Do Now’sGet them now while you have a chance!

Do Now #1• If you had to describe yourself in one word, what would

it be?• OBJ:SWBAT examine and identify with my mission

statement to them: To challenge and motivate you, my students, through the various disciplines to become the very best you can be as a unique individual, through your journey in better understanding yourself.• HW #1 – Adult Interview wkst

Do Now #2•What does it mean “to possess good character”?• OBJ: SWBAT understand the Six Pillars of

Character and how they apply in our lives. Intro to Personal Finance.

• HW#2 – Choose one of the pillars. Describe a

time in your life when you displayed that pillar and when you had not. *Study your study skills packet!

Do Now #3• Describe an event in your life where you can pinpoint exactly where you were and what you were doing.• OBJ: Given background information on September 11,

2001 SWBAT explain how the Six Pillars of Character/Finance played a role in the lives of citizens by means of writing a four paragraph essay.• HW#3 – Sign up at www.everfi.net• Class Codes:A1 – fd7c1825 A2 –

dd7d380aB – 888b7187 Seniors –

77fc6662

Do Now #4•What makes you happy? - worksheet• Obj: SWBAT understand how personal financial

decisions are influenced by an individuals interpretation of needs and wants• HW – None!!! Unless you owe me work…..and

you really shouldn’t, should you?

Do Now #5• Complete the first item on your worksheet:

Things to put in a time capsule – on the center table• Obj: SWBAT Understand how personal financial

decisions are influenced by an individuals interpretation of needs and wants (SAME)• HW# 4 – Edit your essays. The final product is

due 9/22(day 2 & skinny classes) 9/23 (day 1)• It can be typed for extra credit!!

Do Now #6• Please complete both sides of your Values Continuum

chart and hand it in. You have 10 minutes.

• OBJ: SAME

• HW#4 – ESSAYS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Do Now #7• Thinking about your weekend, did you buy more things

that you need or want? • Obj: SWBAT Understand how personal financial decisions

are influenced by an individuals interpretation of needs and wants (SAME)• HW# 4 – Edit your essays. The final product is due

9/22(day 2 & skinny ) 9/23 (day 1) • It can be typed for extra credit!!

Do Now #8 - Frosh•What is the purpose of a financial advisor?• Take out your notes from last class.• Obj: SWBAT Understand how personal financial

decisions are influenced by an individuals interpretation of needs and wants (SAME)• HW#5 – Complete the Decision Making Grid for A

Computer or Camera. • Due next class! • 9/26 (day 1 & skinny) 9/29 (day 2)

Do Now #8 - Seniors• How would you feel if your parents rolled a pair of dice and that

determined your future?• Download a rice dolling app. If you don’t have a phone, see

me.• Obj: SWBAT Understand how personal financial decisions are

influenced by an individuals interpretation of needs and wants (SAME)• HW#6 – Write down the following:• 5 Values• 5 major future purchases• 1 Short Term Goal (less than 1 year)• 1 Long Term Goal (more than 1 year)

Do Now #9 - Frosh• How would you feel if your parents rolled a pair of dice and that

determined your future?• Download a rice dolling app. If you don’t have a phone, see me.• Take out your notes and put your homework in the bin.• Obj: SWBAT Understand how personal financial decisions are

influenced by an individuals interpretation of needs and wants (SAME)• HW#7 – Go to a bank or credit union and get a brochure that

describes the features of the bank

Do Now #9 - Seniors• Please complete the Educational SMART Goal

worksheet. You have 10 minutes.• Take out your notes.• Obj: SWBAT Understand how personal financial decisions

are influenced by an individuals interpretation of needs and wants (SAME)• HW#7 – Go to a bank or credit union and get a brochure

that describes the features of the bank.

Do Now #9• Take out your cell phones and download a dice rolling app. If you

don’t have a cell phone, see me.• DON’T GET TOO COMFORTABLE!!• OBJ: SWBAT identify the benefits of setting long and short term

goals. They will also learn how to apply the goal setting process. (SAME)

HW #6 - Goal Setting Worksheet – to be completed with an adult. You have two classes to complete this assignment.DUE NEXT CLASS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Do Now #10

• How important is it to have your own bank account? What are some advantages and disadvantages?

• OBJ: SWBAT define depository institution, explore checking accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register.

• HW#8 – Complete the checking account packet. And yes, YOU may need to call or go to the bank!!!

Do Now #11• What is your opinion about Stephen Glass so far? How is his

behavior affecting his income?• Complete the Educational Goal worksheet. Follow the example

given. This one will be for May 2015.

• OBJ: SWBAT define depository institution, explore checking accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register.

• HW #9 – Create a radio commercial and billboard for a bank with your group. Be ready to present next class. Hint: This may require that you meet up with each other outside of class!! • Hint hint: SAP or HW Club

Do Now #11 - Seniors

• Please download a barcode scanning app, if you don’t already have one.

• OBJ: SWBAT define depository institution, explore checking accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register.

•HW – Owe me work? DO IT!!!!!

Do Now #12 - Frosh• What impresses you most about commercials?• How do the standards fit in with this? Why do I ask?

• OBJ: SWBAT define depository institution, explore checking accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register. (same)

• HW – Get rolling with EverFi.net!!!!! You have to complete the first 3 modules. And your commercials/billboards.

Do Now #12 - Seniors• Please write this down : “ To explain how government services

and products can be used to achieve personal financial goals”• How do the standards fit in with this? Why do I ask?

• OBJ: SWBAT define depository institution, explore checking accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register. (same)• HW – Get rolling with EverFi.net!!!!! You have to complete the

first 4 modules.

Do Now #14• What are some of the features of the bank you visited

for your homework assignment?• OBJ: SWBAT define depository institution, explore

checking accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register. (SAME)• HW#9 – Ask a parent: What are some of the advantages

and disadvantages to having a bank account?• Get your progress report signed.

Do Now #15

• What is Teen Pep?

• OBJ: The students have been invited to a Teen Pep outreach.

• HW – NONE!! Except if you owe we work!!

Do Now #16• How do the six pillars relate to bullying?• OBJ: SWBAT define depository institution, explore checking

accounts and various savings tools. They will also learn how to effectively complete a check, deposit slip and check register. (SAME)• HW#10 – Choose a pillar. Find a short article about a teenager

displaying that pillar. Answer the 5 W’s: Who, What, When, Where, Why and how can you imitate this person in your own life?

Do Now#17• How much money do you have in your pocket

right now? DON’T ANSWER OUT LOUD!•Write the objective please.• OBJ: SWBAT explain why a Statement of Financial

Position is an important financial planning tool and create a Statement of Financial Position• HW – EverFi…………and did you hand in your

article about a teenager using one of the Six Pillars?

Do Now#18• Yesterday was the 2 year anniversary of…….• Take out a piece of blank lined paper.• OBJ: SWBAT explain why a Statement of Financial Position is an

important financial planning tool and create a Statement of Financial Position• HW – EverFi…………and did you hand in your article about a

teenager using one of the Six Pillars?

Do Now #19• We only have 2 classes left…..where do you stand? Think about all

of your classes.• Have your binder ready.• OBJ: Upon completion of this lesson, participants will be able to:• Describe the importance of net worth • Explain why a Statement of Financial Position is an important

financial planning tool • Create a Statement of Financial Position

• HW – Complete any missing assignments for all of your classes!!

Do Now #20 – Welcome to the new MP!!• Who is Dr. Seuss? Team up and use your phone to find one quote that he said.

• OBJ: SWBAT

• Interpret the importance of investing in human capital

• Analyze reasons why a person would want to build a career

• Explore the relationship between education level and income

• HW#1 – Snapshot of Your Future worksheet…….

• Carson Family Due Fri (A2 and B) Due Mon (A1)

Do Now #20 – Welcome to the new MP!!

• Please get your folders from the center table.

• Let’s review our performance for MP 1!

• On the paper given, please explain to me what I (MissTerry) can do for you to help you have a better next marking period. Make sure your name is on it

please.

• The next 3 sections of EverFi are due January 16th!

• You have 2 months and 3 days from today

Do Now #21• What are some advantages to dropping out of school?• Please take out your notes from last class.• QUIZ

TODAY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

• OBJ: (same) SWBAT• Interpret the importance of investing in human capital• Analyze reasons why a person would want to build a career• Explore the relationship between education level and income

• HW – Snapshot and Carson Family!! Actually, these should be handed in by now!!!

Do Now #22• What qualities do you look for in a best friend?• On the paper provided, submit a classmate’s name to be

the center of a small project.• OBJ: SWBAT evaluate the impact of lifelong learning on

one’s ability to function as effectively in the workforce. They will also examine the transferable skills of Edmund Dantes in “The Count of Monte Cristo”.

• HW#3 – Complete Imani’s Time Management Worksheet by Thursday (today period b)!!

Do Now #23• Please take out your movie answers!!

•YOU will determine how soon we get started.

• OBJ: SWBAT analyze the parts of a paycheck stub and understand the vocabulary associated with it. The COUNT!!!!• HW#4 - Is it likely that you will go shopping

Thanksgiving weekend? What is your Statement of Financial Position?

Do Now #23 - Seniors• Today is make up work day!

YAY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!• Do you have the following:• The Carson Family• Your fafsa4caster• EverFi• Getting Paid Math and the extra credit• Imani’s College Plan• John Q

Do Now #24• Why do people save? You will need your calculators today. See me if you need

one.

• OBJ: SWBAT -

• Evaluate the importance of saving money

• Identify various savings tools used to reach financial goals

• Assess different investment strategies to reach financial goals

• HW #3 – Go to www.forbes.com and find the article “7 Financial Decisions Made In Your 30s That May Haunt You In Your 50s”. Read this article and create a comic panel for each of the 7 decisions. Due in one week!!!

Do Now#20• Black Friday is rapidly approaching!! What is your Statement of Financial

Position?

• Get your folders please.

• OBJ: Upon completion of this lesson, participants will be able to:

• Describe the importance of net worth

• Explain why a Statement of Financial Position is an important financial planning tool

• Create a Statement of Financial Position

• SAME OBJECTIVE!!!

• HW#13 – Find a current event that occurred in the past 2 weeks in each of the following locations: Long Branch; New Jersey; any other country . Explain how the financial status has changed or can change as a result of the event. Due Friday November 15th. Must be typed! 10 points off if handwritten!! Check your spelling!!!

Do Now #25• Please copy the three definitions into your “Invest in

Yourself” Note taking guide. I will show them at 7:35.• OBJ: SWBAT analyze personal remediation needs as well

as identify ways to help them improve their learning habits. They will also examine the transferable skills of Edmund Dantes in “The Count of Monte Cristo”.• HW – Type your Carson family essay for 10 points.• Due 12/9 day 2, 12/10 day 1!

Do Now #26• Do you save money?

• OBJ: SWBAT analyze the importance of saving money and investigate the advantages of the time value of money.

• HW – ANY AND ALL ASSIGNMENTS THAT YOU OWE ARE DUE TODAY, DECEMBER 5TH!!!• The Career Project is due December 12th!!!• My patience is waning……………………..

Do Now #27• Which company do you like more: Facebook, Starbucks or

Domino’s Pizza?

• OBJ: SWBAT analyze the importance of saving money and investigate the advantages of the time value of money. Identify various Savings and Investments Tools.

• HW – THE PROJECT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Do Now #28• What do you want to be when you grow up?• Please get whatever you need for the end of the day. We’re

going to the library.• OBJ: SW explore various occupations in preparation for a

Career Exploration project. THE COUNT!!!• HW#17 – Imani was due last Friday!• HW#18 – Paycheck Math is due by Wed December 18th!!!

ALL ASSIGNMENTS ARE DUE BY WEDNESDAY DECEMBER 18TH !!!!

Do Now #30•Describe your break in six words. (Like this

do now exercise haha!!!)•OBJ: Students will learn the importance of

credit cards, as well as their advantages and disadvantages.•HW – NONE!!!! MY TINY GIFT TO YOU!

Do Now #31• Identify 5 depository institutions or financial lenders. You can

include the name of any commercial bank, savings and loan, or credit union. • Get your folders please.

• OBJ: SAME

• HW – Using the last page of your notes and your Do Now, research at least three financial lenders and create a chart listing the lender, the type of credit they offer, the address of the institution within 15 miles of Long Branch and the current interest rate.• This is due in two classes. Day 1 – 1/13 and Day 2 – 1/14• Period B and D – Due 1/13/15