Credit Reports - Samples
Credit Reports (Samples) Page
Description of Reports
CTOS Report (Company) CTOS Score Report (Individual)
CTOS LitE Report (Company)
CTOS LitE Report (Individual)
Trade Reference Report
1
2- 12
13- 22
23 - 27
28 - 32
33 - 34
Description of Reports
1
CTOS Score ReportOur flagship report that contains the most comprehensive information on the subject. The CTOS Score Report covers both companies & businesses. The report is structured in five (5) distinct sections;
• Section A: Snapshot
• Section B: Company / Business Profile
• Section C: Banking Payment History
• Section D: Litigation Information
• Section E: Trade Referee
The CTOS Score Report further builds on the CTOS Report by offering additional analytics such as the CTOS Score to provide further insights that could aid your credit evaluation.
CTOS LitE ReportA concise version of the CTOS Report containing all the important business and identity information but excludes litigation records. Subscribers who wish to conduct an initial review of the subject may use the LitE Report without worrying about the Credit Reporting Agencies Act compliance.
CTOS Report
Company
3
CTOS Report (Company)
*Not applicable for sole-proprietor/partnership reports
• This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Company Type.
• This section displays the financial highlights, directorship & Top 5 shareholders based on the latest CCM information.
• This section displays the highlights on the following information for the company + its related parties;
o Litigation o Trade Reference o Banking Payment History o Dishonoured Cheques
• This index here is a weightage based indexing system derived from information in Section D of this report.
• This section displays the selected & available information in the report.
ID Verification
Financials & Shareholders*
Credit Info At A Glance
CTOS Litigation Index
Section Summary
Credit Info at a Glance
Source Entity Related Parties
5
3
Knowledge Creates Confidence
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
A : SNAPSHOT
ID Verification
Financials and shareholders
Company Name / Reg. No.
Company Name
Company Registration No.
Registration Date
Registered Address
Business Sector
Company Status
COMPANY SDN BHD / 123456 (your input)
COMPANY SDN BHD (Name Match)
1234560M (ID Match)
04/04/2002
NO. 32A, JALAN OPERA U2/L,TAMAN TTDI JAYA, SECTION U2,SHAH ALAM, SELANGOR
GENERAL MERCHANDISE
Existing
Last Updated
Previous Name Change
Revenue
Profit After Tax (RM)
Net Assets (RM)
Paid-Up Capital (RM)
Total Company Charges (RM)
Directorship
Top 5 shareholders
04/11/2011
ABC SDN BHD (12/02/2015)
30,100,390.00
542,935.00
1,245,015.00
550,000.00
4,200,000.00
• Director 1 (IC)• Director 2 (IC)
• Shareholder 1 (value)• Shareholder 2 (value)• Shareholder 3 (value)
• Director 3 (IC)• Director 4 (IC)
• Shareholder 4 (value)• Shareholder 5 (value)
CTOS Litigation Index
WORST BEST
8712
9999 0000
Index Description
87 Civil Suit / Summon
1 > 96 months
2 Number of records
1
2
4SECTION SUMMARY
CTOS
SECTIONS ID SSM LGL TR ILBPH
SELECTED
C ILA B - EDATAAVAILABLE
OTHERS
Winding Up Status
Active legal records in past 24 months (personal capacity)• Number• Value
Active legal records in past 24 months (non-personal capacity)• Number• Value
Availabilty of Legal Records
Special Attention Accounts
Availability of Dishonoured Cheques
Outstanding credit facilities• Number• Value• Installment in arrears in past 24 months
Credit applications in past 12 months• Total• Approved• Pending
Availability of Trade Referee Listing
NEWSPAPERS/GAZZETES
SUBSCRIBERNEWSPAPERSMDI
SUBSCRIBERNEWSPAPERSMDI
B.P.H.
B.P.H.
B.P.H.
B.P.H.
CTOS
DCHEQS
Clean
2RM 200,000.00
2RM 200,000.00
3
3
YES
3RM 274,599.00YES
401
YES
Clean
2RM 200,000.00
2RM 200,000.00
3
3
YES
3RM 274,599.00YES
401
YES
CTOS Report1
2
5
3
4
4
CTOS Report (Company)
*Not applicable for sole-proprietor/partnership reports
• This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Auditor & Financial Year End.
• This section displays the name the company was previously known as.
• This section displays all known addresses registered to this company and it’s source of information.
• This section displays the company’s share capital.
• This section displays the complete listing of the company directors & secretary.
• This section displays the complete listing of the company shareholders.
Company Profile
Previous Name Change*
Address Records
Share Capital*
Directors*
Shareholders*
6
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
B : COMPANY PROFILE
DIRECTORS
Name
DIRECTOR 1
DIRECTOR 2
DIRECTOR 3
Director
Director
Secretary
219 JLN GIGIH 9,BANDAR T6,47100 SHAH ALAMSELANGOR
89 TAMAN FAJAR, BAKRI BARU 4,47200 SHAH ALAM,SELANGOR
NO. 198, JALAN SATU,TAMAN KERAMAT,SELANGOR
790312012234
770310015514
640301012231
04/04/2002
16/06/2006
26/12/2003
-
22/09/2015
-
Residential Address
Previous Name Change Date Changed
XYZ Sdn Bhd
Test-Scan Sdn Bhd
15/01/2015
07/10/2014
IC no. Designation Date of Appointment Date of Resignation
Address Record
219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM
89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR
15/01/2015
07/10/2014
SSM
CCRIS
Date Source
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
Company Name
Registration Date
Registered Address
Business Sector
Auditor
Financial Year End (DD/MM)
COMPANY SDN BHD (XXXXXXM)
04/04/2002
NO. 32A, JALAN OPERA U2/L,TAMAN TTDI JAYA, SECTION U2,SHAH ALAM, SELANGOR
GENERAL MERCHANDISE
CHEN & CO
31/12
7
8
Share Capital
Authorised Capital
Type
Ordinary
Preference
Others
2,000,000.00
Number of shares
1,000,000.00
0
0
Paid-up Capital
Other than Cash
0
0
0
Nominal value (sen)
1.00
0
0
1,000,000.00
Paid-up Capital
1,000,000.00
0
0
9
10
SHAREHOLDERS
Name
SHAREHOLDER 1
SHAREHOLDER 2
790312012234
770509355519
50,000
450,000
10%
90%
IC no. / BR No. Shareholding (shares) Shareholding (%)
11
CTOS Report6
7
8
9
10
11
5
CTOS Report (Company)
*Not applicable for sole-proprietor/partnership reports
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
COMPANY CHARGES
Charge No.
1
2
BANK A
BANK B
100,000.00
400,000.00
27/01/2003
02/06/2003
Fully Satisfied
Unsatisfied
Amount Created Chargee Status
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
12
FINANCIAL HIGHLIGHTS
Financial Year End
Date of tabling
Auditor
Auditor Address
Exempt Private Company
Unqualified Reports (Y/N)
Consolidated Accounts
Non-Current assets
- Fixed Assets
- Other Assets
Current Assets
Total Assets
YoY Growth
Non-current liabilities
Current liabilities
Long Term Liabilities
Total Liabilities
YoY Growth
Share capital
Share premium
Reserves
Minority interests
Net worth
YoY Growth
10,000,000.00
5,000,000.00
5,000,000.00
10,000,000.00
20,000,000.00
5.3%
2,000,000.00
5,000,000.00
0.00
7,000,000.00
40%
10,000,000.00
0.00
3,000,000.00
0.00
13,000,000.00
-7.1%
30,000,000.00
20%
20,000,000.00
11%
15,000,000.00
15%
3,000,000.00
0.00
25,000,000.00
25%
18,000,000.00
13%
13,000,000.00
18%
2,500,000.00
0.00
20,000,000.00
16,000,000.00
11,000,000.00
2,000,000.00
0.00
9,000,000.00
5,000,000.00
4,000,000.00
10,000,000.00
19,000,000.00
5.6%
1,000,000.00
4,000,000.00
0.00
5,000,000.00
25%
10,000,000.00
0.00
4,000,000.00
0.00
14,000,000.00
0%
8,000,000.00
5,000,000.00
3,000,000.00
10,000,000.00
18,000,000.00
1,000,000.00
3,000,000.00
0.00
4,000,000.00
10,000,000.00
0.00
4,000,000.00
0.00
14,000,000.00
Revenue
YoY Growth
Profit/(loss) before tax
YoY Growth
Profit/(loss) after tax
YoY Growth
Net dividend
Minority interests
31/12/2009
30/06/2010
Chen & Co
NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.
-
Y
N
31/12/2008
30/06/2009
Chen & Co
NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.
-
Y
N
31/12/2007
30/06/2008
Deloitte
NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.
-
Y
N
31/12/2006 31/12/2005
13
Balance Sheet
Income Statement
CTOS Report • This section displays the complete listing of the company’s charges.
• This section displays the complete listing of the company’s financial details.
• The information populated is directly from CCM, covering 5 years.
Company Charges*
Financial Highlights
12
13
6
CTOS Report (Company)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
FINANCIAL HIGHLIGHTS
Financial Year End
Current Ratio
Working Capital Days
2.00
61
2.50
88
3.33
128
ROA
ROE
PBT Margin
PAT Margin
75%
115%
67%
50%
68%
93%
72%
52%
61%
79%
80%
55%
Asset Turnover Ratio
Gearing Ratio
Dividend Pay-out Ratio
Earnings per Share
Dividend per Share
1.50
0.54
20%
15.0
3.0
1 .32
0.36
19%
13.0
2.5
1 .11
0.29
18%
11.0
2.0
31/12/2009 31/12/2008 31/12/2007
RELATED COMPANIES/SUBSIDIARIES
Name
SUBSIDIARY 1
SUBSIDIARY 2
551299M
719223P
55,000
495,000
10%
90%
BR NO. Paid Up Capital (RM) Shareholding (%)
14
Liquidity Ratios
Profitability Ratios
Other Ratios
CTOS Report• This section displays a listing of the
company’s subsidiaries.
Related Companies & Subsidiaries
14
7
CTOS Report (Company)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
C1 : BANKING PAYMENT HISTORY
Credit Applications
Approved in past 12 months
Pending
Subject Status Pending Verification
As Borrower
As Guarantor
Total
Legal Action Taken
Special Attention Account
48,000.00
25,000.00
2
3
48,000.00
0.00
48,000.00
0.00
0.00
0.00
39,488.00
-
39,488.00
Y
Y
No of Applications Amount Applied
Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit
CCRIS SUMMARY 15
16CCRIS DETAILS
Loan Information
No. Date Sts Capacity Lender Type
Facility Total OutstandingBalance (RM)
Date BalanceUpdate
Limit (RM) Print.Reprint.Term
ColType
LGLSTS
DateStatusUpdated
Conduct of Account for Last 12 Months
Outstanding Credit
1
1
1
2
3
02/11/2011
28/02/20 MTH34,488PCPASCARO
Own CB 38,000.00 70
12 10/05/2014
10 09/01/2015
M F J D N O S A J J M A
0 0 0 0 1 0 0 0 0 0 0 1
2 10/11/2011
10/11/2014
02/01/2015
11/03/2015
02/02/2015
28/02/20 MTH5,000.0CRDTCARD
CRDTCARD
TOTALOUTSTANDINGBALANCE:
39,488.00TOTALLIMIT: 43,000.00
O
P
A
A
Own
Own
Own
Joint
Own
CB
OTH
CB 10,000.00
25,000.00
15,000.00
33,000.00
00
0 0 0 0 0 0 0 0 0 0 0 1
Special Attention Account
Credit Application
REMARK LEGEND
FACILITY:PCPASCAR – Purchase of Passenger CarCRDTCARD – Credit Card
STATUSES:CREDIT APPLICATIONP – Pending A – Approved
LOAN INFORMATIONC – Reschedule credit facilityO – Outstanding
2015 2014
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Report• This section displays the following:
o Number of approved facilities.o Number of pending facilities.o Total amount outstandingo Total limit o Foreign Exchange Contract
amount.
Banking Payment History(CCRIS Summary)
Banking Payment History(CCRIS Details)
• Based on the summary reflected above this section displays the breakdown of each facility. With the following details;
o Status of facilityo Capacityo Lender Typeo Facility Typeo Total Outstanding Balanceo Limito Repayment termo Collateral Typeo Conduct of account o Legal Status
• Special Attention Account
• Credit Application Details
15
16
8
CTOS Report (Company)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
Earliest knownfacility
Secured facilities
HRPCSGD – Hire purchase for scheduled goods
2
272, 059.00 (12.4%)
4.4
Date of application
Facility type
# of facilities
Total outstanding balance (RM)
Average number of installments in arrears
Unsecured facilities 1
2,500.00 (3.1%)
0
# of facilities
Total outstanding balance (RM)
Average number of installments in arrears
09/06/2011
FEC Limit
CCRIS DERIVATIVES 17
18C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon – Fri , 9am – 10pm)
C3 : CCRIS SUBJECT COMMENTS
- None -
Dishonoured Cheque Information (Own Bank)
Account No
70122182 10/05/2015 223455
Issuance Date Cheque No
5000.00
Amount
Account Closed
Remarks
Dishonoured Cheque Information (Commercial Bank)
Bank
1 1411238939242 05/05/2015
Account No Issuance Date
Account Closed
Remark
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Report• This section is divided into 3;
Earliest known facility, secured facilities & unsecured facilities as a quick guide.
• This section displays the cheques that have been reported to BNM.
Banking Payment History(CCRIS Derivatives)
Dishonoured Cheques
17
18
9
CTOS Report (Company)
20
21
19
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
D1 : LEGAL CASES (SUBJECT AS DEFENDANT)
SUMMARY
No.
1 FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED
Alliance Bank(PJ BRANCH)
Settled N-
3 DIRECTOR OF A COMPANY WITHPETITION OR WINDING-UP ORDER ISSUED
BONG FAILEDREADY-MIXED
Pending N-
2 SUMMONS Asian Finance Bank Pending N8,744,596
4 PROCLAIMATION OF SALE MULTI SUDA FAILSDN BHD
Pending N30,000
Case Type Amount Plaintiff Status of Last Update Subject Comment
CASE STUDIES
1. FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED
SPECIAL REMARKS
NAME
ID
REMARK
ADDRESS
CHARGEE
NOTICE DATE
OUTSTANDING AMOUNT
PROPERTY LOCATION
PROPERTY DESCRIPTION
REGISTERED OWNER
SOLICITOR
SETTLEMENT
SETTLEMENT DATE
SUBJECT COMMENT
CRA COMMENT
TEL
Property Sold Liability
COMPANY SDN BHD
1234560M (LC MATCH)
-
POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT
ALLIANCE BANK
-
-
LOT 6243, BLK 1, LAMBIR LAND DISCTRICT
FACTORY BUILDING
CARLOS WEIWEI WONG 1/3 SHARE
S RAVI CHANDARAN & ASSOCIATES
1058, JLN SYED ABU BAKAR,
36000 TELUK INTAN,
PERAK.
PROPERTY SOLD LIABILITY DISCHARGED
04-05-2014
-
-
05-2437896
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Report• This section displays a summary of
all cases tagged to the individual as the defendant.
• This section displays the details of each case shown in the summary above.
• This section displays any comments or explanation provide by the individual to CTOS (if any)
Legal Cases(subject as defendant)
Case Details
Subject Comment
19
20
21
10
CTOS Report (Company)
GAZETTE
TEL
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
2. SUMMONS – DIRECTED TO
REMARKS
NAME
ID
REMARK
ADDRESS
FIRM
PLAINTIFF
CASE NO
ACTION DATE
AMOUNT
SOLICITOR
SUBJECT COMMENT
TELREF
-
COMPANY SDN BHD
1234560M
PARTNER
POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT
ASIAN FINANCE BANK - JLN SULTAN ISMAIL,KL
22K-91-88-2013 HIGH COURT KUALA LUMPUR
01-10-2013 STAR 25-10-2013
8744596
BP AUCTION STRAT EGY SDN BHD51,JLN GUNUNG LAMBAK 1,TMN GUNUNG LAMBAK,86000 KLUANG, JOHOR.
-
05-2437896JC/RHB/1203-2013
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
3. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
REMARKS
NAME
ID
STATUS
APPOINTED
ADDRESS
RESPONDANT
OBJECT
INCORPORATION DATE
SHAREHOLDING
PETITIONER
CASE NO
PETITION DATE
HEARING DATE
SEARCH DATE
SOLICITOR
REF
EXPARTE
REF
SUBJECT COMMENT
LOCAL NO: 9999876
500000
09-09-2014
250000
9999876
03-324124
-
CAPITAL PAID-UP
RETURN DATE
TEL
INDEBTEDNESS
-
COMPANY SDN BHD
1234560M
DIRECTOR
09-09-2000
POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT
TEST-SCAN ASSOCIATES SDN BDH
08-08-2014
5000
BONG FAILED READY-MIXED
16-12-2013 STAR21-01-2014
S RAVI CHANDARAN & ASSOCIATES
1058, JLN SYED ABU BAKAR,
36000 TELUK INTAN, PERAK.
-
-
-
CTOS Report
11
CTOS Report (Company)
1. SUMMON
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
4. PROCLAIMATION OF SALE
SPECIAL REMARKS
NAME
ID
REMARKS
ADDRESS
PLAINTIFF
CASE NO
OUTSTANDING AMOUNT
AUCTION DATE
PROPERTY DESCRIPTION
PROPERTY LOCATION
PROPERTY DESCRIPTION
REGISTERED OWNER
SOLICITOR TEL
-
COMPANY SDN BHD
1234560M (LC MATCH)
56-4-01-2017/WRIT OF DISTRESS
-
MULTI SUDA FAIL SDN BHD
A54-2-42-2014 SESSION COURT GEORGETOWN
-
27-02-2014 STAR 18-02-2014
ELECTRONIC GOODS AND FURNITURE
B-1-12, APT KASUARINA, BDR BOTANIK, KLANG
THREE BEDROOM APARTMENT
-
ZAID IBTISAM & CO781-D, T KT SAT U,JLN GAJAH MATI,15000 KOTA BHARU,KELANTAN.
62018886
RESERVE PRICE 30000
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
“Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”
D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)
REMARKS
DEFENDANT
ADDRESS
OBJECT
INCORPORATION DATE
LAST ANNUAL RETURN DATE
AUTHORISED CAPITAL
CASE NO
PETITION DATE
HEARING DATE
GAZETTE CCM SEARCH DATE
AMOUNT
SOLICITOR TEL
REF
PAID-UP CAPITAL
07-24325266
123456
-
ABSOLUTE DISASTER SDN BHD
EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL
0273303 (LC MATCH)
12-12-2011
20-12-2012
- -
WU2-02-2014
10-05-2014
10-07-2014
-
-
KENGTEEN & CO
SUITES 3 & 4, 15TH FLOOR,
KOMPLEKS PERDANA
CTOS Report
12
CTOS Report (Company)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
22D3 : AMLA (Anti Money Laundering Act)
24HISTORICAL ENQUIRY
------- END OF REPORT -------
Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening (a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.
Please take note that a “Name Match” does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the relevant authorities for confirmation.
AMLA
2013
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2014
NAME
REGISTRATION NUMBER
CreditEvaluation
Fl
Non-Fl
Lawyer
Total
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Others
123456P
COMPANY SDN BHD
23E : TRADE REFEREE LISTING
The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.
Trade Referees & Subject Comment
REFEREE
INCORPORATION DATE
NATURE OF BUSINESS
ADDRESS
12/12/2012
TELECOMMUNICATIONS SERVICE PROVIDER
BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL
INTER-MILANO SDN BHD
Fl
Non-Fl
Lawyer
Total
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Report
• This section displays the total number of subscribers who have made an inquiry on the subject in the past 24 months.
• In the event the company has a reflection of a Trade References, this section will display the details of the entity that submitted the said information.
• A set of procedures, laws or regulations designed to stop the practice of generating income through illegal actions.
• In the event there is a match to the money laundering database a display of name & registration number will appear.
Anti-Money Laundering Act (AMLA)
Historical Enquiry
Trade Referee Listing
22
24
23
CTOS Score Report
Individual
14
CTOS Score Report (Individual)
• This section displays the individual’s personal details i.e. Name, IC No, DOB, Nationality & Address.
• This section highlights the following information:
o Litigation o Trade Reference o Banking Payment History o Dishonoured Cheques
• This section displays the top 5 companies/businesses that are linked to the individual, either as a Director/Shareholder/Owner or Partner
• This section displays the CTOS score. A 3 digit number that summarises all relevant credit information in a consumer’s credit report.
• The score ranges from 300–850. The higher the score, the lower the risk.
• Also featured are the factors to improve the score.
• This section display the CTOS Litigation Index. The index is a weightage based indexing system derived from information in Section D.
• This section displays the selected & available information in the report.
ID Verification
Credit Info At A Glance
Directorships & Business Interests (Top 5 ranked by Profit After Tax or (PAT))
CTOS Score
CTOS Litigation Index
Section Summary
4
5
Knowledge Creates Confidence
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
A : SNAPSHOT
ID Verification
Credit Info at a Glance
Credit info
Bankruptcy status
Active legal records in past 24 months (personal capacity)• Number• Value
Active legal records in past 24 months (non-personal capacity)• Number• Value
Availabilty of Legal Records
Special Attention Accounts
Availability of Dishonoured Cheques
Outstanding credit facilities• Number• Value• Installment in arrears in past 24 months
Credit applications in past 12 months• Total• Approved• Pending
Availability of Trade Referee Listing
NEWSPAPERS/GAZZETES
SUBSCRIBERNEWSPAPERSMDI
SUBSCRIBERNEWSPAPERSMDI
B.P.H.
B.P.H.
B.P.H.
B.P.H.
CTOS
DCHEQS
Clean
2RM 200,000.00
2RM 200,000.00
3
3
YES
3RM 274,599.00YES
401
YES
Source Value
Name/IC
Name
New ID
Old ID
Date of Birth
Nationality
Address 1
Address 2
John Smith/861203355516
John Smith
861203355516
A123456
12/12/1968
Malaysian Source : CCRIS
127, Lorong Rusa 4, 34000, Taiping, PerakSource : CCRIS
27, Jalan Ketam, 34000, Taiping, PerakSource : CCRIS
CTOS Score Reason Codes
1. Lack of recently established credit accounts on the credit report.
2. No recent retail balance reported on credit report.
3. Too few loan accounts on the credit report.
4. Too few revolving/charge accounts with recent payment information on the credit report.
CTOS Score
WORST BEST
740
300 850
CTOS Litigation Index
Index Description87 Civil Suit/Summon1 > 96 months2 Number of records
WORST BEST
8712
9999 0000
6SECTION SUMMARY
CTOS
SECTIONS ID SSM LGL TR ILBPH
SELECTED
C ILA B - EDATAAVAILABLE
OTHERS
1
2
Directorships & Business Interests (Top 5 ranked by PAT)
Company
Company Sdn Bhd
CYZ Sdn Bhd
ABC Sdn Bhd
DEF Sdn Bhd
GHI Sdn Bhd
Company
Company
Company
Company
Company
30/10/2011
25/01/2011
09/09/2012
01/07/2013
02/07/2013
–
–
–
–
–
50,00.00
40,00.00
10,00.00
–
–
Y
Y
Y
–
–
3
Existing
Existing
Existing
Existing
Existing
DIR & SH
DIR & SH
DIR
DIR
DIR
Type Position AppointDate
ResignDate
ProfitAfter Tax
Profitable Status
Existing
Existing
Existing
Existing
Existing
Shareholding(%)
1
2
3
4
5
6
15
CTOS Score Report (Individual)
• This section displays the name of the companies/businesses that are linked to the individual.
Directorship & Business Interest
7
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
B1 : DIRECTORSHIP & BUSINESS INTERESTS
Directorships & Business Interests
Company
Company Sdn Bhd
CYZ Sdn Bhd
ABC Sdn Bhd
DEF Sdn Bhd
GHI Sdn Bhd
JKL Sdn Bhd
Company
Company
Company
Company
Company
Company
30/10/2011
25/01/2011
09/09/2012
01/07/2013
02/07/2013
03/07/2013
–
–
–
–
–
–
50,00.00
40,00.00
10,00.00
–
–
–
Y
Y
Y
–
–
–
Existing
Existing
Existing
Existing
Existing
Existing
DIR & SH
DIR & SH
DIR
DIR
DIR
DIR & SH
Type Position Appoint Date Resign Date Profit After Tax Profitable Status
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report
1. COMPANY SDN BHD (123456P)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
10/10/2011
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
2. CYZ SDN BHD (334221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
25/01/2011
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
7
16
CTOS Score Report (Individual)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report
4. DEF SDN BHD (554221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
10/10/201
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
3. ABC SDN BHD (334221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
09/09/2012
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
5. GHI SDN BHD (554221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
IMPORT & EXPORT
01/10/2011
-
John Smith
861203355516
Directors
02/07/2013
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
17
CTOS Score Report (Individual)
• This section displays the individual’s addresses from various sources
Address Records
8
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
B2 : ADDRESS RECORDS
Address Record
Address
127, Lorong Rusa 4, 34000, Taiping, Perak
127, Jalan Ketam, 34000, Taiping, Perak
127, Jalan Buluh 2, 34000, Taiping, Perak
21, Lorong Buluh 12345, 46000, Petaling Jaya
21, Lorong Buluh 12345, 46000, Petaling Jaya
21, Lorong Buluh 12345, 46000, Petaling Jaya
21, Lorong Buluh 12345, 46000, Petaling Jaya
CCRIS
CCRIS
SSM (ABC SDN BHD/23456M)
CTOS User ID
CCRIS
NRD
CTOS
20/10/2013
20/10/2013
10/03/2013
20/10/2012
01/01/2012
03/09/2007
19/09/2005
Source Date
Data Source Last Updated Date
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report
5. JKL SDN BHD (675221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
IMPORT & EXPORT
01/10/2011
-
John Smith
861203355516
Directors
03/07/2013
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
8
18
CTOS Score Report (Individual)
• This section displays the following: Number of approved facilities.
o Number of pending facilities.o Total amount outstandingo Total limit o Foreign Exchange Contract
amount.
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
C1 : BANKING PAYMENT HISTORY
Credit Applications
Approved in past 12 months
Pending
Subject Status
As Borrower
As Guarantor
Total
Legal Action Taken
Special Attention Account
48,000.00
25,000.00
2
3
48,000.00
0.00
48,000.00
0.00
0.00
0.00
20152014
39,488.00
-
39,488.00
Y
Y
No of Applications Amount Applied
Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit
10CCRIS DETAILS
Loan Information
No. Date Sts Capacity Lender Type
Facility Total OutstandingBalance (RM)
Date BalanceUpdate
Limit (RM) Print.Reprint.Term
ColType
LGLSTS
DateStatusUpdated
Conduct of Account for Last 12 Months
CCRIS SUMMARY 9
Outstanding Credit
1
1
1
2
3
02/11/2011
28/02/20 MTH34,488PCPASCARO
Own CB 38,000.00 70
12 10/05/2014
10 09/01/2015
M F J D N O S A J J M A
0 0 0 0 1 0 0 0 0 0 0 1
2 10/11/2011
28/02/20 MTH5,000.0CRDTCARD
CRDTCARD
TOTAL
O
P
A
A
Own
Own
Own
Joint
Own
CB
OTH
CB 10,000.00
25,000.00
15,000.00
33,000.00
00
0 0 0 0 0 0 0 0 0 0 0 1
Special Attention Account
Credit Application
REMARK LEGEND
FACILITY:PCPASCAR – Purchase of Passenger CarCRDTCARD – Credit Card
STATUSES:CREDIT APPLICATIONP – Pending A – Approved
LOAN INFORMATIONC – Reschedule credit facilityO – Outstanding
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score ReportBanking Payment History(CCRIS Summary)
Banking Payment History(CCRIS Details)
• Based on the summary reflected above this section displays the breakdown of each facility. With the following details;
o Status of facilityo Capacityo Lender Typeo Facility Typeo Total Outstanding Balanceo Limito Repayment termo Collateral Typeo Conduct of account o Legal Status
• Special Attention Account
• Credit Application details
9
10
19
CTOS Score Report (Individual)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
Earliest knownfacility
Secured facilities
HRPCSGD – Hire purchase for scheduled goods
2
272, 059.00 (12.4%)
4.4
Date of application
Facility type
# of facilities
Total outstanding balance (RM)
Average number of installments in arrears
Unsecured facilities 1
2,500.00 (3.1%)
0
# of facilities
Total outstanding balance (RM)
Average number of installments in arrears
09/06/2011
FEC Limit
CCRIS DERIVATIVES 11
12C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon – Fri , 9am – 10pm)
C3 : CCRIS SUBJECT COMMENTS
- No Information Available -
Dishonoured Cheque Information (Own Bank)
Account No
70122182 10/05/2015 223455
Issuance Date Cheque No
5000.00
Amount
Account Closed
Remarks
Dishonoured Cheque Information (Commercial Bank)
Bank
1 1411238939242 05/05/2015
Account No Issuance Date
Account Closed
Remark
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report• This section is divided into 3 sub
sections:
o Earliest known facilityo Secured facilities o Unsecured facilities as a
quick guide.
• This section displays the cheques that have been reported to Bank Negara Malaysia (BNM).
Banking Payment History(CCRIS Derivatives)
Dishonoured Cheques
11
12
20
CTOS Score Report (Individual)
14
15
13
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
D1 : LEGAL CASES (SUBJECT AS DEFENDANT)
SUMMARY
No.
1 DIRECTOR OF A COMPANY WITHPETITION OR WINDING-UP
OCBC BANK Settled N-
2 BANKRUPTCY NOTICE ISSUED OCBC BANK Settled N48,000
Case Type Amount Plaintiff Status of Last Update Subject Comment
CASE STUDIES
1. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED
SPECIAL REMARKS
NAME
ID
STATUS
APPOINTED
ADDRESS
RESPONDENT
OBJECT
INCORPORATION DATE
SHAREHOLDING
PETITIONER
CASE NO
PETITION DATE
HEARING DATE
SEARCH DATE
SOLICITOR
REF
EXPARTE
REF
SUBJECT COMMENT
RETURN DATE
PAID-UP
GAZETTE
INDEBTEDNESS
TEL
TEL
LOCAL NO:
-
John Smith
861203355516
DIRECTOR
09-09-2000
POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT
TEST-SCAN ASSOCIATES SDN BHD 9999876
08-08-2014
500000
BONG FAILED READY-MIXED
16-12-2013 STAR21-01-2014
S RAVI CHANDARAN & ASSOCIATES
1058, JLN SYED ABU BAKAR,
36000 TELUK INTAN,
PERAK.
-
-
-
-
09-09-2014
250000
9999876
03-324124
-
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report• This section displays a summary of
all cases tagged to the individual as a defendant.
• This section displays the details of each case shown in the summary above.
• This section displays any comments/explanation provide by the individual to CTOS (if any)
Legal Cases(subject as defendant)
Case Details
Subject Comment
13
14
15
21
CTOS Score Report (Individual)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
2. BANKRUPTCY NOTICE ISSUED
SPECIAL REMARKS
NAME
ID
REMARKS
ADDRESS
FIRM
EXPARTE
CASE NO
NOTICE DATE
PETITION DATE
ORDER DATE
AMOUNT
SOLICITOR
SETTLEMENT
SETTLED DATE
TEL
REF
Account Fully Settled & Closed Letter Dated 23/02/14
JOHN SMITH
861203355516
ACCOUNT SETTLED
127, Lorong Rusa 4, 34000, Taiping, Perak
TOTAL FAIL DISTRIBUTION SDN BHD
OCBC BANK–EMB LOAN RECOVERY UNIT, KL
39-4855-10-2013-HIGH COURT K.L.
26-12-2012 STRAITS TIMES 15-01-2013
30-01-2013
04-02-2013
48,000
YING & RAKAN-RAKAN,
12-1, 1ST FLOOR JALAN TIARA 2D/KU1,
BANDAR BARU KLANG, 41150 KLANG, SELANGOR
ACCOUNT FULLY SETTLED & CLOSED
20-02-2014
03-2212234
OCBC/SAU/R16/2013
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report
16
“Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”
17D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)
REMARKS
DEFENDANT
ADDRESS
OBJECT
INCORPORATION DATE
LAST ANNUAL RETURN DATE
AUTHORISED CAPITAL
CASE NO
PETITION DATE
HEARING DATE
GAZETTE CCM SEARCH DATE
AMOUNT
SOLICITOR TEL
REF
PAID-UP CAPITAL
07-24325266
123456
-
ABSOLUTE DISASTER
EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL
0273303 (LC MATCH)
-
-
- -
WU2-02-2014
10-05-2014
10-07-2014
-
-
KENGTEEN & CO
SUITES 3 & 4, 15TH FLOOR,
KOMPLEKS PERDANA
• This section displays the details of each case where the individual is the plaintiff.
Legal Cases(subject as plaintiff)
17
• This section displays the details of each case shown in the summary above.
Bankruptcy Case16
22
CTOS Score Report (Individual)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
18D3 : AMLA (Anti Money Laundering Act)
20HISTORICAL ENQUIRY
------- END OF REPORT -------
Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening (a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.
Please take note that a “Name Match” does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the relevant authorities for confirmation.
AMLA
2014
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2015
NAME
IDENTITY CARD NUMBER
CreditEvaluation
Fl
Non-Fl
Lawyer
Total
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Others
861203355516
John Smith
19E : TRADE REFEREE LISTING
The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.
Trade Referees & Subject Comment
REFEREE
INCORPORATION DATE
NATURE OF BUSINESS
ADDRESS
12/12/2012
TELECOMMUNICATIONS SERVICE PROVIDER
BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL
INTER-MILANO SDN BHD
Fl
Non-Fl
Lawyer
Total
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS Score Report
• This section displays the total number of subscribers who had made an inquiry on the subject in the past 24 months.
• In the event the company has a reflection of a Trade Reference, this section will display the details of the entity that submitted the said information.
• AMLA refers to a set of procedures, laws or regulations designed to stop the practice of generating income through illegal actions.
• In the event there is a match to the money laundering database a display of name & IC number will appear.
Anti-Money Laundering Act (AMLA)
Historical Enquiry
Trade Referee Listing
18
20
19
CTOS LitE Report
Company
24
CTOS LitE Report (Company)
2
1
3
Knowledge Creates Confidence
CTOS LitE Report
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
A : SNAPSHOT
Company Name/Reg No
Company Name
Company Registration No.
Registration Date
Registered Address
Business Sector
Company Type
LitE Status
Ref No
ID Verification
Financials and shareholders
COMPANY SDN BHD / 123456 (your input)
COMPANY SDN BHD (Name Match)
1234560M (ID Match)
04/04/2002
NO. 32A, JALAN OPERA U2/LTAMAN TTDI JAYA, SECTION U2SHAH ALAMSelangor
GENERAL MERCHANDISE
Private Limited
Complete
-
Last Updated
Revenue
Profit After Tax (RM)
Net Assets (RM)
Paid-up Capital (RM)
Total Company Charges (RM)
Top 5 shareholders / owners
04/11/2011
30,100,390.00
542,935.00
1,245,015.00
550,000.00
4,200,000.00
• Shareholder 1 (x%)• Shareholder 2 (x%)• Shareholder 3 (x%)• Shareholder 4 (x%)• Shareholder 5 (x%)
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
• This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Company Type.
• There are 3 statuses displayed in this section;
o Blank
o Fresh MDI search required
o Complete
• This section displays the Financial Highlights, directorship & Top 5 shareholders based on the latest CCM information.
ID Verification
LitE Status
Financials & Shareholders
1
2
3
25
CTOS LitE Report (Company)
*Not applicable for sole-proprietor/partnership reports
4
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
B : COMPANY PROFILE
DIRECTORS
Name
DIRECTOR 1
DIRECTOR 2
DIRECTOR 3
Director
Director
Secretary
219 JLN GIGIH 9,BANDAR T6,47100 SHAH ALAMSELANGOR
89 TAMAN FAJAR, BAKRI BATU 4,47200 SHAH ALAM,SELANGOR
NO. 198, JALAN SATU,TAMAN KERAMAT,SELANGOR
790312012234
770310015514
640301012231
04/04/2002
16/06/2006
26/12/2003
-
-
-
Residential Address
Previous Name Change Date Changed
XYZ Sdn Bhd
Test-Scan Sdn Bhd
15/01/2015
07/10/2014
IC no. Designation Date of Appointment Date of Resignation
Address Record
219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM
89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR
15/01/2015
07/10/2014
SSM
CCRIS
Date Source
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
Company Name
Registration Date
Registered Address
Business Sector
Auditor
Financial Year End (DD/MM)
COMPANY SDN BHD (XXXXXXM)
04/04/2002
NO. 32A, JALAN OPERA U2/L,TAMAN TTDI JAYA, SECTION U2,SHAH ALAM, SELANGOR
GENERAL MERCHANDISE
CHEN & CO
31/12
Last updated: 04/11/2011
5
6
Share Capital
Authorised Capital
Type
Ordinary
Preference
Others
2,000,000.00
Number of shares
1,000,000.00
0
0
Paid-up Capital
Other than Cash
0
0
0
Nominal value (sen)
1.00
0
0
1,000,000.00
Paid-up Capital
1,000,000.00
0
0
7
8
SHAREHOLDERS
Name
SHAREHOLDER 1
SHAREHOLDER 2
SHAREHOLDER 3
SHAREHOLDER 4
SHAREHOLDER 5
790312012234
770509355519
571009353738
771213729303
880302827374
50,000
450,000
30,000
41,000
100,000
10%
90%
50%
10%
73%
IC no. / BR No. Shareholding (shares) Shareholding (%)
9
CTOS LitE Report • This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Auditor & Financial Year End.
• This section displays the name the company was previously known as.
• This section displays all known addresses registered to this company and it’s source of information.
Company Profile
Previous Name Change*
Address Records
3
4
5
• This section displays the company’s share capital.
• This section displays the complete listing of the company directors & secretary.
• This section displays the complete listing of the company’s shareholders.
Share Capital*
Directors*
Shareholders*
7
8
9
26
CTOS LitE Report (Company)
*Not applicable for sole-proprietor/partnership reports
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
COMPANY CHARGES
Charge No.
1
2
BANK A
BANK B
100,000.00
400,000.00
27/01/2003
02/06/2003
Fully Satisfied
Unsatisfied
Amount Created Chargee Status
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
10
FINANCIAL HIGHLIGHTS
Financial Year End
Date of tabling
Auditor
Auditor Address
Exempt Private Company
Unqualified Reports (Y/N)
Consolidated Accounts
Non-Current assets
- Fixed Assets
- Other Assets
Current Assets
Total Assets
YoY Growth
Non-current liabilities
Current liabilities
Long Term Liabilities
Total Liabilities
YoY Growth
Share capital
Share premium
Reserves
Minority interests
Net worth
YoY Growth
10,000,000.00
5,000,000.00
5,000,000.00
10,000,000.00
20,000,000.00
5.3%
2,000,000.00
5,000,000.00
0.00
7,000,000.00
40%
10,000,000.00
0.00
3,000,000.00
0.00
13,000,000.00
-7.1%
30,000,000.00
20%
20,000,000.00
11%
15,000,000.00
15%
3,000,000.00
0.00
25,000,000.00
25%
18,000,000.00
13%
13,000,000.00
18%
2,500,000.00
0.00
20,000,000.00
16,000,000.00
11,000,000.00
2,000,000.00
0.00
9,000,000.00
5,000,000.00
4,000,000.00
10,000,000.00
19,000,000.00
5.6%
1,000,000.00
4,000,000.00
0.00
5,000,000.00
25%
10,000,000.00
0.00
4,000,000.00
0.00
14,000,000.00
0%
8,000,000.00
5,000,000.00
3,000,000.00
10,000,000.00
18,000,000.00
1,000,000.00
3,000,000.00
0.00
4,000,000.00
10,000,000.00
0.00
4,000,000.00
0.00
14,000,000.00
Revenue
YoY Growth
Profit/(loss) before tax
YoY Growth
Profit/(loss) after tax
YoY Growth
Net dividend
Minority interests
31/12/2009
30/06/2010
Chen & Co
NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.
-
Y
N
31/12/2008
30/06/2009
Chen & Co
NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.
-
Y
N
31/12/2007
30/06/2008
Deloitte
NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.
-
Y
N
31/12/2006 31/12/2005
11
Balance Sheet
Income Statement
CTOS LitE Report • This section displays the complete listing of the company’s charges.
• This section displays the complete listing of the company’s financial details.
• The information populated is directly from CCM, covering 5 years.
Company Charges*
Financial Highlights
10
11
27
CTOS LitE Report (Company)
Knowledge Creates Confidence
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
------- END OF REPORT -------
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
CTOS LitE Report
FINANCIAL HIGHLIGHTS 11
RELATED COMPANIES/SUBSIDIARIES
Name
SUBSIDIARY 1
SUBSIDIARY 2
551299M
719223P
55,000
495,000
10%
90%
BR NO. Paid Up Capital (RM) Shareholding (%)
12
Financial Year End
Liquidity Ratios
Current Ratio
Working Capital Days
Profitability Ratios
ROA
ROE
PBT Margin
PAT Margin
Other Ratios
Asset Turnover Ratio
Gearing Ratio
Dividend Pay-out Ratio
Earnings per Share
Dividend per Share
31/12/2009
2.00
61
75%
115%
67%
50%
1.50
0.54
20%
15.0
3.0
31/12/2008
2.50
88
68%
93%
72%
52%
1.32
0.36
19%
13.0
2.5
31/12/2007
3.33
128
61%
79%
80%
55%
1.11
0.29
18%
11.0
2.0
• This section displays the complete listing of the company’s financial details.
• The information populated is directly from CCM, covering 5 years.
• This section displays a listing of the company’s subsidiaries.
Financial Highlights
Related Companies & Subsidiaries
11
12
CTOS LitE Report
Individual
29
CTOS LitE Report (Individual)
1
Knowledge Creates Confidence
CTOS LitE Report
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
A : SNAPSHOT
Name/IC
Name
New ID
Old ID
Date of Birth
Nationality
Address 1
LitE Status
Identity Verification
XXXXXXXXXX/XXXXXX (your input)
John Smith (your output)
771233475892 (New ID match)
A1234567
12/12/1968
Malaysian Source : CCRIS Latest Date : 20/10/2013
127, XXXXXXXXXX, , 34000, Taiping, PerakSource : NRD Latest Date : 20/10/2013
Complete
Directorships & Business Interests
Company
Company Sdn Bhd
CYZ Sdn Bhd
ABC Sdn Bhd
DEF Sdn Bhd
GHI Sdn Bhd
Company
Company
Company
Company
Company
10/10/2011
25/01/2011
09/09/2012
01/07/2013
02/07/2013
–
–
–
–
–
50,00.00
40,00.00
10,00.00
–
–
Y
Y
Y
–
–
Existing
Existing
Existing
Existing
Existing
DIR & SH
DIR & SH
DIR
DIR
DIR
Type Position
2
Appoint Date Resign Date Profit After Tax Profitable Status
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
• This section displays the individual’s personal details i.e. Name, IC No, DOB, Nationality, Address & LitE Status.
• The status displayed in this section has 3 indicators:
o Blank
o Fresh MDI search required
o Complete
• This section displays the top 5 companies/businesses that are linked to the individual, either as a Director/ Shareholder/ Owner or Partner.
ID Verification
Directorship & Business Interests (Top 5 ranked by PAT)
1
2
30
CTOS LitE Report (Individual)
3
Knowledge Creates Confidence
CTOS LitE Report
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
B1 : DIRECTORSHIP & BUSINESS INTERESTS
Directorships & Business Interests
Company
Company Sdn Bhd
CYZ Sdn Bhd
ABC Sdn Bhd
DEF Sdn Bhd
GHI Sdn Bhd
JKL Sdn Bhd
Company
Company
Company
Company
Company
Company
10/10/2011
25/01/2011
09/09/2012
01/07/2013
02/07/2013
03/07/2013
50,000.00
40,000.00
10,000.00
-
-
-
Y
Y
Y
-
-
-
Existing
Existing
Existing
Existing
Existing
Existing
DIR & SH
DIR & SH
DIR
DIR
DIR
DIR & SH
Type Position Appoint Date Resign Date Profit After Tax Profitable Status
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
1. COMPANY SND BHD (123456P)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
10/10/201
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
2. CYZ SDN BHD ( 334221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
25/01/2011
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
• This section displays the name of the companies/businesses that are linked to the individual.
Directoship & Business Interest
3
31
CTOS LitE Report (Individual)
Knowledge Creates Confidence
CTOS LitE Report
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
3. ABC SDN BHD (334221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
09/09/2012
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
4. DEF SDN BHD (554221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
01/10/2011
-
John Smith
861203355516
Directors
01/07/2013
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
5. GHI SDN BHD (554221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
IMPORT & EXPORT
01/10/2011
-
John Smith
861203355516
Directors
02/07/2013
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
32
CTOS LitE Report (Individual)
Knowledge Creates Confidence
CTOS LitE Report
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.
4B2 : ADDRESS RECORDS
Address Record
Address
127, Lorong Rusa 4, 34000, Taiping, Perak
127, Jalan Ketam, 34000, Taiping, Perak
127, Jalan Buluh 2, 34000, Taiping, Perak
21, Lorong Buluh 12345, 46000, Petaling Jaya
21, Lorong Buluh 12345, 46000, Petaling Jaya
21, Lorong Buluh 12345, 46000, Petaling Jaya
21, Lorong Buluh 12345, 46000, Petaling Jaya
CCRIS
CCRIS
SSM (ABC SDN BHD/23456M)
CTOS User ID
CCRIS
NRD
CTOS
20/10/2013
20/10/2013
10/03/2013
20/10/2012
01/01/2012
03/09/2007
19/09/2005
Source Date
Data Source Last Updated Date
6. JKL SDN BHD (675221W)
STATUS
NATURE OF BUSINESS
INCORPORATION
CCM DATED
NAME
NEW ID/PASSPORT
POSITION
APPOINTED
ADDRESSS
REMARKS
PAID-UP
ID
SHARES
RESIGNED
EXISTING
IMPORT & EXPORT
01/10/2011
-
John Smith
861203355516
Directors
03/07/2013
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
2.00
-
-
-
------- END OF REPORT -------
Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28
• This section displays all address records available on the individual.
Address Records4
Trade Reference Report
34
Trade Reference Report
• This section displays the references tagged to the subject’s company.
• A trade reference is the payment experience information provided by a supplier on its customers.
An accounts receivable ageing is a report that lists unpaid customer invoices and unused credit memos by date ranges.
A check that cannot be processed because the writer has insufficient funds.
Details of the subscriber that submitted the Trade Reference information.
1
2
3
4
Ageing
Returned Cheque
Reference Details
2
Reminders/Letter of Demand for Payment
Sent reminder to the subject for settlement
Issued our Letter of Demand dated
Issued a Letter of Demand through our solicitor
Referee’s Request
Our Contact is
Address
Our Reference
Tel.
Nature of Business
01-03-2015 LOR/0001/20130301
02-03-2015 LOR/0001/20132345
Please ask the subject to contact us.
Rosie Lee _Credit Department
Lot 331M, Jalan Dagang , Taman Ehsan, Kepong K.L.
WEND2011
03-87777777
Supplier of office equipment and computers
4.
5.
TRADE REFERENCES
Subject of Reference : WENDALL KOON KOON KOON (760528913131)
Relationship
Aging Information
Name of Debtor
Credit Terms
Account Status
Address
Nature of Debt
1.
2.
Returned Cheque Experience : Details as provided below3.
START DATE
CREDIT LIMIT
Subject as customer
As at Statement Date : 2015 - 01 - 28
WENDALL KOON KOON KOON (760528913131)
30 Days
Under Recovery Action
111, Kampung Lama, Sungai Baru, Kuala Lumpur
Services Rendered
30th June 2011
589.00
The above was accurate as at the statement date indicate above.
The above cheque were received for payment of amount owed but were returned unpaid for reasons indicated.
NoteThis notation pertains to the information that you may receive below :
References :These are trade references which you or your company have requested from other businesses on your subject of enquiry.
It is based on actual trade experiences of the trade referee with your subject of enquiry or a company or business to which your subject of enquiry is connected to. It is provided by the trade referees directly to you. Should you have any questions relating to the information herein please refer to the trade referee or the subject for further clarification.
As with any other trade reference which you may receive, whether positive or negative, do exercise the normal caution, judgment and discretion for such references.
From: XYZ SDN BHDSent: Tuesday, 6 October, 2015 10:23 AMTo: Company Sdn BhdSubject: Request for Trade References
Your request of 2015-02-28 for a reference refers. This reference in given to you in strict confidence and meant only for your use. You shall not circulate, inform or disseminate it to any other party including the subject concerned unless we indicate otherwise. These information is used at your own risk and we are not liable for any loss or damage, if any that may arise.
30 DAYS
Account Conduct Not Provided Excellent Good Satisfactory Unsatisfactory
60 DAYS 90 DAYS 120 DAYS 150 DAYS 180 DAYS 210 DAYS
77584320 EBB 500.00 2014-12-25 Refer to Drawer Issued by self963963
Cheques No Account No Bank Amount (RM) Date Returned Reason Cheque Issuer
1
Any indebtness indicated above may have been subsequently settled, in which case, our official receipt or letter of discharge or settlement would have been issued to the subject. Please check with subject.
3
4
CTOS Data Systems Sdn Bhd (247651-H)Unit A-9-6, 9th Floor, Megan Avenue 1, No. 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.
Web:
Personal Enquiries
Business Enquiries
Subscriber Helpline:
Operating Hours:
www.ctoscredit.com.my
03-2722 8833
03-2722 8888
03-2722 8800
Mondays to Fridays (8:00am - 7:00pm)