Download - Addis Ababa Youth and Money Mechanics
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 1/26
AA II
96.3
EE AA AA AA
A -
A /
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 2/26
A E
1.
1.1. A I E 96.3
3 00 E 6 00
‘ ’
A (
) ( E )
- - A
A A A
E
A E A
A A E
( E A A E
A E ) A A E
A
A E A
A
E
1.2.
“ A ” - A
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 3/26
A E
E E
E E A E
A E A A
A E
E . .A. 2010 10
E A
A E A
E E A E
E
1.3.
A A A A
A A A
A
A E
E E
A E
A E A
E
E E
E
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 4/26
A E
1.4.
A A A E
20 1 100
78 / E
(Internet) E
E E
E
1.5.
E
A A A E E E 18 E 34 A A
E A A A A
A
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 5/26
A E
2.
A A / A
A E A
2.1. A
A
E [9]
A E A [1] I
A / -
1. / ? 2. A / ?
3. E / ?
4. E / / A E ?
5. / ?
6. / A / ?
7. A / / ?
A A E
A E
A
2.2. I
A I [9]
I
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 6/26
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 7/26
A E
“Win-Lose” ( -A ) - A
( - ‹‹ E
A ››)
“Lose-Win” (A - ) - A
‹ -A ›
A ( - ‹‹ A
A ››)
“Lose-Lose” (A -A ) - A / ( - ‹‹A E A !››)
“Win” ( ) - A E
( -
‹‹E A A ››)
“Win-Win or No Deal” ( - A ) -
( - ‹‹ A ››)
2.4.
I A
A E
A A
[8] E
E
E A
E / /
E A
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 8/26
A E
A
/ E A E
E E A
E A (Risk)
E
E E (team)
E
2.6. A
A A A E A E
(audit) A
E E
( E )
E E
E A A E E
2.7. [1] Texas State Security Board – The Texas Family Guide to Personal Money Management (2009)
[2] Bellevoue Community College (BCC) – Personal Money Management: Fiscal Fitness for the
Long Run – Get Fit! (August 2008)
[3] IOWA State University – Money Mechanics: Saving and Investing (April 2008)[4] Journal of Management and Marketing Research – The Millennials and Money Management
(2009)
[5] zenhabits.com – Habits to Develop for Financial Stability and Success (accessed on August 31,
2010)
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 9/26
A E
3.
A E
A A A
E E
A A
2
3.1.
A A E
A E
A A A
A
/ / ? / / A E / ?
A / / / A ?
A / /
/ ?
/ / ?
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 10/26
A E
A (55.84 ) A A ‹‹
›› E
18.18
(23.08 ) (18.86 )
A E ‹‹A ››
50 15.38 ‹‹A ››
34.62 A E
2 - A
A E 48.72
(20.51 ) A A
‹‹ A ? ›› A
‹‹
E ›› A
‹‹
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 11/26
A E
46.75 A A
E 29.87 ‹‹A ››
A E
3 -
A A E
”Win-Win” ( - ) E 4 E 50
A ‹‹A ››
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 12/26
A E
4 -
A
53.85 A E
46.15
25.64
17.95
3.2. E
A A E - A A
A A E
‹‹ E E E ? ››
‹‹A ›› (48.72 )
- 41.03
A E 56.41
E 25.64 ‹‹A ››
E
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 13/26
A E
A E A
E A
A
A E A
9.84 A 45.9
‹‹E E ››
A A A A
E
6 - A
E E E E /
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 14/26
A E
E -
30.77 23.68
7 - E /
E
A E
‹‹ A E
? ››
(56.58 ) ‹‹ ›› A
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 15/26
A E
A E 27.63 15.79
A E
58.97
A - 54.05
3.3. A A A
35
E ‹‹ ›› 21.05
‹‹E ›› 34.21 ‹‹ E
›› 9.21
9 -
(15.79 ) (26.32 )
E E (39 47
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 16/26
A E
10 -
A 38.46
34.21 E
23.68 ‹‹A A ›› A
(43.95 38.46 A )
3.4.
I E A
I A A
A
60
68 ‹‹A ››
46.15
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 17/26
A E
11 - ( ) E ( )
27.59 5 E 14
E 59.38
18.75 E 12.5
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 18/26
A E
26.09 10 E 25 E
17.39 25
13 -
13.73 A
39 A
- 41.67 37.7
‹‹ ›› E 54.9 31.37
‹‹ E E ›› E
E 47.83 ‹‹ E
E ›› 17.86 ‹‹ E
E ›› ‹‹ ›› 71.43 E
34.8
3 5
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 19/26
A E
14 -
E 55.26
‹‹ ›› - 43.24
E E (8.11 E 13.51 )
( 2.63 E ) A
E
61.84
19.74
A
A (70.27 )
(53.85
)
E
A 10.81
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 20/26
A E
4. E
4.1. A A A E
A
E A
A E
A A A -
E A A
A
A A
E A
E
A E
4.2.
A
E E A E
I (entrepreneurship)
E A -
E
A E
U (debt cycle)
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 21/26
A E
1
A 96.3 3 00 E E
A U - A A ‹‹ A A
E ›› A A
A E / / /
E E
/ E E /
E :: / E 18 E 34
/
1. / / ?
A A 2. / ( / )?
A E
A E
3. / / A ?
A A A A A
4. / ?
A A A
------------------------------------------------------------------------------------------------------------------------------------------
4.1. ‘4’ / ‘A ’ ‘A ’ / A / ?
10% 10% - 25% 25%
4.2. ‘4’ / ‘A ’ ‘A ’ / / / ? / A
/
A A A E
A E A
4.3. ‘4’ / ‘A ’ ‘A ’ / ?
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 22/26
A E
------------------------------------------------------------------------------------------------------------------------------------------
5.1. ‘5’ / ‘A ’ / A / ?
5% 5% - 9% 10% - 14%
15% - 19% 20% - 24% 25% E
5.2. ‘5’ / ‘A ’ / E ? / A /
E _____________________________________________
------------------------------------------------------------------------------------------------------------------------------------------
6. / / A E / ?
A A A
7. A / / / A ?
A A A
8. A / / / ?
A A A
9. / E E / E / ?
A A A
------------------------------------------------------------------------------------------------------------------------------------------
9.1. ‘9’ / ‘A ’ ‘A ’ E / / ?
A A A
------------------------------------------------------------------------------------------------------------------------------------------10. E / / / / ?
A A A
11. A / / / ?
A
12. / ?
A A A 13. ?
_________________________________________________
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 23/26
2
A 9 23.08 11 28.95 20 25.97
A 9 23.08 5 13.16 14 18.18
21 53.85 22 57.89 43 55.841 /
/ ?
39 100 38 100 77 100
A 10 26.32 6 15.79 16 21.05
A 14 36.84 13 34.21 27 35.53
E 3 7.90 4 10.53 7 9.21
E 11 28.95 15 39.47 26 34.21
2 / ( / )?
38 100 38 100 76 100
A 15 38.46 17 45.95 32 42.11
A 14 35.9 12 32.43 26 34.21
A A
A
10 25.64 8 21.62 18 23.683 /
/ A ?
39 100 37 100 76 100
A 11 28.95 12 32.43 23 30.67
A 10 26.32 14 37.84 24 32
A 17 44.74 11 29.73 28 37.33 / ?
38 100 37 100 75 100
10 15 60 11 52.38 26 56.52
10 - 25 5 20 7 33.33 12 26.0925 5 20 3 14.29 8 17.39
‘4’ / ‘A ’ ‘A ’ / A
/ ? 25 100 21 100 46 100
A 10 37.04 10 41.67 20 39.22
4
‘4’ / ‘A ’ ‘A ’ / /
A 1 3.704 1 4.167 2 3.92
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 24/26
A E
5
A E 2 7.41 0 0 2 3.92
A E 10 37.04 10 41.67 20 39.22
A 4 14.81 3 12.5 7 13.73
/ ?
27 100 24 100 51 100
E E 5 17.86 11 47.83 16 31.37
20 71.43 8 34.78 28 54.9
0 0 0 0 0 0
3 10.71 4 17.39 7 13.73
‘4’ / ‘A ’ ‘A ’ /
?
28 100 23 100 51 100
A 18 46.15 13 33.33 31 39.74
A 21 53.85 26 66.67 47 60.26 / / ?
39 100 39 100 78 100
5 4 23.53 2 16.67 6 20.69
5 - 9 5 29.41 3 25 8 27.59
10 - 14 6 35.29 2 16.67 8 27.59
15 - 19 0 0 1 8.33 1 3.45
20 - 24 1 5.88 1 8.33 2 6.90
25 1 5.88 3 25 4 13.79
‘5’ / ‘A ’ / A
/ ?
17 100 12 100 29 100
12 66.67 7 50 19 59.38
2 11.11 2 14.29 4 12.50
3 16.67 3 21.43 6 18.75
E 0 0 2 14.29 2 6.25
5
‘5’ / ‘A ’ / E ?
1 5.56 0 0 1 3.13
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 25/26
A E
6
18 100 14 100 32 100
A 18 46.15 21 53.85 39 50
A 19 48.72 8 20.51 27 34.62
A 2 5.13 10 25.64 12 15.386 / / A
E / ? 39 100 39 100 78 100
A 10 25.64 8 21.05 18 23.38
A 18 46.15 18 47.37 36 46.75
A 11 28.21 12 31.58 23 29.877 A / /
/ A ? 39 100 38 100 77 100
A 10 25.64 7 17.95 17 21.79
A 18 46.15 21 53.85 39 50
A 11 28.21 11 28.21 22 28.218
A / / / ?
39 100 39 100 78 100
A 16 41.03 22 56.41 38 48.72
A 11 28.21 7 17.95 18 23.08
A 12 30.77 10 25.64 22 28.21
/ E E / E
/ ? 39 100 39 100 78 100
A 14 46.67 14 45.16 28 45.9
A 4 13.33 2 6.452 6 9.836
A 12 40 15 48.39 27 44.26
9
‘9’ / ‘A ’ ‘A ’ E /
/ ? 30 100 31 100 61 100
A 16 42.11 19 48.72 35 45.45
A 9 23.68 12 30.77 21 27.27
A 13 34.21 8 20.51 21 27.2710 E /
/ / / ? 38 100 39 100 77 100
8/8/2019 Addis Ababa Youth and Money Mechanics
http://slidepdf.com/reader/full/addis-ababa-youth-and-money-mechanics 26/26
A E
7
A 10 27.03 11 28.21 21 27.63
20 54.05 23 58.97 43 56.58
7 18.92 5 12.82 12 15.7911
A / /
/ ? 37 100 39 100 76 100
A 21 53.85 26 70.27 47 61.84
A 11 28.21 4 10.81 15 19.74
A 7 17.95 7 18.92 14 18.4212 /
? 39 100 37 100 76 100
4 10.81 4 10.53 8 10.67
16 43.24 5 13.16 21 28
6 16.22 21 55.26 27 36
1 2.71 2 5.26 3 4
3 8.11 1 2.63 4 5.33
5 13.51 1 2.63 6 8
2 5.41 4 10.53 6 8
13 ?
37 100 38 100 75 100
14 / / / ( )
E
A