Size: 56,500 km2

Population: 4.2 million

Currency: Croatian Kuna (HRK)

Real GDP growth: 2.2 % (2015), 2.9 % (2016),

2.9 % (2017e), 2.3% (2018f)

GDP per capita (EUR at PPP): EUR 17,400

Source: Raiffeisen RESEARCH, as of June 2017

CROATIA

127 business outlets(as of December 2014)

78 business outlets(as of December 2016)

Zagreb

Raiffeisenbank Austria d.d.

Magazinksa cesta 6910000 ZagrebPhone: +385 1 4566 466Fax: +385 1 4811 624SWIFT/BIC: RZBHHR2X

International Desk

Alzbeta RAMIC E-Mail: alzbeta.ramic@rba.hr Phone: +385 1 4590 622

www.rba.hr

www.rba.hr

Raiffeisen in Croatia

Balance sheet total: € 4,689 millionBranches: 78Market position of Raiffeisen Bank Austria: No. 5 by customer loansNumber of employees: 2,128 (as of December 2016)

Raiffeisen has been present on the Croatian market since Raiffeisenbank Austria was founded in 1994.The number of customers stood at about 450,000 at the end of 2016.

Raiffeisenbank offers the full range of banking services for all customer segments.

At the end of 2016, its branch network consisted of 78 outlets. It provides more than 700 ATMs and 7,700 POS-terminals throughout the country.

Shareholder structure:Raiffeisen SEE Region Holding GmbH 100 %

Product and service rangeAsset ManagementDepositsFunds (Bonds, Equity, Multi Asset,…)

Financing and Management of ReceivablesFactoring, Reverse Factoring

LeasingMovables, ImovablesCar Fleet Management

Cash Managementdomestic and international paymentse-banking, Cash Pooling, Card Acquiring

Export FinanceLetters of Guarantees, Letters of CreditTrade Finance with ECAs

TreasuryInterest rate hedging, FX Spot, FX Forward

FinancingProject Finance, Real Estate Finance, Working Capital FinanceTerm Loans in local and foreign currency

Capital MarketsDCM, ECM