dort in the community...2017/06/10  · installment loans – with fixed rates, fixed terms and...

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WWW.DORTONLINE.ORG 475 75 75 69 69 23 23 FLINT FLUSHING GRAND BLANC LAPEER DAVISON 54 54 15 15 24 24 HOLLY RD. FENTON RD. DAVISON RD. HILL RD. DeMILLE RD. AVAILABLE IN PERSON 2845 Davison Road East of Dort Hwy. 5091 W. Pierson Road West of Linden Road 1091 W. Hill Road West of Fenton Road 1441 S. State Road South of I-69 9050 Holly Road East of I-75 14265 Fenton Road North of S. Long Lake Road 1724 DeMille Road West of Main Street Lapeer TELEPHONE 810.767.8390 800.521.3796 DORT BY PHONE 810.600.4093 866.388.7336 LOST/STOLEN VISA 800.543.5073 INTERNET www.DortOnline.org [email protected] MAIL P.O. Box 1635 Flint, MI 48501-1635 BUSINESS SERVICES [email protected] interest shared JUNE MORTGAGE OFFICES Lapeer Mortgage Office 700 S. Main Street, Suite 102B Lapeer MI 48446 810.244.3910 Flint Mortgage Office 5045 Gateway Center, Suite C Flint, MI 48507 810.244.2595 Grand Plans $1,000 Summer Loan QUICK, 12-MONTH PAYBACK NO CREDIT CHECK Have some extra summer fun this year with the Grand Plans Summer Loan from Dort Federal Credit Union. It’s the quick and affordable way to add extra cash to your summer budget! Qualifications: Loan subject to having a minimum direct deposit equaling $1,500 or more per month into your Dort Federal Credit Union account with three months verifiable income. Pay stubs may be required for direct deposit established less than three months ago. $1,000 loan will be available when the first $1,500 of direct deposit is received. Loan is based on 17.9% annual percentage rate and a 12-month term with payments of $95.00 per month. One loan per member. If you have more than one special program loan outstanding, proceeds from this new loan will be used to pay off one of the existing loans. Approval is based on no anticipated changes to financial status for the next 12 months. Other restrictions may apply. See a Dort Federal Member Service Representative for details. Rates, terms and conditions may vary and are subject to change at any time without notice. Offer good through 8/31/2017. EQUAL HOUSING OPPORTUNITY Kickoff Summer with the Beginning June 5th, 2017! Ends August 31st

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Page 1: Dort in the Community...2017/06/10  · Installment Loans – with fixed rates, fixed terms and fixed monthly payments. Businesses – offer this financing to your customers! Call

w w w . d o r t o n l i n e . o r g

47575

7569

69

23

23

FLINT

FLUSHING

GRAND BLANC

LAPEER

DAVISON

54

54

15

15

24

24

HO

LLY

RD

.

FEN

TO

N R

D.

D AV ISON RD .

H I L L RD .

DeMILLE RD .

A v A i l A b l e

in Person2845 Davison Road East of Dort Hwy.

5091 W. Pierson Road West of Linden Road

1091 W. Hill Road West of Fenton Road

1441 S. State Road South of I-69

9050 Holly Road East of I-75

14265 Fenton Road North of S. Long Lake Road

1724 DeMille Road West of Main Street Lapeer

TelePhone810.767.8390800.521.3796

DoRt By PHone810.600.4093866.388.7336

LoSt/StoLen VISA800.543.5073

inTerneTwww.DortOnline.org [email protected]

MAilP.O. Box 1635 Flint, MI 48501-1635

business [email protected]

inte

rest

shared

J U N E

MorTgAge officesLapeer Mortgage office700 S. Main Street, Suite 102BLapeer MI 48446 810.244.3910

Flint Mortgage office5045 Gateway Center, Suite CFlint, MI 48507 810.244.2595

Grand Plans$1,000 Summer Loan

Quick, 12-Month Payback • no credit check Have some extra summer fun this year with the Grand Plans Summer Loan from Dort Federal

Credit Union. It’s the quick and affordable way to add extra cash to your summer budget!

Qualifications: Loan subject to having a minimum direct deposit equaling $1,500 or more per month into your Dort Federal Credit Union account with three months verifiable income. Pay stubs may be required for direct deposit established less than three months ago. $1,000 loan will be available when the first $1,500 of direct deposit is received. Loan is based on 17.9% annual percentage rate and a 12-month term with payments of $95.00 per month. One loan per member. If you have more than one special program loan outstanding, proceeds from this new loan will be used to pay off one of the existing loans. Approval is based on no anticipated changes to financial status for the next 12 months. Other restrictions may apply. See a Dort Federal Member Service Representative for details. Rates, terms and conditions may vary and are subject to change at any time without notice. Offer good through 8/31/2017.

eQuAl housing oPPorTuniTY

Kickoff Summer with the

beginning June 5th, 2017! ends August 31st

Page 2: Dort in the Community...2017/06/10  · Installment Loans – with fixed rates, fixed terms and fixed monthly payments. Businesses – offer this financing to your customers! Call

Point of Sale Financing Powered by Dort Federal Credit Union

Making Things Possible today!The things you want or need within your monthly budget.* Use DortCredit for all kinds of needs – braces, home emergencies, medical emergencies, etc.

Local Businesses Currrently Offering DortCredit:n All Weather Seal Co., Inc., Burtonn RC Plumbing and Heating Inc., Grand Blancn Tender Dental Care P.C., Burtonn Wolverine Water Treatment, Burton

Visit one of these businesses to apply, or go to dortonline.org/dortcredit.

Applying only takes a few minutes and you'll receive a credit decision almost immediately.DortCredit Point of Sale Financing offers the following loan options:Dort Federal Credit Union Platinum Visa Credit Card – beyond the original purchase at your provider, use this card anywhere that accepts Visa. You may even qualify for a 0% APR for 12 or 24 months!**Installment Loans – with fixed rates, fixed terms and fixed monthly payments.Businesses – offer this financing to your customers! Call elmond nolff at 810.922.3110.

*Subject to credit approval. See providers for details.** Subject to approved excess availability and those who qualify for the 0%

Incentive Offer. Some providers may not offer 0% Annual Percentage Rate Incentive Loans. Be sure to ask your provider what options they offer through DortCredit Point of Sale Financing.

Kick off the summer season with a day of fun at Cedar Point! Cedar Point features Valravn, the world’s

TALLEST, FASTEST & LONGEST dive coaster! Climb 223 feet above the midway before you’re held over the edge for 4 seconds. Then, DIVE STRAIGHT DOWN at a 90-degree angle on an exhilarating flight on the king of all dive coasters!

Dort Federal offers discounts on Good Any Day Tickets.

Save time and money by purchasing your discounted tickets from any Dort Federal teller at all seven locations.*

DISCoUnteD RAteS:

ticket type Cedar Point Gate Price

DF Member Price

DF Members Save!

Good Any Day $67 $50 $17

Ride & Refresh $54 – adds unlimited Coca-Cola fountain beverages for only $4 more!

* Tickets available in branches while supplies last.

Discount Cedar Point Admission Now Available!

{Dort in the}

CommunityDort Federal Credit Union employees are committed to giving back to their communities. Here are a few ways we've been getting involved:

LaFontaine You Can-Cer Vive Hole Sponsor

Fenton HIgh School Senior Exit Presentation Evaluation Panel

Project Graduation Financial Reality Fair at

Mt. Morris High School Genesee County Habitat

for Humanity Olympics

8th Annual Lapeer Walk to Cure Lupus

Hurley Foundation Bowl-A-Thon

Zonta Club of Fenton American Heart Association

Genesee County Heart Walk Michigan Blood Drive at

Dort Federal Administraiton Building

MOVIE DAYMOVIE DAYMember Appreciation

August 7, 2017 • 12:30–7:30 pm

CoMing Soon to A tHeAter neAr YoU!

at ncg Theatres in burton, lapeer and grand blanc

Point of Sale Financing Powered by Dort Federal Credit UnionDortCredit

Dort Federal employees at the 8th Annual Lapeer Walk to Cure Lupus

Page 3: Dort in the Community...2017/06/10  · Installment Loans – with fixed rates, fixed terms and fixed monthly payments. Businesses – offer this financing to your customers! Call

A U t o r e f i n A n C i n g

low loan rates

easy online Application

close Your loan online

financing comparison calculators

fast Auto refinancingGet on track with lower rates and a great new monthly payment with Dort Federal’s fast refinancing! Just bring in your:

M Proof of insurance

M Vehicle title

M Most recent paystub

M Statement from your current lender

We’ll calculate the numbers and get you back on the road with a great low rate!

At Dort Federal, you choose the Visa Platinum Credit Card option that suits you and your lifestyle. Choose from our ScoreCard Bonus Points, which

allows you to earn one point towards gifts and travel for each dollar you spend. Or, enjoy CashBack Flex Rewards, which offers you the option to redeem points

Start Summer Off Right with the Dort federal visa Platinum credit card!Offering members exceptional rewards programs, world-wide acceptance, no annual fees and rates as low as 9.50%

for 1% CashBack Rewards, or you can use the points for merchandise, travel, or gift cards. If the rewards options aren’t for you, try the lower interest rate on our No Rewards plan.

No matter what option you choose, Dort Federal Visa Platinum Credit Card holders receive cash advances and balance transfers without any additional fees, and the annual percentage rate remains the same.

For more information about Dort Federal’s Visa Platinum Credit Card, log on to dortonline.org or call us at 810.767.8390.

VISA travel ReminderWhen traveling this summer, be sure to notify us of your travel dates and destinations, so that we can make note of it on your account. You can do this by calling us at 810.767.8390 or stopping by any of our offices.

ViSA gift Cards Make great gifts!From graduations to weddings, your perfect gift is right here at Dort Federal! Gift cards can be purchased in amounts over $25 and can be used anywhere Visa Debit Cards are accepted. Pick up your gift cards today at any Dort Federal location*.

* A $5 service fee applies to cards purchased at Dort Federal and a $5.95 serving fee,including shipping & handling, appliesto cards purchased online.

Protect What Matters SIze PRICe

3 x 5 $15.00 3 x 10 $25.00

5 x 5 $22.50 5 x 10 $40.00

7 x 10 $52.00 10 x 10 $75.00

Safe deposit boxes are available at all Dort Federal locations, with the following annual rates:

Page 4: Dort in the Community...2017/06/10  · Installment Loans – with fixed rates, fixed terms and fixed monthly payments. Businesses – offer this financing to your customers! Call

enjoy the Home & garden of Your dreams with a dort federal Home equity line of Credit

1.79% intro APr for first 12 Months!*

*Current APrs range from 4%-13.75%APPLY THROuGH June 30TH, 2017

our HeloC loans help you make your dreams into reality. Some of the features and benefits include:n 15 year draw periodn Credit available when you need itn Minimum loan amount is $5,000n Variable rates based on Prime plus a margin (margin

identified at time of application, is defined as the number of percentage points the lender adds to the index rate to determine the annual percentage rate to be charged)

n Competitive rates

* Introductory Annual Percentage Rate (APR) of 1.79% begins on date of closing and is effective for 12 months. After the 12 month period, the variable rate APR as disclosed in your Home Equity Line of Credit Account Credit Agreement and Disclosure Statement will apply. Current APRs range from 4.00% to 13.75%. Maximum APR that may apply is 18.00%. Minimum loan amount of $5,000. Closing costs typically include appraisal, title insurance, recording fee and range from $350 to $1,200. These costs are initially waived by the credit union. Repayment of waived costs will be required if the HELOC is closed and cancelled within 24 months of origination. Property insurance required. Monthly payments based on a 20 year amortization with a minimum monthly payment of $50.00. Programs, rates, terms and conditions are subject to change without notice. Introductory APR offered on new Dort Federal HELOCs. Members who currently have a Home Equity Line of Credit through Dort Federal are not eligible. Offer valid on owner occupied property only where collateral loan to value is 80% or less and excludes all loans already financed at the credit union. Proof of income required, subject to normal underwriting guidelines. Other restrictions may apply. Introductory APR offer good April 1, 2017 through June 30, 2017. **Consult your tax advisor about potential tax benefits.

eQuAl housing oPPorTuniTY

Dort federal offices Will be closedTuesDAY, JulY 4th 2017

Remember, you can still make transfers, check balances, or process a loan payment with our Mobile App, dortonline.org, or Dort by Phone! Plus, your Dort One Card provides quick access to cash at nearly 30,000 surcharge-free ATMs. Just look for the CO-OP Network logo.

in ce lebrAT ion of

Any IRA owners currently taking periodic payment distributions will be mailed an IRA Withholding notice in

June. This withholding notice is a requirement of the IRS to notify you of your right to have or waive withholding on your IRA distributions. No action is required unless you wish to change your current withholding election.

irA reminder

don't MiSS oUt — offer endS JUne 30tH!

CongrAtUlAtionS!Dort federal scholarship Winners

Independence Day

The Dort Federal Credit Union Board of Directors has selected the recipients of the 2016-2017 Student Scholarship Award.

These seven students were selected based on a variety of criteria. All applicants were asked to submit transcripts, letters of recommendation, and a brief essay describing what the credit union philosophy “People Helping People” means to him or her.

“We are thrilled about this year’s pool of applicants for our scholarship. The number of community-conscious, ambitious young people in our membership astounds us every year,” said Chairman of the Board, Douglas Kidd. “It is always difficult to narrow it down.”

CAIty Cox Carman Ainsworth

High School Clarke University (Iowa)

Psychology

KyLe FULton Davison High School

Grand Valley State University Engineering

CASI HUDAK Goodrich High School

Michigan State University Pre-Medicine

nICHoLAS HUGHeS Grand Blanc High School

Eastern Michigan University Mechanical Engineering

JACLyn KoMAR Lakeville High School

Mott Community College Pre-Nursing

AVe’R MCKAy Kearsley High School

Michigan State University Human Biology

SARAH PARKeR Powers Catholic High School Grand Valley State University

Pre-Medicine or Physical Therapy