INTERNSHIP REPORT

ONFUNCTION OF DEPARTMENT

AND

APPRAISAL OF PAYMENT PROCEDURE

OF

NATIONAL BANK LIMITED

(A STUDY ON UTTARA BRANCH)

SUBMITTED BY

JAMILUR RASHID PALASH

INTERNSHIP REPORT

ON

FUNCTION OF DEPARTMENT

AND

APPRAISAL OF PAYMENT PROCEDURE

OF NATIONAL BANK LIMITED

SUBMITTED TO

NITAI CHANDRA DEBNATH

LECTURER

BBA Program

DAFFODIL INTERNATIONAL UNIVERSITY

PREPARED & SUBMITTED BY

JAMILUR RASHID PALASH

ID# 053-11-972

DEPARTMENT- BBA

DAFFODIL INTERNATIONAL UNIVERSITY

10 f, 2008

The Chairman

Internship Program

Department of Business Administration

Daffodil International University of Bangladesh

Sukarabad, Dhaka.

Sub: Submission of internship Report

Dear Sir,

With due respect, I the undersigned student, is submitting this internship report on the

“National Bank Limited” It was undoubtedly a marvelous, rare opportunity for me to

work on this assigned area to actualize my practical knowledge gathered throughout my

last three months on National Bank, uttara branch, Dhaka. This is the internship program

report about “FUNCTION OF DEPARTMENT AND APPRAISAL OF PAYMENT

PROCEDURE” was conferred upon me. At the end of my program performance. I do

here by express my deepest gratitude and appreciation to your esteemed concern as you

asked me to submit this report, as a part of my academic. This program report enlightens

a prospective description of overall “FUNCTION OF DEPARTMENT AND

APPRAISAL OF PAYMENT PROCEDURE”. On the internship period of my

experience; I had a study on “Over all activities of National Bank Limited” and share my

ideas on this topic through this report.

I sincerely hope and pray that my program report will meet your requirement and kind

approval eventually. I would be highly glad and it would be my pleasure to famish you

with any further clarification, if required.

Sincerely yours,

Jamilur Rashid Palash

ID# 053-11-972

The internship program about conferred on me, help me a lot to understand the overall

situation of National Bank Limited.

I do hereby express my deepest thanks and appreciation to Nitai chandra debnath my

honorable supervisor, for giving me his valuable time and sincere guidance during the

study period, which has inspired me in preparing this report.

I am indebted to MD JASHIM UDDIN (Senior Vice President) and others officers,

whose provide required information, necessary assistance, valuable suggestion and

advice through their long working experience and intellectual effort to prepare this report.

I have special thanks to AYUB KHAN, (Principal Officer), A.N.M SERAZUL KARIM,

(Principal Officer), and ASMA AKTR, (Officer) of National Bank Limited. With out

their support I could not have meet to a complete form of this report. I would be remiss if

I failed to acknowledge the unflagging support of our friends. To complete this internship

successfully I anticipated my instructor’s deep aspiration and assist.

Finally thanks Allah for all that He has given me as blessings.

Acknowledgment

Report Structure

Chapter: 01

An Appraisal of National Bank Ltd

Chapter: 04

Origin and objective of Report

Chapter: 05

Rational & Scope of the Study

Chapter: 06

Methodology of the study

Chapter: 07

Limitations of the report

About General Banking of NBLAbout General Banking of NBL

Product & Services of NBL

Appraisal of Payment Procedure of NBL

Function of Department on NBL

Other activities of National Bank Ltd

Chapter: 08

Chapter: 03

Introduction

Overview of National Bank LTDChapter: 02

CONTENTS

CHAPTER:-01

1.1 Introduction

1.2 Origin of Report

1.2.1. Methodology applied to prepare report

1.2.2. Source of Data

1.3 Objective of the Study

1.4 Rational Of the Study

1.5 Scope of the study

1.6 Methodology of the study

1.7Limitations of the report

CHAPTER:-02

2.0 An overview of National Bank Ltd

2.1 Traditional Heritage of NBL

2.2 Mission of NBL

2.3 Goal and Objective

2.4 Vision

2.5 Management and Organization structure

2.5.1 Board of Directors

2.5.2 Management

2.5.3 Organogram

Chapter: 09 Recommendation & Conclusion.

2.5.4 Hierarchy of NBL

2.5.5 Division of NBL

CHAPTER:-03

3.0 An appraisal of NBL

3.1 Balance Sheet on 2006/05

3.2 Off balance sheet on 2006/05

3.3 Statement of changes in Equity

3.4 Statement of disposal of fixed assets

3.5 Profit and Loss Account on 2006/05

3.6 Cash Flow Statement on 2006/05

3.7 Liquidity Statement

3.8 Notes

3.9 Five years performance at a glance

3.10 3 yrs performance of Uttara branch

CHAPTER:-04

4.0 About General Banking of NBL4.0 About General Banking of NBL

4.1 Receiving/ Collecting Deposits4.1 Receiving/ Collecting Deposits

4.1.1 Current Account

4.1.2 Saving Account

4.1.3 Time deposits account:

4.1.4 Fixed Deposits (FD)

4.1.4 Short-Term-Deposit (STD)

4.1.5 Special Deposit Scheme

4.1.6 Monthly Savings Scheme

4.1.5.1 NMS (National Bank monthly saving scheme)

4.1.5.2 NDS (National deposit scheme)

4.1.7 Saving Insurance Scheme

4.2 Issuance of Cheque Book & deposit book

4.3 Issuance of DD, TT & PO

4.4 BILLS

CHAPTER:-05

5.0 Product & service of National Bank limited

5.1 Consumer Credit Scheme

5.2 Special Deposit Scheme

5.3 Monthly Savings Scheme

5.4 Credit Card

5.4.1 NBL ATM Service

5.4.2 NBL POWER CARD

5.5 Western Union Money Transfer

5.6 Saving Insurance Scheme

CHAPTER:-06

6.0 Function of Account opening & cheque book issue department

6.1 Function of Remittance department

6.2 Function of Bills Department

6.3 Function of Advance & credit department

6.4 Function of CIBTA department

6.5 Function of Accounts Department

6.6 Function of counter (Receive & payment)

6.7 Function of Clearing

6.8 Function of Foreign Exchange

6.9 Function of Card department

6.10 Function Of Western Union counter

CHAPTER:-07

7.1 To take payment against cheque

7.2 To take payment against pay order

7.3 To take payment against Demand Draft

7.4 To take payment against Pay Slip

7.5 To take payment against Cash debit voucher

7.6 To take payment against FDR receipt

7.7 To take payment against Credit advice

7.8 To take payment against M.T.C.A

CHAPTER:-08

8.1 Rural Credit Programs:

8.2 National Bank Training Institute

8.3 National Bank Foundation:

8.4 Sports and Cultural Activities:

CHAPTER:-09

9.1 Recommendation

9.2 Conclusion