copyright 2014 © w. seth hunter consumermath.org l3.1 writing a check being proficient in paying...

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Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check CHECKS Being proficient in paying bills and tracking finances is important to ensure financial security. Personal Finance: Writing A Check Hey check this out… I can write a check.

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Page 1: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

CHECKS

Being proficient in paying bills and tracking finances is important to ensure financial security.

Personal Finance:Writing A

CheckHey check this out…I can write a check.

Page 2: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Lesson Objective:

Students will learn how to how to write checks.

Page 3: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

Check Number

Page 4: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

The date you write the check

Date:__________

Page 5: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

Your name and contact

informationDate:__________Your Name

Your AddressYour City and State

Page 6: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

The person or business you are

payingDate:__________Your Name

Your AddressYour City and State

PAY TO:____________________________________

Use a first and last name. Mr. Hunter could be a lot of people, but

Wesley Hunter is more specific.

Page 7: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

The Check Courtesy Amount: What you are paying them, written with

numerals.Date:__________Your Name

Your AddressYour City and State

PAY TO:____________________________________$ ____________

Include the decimals.Ex: $500.00

Page 8: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

The Check Legal Amount: what you are paying them, written with words.

Date:__________Your NameYour AddressYour City and State

PAY TO:____________________________________$ ____________________________________________________________Dollars

Use hyphens properly and a squiggly line at the end to show the number is finished. Ex: Two Hundred Thirty-Five and 75/100

Page 9: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

The name and address of

your bankDate:__________Your Name

Your AddressYour City and State

PAY TO:____________________________________$ ____________________________________________________________Dollars

Hunter Bank of Commerce345 Frankie LaneStarkweather, CA 91008

Page 10: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

A memo to remind yourself why you wrote

the check

Date:__________Your NameYour AddressYour City and State

PAY TO:____________________________________$ ____________________________________________________________Dollars

Hunter Bank of Commerce345 Frankie LaneStarkweather, CA 91008

For:_________________

Page 11: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

Your Signature

Date:__________Your NameYour AddressYour City and State

PAY TO:____________________________________$ ____________________________________________________________Dollars

Hunter Bank of Commerce345 Frankie LaneStarkweather, CA 91008

For:_________________

_______________________

Page 12: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Parts of a Check

101

Bank Routing Information

Date:__________Your NameYour AddressYour City and State

PAY TO:____________________________________$ ____________________________________________________________Dollars

Hunter Bank of Commerce345 Frankie LaneStarkweather, CA 91008

For:_________________

_______________________

I:000000000I: I:000000000I: 101

Page 13: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

3 Rules for Writing Checks

1. Always Write the Check in Pen.– Pencil is easily erased and

changed by someone else.

2. Always be Accurate.– If you make a mistake, void the

check and write a new one.

3. Sign the Check Last.– Don’t leave your signature lying

around. Only sign the good checks.

Page 14: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

One more thing…

4. Checks are only good for about 6 months from the date written on them.– This especially causes trouble in

January of a new year. If you write the wrong year on the check, the bank may not honor it.

Page 15: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Find the Error(s)

10/29/2014

Mr. Hunter Corp. 505.80Five-hundred thirty -five and 80/100

October Rent Peyton Laffoon

Peyton Laffoon1234 School RoadSeniorville, Alaska 11111

Page 16: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Find the Error(s)

10/29/2014

Mr. Hunter Corp. 505.80Five-hundred thirty -five and 80/100

October Rent Peyton Laffoon

Peyton Laffoon1234 School RoadSeniorville, Alaska 11111

The amounts don’t match.

Page 17: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Find the Error(s)

10/29/2014

Mr. Hunter Corp. 505.80Five-hundred thirty -five and 80/100

October Rent Peyton Laffoon

Peyton Laffoon1234 School RoadSeniorville, Alaska 11111

The Check Legal Amount is the amount the bank will use if they are not the same.

Page 18: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Find the Error(s)Wesley Hunter4200 HoskingBakersfield, CA

9/29/2014

Mr. Jones

Five hundred thirty-five and 80/100

Joe Morales

September Rent

535.80493.75

Page 19: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Find the Error(s)Wesley Hunter4200 HoskingBakersfield, CA

9/29/2014

Mr. Jones

Five hundred thirty-five and 80/100

Joe Morales

September Rent

535.80493.75

1. Not a full name.2. Error: Should Void Check.3. No squiggly line.4. Not the same name as the check’s

owner.

1 23

4

Page 20: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Payroll Checks

This is the Paycheck Stub. It tells you how your employer figured

out your wages.

Page 21: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Practice:Using a check worksheet, write these checks:1)Hunter Auto Works: $350.89

• Engine Repairs

2)CM Grocers: $37.10• Groceries

3)WH&E: $34.92• Electric Bill

4)Fransen Wireless: $75.33• Cell Phone Bill

Page 22: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Review:1. What are the three rules for check writing?

2. How long is a check good for?

3. Which dollar amount on the check is the legal one?

Page 23: Copyright 2014 © W. Seth Hunter ConsumerMath.org L3.1 Writing a Check Being proficient in paying bills and tracking finances is important to ensure financial

Copyright 2014 © W. Seth HunterConsumerMath.org

L3.1 Writing a Check

Review:1. What are the three rules for check writing?

2. How long is a check good for?

3. Which dollar amount on the check is the legal one?

1. Always write the check in pen.2. Always be accurate.3. Sign the check last.

About 6 months.

The Check Legal Amount; written with words.