HOME LOANS IN DELHIDocuments required for your Home Loan application

GENERAL LIST OF DOCUMENTS REQUIRED FOR HOME LOANS IN DELHI AND NOIDA:

The Lender or Financial Institute will ask you to submit many documents. Many times these Process seems to be rigorous but this is an important part of your loan Application

Today we have listed all the documents Required to submit at the time of Home loan application

GENERAL LIST OF DOCUMENTS REQUIRED:1. Filled loan application form

2. Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.

3. Proof of residence: Electoral ID Card / Passport / Electricity Bill /Telephone Bill.

4. Proof of business address, in case of non- salaried borrowers

5. Statement of bank account for the last six months

6. 1 passport size photograph (Keep 3-4 photograph extra)

DOCUMENTS REQUIRED FOR SALARIED INDIVIDUALS

▪ Bank statement for last 3 months

▪ Salary slips for last 3 months

▪ Copy of identity card issued by the employer.

▪ Form 16 or IT Returns for the last 2 years

SELF-EMPLOYED INDIVIDUALS

Photocopies of IT Returns/Assessment orders for the last 3 years

Balance sheet and Profit and Loss A/c for the last three years (Certified true Copy attested by Chartered Accountant)

Proof of business address.

Proof of business (Registration Certificate of establishment, Gumasta /Trade License, Sales Tax Registration etc.)

Certificate of Practice-photocopy.

TDS Certificates (Form 16A wherever applicable) 

Just go through the list of documents mentioned above and be ensure you carry all the must have documents at the time of submit your Loan application form.

Know More in Details regarding Home Loans in Delhi and prepare yourself before approaching any lenders or financial institute.

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