Download - Benefit Comparison Charts
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Benefit Comparison Charts
Breakdown of Monetary Benefits under the various GI Bills
Post-9/11 GI BillMontgomery
GI Bill Active
Duty(MGIB)
Montgomery
GI Bill -
Reserves
REAP
Codification Chapter 33, 38 USC Chapter 30, 38 USCChapter 1606, 10 USC
Chapter 1607, Title
10 USC
Effective date
New benefit becomes
effective Aug 1, 2009
payments not
retroactive
Eligibility may be
established using activeduty service performed
on or after 9/11/01
Remains in effect Remains in effect Remains in effect
What
determinesbenefit
amount
The benefit level is
determined based upon
an individuals
aggregate qualifying
active duty service.
Amount is fixed
regardless of education
program adjusted
annually based on the
average undergraduate
Amount is fixed
regardless of
education program
adjusted annually
based on the average
Amount is fixed
regardless of
education program
adjusted annually
based on the
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Three part benefit
Tuition and fees atthe school of the
veteran's choice limited to the
in-state tuitionfor the highest
pricedundergraduate
public Institutionof HigherLearning (IHL).
Monthly housingallowance equalto the BAH
payable for an E-5 with
dependentslocated in the zip
code of the
educationalinstitution where
the individual isenrolled. Forthose
attendingforeign schools
(schools
tuition as determined by
the National Center for
Education Statistics
undergraduate tuition
as determined by the
National Center forEducation Statistics
average
undergraduate
tuition asdetermined by theNational Center forEducation Statistics
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without a main
campus in the
U.S.) the BAHrate is fixed at$1,333.00 for2009.
Up to a $1,000annual stipend
for books andsupplies
Note: Active duty
members receive 100%tuition and fees of
whatever school they
attend, but do not
receive the housing
allowance or books and
supplies stipend.
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EligiblePrograms
Type of TrainingPost-9/11
GI Bill
Montgomery
GI Bill ActiveDuty(MGIB)
Montgomery
GI Bill -Reserves
REAP
IHL in residence 1Yes Yes Yes Yes
IHL online only &
Distance/Internet
Training
Yes2 Yes Yes Yes
NCD 5See note 5 Yes Yes Yes
OJT & Apprenticeship
Training
No Yes Yes Yes
Flight TrainingNo 3 Yes Yes Yes
Correspondence
No 3 Yes Yes Yes
Licensing &
Certification
Yes 4 Yes Yes Yes
National Testing
Programs
No 3 Yes Yes Yes
EntrepreneurshipTraining
No 3 Yes Yes Yes
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Accelerated PaymentNo Yes Yes Yes
Co-op TrainingNo 3 Yes Yes Yes
Work-Study ProgramYes 3 Yes Yes Yes
Tuition Assistance Top
Up
Yes Yes No No
Tutorial AssistanceYes Yes Yes No
* Individuals electing the Post-9/11 GI Bill by relinquishing eligibility under the MGIB, MGIB-SR,
or REAP can be paid benefits for these types of training. Entitlement is charged under Post-9/11,paid at the relinquished benefit rate.
1 Degree programs and certificate programs offered by an IHL are approved training under the
Post-9/11 GI Bill. An IHL is defined as an Institution of Higher Learning - or a degree grantinginstitution. Certificate and diploma programs offered by institutions that do not grant degrees arenot covered.
2 If you are enrolled entirely in an online or distance learning program your payment is limited to
the tuition & fees not to exceed the tuition & fees at the most expensive in-state Institution ofHigher Learning (IHL). You will not receive the housing allowance.
3 If your training is offered at an IHL you may be eligible for Post-9/11 GI Bill benefits.
4 Limited to one test.
5 Non College Degree (NCD) program. An NCD program offered at an IHL is approved. If offeredat other than an IHL it is not approved.
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Post-9/11 GI Bill MontgomeryGI Bill ActiveDuty(MGIB)
MontgomeryGI Bill -Reserves
REAP
Education Benefit Tuition and fees paiddirectly to school --
actual cost may varyby state and veteransperiod of service
Since August 1, 2008,the full-time monthly
rate is $1321.00 forindividuals who served3+ years of service.
Since August 1, 2008,
the full-time monthlyrate is $1073.00 for
individuals who servedless than 3 years ofservice.
Since October 1,2008, the full-time
monthly rate is$329.00
Since August 1,2008, the full-time
monthly rate is
$1,056.80 forindividuals with atleast 2 years of
consecutive active-duty service;
$792.60 forindividuals with atleast 1 year but lessthan 2 years of
consecutive active-duty service;
$528.40 forindividuals with at
least 90 days butless than 1 year ofconsecutive active-
duty service
Housing Allowance Monthly housing None, however benefit None, however None, however
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allowance equal to the
BAH payable for an E-
5 with dependents(located in the zipcode of theeducational institution
where the individual isenrolled).
For those attendingforeign schools
(schools without a
main campus in theU.S.) the BAH rate isfixed at $1,333.00
for 2009.
Individuals who are
pursuing training whileon active duty, solely
via distance learning,or are training at half
time or less are NOT
eligible to receive themonthly housing
allowance.
can be used for room
and board at the
veteran's discretion.
benefit can be used
for room and board at
the veteran'sdiscretion.
benefit can be used
for room and board
at the veteran'sdiscretion.
Book Stipend Up to a $1,000 peryear for books andsupplies. Individualseligible at the 100%
None, however the
benefit can be used forbooks and supplies atthe veteran's
None, however the
benefit can be usedfor books andsupplies at the
None, however the
benefit can be usedfor books andsupplies at the
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benefit level may
receive $41.67 for
each credit hourcertified up to 24credit hours eachacademic year. The
books and suppliesstipend will be paid in
a lump sum amountfor each term, quarter,
or semester certified.
discretion. veteran's discretion. veteran's discretion.
Eligibility Members who served
on active duty for atleast 90 aggregate
days after 9/10/01.
Active duty exclusionsinclude:
Service Academygraduatecommitment
ROTC scholarshipgraduatecommitment
Active duty servedas arequirement forstudent loan
repayment
Members who first
entered active duty onor after 7/1/85 and
who had at least a two-year enlistment.
Generally, individualscommissioned as a
result of completion ofan ROTC program who
received more than$3,400 while under an
ROTC scholarship eachschool year and ServiceAcademy graduates are
not eligible for chapter30.
Members who have a
6-year obligation toserve in the Selected
Reserve signed after6/30/85. If you arean officer, you musthave agreed to serve
6 years in addition toyour originalobligation. For some
types of training, it isnecessary to have a 6year commitment thatbegins after 9/30/90
Complete your initialactive duty for
training (IADT)
Generally, a member
of a Reservecomponent whoserves on active duty
on or after 9/11/01under title 10, U.S.Code, for at least 90
consecutive daysunder a contingency
operation, is eligiblefor REAP.
National Guardmembers are eligible
if their active serviceextends for 90consecutive days or
more and their
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under chapter
109, 10 USC
* Members who serveat least 30 continuousdays on active duty
and were released dueto a service-connected
disability are alsoeligible.
service is:
Authorized undersection 502(f),
title 32, U.S.
Code, Authorized by the
President or
Secretary ofDefense for anational
emergency, and
Supported byfederal funds.
Administration ofpayment
Tuition payment will
be made directly tothe school after proofof enrollment
Housing stipend paidmonthly to veteran
Books and suppliesstipend paid to veteranproportionately in firstmonth of eachacademic term
Monthly check sent to
veteran after proof ofenrollment
Monthly check sent to
veteran after proof ofenrollment
Monthly check sent
to veteran after proofof enrollment
Kicker" or Allows kickers up to$950 per month for
Allows kickers up to
$950 per month for
Allows kickers up to Allows kickers up
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College Fund recruitment for criticalskills up to $350 per
month for retention
Allows individuals with
kicker earned underChapter 30 and 1606to continue to receive
appropriate increaseunder Chapter 33
recruitment for critical
skills up to $350 per
month for retention
$350 per month. to $350 per month.
Transferability Members with at least
6 years of service whoreenlist for at least 4
more years, cantransfer up to 36
months of benefits totheir dependents.
Sponsor maytransfer
entitlement onlywhile serving as
a member of theArmed Forces.
Sponsor may modifyor revokeentitlement at
any time.
Members with at least
6 years of service, whoreenlists for at least 4more years, cantransfer up to 36
months of benefits totheir dependents.
Sponsor may transfer,modify, or revoke
entitlement at any
time.
Spouse may usetransferred benefits
immediately; child mayuse transferred benefits
after sponsor hascompleted 10 years of
None None
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Spouse may use
transferred benefits
immediately; childmay use transferredbenefits after sponsorhas completed 10
years of service
service
Service memberpay reduction
New enrollees pay
nothing
For those who transfer
from Chapter 30 toChapter 33, a
proportional amount ofthe basic $1200.00
contribution will beincluded with the lastmonthly housing
allowance paymentwhen Chapter 33entitlement exhausts.
$100 per month for
first 12 months
None None
Student LoanRepayment
Not addressedNot addressed
Not addressedNot addressed
Servicerequirement
From 90 days to 3+years ofcumulative
active duty service
3+ years ofcontinuousactive duty for fullbenefit
Reduced benefit for
Remain in goodstanding while servingin an active Selected
Reserve unit
Your eligibilitygenerally ends whenyou leave the
Selected Reserves.
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after 9/10/01
* Members who servedat least 30 continuous
days on active duty
and were released dueto a service-connecteddisability are also
eligible.
original active duty
obligation of at least
two, but less than threeyears of active2 years continuousactive duty + 4 years in
Selected Reserve
Benefit termUp to 36 months Up to 36 months Up to 36 months Up to 36 months
Public-PrivatePartnership
Yellow Ribbon G.I.Education
EnhancementProgram IHLschools may enter intoan agreement to fund
up to 50 percent of theestablished chargesnot covered under
Chapter 33.
VA will match eachadditional dollar
funded by the schoolhowever, thecombined amounts
may not exceed thefull cost of the schools
Not addressed Not addressed Not addressed
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established charges.
This program is onlyavailable to individuals
who served an
aggregate of 36months of active dutyservice or who were
released for a serviceconnected disability.
Time Limit to use
benefits
15 years from last
discharge orseparation
10 years from last
discharge or separation
If your eligibility to
this program beganon or after 10/1/92,
your period ofeligibility ends 14
years from yourbeginning date of
eligibility, or on the
day you leave theSelected Reserve.
If your eligibility to
this program beganprior to 10/1/92, your
period of eligibilityends 10 years fromyour beginning date
of eligibility, or on theday you leave the
Members who were
called up from theSelected Reserve,
completed their REAPqualifying period of
active duty service,and then returned tothe Selected Reserve
for the remainder oftheir service contractare now eligible for
REAP benefits for 10
years uponseparation. In
addition, members
who were called upfrom the Individual
Ready Reserve (IRR)
or the Inactive
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Selected Reserve. National Guard
(ING), completed
their REAP qualifyingperiod of active duty
service, and thenentered the Selected
Reserve to completetheir service contract
are now eligible forREAP benefits for 10
years uponseparation.
Members who werecalled up from the
Individual ReadyReserve (IRR) or the
Inactive National
Guard (ING),
completed their REAPqualifying period ofactive duty service,
and then returned to
the IRR/ING are noteligible for the 10-
year post serviceeligibility period.
Members who were
called up from theSelected Reserve,
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completed their REAP
qualifying period of
active duty service,returned to the
Selected Reserve,and later transferred
to the IRR/ING arenot eligible for the
10-year post serviceeligibility period.
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