Deutsches Mikrofinanz Institut e.V.

Microfinance in Germany

Brigitte Maas

Deutsches Mikrofinanz Institut e.V. membership based association

service provider and network for microfinance practitioner's

quasi apex organisation for facilitating (public and private) funders and donors

product and processdevelopment

crosslinking and distribution

loan delivery co-operation and risk management

Advanced Performances: capacity building for MFIs (clients / market survey's, organizational development, staff training - e.g. loan officer)

system buildingexchange of know how and experiences:

product and process innovation

Microfinance Development Process

market / client survey's as a sound basis to find out specific target groups needs: loan products - loan processing - non financial services

capacity building for local MFIs: - support of organzational development - appropiate staff training - transfer of successful tested methods and instruments

Basic Activities and Requirements

Basic Activities and Requirements

well crosslinking of MFIs with other local suppliers of financial and non financial services (e.g. NGO's, neighborhood management, local business development)

promotion of (local) MF-system building: - microfinance institution - local bank - local risk capital fund and federal fund ("Mikrofinanzfonds D") - apex organization ("DMI")

crosslinking of MFIs for microfinance know how transfer, quality management and benchmarking via apex organizations or networks

Basic Activities and Requirements

careful co-operation agreement and adjustment of loan processing by local partners as a sound basis for a longer term microfinance collaboration

Microfinance Advocates & Supporters

"Mikrofinanzfonds Deutschland” equally funded by Federal Ministry of Labour and Social Affairs, Federal Ministry for Economics and Technology, KfW-Bankengruppe and GLS Bank

EU-Initative EQUAL - German DP EXZEPT: Financial support for DMI to develop training, tools, benchmarking for MFI - limited funding until December 31st 2007

Microfinance Advocates & Supporters

Federal Office for Building and Regional Planing: development strategies for the local economy - "Experimental Housing and Urban Design” (3 model projects in different German cities) - ltd. funding until November 30th, 2007

various partners for regional and local development: regional state banks, job center's, local economic development agencies, foundations.

incentives for micro loan providers, e.g. - fees for processing and administering loans - bonuses for successful loan repayments

Bringing Microfinance into the Mainstream

national, regional, local actions plans for a

systematic microfinance sector development:

financial support for MFI-building (pilot projects) with considerable need by specific target groups, clusters or regions

financial support for project partnerships to boost product and process development (MFI in co-operation with MF-networks / apex org and [international] experts)

Financial support for microfinance networks and / or apex organisations to support and governance MFI development, quality management for funders and donors (monitoring / benchmarking)

Thank you very much for your attention!

www.mikrofinanz.net