Download - Bethany's electronic portfolio
Electronic Portfolio
Bethany Jo Schmitt
Table of ContentsBackground Information
Contact InformationEducationResumeActivitiesLetter of RecommendationCommunity Service ActivitiesMarketing Project
Sample 1 and Sample 2AccomplishmentsAchievements and Awards
Sample 1 and Sample 2
Future Career: Credit AnalystCredit Analyst FieldCareer SummaryMoney/SalaryEmployment OutlookCareer ResearchSpecial SkillsCareer GoalsBecoming QualifiedJob LocationsReviewSources of Information
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Background Information
Contact InformationFirst Name: BethanyLast Name: Schmitt
Date of Birth: April 5, 1994Address: S3063 State Road 95Fountain City, WI 54629
Telephone: (608) 687-8717Cell Phone: (507) 450-7866Email: [email protected]
Cochrane-Fountain City High School
August 2008-2012Courses Completed:
College Prep WritingCollege Prep LiteratureCOOP Business EducationPersonal FinanceBusiness ProceduresDocument Processing I & IIAdvanced Algebra/Trigonometry
GPA: 3.659
Resume Bethany J. SchmittS3063 State Road 95
Fountain City, WI 54629(608) 687-8717
FBLA National Winner FBLA Business Presentation
FBLA Emerging Business IssuesFBLA Intro. To Parli. Pro
FBLA Prin. & Pro.FBLA Who’s Who
Volleyball CaptainVB 1st Team All
ConferenceSoftball Letter Winner
SB 2nd Team All ConferenceBasketball Letter winnerFFA Discovery DegreeFFA Greenhand Degree
FFA State QuizbowlFFA Chapter Degree
VB Winona Daily News Honorable Mention
Activities:
FBLA
FBLA PresidentFBLA Tri-President
FBLA M.S. LiaisonBig Brothers/Big Sisters
March of DimesRandom Acts of KindnessHigh Honors- Honor RollSalvation Army Bell Ringing
Academic All-ConferenceFFA
Old Time Farm FestVarsity Volleyball
Varsity BasketballVarsity Softball
Silent Auction
Job Objective:To obtain a job at a Financial Institution as a Credit Analyst.
Work Experience:Bank TellerWaumandee State Bank, Fountain City, WI July 2010 – Present
Utilize good communication skillsPerform daily branch operationsAccept deposits/loan paymentsProcess withdrawalsReconcile cash drawerProcess daily transactionsFile paperwork
BabysittingBrian & Wendy Schmitt, Fountain City, WI June 2003 – Present
Keith & Karen Engel, Fountain City, WI May - September 2009
Responsible for care and safety of childrenMaintain a reasonable bedtimeProvide nutritional meals and snacksOrganize educational and physical activities for the
children
Activities Future Business Leaders of America (FBLA)
Active Member 2007-2012Chapter President 2010-2012Regional, State, and National Competitor 2009-2012North Central Leadership Conference Attendee 2008, 2011Wisconsin Fall Leadership Conference Attendee 2009-2010
FFA OrganizationActive Member 2007-2012Discovery, Greenhand, Chapter, and State Degrees
Volleyball/Basketball/SoftballVarsity Level 2009-2012
Letter of Recommendation Dear Ladies and Gentlemen:
I am writing this letter of recommendation for Bethany Schmitt who is a senior at Cochrane-Fountain City High School where I am the business teacher and advisor of the Future Business Leader of America (FBLA). I have known Bethany for six years. She is definitely an outstanding student and person. Bethany currently serves as president of the Future Business Leaders of America; a position she has held for two years.
Bethany has taken a number of business classes, and I find her to be a hard working student with good computer, desktop publishing, and word processing skills. She is punctual and prepared for class. Bethany takes an active interest in the projects and tasks at hand. She is a self-confident young woman who sets high goals for herself. In class I appreciate the fact that she is always ready and willing to pitch in whenever something needs to be done. That was very evident in our recent pasta dinner fundraiser. Bethany wasn’t afraid to volunteer for a number of duties which contributed to the success of the event.
She takes her education seriously and is an active participant in her school and community. Administration and staff see her as a person who can be trusted, who volunteers her time when no one else will, and who is dedicated to improving her school and community. Bethany is professional and eager to learn in all settings, and I am able to rely on her leadership capabilities to help other students. She serves as a role model for younger students by her participation in the Future Business Leaders of America (FBLA) FBLA Big Brother/Big Sister program.
I am happy to write this letter of recommendation for Bethany Schmitt. She has the drive, desire, humor, sensibility, and leadership to be successful in her future endeavors. If you have any questions, please feel free to call me at (608) 687-4391, and I will be happy to answer any questions you may have.
Sincerely,
Terri Roemer
Business Instructor and FBLA Advisor
Community Service Projects
Salvation Army Bell Ringing
Volunteering at PTO Book Fair
Tree Planting
Marketing ProjectOur Coop Business Education class created a company called “Pastabilities.” We held and organized a pasta dinner during a high school basketball game. The class developed a mission statement, goals, contingency plan, materials list, employee’s responsibilities, public service announcement, as well as ads for the local newspaper. After the dinner, we discussed the positives and negatives of the dinner and created a business plan.
Marketing Project
AccomplishmentsFour Year Outstanding FBLA Member Business Achievement Awards
FutureBusinessLeader
National FBLA QualifierOutstanding Business StudentWho’s Who in BusinessUnited States Achievement Academy
Achievements and Awards
Achievements and Awards
Future Career: Credit Analyst
Credit Analyst FieldI have thoroughly researched the Credit Analyst field and am determined to provide quality service to my employer.My understanding and research into the Credit Analyst field is present in the following slides.
Image Source: http://www.onlinedegrees.org/calculator/salary/credit-analysts
Career SummaryCredit Analyst: Responsible for assisting the management of credit customers, assessment of their credit worthiness, establishing limits on credit, as well as negotiating resolution with past due accounts.Requirements:
Bachelor’s Degree in a business related areaAccountingFinance
Advanced skills in Microsoft ApplicationsExperience in a working environmentTeam based problem solving
Source: http://www.iseek.org/careers/careerDetail?id=1&oc=100055
Money/SalaryA Credit Analyst can expect to make between $28,000 and $110,000 based on their education, training, and experience.
Employment Employment Change
2009 2019 Number PercentU S 73,180 84,170 10,990 15% Minnesota 1,230 1,396 166 13.5% 2006 2016 Number PercentCentral Minnesota 57 64 7 12.3%
Northeast Minnesota 21 23 2 9.5%
Northwest Minnesota 46 53 7 15.2%
Southeast Minnesota 99 107 8 8.1%
Employment Outlook for Credit Analysts
Source: http://www.iseek.org/careers/careerDetail?id=1&oc=100055
Employment OutlookThe need for Credit Analysts depends on the state of
the economy. When the economy is weak, fewer people apply for home, car, and business loans.
Thus, fewer Credit Analysts will be needed to analyze these loan applications. In addition,
growth in this occupation will be slowed by the increased use of computers. Many credit companies use computers to analyze applicant's financial information. This reduces the amount of work analysts must do before they prepare their reports. As a result, analysts can process more applications.
Source: http://www.iseek.org/careers/careerDetail?id=1&oc=100055
Career Research Informational Interview
I had an interview with Jean Pronschinske who is the Vice President and Human Resources Representative at Waumandee State Bank. She provided me with information that was helpful to put into my e-portfolio. I learned:
Recommended education for Credit Analyst is a Bachelor’s Degree in Finance and/or AccountingRecommended to take as many math and accounting courses that are availableAdvancement opportunities would include different levels such as: Credit Analyst position, managing a credit administration department, becoming a CFO or CEO
Special Skills Required To Be A Credit Analyst
Quantitative and qualitative analysis skillsKnowledge of the industries being considered
Know where the jobs are and who is hiring
Written and oral communication skillsAbility to multitask and prioritizeCapability of using financial and spreadsheet software
Source: http://www.onlinedegrees.org/calculator/salary/credit-analysts
Career Goals
My goals are to obtain a four-year degree and gain experience in the finance area. The
first step is to fulfill my goals and achievements in high school. My new goals are to enroll and be accepted into a college of my choosing and successfully complete my course of study in finance. I then plan to obtain a career as a Credit Analyst.
Becoming QualifiedTraining:
The position of a Credit Analyst can be attained with a bachelor’s degree in a business related area, preferably in Accounting or Finance. On the job training is also provided to ensure that you are up-to-date on the current trends and regulations.
Experience:A Credit Analyst should have at least seven years of experience in the field or in a related area. You should be familiar with a variety of the field’s concepts, practices, and procedures.
Source: http://www.iseek.org/careers/careerDetail?id=1&oc=100055
Job LocationsWho’s Employing:
A Credit Analyst is a job that demands experience and certain qualifications. The main employers for a Credit Analyst are:
Bank and credit unionsCredit card companiesCar and truck dealersBusiness management companies
Finding the Job:The most effective way to achieve results is to create an online resume, spread the word through a website, as well as applying for open positions.
Source: http://www.iseek.org/careers/careerDetail?id=1&oc=100055
ReviewA Credit Analyst will evaluate the customers’ financial
status, examine their earnings, savings, debts, and payment history. They will also complete loan
applications and forward them to the loan companies, as well as determine how much risk is involved in lending money for the loans. The diversity of this job allows a person to accumulate a
wealth of experience.I have worked hard in school and in school related activities to develop the credentials to go above and beyond the outlined requirements for this position. It is my goal to be a valuable and respected employee through my hard work and dedication to my job and other employees.
Sources of Informationhttp://www.onlinedegrees.org/calculator/salary/credit-analystshttp://www.iseek.org/careers/careerDetail?id=1&oc=100055Jean Pronschinske, Vice President and Human Resources Representative, Waumandee State Bank