North Dakota Housing Finance Agency • 2624 Vermont Ave • PO Box 1535 • Bismarck, ND 58502-1535 Ph.: 701/328-8080 • Fax: 701/328-8090 • 800/292-8621 • 800/366-6888 (TTY)

DELEGATED COMPLIANCE UNDERWRITING COMMITMENT ADDENDUM

HOMEOWNERSHIP DIVISION SFN 60389 (07/19)

BORROWER INFORMATION

Borrower Name

NDHFA Loan Number

NDHFA is providing the above referenced borrower(s) funds in the form of secondary financing (“Down Payment Assistance”) for use toward the borrower’s Minimum Required Investment in connection with the first mortgage loan which is being originated to finance the acquisition of the above referenced property on the condition that the first mortgage loan meets the requirements of the Program, as defined below.

NDHFA is providing the Down Payment Assistance in its governmental capacity in the State of North Dakota, the state in which the Property is located, pursuant to and consistent with its FirstHome Program or ND Roots Program.

The Down Payment Assistance is not contingent upon a future transfer of the first mortgage loan to any entity other than the Agency.

NDHFA has, at or before the closing of the first mortgage loan, incurred a legally enforceable obligation to provide the Down Payment Assistance.

NDHFA will satisfy this obligation by wiring funds from the Agency’s Trustee Account directly to the above referenced lender’s specified account as evidenced in the applicable funding report.

Authorized Signature

Date

Name of Authorized Individual

David A. Flohr

Title

Homeownership Division Director