develop new energies – with perfect risk management. · 5 editorial dear readers, « a view to...
TRANSCRIPT
Develop new energies – with perfect risk management.
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04 | EditorialForeword by Dr. Werner Görg, chief executive officer of the Gothaer Group.
06 | Company ProfileOur formula for success in the energy sector –a reliable partner for an optimal risk managementstrategy.
08 | Service and product portfolioMaximise potential with integrated solutions under one roof.
10 | ExpertiseInsights with Thomas Leicht, chief executive officer of Gothaer Allgemeine Versicherung AG and HolgerMartsfeld, head of renewable energy department.
12 | VisionsA vision becomes a strategy:The future belongs to renewable energies.
14 | Wind EnergyThe success of wind energy is a question of location and standpoint.
18 | Solar EnergyA sunny outlook for the classic renewable energy –with Gothaer.
22 | Bio EnergyGrowing demand for sustainable energy sources –meet the challenge with insurance.
26 | Geothermal EnergyTap into the inner treasure of the earth:our experts are ready for the challenge.
30 | Hydroelectric EnergyInnovative concepts for a traditional source of energy:Gothaer’s expertise.
34 | ContactWe are there for you wherever and whenever you need us!
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Editorial
Dear readers,
« A view to the future – this has been Gothaer ’s recipe for success for nearly two hundred years. Only in this way can we be a leading
player in the insurance market with innovative solutions and be a reliable and competent partner for our 3.5 million clients. We are
very proud of this and very pleased that you wish to know more about us. We know the needs of our customers and strive to attain
their goals. Most clients look for an insurer who is solution oriented and provides answers to insurance questions with clarity and
simplicity. This is the goal of all Gothaer employees and sales partners. We develop intelligent and flexible risk and finance concepts
which far exceed the scope of conventional insurance and pension products. By means of intensive expert consultation we enable our
clients to make the right decisions even when confronted with the most complex questions. In the following pages you will read about
our commitment to our customers’ interests, why we are a reliable partner for our clients in the field of renewable energies and above
all why it is worth discussing your needs with us. »
Dr. Werner Görg
Chief Executive Officer of the Gothaer Group
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Company Profile
Our formula for success in the energy sector – success achieved through a perfectly and professionally managedcompany risk strategy with Gothaer as your reliable partner
« Expert professional advice and support pays dividends: comprehensive but simple
solutions for your commercial risks. »
« Your company is exposed to a huge
range of risks. Those that put your
company’s success at threat need to be
minimised. Those remaining need to be
managed. Our experts are there to sup-
port you in this. Gothaer can develop
comprehensive but simple solutions,
tailored to the specific requirements of
your company and its risk bearing capa-
city. These we will present to you in a
transparent and comprehensible form.
Take the step – transfer your risk to
Gothaer as the need arises. Join the 3.5
million clients who have put their trust
in our 200 years of experience. A sure
way to secure your future success.
Gothaer is one of the largest German
insurers with an annual premium in-
come of around 4 billion Euros and ap-
proximately 23 billion Euros in capital
investments. Every year Gothaer under-
goes an independent rating with agen-
cies such as Fitch and Standard &
Poor ’s. The excellent results testify to the
enduring competence of our products,
services and processes and provide our
clients with the security they need. »
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GothaerAllgemeine Versicherung AG
GothaerLebensversicherung AG
GothaerKrankenversicherung AG
ASSTELVersicherungsgruppe
JanitosVersicherung AG
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Maximise potential: integrated solutions under one roof.
« The efficiency of our organisation enables us to offer comprehensive solutions
to even the most complex insurance questions. »
Service and Product Portfolio
« Gothaer Versicherungsbank VVaG, a
mutual insurance association, is the
ultimate Group parent. Gothaer Finanz-
holding AG is responsible for manage-
ment of the Group’s financial activities.
Operational activities are handled es-
sentially by the following companies:
Gothaer Allgemeine Versicherung AG,
an innovative property and casualty in-
surer. Gothaer Lebensversicherung AG,
a preferred partner for retirement plan-
ning and insurance. Gothaer Kranken-
versicherung AG, a modern health
insurer. The ASSTEL Insurance Group,
a direct insurer and source of co-bran-
ded and group insurance products.
Janitos Versicherung AG is a property
and casualty insurer that offers stan-
dardized solutions through indepen-
dent non-tied agents. »
Gothaer Versicherungsbank VVaG
Gothaer Finanzholding AG
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Expertise
Dear readers,
« The future is in renewable energies. Gothaer recognised this huge potential very early on. Our experts have a 20 year proven
track record in successfully covering risks in this sector, providing comprehensive cover from the development stage through
manufacturing, planning, and the running of installations producing energy from renewable sources. You can take us at our word
on this. In our competence centre in Cologne our team of highly qualified insurance specialists, engineers, assessors, geologists,
biologists, chemists and lawyers focus solely on the renewable energies sector and how to minimise your commercial risks by
developing intelligent insurance solutions. Whether developer, manufacturer, planner, investor, credit provider, erection specialist
or operating company you can profit from Gothaer ’s expertise in dealing with even the most complex questions. Your business
objectives form the basis for the development of tailor-made coverage for your products, projects and investments. You concen-
trate on the successful running of your business while we deal with all the insurance issues that arise. Put your faith in Gothaer ’s
integrated solutions in the field of renewable energies. »
Thomas Leicht Holger Martsfeld
Chief Executive Officer of Gothaer Allgemeine Versicherung AG Head of Renewable Energy Department
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A vision becomes a strategy.The future belongs to renewable energies.
« Gothaer believes in renewable energies. We were one of the first insurance
companies to work hand in hand with manufacturers and operators to develop
an insurance concept specifically designed for this sector. »
Visions
« Renewable energy projects are often
of a pioneering nature. No two are the
same and so we assess and treat each
project individually. In our competence
centre in Cologne the various threads of
the project come together. Here we pool
our expertise to your advantage and
provide support Europe-wide. Our
designated experts are there to provide
support in the established markets of
France and Spain through our branches
in Strasbourg and Madrid. Our expertise
is already proven in 24 countries across
Europe. Needless to say we can also
provide insurance solutions for projects
outside Europe. Years of experience en-
able us to pinpoint possible weaknes-
ses as early as in the development
phase of installation concepts and proto-
types. Our risk managers support you in
developing loss prevention strategies.
This approach ensures that we reach
our primary goal – establishing long
term partnerships with our clients. »
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The success of wind energy is a question of location and standpoint.
« Gothaer has promoted wind energy from the very beginning.
Take advantage of our resulting leading edge expertise »
Wind Energy
« Nearly 50 % of the total global output
in wind energy is produced in Europe.
Gothaer recognised this enormous
technical and commercial potential
from the very beginning and since then
has been actively engaged in its deve-
lopment. Over the years we have
kept pace with the rapid advances in
technology in this sphere. Our close
association with manufacturers of
wind turbines led to a very early coope-
ration in the development of insurance
concepts based on service and main-
tenance contracts. Professional risk
management is our watch word – risk
management based on the particular
structure of your company. »
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Gothaer sets the standard in wind energy –both for germany and europe.
« Build on our multidimensional experience to achieve
sustainable profit »
« Thanks to Gothaer, working closely
with the Federal Association for wind
energy and other leading market
representatives, Condition Based
Maintenance of the turbine is now the
recognised standard in Germany. As a
member of the European Wind Energy
Association (EWEA) we are also
represented at the European associa-
tion level. We see projects in Europe
becoming ever greater, more complex,
with enormous investment concentra-
ted in one location. Substations and
electric grids with high risk exposure
require a detailed and thorough exami-
nation of the risk structure, which
should then form the basis of an ap-
propriate insurance solution. Through
our network of partnerships we have
become very familiar with local mar-
kets. This knowledge can then be used
for your benefit. Work with us from
early on in the development of your
project and ensure that you profit from
our wide ranging experience. »
Wind Energy
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A sunny outlook for the classic renewable energy – with Gothaer.
« In the field of solar energy we offer a wide range of options
in both product and project cover. »
Solar Energy
« The possibilities for harnessing the
power of the sun to produce energy are
greater than ever. The performance of
solar installations has developed parti-
cularly dramatically in recent years.
Optimal production processes increase
their cost effectiveness. Projects are
becoming ever more complex, the levels
of investment in a single site ever
greater and the crossing points for
feeding into the grid present an ever
greater challenge for risk management.
Our experts, drawn from the widest
possible range of scientific disciplines,
work closely with research and testing
institutes to keep pace with every tech-
nical development. In consequence
we are ideally placed to provide you
with risk management that will bring
you a decisive value added. »
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The perfect partner with optimised solutions for all projects – whatever the size.
« Build on our expertise as consultants to ensure your success –
and this europe-wide. »
Solar Energy
« Gothaer ’s team of experts will sup-
port you in the realisation of projects
large and small throughout Europe.
We will find the best solution for you,
whether it be for a freestanding photo-
voltaic installation, one attached to
a building or indeed a solar thermal
power plant. We can give you in depth
advice on such matters as modern
methods of theft prevention, excess
voltage, through to the static design
of the substructure or construction
in areas of difficult terrain. Let ’s use
the power of the sun to find success
together! »
Bio
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Sustainable and convincing: the comprehensive concepts and constantly evolving ideas of Gothaer.
« Turn your biogas facility into a success story and secure the clean
energies of tomorrow at the same time. »
Bio Energy
« The experience and expertise gained
through our close cooperation with
clients and partners amongst the lea-
ders in plant manufacturers, operators
and planners has grown constantly
over the years. This is reflected in the
high quality cover provided by our
solutions for biogas and biomethane
production. The input of Gothaer ex-
perts of biogas will ensure optimal
levels of security and reliability for
your plant from the planning stage
through the construction stage and
ultimately to its successful operation.
Our engineers and scientists with their
wealth of knowledge and experience
are there to support you in all your bio
energy projects. »
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Proven technologies constantly evolving – supported by Gothaer.
« We can help you meet the resulting challenges. »
« We cover the whole process from
start to finish: Plant feeding, complete
fermentation, the use of biogas for
heat and electricity, biomethane pro-
duction and feeding into the grid.
Wood is once again playing an ever in-
creasing role in the decentralised pro-
vision of energy. Gothaer is building on
the demand for biomass powerstation
for the production of heat and electri-
city. We are ready to meet the challen-
ges arising from the constant develop-
ment of conventional power station
technology. We also focus closely on
the subsequent technologies for fee-
ding into the grid. New challenges also
arise from feeding into the heat grid.
These we can also meet together.
Together with Gothaer risk managers
and legal environment assessors you
can turn your bio energy plant into a
technical and commercial success
story. »
Bio Energy
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Tap into the inner treasure of our earth.Gothaer’s specialists are ready for the challenge.
« Together we can set the standard for the future inherent in geothermal energy. »
Geothermal Energy
« The exploitation of the heat deep be-
neath us is still a very new field in the
portfolio of renewable energies. We now
know that the heat trapped in the upper
3000 metres of our planet could cover
current global energy needs for more
than 100,000 years. The experts from
Gothaer are well aware of the considera-
ble risks that threaten your investment
in extracting geothermal heat to provide
warmth and electricity. We are there
with solutions to cover these commer-
cial risks. Through their work in the
fields of carbonhydride and hydrology
the specialists at Gothaer Risk Manage-
ment GmbH have built up a unique ex-
pertise, making us one of the few
insurers active in this market able to
provide excellent risk management –
through project assessment, consul-
tancy on risk reduction and prevention,
as well as comprehensive project moni-
toring. »
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You can rely on Gothaer to get to the bottom of all risks in geothermal energy.
« We provide today the comprehensive solutions for the energy
sources of tomorrow. »
« As one of the leading insurers in
Germany, we work with you to develop
integrated solutions for the risks con-
nected with deep geothermal energy –
including cover for the risk of failing to
find commercially viable energy sour-
ces. Gothaer is already involved in seve-
ral geothermal projects in Europe. Your
innovative energy concepts for geother-
mal energy will profit from our pioneer-
ing spirit – make use of it. We are also
there to support you in other areas of
challenge such as exploration, seismi-
city as well as drilling and power station
technology. For geothermal installations
near the surface, designed to provide
heat for single dwellings or large blocks,
we offer you a comprehensive concept
for a tailored insurance at the planning,
building and operations stages. Build
on Gothaer ’s optimal risk management
and our specific expertise in the field of
geology. »
Geothermal Energy
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Set new energies free with the power of water.
« Innovative concepts for a traditional form of energy.
Put our expertise to good use in your new projects. »
Hydroelectric Energy
« Hydroelectric energy generated from
rivers or reservoir power stations has a
long tradition. The expansion of renew-
able energies has resulted in an in-
creased need for storage capacity.
Reservoir power stations will have
a significant role to play. We would
be pleased to support you in these
projects. No matter what you are
planning, whether on a stream, river,
reservoir, the ocean waves or tidal
currents, bring our expertise to bear in
the risk management of your projects. »
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Our experts can make it happen: refreshingly innovativesecurity solutions for hydroelectric energy.
« Let our experts create tailor-made concepts to cover your plants. »
« Set new energies free with the power
of water. Together with you Gothaer will
develop tailor-made insurance soluti-
ons for your hydroelectric projects. We
work closely with experienced techni-
cal and scientific experts to limit
your risk exposure and to minimise any
future losses. This keeps your costs to
a minimum in the event of any claim. »
Hydroelectric Energy
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We are there for you wherever and whenever you need us!
Contact
Gothaer Allgemeine Versicherung AGKompetenzcenter Unternehmerkunden HamburgKatharinenstr. 23–2520457 Hamburg
Phone +49 (0)40 3704-42268Fax +49 (0)40 3704-42258E-Mail [email protected]
Gothaer Allgemeine Versicherung AGKompetenzcenter Unternehmerkunden KölnGothaer Allee 150969 Köln
Phone +49 (0)221 308-32280Fax +49 (0)221 308-952280E-Mail [email protected]
Gothaer Allgemeine Versicherung AGKompetenzcenter Unternehmerkunden StuttgartJohannesstr. 39–4570176 Stuttgart
Phone +49 (0)711 6669-47178Fax +49 (0)711 6669-47071E-Mail [email protected]
Gothaer Allgemeine Versicherung AGNiederlassung Frankreich1 bis, rue de BouxwillerF-67000 Strasbourg
Phone +33 (0)388 755060Fax +33 (0)388 226952E-Mail [email protected]
Gothaer Allgemeine Versicherung AGNiederlassung SpanienAvenida de Burgos, 109E-28050 Madrid
Mobile +34 616 950 600 E-Mail [email protected]
Publisher:
Gothaer Allgemeine Versicherung AGKomposit UnternehmerkundenErneuerbare EnergienGothaer Allee 150969 Köln
Phone +49 (0)221 308-31250Fax +49 (0)221 308-33146E-Mail [email protected]
Gothaer Allgemeine Versicherung AGGothaer Allee 150969 Kölnwww.gothaer.de
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