SUNDAY, FEBRUARY 5, 2012 A3Budgeteer News

BusinessSpotlightADVERTORIAL

•Commercial Insurance

•Employee Benefits

•PersonalInsurance

Looking for Insurance Solutions?

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5629 Grand Avenue • Suite 1Duluth, MN 55807 • 218-628-1878

www.solutionsagencies.com

SOLUTIONSInsurance Agencies

Solutions Insurance: Business Insurance, Employee Benefits,Homeowner’s and Personal Auto Insurance, and so much more.

Solutions Insurance is a Duluth-based in-dependent insurance agency with addi-tional offices in St. Cloud and

International Falls. Established in 2001, SIAhas focused on providing services to ourclients in addition to offering traditional insur-ance products. With consultants in safety,human resources, health management and em-ployment law available to our business clients,we are more than your typical insuranceagency.

Whether your business is a startup or amulti-state entity with a complex insurance oremployee benefit program, we have the ex-pertise to manage it. Our representatives takea consultative approach with our customers,working closely with all parties to protectboth human and financial assets. With an average of 19years of experience in the insurance industry, our staff un-derstands the urgency of providing quick, quality service toour clients. Ev Erickson, Dede Fabeck, Celeste Plunkett,Carmen Smith and Amy Erickson treat our customers asthey would want to be treated. You’ll receive nothing lessfrom this team of professionals.

SIA offers a service platform of the finest specialists intheir fields. We have developed relationships with localconsultants Jayme Johnson for safety consulting and TerriKragseth for human resources consulting. We also haveLeonard Street on retainer for employment law consulting.All these resources are available to our business clients.

We’ve also added employee wellness to our service plat-form. Our employee wellness initiative took an excitingstep forward with the recent addition of Sarah Zapp. Sarahrecently graduated from UMD with a major in communityhealth education and will be assisting our clients in buildingemployee wellness programs. Employee health plans areonly getting more expensive, and we have found that wecan mitigate these increases with wellness strategies byhelping our clients’ employees improve their health: a truewinning proposition for all involved.

SIA, as an independent agency, has access to multipleemployee-benefit carriers. Our employee benefit division,managed by Natalie Peterson, Bill Prout, Cyndi Heibel andTom Bergum, works with businesses ranging in size from 2 to 2,000 employees. We offer fully insured and self-fundedemployee health, dental, life, long- and short-term disabilityprograms as well as voluntary benefits.

Our commercial lines division consisting of Heidi Nessa,Mike Bergum, Cyndi Heibel, Bill Prout and Tom Bergumcontinues to grow. The ability to provide our service plat-form has allowed us to negotiate favorable terms with insurance carriers in many instances, particularly with businesses that may be struggling with workers’ compensa-tion or other claims.

Our new personal lines division under the guidance ofSonja Jones is flourishing. Sonja can secure affordable coverage for your home, cabin, auto, boat, ATV, motorcycleand pretty much anything you need to insure personally.

We’d love to have the opportunity to meet with you anddiscuss your needs.

Contact one of our experienced sales representatives at(218) 628-1878 or visit our website at

www.solutionsinsuranceagencies.com.

We look forward to working with you and for you.

Mike Bergum

Sonja JonesCyndi Heibel Heidi Nessa

Natalie Peterson

Tom Bergum