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Govt of India Schemes
Key Details
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# Scheme Ministry Date of
Launch
Objective
1. Pradhan Mantri
Jan-Dhan
Yojana (PMJDY)
Ministry of
Finance
28 Aug 2014 It is a National Mission for
Financial Inclusion of all
households to ensure access to
financial services, namely,
Banking/ Savings & Deposit
Accounts, Remittance, Credit,
Insurance, Pension in an
affordable manner.
2. Pradhan Mantri
Sukanya
Samriddhi
Yojana
(PMSSY)
Ministry of
Women and
Child
Development
22 Jan 2015 The scheme launched as a part
of the “Beti Bachao, Beti
Padhao” campaign targeted at
the parents of girl children. The
scheme encourages parents to
build a fund for the future
education and marriage
expenses for their female child.
3. Pradhan Mantri
MUDRA Yojana
(PMMY)
(MUDRA-Micro
Units
Development
and Refinance
Agency)
Ministry of
Finance
8 April 2015 The purpose of MUDRA is to
provide funding to the non-
corporate small business sector.
The small businesses/startups
or entrepreneurs can avail loans
from Rs. 50 thousand to 10 Lakh
to start/grow their business
under the three, Shishu, Kishore
and Tarun categories of the
scheme.
# Scheme Ministry Date of
Launch
Objective
4. Pradhan Mantri
Jeevan Jyoti
Bima Yojana
(PMJJBY)
Ministry of
Finance
9 May 2015 Pradhan Mantri Jeevan Jyoti
Bima Yojana is a government-
backed Life insurance scheme
in India. Its main objective is to
provide life insurance cover to
all Indian citizens.
5. Pradhan Mantri
Suraksha Bima
Yojana
(PMSBY)
Ministry of
Finance
9 May 2015 Pradhan Mantri Suraksha Bima
Yojana is a government-backed
accident insurance scheme in
India. Its main objective is to
provide accidental insurance
cover to all Indian citizens.
6. Atal Pension
Yojana (APY)
Ministry of
Finance
9 May 2015 Atal Pension Yojana (previously
known as Swavalamban Yojana)
is a government-backed pension
scheme in India targeted at the
unorganized sector. The
scheme is targeted to the private
unorganized sector and is open
to all Indian citizens between the
age of 18 to 40 years.
7. Pradhan Mantri
Awas Yojana
(PMAY)
Ministry of
Housing and
Urban Affairs
25 June 2015 The scheme envisages the
vision of housing for all by the
year 2022. Under this scheme,
interest subsidy on purchase,
construction, extension,
improvement of house is
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provided to customers belonging
to Economical Weaker Section,
Lower Income Group, Middle
Income Group.
8. Sansad Adarsh
Gram Yojana
(SAGY)
Ministry of Rural
Development
11 Oct 2014 It focuses on development of
model villages called “Adarsh
Gram”. The programme was
launched by the Prime Minister
of India, Narendra Modi on the
birth anniversary of Jayaprakash
Narayan, on 11 October 2014.
9. Pradhan Mantri
Fasal Bima
Yojana
(PMFBY)
Ministry of
Agriculture &
Farmers Welfare
11 Oct 2014 Its main objective is to Provide
insurance cover to rabi and
kharif crops and financial
support to farmers in case of
damage of crops. It replaced
NAIS and MNAIS schemes.
10. Pradhan Mantri
Gram Sinchai
Yojana
(PMGSY)
Ministry of
Agriculture &
Farmers Welfare
01 July 2015 The motive of Pradhan Mantri
Gram Sinchai Yojana will be to
take irrigation water to each and
every agricultural field in the
country and boost agricultural
yield
11. Pradhan Mantri
Garib Kalyan
Yojana
(PMGKY)
Ministry of
Social Justice
and
Empowerment
16 Dec 2016 A part of the Taxation Laws
(Second Amendment) Act, 2016,
the scheme provides an
opportunity to declare
unaccounted wealth and black
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money in a confidential manner
and avoid prosecution after
paying a fine of 50% on the
undisclosed income. An
additional 25% of the
undisclosed income is invested
in the scheme which can be
refunded after four years,
without any interest.
12. Pradhan Mantri
Jan Aushadhi
Yojana
(PMJAY)
Dept of
Pharmaceuticals,
Govt. Of India
1 July 2015 Its aim is to provide quality
medicines at affordable prices to
the masses through special
kendra‟s known as Pradhan
Mantri Bhartiya Jan Aushadhi
Kendra. PMBJK has been set up
to provide generic drugs, which
are available at lesser prices but
are equivalent in quality and
efficacy as expensive branded
drugs.
13. Make in India Ministry of
Finance
25 Sept 2014 To encourage national, as well
as multi-national companies to
manufacture their products in
India and create jobs and skill
enhancement in 25 sectors.
14. Swachh Bharat
Abhiyan
Ministry of
Drinking Water &
Sanitation in
Rural areas ;
2 Oct 2014 To keep the streets, roads and
infrastructure of the country's
4,041 statutory cities and towns
and its rural areas clean and
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Ministry of
Housing & Urban
Affairs in Urban
areas
fulfill Mahatma Gandhi‟s dream
of a clean and hygienic India.
15. Kisan Vikas
Patra
Ministry of
Finance
3 March 2015
(Re-launched)
Kisan Vikas Patra is a saving
certificate scheme which was
first launched in 1988 by India
Post. Based on the
recommendations of Shayamla
Gopinath committee Govt of
India closed the scheme
because of its flaws. Its aim is to
provide safe and secure
investment avenues to the small
investors.
16. Soil Health Card
Scheme
Ministry of
Agriculture &
Farmers Welfare
17 Feb 2015 Under this Scheme,
Government issues soil cards to
farmers which will carry crop-
wise recommendations of
nutrients and fertilizers required
for the individual farms to help
farmers to improve productivity
through judicious use of inputs.
17. Digital India Ministry of
Electronics and
Information
Technology
2 July 2015 To ensure that Govt services are
made available to citizens
electronically by improved online
infrastructure and by increasing
Internet connectivity or by
making the country digitally
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empowered in the field of
technology.
18. Pradhan Mantri
Kaushal Vikas
Yojana
(PMKVY)
Ministry of Skill
Development &
Entrepreneurship
16 July 2015 To encourage aptitude towards
employable skills and to
increase working efficiency of
probable and existing daily wage
earners, by giving monetary
awards and rewards and by
providing quality training to
them.
19. Mission
Indradhanush
Ministry of
Health & Family
Welfare
25 Dec 2014 It aims to immunize all children
under the age of 2 years, as well
as all pregnant women, against
seven vaccine preventable
diseases. The diseases being
targeted are diphtheria,
whooping cough, tetanus,
poliomyelitis, tuberculosis,
measles and Hepatitis B.
20. Deen Dayal
Upadhyaya
Gram Jyoti
Yojana
(DDUGJY)
Ministry of Power 25 July 2015 The scheme designed to provide
continuous power supply to rural
households and adequate power
to agricultural consumers. It
replaced Rajiv Gandhi Grameen
Vidyutikaran Yojana (RGGVY).
21. Deen Dayal
Upadhyaya
Grameen
Ministry of Rural
Development
25 Sept 2014 The Vision of DDU-GKY is to
"Transform rural poor youth into
an economically independent
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Kaushalya
Yojana
(DDUGKY)
and globally relevant workforce
by developing skills and
providing them with jobs having
regular monthly wages.
22. Pandit
Deendayal
Upadhyay
Shramev Jayate
Yojana
(PDUSJY)
Ministry of Labor
and Employment
16 Oct 2014 Objective of this scheme is to
create conducive environment
for industrial development and
doing business with ease and
also expanding government
support to impart skill training for
workers.
23. Atal Mission for
Rejuvenation
and Urban
Transformation
(AMRUT)
Ministry of Urban
Development
24 June 2015 Providing basic services ( water
supply, sewerage, urban
transport) to households & build
Amenities in cities which will
improve the quality of life for all,
especially the poor and the
disadvantaged.
24. Swadesh
Darshan Yojana
(SDY)
&
Pilgrimage
Rejuvenation
and Spiritual
Augmentation
Drive
(PRASAD)
Ministry of
Tourism
09 March 2015 To provide Central Financial
Assistance (CFA) to State
Governments/Union Territory
Administrations, including the
places of religious importance,
for the development of various
tourism projects and tourism
infrastructure in the country.
Under PRASAD 12 cities have
been identified for development.
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25. National
Heritage City
Development
and
Augmentation
Yojana
(HRIDAY)
Ministry of
Housing and
Urban Affairs
21 Jan 2015 The aim of this scheme is to
bring together urban planning,
economic growth and heritage
conservation in an inclusive
manner to preserve the heritage
character of each Heritage City.
Under HRIDAY 12 cities have
been identified for development.
26. Ude Desh ka
Aam Naagrik
(UDAN)
Ministry of
Civil Aviation
27 April 2017 UDAN aimed at making air
travel affordable & widespread,
enabling inclusive job growth
and infrastructure development
of all regions and states of India
and also to connect 70 airports
of the country. Its Motto is “Let
the common citizen of the
country fly”.
27. National Bal
Swachhta
Mission
Ministry of
Women and
Child
Development
14 Nov 2014 To provide hygienic and clean
environment, food, drinking
water, toilets, schools and other
surroundings to the children. It is
a part of the nationwide
sanitation initiative of „Swachh
Bharat Mission‟.
28. One Rank One
Pension
(OROP)
Ministry of
Defense
NA To provide same pension, for
same rank, for same length of
service, irrespective of the date
of retirement.
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29. Smart Cities
Mission
Ministry of Urban
Development
25 June 2015 Smart Cities Mission is an urban
renewal and retrofitting program
by the Government of India with
a mission to develop 100 cities
all over the country making them
citizen friendly and sustainable.
30. Gold
Monetisation
Scheme
(GMS)
Ministry of
Finance
04 Nov 2014 GMS, modifies the existing „Gold
Deposit Scheme‟ (GDS) and
„Gold Metal Loan Scheme
(GML), is intended to mobilise
gold held by households and
institutions of the country and
facilitate its use for productive
purposes, and in the long run, to
reduce country‟s reliance on the
import of gold.
31. Startup India Ministry of
Commerce and
Industry
16 Jan 2016 It aimed at promoting bank
financing for start-up ventures to
boost entrepreneurship and
encourage startups with jobs
creation.
32. DigiLocker Ministry of
Electronics &
Information
Technology
01 July 2015 The service is aimed towards
reducing the need to carry
physical documents, and is part
of the Narendra Modi-led
government's Digital India
initiative. It is has been designed
to reduce the administrative
overhead of government
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departments and agencies
created due to paper work.
33. Integrated
Power
Development
Scheme
(IPDS)
Ministry of Power 18 Sep 2015 To ensure 24/7 power for all.
34. Shyama Prasad
Mukherji Rurban
Mission
(SPMRM)
Ministry of Rural
Development
21 Feb 2016 The major goal of this mission is
welfare of rural areas targeting
their infrastructural facilities,
economic and social conditions
etc. and bridging the urban-rural
gaps.
35. Sagar Mala
project
Ministry of
Shipping
31 July 2015 To modernize India's Ports so
that port-led development can
be augmented and coastlines
can be developed to contribute
in India's growth.
36. Prakash Path –
way to light
Ministry of Power 05 Jan 2015 To distribute LED bulbs and
decrease the power
consumption.
37. Ujwal DISCOM
Assurance
Yojana (UDAY)
Ministry of Power 20 Nov 2015 To obtain operational and
financial turnaround of State
owned Power Distribution
Companies (DISCOMs). The
motto of this scheme is
"Financial turnaround of Power
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Distribution Companies".
38. Vikalp Ministry of
Railways
01 Nov 2015 In this scheme, wait listed
passengers of a train can opt for
confirmed accommodation in
alternate trains.
39. National Sports
Talent Search
Scheme
(NSTSS)
Ministry of
Youth Affairs &
Sports
20 Feb 2015 The Scheme is intended for
talent identification in the age
group of 8-12 years and
nurturing of identified talented
sportspersons.
40. Rashtriya Gokul
Mission
Ministry of
Agriculture &
Farmers Welfare
16 Dec 2014 The “Rashtriya Gokul Mission”
aims to conserve and develop
indigenous bovine breeds in a
focused and scientific manner.
41. PAHAL-Direct
Benefits
Transfer for LPG
Ministry of
Petroleum &
Natural Gas
01 Jan 2015 This program aims to transfer
subsidies directly to the people
through their bank accounts. It is
hoped that crediting subsidies
into bank accounts will reduce
leakages, delays, etc.
42. NITI Aayog
(The National
Institution for
Transforming
India)
Govt of India 1 Jan 2015 It replaced the Planning
Commission. The aim of NITI
Aayog's creation is to foster
involvement and participation in
the economic policy-making
process by the State
Governments of Ind ai
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43. Namami Gange Ministry of Water
Resources, River
Development &
Ganga
Rejuvenation
10 July 2014 National Mission for Clean
Ganga(NMCG), is an Integrated
Conservation Mission with
budget outlay of Rs.20,000
Crore to accomplish the twin
objectives of effective
abatement of pollution,
conservation and rejuvenation of
National River Ganga.
44. Setu Bharatam
Programme
Ministry of Road
Transport &
Highways and
Shipping
4 March 2016 It aims to make all national
highways free of railway
crossings by 2019. Also and
renovate the old bridges.
45. Pradhan Mantri
Ujjwala Yojana
(PMUY)
Ministry of
Petroleum &
Natural Gas
1 May 2016 It aims to safeguard the health
of women & children by
providing free LPG connections
to 5 Crore BPL families across
the country.
46. Rashtriya Gram
Swaraj Abhiyan
Minister of
Panchayati Raj
NA It is an updated version of Rajiv
Gandhi Panchayat
Sashaktikaran Abhiyan. It will
strengthen the Panchayati Raj
system across the country and
address critical gaps that
constrain its success.
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