Travel Insurance tomeet all your needs.Direct Settlementof claims abroad.24/ 7 Assistance.
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Important Notes:
Medical and Travel Assistance PackageSchedule of Covers & Limits in US Dollar / Pak Rupees
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Summary of Policy CoverageS. No.
Personal Accident (Accidental Death Common Carrier)
Medical Expenses & Hospitalization Abroad
Loss of Credit Card
Emergency Dental Care
Loss of In-flight Checked- in Baggage
Delayed Departure
Trip Cancellation
Loss of Passport
Travel and Stayover of One Immediate Family Member
Connection Services
Delivery of Medicines
Emergency Return Home followingDeath of a Close Family Member
Long Distance Medical Information Service
Medical Referrals / Appointment of Local Medical Specialist
Relay of Urgent Messages
Repatriation of Family Member Travelling with the Insured
Repatriation of Mortal Remains
Return of Dependent Children
Transport or Repatriation in case of illness or Accident
Location & Forwarding of Baggage and Personal Effects
Currency
PKR
USD
USD
USD
USD
USD
USD
USD
USD
Silver Gold
300,000
25,000
1,000
600
500
500
500
300
100/ Daywith a max.
of 1,000
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
400,000
50,000
1,000
600
500
500
500
300
100/ Daywith a max.
of 1,000
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Standard
200,000
10,000
1,000
600
500
500
500
300
100/ Daywith a max.
of 1,000
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
a. Family means: Husband, Wife and Four Children up to the age of eighteen (18)b. The premium amounts mentioned are inclusive of currently applicable government
taxes/ levies i.e. Federal Insurance Fee of 1%, Federal Excise Duty of 16%, Stamp DutyPKR 20 and Administrative Surcharge of 5% with the maximum of PKR 3,000. Anychange in these taxes will affect the premium accordingly.
c. All tenures mentioned are single as well as multi-tripd. Please read the complete policy document for detailed terms and conditions.
e. The premiums mentioned are up to the Age of 65 Years.f. For ages ranging from:
66 to 75 Years 50% Increase in Premium76 to 80 Years 75% Increase in Premium81 to 85 Years 100% Increase in Premium
g. Group Discounts25 or more persons traveling together in a group on thesame trip and date can avail special discounts.
EFU House, M.A. Jinnah Road, Karachi-74000Pakistan. Phone: 32313471-90, 32200531-2032200581-20, 32331600-20Ext. 111, 161 & 265. Fax: 32311252E-mail: [email protected]: www.efuinsurance.com
EFU GENERAL INSURANCE LTD.
your insurance company
(1) FEDERAL INSURANCE OMBUDSMAN
If you have any complaint or grievance against the insurancecompany, broker, agent, surveyor or bank representative inrespect of your insurance policy, you may file your complaintwith the following offices:
2nd Floor, Pakistan Red Crescent Society Annexe Building,Plot # 197/5, Dr. Doud Pota Road, Karachi.Phone: 021-99207761-62. Website: www.fio.gov.pk/
(2) Official Coordinator, Small Disputes Resolution Committee (Islamabad)
The Management Executive, Insurance Division, 3rd Floor,NIC Building, 63-Jinnah Avenue, Blue Area, Islamabad. Phone: 051-9207091-4 ext 439.Email: [email protected]
(3) Official Coordinator, Small Disputes Resolution Committee (Karachi)
The Deputy Director, Specialized Companies Division, 5thFloor, State Life Building No. 2, Wallace Road, Off. I.I. ChundrigarRoad, Karachi. Phone: 021-32414204. Email:[email protected]
(4) Official Coordinator, Small Disputes Resolution Committee (Lahore)
The Deputy Registrar of Companies, Company RegistrationOffice – Lahore, Associate House, 3rd & 4th Floor, 7-EgertonRoad, Lahore. Phone: 042-99204962-66 ext: 28.Email: [email protected]
Complaints inrespect of Insurance Policy
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Choose
EFU TRAVEL INSURANCE
Why
Because EFU General:n Is the most experienced
insurer in Pakistan.
n Has specialized TravelInsurance Products.
n Offers the most attractivebenefits package.
n Provides the best TravelInsurance plans to caterto your needs.
n Offers 24/7 Assistance.
EFU Travelcare?
Because when you travel:n You are exposed to unfamiliar
environment.
n You are exposed to risks specificto travel which can be morevulnerable if not addressedimmediately.
n Sickness and emergencies canbe more serious and costly.
n You need protection fromunforeseen incidents.
WhyTravel Insurance?
EFU TRAVEL INSURANCE...Non-Stop to any Destination
Schedule of Premium in Pak Rupees
EFU’s Worldwide Travel Insurance Package
Worldwide Excluding USA, Canada & Australia
3,000
4,500
6,500
8,500
11,000
13,000
14,000
22,000
23,000
24,000
25,000
1,500
2,000
3,000
4,000
5,000
6,000
6,500
9,500
11,000
13,500
14,500
Up to 7 Days
Up to 14 Days
Up to 21 Days
Up to 31 Days
Up to 62 Days
Up to 92 Days
Up to 92 Days
Up to 6 Months
Up to 6 Months
Up to 1 Year
Up to 1 Year
7 Days
14 Days
21 Days
31 Days
62 Days
62 Days
92 Days
62 Days
92 Days
62 Days
92 Days
2,100
3,100
4,600
5,500
9,000
11,000
12,000
20,000
21,000
21,500
24,000
1,400
1,800
2,800
3,500
4,500
5,500
6,000
9,000
10,000
12,500
13,000
1,500
2,200
3,400
3,800
5,800
6,300
8,000
11,500
13,000
15,000
17,500
650
1,000
1,500
1,700
2,500
3,500
4,500
7,000
8,000
9,000
11,000
Individual FamilyGold (USD 50,000)Net Premium in
Pak Rupees* Individual FamilySilver (USD 25,000)
Individual FamilyStandard (USD 10,000)
PKR PKRTenure Maximum Stay PKR PKRPKR PKR
Premium up to 65 Years Age
Worldwide Including USA, Canada & Australia
3,800
5,800
8,600
10,000
15,000
17,000
20,000
30,000
36,000
38,000
42,500
1,800
2,700
3,900
4,700
6,700
7,600
8,900
13,500
16,500
20,500
23,000
Up to 7 Days
Up to 14 Days
Up to 21 Days
Up to 31 Days
Up to 62 Days
Up to 92 Days
Up to 92 Days
Up to 6 Months
Up to 6 Months
Up to 1 Year
Up to 1 Year
7 Days
14 Days
21 Days
31 Days
62 Days
62 Days
92 Days
62 Days
92 Days
62 Days
92 Days
3,100
4,700
6,900
8,000
12,000
13,500
16,000
24,000
28,500
35,000
39,600
1,700
2,600
3,800
4,500
6,600
7,400
8,700
13,100
15,700
19,100
21,700
2,200
3,400
5,000
5,800
8,600
10,000
11,500
18,000
21,000
25,500
28,500
975
1,475
2,200
2,500
3,750
4,500
6,500
10,000
12,000
15,000
16,800
Individual FamilyGold (USD 50,000)Net Premium in
Pak Rupees* Individual FamilySilver (USD 25,000)
Individual FamilyStandard (USD 10,000)
PKR PKRTenure Maximum Stay PKR PKRPKR PKR
Premium up to 65 Years Age*The above premiums are inclusive of currently applicable govt. taxes/ levies.