contents · at 120 hours: plh will contribute $100.00 towards the cost of the driving test and...

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Pacific Link Housing Suite 2—Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 1 Contents From the CEO’s Desk 1 Important Dates 1 PLH Contact Details 1 PLH News & Developments 2-3 Tenant Programs 4-7 Important Messages for Tenants 8-11 Did You Know? 11 Community News 12-14 Easter Recipe Ideas 15 Easter Competition Winners 16 PLH CONTACT DETAILS Mailing Address : PO Box 1888 Gosford NSW 2250 Phone: Toll-Free: 1300 654 973 After Hours Maintenance Emergencies: 0409 341 457 Email: [email protected] Website: www.pacificlink.org.au Entry via Mall next to R & R Café Take lift to 1st floor — Disability Access friendly The times they are a changin” Bob Dylan said that, and I think it describes the Housing sector at present. We start the year with our first, pilot self-funded development at Cessnock completed and new tenants will be moving into the four newly built town- houses shortly. To continue our development ‘pipeline”, in November we purchased vacant land site at Raymond Terrace. We have appointed a contractor to construct two three-bedroom homes on the site and we plan to reinvest the sale proceeds from these to fund our working capital for other developments. Being a Tier 1 housing provider with building developments underway, we are well positioned to participate in several new opportunities announced by NSW Government. You can read more on page 2 about the Govern- ment’s new social housing policy released in January – “Future Directions for Social Housing in NSW”. This policy has the potential for a significant impact in the growth of PLH assets, tenant programs and how we deliver our services. We will keep you updated as changes happen. Also an- nounced by NSW Government were two further initiatives: Communities Plus – tenders for building a mix of 3,000 private, afforda- ble and social housing units on seven sites around NSW, including Gosford and Glendale. Social and Affordable Housing Fund – NSW Government has established a dedicated $1billion fund for delivery of up to 3,000 new social and af- fordable dwellings. Pacific Link is reviewing all of these opportunities and welcomes these new programs from Government that aim to address the shortage in supply of housing for the most vulnerable. Keith Gavin, CEO IMPORTANT DATES: Office Closed for Easter on Good Friday 25th March, re-opening on Tuesday 29th March; Office closed Anzac Day: Monday 25th April; School Holidays: Monday 11th April—Tuesday 26th April Office Hours: Monday—Friday 9am to 5pm

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Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 1

Co n t en t s

From the CEOs Desk 1

Important Dates 1

PLH Contact Details 1

PLH News &

Developments

2-3

Tenant Programs 4-7

Important Messages

for Tenants

8-11

Did You Know? 11

Community News 12-14

Easter Recipe Ideas 15

Easter Competition

Winners

16

PLH CONTACT DETAILS

Mailing Address : PO Box 1888 Gosford NSW 2250

Phone: Toll-Free: 1300 654 973

After Hours Maintenance Emergencies: 0409 341 457

Email: [email protected] Website: www.pacificlink.org.au

Entry via Mall next to R & R Caf Take lift to 1st floor Disability Access friendly

The times they are a changin Bob Dylan said that, and I think it describes the Housing sector at present.

We start the year with our first, pilot self-funded development at Cessnock completed and new tenants will be moving into the four newly built town-houses shortly. To continue our development pipeline, in November we purchased vacant land site at Raymond Terrace. We have appointed a contractor to construct two three-bedroom homes on the site and we plan to reinvest the sale proceeds from these to fund our working capital for other developments. Being a Tier 1 housing provider with building developments underway, we are well positioned to participate in several new opportunities announced by NSW Government. You can read more on page 2 about the Govern-ments new social housing policy released in January Future Directions for Social Housing in NSW. This policy has the potential for a significant impact in the growth of PLH assets, tenant programs and how we deliver our services. We will keep you updated as changes happen. Also an-nounced by NSW Government were two further initiatives: Communities Plus tenders for building a mix of 3,000 private, afforda-ble and social housing units on seven sites around NSW, including Gosford and Glendale. Social and Affordable Housing Fund NSW Government has established a dedicated $1billion fund for delivery of up to 3,000 new social and af-fordable dwellings. Pacific Link is reviewing all of these opportunities and welcomes these new programs from Government that aim to address the shortage in supply of housing for the most vulnerable.

Keith Gavin, CEO

IMPORTANT DATES: Office Closed for Easter on Good Friday 25th March, re-opening on Tuesday 29th March; Office closed Anzac Day: Monday 25th April;

School Holidays: Monday 11th AprilTuesday 26th April

Office Hours:

MondayFriday

9am to 5pm

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 2

PLH NEW S & D EVELO PM ENTS

Gosford Council backs push for more Social and Affordable Housing.

Council will write to the NSW Premier, Treasur-

er and Minister for Social Housing to express its

support for this initiative and emphasise the

importance of affordable and social housing

projects in Gosford City.

This fund will provide a long term revenue

stream with $1.1 billion in seed capital, with the

first phase set to deliver an additional 3,000

social and affordable homes.

It aims to deliver a number of social outcomes

for tenants including improved employment

and education prospects, support for women

and children who have experienced domestic

violence, and help for people with mental health

needs.

Given there is a need on the Central Coast for

these type of hous-

ing projects and

many local organi-

sations will be eli-

gible to apply for

funding, Council

feels it is important

to support an initi-

ative that will re-

duce waiting lists for the regions most vulnera-

ble families.

The State Government has released the long

awaited housing policy ...Future Directions for

Social Housing in NSW.

It sets out the NSW Governments vision for social housing

over the next 10 years. This strategy will drive better out-

comes for tenants including helping those who are able to

transition out of social housing. It looks at the whole contin-

uum of housing from homelessness to the private market.

It provides focused support to help people avoid long term

social housing tenancies, while also recognising the role sta-

ble housing plays in the lives of people who are not able to

live elsewhere.

Future Directions is underpinned by three strategic

priorities:

More social housing

More opportunities, support and incentives to avoid and/

or leave social housing

A better social housing experience.

This will achieve the following outcomes:

Increase successful transitions out of social housing by 5%

Increase the proportion of young people who successfully

move from specialist homelessness services to long term

stable accommodation by 10%.

For this to be successful the NSW Government will collabo-

rate with the private sector, the not-for-profit sector and all levels of government to create a social housing system which

is sustainable and responsive.

More information is available on the FACS website; http://www.facs.nsw.gov.au/about_us/media_releases

Pacific Link welcomes the NSW Governments breakthrough plan to supply urgently needed public housing in partnership with private enterprise developers and not-for-profit housing groups.

The new policy of renewal and rebuilding offers new hope to those on waiting lists in our region and we are ready to assist in this collaborative process.

http://www.facs.nsw.gov.au/about_us/media_releases

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 3

PLH NEW S & D EVELO PM ENTS

Are you getting the best deal for your energy use.

Call 1300 683 009 or log on to www.youcompare.com.au

Construction of our properties at 16 Chapman Street, Cessnock will be delivered on programme. We had some delays over the Christmas period which stopped us from being able to hand the buildings over early. We have had no Health and Safety incidents or near misses which is down to the careful management of the site by our builder Hotondo Homes. See photo opposite!

Work has started on our newest site at Freeth Street, Raymond Terrace. We are building two three bedroom houses. Hotondo Homes are working with us again and we have already got the site preparation, sewer construction and pouring of the ground slab finished in both houses. This week we also put up the frames and windows!

In Woy Woy we are in a joint venture with Evolve

housing building a four storey apartment building

with 30 units and a commercial office underneath.

Work has now started and we are hoping to appoint

one of our tenants as an apprentice on the site. Hope-

fully well have more news on that in the next edition!

https://www.agl.com.au/residentialhttp://youcompare.com.au/energy/quotes

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 4

Learner Driver

Program

PLHs NEW Learner

Driver Program is now available

If you have your Learner Licence, you could be eli-

gible to apply for the following package;

After 70 Hours: 10 hours of driving lessons

from one of four driving schools.

After 100 Hours: PLH will pay $140.00 for the

learner driver to attend the Safe Driver program,

which credits 20 hours in the log book.

At 120 Hours: PLH will contribute $100.00 towards the cost of the driving test and provisional license.

In addition to the above, PLH will loan applicants an interest free loan of up to $1000.00 to assist with further lessons. This can be sourced at any time in the process from 0 to 70 hours.

Education

Scholarship Program

Round 1 for 2016 is now open

If you are thinking about studies next year, or maybe your child needs a laptop to help them with their schoolwork, you could be

eligible to apply.

There is NO Age Limit. Applicants must have a tenancy of at least 12 months with a good rental and no anti-

social behaviour.

Laptop Program

Currently available for purchase

are HPs and Toshiba Satellite

Laptops with Windows 10,

500GBHD, CD/DVD and 4GB RAM, .

Eligible tenants can purchase a laptop interest free

for a minimum payment of $20 per fortnight.

Tenant Programs & Participation Information

Sport Health Exercise

& Wellbeing The SHEW Program offers an amount of up to

$250 to assist each eligible child (between 512

years of age) living in Pacific Link Housing,

with some of the cost associated with sporting,

physical activity and exercise.

The SHEW Funds can be used

to purchase items or services,

which will help the tenant in

their physical education or activities e.g. arts,

dancing, football and swimming etc.

Application Forms & Factsheets for all programs are available to download online at

www.pacificlink.org.au or you can contact the office for further information.

http://www.pacificlink.org.au/annual-reports

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 5

Tenant Programs & Participation Information

Application Forms & Factsheets for all programs are available to download online at

www.pacificlink.org.au or you can contact the office for further information.

Sheila Astolfi Education ScholarshipJanuary 2016

Again, another successful round of scholarships, to start the year. It was inspiring to see that there

were several university entrants and advanced education students in the group this time round. As well

as the kids in primary and high school years applying for laptop packages, which is always exciting.

We are very proud at PLH to be able to offer such a great program to our tenants. It feels like we have

become extended family in some cases, when we get to hear their stories, and later on, the difference

that the scholarship made to their lives. Gives me Goosebumps!

Please, I urge you, if you have not already

applied for an education scholarship and

are thinking of going to university, or

TAFE, or any kind of further educational

studies, including your children at school,

you should enquire now.

We have 2 rounds a year, open for applica-

tions in December & June. If not for your-

self, and you are thinking about a laptop

package to help your children with school

studies, please call us for an information bro-

chure and to find out the eligibility criteria.

This information and applications are also available to download from our website at

www.pacificlink.org.au

If you wish to speak with someone about the scholarship program, please call our tenant participation

and programs manager on 02 4324 7617, to discuss the details.

http://www.pacificlink.org.au/annual-reportshttp://pacificlink.org.au/tenant-support-programs#190http://pacificlink.org.au/tenant-support-programs#190

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 6

Tenant Programs & Participation Information

Dunbar Way residents were very excited to have

recycling bins delivered onto their estate once again.

Thanks to Remondis (Narelle) and Gosford Council, we

also had a very educational morning on the dos and don'ts

of recycling, not to mention the benefits i.e. when you

recycle, you help save important natural resources like

minerals, trees, water and oil.

Mr Yellow was also there to encourage

children to become involved and shared

some important tips for recycling right;

Recycling Tips

No plastic bags: Simply put your recyclable items

loosely into the bin. Staff at the recycling centre will not

open plastic bags, so anything placed in a plastic bag will

end up in landfill.

Recycling right: Make sure jars, bottles and cans are

empty and contain no liquid or food. Tip out your liquids

and scrape out any food remains. If you prefer to wash

your recycling use old dishwater instead of fresh water.

Did You Know? After the truck empties your Yellow Recycling Bin its taken to

a factory called a MRF where we sort all your recycling back

into their individual items. Some people put the wrong items

in their Yellow Bin which means sorters have to remove this

rubbish by hand make sure you only place recyclables such

as plastic bottles and containers, aluminium cans, steel cans,

glass bottles and jars, paper and cardboard in the Yellow Bin!

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 7

Tenant Programs & Participation Information

PLH ANNUAL GARDENING COMPETITION

Its time again to remind all of our avid green thumbers, and hopefully some budding gardeners, about PLHs an-

nual garden competition.

The competition is open to all tenants, of all ages. We are looking for inspiration in designs this year. It could be a

patio garden, a paved or potted area, a vegie patch or a children's garden. It could also be

a place in the garden where you go to relax in the peaceful sur-

rounds. Use your imaginationanything is possible!

If you are like me and love Gardening Australia on the ABC,

they have a mile of photos and factsheets to help you with

hundreds of different planting and gardening ideas on their

website at;

http://www.abc.net.au/gardening/factsheets/

feature_gardens.htm

Please provide any specific information about your garden that you would like to make

our judges aware of, such as specific location (e.g. side or rear of house) or special access

requirements.

Judging will commence in September/October 2016. All gardens are judged on design and layout, plant selection,

plant health and maintenance, and water savings measures used in the garden. Ten-

ants will be contacted to be given an allocated judg-

ing time for their garden.

I have also added some photos of tenants gardens to

give you some inspiration. Cant wait to see the re-

sults, so good luck everyone.

Entries Close Friday 17th September 2016

Please contact the office for an entry

form.

http://www.abc.net.au/gardening/factsheets/feature_gardens.htmhttp://www.abc.net.au/gardening/factsheets/feature_gardens.htm

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 8

IM PO RTA NT M ES SA GES FO R TENA NTS

Signs of a Cockroach Problem

We have noticed an increase in German cockroaches at some recent property inspections with some serious infesta-tions also being reported by tenants. German cockroaches are a light brown colour (tan) and are easily identifiable by its small size and by two dark parallel lines running from the back of the head to the wings. They cannot fly and adults grow to approximately 10 15mm long. Usually found in warm areas containing food and moisture, typically the kitchen (e.g. microwave, fridge, stove, toaster etc.), pantries, cupboards under sinks, or near hot water sys-tems. German cockroaches are mostly active at night, when they forage for food, water, and mates. During the day they hide in cracks and crevices and other dark sites that provide a warm and humid environment. They may be seen during the daytime, particularly if a heavy infestation is present or if there is some other stress, such as a lack of food or water or an application of pesticides. Sanitation is by far the most important component of any pest control effort! Failure to practice good housekeeping is the primary reason for outbreaks of German Roaches. Like most pests, German Roaches require 3 things to thrivefood, water, and shelter To eradicate German cockroach infestations, a professional pest control spray (fogging) will likely be needed The treat-ment is required twice. The first, is to kill all the cockroach-es. The second spray will be in approximately 4 6 weeks to treat all the eggs that have hatched which will break the breeding cycle. PLH offers a payment plan for those who are eligible, which you can organise with your Housing Manager. If you require further information or have any questions please call the office.

WATER METER READINGS

FOR THOSE TENANTS IN CAPITAL

PROPERTIES, (NOT LEASED THROUGH

REAL ESTATES/OWNERS) A REMINDER

THAT YOUR 6 MONTHLY WATER METER

READING WILL BE CARRIED OUT BY PLH

CONTRACTORS IN

MARCH / APRIL 2016

REMINDER:

IT IS THE TENANTS

RESPONSIBILITY TO

ENSURE THAT WATER METERS ARE CLEAR

OF GRASS AND VEGETATION AND EASILY

ACCESSIBLE BY OUR CONTRACTORS AND

COUNCIL.

AN EXCEPTION IS IF THE WATER METERS

ARE IN COMMON AREA AND THE GARDENS

ARE MAINTAINED BY PLH.

The answer to the Word

Decoder Competition on

page 12 is;

BASKET

FILLED

WITH

EASTER

EGGS

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 9

Please always put your tenant ID as reference number on payments, particularly

when using mobile phones (you may have to scroll down to the bottom to find it).

IM PO RTA NT M ES SA GES FO R TENA NTS

CENTRELINK DEDUCTION &

CONFIRMATION SERVICES

If you haven't already done so, please consider completing

an MCA form which will allow Pacific Link to confirm

your Income details, adjust Centrepay and update rent as-

sistance (at 6 month rent reviews) with Centrelink, elec-

tronically.

This means when there are rent reviews and/or changes to

your income, we have the authority to amend the amount

of rent you are charged.

This will save you having to personally complete a rent

certificate or tell the department every time your rent

changes.

EXTRA RENT PAYMENTS

Did you know you have the option to pay extra money to-wards your non-rent account? By paying some extra money from as little as $10 per fortnightadds up to $130 over 6 months. You could have a good part of your water bill paid for, or all of it in some cases. Either way youre still ahead!

CONTACT US

If you have any questions or require further

information about your rent or non-rent pay-

ments, please call the Accounts department

and speak with a staff member.

If you are having financial diffi-

culties call today!

Contacting Pacific Link

To ensure you of the best possible service,

please contact the office to make an

appointment, if you need to meet with

our staff in person.

There have been many occasions when

tenants call in to speak with someone in

particular i.e. housing managers, or rents

& accounts staff, only to find they are not

in the office, or they cannot make time

due to their schedules etc.

To give you the time you deserve and

make better use of your time, please, call

first. Often a phone call may be all that is

required to solve a problem or clarify in-

formation.

To make appointments, call the of-

fice and speak with reception on

(02) 43324 7617 or toll free 1300

654 973; or email: in-

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 10

IM PO RTA NT M ES SA GES FO R TENA NTS

ANTISOCIAL BEHAVIOUR (ASB) REFORMS

NSW Parliament passes Anti Social Behaviour reforms, 15 October 2015.

All NSW social housing providers have to work within the legislative requirements of The Residential Tenancies

Act 2010 (NSW), which includes a section requiring landlords to ensure that their tenants do not act in a way

which interferes with their neighbours peaceful enjoyment of their premises.

Social housing providers (both Public housing and community housing) have recently acquired a range of new

powers to tackle antisocial behaviour (ASB).

The Residential Tenancies and Housing Legislation Amendment Bill provides a new layer of tools for social hous-

ing providers to deal with tenants who commit serious crimes or other types of antisocial behaviour.

In summary, the legislation will:

Require mandatory termination of a tenancy if a tenant or occupant engages in certain criminal activity

Introduce a 'three strikes' policy for alleged breaches of the tenancy, with conclusive presumptions of breach

in proceedings for termination at the Tribunal

Allow anonymous evidence from neighbours in terminations proceedings at the Tribunal

Allow conclusive evidence certificates of costs of work undertaken by the social housing landlord

What is Antisocial Behaviour?

ASB is behaviour which disturbs the peace, comfort or privacy of other tenants or neighbours or the surrounding

community which causes a breach of the tenancy agreement under the provisions of the Residential Tenancies Act

2010. What is regarded as anti-social varies according to local culture and practice and the degree of tolerance of

difference within a community. However ASB, at least in general terms, can include:

Noise Intimidation through threats or actual violence harassment Homophobic behaviour

Abusive behaviour aimed at causing distress or fear to certain people e.g. elderly or disabled people

Hate crime targeted at a person e.g. ethnicity, religion, sexual orientation Dumping rubbish

Animal nuisance, including dog fouling Vandalism, property damage and graffiti.

Pacific Link Housing is currently reviewing policies in view of this new legislation and will advise tenants of any

changes to our current procedures.

Further information can be found at http://www.fairtrading.nsw.gov.au/ and http://www.tenants.org.au/

or call 133 220.

As always, please do not hesitate to call us at PLH, if you have any questions or concerns.

http://www.fairtrading.nsw.gov.au/http://www.tenants.org.au/

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 11

This is a reminder to all tenants that Pacific

Link is using SMS as part of our

communication strategy.

We are using the SMS service for the following pur-

poses, which may be added to over time:

Confirmation of appointment/inspection times

Notification of tenant forums, outings or pro-

grams

Notification of upcoming events or mail-outs

Rent arrears reminders

Rent review information and reminders.

Our messages will always be

identified as being from Pacific

Link.

Opt-Out Option

The legislation covering SMS mes-

sages does not require us to obtain your consent due

to our existing relationship with you. Nor are we re-

quired to provide an opt-out or unsubscribe function

for purely factual messages. However, should you

wish to not receive further messages, the opt-out

function will be available.

Replies to SMS

Our SMS service only receives replies within 3 days or

72 hours of a message being sent by us. After this

time, any return message from you will not be re-

ceived instead you should contact the office.

Keeping Updated

For the SMS to be effective and so you dont miss ap-

pointments, please ensure you keep Pacific Link up to

date with your current mobile number. Please call the

office on 4324 7617 to let us know of any changes.

I MP O R TA N T ME S S A G ES F O R

TE N A N TS Did You Know?

The Average weekly Australian household costs are;

$20 - bakery products

$32 - meals in restaurants

$7 - shoes

$13 - household appliances

$12 - mobile phone

$9 - child care

$14 - audio visual equipment

$9 - books & newspapers

$52 - holidays

$11 - animal expenses

$11 - personal care

$20 - health practitioners

Weekly spend by life stage

Lone person aged under 35

Couple only ( person aged under 35)

Couple with kids (eldest child under 5)

Couple with kids (eldest child be-tween 5-14)

Couple with kids (eldest child be-tween 14-24)

Housing $278 $360 $364 $325 $242

Fuel & power $20 $26 $28 $43 $48

Food & drink $104 $207 $224 $279 $314

Clothing & footwear

$23 $52 $54 $64 $82

Medical & health ex-penses

$24 $58 $67 $77 $104

Alcohol $24 $41 $26 $31 $35

Transport $142 $224 $220 $254 $332

Recreation $106 $182 $132 $208 $253

TOTAL $869 $1,429 $1,484 $1,670 $1,900

There is a lot of information and ideas on the Money

Smart website: https://www.moneysmart.gov.au

https://www.moneysmart.gov.au

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 12

Harmony Day 21st March

Harmony Day, 21 March, celebrates Australias cultural diversity. Its about inclusiveness, respect

and a sense of belonging for everyone.

It is a day for all Australians to embrace cultural diversity and to share what we have in common.

The central message for Harmony Day is that everyone belongs, reinforcing the importance of

inclusiveness to all Australians.

The theme for Harmony Day 2016 is Our diversity is our strength.

To find out more of whats on and other events in

your region click on the following links;

http://www.harmony.gov.au

https://whatson.cityofsydney.nsw.gov.au/programs/living-in-harmony-festival

Dont forget about A Taste of Harmony

Discover and explore recipes from a lot of different countries; learn about national costumes, games of

the world; learn a lingo and cultural quizzes.

A Taste of Harmony

NSW Seniors Week

NSW Seniors Festival is your time to shine. With hun-dreds of events and special offers, there's something

for everyone, and there's something near you.

2016 NSW Seniors Festival will run Friday 1 April to Sunday 10 April, 2016.

NSW Seniors Festival is made possible by the valuable

support of government, community and commercial

organisations who deliver hundreds of events across

the state. Many more will be listed as NSW Seniors

Festival draws near!

Check this link for more details;

http://www.nswseniorsweek.com.au/events

There is also the annual Premier's Gala Concerts which are a popular free event for seniors, produced by the NSW Government. This year's theme is Puttin' on the Ritz.

The 2016 Premier's Gala Concerts will be held:

Concert 1: Tuesday 5 April at 11.00am

Concert 2: Tuesday 5 April at 2.15pm

Concert 3: Wednesday 6 April at 11.00am

Concert 4: Wednesday 6 April at 2.15pm

Tickets will be available from 9.00am on Tuesday 23 February 2016 through Ticketek.

Bookings are essential and can be made via any of the following:

Online: www.ticketek.com.au

NSW Ticketek outlets & Westfield concierge desks

1300 130 613 (if booking by phone, expect lengthy delays)

Direct train services to Sydney Olympic Park will operate for the 2016 Premiers Gala Concerts, thanks to Transport for NSWs special event train timetable.

C OM MU NITY NEW S & INFO RMA TIO N

http://www.harmony.gov.auhttps://whatson.cityofsydney.nsw.gov.au/programs/living-in-harmony-festivalhttps://whatson.cityofsydney.nsw.gov.au/programs/living-in-harmony-festivalhttp://www.tasteofharmony.org.au/ideashttp://www.nswseniorsweek.com.au/eventshttp://www.nswseniorsweek.com.au/events

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 13

C OM MU NITY NEW S & INFO RMA TIO N

Simple ways to save money Small changes can make a big difference to your bank balance. Change one thing you do regularly and you could save money. Some examples are:

Here are some tips for saving money next time you're at the supermarket:

Take a list so you don't forget anything. Only buy what's on

the list. This makes it easier to stick to your budget.

Put your grocery money in an envelope. Don't take any oth-

er cash or cards with you so you can only spend what you

have.

Buy in bulk and only go grocery shopping once a fortnight.

Use all the food in your pantry before you buy more.

Eat a meal or snack before you go to the supermarket.

When you are not hungry, you tend to buy less food. Change one habit and save:

Give up drinking coffee or cut down on alcohol - it may

sound scary but it will save you money and can have health

benefits

Cancel your gym membership and walk to work instead

Make your lunch at home

Have people over for dinner rather than going out and ask

everyone to bring a plate of food

Borrow books and DVDs from the library

Lock up your credit card for a month and only pay for

things with cash

Get into the habit of checking your bank statements

Set a limit for birthday and Christmas presents or give

homemade gifts

Check op-shops and local markets for bargains

Ask your neighbours, friends or family if you can borrow

tools or gardening equipment, rather than buy new items https://www.moneysmart.gov.au/ for further infor-mation and advice on money matters

https://www.moneysmart.gov.au/managing-your-money/banking/checking-your-bank-statementhttps://www.moneysmart.gov.au/managing-your-money/budgeting/simple-ways-to-save-money

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 14

In your grandparents' generation, 'normal' was very different.

Firstly, our lives have become busier and we do both a lot more and a lot less at the same time. For a start we don't physically move as much, with more of us working in sedentary jobs, spending much of the day sitting. We drive rather than use our legs and walk - we watch television and use mobile phones and devices for hours on end. We will often take shortcuts wherever we can.

Secondly, we are eating far more unhealthy foods and not enough good stuff. Por-tion sizes have gone up, but fruit and vegetable consumption has gone down. We eat take away at lunchtime instead of a packed lunch and the amount of sugar con-sumed has grown exponentially - in our grandparents' day confectionary was a treat but today entire supermarket aisles are dedicated to it.

Basically we are opting for ease instead of health. It is all too easy to think it's normal, but it's not. In fact, it's creating a huge problem for us, our health and society at large. More than 52% of adults in NSW are either overweight or obese. That means it's "normal" for around half the state's population to carry extra kilos that can lead to serious illness like heart disease, stroke, cancer and type 2 diabetes.

Make Healthy Normal is about adding a few extra activities to your daily routine to increase the amount of time spent moving! Its not about becoming a gym junkie, it's about adding incidental activities and making small changes to your day, moving more and decreasing the amount of time you spend sitting. Be creative! Leave your desk for lunch, have a 'walk and talk' meeting, or get up and move during TV commer-cial breaks. If you can move around while you read this, youve already made a start!

It's a problem that not only compromises our health, it reduces our quality of life and costs the state of NSW over $19 billion a year. So it should come as no surprise that the organisation behind 'Make Healthy Normal' is NSW Health. With this new cam-paign, NSW Health is aiming to challenge our current perceptions of an unhealthy normal, and provide simple and effective solutions to help you make healthy choices.

On this website you'll find dozens of ideas, tips, recipes and exercises that can help you on your journey to a new, healthier "normal".

Join the movement

Why not sign up and join the Make Healthy Normal movement. Youll get a 10 week health and activity plan designed just for you, along with reminders and tips to help you complete each step. And dont wor-ry! Take the quiz on the make healthy normal website: click here or call Your FREE Health Coach! GET STARTED NOW 1300 806 258

C OM MU NITY NEW S & INFO RMA TIO N

https://www.makehealthynormal.nsw.gov.au/finding-new-normal/quizhttp://www.gethealthynsw.com.au/get-started

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 15

E A ST E R R E C I PE I D E A S

E A ST E R SL I CE

Ingredients

150g butter, melted, cooled

1 cup firmly packed brown sugar

1 egg, lightly beaten

1 teaspoon vanilla extract

1/2 cup plain flour

1/3 cup self-raising flour

1/4 cup cocoa powder

1/2 cup desiccated coconut

130g packet white chocolate

Easter eggs, foil removed

Chocolate ganache

200g block milk chocolate, chopped

1/3 cup thickened cream

Method

Step 1Preheat oven to 180C/160C fan-forced. Grease a 20cm

x 30cm lamington pan. Line with baking paper extending paper

2cm from edge of pan at long ends.

Step 2 Place butter, sugar, egg and vanilla in a large bowl. Stir

until well combined. Sift over flours and cocoa. Add coconut.

Stir to combine. Spread mixture into prepared pan. Bake for 25

to 30 minutes or until firm to touch. Cool completely in pan.

Step 3Make Chocolate ganache: Combine chocolate and cream

in a heatproof, microwave-safe bowl. Microwave on medium-

high (75%) for 2 minutes, stirring every 30 seconds with a metal

spoon, or until melted and smooth. Spread ganache evenly over

cold base.

Step 4Using the picture as a guide, gently press Easter eggs

into ganache. Refrigerate for 20 minutes or until set. Cut into

squares. Serve.

T U N A , CO R N & E G G P IE S

Ingredients

12 large multigrain bread slices, crusts

removed

425g can tuna in spring water, drained

15g baby spinach leaves, roughly

chopped

125g can corn kernels, drained

6 eggs

2 eggwhites

Method

Step 1Preheat oven to 180C/160C

fan-forced. Grease 12 holes of a 1/3 cup

-capacity muffin pan. Place bread on a

chopping board. Using a rolling pin,

flatten slightly. Line muffin holes with

bread slices.

Step 2

Combine tuna,

spinach and

corn in a

bowl. Whisk

eggs and egg-

whites togeth-

er in a jug.

Step 3Divide tuna mixture between

bread cases. Pour egg mixture over fill-

ings. Bake for 20 to 25 minutes or until

egg has set. Stand for 5 minutes.

Remove pies from pan. Cool. Wrap each

pie in plastic wrap. Refrigerate.

Pacific Link Housing Suite 2Level 1, 10 William St Gosford Phone: (02) 4324 7617 Page 16

EASTER COMPETTITIONWIN A FAMILY PASS TO THE ROYAL EATER SHOW

Word Decoder Puzzle Instructions: Match the picture in the Word Puzzle with the same picture in the Alphabet Key. On the Word Puzzle, write the letter that appears below the matching picture in the Alphabet Key to solve the word decoder puzzle. Alphabet Key

Write the word decoder puzzle answer below:

__ __ ______ ______ ______ ______ __ __ ____ ______ ___ ___ ______ _______

__ __ __ ____ _______ ____ __ _______ ______ __ __ __ ______

______ ___ ______ ______

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

S

T

U

V

W

X

Y

Z

Name: Age:

Address:

Post your completed entry by Friday 25th March to;

PLH PO Box 1888 Gosford NSW 2250