WE HAVE YOUR BACK, NO MATTER WHAT’S IN FRONT

Don QuantePRESIDENT - Wealth Protection Advisors

We have helped over 10,000 families

Don Quante found his mission in 1984 after experiencing the firsthand effects of not having the right plan in place for his grandmother (and client), who was diagnosed with Alzheimer’s.

His family had big decisions to make. And only a small amount of time.

But no one they could find had direct experience in helping families make the right decisions in a situation like that. They fought as long as they could. But unfortunately their best wasn’t quite enough. After fighting her disease for over seven years, Don’s grandmother passed away broke in a Medicaid bed.

Don vowed to help others avoid having to watch a grandparent’s life-savings vanish paying for basic needs to get by. Because our seniors deserve better — and frankly, so do their kids.

After she passed away, Don learned all he could about what, if anything, can prevent this from happening to anyone else.

Then Don decided the right thing to do was change his life. And so he did. He immediately made it his personal and professional mission to provide sound, solution-focused financial advice for anyone undertaking long-term care planning and asset protection.

Right away, Don realized illness and finances are two sides of the same coin: healthcare. In healthcare, those who can’t afford preventative care often end up paying more.

It works the same way in finances. Failing to have a gameplan for future financial hurdles can make the hurdles bigger and add hoops to jump through.

A situation that once felt hopeless, Don realized, was totally manageable — but only if you plan for it. That’s the good news. And there are lots of strategies to choose from.

Today, Don is the nation’s most prolific teacher on the topic of long-term care. He has held thousands of workshops across the United States, has appeared on television and is the host of a weekly radio show called Eldercare Financial Radio. Don also wrote two books to help people protect their assets from the cost of long-term care. His first book, an Amazon Best-Seller, is titled “Don’t Go Broke in a Nursing Home.” It’s a must-read for anyone who is dealing with a parent or a loved one over the age of 80 and in need of care right now. The book will guide you through the maze of government bureaucracies, teaching you how to receive Medicaid benefits and how qualifying Veterans may be able to receive up to $26,000 to pay for long-term care.

In his second book, “Tax-Free Money for Long-Term Care,” co-authored by his long-time business partner, Ed Lulkowski, they address what you should be doing if you are between the ages of 50 to 80 to receive tax-free money to pay for long-term care expenses. The book describes little-known strategies and government tax incentives that will allow you to pay for your long-term care in the most tax efficient, cost-effective way.

IT TOOK A LIFETIME TO ACCUMULATE YOUR WEALTH

Eldercare Financial Plan

Income For Life Plan*

1

2

SINCE 1983, we have found that by focusing

exclusively in these two areas, we are able to effectively

design strategies that may help clients manage their

assets to last throughout retirement.

*An Income For Life plan is based on the use of insurance products like annuities. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.

NOW IT IS TIME TO PROTECT IT

OUR ELDERCARE FINANCIAL PLANS

Whether you are dealing with a long-term care need for an aging parent or you are a Baby Boomer looking to plan ahead for your future needs, our Eldercare Financial plans may help you design a roadmap for paying for Home Health Care, Assisted Living or Skilled Nursing Facility costs in a tax-efficient, cost-effective way. As an integral part of this planning, government programs such as Medicaid and Veteran’s Benefits are assessed to potentially reduce the out-of-pocket expenses for health care. Then, the use of life insurance and annuity products with Long-Term Care Riders (additional costs may apply) are explored to assist with your qualifying health care needs.

An Eldercare Financial plan addresses the specific cost concerns you have for your loved one’s care, allowing you to focus on more important areas - like providing emotional support to your

family member when they need it the most.

Our Eldercare Financial plans are designed using a 4-step process:

1 . Clearly define and understand your loved one’s care needs and associated costs.

2. Evaluate all sources of income, expenses, cash flow, taxes, current asset allocation, economic variables and health/longevity risks.

3. Analyze facts and create a written, comprehensive plan in a language that you can understand.

4. Implement plan to help achieve good results. We coordinate with Elderlaw Attorneys who can help you with the applications for Medicaid and Veteran’s Benefits when appropriate. Upon implementation of the plan, we carefully monitor and communicate with you on a regular basis through periodic reviews and quarterly reports.

Our Eldercare Financial plans focus on the most tax-efficient, cost-effective ways to pay for Long-term Care

Wealth Protection Advisors is not affiliated with or endorsed by any government agnecy.

OUR INCOME FOR LIFE PLAN*

Together, we create a roadmap for your retirement, starting with our 4-step process:

1 . Define and understand your planning needs and goals.

2. Evaluate all sources of income, expenses, cash flow, taxes, current asset allocation, economic variables and health/longevity risks.

3. Analyze facts and create a written, comprehensive plan in a language that you can understand.

4. Implement plan: Our Income For Life plans are living documents that may be updated frequently.

The impact of market fluctuations, inflation and changing health care costs on your plan are noticed immediately.

Upon implementation of the plan, there is careful monitoring to ensure it meets expectations and communicate the results on a regular basis through periodic reviews and quarterly performance reports.

Our Income For Life plans are designed to help you reach more of your retirement goals and objectives, and help provide greater confidence in your retirement finances.

*An Income For Life plan is based on the use of insurance products like annuities. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.

Our Income For Life* plans help you manage your assets and income to last a lifetime

This book is a consumer’s real life, hands-on guide to legally protecting your assets and your home even if you are already in a nursing home.

To receive a free copy, please call.

866-279-7453**The Pension Protection Act permits tax-free distribution of fixed insurance products to fund qualified long-term health care strategies. | We are not endorsed by any government agency.

A MUST-READ FOR ANYONEDEALING WITH AN AGING PARENT OR LOVED ONE

This book describes little-known strategies and government tax incentives that allow you to pay for your own long-term care using tax-free money.

To receive a free copy, please call. 866-279-7453

ARE YOU BETWEEN THE AGES OF 50 AND 80?This book will show you how to use tax-free money to pay for long-term care

Thank you for considering Wealth Protection Advisors and for giving us an opportunity to tell our story and introduce our firm. Since 1983, we have followed a simple, yet effective, 4-step process to help over 10,000 families in two key areas - Retirement Income Planning and Long-Term Care/Asset Protection Planning.

If you have any questions, would like to schedule a time to go over your situation, or would like a free copy of either of our books, please contact us.

On behalf of the management team, we thank you for your interest and look forward to speaking with you.

2046 Queens Brooke Blvd., Suite. 100 • St. Peters, MO 63376

636-441-3700 • 866-279-7453 (toll free) • 636-441-3796 (fax)

www.wpa123.com • info@wpa123.com

Securities offered through Center Street Securities, Inc. (CSS), a registered Broker-Dealer & member FINRA & SIPC. Investment Advisory Services offered through Center Street Advisors, Inc. (CSA), an SEC Registered Investment Advisor.

Wealth Protection Advisors, LLC, CSS and CSA are independent entities.

Investment advice, asset management services and financial planning are offered through Center Street Advisors. Other concepts and ancillary programs described on Wealth Protection Advisors’ brochure and website are only available

through us.

Investment Advisor Representatives may only transact business in states that they are properly registered.MDACB071213

A MESSAGE FROM OUR MANAGEMENT TEAM