disclosures to con sumers - homesteadfahtnewsletter.homestead.com/ameriplan-md-plus__1_.pdfpage 10....

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DISCLOSURES TO CONS UMERS: © 2014 AmeriPlan ® Corporation. All rights reserved. AM 07.14 These discount medical plans are NOT health insurance or a MediCare Prescription Drug Plan. Membership in these programs entitles you to discounts for certain medical services and prescription drugs by providers who have agreed to participate in these discount programs. These programs do NOT make payments directly to the providers of medical services and prescription drugs. The programs’ members are obligated to pay for all healthcare services, but will receive a discount from those healthcare providers who have contracted with these discount programs. The name, address and specialty of the discount medical and prescription drug program providers in your service area are available before purchase and upon request by logging on to www.ameriplanusaprovidersearch.com or call the AmeriPlan ® Consumer Information Center at 1-800-647-8421. AmeriPlan ® Corporation 5700 Democracy Drive, Plano, Texas 75024 A Discount Medical Plan Organization For more information, contact AmeriPlan Associate: page 2. Page 1.

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Page 1: DISCLOSURES TO CON SUMERS - Homesteadfahtnewsletter.homestead.com/ameriplan-md-plus__1_.pdfPage 10. ˝ !ˇ˜˙ ˛ ˇ" ˛˚# ˇ˛"$! ˛ #-:;14651)3: #-:;14651)3: AmeriPlanMD Plus is

DISCLOSURES TO CONS UMERS:

© 2014 AmeriPlan® Corporation. All rights reserved. AM 07.14

These discount medical plans are NOThealth insurance or a MediCare PrescriptionDrug Plan. Membership in these programsentitles you to discounts for certain medicalservices and prescription drugs by providerswho have agreed to participate in thesediscount programs. These programs do NOTmake payments directly to the providers ofmedical services and prescription drugs. Theprograms’ members are obligated to pay for allhealthcare services, but will receive a discountfrom those healthcare providers who havecontracted with these discount programs. Thename, address and specialty of the discountmedical and prescription drug programproviders in your service area are availablebefore purchase and upon request by loggingon to www.ameriplanusaprovidersearch.com orcall the AmeriPlan® Consumer InformationCenter at 1-800-647-8421.

AmeriPlan® Corporation 5700 Democracy Drive, Plano, Texas 75024

A Discount Medical Plan Organization

For more information, contact AmeriPlan Associate:

page 2.Page 1.

Page 2: DISCLOSURES TO CON SUMERS - Homesteadfahtnewsletter.homestead.com/ameriplan-md-plus__1_.pdfPage 10. ˝ !ˇ˜˙ ˛ ˇ" ˛˚# ˇ˛"$! ˛ #-:;14651)3: #-:;14651)3: AmeriPlanMD Plus is

AMERIPLAN IS NOT INSURANCEAMERIPLAN IS NOT INSURANCE page 4.page 3.

• AmeriPlanMD Plus - “like having a Doctor in the family”

• AROUND THE CLOCK 24/7 PHYSICIAN ACCESS

• CONVENIENT QUALITY CARE IS ONLY A CLICK OR

CALL AWAY

• NATIONWIDE ALTERNATIVE TO IN-OFFICE DOCTOR

VISITS

• INCLUDES DIAGNOSTIC CONSULTATIONS ...YOU

CAN CALL OR EMAIL ONE OF OUR DOCTORS 24/7

FOR DIAGNOSIS AND A PRESCRIPTION FOR ONLY

$17.50 PER CALL ....SAVE 50% OFF

THE $35 REGULAR CHARGE PER CALL

• INFORMATION MEDICAL CONSULTATIONS are

UNLIMITED (by telephone or e-mail for medical information and general advice)

• Call or email a physician, without long waits at the doctor’s office

• Obtain information, recommendations, and prescription medication, when appropriate

• Store and share your medical history and personal health records

• No enrollment periods, insurance forms, or denials based on pre-existing conditions

“It’s like having a doctor in the family”

*Administered by AmeriDoc

What is Telemedicine?The use of information technology including the telephone, the Internetand personal computers, for diagnosing, treating and monitoringpatients. Telemedicine is adding a new dimension to modern healthcare.These advances are not only making care more accessible andconvenient, they are also helping to raise the quality and contain thecosts of medical care.

What is the AmeriPlanMD Plus Program?AmeriPlanMD Plus connects members 24 hours, 7 days a week viatelephone and email with U.S.-based, licensed physicians and board-certified specialists. It is a convenient and affordable alternative thatincreases access to physician care, while lowering healthcare costs.

Who does AmeriPlanMD Plus provideBenefits?AmeriPlanMD Plus offers benefits to anyone who might need or want tospeak to a doctor, conveniently and affordably. AmeriPlanMD Plusbenefits are for individual members and large groups to containescalating healthcare costs.

What are the different types ofconsultation services offered?There are two different types of consultation: InformatIonalConsultatIons (by telephone or emaIl) and dIagnostICConsultatIons. InformatIonal ConsultatIons:Convenient, 24/7 telephone or email access to physicians for generaladvice and recommendations regarding routine medical conditions.dIagnostIC ConsultatIons: Comprehensive telephone medicalconsultation, often resulting in diagnosis and specific treatmentrecommendations. Medications may be prescribed as appropriate.

Does AmeriPlanMD Plus offer access toboth informational and diagnostic medicalconsultations by telephone to physicians inall US states?Presently, AmeriPlanMD Plus offers access to informationalmedical consultations by telephone and secure email tophysicians in all US states; and access to diagnostic medicalconsultations by telephone to physicians in all US states, exceptOklahoma.

If someone has a pre-existing condition, canhe/she still be a member?Yes. This is not insurance, so there are no exclusions or accessdenials because of pre-existing conditions. There are no additionalfees if the member has a pre-existing condition.

AmeriPlanMD PlusFrequently Asked Questions

*24 Hour access to a Doctor by Phone or Email

MDPlus® ®MDPlus® ®

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page 5. AMERIPLAN IS NOT INSURANCE AMERIPLAN IS NOT INSURANCEpage 6.

• Nationwide Network• MORE THAN 56,000 PARTICIPATING RETAIL AND

INDEPENDENT PHARMACY LOCATIONS*• Save 10% - 85% on most brand name and generic

prescription drugs**• Save on over the counter medications, smoking cessation

aids and diabetes supplies• Mail order pharmacy option available

NOTE: Pharmacy discounts are NOT insurance services or a MediCare Prescription Drug Plan and are NOT intended as a substitute for insurance*Discounts are available only at participating pharmacies.**You may not receive a savings on some high-volume or maintenance type

drugs since these medications may have already been reduced at the phar-macy level

Example of savings on most Generic and Name Brand Prescriptions

Naproxen 375 MG 10 $330.90 $11.10 97%Tramadol HCL 50 MG 30 $71.30 $4.60 94% Pantoprazole 40 MG 30 $119.90 $8.10 93%Sodium

Diazepam 5 MG 30 $67.70 $5.09 92%Ranitidine HCL 300 MG 30 $337.10 $32.60 90%

Ofloxacin .3% Ear 7 $74.50 $10.10 86%

Prednisone 5 MG 30 $25.90 $3.90 85%Drops

Lisinopril 30 MG 30 $91.70 $19.10 79%

Oxycodone- 5-325 8 $30.90 $7.20 77%Acetaminophen

Armour 60 MG 30 $28.50 $7.80 73%Thyroid

Nitrostat .4 MG 20 $33.30 $12.30 63%

Atorvastatin 20 MG 30 $157.90 $62.80 60%Calcium

Fexofenadine 60 MG 90 $210.80 $94.1 55%HCL

Drug Name Dosage Days Supply Retail AmeriPlan AmeriPlanCost Cost Savings

• When hospitalized and the anticipated charges exceed $2,500.00 an advocate will be assigned to you.

• An advocate will negotiate the best discount on the hospital bill and work out a payment plan on the balance.

• Depending on your financial situation, and if you are eligible, your advocate will apply for financial assistance from various groups to pay off the hospital balance, on your behalf.

• Throughout the process your advocate will keep you updated on the status of your case.

• There is only a three business day waiting period from the active date of your plan to utilize this program.

*Historically the average discounts negotiated have been greater

than 80% off of the hospital’s total charges.

Instant SavingsOn Prescription Drugs

Hospital Confinement

Patient Advocacy

MDPlus® ®

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AMERIPLAN IS NOT INSURANCEpage 8.AMERIPLAN IS NOT INSURANCEPage 7.AMERIPLAN IS NOT INSURANCE

Exams

D0150 - Initial Oral Exam $120 $32 73%D0120 - Periodic Oral Exam $ 68 $13 81%

X-RaysD0210 - Intraoral Complete Series $167 $50 70%

CleaningD1110 - Regular Teeth Cleaning $117 $46 61%(Light Scaling & Polishing)

FillingsAmalgam Filling (Silver Colored)D2140 - 1 Surface $182 $45 75%Composite Filling (Tooth Colored)D2330 - 1 Anterior Surface $209 $70 67%

Root Canal (Excluding Final Restoration)D3310 - Anterior $933 $375 60%

D2750 - Porcelain Crown $1,408 $ 550 61%(w/High Noble Metal)

Orthodontic Treatment (Braces*)by General Dentist

D8080 - Child (under age 19) $6,205 $2,250 64%D8090 - Adult (age 19 and over) $6,518 $2,400 63%

Example of savings on the mostutilized dental procedures:

Sample General Dental Office AmeriPlan® AmeriPlan®Dentist Procedures* Fees** up to Fees Savings

Up To

* Current Dental Terminology © 2011 American Dental Association, All Rights Reserved**National Dental Advisory Service 2011

Different fees may apply in different areas of your state For the appropriate fees for your area, go to

www.ameriplanusaprovidersearch.com or call 1-800-647-8421

• Nationwide Network• Over 75,000 Dentists• No Paperwork• No Waiting• No Limits On Visits Or Services• No Age Restrictions• Ongoing Dental Problems Accepted• Can Change Dentists Anytime• Oral Exams• X-Rays• Teeth Cleaning• Filings and Crowns• Orthodontics (braces) • Cosmetic Dentistry included• Specialists included, (where available)

Instant SavingsOn Dental

MDPlus® ®

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AMERIPLAN IS NOT INSURANCEPage 10.

Testimonials Testimonials

AmeriPlanMD Plus is awesome. I have used the servicesfor both myself and my son during times at which we justcouldn’t make into a doctor’s office. Calling in and givingyour medical history assessment is easy. After describingsymptoms to the nurse and being told a doctor would callme back within an hour, 15-30 minutes later I received thatcall. The doctor took all of 5 minutes to make the diagnosisand recommend the prescription drug that he would call infor me at my local Wal-Mart pharmacy. The entireexperience from that initial call to actually going to Wal-Martto pick up my Rx was about 2 hours! AmeriPlanMD Plus isone of the best add on's AmeriPlan could have made.Hassle free and low cost when I needed it the most, ThanksAmeriPlanMD Plus !Erin F., Plano, TX

A few weeks ago,I was very sick, running fever and justfeeling terrible, but I had no current doctor. My doctor’soffice had just suddenly closed down their practice, andknowing from all my symptoms that I probably had a sinusinfection, I did not want to pay the higher fee to go to anurgent care facility. I had forgotten that I had AmeriPlanMDPlus with my AmeriPlan membership until someonereminded me… so this was great. As it turned out I wouldn’thave to go anywhere for treatment. I called AmeriPlanMDPlus , and since it was my first time using it, there wereseveral minutes of questioning to complete my profile, butonce that was done, I was informed a physician would callme back within 2 hours. It was no longer than that when thedoctor did call, and I was very impressed with hisprofessional manner and the questions he asked todiagnose my ailment. I was also impressed that in additionto an antibiotic, he also prescribed an additional medicinethat he said would work cohesively with the antibiotic tohasten a recovery. I have sinus infections frequently, and noother doctor has ever mentioned taking the other medicationthat the AmeriPlanMD Plus doctor prescribed. And aboveall, he made me feel very at ease and stressed that I shouldnot hesitate to call him back if I wasn’t better soon.AmeriPlanMD Plus is SO convenient and is a fantastic wayto talk to a doctor and get treated! Katy V., The Colony , Tx

My blood pressure medication is usually $100/mo. but gotstarted with Ameriplan, and only pay $30/mo. for my bloodpressure medicine!!! Thank you Ameriplan!!Shannon H., Durham, NC

We have been using our Ameriplan prescription benefit a lotlately and have been saving a lot! My husband received aprescription from our Dr. that he takes on a monthly basis.We were so pleased when we gave the script to ourpharmacist and she said this will be $120.00 but with yourdiscount thru AmeriPlanMD Plus you will only be paying$44.00! A savings of $76 a month. Thank You Ameriplan!!My daughter went to the dentist to get her teeth cleanedwhich only was $47.00. She was REALLY smiling big afterthat!!Tammy R., Royal Oak, MI

I was paying $119 for my prescriptions. With AmeriPlan, Isaved $76. WOW! I plan to share AmeriPlan with everyone!Robbie M., Abiliene, TX

This past Christmas I gave my three adult grandchildrendental checkups. They had no dental plans and had notbeen to a dentist in some time. The AmeriPlan programsaved me $134 on Sarah’s services and $370 for Tommy, atotal savings of $504. Having been on corporate dentalplans for years, I had no idea what a benefit AmeriPlancould be to my family. I was surprised and delighted at thesavings. L.Royals - Carrollton, Tx L. Royals, , TX

I was between doctors from when I had insurance to atransfer to medicare. My doctor would not take medicare.Called in to AmeriDoc, told the very helpful lady what Ineeded. She was pleasant and very professional. The doctorcalled me back within half an hour. Gave her the facts, myblood pressure readings, what meds I took. She called in a90 day supply to Walgreens. Picked them up and saved$238.00 from retail. Way to go AmeriDoc. I used Ameriplanto call in the Rx. I used Ameriplan to get 1 of the meds (wascheaper than medicare) Used Medicare for the other. Totalout-of-pocket cost $56.00. A case where Ameriplan wasused along with my medicare. The AmeriDoc is awesome...Thomas S., ,NY