consumer buying behavior online shopping (2)-report
TRANSCRIPT
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Online Consumer
Buying BehaviourA Market Research
Ankur Mehrotra 2007B10Anshul Kapoor 2007B12
Anuja ua 2007B1!
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Table of Contents
Table of Contents..................................................................................................................2
Executive Summary...............................................................................................................3
Introduction............................................................................................................................5
Objectives..........................................................................................................................5
Primary esearc! Objective...........................................................................................5
Secondary esearc! Objectives....................................................................................5
"et!odolo#y..........................................................................................................................$
Survey %dministration........................................................................................................$
Sam&lin# ..........................................................................................................................$
'ata eduction.................................................................................................................. (
'ata %nalysis.....................................................................................................................(
)indin#s.................................................................................................................................*
COSS T%+,-%TIOS....................................................................................................*
E/ESSIO %%-0SIS...............................................................................................21
%O%............................................................................................................................ 2$
C-,STE %%-0SIS......................................................................................................2(
'ISCI"I%T IT4 C-,STE %%-0SIS.................................................................3
)%CTO %%-0SIS........................................................................................................32
Conclusions.........................................................................................................................3(
%nnexures...........................................................................................................................36
%nnexure 1a7 %##lomeration Sc!edule for Cluster %nalysis...........................................8
%nnexure 1b7 Correlation "atrix for )actor %nalysis........................................................82
%nnexure 1c7 %O% Table for e#ression %nalysis......................................................85
%nnexure 2a7 9uestionnaire for Ex&loratory esearc!....................................................8$
%nnexure 2b7 )inal 9uestionnaire....................................................................................8*
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Executive SummaryT!e &roject focused on findin# out t!e Online +uyin# +e!aviour of consumers
bet:een t!e a#e #rou& of 1*;3 years.T!e stated objective of t!e study :as furt!er
brouency of &urc!ases= avera#e s&endin#= factors
affectin# buyin# decision &rocess etc.
T!e ex&loratory researc! :as carried out :it! 2( res&ondents :it! a set of 1 o&en
ended >uestions. T!e ex&loratory findin#s !el&ed us in determinin# t!e
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IntroductionIndia !as t!e :orlds 8 t! lar#est Internet user base= :!ic! crossed t!e 1 million marue to reduce data com&lexity by reducin# t!e
number of variables bein# studies. It !el&s identify latent or underlyin# factors from an array
of seemin#ly im&ortant variables. T!is &rocedure !el&s #ainin# insi#!t into &syc!o#ra&!ic
variables.
Findings
CROSS TA!"AT#O$S
a" Cre#it Car#$ %re&uency o' (urchase
)ull *ypothesis+ %t 65G si#nificance level= o:nin# a credit card does not !ave any
im&act on t!e fre>uency of &urc!ase.
Alternate *ypothesis7 %t 65G si#nificance level= o:nin# a credit card !as an
im&act on t!e fre>uency of &urc!ase.
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Online Buying Behavior Page 6
O,nCre#itCar# - %re&o'(urchase Crossta.ulation
Count
%re&o'(urchase /otal
Oncea
Mont
h
2 $!/imes
a
Mont
h
Oncein !
Month
s
Oncein
Month
s
)ever
/rie#
Oncea
Month
O,nCre#itCa
r#
e
s
23 18 2* 11 1 ((
)o 3 2 11 1 5 31
/otal 2$ 1$ 36 21 $ 1*
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As the p$value 'rom the ta.le is lesser than 0034 ,hich is our assume# level o'
signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample population4
o,ning a cre#it car# has an impact on the 're&uency o' purchase
." 5$.anking$%re&uency o' (urchase
)ull *ypothesis7 %t 65G si#nificance level= e;banuency of &urc!ase.
Alternate *ypothesis+%t 65G si#nificance level= e;banuency of &urc!ase.
Online Buying Behavior Page 11
Chi$6&uare /ests
alue #' Asymp
6ig 82$
si#e#"
(earson Chi$
6&uare
1*.222aJ 8 .1
9ikelihoo#
Ratio
1(.6$2 8 .1
9inear$.y$
9inear
Association
15.313 1 .
) o' ali#
Cases
1*
a 3 cells 3.GJ !ave ex&ected count less
t!an 5. T!e minimum ex&ected count is
1.(2.
Case (rocessing 6ummary
Cases
ali# Missing /otal
)(ercen
t )(ercen
t )(ercen
t
O,nCre#itCa
r# -
%re&o'(urcha
se
1
*
1.
G .G
1
*1.G
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Online Buying Behavior Page 12
5:.anking - %re&o'(urchase Crossta.ulation
Count
%re&o'(urchase /otal
Once
a
mont
h
2$!
times
a
mont
h
Once
in !
month
s
Once
in
month
s
)eve
r
trie#
Once
a
mont
h
5:.anki
ng
e
s
22 15 3211 *
)o 3 1 $ 1 ( 2(
/otal 25 1$ 3* 21 ( 1(
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Online Buying Behavior Page 13
Chi$6&uare /ests
alue #' Asymp
6ig 82$
si#e#"
(earson Chi$
6&uare
33.862a
J
8 .
9ikelihoo#
Ratio
32.*85 8 .
9inear$.y$
9inear
Association
2.(3( 1 .
) o' ali#
Cases
1(
a 2 cells 2.GJ !ave ex&ected count
less t!an 5. T!e minimum ex&ected
count is 1.((.
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As the p$value 'rom the ta.le is lesser than 0034 ,hich is our assume# level o'signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample population4
5$.anking has an impact on the 're&uency o' purchase
c" ;en#er$Amount 6pent
)ull *ypothesis7 %t 65G si#nificance level= #ender does not !ave any im&act on
t!e avera#e amount s&ent &er &urc!ase made online.
Alternate *ypothesis7 %t 65G si#nificance level= e;ban
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Online Buying Behavior Page 15
Chi$6&uare /ests
alue #'Asymp 6ig
82$si#e#"
(earson Chi$
6&uare
2.(*6aJ 8 .568
9ikelihoo# Ratio 2.*11 8 .56
9inear$.y$9inear
Association
.3 1 .655
) o' ali# Cases 1$
a 1 cells 1.GJ !ave ex&ected count less
t!an 5. T!e minimum ex&ected count is 8.*1.
;en#er - Amount6pent Crossta.ulation
Count
Amount6pent/ota
l
9es
s
tha
n
300
300
$
100
0
100
0 $
200
0
200
0 $
300
0
;reate
r than
3000
9ess
than
300
;en#e
r
Male 11 13 6 2( 12 (2
%emal
e
( 8 $ 6 * 38
/otal 1* 1( 15 3$ 2 1$
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As the p$value 'rom the ta.le is greater than 0034 ,hich is our assume# level o'signi'icance4 ,e accept the null hypothesis4 that is4 'or the sample population< gen#er
#oes not have any impact on the average amount spent per purchase ma#e online
Online Buying Behavior Page 1$
Case (rocessing 6ummary
Cases
ali# Missing /otal
) (ercent ) (ercent )(erc
ent
;en#er -
Amount6pent1$ 1.G .G 1$
1.
G
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#" ;en#er$%re&uency o' (urchase
)ull *ypothesis7 %t 65G si#nificance level= #ender does not !ave any im&act on
t!e fre>uency of &urc!ase of online &roducts and services.
Alternate *ypothesis7 %t 65G si#nificance level= #ender !as an im&act on t!e
fre>uency of &urc!ase of online &roducts and services.
Online Buying Behavior Page 1(
;en#er - %re&o'(urchase Crossta.ulation
Count
%re&o'(urchase /otal
Once
a
Month
2$!
/imes
aMont
h
Once
in !
Months
Once
in
Months
)eve
r/rie#
Once
aMonth
;en#e
r
Male 2 18 2( 6 3 (3
%emal
e
8 2 13 113 33
/otal 28 1$ 8 2 $ 1$
Chi$6&uare /ests
alue #' Asymp
6ig 82$
si#e#"
(earson Chi$
6&uare
11.2(*a
J
8 .28
9ikelihoo# Ratio 11.866 8 .21
9inear$.y$9inear
Association
6.*8 1 .3
) o' ali# Cases 1$
a 3 cells 3.GJ !ave ex&ected count
less t!an 5. T!e minimum ex&ected count
is 1.*(.
Case (rocessing 6ummary
Cases
ali# Missing /otal
) (ercen
t
) (ercen
t
) (ercen
t
;en#er -
%re&o'(urcha
se
1
$
1.
G
.G 1
$
1.G
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As the p$value 'rom the ta.le is lesser than 0034 ,hich is our assume# level o'
signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample populationuency of &urc!ase of online &roducts and services.
Alternate *ypothesis7 %t 65G si#nificance level= income of res&ondents !as an
im&act on t!e fre>uency of &urc!ase of online &roducts and services.
Online Buying Behavior Page 16
=ncome - %re&o'(urchase Crossta.ulation
Count
%re&o'(urchase /otal
Once a
Month
2$!
/imes a
Month
Once in
!
Months
Once in
Months
)ever
/rie#
Once a
Month
=ncome
9ess
than
10000
2 1 3
10000$
200001 2 5 1 6
20000$
!00002 2 11 2 1(
!0000$
300005 3 1 6
30000$
1000002 1 1 8
;reater
than
100000
1 1 2 8
/otal 13 8 16 6 1 8$
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Online Buying Behavior Page 2
Chi$6&uare /ests
alue #'Asymp 6ig
82$si#e#"
(earson Chi$
6&uare2*.6$$aJ 2 .**
9ikelihoo# Ratio 26.(5* 2 .(8
9inear$.y$9inear
Association2.*$ 1 .68
) o' ali# Cases 8$
a 26 cells 6$.(GJ !ave ex&ected count less t!an 5.
T!e minimum ex&ected count is .(.
Case (rocessing 6ummary
Cases
ali# Missing /otal
)(ercen
t)
(ercen
t)
(ercen
t
=ncome -
%re&o'(urcha
se
8$1.
G .G 8$ 1.G
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As the p$value 'rom the ta.le is greater than 0034 ,hich is our assume# level o'
signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample populationuency of Purc!ase of
&roducts and services online= o:nin# a Credit Card= "arital Status= Education and %#e= :as
done usin# SPSS. T!e details are as belo:7
aria.les 5ntere#>Remove#8."
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Mo#e
laria.les 5ntere#
aria.les
Remove#Metho#
1"aritalStatus= )re>ofPurc!ase=
Education= CreditCard= %#eaJ. Enter
2 %#e+ac
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2.1*$
5#ucation ;.152 .22 ;.($ ;.(53 .858
Marital6tatus .3*8 .8$8 .6$ .*2* .81
2
8Constant" 2.*6( .612 3.1(* .2
%re&o'(urcha
se.83 .121 .331 3.323 .1
Cre#itCar# ;.(55 .35 ;.258;
2.8((.15
5#ucation ;.138 .166 ;.$( ;.$(1 .58
Marital6tatus .538 .86 .138 1.38 .16$
!
8Constant" 2.5$8 .($2 3.3$8 .1
%re&o'(urcha
se.815 .12 .381 3.8$( .1
Cre#itCar# ;.((2 .33 ;.256;
2.58(.13
Marital6tatus .5$1 .8$ .18 1.3* .1(1
?
8Constant" 3.3$$ .86$ $.(*1 .
%re&o'(urcha
se.8* .12 .335 3.363 .1
Cre#itCar# ;.**2 .268 ;.26(;
3.5.3
a 'e&endent ariable7 %mtS&ent
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%s can be seen from t!e above table= t!e inde&endent variables can be #radually removed
in t!e re#ression model as t!ey dont !ave any si#nificant im&act on t!e value of 2. T!e
value of 2is >uite lo: and so it can be said t!at t!e re#ression model does not fit into t!edata very :ell. %lso= t!e sum of s>uares of re#ression is lesser t!an t!e sum of s>uares of
residuals and t!is reiterates t!e findin#s of 2. T!is is because if t!e sum of s>uares of
re#ression is lesser t!an t!e sum of s>uares of residuals= t!en t!e inde&endent variables do
not ex&lain t!e variation in t!e de&endent variable :ell. !ile cross tabs su##est a &ositive
relations!i& bet:een multi&le &airs of factors= t!e linear correlation model= :it! all factors
to#et!er= does not fit in :it! t!e outcomes.
Online Buying Behavior Page 25
5clu#e# aria.les8#"
Mo#e
l
Beta =n t 6ig(artial
Correlation
Collinearity
6tatistics
/oleranc
e
/oleranc
e
/oleranc
e/olerance /olerance
2 Age .*3aJ .$6$ .8*6 .(( .$*2
!
Age .(1bJ .$$ .58$ .$( .$68
5#ucation ;.$(bJ ;.$(1 .58 ;.(8 .6$2
?
Age .122cJ 1.1$8 .28* .12( .*(8
5#ucation ;.*cJ ;.(6* .82( ;.*( .6(1
Marital6tatu
s.18cJ 1.3* .1(1 .15 .62$
a Predictors in t!e "odel7 ConstantJ= "aritalStatus= )re>ofPurc!ase= Education=
CreditCard
b Predictors in t!e "odel7 ConstantJ= "aritalStatus= )re>ofPurc!ase= CreditCard
c Predictors in t!e "odel7 ConstantJ= )re>ofPurc!ase= CreditCard
d 'e&endent ariable7 %mtS&ent
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Means (lots
Income
Greater than
100000
50000-
100000
30000-500000000-3000010000-0000!ess than
10000
"00
Mean
ofFrequency
3"00
"#0
"60
"40
"0
"00
T!e &;value from t!e %O% table is #reater t!an t!e si#nificance value of .5 assumed
by us. T!us= at t!is si#nificance level :e acce&t t!e null !y&ot!esis. So :e can conclude
t!at income does not !ave an im&act on t!e fre>uency of &urc!ase of online &roducts and
services for t!ese res&ondents. 'o remember t!at t!e same conclusion :as arrived at
:!en Cross tabulation of location and usa#e rate :as &erformed earlier.
C"!ST%R A$A"'S#S
T!e cluster analysis :as run :!ere &eo&le :ere surveyed about t!eir attitudes to:ards
internet s!o&&in#. T!e &references indicated by res&ondents :ere used to find out t!e
consumer se#ments t!at react differently to different &arameters related to online s!o&&in#.
T!e se#ments obtained :ould #ive an understandin# as to !o: t!e consumers are &laced
in terms of t!eir attitudes.
4ierarc!ical clusterin# :as done to determine t!e initial cluster solution. !ile t!e initial
cluster solution by SPSS #ives us 2 clusters= :e taual to 2.(2 form anot!er cluster.o: :e execute t!e M;"ean cluster to #et t!e
final cluster solution and t!rou#! %O% table :e #et t!at all t!e variables bear
si#nificance at 65G confidence level.
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ANOVA
Cluster Error F Sig.
Mean S$uare df Mean S$uare f Mean
S$uare df
&nternet'sMall ("1)0 "515 103 5"#14 "000
!atest&nfo 1"(44 "341 103 5"116 "00#
*++esi,ilit 6"364 "536 103 11"#(4 "000
.on'enien+e ("43) "36( 103 (4"#1) "000
Sa'etime ("4#5 "60# 103 1"31 "000*n/here*ntime ")35 "55) 103 5"55 "00(
.redit.ardSafe 3"441 "61) 103 5"56 "005
Se+ifi+ateime 6"3)3 "553 103 11"554 "000
Guaranteed2ualit 4"3(# "46) 103 )"334 "000
is+ounts )"5#1 "(10 103 13"500 "000
asslefree #"64) "6)1 103 1"51# "000
.ashoneli'er 1"011 "()1 103 1"(# "#3
asFind 5"5#5 "#3# 103 6"66# "00
Fa+edPro,lems "#66 "(30 103 1"1#6 "30)
.ontinue 6"6# "#3 103 #"11 "001
ou+handFeel 5"330 "(# 103 ("30 "001
eli'erPro+ess #"#4 "4)) 103 16"61 "000
o.redit.ard 1"3# ")50 103 13"035 "000
he F tests should ,e used onl for des+riti'e uroses ,e+ause the +lusters ha'e ,een +hosen to maimi7ethe differen+es among +ases in different +lusters" he o,ser'ed signifi+an+e le'els are not +orre+ted for this andthus +annot ,e interreted as tests of the hothesis that the +luster means are e$ual"
Final Cluster Centers
Cluster
1 3&nternet'sMall 3"3# "0) 4"00
!atest&nfo 1"5# 1"(# "05
*++esi,ilit 1"3( 1")4 "1#
.on'enien+e "6 1"#1 3"#6
Sa'etime "33 1"5) "55
*n/here*ntime 1"## "0) "50
.redit.ardSafe "5 "(# 3"1#
Se+ifi+ateime "10 "# 3"00
Guaranteed2ualit ")# 3"56 3"55
is+ounts "15 "( 3"3
asslefree"54 "03 3"1#.ashoneli'er "15 "34 "50
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asFind "00 "63 "6#
Fa+edPro,lems "5 "#1 "5)
.ontinue "40 ")4 3"(
ou+handFeel 1"#1 "53 1")5
eli'erPro+ess "4 "66 3"45
o.redit.ard 4"0# 3"#1 "#
aria.le escription Cluster 1 832" Cluster 28!2" Cluster !822"
I prefer making a purchase from internet than using local
malls or stores
'isa#ree Stron#ly %#ree Stron#ly'isa#ree
I can get the latest information from the Internet regarding
different products/services that is not available in the market.
Stron#ly %#ree %' Stron#ly'isa#ree
I have sufficient internet accessibility to shop online. Stron#ly %#ree "ildly 'isa#ree Stron#ly
'isa#ree
Online shopping is more convenient than in-store shopping. "ildly %#ree Stron#ly %#ree Stron#ly'isa#ree
Online shopping saves time over in-store shopping. 'isa#ree Stron#ly %#ree Stron#ly'isa#ree
Online shopping allows me to shop anywhere and at anytime. Stron#ly %#ree "ildly %#ree Stron#ly'isa#ree
It is safe to use a credit card while shopping on the Internet. Stron#ly %#ree %' Stron#ly'isa#ree
Online shopping provides me with the opportunity to get the
products delivered on specific date and time anywhere asrequired.
Stron#ly %#ree "oderately %#ree Stron#ly
'isa#ree
Products purchased through the Internet are with guaranteedquality.
Stron#ly %#ree Stron#ly 'isa#ree Stron#ly'isa#ree
Internet provides regular discounts and promotional offers tome.
Stron#ly %#ree %' Stron#ly'isa#ree
Internet helps me avoid hassles of shopping in stores. %' Stron#ly %#ree Stron#ly'isa#ree
ash on !elivery is a better way to pay while shopping on the
Internet.
Stron#ly %#ree %' Stron#ly'isa#ree
"ometimes# I can find products online which I may not find
in-stores.
Stron#ly %#ree Stron#ly 'isa#ree Stron#ly'isa#ree
I have faced problems while shopping online. Stron#ly %#ree Stron#ly 'isa#ree %#ree
I continue shopping online despite facing problems on some
occasions.
Stron#ly %#ree "ildly 'isa#ree Stron#ly'isa#ree
It is important for me to touch and feel certain products before
I purchase them. "o I cannot buy them online.
Stron#ly %#ree Stron#ly 'isa#ree %#ree
I trust the delivery process of the shopping websites. Stron#ly %#ree %#ree Stron#ly'isa#ree
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I do not shop online only because I do not own a credit card. Stron#ly 'isa#ree 'isa#ree Stron#ly%#ree
On t!e basis of t!e above scales= obtained by ratin# t!e relative results= :e can name our
clusters as7
Cluster 1 7 Con'i#ent Online Buyer
Cluster 2 7 @nsure sur'er
Cluster 3 7 Mall 6hopper
D#SCR#M#$A$T )#T* C"!ST%R A$A"'S#S
+y combinin# cluster analysis :it! 'iscriminant analysis= :e could derive a model :!ic!
could &redict cluster members!i& of t!e res&ondents on t!e basis of t!e variables analysed.
T!e cluster solution is c!an#ed :it! M "eans clusterNSave o&tion selected for Cluster
"embers!i&. T!is #ives a ne: column in t!e 'ata S!eet= s!o:in# t!e cluster members!i&
of t!e res&onses. ,sin# t!is data s!eet= 'iscriminant analysis is done over t!e cluster
members!i& column as t!e de&endent variables.
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Eigenalues
a First +anoni+al dis+riminant fun+tions /ere used in the analsis"
!il"s# $am%da
est ofFun+tion8s9
Wilks:!am,da
.hi-s$uare df Sig"
1 through "0( 4#"6( 36 "000 "#) 11("40 1( "000
Canonical &iscriminant Function Coefficients
;nstandardi7ed +oeffi+ients
/he 5igenvalues are greater than 14 an# the ilkDs 9am.a is .elo, 034 this in#icatesthat the iscriminant Mo#el is a.le to eplain the #ata 'airly ,ell
T!e Canonical 'iscriminant )unction Coefficients table contains /rou&;1 number offunctionsD t!e e>uations as derived from above are7
)1 .61Internetvs"allJ ; .6 -atestInfo ; .122 %ccesibility ;.6*6 Convenience .3(
Savetime ; .22* %ny:!ere%nytime L .* CreditCardSafe .2* S&ecific'ateTime ; .$21
/uarentee9uality .85 'iscounts ; .6( 4asslefree .163 Co' ; .3* Easy)ind .26
)acedProblems ; .16* Continue ; .88( Touc!and)eel .3* 'eliveryProcess .*
oCreditCard L 3.3(2
)2 ;.3(2 Internetvs"all .21$ -atestInfo .38$ %ccesibility .(5 Convenience ; .(8(
Savetime .1*5 %ny:!ere%nytime .281 CreditCardSafe .51 S&ecific'ateTime .583
/uarentee9uality ; .232 'iscounts .1* 4assle)ree .2$2 Co' .1$2 Easy)ind .2(2
Online Buying Behavior Page 31
Fun+tion
igen'alue
% of
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)acedProblems .1(6 Continue .$23 Touc!n)eel .2$2 'eliveryProcess ; .$6
oCreditCard L (.122
Classification Function Coefficients
.luster um,er of .ase
1 3&nternet'sMall 6"0)) "4() 5")61
!atest&nfo 10"113 10"#(1 10"#13
*++esi,ilit -4"03 -3"056 -3"04(
.on'enien+e 5"0 3"()# )"4))
Sa'etime "0(( -"(31 -"61
*n/here*ntime 1"33 "440 1"(05
.redit.ardSafe 5")04 6"6#( 6"(15
Se+ifi+ateime 4"0)0 5"135 6"0#(
Guaranteed2ualit 4"1)0 ("3 5"3#5
is+ounts 1"330 1"(0( "#5
asslefree "116 "15 ")44.ashoneli'er #"33# #"31 )"61)
asFind 1"51) 1"))) "0#(
Fa+edPro,lems 5")10 6"44 6"))4
.ontinue -"6#1 "331 -"()
ou+handFeel 6"0(6 #"#46 ("#5
eli'erPro+ess "46 "0#( 3")0)
o.redit.ard 3"#(# "501 1"551
8.onstant9 -()"#6) -#("(31 -116"5(5
Fisher:s linear dis+riminant fun+tions
he a,o'e ta,le ro'ides the linear is+riminant fun+tion /hi+h +an ,e used to =udge the mem,ershi of ea+hdata set , utting the 'alue in ea+h of them> and +hoosing the one /hi+h ro'ides the highest 'alue"
Classification 'esults(a)
.luster um,er of .ase
Predi+ted Grou Mem,ershi otal
1 3 1
?riginal .ount 1 51 1 0 5
0 3 0 3
3 1 0 1
% 1 )#"1 1") "0 100"0
"0 100"0 "0 100"0
3 4"5 "0 )5"5 100"0
a )#"1% of original groued +ases +orre+tl +lassified"
Our 'iscriminant "odel is able to ex&lain 6*.1G of t!e data set correctly= :!ic! is
si#nificantly !i#!= and indicates t!at t!is is a de&endable 'iscriminant "odel for &rediction.
FACTOR A$A"'S#S
T!e res&onses are &ut into SPSS for data reduction t!rou#! )actor %nalysis. T!e details oft!e above are &rovided belo:7
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/otal ariance 5plaine#
Compone
nt
=nitial 5igenvalues5traction 6ums o' 6&uare#
9oa#ings
Rotation 6ums o' 6&uare#
9oa#ings
/otalE o'
ariance
Cumulative
E/otal
E o'
ariance
Cumulative
E/otal
E o'
ariance
Cumulative
E
1 3.*58 21.81 21.81 3.*58 21.81 21.81 2.556 18.216 18.216
2 2.1(5 12.*2 33.861 2.1(5 12.*2 33.861 2.31* 12.*(6 2(.6*
! 1.$52 6.1(5 82.$$$ 1.$52 6.1(5 82.$$$ 2.1$ 11.66( 36.65
? 1.518 *.813 51.* 1.518 *.813 51.* 1.(2( 6.563 8*.$**
3 1.2(( (.6$ 5*.1($ 1.2(( (.6$ 5*.1($ 1.822 (.61 5$.5*6
1.6* $.11 $8.2($ 1.6* $.11 $8.2($ 1.283 $.63 $3.862
7 1.$$ 5.628 (.2 1.$$ 5.628 (.2 1.2( $.(* (.2
F .*(5 8.*56 (5.56
G .((1 8.2*3 (6.382
10 .(3( 8.65 *3.83*
11 .585 3.3 *$.8$(
12 .526 2.636 *6.8(
1! .3*8 2.138 61.581
1? .3(( 2.62 63.$33
13 .35* 1.6** 65.$21
1 .263 1.$2$ 6(.28(
17 .2(* 1.58$ 6*.(63
1F .21( 1.2( 1.
Extraction "et!od7 Princi&al Com&onent %nalysis.
e see from t!e Cumulative Percenta#e column t!at t!ere !ave been seven com&onents
or factors extracted :!ic! ex&lain (.2G of t!e total variance information contained in t!e
ori#inal 1* variablesJ. T!is is an acce&table solution as #enerally= (G of t!e total variance
s!ould be ex&lained by t!e factors for t!e solution to be acce&ted.
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Rotate# Component Matri8a"
Component
1 2 ! ? 3 7
=nternetvsMall .(18 ;.2(6 .186 .5$ .8$ ;.16( ;.281
9atest=n'o .66 .322 ;.18$ .*8 ;.(2 ;.125 ;.15
Accesi.ility ;.83 .15( .15* .*56 .15 .*8 .2
Convenience .(6$ .85 .22 .2$ .3 ;.(* ;.16
6avetime .(2$ .2( ;.8 ;.15 .1( ;.12 .$5
Any,hereAnytime .318 .5(1 .153 .16 .251 .25 ;.38
Cre#itCar#6a'e .23 ;.8$ .$5( ;.8( .6 ;.2(1 ;.81$
6peci'icate/ime .2(2 ;.16* .8$$ .88 ;.16( .321 .1(
;uarantee#Huality .23 .812 .$8( .1$ .(1 ;.128 .36
iscounts .$6 .(18 .2* .233 .65 ;.65 ;.15*
*assle'ree .$68 .225 ;.22 ;.153 ;.126 .32 ;.1(
Cashonelivery ;.121 ;.28 ;.22 .* .123 .**2 ;.12$
5asy%in# .13 .*$6 .1* .183 ;.83 .55 .12
%ace#(ro.lems ;.23 .2 ;.61 .*8 .(** ;.25 .86
Continue .(1 .3(6 .51* ;.8 .555 .15 ;.((
/ouchan#%eel ;.351 ;.$ ;.$ .(6 ;.58$ ;.163 ;.$5
elivery(rocess .112 .135 .(6$ .$5 ;.11 .12$ ;.56
)oCre#itCar# ;.182 ;.13 ;.8( ;.53 .*8 ;.18( .**5
Extraction "et!od7 Princi&al Com&onent %nalysis.
otation "et!od7 arimax :it! Maiser ormaliAation. a otation conver#ed in * iterations.
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%actor aria.les 9a.el 'or the %actor
1 Internet over "allConvenienceSaves Time
Time;bound and comfort see
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Others:
Conclusionse found a stron# inter;de&endence bet:een a fe: variables affectin# online buyin#
be!aviour. )or exam&le= :e found t!at o:nin# a credit card !as a si#nificant im&act on t!efre>uency of online &urc!ases as credit card is t!e most &o&ular mode of &ayment on t!e
Internet. %&art from t!e credit card= E;+anuency of
&urc!ases. %lso= t!e income of an individual does not !ave s!o: any si#nificant relations!i&
:it! t!e fre>uency of &urc!ases. T!ese findin#s are star
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+oo
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Annexures
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Annexure 1a: Agglomeration Schedule for Cluster Analysis
Agglomeration Sc*edule
Stage
ClusterCom%ined
.oeffi+ients
Stage ClusterFirst Appears
etStage
.luster1
.luster
.luster
.luster1
1 105 106 0"000 0 0
16 105 0"000 0 1 4
3 103 104 0"000 0 0 4
4 16 103 0"000 3 6
5 101 10 0"000 0 0 6
6 16 101 0"000 4 5 #
( )) 100 0"000 0 0 #
# 16 )) 0"000 6 ( 10
) )( )# 0"000 0 0 1010 16 )( 0"000 # ) (
11 1) #5 3"000 0 0 31
1 1 )1 4"000 0 0 53
13 #4 #6 5"000 0 0 3
14 31 4) 5"000 0 0 44
15 ) )4 6"000 0 0 0
16 6 )3 6"000 0 0 6
1( 5 #) 6"000 0 0 36
1# 43 #1 6"000 0 0 45
1) 1 65 6"000 0 0 3
0 4 ) ("000 0 15 55
1 5 )0 ("000 0 0 4#
45 46 ("000 0 0 44
3 ( 44 ("000 0 0 4)
4 (0 #( #"000 0 0 35
5 3) # #"000 0 0 46
6 6 6) #"000 16 0 3(
( 4 64 #"000 0 0 (0
# 6 5# #"000 0 0 5(
) 3( #"000 0 0 4)
30 15 33 #"000 0 0 61
31 1) 4( #"500 11 0 36
3 1 #4 )"000 1) 13 5433 30 #3 )"000 0 0 64
34 (3 (4 )"000 0 0 63
35 34 (0 )"000 0 4 54
36 1) 5 )"333 31 1( 55
3( 6 ## )"66( 6 0 50
3# 4 (# 10"000 0 0 53
3) 54 55 10"000 0 0 6(
40 1 53 10"000 0 0 6#
41 5 41 10"000 0 0 45
4 ( 0 10"000 0 0 65
43 (6 () 11"000 0 0 #3
44 31 45 11"000 14 545 5 43 11"000 41 1# (3
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46 3) 11"000 0 5 5#
4( 3 3 11"000 0 0 ()
4# 5 60 11"500 1 0 63
4) ( 11"500 ) 3 6
50 6 3 11"(50 3( 0 5#
51 1# (1 1"000 0 0 )4
5 31 61 1"000 44 0 6
53 1 4 1"000 1 3# 6(
54 1 34 1"50 3 35 61
55 1) 4 1"333 36 0 6#
56 1( 6( 13"000 0 0 #(
5( 6 56 13"000 # 0 64
5# 6 13")33 50 46 (3
5) 50 63 14"000 0 0 66
60 35 4# 14"000 0 0 (0
61 15 1 14"#6 30 54 6)
6 31 14"450 4) 5 (1
63 5 (3 14"500 4# 34 (
64 6 30 14"500 5( 33 (465 ( 5) 15"000 4 0 #1
66 36 50 15"000 0 5) #6
6( 1 54 15"50 53 3) (#
6# 1 1) 15"50 40 55 (1
6) 15 3# 15"##) 61 0 ((
(0 35 4 16"000 60 ( #5
(1 1 16"5 6 6# (4
( 16 5 1("00 10 63 #4
(3 5 6 1("3(5 45 5# ((
(4 6 1("653 (1 64 (#
(5 # (5 1#"000 0 0 )5
(6 ) 40 1#"000 0 0 ##(( 5 15 1#"01( (3 6) #
(# 1 1#"45# 6( (4 #
() 3 ( 1#"500 4( 0 )0
#0 11 5( 1)"000 0 0 100
#1 ( 6 1)"333 65 0 #3
# 1 5 0"361 (# (( #5
#3 ( (6 0"(50 #1 43 #(
#4 16 51 1"(50 ( 0 #)
#5 1 35 "0) # (0 ##
#6 ) 36 "333 0 66 )
#( ( 1( "66( #3 56 )3
## 1 ) 3"(#6 #5 (6 #)
#) 1 16 4"603 ## #4 )
)0 3 #0 4"66( () 0 )3
)1 14 )6 6"000 0 0 )4
) 1 ) ("3 #) #6 )5
)3 3 ( ("50 )0 #( )(
)4 14 1# #"000 )1 51 )6
)5 1 # )"506 ) (5 )6
)6 1 14 30"(53 )5 )4 )(
)( 1 3 3"106 )6 )3 )#
)# 1 10 34"#5 )( 0 100
)) # 6# 36"000 0 0 103100 1 11 3("0# )# #0 101
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101 1 )5 3#"550 100 0 10
10 1 13 43"0#) 101 0 103
103 1 # 43"63( 10 )) 104
104 1 (( 4#"43 103 0 105
105 1 66 66")14 104 0 0
Annexure 1b: Correlation Matrix for Factor Analysis
Correlation Matri
=nter
netv
sMal
l
9at
est=
n'o
Acc
esi
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Con
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re#it
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Correla
tion
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all
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5
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Hualit
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unts;.1
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el 81 8*( 3 312 (( * 3
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Annexure 1c: A!"A Table for #egression Analysis
A)OA8e"
Mo#el 6um o' 6&uares #' Mean 6&uare % 6ig
1
Regression 35.22 5 (.8 8.36$ .1aJ
Resi#ual 126.(1( *1 1.$1
/otal 1$8.62 *$
2
Regression 38.82( 8 *.$( 5.8* .1bJ
Resi#ual 13.863 *2 1.561
/otal 1$8.62 *$
!
Regression 33.(11 3 11.23( (.1* .cJ
Resi#ual 131.26 *3 1.5*1
/otal 1$8.62 *$
?
Regression 3.( 2 15.35 6.$( .dJ
Resi#ual 138.216 *8 1.56*
/otal 1$8.62 *$
a Predictors7 ConstantJ= "aritalStatus= )re>ofPurc!ase= Education= CreditCard= %#e
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b Predictors7 ConstantJ= "aritalStatus= )re>ofPurc!ase= Education= CreditCard
c Predictors7 ConstantJ= "aritalStatus= )re>ofPurc!ase= CreditCard
d Predictors7 ConstantJ= )re>ofPurc!ase= CreditCard
e 'e&endent ariable7 %mtS&ent
Annexure $a: %uestionnaire for Ex&loratory #esearch
4i=
e are conductin# a researc! on consumer be!avior on t!e internet. %s a &art of our
ex&loratory researc! :e re>uest you to s&are a fe: minutes in ans:erin# t!e >uestions
belo:. 'o feel free to as< us for any clarifications or doubts.
0our res&onses :ould serve as a base to our researc!D and :ould #uide us in discoverin#
im&ortant facts about t!e buyin# &rocess.
T!anuently for t!e follo:in# &ur&oses7a. E;mail7b. C!at7c. S!o&&in#7d. ?ob Searc!7
e. Social et:or
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5. !ile &urc!asin# online= :!at are t!e #oods and services t!at you #enerally buyQ
$. !at are t!e &ayment met!ods you #enerally use for online &urc!asesQ
(. !at are t!e different ty&es of &ayment o&tions t!at you !ave come acrossQ
*. 'o you feel it is safe to buy onlineQ
6. !at are t!e features t!at ma
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Annexure $b: Final %uestionnaire
+!%ST#O$$A#R%
'e (ould be than)ful for your coo&eration if you s&are a fe( minutes to ans(er the follo(ing*uestions:
$. !o you use the Internet regularly%
&es 'o
(. On an average# how much time )per week* do you spend while surfing the 'et%
a* +-( hours b* (-, hours
c* ,-$+ hours d* $+-$ hours
e* reater than $ hours
. !o you use 0-banking%
&es 'o
1. !o you own a credit card%
&es 'o
. I am/would be comfortable buying the following categories of products online2
a* 3ood 4 Beverages b* 5pparels
c* 0lectronic Products d* Books
e* ifts f* 6ickets
g* ar or hotel rental h* Pharmaceutical Products
5ny other product# please specify
,. 7ow frequently do you purchase products/services online%
a* Once a month b* (- times a month
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c* Once in months d* Once in , months
5ny other# please specify
8. 9hat is the average amount that you spend per purchase while shopping online%
a* : ;s ++ b* ;s ++-$+++
c* ;s $+++-;s (+++ d* ;s (+++-;s +++
e* < ;s +++
=. 9hich of the following web sites do you shop at%
a*www.rediff.com
b* www.indiapla>a.com
c*www.indiatimes.com
d* www.ama>on.com
e*www.makemytrip.com
f* www.yatra.com
g*www.ebay.com
5ny other# please specify
?. ;ecall your earlier online buying/shopping e@perience and please indicate you degree ofagreement with the following statements2
"trongly5gree
5gree 'either5gree nor
!isagree
!isagree "trongly!isagree
I prefer making a purchase frominternet than using local malls orstores
I can get the latest information fromthe Internet regarding differentproducts/services that is notavailable in the market.
I have sufficient internet
accessibility to shop online.
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http://www.rediff.com/http://www.rediff.com/http://www.indiaplaza.com/http://www.indiatimes.com/http://www.indiatimes.com/http://www.amazon.com/http://www.makemytrip.com/http://www.makemytrip.com/http://www.yatra.com/http://www.ebay.com/http://www.rediff.com/http://www.indiaplaza.com/http://www.indiatimes.com/http://www.amazon.com/http://www.makemytrip.com/http://www.yatra.com/http://www.ebay.com/ -
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Online shopping is more convenientthan in-store shopping.
Online shopping saves time over in-store shopping.
Online shopping allows me to shop
anywhere and at anytime.
It is safe to use a credit card whileshopping on the Internet.
Online shopping provides me withthe opportunity to get the productsdelivered on specific date and timeanywhere as required.
Products purchased through theInternet are with guaranteed quality.
Internet provides regular discountsand promotional offers to me.
Internet helps me avoid hassles ofshopping in stores.
ash on !elivery is a better way topay while shopping on the Internet.
"ometimes# I can find productsonline which I may not find in-
stores.
I have faced problems whileshopping online.
I continue shopping online despitefacing problems on some occasions.
It is important for me to touch andfeel certain products before Ipurchase them. "o I cannot buy themonline.
I trust the delivery process of theshopping websites.
I do not shop online only because Ido not own a credit card.
'ame2 ender2 Occupation2
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