credit card operations bülent Şenver [email protected]

Credit Card Operations Bülent Şenver 1 [email protected]

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Credit Card

Operations

Bülent Şenver

[email protected]

Pay When?

[email protected] 2

PAY PAY PAY

Page 3: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Credit Cards Policy and Operations

[email protected] 3

Page 4: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Core Banking and Processor Activities

[email protected] 4

Page 5: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Core Banking and Processing Activities

[email protected] 5

Core Banking Activities Processing Activities

Page 6: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Credit Card Business Model

[email protected] 6

Page 7: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Acquiring

[email protected] 7

Fraud Strategy, Risk PolicyFinance , MarketingIT , Product mngt

Chargeback OperationsCustomer ServiceBilling, Print & MailFraud OperationsData ProcessingProduction & Origination applications

Page 8: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Issuing

[email protected] 8

Fraud Strategy, Risk PolicyFinance , MarketingIT , Product mngt

Chargeback OperationsCustomer ServiceBilling, Print & MailFraud OperationsData ProcessingProduction & Origination applications

Page 9: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Card Payment Process

[email protected] 9

Page 10: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Merchant Service Comission

[email protected] 10

Page 11: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Merchant Processor, Issuing Processor

[email protected] 11

Page 12: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

European Pay Now & Later Values

[email protected] 12

Page 13: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Pay Now & Later

[email protected] 13

Page 14: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Payment Card Penetration

Slow down in growth

POS growth

POS

Cash is King

Interchange Fees

Interchange Fees

Turkey

Turkey Pay Now

Turkey Pay Later

Turkey

Turkey POS

Turkey Cash is King

Turkey Why Cards not Accepted

[email protected] 27

Page 28: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Turkey

[email protected] 28

Page 29: Credit Card Operations Bülent Şenver 1bs@bulentsenver.com

Turkey Acquiring Banks

[email protected] 29

Credit Card Operations

Thank you

Bülent Şenver

[email protected]

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credit card operations bülent Şenver [email protected]

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