Health Care Open Enrollment (coverage effective
1/1/2010)
1
Benefit Summary
You may review your current benefits summary by: Clicking on myUT at the top of the
www.utoledo.edu homepage Sign in to myUT Click on Benefit Summary in the left-
hand column of the Employee tab Then click the select button
2
Open Enrollment Pharmacy will now be bundled with
medical for both campuses (no longer available as a stand alone election except for AFSCME)
Main Campus Full re-enrollment
Health Science Campus Full re-enrollment
3
Open Enrollment Website
No packets will be mailed – post card notification only If you do not have computer access, you can pick up a packet
in HR http://hr.utoledo.edu Click on Open Enrollment Option Read general directions Click on either Main Campus, Health Science Campus Non-
Union or AFSCME Click each needed form and type in the information, then print
the form and go on to the next form to complete Turn in all completed forms at one time as one packet to
Human Resources HR is located on the Main Campus in the Transportation Center
and is open M-F 7:30 AM to 5:00 PM
4
Main Campus Health Insurance Choices…
Ohio Benefit Administrators/FrontPath PPO 90/10 FrontPath & PHCS networks – (Promedica & Mercy) 70/30 Out-of-network
Paramount Employer Select 100 UTMC, UTP, UT community faculty
The following teaching facilities: Defiance, Flower, Fostoria, Lima, Toledo Hospital & Toledo Children’s Hospital for inpatient services and outpatient surgeries
Tier 1 list is available on the http://hr.utoledo.edu website 90/10 Paramount & PHCS networks 70/30 Out-of-network
Medical Mutual of Ohio CDHP 100 UTMC & UTP
Tier 1 list is available on the http://hr.utoledo.edu website 90/10 MMO (Mercy & Paramount) & PHCS (and Cofinity for
Michigan) networks 70/30 Out-of-network
5
Health Science Campus Health Insurance Choices…
Paramount Employer Select 100 UTMC, UTP, UT community faculty
The following teaching facilities: Defiance, Flower, Fostoria, Lima, Toledo Hospital & Toledo Children’s Hospital for inpatient services and outpatient surgeries
Tier 1 list is available on the http://hr.utoledo.edu website
90/10 Paramount & PHCS networks 70/30 Out-of-network
Medical Mutual of Ohio CDHP 100 UTMC & UTP
Tier 1 list is available on the http://hr.utoledo.edu website
90/10 MMO (Mercy & Paramount) & PHCS (and Cofinity for Michigan) networks
70/30 Out-of-network
6
Main Campus OBA/FrontPath Co-Pays
FrontPath & PHCS Networks
Out of Network
Office Visit Co-Pay: $15
Office Visit covered 70%
after deductible
Specialist Visit Co-Pay: $30
Specialist Visit covered 70%
after deductible
7
Main CampusOBA/FrontPath Deductibles
FrontPath & PHCS Networks
Out of Network
$100 Single$200 Single + 1
$300 Family
$300 Single$600 Single + 1
$900 Family
90%Coverage
70% Coverage
8
Main & Health Science Campus Paramount ES Co-Pays
Tier 1UTMC &Tier 1
Providers
Tier 2 Paramount
& PHCS Networks
Tier 3 Out of
Network
Office Visit Co-Pay: $10
Office Visit Co-Pay: $20
Office Visit covered 70%
after deductible
Specialist Visit Co-Pay: $25
Specialist Visit Co-Pay: $35
Specialist Visit covered 70%
after deductible
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Main & Health Science Campus Paramount ES Deductibles
Tier 1UTMC &Tier 1
Facilities
Tier 2 Paramount
& PHCS Networks
Tier 3 Out of
Network
No Deductible $100 Single$150 Single +
1$200 Family
$500 Single$750 Single +
1$1,000 Family
100% Coverage
90%Coverage
70% Coverage
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Paramount ES 2010 Changes
No longer requires selection of Primary Care Physician (PCP)
No longer requires referrals Rates have decreased 11% Non-network co-insurance now
70%/30% rather than 60%/40%
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What is a Consumer Directed Health Plan?
Consumer Directed Health Plans (CDHPs) are made up of three elements:
1. A health plan2. A fund or account that you can use to help pay for qualified, out-of-pocket medical expenses (known as a Health Savings Account or HSA)3. Interactive tools and information to help you make more informed health care decisions
Cannot be enrolled in another health plan as secondary unless it is also a high deductible health plan. No one enrolled in the CDHP may be covered by Medicare.
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How Much May I Contribute to my HSA?
The University of Toledo contributions ($800/single, $1,600/family) will be accessible on January 4th in 2010.
You may contribute by payroll deduction on a pre-tax basis.
Payroll contributions you make are prorated over 24 pay periods but can be changed throughout the year by contacting UT HR.
Your HSA contribution limits are $3,050 for persons with individual coverage and $6,150 for persons with family coverage. This includes contributions made by UT.
Individuals age 55 to 64 may contribute an additional $1,000 annually
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Using Your HSA:
You may use HSA funds towards your medical plan deductible or any coinsurance or copayments.
You may use your HSA funds for qualified health care expenses as allowed by the IRS. The following list provides some typical examples:
Medical deductibles
Braces
Dental care Contact lenses
Prescription drugs Hearing aids LASIK eye surgery Eyewear 14
CDHP Design Highlights Deductible
$1,200 Single $2,400 Family
Health Savings Account Employer Contribution $800 Single $1,600 Family
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CDHP Highlights
Meet the plan deductible then pay coinsurance
Prescription drug costs count towards deductible
Out-of-pocket maximum limits amount you pay annually
Preventive care not subject to the deductible and covered at 100% with UTMC providers, 90% with MMO Providers
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Must be enrolled in HSA-compatible health plan to open & contribute to HSA
What is an HSA?
17© 2009 Wells Fargo Bank, N.A. All rights reserved. For public use.
• Pay for Qualified Medical expenses with Tax Free dollars
• No use it or lose it provision – like Flexible Spending Accounts
• Your balance plus investment earnings carry over year to year
- Tax Free
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Triple tax savings*
Pay for qualified medical expenses tax free
Interest and investment earningsare tax free
Contributions are pre-tax ortax deductible
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Increase your spending and savings power
* All taxes are at the federal level. State taxes vary. Please consult a tax advisor.
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Increase your buying power
Your HSA Contribution
Tax savings from your HSA
contribution*
Increased Buying Power
$500 $125 $625
$1,000 $250 $1,250
$2,000 $500 $2,500
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This example is for illustrative purposes only. Tax consequences may differ based on individual circumstances. Please consult your tax advisor regarding your individual situation. This chart assumes all distributions are used for qualified medical expenses.
*Estimated federal tax savings of 25% based on 2008 tax table for a single taxpayer with income of $60,000. For more information, go to www.ustreas.gov and click on “Health Savings Accounts (HSAs).” Please consult your tax advisor.
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What you receive with your new Wells Fargo HSA
If you elect the Medical Mutual product a Wells Fargo HSA will be opened in your name
You will receive a confirmation letter mailed to your home, including: Web site information Toll-free customer service number
Your Visa HSA Debit Card card will arrive separately Activate the card before you use it
Sample of the envelope the HSA Visa Debit card comes in.
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Rollover process to Wells Fargo for Employees with an existing HSA account
Employee completes and signs Wells Fargo rollover form provided in packet.
Send completed form to University of Toledo Human Resources Benefits.
Money will be transferred to Wells Fargo HSA for new plan enrollment year.
Questions contact: (University of Toledo HR)
wellsfargo.com/hsa
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MMO CDHP PlanPlan Design Feature Tier 1
University Medical Center
Tier 2 MMO Network
Providers
Tier 3Out of
Network
UT HSA Contribution $800 Single$1,600 Family
Employee HSA Contribution
$2,250 Single$4,550 Family
Deductible $1,200 Single$2,400 Family
Out-of-Pocket Maximum (Includes Deductible)
$2,000 Single$4,000 Family
Coinsurance (Most Services)Subject to deductible
100% 90% / 10% 70/30
Preventive CareNot subject to deductible
100% 90% / 10% 70% / 30% 22
CDHP Prescription Drug Coverage
When you fill prescriptions you pay the cost of the prescription until the deductible has been met. Once the deductible has been met you pay the copay or coinsurance detailed below:
Prescription Drugs 30 day supply 90 day supply
UT pharmacies or at any MMO network Pharmacy.
Deductible does not apply to certain preventive medications.
$5 generic
20% formulary (up to $80 max per prescription)
30% non-formulary
$10 generic
20% formulary (up to $200 max per prescription)
30% non-formulary
Once the out-of-pocket maximum has been met, all prescriptions are covered at 100%. 23
Preventive Drugs (partial listing)not subject to CDHP deductible
Antiasthmastics drugs & supplies
Antidiabetic drugs & supplies
Antiemetics/antivertigo agents
Antiestrogens
Anti-infectives
Antimalarials
Anti-ulcer agents
Antivirals
Blood Thinning Agents
Contraceptives, oral
Estrogen replacement products
Gout
High Cholesterol drugs
Hypertension drugs
Osteoporosis drugs
Prenatal vitamins
Prescription vitamins
Smoking Cessation medications
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Spousal/Domestic Partner Provision (for full-time and part-time employees)
Does not apply to the MMO CDHP Must be completed annually if covering
a spouse/domestic partner on health insurance
For Spouse to be Primary: Unemployed, Self-Employed, Retired, No other
benefits offered Or makes less than $25,000/yr and benefits cost
more than $75/month for a single plan Spouse may be Secondary HSC AFSCME will continue to use existing HSC
spousal/domestic partner provision25
Main Campus / Health Science Campus Non-Union
Spousal/Domestic Partner Healthcare Eligibility Affidavit
Employee Name _________________________ R# or SS# ____________________ (Please Print)
Spouse/Domestic Partner Name _________________________ (Please Print)
A. Who must complete this form? If you are a Main Campus / HSC Non-Union employee who wishes to select UT’s health insurance coverage for your spouse/domestic partner, you MUST complete sections A and B of this form. If your spouse/domestic partner is employed, their employer MUST complete section C. The spousal/domestic partner criteria is as follows:
If a spouse/domestic partner has accessibility to health insurance through their employer, they must enroll in that plan as primary for a minimum of single coverage and may stay on the UT plan as secondary. If the spouse/domestic partner makes $25,000 or less per year and the employee contribution for health insurance through their employer would cost them more than $75/month for a single plan, they may be carried on the UT plan as primary.
a. Spouse/Domestic Partner is: employed @ UT-HSC employed @ UT-MC employed full time employed part time unemployed self employed retired disabled
I hereby certify that the information provided above is correct. I understand that any misrepresentation in the information I have provided above will permit UT to terminate the spouse/domestic partner’s coverage and seek any other legal remedies available including possible prosecution for insurance fraud. Employee Signature _______________________________________ Date __________________
I authorize the release of the health care plan coverage information requested below and authorize its use in accepti ng the application for UT health benefit coverage. Spouse/Domestic Partner Signature _________________________________________ Date __________________
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A. Eligibility for Other Benefit Coverage To be completed by spouse/domestic partner’s employer: 1. Is the person named as spouse/domestic partner above eligible for medical coverage?
NO If no, STOP. You do not need to complete the rest of this form. Please sign, date and return to the address listed below.
YES If yes, continue to question 2. 2. Is the person named as spouse/domestic partner above making $25,000/year or less?
NO If no, continue to question 4. YES If yes, continue to question 3.
3. Do you offer the person named as spouse/domestic partner a health plan that would cost them more than $75/month for a single plan/employee contribution?
NO If no, continue to question 4. YES If yes, STOP. You do not need to complete the rest of this form. Please sign, date and return to the
employee. 4. Has the person named as spouse/domestic partner above taken the coverage for which he or she is eligible? NO If no, date coverage was waived or cancelled ____________. Yes If yes, ____ Single or ____ Family Coverage effective ___________ Insurance Company ____________________________ Group # _____________________ Policy #_____________________
Employer Name ________________________________________________________________________ Employer Address ______________________________________________________________________ Employer Phone Number _________________________________________________________________ Authorized Employer Signature ____________________________________________________________ Title ____________________________________________________ Date _________________________
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Please note… If you and your spouse are both
employed by UT and are both eligible for benefits coverage, you may either enroll together on one form or separately on individual forms, but not both.
Your dependent children may only be enrolled on one form, either yours or your spouses, but not both.
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Dependent Coverage
For dependents age 19-24 (25 for the CDHP), they must be claimed as an IRS dependent by the UT employee, be a full time student and unmarried to be eligible for benefits.
As long as a dependent meets this criteria they may remain covered on your plans until the end of the year in which they reach age 24 (25 for the CDHP).
A Dependent Verification Affidavit must be completed annually.
Same requirements will be used for Fee Waiver eligibility.
Dependents under age 19 do not need a form.
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Dependent Verification Affidavit (please complete a separate form for each dependent)
____________________________________ ___________________________ Employee Name (Last, First MI) Social Security Number or Rocket Number I hereby certify that __________________________, _______________________, (Name of Dependent) (Social Security Number of Dependent)
____/____/____ is: (Date of Birth)
FOR ALL PLANS: age 19-24 (end of calendar year), unmarried, claimed as a dependent for IRS
tax purposes, AND
full-time student (at an accredited educational institution)
FOR MMO CDHP: age 19-25 (end of calendar year), unmarried,
AND a full-time student (at an accredited
educational institution)
(Educational Institution: high school, college, university, other)
(City, State, Zip)
For the semester ____/____/____ to ____/____/____ or school year____________. Expected graduation date: ____/____/____
I hereby certify that the information provided above is correct. I understand that I am obligated to inform UT of any change in noted dependent’s student status. I ensure accuracy, I acknowledge and agree that UT may investigate the status of the noted dependent during the period in which the dependent is claiming full-time student standing. I understand that any misrepresentation in the information I have provided above will permit UT to terminate the dependent’s coverage and seek any other legal remedies available including possible prosecution for insurance fraud. Date: ____/____/____ ______________________________ (Signature) Employee ______________________________ (Relation to Dependent)
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Prescription
AFSCME will remain on current HSC plan SXC changing their name to “Informed
Rx a division of SXC” Bundled with Medical Coverage (except for
AFSCME)
Co-pays go by tiers Tier 1 – Generic Tier 2 – Preferred Brand Tier 3 – Non-Preferred Brand
Formulary can be found at http://hr.utoledo.edu/benefits 31
Prescription Cost Sharing
UT 30-day supply co-pays:(except for AFSCME) TIER 1: $6.60 per prescription TIER 2: $16.50 per prescription TIER 3: $33.00 per prescription
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Prescription Cost Sharing
UT 90-day supply co-pays:(except for AFSCME) TIER 1: $16.50 per prescription TIER 2: $30.80 per prescription TIER 3: $61.10 per prescription
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Prescription Cost Sharing
Main Campus Retail co-pays for a 30 day supply: Tier 1: $11 Tier 2: 20% Tier 3: 40%
Health Science Campus Non-Union Retail co-pays: Tier 1: Only a 10 day emergency supply is available
@$6.60 Tier 2: Only a 10 day emergency supply is available
@$16.50 Tier 3: Only a 10 day emergency supply is available
@$33.0034
Dental Plan AFSCME will remain on current HSC plan Enhanced for HSC non-union (same plan as
MC except for annual maximum) Preventive Services covered at 100%
2 cleanings in 12-month period Minor & Major work covered at 80%
$100 deductible per calendar year per person Orthodontia (dep <19) at 60% ($1500
lifetime max) Main Campus $3,000 annual max per
person Health Science Campus $1,500 annual max
per person35
HSC Dental (Non-Union)
Current New
per person per year max $750 $1,500
crowns 50% 80%
periodontic services 50% 80%
oral surgery 50% 80%
prosthodontic services 50% 80%
implants 50% 80%
orthodontic services 50% 60%
ortho lifetime limit $500 $1,500
deductible $50 $100
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HSC Dental (Non-Union)
Old
Charged
50/50 crown $ 800 $400 employee cost
New
80/20 crown $ 800 $160 employee cost
Old
50/50 oral surgery $1,200 $600 employee cost
New
80/20 oral surgery $1,200 $240 employee cost
old cap $ 750
new cap $1,500
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Vision Coverage
AFSCME will remain on current HSC plan Enhanced for HSC non-union (same plan
as MC) Eye examination with a $10 co-pay once
every 24 months Every 12 months for students & children
Prescription lenses once every 24 months Every 12 months for students & children
Frames/Contacts allowance of $120 every 24 months
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HSC Vision (Non-Union)
Current New
exam $15 $10
lens (student & child) every 24 mo every 12 mo
exam (student & child) every 24 mo every 12 mo
Contacts/lenses (student & child) every 24 mo every 12 mo
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Flexible Spending Account
Must be set up annually Allows you to set aside additional money
on a pre-tax basis May be used for out-of-pocket medical
and/or dependent care expenses You will be reimbursed for charges
incurred once claim form is submitted Reimbursements may be direct deposited Account DOES NOT rollover Reminder: If electing MMO CDHP medical
coverage, you are only eligible for dependent care.
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Main Campus Employee Clinic
Location:Main Campus Medical Center
Phone Number:419-530-3451
Clinic Hours:Monday - Friday 8:15 am - 11:00am and 1:00pm - 4:00 pm
Can generally be seen the same day, if not then within 24 hours
No office visit co-pay
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Health Science Campus Employee Clinic Location:
Room 2410, Dowling Hall
Phone Number:(419) 383-3000
Clinic Hours:Monday - Friday 7:30 am - 4:30 pm
Can generally be seen the same day, if not then within 24 hours
No office visit co-pay
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Full-Time Single $29.41Single +1 $58.82Family $90.09
Part-Time (20%)* Single $39.21Single +1 $78.42Family $120.12
Full-Time Single $24.90Single +1 $49.57Family $73.18
Part-Time (20%)* Single $33.20Single +1 $66.10Family $97.57
Full-Time Single $12.10Family $35.57
Part-Time (20%)* Single $16.14Family $47.42
Full-Time Single $0.00Single +1 $0.00Family $0.00
Part-Time (20%) Single $3.62Single +1 $7.25Family $11.10
Full-Time Single $0.00Single +1 $0.00Family $0.00
Part-Time (20%) Single $0.48Single +1 $0.96Family $1.47
Dental Plan
Vision Plan
OBA/FrontPath PPO and Rx
Paramount 3-Tier Employer Select and Rx
MMO CDHP and Rx
University of ToledoMain Campus
2010 Twelve Month Premiums
Employee Per Pay
Effective January 1, 2010
Full-Time Single $39.21Single +1 $78.42Family $120.12
Part-Time (20%)* Single $52.28Single +1 $104.57Family $160.16
Full-Time Single $33.20Single +1 $66.10Family $97.57
Part-Time (20%)* Single $44.26Single +1 $88.13Family $130.09
Full-Time Single $16.14Family $47.42
Part-Time (20%)* Single $21.52Family $63.23
Full-Time Single $0.00Single +1 $0.00Family $0.00
Part-Time (20%) Single $4.83Single +1 $9.66Family $14.80
Full-Time Single $0.00Single +1 $0.00Family $0.00
Part-Time (20%) Single $0.64Single +1 $1.28Family $1.96
University of ToledoMain Campus
2009 Nine Month Premiums
Employee Per Pay
Effective January 1, 2010
Dental Plan
Vision Plan
OBA/FrontPath (PPO) and Rx
Paramount 3-Tier PPO and RX
MMO CDHP Plan and Rx
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Per Pay
Full-Time Single 28.84Single + 1 57.41
Family 84.75 Part-Time Single 57.67
Single + 1 114.82Family 169.49
Full-Time Single 17.75Family 52.16
Part-Time Single 35.50Family 104.33
Full-Time Single 2.03Single +1 5.19
Family 7.66 Part-Time Single 4.06
Single +1 10.38Family 15.33
Full-Time Single 0.53Single +1 1.06
Family 1.62 Part-Time Single 1.06
Single +1 2.11Family 3.24
University of ToledoHealth Science Campus - Non-union
2010 Monthly Premiums Effective January 1, 2010
Employee
MMO CDHP & Rx
DENTAL
VISION SERVICE PLAN
PARAMOUNT 3-TIER EMPLOYER SELECT & Rx
44
Per Pay
Full-Time Single 28.84Single + 1 57.41
Family 84.75 Part-Time Single 57.67
Single + 1 114.82Family 169.49
Full-Time Single 17.75Family 52.16
Part-Time Single 35.50Family 104.33
Full-Time Single 0.00Single +1 0.00
Family 0.00 Part-Time Single 9.22
Single +1 23.60Family 34.84
Full-Time Single 1.23Single +1 1.23
Family 1.23 Part-Time Single 4.23
Single +1 4.23Family 4.23
Full-Time Single 0.00Single +1 0.00
Family 0.00 Part-Time Single 0.00
Single +1 0.00Family 0.00
Employee
MMO CDHP and Rx
PHARMACY
DENTAL
VISION SERVICE PLAN
Paramount 3-Tier Employer Select
University of ToledoHealth Science Campus - AFSCME
2010 Monthly Premiums Effective January 1, 2010
45
SECTION I: PERSONAL INFORMATION
Employee's Last Name FIrst M.I. Social Security Number
Home Address City State Zip Home Phone Number Daytime Phone Number
SECTION II: REASON FOR COMPLETING FORMDate of event: _____ / _____ / _____ (return form within 30 days of event date)Qualifying status change (please specify)
Hired/Newly Eligible Birth/Adoption/Legal Guardianship1 Loss of Other Coverage1
Open Enrollment Marriage1 Addition of Domestic Partner Coverage2
Other1(please describe): Addition of Dependent due to Eligibility1
1Documentation may be required. 2Affidavit required.
SECTION III: HEALTH PLAN COVERAGE SELECTION
Please select: Main Campus Employee ______ HSC Employee ______ For HR Office Use Only
I elect Medical/Rx coverage -- make plan selection below E-Class F/T or P/T
OBA/FrontPath PPO (Main Campus Only) I elect Dental coverage Deduction Code
Paramount Healthcare ES I waive Dental coverage Medical
Medical Mutual CDHP (HSA Form must also be completed) Rx
I waive Medical/Rx coverage I elect Vision coverage Dental
I waive Vision coverage Vision
SECTION IV-A: ELIGIBLE DEPENDENT ENROLLMENT INFORMATION
(Please list all family members to show new coverage)
Date of BirthName (M/D/Y) M F Social Security Number Yes No Yes No Yes No Yes No
*If dependent's address differs from employee's address, provide dependent's address in SECTION IV-C on back. Additional dependents may be added on back as well.
Please use the following numbers and letters to indicate Relationship to Employee
1 Employee 2 Spouse 3 Dependent Child (under age 24 unless fully disabled). 4 Domestic Partner3A Dependent Child of Employee3B Dependent Child of Employee's Spouse3C Dependent Child of Employee's Domestic Partner
NOTE:
AUTHORIZATION
Signature Date
Date of Birth
Main Campus / Health Science Non-Union
HEALTHCARE Election Form: Medical/Rx, Dental, Vision
Address
Dental
Choose coverage for
Rocket #
to Employee
PDADEDN
BENE
I hereby apply to The University of Toledo Healthcare Benefits Program for the coverage indicated above. I have read and understand the material explaining the terms and conditions of The University of Toledo Healthcare Plans. I declare that any individual for whom I am requesting healthcare coverage meets the definition of an eligible dependent. I understand that any person who knowingly and with intent to defraud applies for coverage or files a claim containing any materially false information is guilty of fraud and is thereby subject to disciplinary action, up to and including termination of benefits and/or employment as well as possible prosecution for insurance fraud. I understand that my elections may not be changed or voluntarily cancelled at any time during the plan year unless a qualifying status change occurs, as defined by the plan. The Benefits Office must receive notification on the appropriate form(s) within 30 days. I understand that the kind of coverage for which I am making application contains coordination of benefits, workers' compensation and subrogation provisions, and I acknowledge The University of Toledo's right to enforce these provisions. I authorize The University of Toledo to deduct the required semi-monthly contribution from my pay on a pre-tax and/or after tax basis. I understand that The University of Toledo's contribution amount for coverage for Domestic Partner and his or her dependent(s) is considered imputed income and I will be taxed on that value. I certify that all information provided on this form is true and correct to the best of my knowledge.
Vision
If Dependent Child is between the age of 19 and 24 (or 25 for CDHP), a Dependent Verification Affidavit is required.
(see below)Gender employee?*
For HR Office Use Only
each eligible dependent:Medical/Rx
Does anyone listed above have other coverage? NO YES, If yes please list on back under "Other Coverage"
different fromRelationship
BCOV
46
SECTION I: PERSONAL INFORMATION
Employee's Last Name First M.I. Date of Birth Social Security Number
Home Address Street City State Zip Home Phone Number Daytime Phone Number
SECTION II: REASON FOR COMPLETING FORMDate of event: _____ / _____ / _____ (return form within 30 days of event date)Qualifying status change (please specify)
Hired/Newly Eligible Birth/Adoption/Legal Guardianship1 Loss of Other Coverage1
Open Enrollment Marriage1 Addition of Domestic Partner Coverage2
Other1(please describe): Addition of Dependent due to Eligibility1
1Documentation may be required. 2Affidavit required.
SECTION III: HEALTH PLAN COVERAGE SELECTIONA. I elect Medical coverage -- make plan selection below
Paramount Healthcare ES For HR Office Use Only
Medical Mutual CDHP C. I elect Dental coverage E-Class F/T or P/T(HSA Form must also be completed)
I waive Medical coverage I waive Dental coverage Deduction Code PDADEDN
Medical
B. I elect Pharmacy (Rx) coverage D. I elect Vision coverage Rx
I waive Pharmacy (Rx) coverage I waive Vision coverage Dental
Vision
SECTION IV-A: ELIGIBLE DEPENDENT ENROLLMENT INFORMATION
(Please list all family members to show new coverage)
Date of BirthName (M/D/Y) M F Social Security Number Yes No Yes No Yes No Yes No
*If dependent's address differs from employee's address, provide dependent's address in SECTION IV-C on back. Additional dependents may be added on back as well.
Please use the following numbers and letters to indicate Relationship to Employee
1 Employee 2 Spouse 3 Dependent Child (under age 24 unless fully disabled). 4 Domestic Partner3A Dependent Child of Employee3B Dependent Child of Employee's Spouse3C Dependent Child of Employee's Domestic Partner
NOTE:
AUTHORIZATION
Signature Date
BCOV
Rocket #
If Dependent Child is between the age of 19 and 24 (or 25 for the CDHP), a Dependent Verification Affidavit is required.
to Employee
Health Science Campus - AFSCMEHEALTHCARE Election Form: Medical, Rx, Dental, Vision
Dental
Choose coverage for
each eligible dependent:
VisionGender Medical
Relationship
Rx
If you or your dependents have other coverage, please list on back under "Other Coverage"
I hereby apply to The University of Toledo Healthcare Benefits Program for the coverage indicated above. I have read and understand the material explaining the terms and conditions of The University of Toledo Healthcare Plans. I declare that any individual for whom I am requesting healthcare coverage meets the definition of an eligible dependent. I understand that any person who knowingly and with intent to defraud applies for coverage or files a claim containing any materially false information is guilty of fraud and is thereby subject to disciplinary action, up to and including termination of benefits and/or employment as well as possible prosecution for insurance fraud. I understand that my elections may not be changed or voluntarily cancelled at any time during the plan year unless a qualifying status change occurs, as defined by the plan. The Benefits Office must receive notification on the appropriate form(s) within 30 days. I understand that the kind of coverage for which I am making application contains coordination of benefits, workers' compensation and subrogation provisions, and I acknowledge The University of Toledo's right to enforce these provisions. I authorize The University of Toledo to deduct the required semi-monthly contribution from my pay on a pre-tax and/or after tax basis. I understand that The University of Toledo's contribution amount for coverage for Domestic Partner and his or her dependent(s) is considered imputed income and I will be taxed on that value. I certify that all information provided on this form is true and correct to the best of my knowledge.
(see below)
BENE
47
SECTION IV-B: EMPLOYEE AND ELIGIBLE DEPENDENT ENROLLMENT INFORMATION (cont'd)
Use the space below to record additional eligible dependent information as needed.
PCPBirth Date (If PHC
Name (M/D/Y) M F Social Security Number Yes No Yes No Yes No Yes No is selected)
*If dependent's address differs from employee's address, provide dependent's address in SECTION IV-C below.
SECTION IV-C: DEPENDENT ADDRESS INFORMATION (if different from employee's address)
If you indicated in SECTION IV-A or IV-B that any dependent's address differs from the employee's address, please provide that dependent's name and mailing
address below:
Dependent's Name
Street Address
City State Zip
Policy Holder Name Effective Date Policy Number
Insurance Company Family Members Covered
If you have questions, contact the Office of Human Resources Benefits Department at (419) 530-4747
Return completed form to: Office of Human Resources, Benefits Department, MS #205, 15115 South Towerview Blvd., Toledo, OH 43606. Fax: (419) 530-1492
OTHER INSURANCE
to Employee
different from and each eligible dependent:Relationship Gender employee?* Medical/Rx Dental Vision
Address Choose coverage for employee
HEALTH Election Form: Medical, Rx, Dental, Vision
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HIPAA additional changes
Due to additional changes to HIPAA that were effective 9/23/2009, you will need to contact the vendors personally when you have a claims issue
Benefits vendor contact information is available on the http://hr.utoledo.edu benefits website or on the back of your ID card
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Open Enrollment Website
http://hr.utoledo.edu
Please remember Open Enrollment runs from October 15 to November 13. All forms must be turned into HR and time stamped by 5:00 pm on November 13.
Any questions that may come up can be emailed to [email protected]
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