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Bryan A. Beckwith - Associate BrokerBryan A. Beckwith - Associate Broker
[email protected]: (231) 631-2913 - Fax: (888) 275-4099Tel: (231) 631-2913 - Fax: (888) 275-4099
511 East Front St.511 East Front St.Traverse City, MI 49686Traverse City, MI 49686
From The Desk Of Your Real Estate Expert
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Year-over-Year Price Change by Region
FHFA 2013 4Q
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Year-over-Year Price Change by State
FHFA 2013 4Q
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Largest Year-over-Year Price Appreciation
Nevada 22.2%California 20.3%Oregon 14.3%Michigan 13.7%Georgia 13.4%
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The real estate market is
IMPROVING!
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CONFUSION
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FEAR
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Fear Leads to Indecision
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In the future, real estate marketing will shift to effectively and consistently answering the one question every
real estate pro gets asked:
How’s the market?
Nobu Hata NAR’s Director of Digital Engagement
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“To provide value, real estate agents must not only provide information but also insights
into that information.”
Guy Kawasaki
Silicon Valley author, speaker, investor and business advisor
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Be their ‘Expert’The person to whom They turn for advice on difficult or complex real estate decisions.
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“When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”
Dave Ramsey
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Home Prices
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Home Price Home Price Expectation Expectation
SurveySurveyA nationwide panel of over one hundred
economists, real estate experts and
investment & market strategists.
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Home Price Expectation Survey 2014 1Q
PROJECTED Percentage Appreciation
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2013 - 2014 30 Year Fixed Mortgage Rates
Freddie Mac 2/2014
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The Cost of Waiting
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DateAverage
PriceInterest
RateP&I
December 2012 $230,600 3.35 $1,016.29
December2013 $246,800 4.46 $1,244.64
$228.35Difference in Monthly Payment
Monthly Annually Over 30 Years
$228.35 $2,740.20 $82,206
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Mortgage Rate Projections
Analyst Projected Rate 1Q 2015
Fannie Mae 4.9% National Assoc of Realtors 5.5% Freddie Mac 5.1% Mortgage Bankers Assoc 5.1%
2/2014
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DateAverage
PriceInterest
RateP&I
January2014 $246,800 4.31 $1,222.79
January2015 $256,672 5.3 $1,425.31
$202.52Difference in Monthly Payment
Monthly Annually Over 30 Years
$202.52 $2,430.24 $72,907.20
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Federal Reserve
OVER 30X greaterthan renters
Homeowners Net Worth…
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$174,500
$5,100
Homeowner Renter
An American Family’s
Net Worth
Federal Reserve
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