Download - Avoid Credit Card Late Fees to Save Money
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Being late will cost you a great deal of
cash in a form of penalty charges.
Ask yourself, “How well am I handling
credit card repayment?”
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● Do you submit your monthly credit card payment on
time consistently or do you sometimes skip payment due
dates?
● If you are guilty of untimely payment, late fees can
badly affect your finances.
● Remember that even just one day of late payment can
cost you the few extra dollars.
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● If you are late in paying two credit cards, the late fees
can amount to as much as $50 or more if you own
multiple accounts.
● Do you pay your utilities on time? You may not notice
that these little charges – overdue fees can be a
budget killer.
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● Keep in mind that if you submit you are behind
payment even just one day, you will be penalized.
● Just imagine how much these extra fees can add up to
and how it can affect budgeting.
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How to Avoid Late Fees
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#1. Sign up for automatic payment with your bank.
● This is recommended not just in managing credit cards
but monthly utility bills as well.
● Hence, your bank will automatically send payment to
the appropriate creditor at the exact time.
● This will ensure that you will not incur additional
charges as a result of being late.
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#2. Pay your bills online.
● If you are too busy to visit the payment center or
bank, you can conveniently post your payment online
wherever you are as long as you are connected to the
internet.
● Many credit card companies and service providers do
offer online payment options that consumers can take
advantage of.
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RESOURCES:
● For more information http://www.newhorizon.org/credit-info/save-your-finances-by-avoiding-late-fees/
● If you are looking for Credit cards for bad credit