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Dear Valued Customers, Re: Phasing Out Non- CTCS (Cheque Truncation & Conversion) Compliant Cheques We refer to our previous letter informing you about Bank Negara Malaysia’s introduction of the Cheque Truncation and Conversion System (“CTCS”). Please be advised that cheques under the pre-CTCS design will not be accepted for clearing by Bank Negara Malaysia effective from 1 September 2009 (“Cut-Off Date”). We would like to advise customers who have not applied for a new chequebook since 1 October 2007 to do so before the Cut-Off Date to avoid interruptions to the usage of your cheque facility. How to identify CTCS design cheques? You may apply for your new chequebooks by logging into Citibank Online [Account Services > Order Checkbook > Select quantity], via CitiPhone at 03-2383 0000 (Kuala Lumpur), 04-296 0000 (Penang) or 07-268 0000 (Johor Bahru) or walk into any one of our branches. Thank you and we look forward to continuously serve you better. Yours truly, Paul Hodes Retail Bank Head Standard size of 3.5” by 7”, and An additional 2 digit code called the ‘check digit’ appearing before the cheque number, please refer to cheque sample below. 1. 2. check digit

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Dear Valued Customers,

Re: Phasing Out Non- CTCS (Cheque Truncation & Conversion) Compliant Cheques

We refer to our previous letter informing you about Bank Negara Malaysia’s introduction of the Cheque Truncation and Conversion System (“CTCS”).

Please be advised that cheques under the pre-CTCS design will not be accepted for clearing by Bank Negara Malaysia effective from 1 September 2009 (“Cut-Off Date”). We would like to advise customers who have not applied for a new chequebook since 1 October 2007 to do so before the Cut-Off Date to avoid interruptions to the usage of your cheque facility.

How to identify CTCS design cheques?

You may apply for your new chequebooks by logging into Citibank Online [Account Services > Order Checkbook > Select quantity], via CitiPhone at 03-2383 0000 (Kuala Lumpur), 04-296 0000 (Penang) or 07-268 0000 (Johor Bahru) or walk into any one of our branches.

Thank you and we look forward to continuously serve you better.

Yours truly,

Paul HodesRetail Bank Head

Standard size of 3.5” by 7”, and

An additional 2 digit code called the ‘check digit’ appearing before the cheque number, please refer to cheque

sample below.

1.

2.

check digit

EFFECTIVE 1ST SEPTEMBER 2009, IN LINE WITH THE ROLLOUT OF THE CHEQUE TRUNCATION

AND CHEQUE CONVERSION SYSTEM (CTCS) AS PREVIOUSLY ANNOUNCED BY BANK NEGARA

MALAYSIA, BANKS WILL ONLY ACCEPT NEW DESIGN CHEQUES CONFORMING TO THE eSPICK

DESIGN STANDARDS AND SPECIFICATIONS FOR CLEARING.

Association Of Islamic Banking Institutions Malaysia

Toll free hotline: 1300-88-9980 Fax: 03-2078 8004www.abm.org.my

Tel: 03-2694 8002/8003 Fax: 03-2694 8012www.aibim.com

PUBLIC INTEREST ANNOUNCEMENT ON NEW DESIGN CHEQUES EFFECTIVE 1ST SEPTEMBER 2009

ATTENTION! ALL CHEQUE ISSUERS

IF YOU ARE USING THE OLD DESIGN CHEQUES, PLEASE EXCHANGE THEM FOR THE NEW DESIGN CHEQUES AS SOON AS POSSIBLE.

FOR GENERAL QUERIES, PLEASE CONTACT:

NOT OF STANDARD SIZE OF 7” BY 3.5”

WITHOUT CHEQUE DIGIT (BEFORE THE CHEQUE SERIAL NUMBER)

AFTER 1 SEPTEMBER 2009, OLD DESIGN CHEQUES WITH THE FOLLOWING FEATURES WILL NOT BE ACCEPTED:-

NO LONGER VALID

AKAUN PENERIMA SAHAJA

ACCOUNT PAYEE ONLY Cukai Setem Sudah DibayarStamp Duty Paid

Association Of Islamic Banking Institutions Malaysia

Talian hotline percuma: 1300-88-9980 Faks: 03-2078 8004www.abm.org.my

Tel: 03-2694 8002/8003 Faks: 03-2694 8012www.aibim.com

TIDAK LAGI SAH

PENGUMUMAN KEPENTINGAN AWAM MENGENAI REKA BENTUK BARU CEK-CEKBERKUAT KUASA 1 SEPTEMBER 2009

PERHATIAN! SEMUA PENGELUAR CEKBERKUAT KUASA 1 SEPTEMBER 2009, SEJAJAR DENGAN SISTEM PEMANGKASAN DAN PENUKARAN

CEK (CTCS) SEBAGAIMANA YANG TELAH DIUMUMKAN OLEH BANK NEGARA MALAYSIA SEBELUM INI,

BANK-BANK AKAN HANYA MENERIMA CEK-CEK DENGAN REKA BENTUK BARU YANG MEMATUHI

STANDARD DAN SPESIFIKASI REKA BENTUK eSPICK UNTUK PENJELASAN.

SELEPAS 1 SEPTEMBER 2009, CEK-CEK DENGAN REKA BENTUK LAMADENGAN CIRI-CIRI BERIKUT TIDAK AKAN DITERIMA LAGI:-

SEKIRANYA ANDA MASIH MENGGUNA CEK-CEK DENGAN REKA BENTUK LAMA,SILA TUKARKANNYA DENGAN CEK-CEK REKA BENTUK BARU SECEPAT MUNGKIN.

UNTUK PERTANYAAN AM, SILA HUBUNGI:

BUKAN SAIZ STANDARD 7” KALI 3.5”

TANPA CEK DIGIT (SEBELUM NOMBOR SIRI CEK)

AKAUN PENERIMA SAHAJA

ACCOUNT PAYEE ONLYCukai Setem Sudah Dibayar

Stamp Duty Paid