![Page 1: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/1.jpg)
Health Care
![Page 2: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/2.jpg)
Health Care Reform
• Insuring more people by changing the number
• The 46-47 Million number is gone
![Page 3: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/3.jpg)
Expanding Federal Programs
• Getting those eligible on programs they are eligible for– Expanding Medicare Eligibility– Expanding COBRA health insurance– Expanding SCHIP Program
![Page 4: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/4.jpg)
Making Changes to Private Insurance
• Cannot Deny for Pre-Existing Conditions
• Cannot remove people who use up their coverage
• The Slackers mandate
• Subsidies to purchase insurance
![Page 5: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/5.jpg)
Individual Mandates
• People will be required to have health insurance– Just as we are required to have health
insurance
• This is the tricky part
![Page 6: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/6.jpg)
What if I have Insurance
• In theory it should not change
• Your employer, however, can just you off
![Page 7: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/7.jpg)
When does it start
• Mandates begin in 2014
• Costs should be lowered over time as people have insurance
![Page 8: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/8.jpg)
What it looks like
![Page 9: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/9.jpg)
How can we afford this
• 1 Trillion over first 10 years– Tax on Tans – Higher medicare taxes on wealthy and
Medicare cuts– Taxes on High-end insurance– Fees on Health Care Industry
![Page 10: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/10.jpg)
Environmental, Social, and Political Problems of Population
Change
![Page 11: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/11.jpg)
Two Demographic Truths
1. We are all Born
2. We Will all Die
What we do in between has ramifications for the Environment and Social Policy.
![Page 12: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/12.jpg)
Copyright ©Allyn & Bacon 2009
![Page 13: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/13.jpg)
Population Growth and The Environment
• World Population is growing
![Page 14: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/14.jpg)
Population Moves through stages
![Page 15: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/15.jpg)
Consequences of World Population Growth
• Thomas Malthus
• Carrying Capacity and environmental damage
• Food Shortages
• Depletion of Resources
• Conflict
![Page 16: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/16.jpg)
How to Control Population
• Zero Population Growth
• Family Planning
• Incentives
![Page 17: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/17.jpg)
Demographics and Social Security
How Population Growth and Change influences Policy
![Page 18: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/18.jpg)
What is it?
• The Largest Single Federal Program
• A program that everyone loves
• A Program that tracks baby names
![Page 19: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/19.jpg)
Why do we love it?
• Almost everyone gets it
• It has very basic goals that are easy to reach
• The average worker gets $1,164 a month
![Page 20: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/20.jpg)
How Do We pay for it?• Payroll Taxes
– I Pay 6.25% of my salary– St. Edward’s matches this
• Only the first $106,800 of wages are taxed
• There is an upper limit on taxes… for Now (the most you can pay is $6,621.60)
• The most you can get in benefits is $2346
![Page 21: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/21.jpg)
SOCIAL SECURITY IS IN FINANCIAL TROUBLE- ALL
BECAUSE OF DEMOGRAPHICS
![Page 22: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/22.jpg)
America is Getting Older
![Page 23: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/23.jpg)
There are Fewer Workers
![Page 24: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/24.jpg)
The Baby Boomers will drain the System
![Page 25: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/25.jpg)
Bankrupt vs. Broke
• Bankrupt- not being able to meet your obligations
• Broke- not having any money
Either way, we need policy change
![Page 26: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/26.jpg)
The Policy of inaction
1995 Prediction 2005 Prediction
![Page 27: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/27.jpg)
Forecasting in 2006
![Page 28: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/28.jpg)
The 2010 Numbers
In 2016 we will begin paying more in benefits than we collect in taxes. Without changes, by 2037 the Social Security Trust Fund will be exhausted* and there will be enough money to pay only about 76 cents for each dollar of scheduled benefits.
![Page 29: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/29.jpg)
How to Solve the Problem
• There are many solutions
• All involve risk and create winners and losers
• Your primary targets are voting constituents
![Page 30: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/30.jpg)
Other Solutions
• Raise the age
• Raise Taxes
• Cut Benefits
• Run Public Service announcements
![Page 31: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/31.jpg)
Radical Solutions
• Partial Privatization
• Full Privatization
• Amnesty for Illegal Immigrants
• Abolish Abortion
![Page 32: Health Care. Health Care Reform Insuring more people by changing the number The 46-47 Million number is gone46-47 Million](https://reader036.vdocuments.us/reader036/viewer/2022062802/56649ee05503460f94bf03cf/html5/thumbnails/32.jpg)
Social Security
Has it been a success, and what should we do?