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CHAPTER-2

Objectives and Methodology

SIGNIFICANCE OF THE STUDY

This is a limited study which taes into conside!ation the !es"onses o# $%% "eo"le& This data

can be e'"o!ted to tae in the t!ends ac!oss the indust!y& The signi#icance #o! the indust!y lies

in studying these t!ends that eme!ge #!om the study& (t is a !a"idly changing and evolving

secto!& Peo"le a!e only beginning to wae u" to its vast "ossibilities& A study lie this canattem"t to guide the #utu!e o# the indust!y based on cu!!ent t!ends&

OBJECTIVES OF THE STUDY

• To unde!stand what is )on-Pe!#o!ming Assets and what a!e the unde!lying !easons #o! 

the eme!gence o# the )PA*s&

• To unde!stand the c!ite!ia #o! identi#ication o# )on-Pe!#o!ming assets in bans&

• To now what ste"s a!e being taen by the (ndian baning secto! to !educe the )PA*s

Sources of data: 

Priar! Data:

The "!ima!y data is collected by a +uestionnai!e consisting ce!tain +uestions which a!e close

ended& The objective behind using a +uestionnai!e as a "!ima!y data is to asce!tain the

 "e!ce"tions and views o# !es"ondents about the )on-Pe!#o!ming assets&& The su!vey was

conducted on $%% "eo"le&

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Seco"dar! Data:

$ (nte!net ,

2 oos

. /ou!nals ,

0 )ews"a"e!,1 Annual !e"o!t,

3atabase available in the lib!a!y,

Too#s a"d Tec$"i%ues:

As no study could be success#ully com"leted without "!o"e! tools and techni+ues, same with

my "!oject& 4o! the bette! "!esentation and !ight e'"lanation ( used tools o# statistics and

com"ute! ve!y #!e+uently& And ( am ve!y than#ul to all those tools #o! hel"ing me a lot&

asic tools which ( used #o! "!oject #!om statistics a!e-

- a! Cha!ts

- Pie cha!ts

- Tables

a! cha!ts and "ie cha!ts a!e !eally use#ul tools #o! eve!y !esea!ch to show the !esult in a well

clea!, ease and sim"le way& ecause ( used ba! cha!ts and "ie cha!ts in "!oject #o! showing

data in a systematic way, so it need not necessa!y #o! any obse!ve! to !ead all the theo!eticaldetail, sim"le on seeing the cha!ts anybody could now that what is being said&

Technological Tools

M5-E'cel

M5-6o!d

Above a""lication so#twa!e o# Mic!oso#t hel"ed me a lot in maing "!oject mo!e inte!active

and "!oductive&

Mic!oso#t-E'cel had a g!eat !ole in my "!oject, it c!eated #o! me a situation o# 7you sit and

get8& ( "!ovided it sim"ly all the detail o# data and in !etu!n it given me all the !elevant

in#o!mation&&

SA&P'ING &ETHODO'OGY

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Sa(#i") U"it:

The !es"ondent who we!e ased to #ill out +uestionnai!es a!e the sam"ling units& These

com"!ise o# em"loyees o# M)C, 9ovt& Em"loyees, and 5el# Em"loyed etc&

Sa(#e si*e:

The sam"le si:e was !est!icted to only $%%, which com"!ised o# mainly "eo"les #!om

di##e!ent !egions o# H;3ERAA3 due to time const!aints&

Sa(#i") Area:

The a!ea o# the !esea!ch was Hyde!abad&

'iitatio" of Stud!

(t was c!itical #o! me to gathe! the #inancial data o# eve!y ban o# the "ublic and "!ivate

secto! bans so the evaluation o# the "e!#o!mance o# the bans a!e not "ossible&

5ince my study is based on the "!ima!y and seconda!y data, the "!actical o"e!ations as !elated

to the )PA*s a!e ado"ted by the bans a!e not lea!ned

5ince the (ndian baning secto! is so wide so it was no "ossible #o! me to cove! all the bans

o# the (ndian aning secto!