Download - 1 Dummy Tables
-
8/11/2019 1 Dummy Tables
1/8
Budgeting, Spending, Saving and Investing Practices of Public School Teachers inKoronadal City
Table __Distribution of Respondents by School
School Frequency Percenta. Elementary
b. High School
Total
SOP1: Describe the Socio-Economic profile of teacher-respondents
I. Socio-Economic
Table __Profile of teacher-respondents
Profile Frequency Percent
a. Civil Status
Single
Married
Separated
Widowed/Widower
b. Educational Attainment
Bachelors degree
w/ Masters Degree
w/ Doctorate Degree
c. No. of Dependents
None
1-2
3-4
5 or more
d. Monthly Income
(n) 242 100.0
-
8/11/2019 1 Dummy Tables
2/8
SOP2: Determine the practices on budgeting, spending, saving and investing amongpublic school teachers
II. Practices on Budgeting, Spending, Saving, and Investing
II.a Bu dgetin g Practices
Table __Allocation of Budget
Particulars Frequency Percent
a. Basic Commodities
Food
Groceries (other than food)
Monthly bills for electricity, water, etc.
Medicine
b. Personal y luxury purchases
c. Plans
Life Insurance
Pre-need plans
Future of children (Educational Plan)
d. Long-term investment
Start-up business
Retirement
e. Real Property
First time houseMonthly Amortization for a housing unit/lot purchase
Upgrade property
f. Recreation
g. Donations (church donations, charity)
h. Others
(n)
-
8/11/2019 1 Dummy Tables
3/8
Allocation of budget ______. The monthly budget is
Table__Monthly Budget
Particulars Frequency Percent
Food
Childrens Education
Utilities
Loans
II.b Spending Practi ces
Table __Practices of teacher-respondents on Spending
StatementAlways Often Sometimes Never Total
f % f % f % f % f %
II.c Saving Practi ces
Table__Type of Saving Habit
Type Frequency Percent
Spend first then save the remaining
Save first then spend the remaining
Spend even before salary is received
Spend and nothing is left
-
8/11/2019 1 Dummy Tables
4/8
Of the respondents who make a habit of saving, most (89%) of them save foreducational plan
Table__Current Allocation of Savings
Type Frequency Percent
Educational Plan
Retirement
New Car
House and Lot
Own business
House Improvement
Travel
Gadget
Emergency Fund
Others
II.d Invest ing Practi ces
Table__Current Allocation of Investment
Items Frequency Percent
a. Long term investment
Real Estate
Own Business
Bonds
b. Short term investment
Mutual Fund
Stocks
-
8/11/2019 1 Dummy Tables
5/8
SOP3Determine the attitude towards budgeting, spending, saving, and investing amongteacher-respondents
Search for a related literaturelink of attitude to practices
Table __Attitude towards Budgeting
Statement (n) Mean SD Interpretation
Weighted Mean 3.28 0.58
Strongly Agree(very favorable
attitude towardsbudgeting)
Mean Range Rating Description Qualitative Interpretation1.00-1.75 Strongly disagree Very unfavorable attitude1.76-2.50 Disagree Unfavorable attitude2.51-3.25 Agree Favorable attitude3.26-4.00 Strongly Agree Very favorable attitude
-
8/11/2019 1 Dummy Tables
6/8
IV. Need to Enhance Financial Knowledge
Table __Satisfaction on Current Financial Status
StatementVery
satisfiedSatisfied Dissatisfied Very
DissatisfiedTotal
f % f % f % f % F %
Table __Awareness on Financial Literacy
Items Frequency Percent
YES
Source of information:
Books
Magazines
Radio/television
Seminars
Internet
NO
(n)
-
8/11/2019 1 Dummy Tables
7/8
Table __Current Financial Literacy Profile of Teacher-Respondents
Category Frequency Percent
a. Self-assessment on financial literacy
Not at all literate
Somewhat literateLiterate
Very literate
b. Interest on Financial Literacy
Yes
No
c. Willingness to attend seminar on financialliteracy
Yes
No
(n)
CROSSTABULATION
Willingness to attend seminar onFINANCIAL LITERACY
YES NO
a. Self-assessment on financialliteracy
Not at all literate
Somewhat literate
LiterateVery literate
Willingness to attend seminar onFINANCIAL LITERACY
YES NO
a. Attitude on BudgetingVery unfavorable attitude
Unfavorable attitude
Favorable attitude
Very favorable attitude
b. Attitude on SpendingVery unfavorable attitude
Unfavorable attitude
Favorable attitude
Very favorable attitude
-
8/11/2019 1 Dummy Tables
8/8
Crosstabulation between Profile and Willingness to attend Seminar on Financial Literacy
Profile Willingness to attend seminar onFINANCIAL LITERACY
YES NO
a. Civil Status
Single
Married
Separated
Widowed/Widower
b. Educational Attainment
Bachelors degree
w/ Masters Degree
w/ Doctorate Degree
c. No. of Dependents
None1-2
3-4
5 or more
d. Monthly Income
(n)