45%

Start-upcompanies

39%

Establishedtech firms

58%

OEMs

32%

Investment firms

FUTURE PROVIDERS

RPM* 1000

0

20

40

60

80

280

260

240

220

200

120 140180100

160

42% 39%

New providers

29%

Anticipate increasedconsolidation

Niche writers

94%

Understanding underwriting impact

most critical

84%

Claim frequency to decrease

71%

52%

BUSINESS OPERATIONSSHIFTING GEARS

1 3

2 4

5

AUTO INSURANCE COVERAGE MOST LIKELY TO CHANGE WITH AUTONOMOUS VEHICLES

Source: Automobile Insurance in the Era of Autonomous Vehicles Survey, KPMG LLP, June 2015.

Liability Property

52%

Medical/PIP

29%

Costlier vehicle parts replacement

71%94%

COMPETITIONEXPECTED TO REV UP

Automobile Insurance in the Era of Autonomous Vehicles Survey ResultsInsurance Executives’ Perspectives

Premium per policy to decrease

10%

Have developeda strategicplan

Not ready forautonomous vehicles74%

Autonomous vehicles won’t significantly impact business until 202584%

PARKING LOT

Product Management &

Claims

ARKING

Little or no understanding of autonomous vehicles 23%

Expect regulators to impede adoption55%

42% Autonomous vehicles will significantly impact business in 6-10 years