurance myths debunked

Health Insurance is not Affordable for me.

www.Intenseinsurance.com

The Fourth Myth Is:

FACTS: There are alternative helps to leverage the burden of you paying in excess

of what you can’t bear. Example of such alternative is the Health Insurance

Subsidy.

Health subsidy would help you out if you can’t afford to pay your health

insurance premium.

You don’t need to be totally poor before you can be eligible for the

government health insurance subsidy. Eligibility for health subsidy is

totally determined by your income status and NOT by your assets.

Page 7: Health insurance myths debunked

I Have a Pre-Existing Condition, I Can’t Get

Health Insurance cover.

www.Intenseinsurance.com

The Fifth Myth Is:

FACT S: It is very true that previously in time past, getting a health coverage for

someone with a pre-existing condition is really out of reach, and if anyone

with a pre-existing condition would get a health insurance policy at all, he

would have to pay a high fees and premium due to his health circumstance.

However, with the affordable care act, there is opportunity for anyone with

a pre-existing condition to get health cover without paying high rate..

Page 8: Health insurance myths debunked

IN CONCLUSION

Page 9: Health insurance myths debunked

Top Related