consumer buying behavior online shopping (2)-report

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  • 8/12/2019 Consumer Buying Behavior Online Shopping (2)-Report

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    Online Consumer

    Buying BehaviourA Market Research

    Ankur Mehrotra 2007B10Anshul Kapoor 2007B12

    Anuja ua 2007B1!

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    Table of Contents

    Table of Contents..................................................................................................................2

    Executive Summary...............................................................................................................3

    Introduction............................................................................................................................5

    Objectives..........................................................................................................................5

    Primary esearc! Objective...........................................................................................5

    Secondary esearc! Objectives....................................................................................5

    "et!odolo#y..........................................................................................................................$

    Survey %dministration........................................................................................................$

    Sam&lin# ..........................................................................................................................$

    'ata eduction.................................................................................................................. (

    'ata %nalysis.....................................................................................................................(

    )indin#s.................................................................................................................................*

    COSS T%+,-%TIOS....................................................................................................*

    E/ESSIO %%-0SIS...............................................................................................21

    %O%............................................................................................................................ 2$

    C-,STE %%-0SIS......................................................................................................2(

    'ISCI"I%T IT4 C-,STE %%-0SIS.................................................................3

    )%CTO %%-0SIS........................................................................................................32

    Conclusions.........................................................................................................................3(

    %nnexures...........................................................................................................................36

    %nnexure 1a7 %##lomeration Sc!edule for Cluster %nalysis...........................................8

    %nnexure 1b7 Correlation "atrix for )actor %nalysis........................................................82

    %nnexure 1c7 %O% Table for e#ression %nalysis......................................................85

    %nnexure 2a7 9uestionnaire for Ex&loratory esearc!....................................................8$

    %nnexure 2b7 )inal 9uestionnaire....................................................................................8*

    Online Buying Behavior Page 2

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    Executive SummaryT!e &roject focused on findin# out t!e Online +uyin# +e!aviour of consumers

    bet:een t!e a#e #rou& of 1*;3 years.T!e stated objective of t!e study :as furt!er

    brouency of &urc!ases= avera#e s&endin#= factors

    affectin# buyin# decision &rocess etc.

    T!e ex&loratory researc! :as carried out :it! 2( res&ondents :it! a set of 1 o&en

    ended >uestions. T!e ex&loratory findin#s !el&ed us in determinin# t!e

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    Online Buying Behavior Page 8

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    IntroductionIndia !as t!e :orlds 8 t! lar#est Internet user base= :!ic! crossed t!e 1 million marue to reduce data com&lexity by reducin# t!e

    number of variables bein# studies. It !el&s identify latent or underlyin# factors from an array

    of seemin#ly im&ortant variables. T!is &rocedure !el&s #ainin# insi#!t into &syc!o#ra&!ic

    variables.

    Findings

    CROSS TA!"AT#O$S

    a" Cre#it Car#$ %re&uency o' (urchase

    )ull *ypothesis+ %t 65G si#nificance level= o:nin# a credit card does not !ave any

    im&act on t!e fre>uency of &urc!ase.

    Alternate *ypothesis7 %t 65G si#nificance level= o:nin# a credit card !as an

    im&act on t!e fre>uency of &urc!ase.

    Online Buying Behavior Page *

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    Online Buying Behavior Page 6

    O,nCre#itCar# - %re&o'(urchase Crossta.ulation

    Count

    %re&o'(urchase /otal

    Oncea

    Mont

    h

    2 $!/imes

    a

    Mont

    h

    Oncein !

    Month

    s

    Oncein

    Month

    s

    )ever

    /rie#

    Oncea

    Month

    O,nCre#itCa

    r#

    e

    s

    23 18 2* 11 1 ((

    )o 3 2 11 1 5 31

    /otal 2$ 1$ 36 21 $ 1*

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    Online Buying Behavior Page 1

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    As the p$value 'rom the ta.le is lesser than 0034 ,hich is our assume# level o'

    signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample population4

    o,ning a cre#it car# has an impact on the 're&uency o' purchase

    ." 5$.anking$%re&uency o' (urchase

    )ull *ypothesis7 %t 65G si#nificance level= e;banuency of &urc!ase.

    Alternate *ypothesis+%t 65G si#nificance level= e;banuency of &urc!ase.

    Online Buying Behavior Page 11

    Chi$6&uare /ests

    alue #' Asymp

    6ig 82$

    si#e#"

    (earson Chi$

    6&uare

    1*.222aJ 8 .1

    9ikelihoo#

    Ratio

    1(.6$2 8 .1

    9inear$.y$

    9inear

    Association

    15.313 1 .

    ) o' ali#

    Cases

    1*

    a 3 cells 3.GJ !ave ex&ected count less

    t!an 5. T!e minimum ex&ected count is

    1.(2.

    Case (rocessing 6ummary

    Cases

    ali# Missing /otal

    )(ercen

    t )(ercen

    t )(ercen

    t

    O,nCre#itCa

    r# -

    %re&o'(urcha

    se

    1

    *

    1.

    G .G

    1

    *1.G

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    Online Buying Behavior Page 12

    5:.anking - %re&o'(urchase Crossta.ulation

    Count

    %re&o'(urchase /otal

    Once

    a

    mont

    h

    2$!

    times

    a

    mont

    h

    Once

    in !

    month

    s

    Once

    in

    month

    s

    )eve

    r

    trie#

    Once

    a

    mont

    h

    5:.anki

    ng

    e

    s

    22 15 3211 *

    )o 3 1 $ 1 ( 2(

    /otal 25 1$ 3* 21 ( 1(

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    Online Buying Behavior Page 13

    Chi$6&uare /ests

    alue #' Asymp

    6ig 82$

    si#e#"

    (earson Chi$

    6&uare

    33.862a

    J

    8 .

    9ikelihoo#

    Ratio

    32.*85 8 .

    9inear$.y$

    9inear

    Association

    2.(3( 1 .

    ) o' ali#

    Cases

    1(

    a 2 cells 2.GJ !ave ex&ected count

    less t!an 5. T!e minimum ex&ected

    count is 1.((.

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    As the p$value 'rom the ta.le is lesser than 0034 ,hich is our assume# level o'signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample population4

    5$.anking has an impact on the 're&uency o' purchase

    c" ;en#er$Amount 6pent

    )ull *ypothesis7 %t 65G si#nificance level= #ender does not !ave any im&act on

    t!e avera#e amount s&ent &er &urc!ase made online.

    Alternate *ypothesis7 %t 65G si#nificance level= e;ban

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    Online Buying Behavior Page 15

    Chi$6&uare /ests

    alue #'Asymp 6ig

    82$si#e#"

    (earson Chi$

    6&uare

    2.(*6aJ 8 .568

    9ikelihoo# Ratio 2.*11 8 .56

    9inear$.y$9inear

    Association

    .3 1 .655

    ) o' ali# Cases 1$

    a 1 cells 1.GJ !ave ex&ected count less

    t!an 5. T!e minimum ex&ected count is 8.*1.

    ;en#er - Amount6pent Crossta.ulation

    Count

    Amount6pent/ota

    l

    9es

    s

    tha

    n

    300

    300

    $

    100

    0

    100

    0 $

    200

    0

    200

    0 $

    300

    0

    ;reate

    r than

    3000

    9ess

    than

    300

    ;en#e

    r

    Male 11 13 6 2( 12 (2

    %emal

    e

    ( 8 $ 6 * 38

    /otal 1* 1( 15 3$ 2 1$

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    As the p$value 'rom the ta.le is greater than 0034 ,hich is our assume# level o'signi'icance4 ,e accept the null hypothesis4 that is4 'or the sample population< gen#er

    #oes not have any impact on the average amount spent per purchase ma#e online

    Online Buying Behavior Page 1$

    Case (rocessing 6ummary

    Cases

    ali# Missing /otal

    ) (ercent ) (ercent )(erc

    ent

    ;en#er -

    Amount6pent1$ 1.G .G 1$

    1.

    G

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    #" ;en#er$%re&uency o' (urchase

    )ull *ypothesis7 %t 65G si#nificance level= #ender does not !ave any im&act on

    t!e fre>uency of &urc!ase of online &roducts and services.

    Alternate *ypothesis7 %t 65G si#nificance level= #ender !as an im&act on t!e

    fre>uency of &urc!ase of online &roducts and services.

    Online Buying Behavior Page 1(

    ;en#er - %re&o'(urchase Crossta.ulation

    Count

    %re&o'(urchase /otal

    Once

    a

    Month

    2$!

    /imes

    aMont

    h

    Once

    in !

    Months

    Once

    in

    Months

    )eve

    r/rie#

    Once

    aMonth

    ;en#e

    r

    Male 2 18 2( 6 3 (3

    %emal

    e

    8 2 13 113 33

    /otal 28 1$ 8 2 $ 1$

    Chi$6&uare /ests

    alue #' Asymp

    6ig 82$

    si#e#"

    (earson Chi$

    6&uare

    11.2(*a

    J

    8 .28

    9ikelihoo# Ratio 11.866 8 .21

    9inear$.y$9inear

    Association

    6.*8 1 .3

    ) o' ali# Cases 1$

    a 3 cells 3.GJ !ave ex&ected count

    less t!an 5. T!e minimum ex&ected count

    is 1.*(.

    Case (rocessing 6ummary

    Cases

    ali# Missing /otal

    ) (ercen

    t

    ) (ercen

    t

    ) (ercen

    t

    ;en#er -

    %re&o'(urcha

    se

    1

    $

    1.

    G

    .G 1

    $

    1.G

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    As the p$value 'rom the ta.le is lesser than 0034 ,hich is our assume# level o'

    signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample populationuency of &urc!ase of online &roducts and services.

    Alternate *ypothesis7 %t 65G si#nificance level= income of res&ondents !as an

    im&act on t!e fre>uency of &urc!ase of online &roducts and services.

    Online Buying Behavior Page 16

    =ncome - %re&o'(urchase Crossta.ulation

    Count

    %re&o'(urchase /otal

    Once a

    Month

    2$!

    /imes a

    Month

    Once in

    !

    Months

    Once in

    Months

    )ever

    /rie#

    Once a

    Month

    =ncome

    9ess

    than

    10000

    2 1 3

    10000$

    200001 2 5 1 6

    20000$

    !00002 2 11 2 1(

    !0000$

    300005 3 1 6

    30000$

    1000002 1 1 8

    ;reater

    than

    100000

    1 1 2 8

    /otal 13 8 16 6 1 8$

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    Online Buying Behavior Page 2

    Chi$6&uare /ests

    alue #'Asymp 6ig

    82$si#e#"

    (earson Chi$

    6&uare2*.6$$aJ 2 .**

    9ikelihoo# Ratio 26.(5* 2 .(8

    9inear$.y$9inear

    Association2.*$ 1 .68

    ) o' ali# Cases 8$

    a 26 cells 6$.(GJ !ave ex&ected count less t!an 5.

    T!e minimum ex&ected count is .(.

    Case (rocessing 6ummary

    Cases

    ali# Missing /otal

    )(ercen

    t)

    (ercen

    t)

    (ercen

    t

    =ncome -

    %re&o'(urcha

    se

    8$1.

    G .G 8$ 1.G

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    As the p$value 'rom the ta.le is greater than 0034 ,hich is our assume# level o'

    signi'icance4 ,e #o not accept the null hypothesis4 that is4 'or the sample populationuency of Purc!ase of

    &roducts and services online= o:nin# a Credit Card= "arital Status= Education and %#e= :as

    done usin# SPSS. T!e details are as belo:7

    aria.les 5ntere#>Remove#8."

    Online Buying Behavior Page 21

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    Mo#e

    laria.les 5ntere#

    aria.les

    Remove#Metho#

    1"aritalStatus= )re>ofPurc!ase=

    Education= CreditCard= %#eaJ. Enter

    2 %#e+ac

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    2.1*$

    5#ucation ;.152 .22 ;.($ ;.(53 .858

    Marital6tatus .3*8 .8$8 .6$ .*2* .81

    2

    8Constant" 2.*6( .612 3.1(* .2

    %re&o'(urcha

    se.83 .121 .331 3.323 .1

    Cre#itCar# ;.(55 .35 ;.258;

    2.8((.15

    5#ucation ;.138 .166 ;.$( ;.$(1 .58

    Marital6tatus .538 .86 .138 1.38 .16$

    !

    8Constant" 2.5$8 .($2 3.3$8 .1

    %re&o'(urcha

    se.815 .12 .381 3.8$( .1

    Cre#itCar# ;.((2 .33 ;.256;

    2.58(.13

    Marital6tatus .5$1 .8$ .18 1.3* .1(1

    ?

    8Constant" 3.3$$ .86$ $.(*1 .

    %re&o'(urcha

    se.8* .12 .335 3.363 .1

    Cre#itCar# ;.**2 .268 ;.26(;

    3.5.3

    a 'e&endent ariable7 %mtS&ent

    Online Buying Behavior Page 23

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    Online Buying Behavior Page 28

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    %s can be seen from t!e above table= t!e inde&endent variables can be #radually removed

    in t!e re#ression model as t!ey dont !ave any si#nificant im&act on t!e value of 2. T!e

    value of 2is >uite lo: and so it can be said t!at t!e re#ression model does not fit into t!edata very :ell. %lso= t!e sum of s>uares of re#ression is lesser t!an t!e sum of s>uares of

    residuals and t!is reiterates t!e findin#s of 2. T!is is because if t!e sum of s>uares of

    re#ression is lesser t!an t!e sum of s>uares of residuals= t!en t!e inde&endent variables do

    not ex&lain t!e variation in t!e de&endent variable :ell. !ile cross tabs su##est a &ositive

    relations!i& bet:een multi&le &airs of factors= t!e linear correlation model= :it! all factors

    to#et!er= does not fit in :it! t!e outcomes.

    Online Buying Behavior Page 25

    5clu#e# aria.les8#"

    Mo#e

    l

    Beta =n t 6ig(artial

    Correlation

    Collinearity

    6tatistics

    /oleranc

    e

    /oleranc

    e

    /oleranc

    e/olerance /olerance

    2 Age .*3aJ .$6$ .8*6 .(( .$*2

    !

    Age .(1bJ .$$ .58$ .$( .$68

    5#ucation ;.$(bJ ;.$(1 .58 ;.(8 .6$2

    ?

    Age .122cJ 1.1$8 .28* .12( .*(8

    5#ucation ;.*cJ ;.(6* .82( ;.*( .6(1

    Marital6tatu

    s.18cJ 1.3* .1(1 .15 .62$

    a Predictors in t!e "odel7 ConstantJ= "aritalStatus= )re>ofPurc!ase= Education=

    CreditCard

    b Predictors in t!e "odel7 ConstantJ= "aritalStatus= )re>ofPurc!ase= CreditCard

    c Predictors in t!e "odel7 ConstantJ= )re>ofPurc!ase= CreditCard

    d 'e&endent ariable7 %mtS&ent

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    Means (lots

    Income

    Greater than

    100000

    50000-

    100000

    30000-500000000-3000010000-0000!ess than

    10000

    "00

    Mean

    ofFrequency

    3"00

    "#0

    "60

    "40

    "0

    "00

    T!e &;value from t!e %O% table is #reater t!an t!e si#nificance value of .5 assumed

    by us. T!us= at t!is si#nificance level :e acce&t t!e null !y&ot!esis. So :e can conclude

    t!at income does not !ave an im&act on t!e fre>uency of &urc!ase of online &roducts and

    services for t!ese res&ondents. 'o remember t!at t!e same conclusion :as arrived at

    :!en Cross tabulation of location and usa#e rate :as &erformed earlier.

    C"!ST%R A$A"'S#S

    T!e cluster analysis :as run :!ere &eo&le :ere surveyed about t!eir attitudes to:ards

    internet s!o&&in#. T!e &references indicated by res&ondents :ere used to find out t!e

    consumer se#ments t!at react differently to different &arameters related to online s!o&&in#.

    T!e se#ments obtained :ould #ive an understandin# as to !o: t!e consumers are &laced

    in terms of t!eir attitudes.

    4ierarc!ical clusterin# :as done to determine t!e initial cluster solution. !ile t!e initial

    cluster solution by SPSS #ives us 2 clusters= :e taual to 2.(2 form anot!er cluster.o: :e execute t!e M;"ean cluster to #et t!e

    final cluster solution and t!rou#! %O% table :e #et t!at all t!e variables bear

    si#nificance at 65G confidence level.

    Online Buying Behavior Page 2(

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    ANOVA

    Cluster Error F Sig.

    Mean S$uare df Mean S$uare f Mean

    S$uare df

    &nternet'sMall ("1)0 "515 103 5"#14 "000

    !atest&nfo 1"(44 "341 103 5"116 "00#

    *++esi,ilit 6"364 "536 103 11"#(4 "000

    .on'enien+e ("43) "36( 103 (4"#1) "000

    Sa'etime ("4#5 "60# 103 1"31 "000*n/here*ntime ")35 "55) 103 5"55 "00(

    .redit.ardSafe 3"441 "61) 103 5"56 "005

    Se+ifi+ateime 6"3)3 "553 103 11"554 "000

    Guaranteed2ualit 4"3(# "46) 103 )"334 "000

    is+ounts )"5#1 "(10 103 13"500 "000

    asslefree #"64) "6)1 103 1"51# "000

    .ashoneli'er 1"011 "()1 103 1"(# "#3

    asFind 5"5#5 "#3# 103 6"66# "00

    Fa+edPro,lems "#66 "(30 103 1"1#6 "30)

    .ontinue 6"6# "#3 103 #"11 "001

    ou+handFeel 5"330 "(# 103 ("30 "001

    eli'erPro+ess #"#4 "4)) 103 16"61 "000

    o.redit.ard 1"3# ")50 103 13"035 "000

    he F tests should ,e used onl for des+riti'e uroses ,e+ause the +lusters ha'e ,een +hosen to maimi7ethe differen+es among +ases in different +lusters" he o,ser'ed signifi+an+e le'els are not +orre+ted for this andthus +annot ,e interreted as tests of the hothesis that the +luster means are e$ual"

    Final Cluster Centers

    Cluster

    1 3&nternet'sMall 3"3# "0) 4"00

    !atest&nfo 1"5# 1"(# "05

    *++esi,ilit 1"3( 1")4 "1#

    .on'enien+e "6 1"#1 3"#6

    Sa'etime "33 1"5) "55

    *n/here*ntime 1"## "0) "50

    .redit.ardSafe "5 "(# 3"1#

    Se+ifi+ateime "10 "# 3"00

    Guaranteed2ualit ")# 3"56 3"55

    is+ounts "15 "( 3"3

    asslefree"54 "03 3"1#.ashoneli'er "15 "34 "50

    Online Buying Behavior Page 2*

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    asFind "00 "63 "6#

    Fa+edPro,lems "5 "#1 "5)

    .ontinue "40 ")4 3"(

    ou+handFeel 1"#1 "53 1")5

    eli'erPro+ess "4 "66 3"45

    o.redit.ard 4"0# 3"#1 "#

    aria.le escription Cluster 1 832" Cluster 28!2" Cluster !822"

    I prefer making a purchase from internet than using local

    malls or stores

    'isa#ree Stron#ly %#ree Stron#ly'isa#ree

    I can get the latest information from the Internet regarding

    different products/services that is not available in the market.

    Stron#ly %#ree %' Stron#ly'isa#ree

    I have sufficient internet accessibility to shop online. Stron#ly %#ree "ildly 'isa#ree Stron#ly

    'isa#ree

    Online shopping is more convenient than in-store shopping. "ildly %#ree Stron#ly %#ree Stron#ly'isa#ree

    Online shopping saves time over in-store shopping. 'isa#ree Stron#ly %#ree Stron#ly'isa#ree

    Online shopping allows me to shop anywhere and at anytime. Stron#ly %#ree "ildly %#ree Stron#ly'isa#ree

    It is safe to use a credit card while shopping on the Internet. Stron#ly %#ree %' Stron#ly'isa#ree

    Online shopping provides me with the opportunity to get the

    products delivered on specific date and time anywhere asrequired.

    Stron#ly %#ree "oderately %#ree Stron#ly

    'isa#ree

    Products purchased through the Internet are with guaranteedquality.

    Stron#ly %#ree Stron#ly 'isa#ree Stron#ly'isa#ree

    Internet provides regular discounts and promotional offers tome.

    Stron#ly %#ree %' Stron#ly'isa#ree

    Internet helps me avoid hassles of shopping in stores. %' Stron#ly %#ree Stron#ly'isa#ree

    ash on !elivery is a better way to pay while shopping on the

    Internet.

    Stron#ly %#ree %' Stron#ly'isa#ree

    "ometimes# I can find products online which I may not find

    in-stores.

    Stron#ly %#ree Stron#ly 'isa#ree Stron#ly'isa#ree

    I have faced problems while shopping online. Stron#ly %#ree Stron#ly 'isa#ree %#ree

    I continue shopping online despite facing problems on some

    occasions.

    Stron#ly %#ree "ildly 'isa#ree Stron#ly'isa#ree

    It is important for me to touch and feel certain products before

    I purchase them. "o I cannot buy them online.

    Stron#ly %#ree Stron#ly 'isa#ree %#ree

    I trust the delivery process of the shopping websites. Stron#ly %#ree %#ree Stron#ly'isa#ree

    Online Buying Behavior Page 26

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    I do not shop online only because I do not own a credit card. Stron#ly 'isa#ree 'isa#ree Stron#ly%#ree

    On t!e basis of t!e above scales= obtained by ratin# t!e relative results= :e can name our

    clusters as7

    Cluster 1 7 Con'i#ent Online Buyer

    Cluster 2 7 @nsure sur'er

    Cluster 3 7 Mall 6hopper

    D#SCR#M#$A$T )#T* C"!ST%R A$A"'S#S

    +y combinin# cluster analysis :it! 'iscriminant analysis= :e could derive a model :!ic!

    could &redict cluster members!i& of t!e res&ondents on t!e basis of t!e variables analysed.

    T!e cluster solution is c!an#ed :it! M "eans clusterNSave o&tion selected for Cluster

    "embers!i&. T!is #ives a ne: column in t!e 'ata S!eet= s!o:in# t!e cluster members!i&

    of t!e res&onses. ,sin# t!is data s!eet= 'iscriminant analysis is done over t!e cluster

    members!i& column as t!e de&endent variables.

    Online Buying Behavior Page 3

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    Eigenalues

    a First +anoni+al dis+riminant fun+tions /ere used in the analsis"

    !il"s# $am%da

    est ofFun+tion8s9

    Wilks:!am,da

    .hi-s$uare df Sig"

    1 through "0( 4#"6( 36 "000 "#) 11("40 1( "000

    Canonical &iscriminant Function Coefficients

    ;nstandardi7ed +oeffi+ients

    /he 5igenvalues are greater than 14 an# the ilkDs 9am.a is .elo, 034 this in#icatesthat the iscriminant Mo#el is a.le to eplain the #ata 'airly ,ell

    T!e Canonical 'iscriminant )unction Coefficients table contains /rou&;1 number offunctionsD t!e e>uations as derived from above are7

    )1 .61Internetvs"allJ ; .6 -atestInfo ; .122 %ccesibility ;.6*6 Convenience .3(

    Savetime ; .22* %ny:!ere%nytime L .* CreditCardSafe .2* S&ecific'ateTime ; .$21

    /uarentee9uality .85 'iscounts ; .6( 4asslefree .163 Co' ; .3* Easy)ind .26

    )acedProblems ; .16* Continue ; .88( Touc!and)eel .3* 'eliveryProcess .*

    oCreditCard L 3.3(2

    )2 ;.3(2 Internetvs"all .21$ -atestInfo .38$ %ccesibility .(5 Convenience ; .(8(

    Savetime .1*5 %ny:!ere%nytime .281 CreditCardSafe .51 S&ecific'ateTime .583

    /uarentee9uality ; .232 'iscounts .1* 4assle)ree .2$2 Co' .1$2 Easy)ind .2(2

    Online Buying Behavior Page 31

    Fun+tion

    igen'alue

    % of

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    )acedProblems .1(6 Continue .$23 Touc!n)eel .2$2 'eliveryProcess ; .$6

    oCreditCard L (.122

    Classification Function Coefficients

    .luster um,er of .ase

    1 3&nternet'sMall 6"0)) "4() 5")61

    !atest&nfo 10"113 10"#(1 10"#13

    *++esi,ilit -4"03 -3"056 -3"04(

    .on'enien+e 5"0 3"()# )"4))

    Sa'etime "0(( -"(31 -"61

    *n/here*ntime 1"33 "440 1"(05

    .redit.ardSafe 5")04 6"6#( 6"(15

    Se+ifi+ateime 4"0)0 5"135 6"0#(

    Guaranteed2ualit 4"1)0 ("3 5"3#5

    is+ounts 1"330 1"(0( "#5

    asslefree "116 "15 ")44.ashoneli'er #"33# #"31 )"61)

    asFind 1"51) 1"))) "0#(

    Fa+edPro,lems 5")10 6"44 6"))4

    .ontinue -"6#1 "331 -"()

    ou+handFeel 6"0(6 #"#46 ("#5

    eli'erPro+ess "46 "0#( 3")0)

    o.redit.ard 3"#(# "501 1"551

    8.onstant9 -()"#6) -#("(31 -116"5(5

    Fisher:s linear dis+riminant fun+tions

    he a,o'e ta,le ro'ides the linear is+riminant fun+tion /hi+h +an ,e used to =udge the mem,ershi of ea+hdata set , utting the 'alue in ea+h of them> and +hoosing the one /hi+h ro'ides the highest 'alue"

    Classification 'esults(a)

    .luster um,er of .ase

    Predi+ted Grou Mem,ershi otal

    1 3 1

    ?riginal .ount 1 51 1 0 5

    0 3 0 3

    3 1 0 1

    % 1 )#"1 1") "0 100"0

    "0 100"0 "0 100"0

    3 4"5 "0 )5"5 100"0

    a )#"1% of original groued +ases +orre+tl +lassified"

    Our 'iscriminant "odel is able to ex&lain 6*.1G of t!e data set correctly= :!ic! is

    si#nificantly !i#!= and indicates t!at t!is is a de&endable 'iscriminant "odel for &rediction.

    FACTOR A$A"'S#S

    T!e res&onses are &ut into SPSS for data reduction t!rou#! )actor %nalysis. T!e details oft!e above are &rovided belo:7

    Online Buying Behavior Page 32

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    /otal ariance 5plaine#

    Compone

    nt

    =nitial 5igenvalues5traction 6ums o' 6&uare#

    9oa#ings

    Rotation 6ums o' 6&uare#

    9oa#ings

    /otalE o'

    ariance

    Cumulative

    E/otal

    E o'

    ariance

    Cumulative

    E/otal

    E o'

    ariance

    Cumulative

    E

    1 3.*58 21.81 21.81 3.*58 21.81 21.81 2.556 18.216 18.216

    2 2.1(5 12.*2 33.861 2.1(5 12.*2 33.861 2.31* 12.*(6 2(.6*

    ! 1.$52 6.1(5 82.$$$ 1.$52 6.1(5 82.$$$ 2.1$ 11.66( 36.65

    ? 1.518 *.813 51.* 1.518 *.813 51.* 1.(2( 6.563 8*.$**

    3 1.2(( (.6$ 5*.1($ 1.2(( (.6$ 5*.1($ 1.822 (.61 5$.5*6

    1.6* $.11 $8.2($ 1.6* $.11 $8.2($ 1.283 $.63 $3.862

    7 1.$$ 5.628 (.2 1.$$ 5.628 (.2 1.2( $.(* (.2

    F .*(5 8.*56 (5.56

    G .((1 8.2*3 (6.382

    10 .(3( 8.65 *3.83*

    11 .585 3.3 *$.8$(

    12 .526 2.636 *6.8(

    1! .3*8 2.138 61.581

    1? .3(( 2.62 63.$33

    13 .35* 1.6** 65.$21

    1 .263 1.$2$ 6(.28(

    17 .2(* 1.58$ 6*.(63

    1F .21( 1.2( 1.

    Extraction "et!od7 Princi&al Com&onent %nalysis.

    e see from t!e Cumulative Percenta#e column t!at t!ere !ave been seven com&onents

    or factors extracted :!ic! ex&lain (.2G of t!e total variance information contained in t!e

    ori#inal 1* variablesJ. T!is is an acce&table solution as #enerally= (G of t!e total variance

    s!ould be ex&lained by t!e factors for t!e solution to be acce&ted.

    Online Buying Behavior Page 33

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    Rotate# Component Matri8a"

    Component

    1 2 ! ? 3 7

    =nternetvsMall .(18 ;.2(6 .186 .5$ .8$ ;.16( ;.281

    9atest=n'o .66 .322 ;.18$ .*8 ;.(2 ;.125 ;.15

    Accesi.ility ;.83 .15( .15* .*56 .15 .*8 .2

    Convenience .(6$ .85 .22 .2$ .3 ;.(* ;.16

    6avetime .(2$ .2( ;.8 ;.15 .1( ;.12 .$5

    Any,hereAnytime .318 .5(1 .153 .16 .251 .25 ;.38

    Cre#itCar#6a'e .23 ;.8$ .$5( ;.8( .6 ;.2(1 ;.81$

    6peci'icate/ime .2(2 ;.16* .8$$ .88 ;.16( .321 .1(

    ;uarantee#Huality .23 .812 .$8( .1$ .(1 ;.128 .36

    iscounts .$6 .(18 .2* .233 .65 ;.65 ;.15*

    *assle'ree .$68 .225 ;.22 ;.153 ;.126 .32 ;.1(

    Cashonelivery ;.121 ;.28 ;.22 .* .123 .**2 ;.12$

    5asy%in# .13 .*$6 .1* .183 ;.83 .55 .12

    %ace#(ro.lems ;.23 .2 ;.61 .*8 .(** ;.25 .86

    Continue .(1 .3(6 .51* ;.8 .555 .15 ;.((

    /ouchan#%eel ;.351 ;.$ ;.$ .(6 ;.58$ ;.163 ;.$5

    elivery(rocess .112 .135 .(6$ .$5 ;.11 .12$ ;.56

    )oCre#itCar# ;.182 ;.13 ;.8( ;.53 .*8 ;.18( .**5

    Extraction "et!od7 Princi&al Com&onent %nalysis.

    otation "et!od7 arimax :it! Maiser ormaliAation. a otation conver#ed in * iterations.

    -oo

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    %actor aria.les 9a.el 'or the %actor

    1 Internet over "allConvenienceSaves Time

    Time;bound and comfort see

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    Online Buying Behavior Page 3$

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    Others:

    Conclusionse found a stron# inter;de&endence bet:een a fe: variables affectin# online buyin#

    be!aviour. )or exam&le= :e found t!at o:nin# a credit card !as a si#nificant im&act on t!efre>uency of online &urc!ases as credit card is t!e most &o&ular mode of &ayment on t!e

    Internet. %&art from t!e credit card= E;+anuency of

    &urc!ases. %lso= t!e income of an individual does not !ave s!o: any si#nificant relations!i&

    :it! t!e fre>uency of &urc!ases. T!ese findin#s are star

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    +oo

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    Annexures

    Online Buying Behavior Page 36

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    Annexure 1a: Agglomeration Schedule for Cluster Analysis

    Agglomeration Sc*edule

    Stage

    ClusterCom%ined

    .oeffi+ients

    Stage ClusterFirst Appears

    etStage

    .luster1

    .luster

    .luster

    .luster1

    1 105 106 0"000 0 0

    16 105 0"000 0 1 4

    3 103 104 0"000 0 0 4

    4 16 103 0"000 3 6

    5 101 10 0"000 0 0 6

    6 16 101 0"000 4 5 #

    ( )) 100 0"000 0 0 #

    # 16 )) 0"000 6 ( 10

    ) )( )# 0"000 0 0 1010 16 )( 0"000 # ) (

    11 1) #5 3"000 0 0 31

    1 1 )1 4"000 0 0 53

    13 #4 #6 5"000 0 0 3

    14 31 4) 5"000 0 0 44

    15 ) )4 6"000 0 0 0

    16 6 )3 6"000 0 0 6

    1( 5 #) 6"000 0 0 36

    1# 43 #1 6"000 0 0 45

    1) 1 65 6"000 0 0 3

    0 4 ) ("000 0 15 55

    1 5 )0 ("000 0 0 4#

    45 46 ("000 0 0 44

    3 ( 44 ("000 0 0 4)

    4 (0 #( #"000 0 0 35

    5 3) # #"000 0 0 46

    6 6 6) #"000 16 0 3(

    ( 4 64 #"000 0 0 (0

    # 6 5# #"000 0 0 5(

    ) 3( #"000 0 0 4)

    30 15 33 #"000 0 0 61

    31 1) 4( #"500 11 0 36

    3 1 #4 )"000 1) 13 5433 30 #3 )"000 0 0 64

    34 (3 (4 )"000 0 0 63

    35 34 (0 )"000 0 4 54

    36 1) 5 )"333 31 1( 55

    3( 6 ## )"66( 6 0 50

    3# 4 (# 10"000 0 0 53

    3) 54 55 10"000 0 0 6(

    40 1 53 10"000 0 0 6#

    41 5 41 10"000 0 0 45

    4 ( 0 10"000 0 0 65

    43 (6 () 11"000 0 0 #3

    44 31 45 11"000 14 545 5 43 11"000 41 1# (3

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    46 3) 11"000 0 5 5#

    4( 3 3 11"000 0 0 ()

    4# 5 60 11"500 1 0 63

    4) ( 11"500 ) 3 6

    50 6 3 11"(50 3( 0 5#

    51 1# (1 1"000 0 0 )4

    5 31 61 1"000 44 0 6

    53 1 4 1"000 1 3# 6(

    54 1 34 1"50 3 35 61

    55 1) 4 1"333 36 0 6#

    56 1( 6( 13"000 0 0 #(

    5( 6 56 13"000 # 0 64

    5# 6 13")33 50 46 (3

    5) 50 63 14"000 0 0 66

    60 35 4# 14"000 0 0 (0

    61 15 1 14"#6 30 54 6)

    6 31 14"450 4) 5 (1

    63 5 (3 14"500 4# 34 (

    64 6 30 14"500 5( 33 (465 ( 5) 15"000 4 0 #1

    66 36 50 15"000 0 5) #6

    6( 1 54 15"50 53 3) (#

    6# 1 1) 15"50 40 55 (1

    6) 15 3# 15"##) 61 0 ((

    (0 35 4 16"000 60 ( #5

    (1 1 16"5 6 6# (4

    ( 16 5 1("00 10 63 #4

    (3 5 6 1("3(5 45 5# ((

    (4 6 1("653 (1 64 (#

    (5 # (5 1#"000 0 0 )5

    (6 ) 40 1#"000 0 0 ##(( 5 15 1#"01( (3 6) #

    (# 1 1#"45# 6( (4 #

    () 3 ( 1#"500 4( 0 )0

    #0 11 5( 1)"000 0 0 100

    #1 ( 6 1)"333 65 0 #3

    # 1 5 0"361 (# (( #5

    #3 ( (6 0"(50 #1 43 #(

    #4 16 51 1"(50 ( 0 #)

    #5 1 35 "0) # (0 ##

    #6 ) 36 "333 0 66 )

    #( ( 1( "66( #3 56 )3

    ## 1 ) 3"(#6 #5 (6 #)

    #) 1 16 4"603 ## #4 )

    )0 3 #0 4"66( () 0 )3

    )1 14 )6 6"000 0 0 )4

    ) 1 ) ("3 #) #6 )5

    )3 3 ( ("50 )0 #( )(

    )4 14 1# #"000 )1 51 )6

    )5 1 # )"506 ) (5 )6

    )6 1 14 30"(53 )5 )4 )(

    )( 1 3 3"106 )6 )3 )#

    )# 1 10 34"#5 )( 0 100

    )) # 6# 36"000 0 0 103100 1 11 3("0# )# #0 101

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    101 1 )5 3#"550 100 0 10

    10 1 13 43"0#) 101 0 103

    103 1 # 43"63( 10 )) 104

    104 1 (( 4#"43 103 0 105

    105 1 66 66")14 104 0 0

    Annexure 1b: Correlation Matrix for Factor Analysis

    Correlation Matri

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    Online Buying Behavior Page 82

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    Online Buying Behavior Page 88

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    Annexure 1c: A!"A Table for #egression Analysis

    A)OA8e"

    Mo#el 6um o' 6&uares #' Mean 6&uare % 6ig

    1

    Regression 35.22 5 (.8 8.36$ .1aJ

    Resi#ual 126.(1( *1 1.$1

    /otal 1$8.62 *$

    2

    Regression 38.82( 8 *.$( 5.8* .1bJ

    Resi#ual 13.863 *2 1.561

    /otal 1$8.62 *$

    !

    Regression 33.(11 3 11.23( (.1* .cJ

    Resi#ual 131.26 *3 1.5*1

    /otal 1$8.62 *$

    ?

    Regression 3.( 2 15.35 6.$( .dJ

    Resi#ual 138.216 *8 1.56*

    /otal 1$8.62 *$

    a Predictors7 ConstantJ= "aritalStatus= )re>ofPurc!ase= Education= CreditCard= %#e

    Online Buying Behavior Page 85

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    b Predictors7 ConstantJ= "aritalStatus= )re>ofPurc!ase= Education= CreditCard

    c Predictors7 ConstantJ= "aritalStatus= )re>ofPurc!ase= CreditCard

    d Predictors7 ConstantJ= )re>ofPurc!ase= CreditCard

    e 'e&endent ariable7 %mtS&ent

    Annexure $a: %uestionnaire for Ex&loratory #esearch

    4i=

    e are conductin# a researc! on consumer be!avior on t!e internet. %s a &art of our

    ex&loratory researc! :e re>uest you to s&are a fe: minutes in ans:erin# t!e >uestions

    belo:. 'o feel free to as< us for any clarifications or doubts.

    0our res&onses :ould serve as a base to our researc!D and :ould #uide us in discoverin#

    im&ortant facts about t!e buyin# &rocess.

    T!anuently for t!e follo:in# &ur&oses7a. E;mail7b. C!at7c. S!o&&in#7d. ?ob Searc!7

    e. Social et:or

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    5. !ile &urc!asin# online= :!at are t!e #oods and services t!at you #enerally buyQ

    $. !at are t!e &ayment met!ods you #enerally use for online &urc!asesQ

    (. !at are t!e different ty&es of &ayment o&tions t!at you !ave come acrossQ

    *. 'o you feel it is safe to buy onlineQ

    6. !at are t!e features t!at ma

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    Annexure $b: Final %uestionnaire

    +!%ST#O$$A#R%

    'e (ould be than)ful for your coo&eration if you s&are a fe( minutes to ans(er the follo(ing*uestions:

    $. !o you use the Internet regularly%

    &es 'o

    (. On an average# how much time )per week* do you spend while surfing the 'et%

    a* +-( hours b* (-, hours

    c* ,-$+ hours d* $+-$ hours

    e* reater than $ hours

    . !o you use 0-banking%

    &es 'o

    1. !o you own a credit card%

    &es 'o

    . I am/would be comfortable buying the following categories of products online2

    a* 3ood 4 Beverages b* 5pparels

    c* 0lectronic Products d* Books

    e* ifts f* 6ickets

    g* ar or hotel rental h* Pharmaceutical Products

    5ny other product# please specify

    ,. 7ow frequently do you purchase products/services online%

    a* Once a month b* (- times a month

    Online Buying Behavior Page 8*

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    c* Once in months d* Once in , months

    5ny other# please specify

    8. 9hat is the average amount that you spend per purchase while shopping online%

    a* : ;s ++ b* ;s ++-$+++

    c* ;s $+++-;s (+++ d* ;s (+++-;s +++

    e* < ;s +++

    =. 9hich of the following web sites do you shop at%

    a*www.rediff.com

    b* www.indiapla>a.com

    c*www.indiatimes.com

    d* www.ama>on.com

    e*www.makemytrip.com

    f* www.yatra.com

    g*www.ebay.com

    5ny other# please specify

    ?. ;ecall your earlier online buying/shopping e@perience and please indicate you degree ofagreement with the following statements2

    "trongly5gree

    5gree 'either5gree nor

    !isagree

    !isagree "trongly!isagree

    I prefer making a purchase frominternet than using local malls orstores

    I can get the latest information fromthe Internet regarding differentproducts/services that is notavailable in the market.

    I have sufficient internet

    accessibility to shop online.

    Online Buying Behavior Page 86

    http://www.rediff.com/http://www.rediff.com/http://www.indiaplaza.com/http://www.indiatimes.com/http://www.indiatimes.com/http://www.amazon.com/http://www.makemytrip.com/http://www.makemytrip.com/http://www.yatra.com/http://www.ebay.com/http://www.rediff.com/http://www.indiaplaza.com/http://www.indiatimes.com/http://www.amazon.com/http://www.makemytrip.com/http://www.yatra.com/http://www.ebay.com/
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    Online shopping is more convenientthan in-store shopping.

    Online shopping saves time over in-store shopping.

    Online shopping allows me to shop

    anywhere and at anytime.

    It is safe to use a credit card whileshopping on the Internet.

    Online shopping provides me withthe opportunity to get the productsdelivered on specific date and timeanywhere as required.

    Products purchased through theInternet are with guaranteed quality.

    Internet provides regular discountsand promotional offers to me.

    Internet helps me avoid hassles ofshopping in stores.

    ash on !elivery is a better way topay while shopping on the Internet.

    "ometimes# I can find productsonline which I may not find in-

    stores.

    I have faced problems whileshopping online.

    I continue shopping online despitefacing problems on some occasions.

    It is important for me to touch andfeel certain products before Ipurchase them. "o I cannot buy themonline.

    I trust the delivery process of theshopping websites.

    I do not shop online only because Ido not own a credit card.

    'ame2 ender2 Occupation2

    Online Buying Behavior Page 5

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