discovering bourne issue 051, november 2015

Your favour i te f ree community magazine del ivered to your door

Bourne

Inside t h i s i s s u e

Bourne Westfield Schoolpage 16

Montaz IndianRestaurant featuredpage 24

Maxey Hair opens onWherry's Lanepage 4

Issue

51

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ovem

ber 2

015

a n d t h e s u r r o u n d i n g v i l l a g e s

Bourne

Mayors

Charity Dinner

photographs.

12-13

01778 393994 | 15c North Street, Bournewww.crown-jewellers.co.uk

UNIQUE HAND CRAFTED JEWELLERY

November 2015 | D I S C O V E R I N G Bourne 3

Claire Saberton - Publisher | 01778 421427

| 07837 499061 | [email protected]

Becky Kane - Sales Executive | 07950 369814

| [email protected]

Andy Armstrong - Op. Director | 01733 200609 | 077809 22214

John Schwarz - Editor | [email protected]

Design - Kelly Davis | Vinny Clark

Events - Hilary Bloomer | [email protected]

Photographer - Gordon Cochran | www.gordonsphotographic.co.uk

4 Maxey Hair new hairdressing salon.

6 Community Matters.8 Health issues.12 Words from the

Mayor. Charity Dinner photographs.

16 Bourne Westfield School In the Spotlight.

20 New school for Peterborough.

22 Discovering The Guy Fawkes Myth.

24 Montaz Indian Restaurant featured.

36 Travel Column The Canary Islands.

40 Your Finances.44 The Technology Site.45 The Potting Shed

gardening advice.

46 Club Spotlight The Royal British Legion.

48 Legal Affairs.59 Motoring with Big Tom.61 Police Patrol.64 Pets and Vets - dental

hygiene.

68 Events Diary.71 The Puzzle Page.74 Local Businesses

Directory.

Discovering Bourne is published by a local team and is not associated with any other business. Care is taken to ensure that the content and information is correct, however we cannot take any responsibility for loss, damage or omission caused by any errors. Permission must be granted to reproduce, copy or scan anything from this publication. For a copy of our contributors guidelines please email [email protected]

Bourne

With thanks to...Taff Lovesey

Rex Needle

Sgt. Rick Mosley

Jo SunnerPaul RossEileen Le Voi

Clare LockettWayne SmithTom IngramPhilip HakinPhilip KnowlesHegarty's SolicitorsBelinda Smith

Its getting closer by the day, and Im not talking about the ticklish thirty days ahead for us ladies, as some of our chaps let

loose that moustache once more during Movember. No, Im talking turkey, trees, tinsel and trimming-up, as the whole wonderful Christmas season gathers momentum once more. This months issue is filled with local restaurants and hostelries offering all manner of attractions for the festive weeks ahead, so remember to book early for your special events.

I had the good fortune recently to attend the Mayors Charity Dinner at the Corn Exchange and be part of what was a marvellous evening of entertainment, excellent food and an impressive boosting of Mayor Philip Knowless accumulated charity pot for his three very deserving causes.

I hope you all find this months issue entertaining and useful, as we start to think about the Christmas period, just around the corner. Thank you everyone for your continuing support and advice. Feedback does matter to us, we always listen and strive to make your favourite freebie even more of a must-have!

Welcome to our November edition...

Claire x

John

I was amused to see that Grantham, the town of my birth and one-time Britains most boring town,

is now being heralded as Britains Viagara capital, with more prescriptions for the drug being issued than for any other town. No doubt, the good folk of our South Kesteven neighbours would have beaten off stiff competition from many competitors for this accolade!

Amongst the customary wide-ranging assortment of our features and advice pages, this month the Montaz Indian restaurant in West Street is featured, as a well-

established part of our town. Hoping to become as well-established, no doubt, is Maxey Hair, a new hairdressing salon in Wherrys Lane.

On a sad note to finish, the town became much the poorer recently when we lost two very popular members of the same long-established Bourne family. Ashley Woolf, Manager of Smiths, lost his battle with cancer at the age of thirty, whilst his great-aunt Alice, known for years as Cissie Woolf who, with her brother Norman, ran Woolfs garage on North Street, died aged ninety-two. Both will be fondly remembered, by old and young alike.

Enjoy the read!

D I S C O V E R I N G Bourne | November 20154

Dreams can come true, as local lady, Sandra Upton, is showing with the recent opening of Maxey Hair, the third new unit to open on Wherrys Lane, just off Bournes bustling North Street. Her grandfather, the late Charles William Maxey from Corby Glen, told the teenaged Sandra that one day she would fulfil her dream of owning her own salon. At the time, Sandra was busy qualifying as a ladies hairdresser, but also about to enter the nursing profession. Several years were spent as an auxiliary nurse at Bourne Hospital, then ten years as a community auxiliary, before undertaking formal nurse training. Recently, Sandra has been Deputy Manager at a few local homes for the elderly.

All the time when she was pursuing this profession and bringing up her family, Sandra harboured the dream of one day being able to own her hairdressing salon, and now the opportunity has arrived. Fifteen years ago, Sandra began updating her hairdressing skills by taking her NVQs and, since then has been on many refresher courses, in readiness for the brave new world now awaiting her.

Maxey Hair is a bright, spacious and modern salon, with excellent lighting. Sandras son, local freelance photographer, Adrian Dewey, has been instrumental

in creating the punchy designs and images within the salon. The family connections also extend to granddaughter, fifteen year old Charlie, who has already contributed much and will be working part-time, once the salon becomes fully operational this month.

Sandra will be offering the chance for any hair stylists in the area who would like to rent

out a chair, be it on a short-term basis or as a more permanent arrangement. Anyone interested can get further information from Sandra at the salon.

Maxey Hair provide the full range of ladies hairdressing services at very reasonable prices. This includes a reduced rate for senior citizens. Access for disabled customers, including disabled toilet facilities, is

New Hairdress ing Salon in Bourne

H A I R


another example of Sandra being mindful of providing something for everyone. This looks like being a very welcome addition to this part of Bournes town centre re-development. Sandra Upton, nee Maxey (hence the salons name), is about to live her dream and we wish her every success.

New Hairdress ing Salon in Bourne


MattersCommunity We bring you items of interest for your home and community. If there is something youd like us to cover or you have something to say please get in touch with Claire:

01778 421427 or 07837 499061

[email protected]

Join thorpe hall hospices Lights of Love carol concertCarols, fireworks and mulled wine will all feature at Sue Ryder Thorpe Hall Hospices traditional Lights of Love concert this Christmas. But the centrepiece will, as usual, be the giant Christmas tree decked out with handwritten messages of love, remembrance and inspiration. For thousands of people across the area, Lights of Love has become a key event in the festive calendar, offering the chance to take time out of the hustle and bustle of Christmas preparation to remember loved ones. This years carol concert will take place on Sunday, December 13 in the gardens of Thorpe Hall, in Longthorpe, Peterborough, with the mansion house as the backdrop. Doors will open at 5pm with the carol singing beginning at 5.30pm. BBC Radio Cambridgeshire presenter Jane Smith will compere the event with the City

of Peterborough Concert Band providing musical accompaniment for the carol singing. Peterborough Gospel Choir will also take to the microphones as will young bagpipe player Kathryn Johnston. The concert will be rounded off with a firework finale at 7pm.

During the event, which is free to attend, Thorpe Halls Chapel will be open and the hospices books of remembrance will be available to view. Events fundraiser Jo Killick said: The Lights of Love event is a favourite with so many people who see it as the start of their festive celebrations. Its a lovely way to remember and celebrate the lives of special people with family and friends.

Once again weve got some brilliant musicians to lead the singing the City of Peterborough Concert Band and bagpipe player Kathryn Johnston. But of course wed like all our guests to bring their best voices with them along with scarves, gloves and hats to keep warm.

The Lights of Love firework finale is the perfect ending to Thorpe Halls open air carol concert

LoCaL DuathLete representing engLanD

Claire steels, former student at Bourne Grammar School, is, at the time of writing, striving to bring a medal home from Adelaide, South Australia, in the ITU

World Duathlon Championships. The event, from October 14th to the 18th, will see the run/cycle/run sequence, as both men and women chase glory down under.

Next months Discovering Bourne will have more on this and, hopefully, news of personal trainer, Claires success.

The answer to

How many acres of countryside is Twin Lakes, near Melton Mowbray, situated within?

was 100.

Laura Dalgleish, Mr Davies, Mrs V. Martin and Laura Turner, (all from Bourne) and Lisa Sleight from Morton

receive tickets to visit the all-action Theme Park.

ALL ACTION THEME PARK

Congratulations to our Twin Lakes competition winners from Augusts

Discovering Bourne.


01778 421427 or 07837 499061

Fabulous News!!! Anyone who has been making Fathers Day a really special treat for Dad over the last few years, by going along with him to the Well Head in Bourne, and lingering longingly amongst the rows and rows of vintage cars and motorcycles, please read on. There was a serious threat that 2015 was going to be the last year of this wonderful nostalgic event. hoWeVerthe Bourne events team are proud to be continuing with the Bourne Classic Car Show next year. Please contact Claire on 01778 421427 if you are available to help us, in any way. Many helpers will make light of the work needed on the day!

Council newsBourne town hall Consultation

Dont miss your chance to give your views on the Town Hall.This iconic building in the centre of the town is passed by, many hundreds of times a day but who stops to consider why it is no longer open?All this is to change, as a public consultation has just started to help determine its future.The consultation runs from October 1st through to November 26th and the Bourne residents are being asked what they consider should happen to the building.An ancient deed gifted the building to the Council and was to be used for the benefit of the people of Bourne.To ensure that you are well-informed, all residents are invited to take part in drop-in information events being held as follows:

Elsea Park on October 28th from 9.30am until midday

Lawrance Park Community Centre, Thurlby, on November 3rd from 6.30pm until 9.00pm

Bourne Corn Exchange on November 11th from 6.00pm until 8.00pm

Bourne Town Hall will also be open on November 11th for people to look around.For full details of the consultation, please see www.lincolnshire.gov.uk/bournetownhall.

Nellys RetiRemeNt CeleBRatiONNelly Jacobs Bourne Town Clerk decided to hang up her Civic Regalia after 15 years at the end of August.Having steered the Town Council through many testing times Nelly has been at the forefront of local issues and been instrumental in the Towns success in the East Midlands in Bloom Competition.A well-known figure to the majority of the Bourne public Nelly was rewarded with an intimate retirement celebration at the Corn Exchange.Friends and colleagues congregated to help Nelly celebrate this landmark in her life and to wish her well in her retirement.


| Health Wellhead Practice Excellence in head to toe Complementary Healthcare

Back Pain and ChildrenOctober 5th to the 11th was National Back Care Awareness Week, which this year focused on back pain experienced by children.

Good school baGs

Children are often required to carry bags full of books, PE kits, musical instruments and other equipment to and from school. Parents should try to limit the weight of school bags as much as possible, and invest in a good quality back pack that the child should wear across both shoulders, ideally with a strap across the chest to keep the load close to their body. Packing the bag with the heaviest items (such as laptops and heavy books) closest to the childs body, will also make carrying more comfortable, and less likely to strain the muscles of the back.

limit screen time

Looking down to use smart phones, tablets and laptops for an extended period can pull the back and neck into an unnatural posture, resulting in pain. Placing limits on the time spent using devices, and encouraging regular breaks, may help to avoid problems. If your child has to use a laptop for homework, consider purchasing a support that elevates the screen to a height that allows him or her to sit up straight to look at it.

reGular exercise

A sedentary lifestyle is known to contribute to the risk of developing back pain, as well as contributing to obesity. Regular physical activity helps to keep the core muscles that support the spine strong and maintain flexibility, which will help to avoid back pain. Encourage lots of active play, (walking, running, swimming, cycling etc.), to keep your child fit and healthy.

the riGht bed and pillow

Good quality sleep is vital for both physical and mental development. Make sure that your child has a good sized comfortable bed with a firm mattress and a pillow that supports their head without lifting it too high. One pillow is usually sufficient.

osteopathic treatment for your childs back pain

Your childs back pain may benefit from osteopathic treatment. Using gentle manual therapy, an osteopath will help to resolve any stresses and strains that are affecting their body and relieve their pain.

They can also provide lifestyle advice that may help to prevent the problem from coming back.

tel: 01778 392832www.thewellheadpractice.co.uk

E: [email protected] 13 Abbey Road, Bourne, PE10 9EF

Philip Hakim, Registered Osteopath, Owner of the

Wellhead Practice


www.thewellheadpractice.co.ukT: 01778 392832 | E: [email protected]

13 Abbey Road, Bourne PE10 9EF

Podiatry & ChiropodyBourneRachael Baker B.Sc (Hons) Mchs Specialist in diabetes related foot problems 35 years of NHS experience.

Amy Leverton B.Sc (Hons) Mchs Special interest in foot orthotics and biomechanical gait assessments.

Our Chiropodists diagnose, treat and offer advice on a large range of foot complaints. Nail Surgery (under local anaesthesia) Ingrowing toenails Corns & Calluses

Fungal toenails Athletes foot, Verrucae Hard Skin & Nail Cutting and much more.

Bourne | 07837 862 870www.frankie-handb.com

Katherine Daniels Cosmetics Facials It Works body contouring

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Opening times 10am-7pm Mon- Fri | 10am-4pm Sat | Closed -Sun

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Jessica Geleration File & Polish: 15

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Electrolysis: 15 mins - 16 / 30 mins - 2645 mins - 38 / 1 hour - 52

Eyelash Tint: 14

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Waxing: full leg - 20 / half leg - 10underarm - 8 / bikini - 14lip - 6 / chin - 4 / eyebrow - 10

Threading: 4-10

Massage: full body - 40back neck and shoulder - 20

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Give the gift of pampering this Christmas

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Words from the Mayor

First of all, I would like to thank everybody who made a contribution to last Fridays Mayors Charity Dinner at the Corn Exchange. I trust that the one hundred and fifty who attended had an enjoyable time, as the feedback has been very positive. There was a large number of people who made great efforts to ensure its success. I hesitate to name names as I would probably miss out people who worked in the background, but mention must be made of two Town Clerks; Nelly, who started the process before her recent retirement, and Ian, her successor, for whom nothing was too much trouble. Thanks also to the staff at the Corn Exchange; Rachel and her team of caterers, Carol for the flower arrangements, my fellow Councillors who helped in a variety of ways, to Warners, Johnsons the Cleaners, Discovering Bourne for their assistance, and the numerous shops and firms that donated prizes for our raffle. I am also grateful that we have such fantastic local talent. The children of Andrew Clingos Rock Theatre Group set the tone with a wonderfully enthusiastic potted version of We Will Rock You, the Queen Musical, and Richard Cejer was brilliant later in the evening when giving a dancing opportunity to all of those with stamina and the inclination! We raised almost 1000 on the night, and I am sure that the thirty to forty guests who travelled to Bourne for the event went away with a good impression of our lovely town.


In my next article, I wish to write about looking after our neighbours who might be more vulnerable and lonely through the dark winter months, and any suggestions or groups that fill this need are invited to get in touch with me at [email protected]

May I also just advertise my next couple of charity ventures, which are in November? A Beetle Drive will take place on Saturday November 14th at the Abbey Church Hall, between 2pm and 5pm. The event is aimed at all the family, from children to grandmas and grandads, and light refreshments will be served. Tickets are 1.50 per person or 5.00 for a family of four. If you can throw a dice and draw a rudimentary beetle, you can have some fun and who knows, perhaps win.

During the winter, six pubs in the area will host a series of Pub Challenges, in which they will compete with each other in a variety of games, some being traditional pub pursuits and others a little bit different. The first event is at the Masons Arms on Monday November 9th and, along with the host pub, The Red, The Anchor, Smiths, The Wishing Well and the Jubilee will compete. Come along and enjoy the event, and support one of the pubs taking part. There will be food available, at a very modest cost, for contestants and spectators and, of course, all of them are proud of the wide range of beers and drinks which they dispense.

Photographs by Gordon Lack


07904051873 | [email protected]

handson massage

Relax, soften & stretch over used muscles from work, sport & stress

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Reduces depression & anxiety

28 West Street, Bourne PE10 9NA

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pulse practice | Your health by Jo Sunner B.Sc. , D.O. , M.M.S.M., Osteopath. The areas longest established osteopath clinic (next to Bourne post office)

Opening times9:30-17:30 Monday to Saturday

t. 07738 431099 35b West Street | Bourne | PE10 9NB

GIFT VOUCHERS Available for CHRISTMAS

THERE ARE MANY STEPS TO RECOVERY, CALLING US COULD BE THE FIRST.

The clinic provides treatment

for musculoskeletal-pain

that may cause: back pain,

muscle spasm, leg pain,

headaches, numbness,

neck and shoulder pain.

01778 426000

Jo Sunner BSc(OST). DO. MMSM. Registered Osteopath.(also consults at the Fitzwilliam Hospital, Peterborough). West Street, Bourne, PE10 9NE. (Next to the Post Office)

P U L S E P R A C T I C Eos t eopa th c l i n i c . com

Pulse Practice 26.05.15 A6 Landscape.indd 1 26/5/15 14:31:04


Neck pain can be experienced with a long list of other problems. The combination of symptoms gives us an idea as to why you have neck pain. Here are some of the other symptoms that are commonly experienced with neck pain:

headache This may take place because of trigger points within the muscles that end up referring pain in the head. Impinged nerves in the cervical (neck) spine can also cause headaches.

stiffness Stiffness shows that the muscles are preventing movement so that no additional damage will take place to the fundamental structures of the cervical (neck) spine.

poor ranGe of motion Not being able to turn your head to the left or right or to your shoulder is one of the causes of neck pain. This sign implies that there is tissue spasm or misaligned vertebrae in your neck.

tinGlinG/pain or numbness in the arms or hands/finGers This symptom implies that injury to your neck is more than just a strained muscle or a sprain. It is probably a trapped nerve!!

fatiGue Tiredness is another symptom that can indicate more serious health problems if its combined with neck pain.

for a diagnosis, the cause of your neck pain and treatment, call Jo sunner, pulse practice, west street, bourne (next to the post office), or telephone: 01778 426000. e-mail: [email protected].

01778 426000 | West Street, Bourne PE10 9NE (next to Bourne post office)Principal: Jo Sunner BSc(ost). DO. MMSM. (Also consults at the Fitzwilliam Hospital)

Feel Better with quality care Geoff Capes

| Your health by Jo Sunner B.Sc. , D.O. , M.M.S.M., Osteopath. The areas longest established osteopath clinic (next to Bourne post office)

pain in the neck - Jo Sunner offers Advice.

You may be suffering from neck pain and wondering whether or not all neck discomfort is the same. Its not.

01778 426000 | West Street, Bourne PE10 9NE (next to Bourne post office)

www.osteopathclinic.comPrincipal: Jo Sunner BSc(ost). DO. MMSM.

(Also consults at the Fitzwilliam Hospital)

Jo Sunner. Osteopath, Pulse Practice, Bourne. Also at Fitzwilliam Hospital, Peterborough


Schools |

The start of the school year has been special for children and staff at Bourne Westfield as we celebrate our fortieth year. There has been much to be proud of since 1975, and last year was no different. The children and adults at Bourne Westfield have been thinking about what they stand for, and who their positive roles models are.

In the spring, the whole school contributed to the writing of an anti-cyber-bullying song which won first prize in a national competition. Winning meant the children were lucky enough to be visited by athlete, Christine Ohuruogu MBE, who spoke about the importance of doing the right thing and standing up for what you believe in especially when online. This win provided a competitive bug, and some of our Year 3 children went on to win 3000 worth of books for the school library, in a World Book Day competition with the song Lose Yourself Inside a Book.

Winning competitions wasnt the only thing spurring the children on, as they wholeheartedly embarked on community ventures, as Rotakids with the Rotary Club of Bourne. They supported the Dimension Skate Park committee and gave up a Saturday

morning to back the prostate cancer bike rally. The whole school is always outward-looking, supporting many causes, including 2763.70 raised through a sponsored skipping event, in support of the British Heart Foundation.

Our children continue to demonstrate musical and sporting prowess. Our rock band and six piece vocal ensemble were selected to perform at the Lincolnshire Proms in Skegness in June. Similarly, we achieved outstanding sporting success across a wide range of activities; this continued in October, when our cross country teams won all races at the Agilitas Spalding cross country event. The Friends of Westfield have supported our sporting provision by purchasing a 10,000 activity wall.

Last year finished on a high with the Year 6 celebrating their amazing SATs results during a presentation ceremony hosted by, gold medallist gymnast, Craig Heap. His inspirational and motivational speech lifted the rafters and reinforced that there are no limits to realising your dreams.

In September, we welcomed new children and staff to our outstanding team. This year promises to be even more exciting than last year, as we continue to ignite a passion for learning.

Bourne Westfield - What do we stand for?

Bourne Westfield Primary AcademyIgniting a passion for learningWestbourne Park, Bourne, PE10 9QS(01778) 424152www.bournewestfield.lincs.sch.ukenquiries@bournewestfield.lincs.sch.uk

www.bourneacademy.orgBourne Academy, Edinburgh Crescent, Bourne PE10 9DT

Tel:01778 422365

Please join us for our Sixth Form Open Evening on:

An opportunity to view our fantastic new Sixth Form Learning Centre and find out about the range of A level and BTEC Level 3

courses available to study Post 16.

There will be a short presentation by Mr Reilly, Headteacher and Miss Double, Head of Upper School at 6.15pm.

We hope you are able to join us!

Thursday 19th November | 6.15 - 8.15pm

InvitationTo Our Sixth Form Open Evening

Thursday 19th November | 6.15 - 8.15pm

Sixth Form Open Evening

2015 OUTSTANDING RESULTS - 100% pass rate at A2 and 84% Distinction* BTEC

on SATURDAY 28th NOVEMBERfrom 9.30 a.m. onwardsDrinks & Nibbles available

and also, your chance to

WIN 100 cashwith every purchase on the day

CHILDRENS COLOURINGCOMPETITION

Throughout DecemberOpen to children 11 years and under

Top Prize 10 shop voucherfor each age group

winners to be chosen on 21st December

CALL IN TO

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CHILDRENS COLOURINGCOMPETITION

Throughout DecemberOpen to children 11 years and under

Top Prize 10 shop voucherfor each age group

winners to be chosen on 21st December

Fovia OfficeHome & Office Stationery Store12a West Street, Bourne, Lincolnshire. PE10 9NET: 01778 424 255 F: 01778 393 990W: foviaoffice.com E: [email protected]

2015 Xmas Advert.pdf 1 12/10/2015 09:40

Our students study academic A-levels in subjects which are highly sought-aft er by universiti es and employers

Sixth Form Open EveningThursday 12 November 2015, 6.00pm-9.00pm

T H E B E S T AT M O S P H E R E , T H E B E S T S U P P O R T, T H E B E S T R E S U LT S

[email protected]

www.bourne-grammar.lincs.sch.uk

Bourne Grammar School, South Road, Bourne, Lincolnshire PE10 9JE Telephone: 01778 391646 Fax: 01778 394872

Good A-Level results give you more choices

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SixthForm_OpenEvening_Ad_210x297_v02.indd 1 14/09/2015 21:08


Young people in Peterborough will have even more choices when it comes to schools next year now that the Greater Peterborough University Technical College (GPUTC) is built.

The 10 million building, with a 2 million investment into kit will provide a world-class technical education at the Park Crescent campus in Peterborough. It will become home to around 100 students studying either Engineering or the Built Environment from September 2016.The school will also offer traditional GCSEs and A Levels.

Complete with separate engineering and construction workshops, individual, specially tailored science labs, computer design rooms, a top floor restaurant with roof terrace, communal zones and an enormous double-height event space. Anglian Water, the main employer sponsor of the GPUTC will be guaranteeing all students job interviews on successful completion of their studies and will provide students with various employer projects and real-life work experience along the way.

Phil Brown, Anglian Waters Head of Learning and Development and Chair of Governors for the GPUTC, said: At Anglian Water a significant number of our workforce will retire in the next decade and we want the best and brightest engineers and

technicians from this area to leave school with the right skills and experience to join our business.

Prospective students and parents are welcomed to attend the GPUTC open days where they will be able to see the fantastic facilities for themselves and find out more about the courses on offer: Sat 17 October 10am-2pm Tue 24 November 6pm-8pm Thu 4 February 6pm-8pm

The GPUTC offers traditional education in combination with technical subjects, Employer Projects, master classes and workshops that give students real-life work experience. Other sponsors of the GPUTC are Peterborough Regional College, Larkfleet Group, Anglia Ruskin University and Marshalls Aerospace.

Building complete for greater peterBoroughs Brand new school

At Anglian Water a significant number of our workforce will retire in the next decade and we want the best and brightest engineers and technicians from this area to leave school with the right skills and experience to join our business.

parents or carers who want to find out more about this opportunity for young people should email [email protected] or visit www.gputc.com


| A little bit of History REX NEEDLE 2015

10 OFFWinter Boots

This voucher cant be used in conjunction with any other promotion. Valid to 30th November 2015.

NOrth ShOeSFittiNg ShOeS SiNce 1876

get 10 OFF Ladies and Mens Winter Boots with this voucher

18 North Street, Bourne Tel: 01778 422886

11 Rose Crescent, Cambridge Tel: 01780 755400

2 Red Lion Square, Stamford Tel: 01780 755400

10 Westgate, Peterborough Tel: 01733 313890


Contemporary Indian cuisine in one of Bournes finest buildingsMontaz

delicious and entirely memorable.

Step off Bournes West Street and youre soon transported to an earlier time, with some extraordinary wooden embellishments surrounding one fireplace, a huge open hearth with carved figures, and a bannister rail and newel posts which are a work of art, (not to mention the two tiny mice on one of the wooden posts in the main eating area). When this building, the old Monkstone House (AD 1671), was the private home of the late and fondly- remembered Jackie Rayner, (one-time woodwork master at both The Grammar School and The Bourne Secondary Modern School), these, we were told, were his creations. Returning now to savour the delights of its present incumbents, the Montaz Indian restaurant, the memories of dear Jackie flood back!

Located in a Grade II-listed building it may be, but thats where the ambitious Montaz group stop looking to the past.

Today is what counts, and here we find a most appealing mixture of traditional Curry, Balti, Biryani and tandoori dishes on the menu, but these are augmented by the refreshingly varied Chefs Recommendations, all eleven of them. This is very good quality Indian and Bangladeshi fare, using locally produced meat and vegetables, wherever possible, and the finest spices from the east, with all meals freshly cooked and carefully presented.

the friendly staff, led by the Manager, Juned Ahmed, are helpful and courteous, always happy to advise customers on the various dishes on the menu. The wine list includes several well-priced and highly recommended options, at least three reds and three whites excellent value at less than 15 a bottle.

the extremely popular Wednesday Night Special, (four courses for 10.95), and the Sunday Lunch Special succeed in attracting a loyal clientele, week after week. There is a take-away service at Montaz, where a 10% discount on the bill operates, whilst free delivery within a five mile radius can be yours, for that quiet night in, (now that Strictly has returned on a Saturday evening!)

A function room, catering for up to thirty-five diners, offers a superb venue for that corporate event, birthday celebration or business function, where privacy makes the evening really special. The very old premises, with rustic beams and the carved wooden delights already described, are juxtaposed by modern toilet facilities and air-conditioning throughout. The lasting impression, taken from our recent trip to the Montaz, is a combination of cosy, delicious and entirely memorable.

12 West Street . Bourne . PE10 9NE . T: 01778 423802 / 01778 423555

www.montaz.co.ukOpen 7 days a week - Sunday - Thursday 5.30pm - 11pm, Friday & Saturday 5.30pm - 11.30pm

10% discount on collected orders

delivery orders accepted 6pm - 10pmno delivery charge within a 5 mile radius for orders over 10. excludes special set menus.

Bookings now being taken for

Christmas Parties exclusive use of function room

for parties of 25 35.

R E S T A U R A N TIndian & Bangladeshi Cuisine

Christmas set menu available poppadoms main course

side dish rice or naan

15.95 per head

King prawn and Chefs Recommendations are an additional 4.25

BOOK EARLY TO RESERVE YOUR TABLE

neW years eve specialChoose any starter

main course two of the following

side dish rice

naan

19.95 per headwith a free Liqueur

to celebrate the New Year

King prawn and Chefs Recommendations are an additional 4.25

WatersideGarden Centre

Waterside Garden Centre,King Street,

Baston,PE6 9NY

Tel: 01778 560000 | Web: www.watersidegardencentre.co.uk

OasisRESTAURANT

OasisRESTAURANT

OasisChristmas Dinner Starters

Homemade Apple & Parsnip SoupHomemade and served with a bread roll

Brie Wedges & Cranberry RelishServed on a bed of rocket

Duck Pt & ToastServed with melba toast and butter

Mains

Roast Norfolk Turkey & Cranberry TartletsServed with pigs in blankets, roast potatoes, honey roast parsnips and fresh vegetables

Lincoln Red Topside of Beef with Yorkshire Pudding

Served with roast potatoes, roast parsnips, fresh vegetables and horseradish sauce

Roasted Stuffed Bu ernut SquashHalved butternut squash roasted and fi lled with

red onion, feta cheese and cherry tomatoes

Desserts

Homemade Christmas Pudding & Brandy SauceTraditional Christmas Pudding served with brandy sauce

Chocolate Parfait with Irish Cream QuenelleOur homemade chocolate parfait served with a

quenelle of Irish double cream

Homemade Raspberry Trifl eLayers of raspberries, jelly and sponge

topped with fresh whipped cream

Tea or Co ee also included

Full Table Service(Pre- Booking Only)

Only 15.99per person

To book please fi ll out the form available on customer services or from

Oasis Restaurant.

Available Monday to Friday, from 16th November to

18th December

Call us on: 01778 560000

watersidegardencentre.co.ukor book online at

November 2015.indd 2 19/10/2015 09:47:23


For more information please ask a crew memberIron Horse Ranch House - 2 High Street, Market Deeping. Peterborough, PE6 8EBT: 01778 346952 E: [email protected] W: www.ironhorseranchhouse.co.uk

THANKSGIVINGBANQUET6.30pm 9.00pm

ADULT: 18.00 / CHILD: 6.00Includes: All you can eat hot and cold banquet style

authentic thanksgiving buffet served from 7pm

Tickets Only:

BOOKNOW!

CELEBRATE

:CHRISTMAS;:!EVE!;

LIVE MUSIC

9PM - 11.30PM

BOOKNOW! FREEENTRY

Christmas PartyChristmas Party

BOOK NOW!Buffet

Family Entertainment

LIVE MUSIC ftPrincess Jasmine

Visit from Santa & Gift

for every child

Fancy Dress Essential

All children must besupervised by an adult over 18

INCLUDES

Sunday 20th December 20153pm to 6pm

5.00 per head (Under 2's go FREE)

Kool KidzKool Kidz

Tickets ONLY 15.00 per head! 7pm - Late BOOK NOW

'CELEBRATENEW'YEARS'EVE'@

includes Buffet SERVED FROM 8PM


LIVE MUSIC

Iron Horse Ranch House - 2 High Street, Market Deeping. Peterborough, PE6 8EBTelephone: 01778 346952 Email: [email protected]

All Live Music is 9pm until 11.30pm... FREE ENTRY!

Friday 4th DecemberCrossing the Tracks (Folk, Country, Blues)

Saturday 5th DecemberLet There B/DC (Acdc Tribute)

Friday 11th DecemberJack and the Real Deals (Rockabilly)

Saturday 12th DecemberThe Replicas (60s Covers band)

Friday 18th DecemberSoul Runners (Soul band)

Saturday 19th DecemberToo Fat to Kidnap (Covers band)

Bookings Available Monday - Sunday

LIVE MUSIC - Friday & Saturday Evenings

2 Courses 18.003 Courses 23.00

BOOK NOW!

Great LIVE MusicGreat Food, Great Real Ale

CHRISTMASPARTY MENU

CHRISTMAS BOOKING FORM

Guest Name S M D Deposit12345678910111213141516171819202122232425

Guest Name: _______________________________________________

Company Name: ___________________________________________

Daytime Tel: ________________________________________________

Evening Tel: ________________________________________________

Date of Party: ____________________ Time: __________________

Email: _______________________________________________________

Please return your completed pre booking form with a 5 per head deposit to Verity Swinscoe, Events and Marketing Co-ordinator at Iron Horse Ranch House a

minimum of 3 weeks prior to your booking. If you have any questions please contact Verity by

email [email protected], telephone 01778 346952.

Office Use Only:Pre Order Received: _______________________________________

Total Deposit Paid: ________________________________________

Remaining Balance To Pay*: _______________________________

Information Received By: _________________________________

Signature: __________________________________________________

Print Name: ________________________________________________

S - STARTER M - MAIN D - DESSERT

December 2015

Kool Kidz Xmas Party (20th) Princess Jasmine (Disney Songs)

CHRISTMAS EVE Party (24th) Miscellaneous (Covers Band)

80s New Years Eve Party (31st) Iron fist

Starterss1. Mozzarella Sticks served with a sweet

chilli dipping sauce

s2. Cajun Mushrooms served with a sour cream dipping sauce

s3. Spicy Eagle Wings served with a fire cracker dipping sauce

Mainsm1. Pulled Pork Quesadillas served with Iron Horse

Seasoned Fries and Char-roasted Med Veg

m2. Homemade Baked Mac n Cheese served seasoned rosemary salt roasted winter vegetables

with Garlic Bread

m3. New York Sirloin Steak topped with Bacon, Cheese and BBQ sauce served with Iron Horse Seasoned Fries

and BBQ Beans

m4. Turkey Burger stuffed with brie and cranberry sauce, served with seasoned rosemary salt

parsnip fries

DessertAll desserts are served with vanilla ice cream.

d1. Cranberry and Orange New York Cheesecake

d2. Chocolate Orange Fondant Cake

d3. Apple Mulled Cider Crumble

Gluten Free Option available please ask a crew member for more information

If you suffer from a food allergy or intolerance, please let a crew member know upon placing your order each time you visit us.

We try our best to avoid cross contamination when preparing each meal. However, we use nuts, fish, eggs, shellfish, milk and gluten within our kitchen and it is impossible to fully guarantee separation of

these items in storage, preparation or cooking as we do not have a specific allergen free area within the kitchen this therefore may effect extremely sensitive suffers.

Allergen data is held on each of our dish ingredients, so please ask a crew member for further information and assistance.

CELEBRATE

CHRISTMAS

IRON HORS

E

an all American experience











BOOK NOW!


CHRISTMASPARTY MENU



Guest Name: _______________________________________________

Company Name: ___________________________________________

Daytime Tel: ________________________________________________

Evening Tel: ________________________________________________


Email: _______________________________________________________








Signature: __________________________________________________

Print Name: ________________________________________________


December 2015











with Garlic Bread


and BBQ Beans


parsnip fries










CELEBRATE

CHRISTMAS

IRON HORS

E












BOOK NOW!


CHRISTMASPARTY MENU



Guest Name: _______________________________________________

Company Name: ___________________________________________

Daytime Tel: ________________________________________________

Evening Tel: ________________________________________________


Email: _______________________________________________________








Signature: __________________________________________________

Print Name: ________________________________________________


December 2015











with Garlic Bread


and BBQ Beans


parsnip fries










CELEBRATE

CHRISTMAS

IRON HORS

E


CELEBRATE

:CHRISTMAS;:!EVE!;

LIVE MUSIC

9PM - 11.30PM

BOOKNOW! FREEENTRY


BOOK NOW!Buffet




for every child



INCLUDES



Kool KidzKool Kidz





LIVE MUSIC


CELEBRATE

:CHRISTMAS;:!EVE!;

LIVE MUSIC

9PM - 11.30PM

BOOKNOW! FREEENTRY


BOOK NOW!Buffet




for every child



INCLUDES



Kool KidzKool Kidz





LIVE MUSIC


CELEBRATE

:CHRISTMAS;:!EVE!;

LIVE MUSIC

9PM - 11.30PM

BOOKNOW! FREEENTRY


BOOK NOW!Buffet




for every child



INCLUDES



Kool KidzKool Kidz





LIVE MUSIC


ra

nch hou

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on horse

Call for more details: 01778 343888

5 HigH Street, Market Deeping

DELIWINEBARMARKETDEEPING

Come and enjoy a taste of the Mediterranean

We are a Deli Wine bar

with a difference. Family run, locally sourced produce

in a cosy environment.Join us for Wine tasting with amps Fine Wines.

tapas on a Wednesday night!CoMin

g Soon

Christmas menu2 courses for 14.95 3 courses for 17.50

including tea coffee & homemade mince pie

TIME FOR TEA

Gluten free and vegetarian options available

01778 42428711 Abbey Road, Bourne, PE10 9EF

Serving from 1st to 22nd December.All our other menus continue throughout the festive season

SANDALLS BUTCHERS

Available from

4Kg White Lincs, free-range Turkey 1lb Sausagemeat Stuffing

(Sage & Onion or Cranberry & Chestnut)

10 Chipolatas wrapped in Bacon 1/2lb Plain Streaky Bacon

All our turkeys are fresh, free-range Lincolnshire White, Golden or Bronze dry-aged birds from Great Grove Poultry in Norfolk.

Locally-reared, 21-day matured beef, pork and lamb along with an extensive range of local game.

Wide variety of home-cooked meats and haslet Dambuster, Just Jane & Lincolnshire Poacher cheese.

Sandalls Butchers, 15 West Street, Bourne PE10 9NB

Telephone: (0)1778 423301 OPENING TIMES:

Tues - Fri: 7am - 5pm | Sat: 7am - 3pm | Sun - Mon: closedTelephone orders welcome with local delivery available


Wedding Cakes Birthday Cakes Christening Cakes Anniversary Cakes Christmas Cakes

Engagement Cakes Retirement Cakes Gluten Free Cakes Diabetic Cakes

Email [email protected] 07599 255646

SANDALLS BUTCHERS

Available from

4Kg White Lincs, free-range Turkey 1lb Sausagemeat Stuffing

(Sage & Onion or Cranberry & Chestnut)

10 Chipolatas wrapped in Bacon 1/2lb Plain Streaky Bacon

All our turkeys are fresh, free-range Lincolnshire White, Golden or Bronze dry-aged birds from Great Grove Poultry in Norfolk.

Locally-reared, 21-day matured beef, pork and lamb along with an extensive range of local game.

Wide variety of home-cooked meats and haslet Dambuster, Just Jane & Lincolnshire Poacher cheese.

Sandalls Butchers, 15 West Street, Bourne PE10 9NB

Telephone: (0)1778 423301 OPENING TIMES:

Tues - Fri: 7am - 5pm | Sat: 7am - 3pm | Sun - Mon: closedTelephone orders welcome with local delivery available

Party packages availableHand casts and imprints - perfect for

babies and toddlers

Christmas stock now in!

T: 01778 420409E: [email protected]

www.paintapotplacebourne.co.uk 31 West Street, Bourne, PE10 9NB

www.bluebellhelpston.pub Email us: [email protected] | Phone us: 01733 252 394

10 Woodgate, Helpston, Peterborough PE6 7ED

Join us at The Bluebell in Helpston

Food. Music. Relax

Find us on

November Events Remembrance Sunday

FREE lunch for all who have or are in the services

Live music every Saturday evening

Food theme night Thursday 19th 7.30pm

The best of local game in a four course menu

BANQUET NIGHTEVERY MONDAY & TUESDAY

Join us in our restaurant and choose ANY starter, main course, side dish, rice or nan bread for just

10.95 per person(King prawn dishes 2.95 extra. Dine in only)

Fully Licensed & Air conditioned

KIDS MEAL DEALS AVAILABLE(please ask for details)

TELEPHONE DELIVERY/ COLLECTION / BOOKINGTel: 01778 393959 / 01778 423683 8 Abbey Road, Bourne

You can now order online @ www.shalimarbaltihouse.co.ukOPEN 7 DAYS A WEEK: 5.30pm - MIDNIGHT

Specialist in Authentic Cuisine

FAST FOOD - Kebabs, Burgers, Chicken, Chips, Drinks

FAST FREE DELIVERYWithin 8 miles | min order 6 applies

CHRISTMAS BOOKINGS NOW BEING TAKEN


The Waggon & HorsesDeborah and Richard warmly welcome you

to The Waggon & Horses, Langtoft

Come and rediscover this community spirited village pub, whether you want to pop in to enjoy a drink and

chat or tuck into a delicious meal everybody is welcome.

1 Course 8.95

2 Course

12.503 Course

15.50

01778 343200 1 Peterborough Road, Langtoft, Peterborough PE6 9LW

WE ARE NOW TAKING BOOKINGS FOR CHRISTMAS OAP Xmas Lunch 3 courses for 10

Served Thursday 3rd and 10th DecemberBookings only

Pre-xmas party menu 3 courses for 16 Served lunchtimes and evenings throughout December

Bookings only

Food service times:Lunchtimes: Wednesday - Saturday 12 till 2pm

Evenings: Thursday - Saturday 6 till 8.30pmSunday Lunch - Served 12 till 3pm

B O O K I N G S B E I N G T A K E N F O R T R A D I T I O N A L C H R I S T M A S F A Y R E , B O X I N G D A Y & O U R F A M O U S N E W Y E A R S E V E P A R T Y N I G H T .

Are you looking for somewhere to have that special Christmas Party for work or family, then why not hire our conservatory and have your

own private party!

For more info or to book please contact us on; t. 01778-347629e. [email protected]

or just pop in and see us!

F E S T I V E M E N U S N O W A V A I L A B L E !

F R I D A Y S I N N O V E M B E R J O I N U S F O R O U R S T E A K N I G H T S !2 X R I B E Y E S T E A K M E A L S F O R 2 5

P L U S O U R U S U A L 2 M E A L S F O R 1 8

E V E R Y D A Y U N T I L 7 P M !

B O O K I N G S B E I N G T A K E N F O R T R A D I T I O N A L C H R I S T M A S F A Y R E & O U R S A T U R D A Y P A R T Y N I G H T S ( W I T H L I V E E N T E R T A I N M E N T ) ,

B O X I N G D A Y , P L U S O U R N E W Y E A R S E V E P A R T Y N I G H T .

4 COURSE MENUS FROM 18.95. Locally sourced & home cooked. Pub food as it should be!

Are you looking for somewhere to have that special Christmas Party for work or family, then why not use our function room hire and have

your own private party?

For more info or to book please contact us on; t. 01778-3393644e. [email protected]

or just pop in and see us!

F E S T I V E M E N U S N O W A V A I L A B L E !

N E W M E N U O U T N O W & O U R N E W L O O K S T E A K N I G H T S P L U S O U R U S U A L 2 M E A L S F O R 1 8 E V E R Y D A Y !


www.groovy-foods.co.uk tel: 01778 424420 | email: [email protected]

EVENT CATERING,GOURMET BBQS & SPECIALITY HOGROASTS

Visit us at: Toft Lodge Cottage, Stamford Road, Bourne, PE10 0JYWednesday, Thursday, Friday and Saturday 9-4 | Delivery Available

Artisan butchery, home reared & locally sourced pork, beef, lamb, chicken, venison

Farm tours

Meatraffle

Multiawardsausages&burgers

Bouncycastle

MeettheBotterills&theirturkeys&geese

Seetheanimals

10%offmeats!

Tasteourfoods

Christmasgiftstalls

Voucher

whenyouspend30ormorein

the shop.

Valid13/11/15-13/12/15

SUNDAY8THNOVEMBER|11-3PM

For Discovering Bourne Readers

Des

ign:

gio

vann

imul

e.it

ADV Bourne Magazineindd.indd 1 09/10/15 12:24


BarnsdaleHall Hotel

Nr Oakham | Rutland LE15 8AB www.barnsdalehotel.co.uk

Tel: 01572 757901

CELEBRATE IN STYLE

Champagne and canap reception from 7pm, followed

by dinner at 8pm prompt, a 5 course dinner to follow,

table magician and music followed by the chimes of

Big Ben and disco music to the small hours. Seating

arrangements will be available in tables of 8 upwards.

Individual couples and parties of 6 and below will be

put onto tables of 8 sharing. This is an adults only

event, no children are permitted.

Stay the night and enjoy our late New Years Day

Breakfast from 95 per room

Why not make a special break of the New Year and

stay for an extra night for just 74.50 Bed and Breakfast

New Year 's Eve Black & Whi te Bal l 79.50 per person

A quality bespoke framing service to museum level

Needlework, sport shirts and all memorabilia framed

Hand finishes and washlines offered

Wide range of prints and original artwork always available

Friendly welcome and advice

Sweet Sensations, Unit 7, Angel Precinct, North St, Bourne, Lincolnshire, PE10 9AE T: 01778 424 762 W: sweetsensationsbourne.co.uk

We can help you make

your special day stand ou

t!

At our shop in Bourne youll find a wide range of yummy

treats at great prices.

SWEETS BALLooNS

WEddiNgS CELEBrATioNS

at www.watersidegardencentre.co.ukSkate whatever the weather with our indoor Synthetic Super Glide Ice Rink

Ice Skating

at www.watersidegardencentre.co.ukat www.watersidegardencentre.co.ukSkate whatever the weather with our indoor Synthetic Super Glide Ice RinkSkate whatever the weather with our indoor Synthetic Super Glide Ice RinkBook Online

at Waterside Garden Centre

5.00per person

NOW OPEN!

Childrens Breakfast with Santa 9.99Sausage, scrambled eggs, beans and toast soldiers. Served with a carton of fruit juice

Christmas present, a festive activity sheet and Gingerbread biscuit decorating!

Adults Waterside Breakfast 6.99Sausage, 2 rashers of bacon, fried egg, tomato, mushrooms,

hash brown and beans. Served with a tea or co ee

Breakfast with Santa from 9am - 10:30am on 5th, 6th, 12th, 13th, 19th and 20th December (Saturdays and Sundays only)

Pre - booked only, book online now to secure your breakfast with Santa!

Breakfast with Santa!

Sausage, 2 rashers of bacon, fried egg, tomato, mushrooms, hash brown and beans. Served with a tea or co ee

December (Saturdays and Sundays only)Pre - booked only, book online now to secure your breakfast with Santa!

December (Saturdays and Sundays only)Pre - booked only, book online now to secure your breakfast with Santa!

Book online atwww.watersidegardencentre.co.uk

A magical event for the whole family

Waterside Garden Centre | King Street, Baston, Peterborough. PE6 9NY | Tel: 01778 560000 | Web: www.watersidegardencentre.co.uk

November 2015.indd 1 19/10/2015 09:47:15


Escape for some Winter Sun Try the Canary Islands.

Travel CounsellorsT 01778 338530E [email protected]/clare.lockett

With us....it s personal

| Travel Column

As the season has now turned and there is a chill in the air, my thoughts this month turn to a little WINTER SUN.The Canary Islands are part of Spain, and are the ideal holiday spot for those looking for glorious weather, beautiful beaches and swimmable, blue sea.

In February and March, there is the famous carnival for those who are looking for culture, whilst the weather can be positively sun-soaked! The different islands offer a variety of experiences.

The trinity of sun, sea and surf combine beautifully in the Canary Islands, so its no surprise that this archipelago has earned its place among beach holiday royalty. Across Tenerife, Gran Canaria and La Palma, millions head to the

islands every year. But besides being home to Spains largest national park, a wealth of traditional whitewashed towns and with a fascinating volcanic past, theres much more to the Canaries than its sun-baked beaches!

With the most equatorial climate of any European destination, the seven islands which make up the Canaries are all incredibly popular with holidaymakers, and for different reasons. From Fuerteventuras golden sands to the nature trails of La Gomera, Tenerifes bouncing nightlife to the galactic night skies over La Palma. But the best bit? Its always so easy to take a step back from the tourist bubble and enjoy an authentic slice of Canary culture and cuisine.

The volcanic influences on the Canaries are everywhere, from the black sands of Tenerifes El Bollullo and Lanzarotes El Golfo, to Mount Teide the third largest volcano in the world. Some regions of the Canary Islands have an otherworldly feel, with tortured rock formations, craters and a strong concentration of caves and caverns, but rewards those who make exploration a key feature of their itinerary. If youre in search of adventure, put Teide National Park top of your list.

As you might expect from a cluster of islands, water plays a huge part in Canary life. Head to the old town of Puerto de la Cruz and youll discover Cesar Manriques salt water pools of Lido Martianez a thrilling complex of pools and fountains. There are also the thrills and spills of Siam Park in Tenerife, a vast waterpark bursting with rides and attractions. But you can head to virtually any coast for crystal-clear snorkelling and scuba diving. You might even spot an endangered loggerhead turtle!

Call me today and let me arrange your perfect winter sun break


OnSaturday 28th November

11am 6pm

Christmas Lights Switch On By Father Christmas at 4:30pm Meet Santa In His Grotto Fairground Rides Live Stage Entertainment

Meet Famous Childrens Movie Characters Craft & Charity Stalls Win 150 vouchers

Christmas Tree Festival At Bourne Methodist Church Hall.

plus much more!

Christmas Fayre

MEET SANTA

In His Grotto

If you would like to be involved or to book a stall please email: [email protected] or call Bourne Events Team: 07837499061


Opening Hours: Mon - Fri 9am 5pm Sat 9am 4pm Sun Closed 4 Cresswell Close Spalding PE11 3TY

01775 711654 www.classiccurtainsltd.co.ukFREE PARKING

and more...

FREE QUOTES FREE MEASURING SERVICE FULL DELIVERY & FITTING SERVICE

Bedrunners Upholstery

Paint Wallpaper

LampshadesCushions

Curtains Blinds

01778 42487835B North Street, Bourne PE10 9AE

CONCEPT

01778 424442 | 44 North Street, Bourne facebook.com/jennymayshop

I n t e r i o r s

39 NovemBer 2015 bourne business chamber

november 2015

The Other B.B.C. the bourne

business chamber

FINANCE | LEGAL | BUSINESS CULTURE | BOURNE

FOR YOU:Family and Matrimonial

Personal injuryWills

Wealth PreservationProbate

Lasting Powers of Attorney

French Law

FOR YOURBUSINESS NEEDS:

Company CommercialEmployment

Dispute ResolutionCommercial Property

Construction and Engineering

InsolvencySocial Housing

Mediation

BUCKLES SOLICITORSMEETING ALL YOUR LEGAL NEEDS

Peterborough 01733 888888Stamford 01780 484570

www.buckles-law.co.uk

Do you need help with any aspect of

bookkeeping?

Accounts PAYE In-House VAT Self Assessment Out of HouseJoannes Bookwork ServicesT: 07951 841333 e: [email protected] Main Road, Dyke, Bourne, PE10 0AF


bookkeeping?



bookkeeping?

Accounts PAYE In-House

VAT Self Assessment Out of House

Joannes Bookwork ServicesT: 07951 841333 e: [email protected] Main Road, Dyke, Bourne, PE10 0AF


bookkeeping?





bookkeeping?





bookkeeping?





bookkeeping?





bookkeeping?





bookkeeping?



bookkeeping?



bookkeeping?



bookkeeping?



bookkeeping?


www.joannesbookworkservices.co.uk


bookkeeping?


/CIS

M-Fire Ltd, Unit 8A The Arena, Roman Bank, Bourne, Lincolnshire, PE10 9LQ.

www.m-fire.co.uk Call us on 03333 445 007e. [email protected]

Fire Protection Fire Alarms Fire Extinguishers Emergency Lighting Fire Hose Reels

Fire Safety Consultancy Fire Risk Assessments Safety Signs Fire Evacuation Drills Community Fire Safety

Safety Training Fire Training First Aid Training Manual Handling Training Specialist Training

Age care, taxis and financial advice, Butchers, gardeners, food to entice. Kitchens and bathrooms and PC support, Painters, designers, physio for sport. Accountants, advertisers and tags for your zips, Florists, electricians and business tips. Holistic, house selling and very much more, Our members provide when you step through their door.

The current membership of the Bourne Business Chamber stands at in excess of 75 local businesses and they cover a wide and diverse range of products and services.

As a customer you will find all of these member businesses ready to help and assist with your needs. As a business by joining the group you can enjoy the sharing of ideas and experience as well as assisting the group in helping to improve our local environment.

You can learn more about the group at www.bournebusiness.co.uk and a full list of current members can be seen at www.bournebusiness.co.uk/members

40 Bourne Business ChamBer novemBer 2015

Main office: 1st Floor, Rock House, 30 Scotgate, Stamford, PE9 2YQTel: 01780 761313 www.landmarkifa.co.uk

Landmark are authorised and regulated by the Financial Conduct Authority (FCA). Number: 225538

to contact paul Tel: 01778 440555

Mob: 07786 224495 Email [email protected]

| Your Finances by Paul Ross, Financial Planner at Landmark IFA Ltd

Pensions Freedom Part 2 Following on from last months pension article, Im going to talk about Flexible Access Drawdown. Previously the majority of retirees would buy an annuity, so firstly I will explain what that is.

Individuals save into a pension during their working life and build up a pension pot. At some point during the first years of retirement, they will usually consider swapping their pot for an income for life, this is called an annuity.

The problem is that rates have been falling over the years and are now seen as poor value. Most people choose to take a static level of income rather than an increasing one which gives them more income whilst they are younger and more able to enjoy it, however over the long term this income loses real value when inflation is taken into account. Once youve made the decision, there is no turning back.....until now as the government is consulting on the idea of being able to sell your annuity so watch this space!

What is FlexiBle aCCess DraWDoWN

Flexible Access Drawdown (FAD) will give you the flexibility of being able to take unlimited - but taxable - withdrawals combined with the options available to pass funds on

after death. Anyone thinking of moving into Flexi Access Drawdown will have to have to decide whether this is the right option for them and I strongly recommend that professional, independent advice is taken, due to the complexities involved.

Remember your funds within a pension scheme are supposed to last you for the rest of your life and accessing them for a World Cruise or a Lamborghini may be great in the short term, but the new rules on Universal Credit may prevent you claiming benefits once this pot runs low or dry.

One of the things Landmark assess is your attitude to risk, from that we will build you a portfolio which aims to ensure that your pension pot lasts as long as possible. It is therefore essential that you review your strategy on a regular basis, as you may need to amend your plans. Before moving into FAD you and your adviser would need

to understand your risk tolerance and loss capacity, which would then allow you both together to build a suitable investment portfolio to give you the best chance of achieving your plans.

The last subject to mention is on the morbid side - death. What happens to my pension when I die?. Some people think it dies with you, which is completely wrong as it does pass down to your family or other beneficiaries. In simple terms, you can nominate anyone you like to receive benefits from your pension on your death, if you die before the age of 75 all benefits are paid tax-free, if you die after the age of 75 the benefits will be taxed in line with the beneficiaries own income tax rates (this applies from April 2016 onwards).

Forgive the self promotion, but these issues are complicated and important, so have a chat with us and we will explain further.

41 November 2015 Bourne Business ChamBer

| Your Finances by Paul Ross, Financial Planner at Landmark IFA Ltd

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Beware of the internet!

Ashley Madison data leaks could widen cracks in relationships

The type of evidence used in family proceedings has changed radically in recent years. With the universality of social media and internet sites, peoples lives are often conducted in the full glare of the public gaze, whether they like it or not.

The most recent example has been from the Ashley Madison website which aims to facilitate extra-marital affairs. Hackers have published a data file for download which contains customer details potentially hugely embarrassing, as well as marriage-wrecking.

There is often a misunderstanding about when adultery occurs in a marriage. If you have a sexual affair whilst you are still married, it doesnt matter that youve separated, it is still adultery right up until a decree absolute. But it is very rare to engage a private detective to obtain proof of adultery nowadays. You wouldnt start a divorce on this ground unless the respondent admits the adultery with an unknown person.

The Ashley Madison website is actually going to name and shame people, which could be proof in its own right, if needed.

Facebook is another fruitful source of evidence in family proceedings nowadays. The courts strongly discourage reliance on Facebook downloads, but nonetheless some of the more blatant postings can provide compelling evidence in both divorce and children cases, if youre not careful.

The moral of this tale is obvious if you want your private life to stay that way, use the internet with care!

42 Bourne Business ChamBer novemBer 2015

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At one time I was happy to recommend the use of free antivirus solutions, such as AVG and Avast (the two leading free solutions). However, in recent years, things have changed and viruses now account for less than 40% of the threat to your online security, as criminals turn to other, more successful methods, for stealing your data or loading malicious content onto your system. as such my recommendation is now to invest in a full internet security suite.

One common response I get when I give this recommendation is, But Ive been running AVG/Avast for years and I dont have any problems. This is a flawed argument, as the cyber criminals do not want you to know that you have been attacked and infected. Generally, they want their malicious content to sit hidden on your system with you blissfully unaware. So, just because you cant detect it or see it, doesnt mean that you have not been compromised.

areas where the free anti-virus solutions are weak and usually fall short are:

COMPLEx MALICIOuS FILES: Over the years, malware have become more complex, aggressive, and

undetectable by antivirus software. This is partly d

discovering bourne issue 051, november 2015

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