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Test DriveBy: Robert Harold Jr.
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Who am I?I am Robert Harold Jr.Status: SingleSex: MaleAge: 54 years oldJob: ContractorResidence: Shoreline, WashingtonNeeds: Big enough to tow tools around, Has inexpensive monthly auto costs, around 20-30 MPGWants: GPS, Radio, Bright red color
Robert Harold Jr.
Savings Account: $5000
Monthly Auto Budget: $450
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Potential Car #12008 Dodge Ram 1500 SLTPrice - $12,390•Has a radio•MPG – 19•Very big•2 Seats
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Potential Car #22011 Ford Ranger XLPrice - $12,487 •Has a radio•MPG – 20•Able to fit all tools•2 Seats/Doors
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Potential Car #32005 Chevrolet Silverado 1500 LSPrice -$10,990•Has a radio•MPG – 20•Able to fit all tools•Cheapest car
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Financing
Loan Price
Yearly Interest Rate
Monthly Interest Rate
Length of Loans
Monthly Loan Price
Dodge $8,567 3.39% 0.2825%
60 Months
$155
Ford $8,673 3.39% 0.2825%
60 Months
$157
Chevy $7034 3.39% 0.2825%
60 Months
$128
Loan Company: BECUP ( r )
———————————( 1 – ( 1 + r )-m )
P: Specific Principal AmountM: Number of MonthsR: Monthly Interest Rate
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Insurance
Car #1Insurance Cost: $633 (6 months)Monthly Insurance Cost: $106.20
Car #2Insurance Cost: $630 (6 months)Monthly Insurance Cost: $104.70
Car #3Insurance Cost: $589 (6 months)Monthly Insurance Cost: $98.55
Progressive
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MPG Gas Price:
Shoreline Costco –$3.23
City MPG
Highway MPG
Monthly Miles
Monthly Gas Price
Dodge 16 Miles 19 Miles 540 Miles
$91.732
Ford 15 Miles 20 Miles 540 Miles
$87.21
Chevy 14 Miles 20 Miles 540 Miles
$87.21
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Final Comparison Car
NameMonthly Maintenance Costs
Monthly Loan Payment
Monthly Insurance Cost
Average Monthly Fuel Cost
Total Monthly Cost
Car #1
Used 2008 Dodge Ram 1500 SLT
$165.93 $155 $106.20 $91.732
$518.862
Car #2
Used 2011 Ford Ranger XL
$66.18 $157 $104.70 $87.21 $415.09
Car #3
Used 2005 Chevy Silverado 1500 LS
$127.30 $128 $98.55 $87.21 $441.06
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•My perfect car is the 2011 Ford Ranger XL!•Meets all my needs!• Already has AC in it• I can just paint it red or install a GPS myself• Fits in my auto budget!
Final Choice!