development of islamic bank in bangladesh
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Development of Islamic Bank in Bangladesh.
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Prepared ByMd Sajal Islam
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(…stop reading and start listening …)
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Contents:1. Background of BD2. What is Islamic Bank3. History of Islamic Bank4. List of Islamic Bank in BD5. Objective of Islamic Bank6. Importance of IB7. Principle of Shariah of IB8.Islamic Financial Market in BD9. Islamic Deposit Market in BD10. Services of IB in BD11. Islamic Banking and Financing Growth12. Barriers in Islamic Banking and Finance
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1.Background of Bangladesh
Bangladesh Capital DhakaLanguage Bengali Area 147570 km2
Population 14.23 billion Religion (90% I)(8% H) (1%B) (1%C)Currency Taka (BDT)GDP $324.628 billion
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2. What is Islamic Bank?
o consistent with Islamic law (Sharia)
o guided by Islamic economics.
o Islamic law prohibits
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3. History of Islamic Bank
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4.List of Islamic Bank In Bangladesh
• Islami Bank Bangladesh Ltd
• Shahjalal islami bank ltd• First Security Islami
Bank Limited• Export Import Bank of Ba
ngladesh Limited• Al-Arafah Islami
Bank Limited• Social Islami
Bank Limited• ICB Islamic Bank• Union Bank Limited
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5. Objective of Islamic Bank
• Profit, monitory and morality • Avoid interest in all from of
Transactions• Undertaking business
activities on the basis of fair and legitimate profit.
• Developed Environment• Utilize Resources in Islamic
way• Economics development and
enhanced environment for peace.
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6. Importance of Islamic Bank
• Allah's Orders• Halaal Earnings• Encouragement• Dawaah • Interest Free Tread• Unity
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7. Principles of Shariah in Islamic Bank
• Profit and Loss sharing principles Mudaraba Musharaka
• Fees or Charges based principles Murabaha Bai mu’azzal Ijara
• Ancillary principles Wadiah BBA
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8. Islamic Financial Market
• Capital Market• Money Market• Mortgage Market• Forward and Future Market• Islamic Inter-Bank
Investment
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9.Deposit products in Bangladesh
• Current Accounting • Savings Accounting• Investment Deposit• Other Deposit
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10.Services of Islamic bank in BD
• NRB service• SME service• SWIT service• ATM service• Mobile banking• Internet banking • Any branch service• Remittance card service• Locker service• Foreign Exchange Business
service
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11. Islamic Banking & Finance Growth in BD
Years BDT
31 August 2013 4,811,001,145
30 April 2013 4,241,446,291
31 Dec 2012 3,524,439,741
3 August 2012 3,153,564,440
30 April 2012 2,947,001,192
31 Dec 2011 2,243,574,190
31 August 2011 2,045,356,143
30 April 2011 1,903,542,210
Net Profit
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0
100
200
300
400
500
600Net Profit
Net Profit
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Equity 6130.36 million
Deposit 107,779.50 m
Investment 179,465.76 m
Foreign Exchange
110,059 m
Shareholders 15,741
Branches 270
Employee 10,000
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12.Barriers of Islamic Banking & financial
• Risk weighting• Regulation and legal
frameworks• Financial reporting• International politics
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Q & A(NOTE: No chocolates for this)