DACE OZOLINA-MIKAILOVA

Date of birth and place: 29.08.1985. (EU citizenship (Latvia, Riga))Place of Residence: Cyprus, Limassol

+ 357 99845699 (Cyprus) dace@ozolina.eu

Professional Profile

2020 year – until now, European Women Payments Network (EWPN), member.

2020 year – until now, ICE International Compliance Association, Member, Candidate nr: CON-000564425;

2018 April – until now, Managing Director and owner 100%, Matrodo limited: www.galleryconsult.com;

2018 January – 2018 April Versobank, Senior International banking advisory;

Organizing conferences and representing the Bank in exhibitions/conferences; Developing banking products; KYC of new and existing clients/projects; Meeting clients in Cyprus, Baltic countries, UK, CIS countries and Israel.

2015 May – 2018 January Versobank, Senior Regional manager, Head of Cyprus office;

Opening the new office of the bank in Cyprus; Communication with Central bank of Cyprus and other authorities; Managing staff and developing business relationships; Organizing conferences and representing the Bank in exhibitions/conferences; Developing banking products; KYC of new and existing clients/projects; Meeting clients in Cyprus, Baltic countries, UK, CIS countries and Israel.

2014 March – 2015 April Expobank (www.expobank.eu) Director, Corporate business development department;

Developing new business countries and developing the products of the bank; Developing new and supporting existing client relationships; Make investment recommendations and provide portfolio management services; Advise clients regarding investment strategies for equities, fixed income, foreign exchange as

well as hedging strategies and alternative asset management classes; Provide financial planning services to individual clients; Meeting clients in Cyprus, Baltic countries, UK, CIS countries and Israel.

2011 – 2014 Baltikums bank AS (www.baltikums.eu), (Latvian private bank branch in Cyprus), Private banker;

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New name of the Bank – Blue Orange bank - https://www.blueorangebank.com/int/en

Very good knowledge of Financial and Banking products; Developing new and supporting existing client relationships. Offer services in EU and CIS

countries; Make investment recommendations and provide portfolio management services; Advise clients regarding investment strategies for equities, fixed income, foreign exchange as

well as hedging strategies and alternative asset management classes; Provide financial planning services to individual clients; Meeting clients in Cyprus, Baltic countries, UK, CIS countries and Israel.

2008-2011 ABLV BANK (www.ablv.com) Private banker;

Wealth management solutions, advices to clients. Bank Product Sales. Attracting new wealthy individuals and corporate clients. AML/compliance of clients.

2006-2008 ABLV BANK (www.ablv.com) Loans manager (VIP private and Corporate loans);

Approve loans within specified limits, and refer loan applications outside those limits to management for approval;

Meet with applicants to obtain information for loan applications and to answer questions about the process;

Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans;

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services;

Obtain and compile copies of applicants' loan credit histories, corporate financial statements, and other financial information;

Review and update credit and loan files.

2005-2006 PAREX Bank/Citadele Bank (www.citadele.eu), Loan project manager;

Approve loans within specified limits, and refer loan applications outside those limits to management for approval;

Meet with applicants to obtain information for loan applications and to answer questions about the process;

Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans;

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services;

Obtain and compile copies of applicants' loan credit histories, corporate financial statements, and other financial information;

Review and update credit and loan files.

2004-2005 PAREX Bank/Citadele Bank (www.citadele.eu) Account manager;

Handled cash transactions; Created a consistent referral business by building strong rapport with both potential and existing

clients; Recommended checking/savings accounts loans, and credit cards based on analysis of clients’

needs, resources, and thorough understanding of the financial market and products; Assisted walk-in banking customers with financial transactions. Educated customers on the

benefits of new credit card and account programs; Increase sales potential by formulating suggestions to place current promotions and offers at

each teller station to have the materials readily available to present to clients when they approach the desk;

Consistently exceeded monthly sales goals while providing the highest level of customer service.

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Education:

2004 - 2010 – Banking Institution of higher Education, Master degree http://www.ba.lv/en/uz_sakumu;

2019 year UK, University of Oxford, Said Business School, Oxford Fintech Programme;

2020 year, Cyprus, European Institute of Management & Finance (EIMF), CySEC AML Certification Exam course, certificate Nr.202000253.

Courses/Exams:

2008 year – Latvian Commercial Bank Association certificate Nr.01-2385 “Profitable Business English for very busy people”;

2011 year – Latvian Commercial Bank Association certificate Nr.11-10-2877 compliance courses;

2018 year, United Kingdom, London, CCL Academy certificate: The Role of the compliance Officer;

2018 year, United Kingdom, London, CCL Academy certificate: The Role of the MLRO;

2018 year, Cyprus, CFA (Cyprus Fiduciary Association), Advanced Compliance & AML certificate.

2019 year, KPMG Cyprus, Fund and Asset Management: A focus on new AIF Law, certificate.

2019 year, Cyprus Securities and Exchange commission, The Anti-Money Laundering Regulatory Framework: An overview of the National and European latest developments.

2020 year, Deloitte, Achieving AML compliance: Using the right tools to address deficiencies, certificate.

2020 year, Cyprus Securities and Exchange commission, Advanced (Passed exam, Certified person of Cyprus Regulator).

2020 year – International Compliance Association (ICA) – diploma in Compliance, Anti Money Laundering Nr.To9tKaUJK4, grade - merit.

2020 year – AML exam - Cyprus Securities and Exchange commission passed Exam.2020 year – KPMG Cyprus, AML Regulations and Updates, certificate

Languages

Latvian Native or bilingual proficiency;Russian Professional working proficiency;English Professional working proficiency;German Elementary proficiency;Greek Elementary proficiency.

IT Skills

Word, Excel, Access, PowerPoint, Internet and Email, Lotus, Wall Systems, T24, API, etc.

Personal Details

Driving Licence: Full/Clean;Health: Excellent;Interests: Tennis, Golf, Reading, Theatre;Loans/Credit history: Excellent.

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