delta dental’s federal - nd portal
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A registered mark of Delta Dental Plans Association
feds.deltadentalins.com
Delta Dental’s Federal Government Programs VADIP & FEDVIP
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
IntroductionDelta Dental has two Federal programs that are administered by the Federal Government Programs division of Delta Dental of California through its subsidiary Delta Dental Insurance Company (DDIC).• The Veterans Affairs Dental Insurance Program (VADIP) • Federal Employees Dental and Vision Insurance Program (FEDVIP) Both dental programs help protect you from unexpected dental expenses and makes it easier to afford to keep up the regular checkups, cleanings and other preventive treatments you need to keep your mouth healthy.
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIPThe new VADIP contract awarded August 2017 will continue through 2021
Service areas include the U.S., the District of Columbia, Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, and the Commonwealth of the Northern Mariana Islands
Some reasons why Delta Dental’s VADIP may be the right plan for you:• Dedicated to dental benefits for 60+ years and the military for more than 30• Three great plan options to choose from depending on your needs• Expansive dentist network nationwide
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
Eligibility for VADIPEligible VADIP beneficiaries include
Veterans enrolled in VA healthcareIndividuals enrolled in VA’s Civilian Health and Medical Program (CHAMPVA)
Resources• VADIP: www.deltadentalins.com/vadip• Veterans Affairs: www.va.gov/healthbenefits or 877-222-VETS (8387)• CHAMPVA: www.va.gov/hac/forbeneficiaries/champva/champva.asp
or 800-733-8387
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIP Enrollment• Online: Go to deltadentalins.com/vadip and select “Enroll now”
• Mail: Send completed application with payment information to:Delta Dental of CaliforniaFederal Government ProgramsP.O. Box 537007Sacramento, CA 95853-7009
• Telephone: Don’t have internet access? Call 855-460-3302 and request an enrollment application kit
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIP Enrollment (cont.)• Enrollment commitment
– Initial 12-month commitment– Continuing month-to-month
• Delta Dental processes application – Coverage begins the first day of the month following acceptance of the enrollment
application
• No enrollment card required
• Benefit Booklet available at deltadentalins.com/vadip
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIP Program Features• Three quality, affordable plans to choose from• Expansive Delta Dental PPO network nationwide• Benefit year – January 1 to Dec 31• Annual maximums
– Enhanced – $1000– Comprehensive – $1500– Prime – $3000
• Deductible (doesn’t apply to diagnostic and preventive services): – Enhanced | $50 in-network – $ 50 out-of-network – Comprehensive | $0 in-network – $50 out-of-network – Prime | $0 in-network – $50 out-of-network
Coordination of Benefits
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIP Premiums• Premiums vary by region
– 5 premium regions based on the state you live in • Individual monthly premiums for 1/1/19 to 12/31/19
– Visit deltadentalins.com/vadip for individual and family rates
Enhanced $21.50 - $26.05
Comprehensive $36.89 - $45.16
Prime $45.88 - $56.41
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
FEDVIP• TRICARE Retiree Dental Program ended on 12/31/18• The Federal Employees Dental and Vision Insurance Program (FEDVIP) is a voluntary,
enrollee-pay-all dental and vision program available to Federal employees and annuitants, certain retired uniformed service members, and active duty family members. It is sponsored by the U.S. Office of Personnel Management (OPM) and offers eligible participants a choice between ten dental and four vision carriers.
• BENEFEDS administers the enrollment, plan change, and premium payment processes for FEDVIP.
• Changes to plans can be made during Open Season or if you have a Qualifying Life Event
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
Eligibility for FEDVIPThose military retirees including Guard and Reserve and their eligible family members that were eligible for the TRDP as well as all Federal active and retired employees and their eligible family members
Resources• BENEFEDS: www.benefeds.com or call 877-888-3337• Complete the Eligibility questionnaire• Review the list of all 10 dental carriers and 4 vision carriers• Use the dental and vision plan comparison tool to help you select • View the Plan Brochures and links to the different carrier websites and dentist networks
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
Delta Dental’s FEDVIP Program Features• Two quality, affordable plans to choose from • Expansive Delta Dental PPO network nationwide• Benefit year – January 1 to Dec 31• Annual maximums
– High – $30,000/$3,000– Standard – $1,500/$600
• Deductible (doesn’t apply to diagnostic and preventive services): – High | $0 in-network – $ 50 out-of-network – Standard | $0 in-network – $75 out-of-network
• Worldwide coverage• Coordination of benefits
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
FEDVIP Premiums• Premiums vary by state and what plan you select• Individual monthly premiums for 1/1/19 to 12/31/19
– Visit www.benefeds.com for all FEDVIP plans individual and family rates– Visit www.deltadentalins.com for Delta Dental’s FEDVIP individual and family rates– Deducted by BENEFEDS monthly out of retired pay or by an Electronic Funds Transfer
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIP and FEDVIP Network Dentists• More savings, higher coverage percentages, best value!
– Accept the “allowed fee” as the maximum billing fee for covered services– Charge only the applicable estimated copayment at the time of service – Submit your claim to Delta Dental at no charge– Two cleanings, two exams and one x-ray in a calendar year with
no copayment or deductible– Find a VADIP Dentist on home page of deltadentalins.com/vadip– Find a FEDVIP Dentist on home page of deltadentalins.com/fedvip
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
Out-of-Network Dentists• Bill you for their normal fees and you pay the difference • Most likely is higher than allowed amount• May not submit paperwork for you• Responsible for full payment upfront
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A registered mark of Delta Dental Plans Association
Veterans Affairs Dental Insurance Program deltadentalins.com/vadip
VADIP & FEDVIP Resourcesdeltadentalins.com/vadipdeltadentalins.com/fedvipwww.benefeds.com
Tammy [email protected]