office@cubits.com+44 330 606 0750

INNOVATION THROUGH COLLABORATION

Cubits operates under the UK’s HMRevenue and Customs regulations.

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office@cubits.com+44 330 606 0750

Cubits imagines a world where Bitcoin is accessible to anyone, anywhere. Our mission is to provide everyone with convenient access to Bitcoin. Cubits lays the infrastructure for the world to speak one common payment language.

O U R B U S I N E S S

Buy & SellBitcoin

Instant buy and sell options with 17

supported currencies.

C U B I T S C U B I T S P A Y

BitcoinWallet

Secure Bitcoin storage and portal for transfers

and payments.

BitcoinPayments

Bitcoin payment processing for merchants

and professionals.

Founded in 2014, Cubits is an all-inclusive platform to buy, sell, manage, and use Bitcoin. With locations in London and Berlin, our mission is to make Bitcoin easily accessible to everyone around the world. Cubits launched in November 2014 with a Bitcoin wallet and merchant services.

O U R M I S S I O N

C U B I T S P A Y

Cubits operates under the UK’s HMRevenue and Customs regulations.

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office@cubits.com+44 330 606 0750

In 2013, Bitcoin had as many mentions as General Motors

and ALL of its brands.

http://www.slideshare.net/CoinDesk/state-of-bitcoin-q3-2014

Cubits Pay empowers startups with a Bitcoin payment solution. By accepting Bitcoin, you will not only incur lower tranaction fees, but also media mentions to boost your startup’s recognition. Prepare your business for the future of payments.

No fees help businesses growWith no fees incurred on your first €100,000 in earnings, you can keep the extra money and reinvest it back into your business. Earn exactly what you charge.

Be your own bankWith Cubits Pay, you are in control of your finances. Our software allows you to send invoices and pay your employees all through one easy-to-use interface.

Designed for global commerce

Cubits Pay connects you to Bitcoin users worldwide so you can boost your revenue. Eliminate the need for locally based payment processors.

+423%increase in articles written

about Bitcoin

93.5%avg. positive mentions 9,398

1,7943.4milliononline mentions in 2013

Bitcoin social media mentions are

positive.

In 2004, 7,604 more articles were written about Bitcoin

than in the past year.

Result:Bitcoin is an affordable way for startups to gain free publicity.

2013

2014

Quick and easy setupOur integration tools require no additional hardware— you’ll immediately have access to our collection of shopping carts, payment buttons, and API. Our support team is only a phone call away.

C U B I T S

O U R F E A T U R E S

T H E P O P U L A R I T Y O F B I T C O I N

R E D E F I N I N G P A Y M E N T S

C U B I T S P A Y

Cubits operates under the UK’s HMRevenue and Customs regulations.

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office@cubits.com+44 330 606 0750

A N D T H E W I N N E R I S . . .

Now, let’s compare Cubits Pay with PayPal. We use key metrics such as time and costs to let you decide which payment provider better suits your business and its future.

We are the future of payments.Low fees, efficient processing and no chargeback risks.

GlobalAccessibility

Processing Fees

E V E R Y W H E R EGiven that basic telecommunication

services are available.Dependent on country’s financial standing, payment infrastructure,

and political stability.

0.0%2% - 3.5%

+ $0.30 per transactionNo processing fees for your

first €100,000 in transactions and 0.9% after.

Rate dependent on transaction volume, country, and business risk.

AccessFunds

I M M E D I A T E L Y 21 daysYour Bitcoin can be accessed

immediately.Funds are held in case there are

problems with orders, chargebacks, and other issues.

ChargebackPenalties

N O N E $20 per transactionIrreversible transaction and no

reprocessing fees. Automatically reduces fraud.

Expensive reprocessing fee and does not reduce fraud.

C U B I T S P A Y

C U B I T S P A Y

Limited

T H E S H O W D O W N

Cubits operates under the UK’s HMRevenue and Customs regulations.

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office@cubits.com+44 330 606 0750

P A Y M E N T & D O N A T I O N B U T T O N S

S H O P P I N G C A R T P L U G I N S

C U B I T S A P I

Pay with Bitcoin Donate Bitcoin

Payment and donation buttons are the most immediate means of accepting Bitcoin. From our Cubits Pay interface, you can set an individual item’s description and price, which will generate HTML code and a preview of the button.

If you have specific needs or require more control over the payment process, we have a custom API to suit your business’ needs. The Cubits API offers:

With ready-made libraries and documented example code, we make using the Cubits API a very straightforward process. Our professional support staff and engineers are ready to aid you in the process.

• Secure authentication mechanism

• Invoice creation with single API call

• Permanent payment screen URLs

• Custom reference fields

• Flexible and secure callback mechanism

• Customer support

• Payments and invoice change notifications

With Cubits Pay, you will have FREE access to our collection of shopping cart plugins, payment buttons, and API. No matter how big or small your business, we have a Bitcoin payment solution for you. No additional hardware is required. Our customer support is standing by to help you with any of your integration needs at support@cubits.com.

Cubits Pay has integration tools for popular shopping carts. Don’t see your cart here? Our support team can customize a solution for you.

I N T E G R A T I O N T O O L S

Cubits operates under the UK’s HMRevenue and Customs regulations.

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office@cubits.com+44 330 606 0750

T H E P A Y M E N T P R O C E S S

Once you have integrated your Cubits payment button, shopping cart plugin, or custom API, you are ready to accept Bitcoin!

Here is how the process works when your customer decides to use Bitcoin to top-up their account balance:

CUSTOMER HASBITCOIN

CUSTOMER DOES NOTHAVE BITCOIN

Cash out in Bitcoin, your local currency, or a mixture of both. You earn exactly what you charge.

A customer with a Cubits wallet can log into their account and checkout within seconds. A customer can sign up for

a Cubits wallet and have Bitcoin within minutes.

A customer decides to top-up their balance using

Bitcoin.

Reinvest the money you’ve saved on fees back into your business.

ZERO transaction feesfor your first €100,000 in earnings and only 0.9% after.

Cubits operates under the UK’s HMRevenue and Customs regulations.

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office@cubits.com+44 330 606 0750

(1) Under the supervision of HMRC, the company is registered and operating under the Telecommunications Digital & IT Payment Service Provider under the Money Laundering Regulations 2007.

Source: http://www.hmrc.gov.uk/mlr/

(2) In March 2014, HMRC further clarified that no VAT is due on the value of Bitcoin when they are exchanged for fiat currencies like Pounds Sterling or Euros.

Source: https://www.gov.uk/government/publications/revenue-and-customs-brief-9-2014-bitcoin-and-other-cryptocurrencies

U K H M R E V E N U E & C U S T O M S R E G U L A T I O N S

O U R R E G U L A T I O N C O M M I T M E N T

At Cubits, we see regulation as a necessity for cryptocurrencies to exist and survive in the long-run. Cubits is registered as Telecommunications Digital & IT Payment Service Provider under the Money Laundering Regulations 2007 with the HM Revenue & Customs and applies strict Know Your Customer and Anti-Money Laundering controls using Jumio. For data protection purposes, Cubits is also registered with the Information Commissioner’s Office. We have partnered with Bitcoin organizations like Diacle and Innovate Finance to uphold the highest level of regulatory transparency and compliance.