consolidated plan indianapolis 1...demo consolidated plan indianapolis 2 omb control no: 2506-0117...

Consolidated Plan INDIANAPOLIS 1 OMB Control No: 2506-0117 (exp. 06/30/2018)

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Executive Summary

ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction

The City of Indianapolis receives annual allocations from the U.S. Department of Housing and Urban Development (HUD) to build affordable housing; support economic development; fund social service programs and aid other items that are considered “community development.” The HUD funds must be used to benefit low and moderate-income residents in Marion County. The funding is based on a formula that uses a number of community development factors, including population, poverty, overcrowding, pre-1904’s housing stock, and population growth.

The City of Indianapolis receives four different entitlement grants from HUD, the Community Development Block Grant ($9,200,000 per year), the HOME Investment Partnerships Program Grant ($3,600,000 per year), the Emergency Solutions Grant ($780,000 per year) and the Housing Opportunities for Persons with HIV/AIDS ($1,400,000 per year). Based on funding levels from 2014, the City of Indianapolis expects approximately $15,000,000 each year, and $76,400,000 over five years. These grants are known as CDBG, HOME, ESG and HOPWA, respectively. The City of Indianapolis uses these funds to leverage other public and private funding towards community development projects throughout Marion County/Indianapolis.

Figure 1 is a map of the area in which the City of Indianapolis can utilize the CDBG, HOME and ESG funding from HUD. This area is concurrent with Marion County and excludes the cities of Beech Grove, Southport, Lawrence and Speedway. These cities are not included as part of these allocations and must go to the State of Indiana for these funding resources. Figure 2 is a map of the area in which the City of Indianapolis can utilize HOPWA funding from HUD. This area is much larger and contains areas surrounding Marion County.

Once every five years the City of Indianapolis must complete a Consolidated Plan. The Consolidated Plan is an assessment of housing, homelessness and community development needs in the community. Through statistical analysis and community input, the City of Indianapolis outlines a strategy to address those needs with CDBG, HOME, ESG and HOPWA funding.

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Once a year, the City of Indianapolis drafts an Action Plan. The Action Plan outlines projects and the amount of funding allocated towards meeting the goals outlined in the Consolidated Plan. At the conclusion of each program year, the City of Indianapolis drafts a final report, called the Consolidated Annual Performance and Evaluation Report (CAPER), to report the progress towards the Consolidated Plan goals and accomplishments.

This document will serve as the Consolidated Plan for the City of Indianapolis for program years (PY) 2020 through 2024. The City of Indianapolis moved its program year from the start of the calendar year to April 1st. The 2020-2024 Consolidated Plan will run from April 1, 2020 to March 31, 2024. This document includes the 2020 Action Plan, outlining project funding in PY 2020.

Figure 1 - City of Indianapolis - CDBG, HOME, and ESG Entitlement Area

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Figure 2 - City of Indianapolis - HOPWA Area

2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview

The City of Indianapolis will focus to support the development of inclusive neighborhoods in the next five years. Through stakeholder input and public input, residents of Indianapolis preferred initiatives that will support neighborhoods and communities as they look to rebuild around existing assets. Some of these assets include, but are not limited to, diversity, long-term homeownership, historic homes, quality rental housing, immigrant populations, small businesses, and strong educational institutions. The goals for the 2020-2024 Consolidated Plan will focus on three main priorities – sustainable neighborhoods, inclusive neighborhoods, and promising neighborhoods.

Under the sustainable neighborhoods priority, the City of Indianapolis will focus on the development of neighborhood assets. The goals under this priority area are:

Goal 1a: Demolition and brownfields remediation, specifically clean-up and securing of unsafe structures and sites that pose a health and safety threat

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Goal 1b: Improve access to food and reduce food insecurity

Goal 1c: Public facilities/improvements, such as parks or streetscapes associated with a specific neighborhood revitalization effort

Goal 1d: Neighborhood empowerment initiatives

Goal 1e: Engage homeless neighbors by completing assessments through street outreach

Goal 1f: Provide support services to persons and their families that are HIV/AIDS positive

Goal 1g: Support legal assistance or other public services for households facing eviction or tenant/landlord remediation

Under the inclusive neighborhoods priority, the City of Indianapolis will fund the entire continuum of housing, ranging for housing for persons experiencing homelessness to providing homeownership opportunities for households with a moderate income. The goals under this priority are:

Goal 2a: New Permanent Supportive Housing units through rehab and new construction

Goal 2b: TBRA for homeless residents that have achieved stability, but cannot yet afford full rent payments

Goal 2c: New Rental housing units through rehab and new construction for households with incomes below 80 percent of AMI.

Goal 2d: New homeownership opportunities through rehab, new construction and acquisition

Goal 2e: Down payment assistance (DPA) or buyer subsidy to increase affordability

Goal 2f: Owner-occupied repair (OOR)

Goal 2g: Rental rehab program – assist small landlords with low to moderate income tenants.

Goal 2h: Rapidly Re-house Homeless Neighbors using ESG funds

Goal 2i: Provide short-term housing assistance (1 to 3 months) to persons and their families that are HIV/AIDS positive

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Goal 2j: Provide long-term housing assistance (4 to 24 months) to persons and their families who have at least one person who is HIV/AIDS positive

Goal 2k: Provide overnight shelter and crisis housing for homeless families and individuals

Goal 2l: Support public facilities and safe havens that house and serve homeless individuals

Goal 2m: Provide prevention assistance to persons at risk of homelessness

Under the promising neighborhoods priority, the City will support workforce development and small businesses. The goals associated with this priority are:

Goal 3a: Job training and placement that focuses on hard to serve populations such as people re-entering the workforce from incarceration, homeless individuals, formerly homeless individuals, and veterans

Goal 3b: Employment programs for youth

Goal 3c: Rehabilitate historic, commercial, and industrial structures

3. Evaluation of past performance

In the 2015-2019 Consolidated Plan, the City of Indianapolis worked in eight priority areas and addressed 40 different goals. The Plan focused on creating livable communities, supporting youth education and employment, creating economic opportunities, funding homelessness prevention and housing stabilization, addressing the needs of individuals experiencing homelessness, serving people living with HIV/AIDS, and promoting fair housing. Accomplishments from the first four years of the 2015-2019 Consolidated Plan include:

• Created more affordable rental housing by renovating 143 housing units and building 54 new housing units.

• Supported services at local community centers, benefiting 8,037 people. • Created 118 new jobs through business support. • Created 121 new affordable homeownership opportunities. • Stabilized housing for 2,217 people living with HIV/AIDS. • Supported job training and placement programs, benefiting 3,902 people. • Improved public facilities in low to moderate income neighborhoods through neighborhood

revitalization efforts benefiting 12,055 people.

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• Assisted 488 homeowners with repairs to their homes. • Prevented homelessness by providing utility or rent assistance to 576 people. • Provided rapid re-housing, or temporary rental assistance, to 545 formerly homeless

households. • Supported emergency shelters, giving overnight stays to 12,632 people. • Funded support services for people living with HIV/AIDS, benefitting 4,872 people. • Provided Tenant-Based Rental Assistance to 327 households. • Funded youth education services that benefited 7,648 young people and funded employment

programs that benefited 951 young people.

It should be noted that these accomplishments were from programs and projects funded January 1, 2015 through March 31, 2019.

The City also examined the demographics of the people assisted through its programs since FY2010. It found a number of trends which are shown in Figures 3-6.

1. The total number of people served by CDBG and HOME trends downwards faster than the decreases in funding. (Figure 3)

2. The number of people of color benefiting from CDBG and HOME funded programs and projects related to housing followed a downward trend at a faster rate than their white peers. (Figures 4)

3. The number of people of color benefitting from CDBG funded projects and programs that were considered “non-housing” followed a downward trend at a faster rate than their white peers. (Figure 5)

4. The number of people of color benefiting from ESG and HOPWA funded projects and programs followed an upward trend, at a faster rate than their white peers. (Figure 6)

Based on the results from the previous Consolidated Plan and the demographics of those served, the City of Indianapolis will work with its partners to conduct better outreach to those populations not accessing housing and community development programs. Stakeholders consulted from local funding organizations suggested the people programs serve will be more inclusive and diverse if the organizations funded are inclusive themselves, with more diverse Boards of Directors and staff. The local Continuum of Care has already included diversity of staff and Board of Directors as part of its project applications.

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Figure 3 - Number of Total People Benefiting from CDBG and HOME along with Funding Levels

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Figure 4 - Number of People Benefiting from CDBG ÿ HOME Funded Housing Programs by Race

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Figure 5 - Number of People Benefiting from CDBG Funded Non-Housing Programs by Race

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Figure 6 - Number of People Benefiting from ESG ÿ HOPWA Funded by Programs by Race

4. Summary of citizen participation process and consultation process

The City of Indianapolis utilized different methods for collecting citizen input throughout the drafting of the Consolidated Plan. The City utilized the assistance of a consultant firm to complete the majority of the data analysis, writing and consultation process while the staff assisted with public meetings and outreach to the public.

The consultant, as required by HUD regulations, made an effort to contact a large number of agencies in the community, and also made sustained efforts to contact representatives from all areas of the community. The stakeholders, whose input throughout the consultation process is required by HUD, were comprised of civic leaders, business leaders, affordable housing developers, service providers, health care providers, and citizens of neighboring communities. However, given the disparity of need among minority populations, the consultant also made a concerted effort to meet with stakeholders in neighborhoods of color. The consultant also reached out to stakeholders in neighborhoods of high poverty rates and concentrations of people of color, often recognized by HUD as R/ECAPs (Racial/Ethnic Concentrated Areas of Poverty).

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The City of Indianapolis made available a survey intended to serve as an easily accessible way to provide input. In the past, there has not been a high response rate to the survey. The survey was available for several months and posted to social media outlets several times to boost response rates. A summary of the responses from the survey and a heat map of the location of responses is included in Appendix A to this document.

5. Summary of public comments

The City of Indianapolis used a multi-step process to collect input from the community. The City received comments from the public as part of the consultation and public meeting process. A summary of the comments from the public meetings has been included in Appendix C to this document.

The draft form of this Consolidated Plan was available for 30 days for public comment period from January 13, 2020 to February 11, 2020. Draft copies of the document were made available for written comment in the office of the Department of Metropolitan Development (DMD) and electronically via the City of Indianapolis website. A summary of comments from that 30-day period and the responsive answers from the City are included in Appendix B.

6. Summary of comments or views not accepted and the reasons for not accepting them

The City of Indianapolis accepted all comments from the public and stakeholders during the planning process.

7. Summary

This Consolidated Plan will examine the needs of the community, review established plans in the community, combining all the information together with public and stakeholder input to develop goals and strategies for the next five years. It will serve as a guide for the City of Indianapolis as it utilizes CDBG, HOME, ESG and HOPWA funding as well as other funding related to community development.

The annual Continuum of Care (CoC) project funding competition will also follow the goals and strategies in the Consolidated Plan. The CoC is a coordinated, community-based approach to identifying the needs of homeless individuals and families, fostering an organized system of housing and services to address those needs. The CoC developed a community-wide plan to address the deficiencies within the system. Many of the goals in this Consolidated Plan related to housing for very low-income households

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come from that plan, the Indianapolis Community Plan to End Homelessness: 2018-2023. By utilizing those same goals, the City ensures coordination among its funding resources.

The City of Indianapolis also considered the strategic plans of other private funding resources and initiatives in the community when developing its Consolidated Plan goals. While some of the initiatives were not items that directly result in the development of housing units or serve people, they offer guidance to the types of projects that the City should prioritize. Some of these goals include:

• Increase the diversity of the group making funding decisions for CDBG, HOME, ESG and HOPWA. • Support organizations and programs with diverse or inclusive Boards of Directors and staff. • Support programs and projects that help low to moderate income households address changing

demands of client change as it relates to housing efficiency, disaster preparation or other needs. • Support programs and projects that help low- and moderate-income individuals who are less

likely to access services but may need provided assistance. • Support fair housing choice through advocacy, education and testing, as well as developing and

improving amenities near affordable housing. • Support programs that improve access to education and job training opportunities, as well as

improving access to broadband internet services. • Support the development of green infrastructure where it is financially feasible as part of

neighborhood revitalization.

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The Process

PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.

Agency Role Name Department/Agency CDBG Administrator INDIANAPOLIS Department of Metropolitan

Development HOPWA Administrator INDIANAPOLIS Department of Metropolitan

Development HOME Administrator INDIANAPOLIS Department of Metropolitan

Development ESG Administrator INDIANAPOLIS Department of Metropolitan

Development Table 1 – Responsible Agencies

Narrative

The City of Indianapolis is responsible for the administration and implementation of projects funded with Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), Emergency Solutions Grant (ESG), Housing Opportunities for Persons with AIDS (HOPWA). The Department of Metropolitan Development (DMD) is responsible for administration of the funds, creation of planning documents related to these grants, and is responsible for reporting to HUD and the community about the progress of all projects funded. DMD is also responsible for record maintenance and long-term compliance associated with each funding source.

The City of Indianapolis currently does not usually implement programming from its offices, but primarily utilizes project sponsors, developers and subgrantees to implement its programs. The City offers annual Request for Proposals (RFPs) to project developers, social service providers, private and public organizations, to fulfill the goals of the Consolidated Plan. Project applications are evaluated by teams that comprise of staff and community stakeholders to ensure eligibility and align funding with City priorities. The review team recommendations are provided to both the Mayor of Indianapolis and the City-County Council for approval prior to submission to HUD. The project sponsors and the City of

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Indianapolis typically enter into one or two-year agreements for the implementation of projects and programs.

The City of Indianapolis hired a consultant, City Consultants & Research, LLC, to write the 2020 - 2024 Consolidated Plan. The consultant wrote narrative sections, partnered with DMD staff for the public input processes, and conducted consultation interviews with stakeholders. To write the Strategic Plan, the consultant met with DMD staff to set priorities, goals and projects to meet the needs of the community. The consultant also developed the Analysis of Impediments to Fair Housing for 2020, incorporating it into the Strategic Plan of this document.

Consolidated Plan Public Contact Information

Questions about the 2020 - 2024 Consolidated Plan should be directed to:

Department of Metropolitan Development

City of Indianapolis

200 East Washington Street, Suite 2042

Indianapolis, IN 46204

317-327-5355

[email protected]

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PR-10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I) 1. Introduction

The City of Indianapolis conducted an extensive consultation process, reaching out to organizations across all sectors of the community and all locations across the community. Special attention was paid to inviting input from organizations not traditionally part of the Consolidated Plan process or new to the community development field. Consultations were completed face-to-face and via conference call. The City of Indianapolis provided the consultant a list of people to contact. Some interviews were added at the suggestion of interviewees in the consultations. A full list of those consulted is in the tables below.

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

The City of Indianapolis worked directly with the Indianapolis Housing Agency (IHA) and local affordable housing providers to complete portions of this Consolidated Plan. Input from IHA and affordable housing developers helped the City set goals to address the needs of extremely low-income households. With housing cost burden and severe housing cost burden being the primary housing needs for extremely low-income households, IHA and other affordable housing providers are the key to solutions moving forward through their developments of new housing and housing choice vouchers.

The City of Indianapolis, through its Department of Business and Neighborhood Services (BNS), assists the Marion County Health Department to ensure all residents have a safe and healthy place to live. BNS, and the City’s environmental court enable the Marion County Health Department to enforce repairs and to eradicate lead paint hazards for households with children. BNS also ensures housing meets minimum local health and safety codes.

As a rule, the State of Indiana does not invest its community development dollars in the City of Indianapolis because it does receive its own allocation directly from the U.S. Department of Housing and Urban Development. However, information available in the State of Indiana five-year strategic plan and from the State Health Department were helpful in establishing the needs in Marion County.

The State of Indiana issues a Qualified Allocation Plan (QAP), detailing the selection criteria and application requirements for Rental Housing Tax Credits (RHTC), Multifamily Bonds and HOME funds in

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conjunction with RHTCs. It contains all deadlines, application fees, restrictions, standards and requirements. The most recent draft of the QAP is a second draft and applies to all allocations of 2020 and 2021 RHTCs. The goals are to support and encourage developments that:

• Set aside units at a variety of rent and income levels; • Are a part of a broader or comprehensive neighborhood improvement, and which have the

capability of fundamentally changing the character of a neighborhood through measurable community impact;

• Substantially upgrade and preserve existing affordable housing; • Connect residents with appropriate services to enhance self-sufficiency and quality of life; and, • Are obligated to serve tenant populations with special housing needs, including by not limited

to, persons experiencing homelessness and persons with disabilities.

Many of the priorities and goals adopted by the City of Indianapolis as part of this Consolidated Plan follow similar paths as listed in the 2020/2021 QAP.

Overall the City of Indianapolis works in conjunction with all other public agencies. Through consultation, the City of Indianapolis has learned that project sponsors still desire greater coordination among funding agencies such as the State of Indiana, the City of Indianapolis and private resources as the grant funding cycles have synced creating a challenge when budgeting financial and human capital resources.

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness

The Indianapolis Continuum of Care (CoC) is an engaged coalition of public and private agencies and individuals who are dedicated to preventing and ending homelessness in the City of Indianapolis. Members of the CoC recognize that long-term efforts and goals can only be realized through a cooperative approach and readily share information and resources to address the needs of individuals and families experiencing homelessness.

The Governance Charter is used to determine the structure for the Indianapolis CoC and was unanimously adopted at the full membership meeting of the Continuum of Care held on May 22, 2019.

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The CoC is composed of representatives of organizations, including nonprofit homeless providers, victim service providers, faith-based organizations, governments, businesses, advocates, public housing agencies, school districts, social service providers, mental health agencies, hospitals, universities, affordable housing developers, law enforcement organizations that serve homeless and formerly homeless veterans and homeless and formerly homeless persons to the extent these groups are represented with in the geographic area and are available to participate. The CoC Governing Board must represent all of these organizations.

The Coalition for Homelessness Intervention and Prevention is the lead agency for the Indianapolis CoC and the City of Indianapolis serves as the Collaborative Applicant and Grantee. The City of Indianapolis works in partnership with the Indianapolis CoC to manage the local CoC funding, to increase coordination with the ESG and to apply for funding for homelessness programs and projects on behalf of the CoC. In August of 2019, the City of Indianapolis received the Youth Demonstration Grant Program designation. CHIP and the City are working with the Youth Action Board and the Indianapolis CoC to submit its final Community Plan to End Youth Homelessness to HUD on or before April 29, 2020.

Regular participation in workgroup meetings of the CoC enables the City to work with public and private organizations that address housing, health and social services, victim services, employment and education needs of low-income persons at-risk of homelessness and persons experiencing homelessness, including chronically homeless individuals, veterans, youth and young adults, and families. Public agencies that provide systems of care, such as health care, mental health care, foster care and correction programs, are also part of the committee structure, coordinating care for individuals that will be discharged and at high risk for homelessness.

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

The City of Indianapolis is the collaborative applicant and the Grantee for the Indianapolis CoC and the ESG participating jurisdiction. City staff collects input from ESG and CoC recipients via the CoC workgroup meetings year-round, approving priorities for both funding streams at its meetings. The most recent meeting where the CoC met to approve priorities for CoC and ESG funding took place on 07/18/19.

In May 2019, the CoC adopted a collective impact governance structure with Verticals, or scopes of work, aligned with community set strategies. Within each Vertical, Implementation Workgroups serve as

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the primary method to engage stakeholders, such as funding organizations, business and civic leaders, persons with lived experience, as well as homeless and housing providers. CoC and ESG providers as well as individuals with lived experience, participate in decision making to move the system from discussions to practical implementation.

City staff participate and/or lead many of the Implementation Workgroups. The Human Services Grant Manager co-leads the CoC Coordination Vertical along with a staff member from the CHIP. The CoC Coordination Vertical is responsible for strategy alignment, policy and priority updates, racial equity analysis and strategies, the review of CoC and ESG funding allocations, and training/capacity building activities. Every Monday the co-leads meet with other Vertical leads to discuss successes and challenges throughout the entire CoC. The Coordination Vertical will work to update policies, including the those related to funding and HMIS, each year. Non-conflicted members from the CoC Coordination Workgroup determine CoC funding levels each summer and determine ESG funding levels each fall, coordinating funding streams to meet the goals of the entire Indianapolis CoC.

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

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Table 2 – Agencies, groups, organizations who participated

1 Agency/Group/Organization KING PARK AREA DEVELOPMENT

Agency/Group/Organization Type Housing Community Development Financial Institution

What section of the Plan was addressed by Consultation?

Housing Need Assessment Market Analysis

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Met with staff from the agency and talked about housing development, market changes and the ways to stimulate the housing market in neighborhoods utilizing CDBG and HOME funding.

2 Agency/Group/Organization INDIANAPOLIS

Agency/Group/Organization Type Regional organization Civic Leaders Major Employer


Housing Need Assessment Public Housing Needs Economic Development Market Analysis Anti-poverty Strategy


Met with staff from the Mayor's office on the methods of outreach to the community. Also discussed the types of housing and market analysis to be included in the Consolidated Plan and issues the Mayor's office would like to see discussed beyond the federal requirements.

3 Agency/Group/Organization Eastern Star Church/Rock Initiative

Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Elderly Persons Services-Health Services-Education Service-Fair Housing

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Housing Need Assessment Homelessness Strategy Non-Homeless Special Needs Economic Development Market Analysis Anti-poverty Strategy Needs in Neighborhood of Color


Met with staff to discuss the efforts made by the church to develop a non - profit initiative to assist with housing and other needs in the community. The group also spoke about the needs faced by the community surrounding the church, which is a community of color.

4 Agency/Group/Organization Renew Indianapolis

Agency/Group/Organization Type Housing Services - Housing


Housing Need Assessment Market Analysis


Phone conversation with Executive Director on the programs at Renew Indianapolis. The discussion also included topics of demographics of those served, the success of the program and plans for the next five years.

5 Agency/Group/Organization LOCAL INITIATIVES SUPPORT CORPORATION

Agency/Group/Organization Type Housing Regional organization Private Sector Banking / Financing


Housing Need Assessment Economic Development Market Analysis Anti-poverty Strategy


Met with local staff about the housing and economic needs facing Indianapolis. The discussion included the plans by LISC for the next five years and how the City should select target areas for redevelopment and federal investment.

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6 Agency/Group/Organization Coalition For Homelessness Intervention and Prevention

Agency/Group/Organization Type Services-Victims of Domestic Violence Services-homeless Regional organization


Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth


Met with staff to talk about the Indianapolis Community Plan to End Homelessness 2018-2023. Discussed the need for affordable housing development for the most vulnerable residents of the community, particularly those who earn less than 30% AMI and require supportive services.

7 Agency/Group/Organization INDIANAPOLIS HOUSING AGENCY

Agency/Group/Organization Type PHA Civic Leaders


Public Housing Needs Market Analysis Anti-poverty Strategy Section 3


Met with Indianapolis Housing Agency staff. Discussed the barriers faced by housing choice voucher holders when seeking a safe, affordable place to live. Discussed the demographics of those served by the agency, the need to recruit more landlords and recruit more Section 3 businesses to work on federally funded projects. The Indianapolis Housing Agency will have only vouchers by the beginning of the 2020 - 2024 Consolidated Plan.

8 Agency/Group/Organization Christel DeHaan Family Foundation

Agency/Group/Organization Type Regional organization Foundation


General Funding Trends

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Met with staff to discuss the work of the Christel DeHaan Family Foundation. Informed the Consolidated Plan as to the gaps of resources in the region. Also discussed the benefit of seeding projects with multi-year grants to help organizations grow and become sustainable.

9 Agency/Group/Organization NEAR EAST AREA RENEWAL

Agency/Group/Organization Type Housing Services - Housing Service-Fair Housing Civic Leaders Neighborhood Organization


Housing Need Assessment Market Analysis Anti-poverty Strategy


Discussed the challenge with long term affordability of housing in neighborhoods that are becoming favorable housing markets with prices of housing escalating. Discussed the impact on community residents who are lower income and would like to remain in the neighborhood or feel they are being displaced.

10 Agency/Group/Organization John H. Boner Community Center

Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Elderly Persons Services-Persons with Disabilities Services-Health Services-Education Services-Employment Service-Fair Housing Services - Victims Neighborhood Organization

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Housing Need Assessment Homelessness Strategy Non-Homeless Special Needs Economic Development Market Analysis Anti-poverty Strategy


Discussed the challenge with long term affordability of housing in neighborhoods that are becoming favorable housing markets with prices of housing escalating. Discussed the impact on community residents who are lower income and would like to remain in the neighborhood or feel they are being displaced. Discussed progress in Promise Zone and work on the neighborhood based school, utilizing a two generation approach to education in the community.

11 Agency/Group/Organization International Marketplace Coalition

Agency/Group/Organization Type Business Leaders Civic Leaders Neighborhood Organization


Economic Development Market Analysis Immigrant Population Needs


Met with staff to talk about the progress made in the International Marketplace as well as places for the next five years. Discussed the needs that continue in the community and methods for assisting immigrants

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12 Agency/Group/Organization EDNA MARTIN CHRISTIAN CENTER

Agency/Group/Organization Type Services - Housing Services-Children Services-Elderly Persons Services-Persons with Disabilities Services-Persons with HIV/AIDS Services-Victims of Domestic Violence Services-homeless Services-Health Services-Education Services-Employment Service-Fair Housing Services - Victims Neighborhood Organization


Housing Need Assessment Non-Homeless Special Needs Market Analysis Anti-poverty Strategy


Met with staff to discuss the needs in the community, specifically the housing needs, education and basic supportive service needs. Discussed the role of business ownership as a method for individuals and families to increase income out of poverty.

13 Agency/Group/Organization Central Indiana Community Foundation

Agency/Group/Organization Type Regional organization Civic Leaders Foundation


Housing Need Assessment Homelessness Strategy Anti-poverty Strategy Capacity Building


Met with staff to discuss the needs in the community, specifically reach the most vulnerable population in the community. These populations include the homeless, those living below the poverty line and at-risk of homelessness. The discussion also covered the topic of capacity in the community to serve the entirety of Indianapolis, effectively.

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14 Agency/Group/Organization FLANNER HOUSE

Agency/Group/Organization Type Services - Housing Services-Children Services-Elderly Persons Services-Persons with Disabilities Services-Persons with HIV/AIDS Services-Victims of Domestic Violence Services-homeless Services-Health Services-Education Services-Employment Service-Fair Housing Services - Victims Neighborhood Organization


Housing Need Assessment Homelessness Strategy Non-Homeless Special Needs Anti-poverty Strategy


Met with staff to discuss the needs in the community. The discussion centered around housing challenges, child care and other basic needs in the community. The discussion also centered around the topic of programs or projects that will address needs specific to African American community Flanner House serves.

15 Agency/Group/Organization IUPUI - Public Policy Insititute

Agency/Group/Organization Type Other government - State State University - Research Organization


Housing Need Assessment Eviction Study


Consulted with staff on the results of the eviction study conducted in Indianapolis.

16 Agency/Group/Organization CROOKED CREEK NORTHWEST CDC

Agency/Group/Organization Type Services-Children Services-Education Neighborhood Organization

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Anti-poverty Strategy Youth Programming


Spoke with staff on the new lion catcher program, a partnership with a public school to provide supportive services to at-risk students. Programming is a two generation approach to addressing poverty, including tutoring and other supportive services for students and families.

17 Agency/Group/Organization Recycle Force

Agency/Group/Organization Type Services-Education Services-Employment Major Employer


Economic Development Anti-poverty Strategy Re-Entry


Met with leaders to discuss the challenges faced by clients re-entering society after time served in prison or jail. These challenges include food, housing and employment.

18 Agency/Group/Organization KEYS TO WORK, INC.

Agency/Group/Organization Type Services-Education Services-Employment Major Employer


Economic Development Anti-poverty Strategy Re-Entry


Met with leaders to discuss the challenges faced by clients re-entering society after time served in prison or jail. These challenges include food, housing and employment.

19 Agency/Group/Organization WEST INDIANAPOLIS DEVELOPMENT CORP.

Agency/Group/Organization Type Housing Neighborhood Organization

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Housing Need Assessment Economic Development Market Analysis


Met with staff to discuss the organization's plans for the next five years, opportunities in the area to develop housing and retail as well as preserve affordable housing as the downtown market begins to influence the area.

20 Agency/Group/Organization Indianapolis Urban League

Agency/Group/Organization Type Regional organization Civic Leaders


Housing Need Assessment Homelessness Strategy Non-Homeless Special Needs Market Analysis Anti-poverty Strategy


Met with staff to discuss the needs the African American Community faces at disproportionate rates than their White peers.

21 Agency/Group/Organization UNITED WAY OF CENTRAL INDIANA

Agency/Group/Organization Type Regional organization Civic Leaders Foundation


Housing Need Assessment Homelessness Strategy Non-Homeless Special Needs Economic Development Anti-poverty Strategy


Met with staff to talk about inclusion when it comes to community development - inclusion and diversity of staff and Board of Directors going forward in the groups organizations fund. Discussed the need to develop goals and priorities that complement each organization and working with organizations to grow and become sustainable.

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22 Agency/Group/Organization Indianapolis Gateway, Inc

Agency/Group/Organization Type Housing Civic Leaders Neighborhood Organization


Housing Need Assessment Economic Development Market Analysis


Met with staff to discuss the challenges facing a new group entering the community development field in Indianapolis. Discussion included the plans for the next five years as the organization continues to grow and discussed readiness for federal funding or federal designations.

23 Agency/Group/Organization Indiana Youth Group

Agency/Group/Organization Type Services-Children Services-homeless Services - Victims


Homelessness Strategy Homelessness Needs - Unaccompanied youth LBGT Youth


Met with staff to talk about the needs facing homeless youth or at-risk youth in the community, specifically those who identify as LBGT. Discussed the gaps in funding resources available for LBGT youth.

24 Agency/Group/Organization Indiana Latino Expo

Agency/Group/Organization Type Regional organization


Market Analysis Outreach to Latino Community


Met with staff to talk about the needs facing the Latino Community in Indianapolis as well as methods for outreach to the community that may be successful.

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25 Agency/Group/Organization AccessAbility

Agency/Group/Organization Type Services-Persons with Disabilities Regional organization


Non-Homeless Special Needs


Phone conversation with staff to discuss the barriers faced by those living with a disability. Discussed the term Intersectionality - the additional barrier a disability adds to other challenges a person may face.

26 Agency/Group/Organization Indiana Statewide Independent Living Council

Agency/Group/Organization Type Services-Persons with Disabilities Regional organization


Non-Homeless Special Needs


Phone conversation with staff to discuss the barriers faced by those living with a disability. Discussed the term Intersectionality - the additional barrier a disability adds to other challenges a person may face.

27 Agency/Group/Organization Fair Housing Center of Central Indiana

Agency/Group/Organization Type Services - Housing Service-Fair Housing Services - Victims


Housing Need Assessment Fair Housing


Met with staff to talk about fair housing issues and barriers to affordable housing.

28 Agency/Group/Organization Back Home in Indiana Alliance

Agency/Group/Organization Type Services - Housing Services-Persons with Disabilities Civic Leaders

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Non-Homeless Special Needs Fair Housing


Met with staff to talk about fair housing issues and barriers to affordable housing.

29 Agency/Group/Organization Greater Indianapolis Chamber of Commerce - Develop Indy

Agency/Group/Organization Type Services-Education Services-Employment Services - Broadband Internet Service Providers Services - Narrowing the Digital Divide Business Leaders Business and Civic Leaders


Economic Development Anti-poverty Strategy


Met with staff to talk about the barriers for employment, workforce development and access to technology.

30 Agency/Group/Organization Marion County Health Department

Agency/Group/Organization Type Health Agency Other government - Local


Lead-based Paint Strategy


Phone interview with staff to talk about lead paint hazards and the health department's efforts to curb the hazards to children and families.

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31 Agency/Group/Organization INDIANA HOUSING AND COMMUNITY DEVELOPMENT AUTHORITY

Agency/Group/Organization Type Housing Services - Housing Services-homeless Service-Fair Housing Other government - State


Housing Need Assessment Lead-based Paint Strategy Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth Market Analysis Anti-poverty Strategy


Met with staff to talk about housing programs at the State level, goals for the state funding resources and the new lead paint grant.

32 Agency/Group/Organization Damien Center

Agency/Group/Organization Type Services - Housing Services-Persons with HIV/AIDS


Housing Need Assessment Homelessness Strategy HOPWA Strategy


In person interview with staff to discuss homeless needs and HOPWA strategy.

33 Agency/Group/Organization Indiana Civil Rights Commission

Agency/Group/Organization Type Service-Fair Housing Other government - State Regional organization Civic Leaders

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Market Analysis Fair Housing


In person interview with staff to discuss fair housing.

34 Agency/Group/Organization Indiana Apartment Association

Agency/Group/Organization Type Housing Services - Housing Service-Fair Housing


Housing Need Assessment Market Analysis Fair Housing


In person interview to discuss fair housing, the needs in the community and the current rental market.

35 Agency/Group/Organization Congressman Andre Carson's Office

Agency/Group/Organization Type Civic Leaders


Housing Need Assessment Anti-poverty Strategy General Strategies


In person interview with staff to discuss initiatives of the City/Consolidated Plan and learn about initiatives of the Congressman.

Identify any Agency Types not consulted and provide rationale for not consulting

The City of Indianapolis strived to meet with all agency types listed above. Because of the large community, multiple agencies per organization type were interviewed for input. However, it should be noted that not all groups of an organization type could be interviewed individually. For example, multiple community centers and affordable housing providers were interviewed for their perspective, representing their respective fields. However, due to timing constraints, not all community centers and

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affordable housing providers were interviewed on an individual basis. The City of Indianapolis invited organizations not interviewed to public meetings and to participate as part of the survey process to provide input.

Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan?

Continuum of Care

City of Indianapolis The Consolidated Plan is utilizing the goals from the Indianapolis Community Plan to End Homelessness 2018-2023 as its goals to address affordable housing and homelessness.

Table 3 – Other local / regional / federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

Many of the initiatives set out in the 2020-2024 Consolidated Plan will need help from other local, state and federal entities for its implementation. The City of Indianapolis will coordinate efforts with the following initiatives to implement the goals and priorities:

• Leverage capital funds for affordable housing development through the Low Income Housing Tax Credits issued by the State.

• Development of public transit-oriented options, including affordable housing along newly developed rapid bus transit lines already outlined in Metropolitan Planning Organization and IndyGo.

• Advocacy from other neighboring communities to the U.S. Department of Transportation for the funding of rapid bus transit lines.

• Support from the Indianapolis Public Schools to develop educational opportunities for children before and after school.

• Support from the Office of Fair Housing within HUD to help with fair housing initiatives, including earning a substantial equivalency between the local city ordinance and the federal fair housing act.

Narrative (optional):

Through the consultations, even with different agencies or stakeholder types within community development as part of the interview, four topics repeated themselves: 1) affordable housing, 2) food

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insecurity, 3) inclusiveness, and 4) unemployment. The City of Indianapolis has responded with priorities and goals that address all four of the main threads of discussion, with an emphasis on affordable housing development along the entire continuum.

Another thread of discussion includes the need for funding to cover administration costs associated with management of multiple funding resources. All agencies have performed great feats when it comes to community development. However, to implement projects and keep a planning pipeline of projects poses a challenge for most community development corporations and the City of Indianapolis. Administrative requirements associated with some funding resources require consultants or additional staff time away from project implementation and future project planning. Instead of working 5-10 years into the future, most local organizations continue to work 6 months to a year in advance. Larger private organizations with enough history and private resources have been able to adapt to the changing financial climate of public grant dollars. However, small organizations primarily funded with public dollars continue to face a continual shortage.

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PR-15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

The City of Indianapolis conducted public outreach over a six-month period beginning in January, 2019. The City of Indianapolis posted a survey on January 3, 2019 to collect general input from the community on the challenges facing their neighborhood as well as the City at-large. The Department of Metropolitan Development posted a direct link to the survey on social media sites, Twitter and Facebook, and emailed a link via an e-newsletter. The City collected 741 surveys from the community in the three months it was posted to surveymonkey.com. The City of Indianapolis collected more surveys in early January with small groups responding to updated social media postings. Of the respondents:

• 68.46 percent lived and worked within Marion County. • 23.61 percent identified themselves as an elderly person age 62 or older. • 10.23 percent identified themselves as a member of a minority races such as African American, Asian, American Indiana, Pacific Islander,

Multiple Races or Other Race, not previously mentioned and is not White. • 81.86 percent owned their own home. • 68.62 percent did not identify as a person who worked for real estate developer, workforce or social service agency, government

agency, healthcare provider, or previous program recipient. • 48.37 percent reported an income over $75,000 per year, while only 12.45 percent reported an income of $30,000 per year or less. • All but 14 identified as age 25 or older, with approximately 20 percent of the respondents coming from each of one of the age groups

(25-34, 35-44, 45-54, 55-64 and 65+).

The top three challenges facing Indianapolis, as identified by the survey respondents were 1) lack of quality infrastructure (75.59 percent), 2) high rates of criminal activity (67.61 percent), and 3) lack of access to community amenities and services such as parks, grocery stores, libraries, etc. (39.59 percent). It should be noted that the survey was available for comment during a winter with a significant amount of freezing temperatures and thawing temperatures, which increased the need for the Department of Public Works to make street repairs. This may account for high response rate. The high rates of homelessness (39.44 percent) and lack of quality affordable housing choices (36.46 percent) followed closely behind as the 4th and 5th biggest challenges, respectively. A summary of responses has been included in Appendix A.

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The information from the survey, in conjunction with the input of stakeholder consultations and the housing need data, helped the City of Indianapolis craft draft priorities and goals. The City of Indianapolis utilized public meetings to solicit input from the community and target neighborhoods to get feedback on the suggested priorities and goals. The public meetings were held in low to moderate income areas and neighborhoods incorporated into neighborhood revitalization strategy areas (NRSAs). The Strategic Plan will elaborate further on the NRSA’s. However, it should be noted here that feedback during these public meetings also refined the individual NRSA goals.

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Citizen Participation Outreach

Sort Order

Mode of Outreach

Target of Outreach

Summary of response/attend

ance

Summary of comments rece

ived

Summary of comments not accepted

and reasons

URL (If applicable)

1 Public Meeting Minorities Non-targeted/broad community

June 12, 2019 - 5 pm - Garfield Park Burrello Family Center - 1 person from the public attended the meeting. Staff sat down with the one person to discuss the purpose and issues the individual thought were important to include.

City staff collected feedback in 5 general areas: Employment, Housing, Food Insecurity, Homelessness and Neighborhoods. Attendees could also add to areas of "things we missed" not in those four categories but are important. Full notes from the public meeting are include in Appendix C.

All comments have been accepted.

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Sort Order

Mode of Outreach

Target of Outreach


ance


ived


and reasons

URL (If applicable)

2 Public Meeting Minorities Non-English Speaking - Specify other language: Spanish, International Market Place Persons with disabilities Non-targeted/broad community

June, 17, 2019, 5 PM - Meeting held at Emmaus Christian Church in the International Market Place - Light attendance with a total of 5 people.



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Sort Order

Mode of Outreach

Target of Outreach


ance


ived


and reasons

URL (If applicable)

3 Public Meeting Minorities Persons with disabilities Non-targeted/broad community Residents of Public and Assisted Housing

June, 18, 2019, 5 PM - Meeting held at Eastern Start Church - Light attendance with a total of 2 people.



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Sort Order

Mode of Outreach

Target of Outreach


ance


ived


and reasons

URL (If applicable)

4 Public Meeting City County Council Members

June 3, 2019 - Open House for City County Council Members before their regularly scheduled Meeting. Attendance was limited.

City staff provided sample goals and strategies to address needs in the community. Feedback helped guide the types of goals implemented as part of this Consolidated Plan.


5 Internet Outreach

Non-targeted/broad community

The City collected 741 surveys from the community in the three months it was posted to surveymonkey.com.

The City placed a survey on survey monkey for a period of 90 days. A copy of the survey, its results and a map of the respondents is included in Appendix A.

All comments were accepted.

https://www.surveymonkey.com/r/8WCGNVB

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Sort Order

Mode of Outreach

Target of Outreach


ance


ived


and reasons

URL (If applicable)

6 30-Day Comment Period

Minorities Non-English Speaking - Specify other language: Spanish Persons with disabilities Non-targeted/broad community Residents of Public and Assisted Housing

The draft form of this Consolidated Plan was available for 30 days for public comment beginning January 13, 2020 and ending February 11, 2020.

A summary of comments from that 30-day period and the responsive answers from the City are include as Appendix B.

Table 4 – Citizen Participation Outreach

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Needs Assessment

NA-05 Overview Needs Assessment Overview

A requirement of the Consolidated Plan is the City of Indianapolis must examine all the housing needs in the community and from a variety of perspectives. The U.S. Department of Housing and Urban Development (HUD) provides data that can be examined to meet their specific requirements for consolidated planning. Because of the age of the statistics provided, the City of Indianapolis looked for trends in housing needs over multiple consolidated planning periods. Needs include over-crowding, housing cost burden, severe housing cost burden, and lack of plumbing or kitchen facilities. Cost burden occurs when a household pays more than 30 percent of the household’s gross monthly income towards housing. Severe cost burden occurs when a household pays more than 50 percent of the household’s gross monthly income towards housing. A large number of households (17.99 percent of owners and 50.00 percent of renters) spend more than 30 percent of their gross monthly income towards housing costs.

The previous Consolidated Plan found that African American households and extremely low-income households having higher cost burden. The need analysis found these two populations continue to face housing needs at higher rates than their peers. The following pages of the Needs Analysis will further examine these trends and groups facing housing needs in the community.

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NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs

City Consultants & Research, LLC utilized the SAVI Community Information System, a large community data system managed by the Polis Center at the Indiana University School of Liberal Arts to update information provided by the U.S. Department of Housing and Urban Development. The City of Indianapolis, based on the HUD provided data from 2015, had a population of 850,830. This data is from the five-year American Community Survey (ACS), 2011-2015 estimates. According to the SAVI data, the estimated population in 2017 was 939,964 people. The last decennial census (2010) listed the Indianapolis population at 890,976 people. The population has grown by 5.5 percent from 2010 to 2017.

The number of households also increased since 2000 by 4.53 percent. The total number of households listed by SAVI in 2017 was 367,215. The average household size was 2.59 persons. The largest segment of households is households with children, totaling 109,105 households.

Marion County is divided into nine (9) townships, Pike, Washington, Lawrence, Warren, Center, Wayne, Decatur, Perry and Franklin. According to Savi.org, in 2017, 67.9 percent of the Pike Township population identified themselves as a person of color. Wayne Township has the largest Hispanic or Latino population, with 20.7 percent identifying themselves as Hispanic or Latino.

Demographics Base Year: 2009 Most Recent Year: 2015 % Change Population 829,718 850,830 3% Households 329,098 334,145 2% Median Income $43,430.00 $42,078.00 -3%

Table 5 - Housing Needs Assessment Demographics

Data Source: 2005-2009 ACS (Base Year), 2011-2015 ACS (Most Recent Year)

Number of Households Table

0-30% HAMFI

>30-50% HAMFI

>50-80% HAMFI

>80-100% HAMFI

>100% HAMFI

Total Households 63,597 50,081 66,799 35,712 117,955 Small Family Households 21,152 17,471 23,717 13,473 59,222 Large Family Households 4,564 3,847 5,026 2,743 7,386

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0-30% HAMFI

>30-50% HAMFI

>50-80% HAMFI

>80-100% HAMFI

>100% HAMFI

Household contains at least one person 62-74 years of age 8,211 8,448 10,879 6,990 20,715 Household contains at least one person age 75 or older 5,605 7,005 7,360 3,084 6,486 Households with one or more children 6 years old or younger 12,830 9,688 10,627 5,139 11,395

Table 6 - Total Households Table Data Source: 2011-2015 CHAS

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Housing Needs Summary Tables

1. Housing Problems (Households with one of the listed needs)

Renter Owner 0-30% AMI

>30-50% AMI

>50-80% AMI

>80-100% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

>80-100% AMI

Total

NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 829 500 855 194 2,378 249 134 274 110 767 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 750 313 190 240 1,493 0 80 145 19 244 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 1,319 884 1,075 164 3,442 370 364 504 334 1,572 Housing cost burden greater than 50% of income (and none of the above problems)

30,368 5,590 945 120

37,023 8,202 4,481 2,021 243

14,947

Housing cost burden greater than 30% of income (and none of the above problems) 5,410

18,354 9,449 1,050

34,263 2,811 5,746 8,565 2,394

19,516

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>30-50% AMI

>50-80% AMI

>80-100% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

>80-100% AMI

Total

Zero/negative Income (and none of the above problems) 5,734 0 0 0 5,734 1,971 0 0 0 1,971

Table 7 – Housing Problems Table Data Source:

2011-2015 CHAS

2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden)


>30-50% AMI

>50-80% AMI

>80-100% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

>80-100% AMI

Total

NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 33,273 7,304 3,065 720 44,362 8,817 5,061 2,936 708 17,522 Having none of four housing problems 8,940 24,243 31,289 13,152 77,624 4,899 13,501 29,528 21,137 69,065 Household has negative income, but none of the other housing problems 5,734 0 0 0 5,734 1,971 0 0 0 1,971

Table 8 – Housing Problems 2 Data Source:

2011-2015 CHAS

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3. Cost Burden > 30%


>30-50% AMI

>50-80% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

Total

NUMBER OF HOUSEHOLDS Small Related 14,838 9,439 3,570 27,847 3,112 3,431 4,365 10,908 Large Related 2,924 1,479 530 4,933 905 778 682 2,365 Elderly 5,326 4,109 1,764 11,199 4,338 4,152 3,194 11,684 Other 15,094 9,788 5,054 29,936 3,110 2,266 2,519 7,895 Total need by income

38,182 24,815 10,918 73,915 11,465 10,627 10,760 32,852

Table 9 – Cost Burden > 30% Data Source:

2011-2015 CHAS

4. Cost Burden > 50%


>30-50% AMI

>50-80% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

Total

NUMBER OF HOUSEHOLDS Small Related 12,753 1,725 65 14,543 2,328 1,440 779 4,547 Large Related 2,244 65 0 2,309 530 154 63 747 Elderly 3,988 1,295 429 5,712 2,991 1,766 718 5,475 Other 13,284 2,630 645 16,559 2,601 1,168 485 4,254 Total need by income

32,269 5,715 1,139 39,123 8,450 4,528 2,045 15,023

Table 10 – Cost Burden > 50% Data Source:

2011-2015 CHAS

5. Crowding (More than one person per room)


>30-50% AMI

>50-80% AMI

>80-100% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

>80-100% AMI

Total

NUMBER OF HOUSEHOLDS Single family households 1,844 1,078 875 219 4,016 295 333 539 255 1,422 Multiple, unrelated family households 214 130 309 35 688 75 103 144 103 425

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>30-50% AMI

>50-80% AMI

>80-100% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

>80-100% AMI

Total

Other, non-family households 39 38 95 149 321 0 0 0 0 0 Total need by income

2,097 1,246 1,279 403 5,025 370 436 683 358 1,847

Table 11 – Crowding Information – 1/2 Data Source:

2011-2015 CHAS


>30-50% AMI

>50-80% AMI

Total 0-30% AMI

>30-50% AMI

>50-80% AMI

Total

Households with Children Present 0 0 0 0 0 0 0 0

Table 12 – Crowding Information – 2/2 Data Source Comments:

Describe the number and type of single person households in need of housing assistance.

The tables, unless otherwise noted, come from the HUD provided data resource, the 2011-2015 CHAS, and the 2011-2015 American Community Survey. According to the data, 65,597 households have gross annual incomes below 30 percent of the HUD Area Median Family Income (HAMFI). Figure 7 is a map showing where most of these households reside within Marion County. The map shows them largely concentrated in the areas north and east of downtown Indianapolis.

As income increases, the concentration expands to a larger ring around the center of Marion County. The concentration of low income (households earning between 31% and 50% HAMFI) and moderate income (households earning between 51% and 80% HAMFI) grows larger. However, concentrations remain to the north and northeast of downtown Indianapolis, as shown in Figures 8 and 9.

Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking.

The Indianapolis CoC utilizes a Coordinated Entry System (CES) for all those households who are seeking housing through the homeless service provision system. Lethality questions have been added to the CES application to immediately identify domestic violence (DV) survivors and refer them to a DV provider. Upon referral to a DV provider, survivors are paired with an advocate to determine the housing and services best meeting their needs. Looking in CES on 9/6/19, the CoC determined there were 405 households seeking housing or services who were DV survivors. Of the 405 in CES, 175 were currently

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fleeing from DV. The CoC, according to its HMIS tracking system was serving 158 households with a history of DV.

What are the most common housing problems?

The most common housing problem is the cost of housing. Households living in Indianapolis experience housing cost burden and severe housing cost burden in large numbers. While the percentage of households experiencing housing cost burden has not increased since the last consolidated plan, the number of households experiencing these problems has.

Are any populations/household types more affected than others by these problems?

Housing cost burden, or paying more than 30 percent of gross monthly income towards housing costs, is experienced at higher rates for several subpopulations within Indianapolis/Marion County. The African American population and renters all have higher rates of housing cost burden.

The African American population accounts for 28.6 percent of the Marion County population but accounts for 32 percent of the Marion County population living with a housing cost burden. The 2015-2019 Consolidated Plan also stated that African American population had a disproportionate need, regarding housing cost burden. The 2007-2011 CHAS showed the African American population accounted for 29.7 percent of the Marion County population experiencing a housing cost burden. The disproportionate need has only increased since the previous Consolidated Plan. Meetings with stakeholders confirmed the need of housing cost burden continues to grow within the African American population. While discussions were general in nature about the needs of the community, they confirm what the data is telling.

Renter households have a higher rate of cost burden and severe cost burden than owner occupied households. According to the 2011-2015 CHAS, 70,690 renter households were experiencing a housing cost burden, or 59.7 percent of renter households. Of those households, 37,565 or 31.7 percent of renter households were experiencing a severe housing cost burden. Severe cost burden is when a household pays more than 50 percent of their gross monthly income towards housing costs.

Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance

According to the 2011-2015 CHAS, Marion County/Indianapolis has a total of 63,597 households who earned a gross income less than 30 percent of the area median family income. Households earning less than 30 percent of the area median family income are also known as extremely low-income households. Of those households, 21,152 were small, family households and 12,830 were households with one or

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more children 6 years old or younger. These families make up 33.2 percent and 20.2 percent of the total number of households earning less than 30 percent area median family income, respectively.

Of the 63,597 extremely low-income households, 42,092 households experienced a severe housing problem. According to HUD, a severe housing problem is defined as one or more of the four housing problems: severely overcrowded (more than 1.5 persons per room), severely cost burdened (paying more than 50 percent of income towards housing cost), a housing unit lacking complete kitchen facilities or a housing unit lacking complete plumbing facilities. The majority of those with a severe housing problem were experiencing a severe housing cost burden, paying more than 50 percent of their gross monthly income towards housing costs. A total of 40,719 households were experiencing a severe housing cost burden and earning less than 30 percent of the area median family income. With such a large portion of their income going towards housing costs, these households have very little income to go towards transportation, child care, health care, food or other costs during the month. This means 40,719 households in Indianapolis are at risk of not paying rent or their mortgage to pay for other life necessities, and thus, at-risk of experiencing homelessness. Of those 40,719 extremely low-income households with a severe housing cost burden, 32,269 households (79.2 percent) were renter households.

The City of Indianapolis, in partnership with the Indianapolis Continuum of Care (CoC), provides rental assistance called rapid re-housing (RRH). RRH is an intervention designed to help individuals and families that do not need intensive and ongoing supports to quickly exit homelessness and return to permanent housing. RRH assistance is offered without preconditions and the resources and services provided are tailored to the unique needs of the household to help them find and keep a permanent place to live.

The Indianapolis CoC began implementing RRH interventions and projects in 2017 with positive results. The Indianapolis CoC tracks results in two ways: 1) adults only and 2) families with children. Of the adult only households, 22 percent of those served in 2017 returned to homelessness and 28 percent of those served in 2018 returned to homelessness. Of those same households served, in 2017, 71 percent had income upon exiting the program and in 2018, 63 percent had income upon exiting the program. Of the families with children, 13 percent of those served in 2017 returned to homelessness and 23 percent of those served in 2018 returned to homelessness. Of those same households served, in 2017, 71 percent had income upon exiting the program and in 2018, 78 percent had income upon exiting the program. Households with income have a greater chance of succeeding on achieving housing stability and not returning to homelessness.

If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates:

The above narrative looked at total renter households experiencing a severe housing cost burden, but the reality is the majority of those households earn less than 30 percent of the area median family

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income or are extremely low income. The City of Indianapolis will consider extremely low-income households, experiencing a severe housing cost burden as an at-risk population.

Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness

“Housing expenditures that exceed 30 percent of a household income have historically been viewed as an indicator of a housing affordability problem.”[1] As housing costs increase over this standard for a household, it decreases the discretionary income for other items such as food, transportation, health care, child care and savings for times of unemployment or other emergencies.

A significant number of households pay more than 30 percent of their gross monthly income towards housing costs, experiencing a housing cost burden. According to the CHAS information from HUD, 50 percent of renter households and 18 percent of owner households experience a cost burden. Figure 11 shows the number of households by income and household type experiencing a cost burden. For renter households, the number of households who experience a housing cost burden greatly increases as income decreases. For owner households, the number of households who experience a housing cost burden remains even across all income levels.

On any given night, 1,600 people will experience homelessness in Indianapolis. The causes for homelessness are varied by the individual or family and they can include mental illness, substance abuse, loss of employment and/or domestic violence. These causes are compounded by the lack of quality affordable rental housing for extremely low-income households within the community. The City of Indianapolis and the Indianapolis CoC have set a goal by 2023, “any individual or family in Indianapolis who becomes homeless will spend no more than 30 days without a permanent, safe, affordable place to live.”[1] In order to achieve this goal, the City of Indianapolis and local homeless service providers have set strategies to address the most vulnerable populations that experience homelessness at higher rates, which include development of more affordable housing for extremely low income households, earning 0-30 percent AMI.

Discussion

Thus far, the Consolidated Plan has discussed the total number of households experiencing housing cost burden or severe housing cost burden. These households represent the largest percent of households facing any type of housing need. According to the City’s definition, those at risk of homelessness are those experiencing a severe housing cost burden.

The number of renter households experiencing a housing cost burden has increased since the last Consolidated Plan, published in 2015. At the publication of the 2015 Consolidated Plan, 65,189 renters

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and 33,240 owners were experiencing a housing cost burden. According to the 2015 CHAS, 73,915 renter households and 32,852 owner households are experiencing a housing cost burden.

The number of renter households experiencing a severe housing cost burden has also increased since the last Consolidated Plan, published in 2015. At the publication of the 2015 Consolidated Plan, 24,266 renters and 15,630 owners were experiencing a severe housing cost burden. According to the 2015 CHAS, 39,123 renter households and 15,023 owner households are experiencing a severe housing cost burden.

In both cases of housing cost burden and severe housing cost burden, more renters are experiencing both than at the time of the last publication of the Consolidated Plan. The number of owners experiencing both housing cost burden and severe housing cost burden has remained steady. Stakeholders have stated that more households are unable to afford renting a home, leading to other issues of eviction and homelessness. Later in this document, the City of Indianapolis will examine the high rate of evictions for rental households[1].

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NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

In the prior section, the greatest housing need is housing cost burden and severe housing cost burden and the greatest number of households with this housing problem are rental households. The City of Indianapolis and its consultant discussed racial disparity with a number of stakeholder interviews. Through the discussion, the problem of racial disparity growing in the community is prevalent. The data in this section supports those discussions.

0%-30% of Area Median Income

Housing Problems Has one or more of four housing

problems

Has none of the four housing

problems

Household has no/negative

income, but none of the other

housing problems Jurisdiction as a whole 50,295 5,617 7,705 White 21,225 2,757 3,270 Black / African American 21,683 2,375 3,170 Asian 948 75 350 American Indian, Alaska Native 144 4 0 Pacific Islander 4 0 0 Hispanic 5,314 330 725

Table 13 - Disproportionally Greater Need 0 - 30% AMI Data Source: 2011-2015 CHAS

*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 30%-50% of Area Median Income


problems


problems



housing problems Jurisdiction as a whole 36,471 13,640 0 White 17,962 8,271 0 Black / African American 13,149 3,619 0

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problems


problems



housing problems Asian 675 232 0 American Indian, Alaska Native 78 4 0 Pacific Islander 0 0 0 Hispanic 3,929 1,339 0


*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 50%-80% of Area Median Income


problems


problems



housing problems Jurisdiction as a whole 23,994 42,811 0 White 13,939 26,005 0 Black / African American 7,383 11,576 0 Asian 550 959 0 American Indian, Alaska Native 18 114 0 Pacific Islander 0 0 0 Hispanic 1,820 3,130 0


*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%



problems


problems



housing problems Jurisdiction as a whole 4,865 30,848 0

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problems


problems



housing problems White 3,105 21,140 0 Black / African American 1,364 7,102 0 Asian 127 724 0 American Indian, Alaska Native 14 55 0 Pacific Islander 0 10 0 Hispanic 198 1,454 0


*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

Figure 11 - Disproportionate Need - All Housing Problems

Discussion

For the purpose of this discussion, the City of Indianapolis will compare the HUD charts and data provided to all 2011-2015 American Community Survey (ACS) data. According to the 2011-2015 ACS, the White population made up 62.1 percent of the total Indianapolis population, the African American population made up 27.8 percent of the total Indianapolis population, and the Hispanic or Latino population made up 9.4 percent of the total Indianapolis population.

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The median household income is the income by which half of all households earn less and half of all households earn more. Each of the four tables in this section look at housing problems by income level, all below the median household income. Housing problems are 1) overcrowding, 2) lack of plumbing or kitchen facilities, 3) housing cost burden, or 4) severe housing cost burden. For White households, 48.6 percent of households at or below 100 percent of the median income experience at least one housing problem. For African American households, 37.7 percent of households at or below 100 percent of the median income experience at least one housing problem. For Hispanic or Latino households, 9.7 percent of household at or below 100 percent of the median income experience at least one housing problem. African American households represent a larger portion of the population experiencing housing problems than they represent in the total population. If examined over time, the disproportionate need has grown for African American Households. The 2015 -2019 Consolidated Plan found a disproportionate need, but at a lower rate. In that document, African American households represented 35 percent of households one or more housing problems. Since the last CHAS, the percent of African American households experiencing a housing problem as increased by 7.7 percent.

For Hispanic or Latino households, 9.7 percent are experiencing one or more housing problems. This is not a statistically significant difference from percent of the population, but it is an increase from the 2015-2019 Consolidated Plan. At the time of the publication of the 2015-2019 Consolidated Plan, 7.4 percent of Hispanic or Latino households were experiencing a housing problem. The percent of Hispanic or Latino Households experiencing a housing problem has increased by 31 percent in the two years since the last CHAS.

Figure 11 shows the increase in disproportionate need for the two largest minority populations in Indianapolis increasing since the previous Consolidated Plan publication. However, for White households, the percent of the population experiencing housing problems has decreased.

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NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

The US Department of Housing and Urban Development (HUD) defines sever housing problems as 1) lacks complete kitchen facilities, 2) lacks complete plumbing facilities, 3) overcrowding with more than 1.5 persons per room, or 4) monthly housing costs (including utilities) over 50 percent of monthly income. Tables 17 through 20 show the Community Planning/CHAS Data, listing the number of households experiencing severe housing problems by income.


Severe Housing Problems* Has one or more of four housing

problems


problems



housing problems Jurisdiction as a whole 42,090 13,839 7,705 White 17,851 6,144 3,270 Black / African American 18,123 5,940 3,170 Asian 853 170 350 American Indian, Alaska Native 115 33 0 Pacific Islander 4 0 0 Hispanic 4,334 1,310 725

Table 17 – Severe Housing Problems 0 - 30% AMI Data Source: 2011-2015 CHAS

*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 30%-50% of Area Median Income


problems


problems



housing problems Jurisdiction as a whole 12,365 37,744 0 White 6,051 20,170 0

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problems


problems



housing problems Black / African American 4,284 12,494 0 Asian 310 593 0 American Indian, Alaska Native 20 62 0 Pacific Islander 0 0 0 Hispanic 1,404 3,860 0


*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 50%-80% of Area Median Income


problems


problems



housing problems Jurisdiction as a whole 6,001 60,817 0 White 3,441 36,481 0 Black / African American 1,439 17,520 0 Asian 213 1,299 0 American Indian, Alaska Native 14 118 0 Pacific Islander 0 0 0 Hispanic 769 4,185 0


*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

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problems


problems



housing problems Jurisdiction as a whole 1,428 34,289 0 White 898 23,361 0 Black / African American 343 8,132 0 Asian 55 809 0 American Indian, Alaska Native 10 59 0 Pacific Islander 0 10 0 Hispanic 118 1,534 0


*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Discussion

For the purpose of this discussion, the City of Indianapolis will compare the HUD charts and data provided to all 2011-2015 American Community Survey (ACS) data. According to the 2011-2015 ACS, the White population made up 62.1 percent of the total Indianapolis population, the African American population made up 27.8 percent of the total Indianapolis population, and the Hispanic or Latino population made up 9.4 percent of the total Indianapolis population.

Each of the four tables in this section look at severe housing problems by income level, all below the median household income. For White households, 45.6 percent of households at or below 100 percent of the median income experience at least one severe housing problem. For African American households, 39.1 percent of households at or below 100 percent of the median income experience at least one severe housing problem. For Hispanic or Latino households, 10.7 percent of household at or below 100 percent of the median income experience at least one severe housing problem. Both African American and Hispanic or Latino households represent a larger portion of the population experiencing severe housing problems than they represent in the total population.

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NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction:

Pervious sections already discussed the two largest housing needs in Indianapolis are housing cost burden and severe housing cost burden. Without enough money to pay for housing, household can face eviction or homelessness.

The Eviction Lab at Princeton University has built the first nationwide database of evictions. The data collected comprised of formal eviction records from 48 states and the District of Columbia, as well as state and court-level statistics on landlord-tenant cases files from 27 states, New York City and the District of Columbia. Formal evictions are defined as an involuntary move by the tenant from a rental property that are court ordered. There are also informal evictions, or forced moves, that do not involve the court system and are not part of the data reported by eviction lab.

The City of Indianapolis, according to EvictionLab.org has the 14th highest rate of evictions nationwide and the second highest number overall. In 2016, 11,570 renter households experienced a formal eviction, equivalent to 31.61 evictions per day. The number of formal evictions happen at a rate of 7.27 percent, 3.1 times greater than the national average of 2.34 percent. This high rate of eviction is a convergence of issues, including laws and regulations that favor the landlord, but also the high number of households experiencing a housing cost burden in the community. This Consolidated Plan has previously discussed the largest housing need is housing cost burden and that it is a growing problem, with more households today experiencing a housing cost burden than before.

Housing Cost Burden

Housing Cost Burden <=30% 30-50% >50% No / negative income (not computed)

Jurisdiction as a whole 212,183 59,176 54,795 8,070 White 149,062 31,430 25,515 3,380 Black / African American 44,273 20,535 22,112 3,385 Asian 4,573 974 1,164 360 American Indian, Alaska Native 330 97 115 30 Pacific Islander 10 0 4 0 Hispanic 10,643 5,274 4,784 740

Table 21 – Greater Need: Housing Cost Burdens AMI Data Source: 2011-2015 CHAS

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Figure 12 - Disproportionate Housing Problems by Race and Ethnicity

Figure 13 - Cost Burden and Severe Cost Burden by Income 2013 CHAS

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Figure 14 - Housing Cost Burden by Income, Race, and Ethnicity

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Figure 15 - Concentrations of the African American Community

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Figure 16 - Concentrations of the Hispanic Population

Discussion:

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According to the 2011-2015 American Community Survey, the three largest demographic populations in Indianapolis are White (63.4%), African American/Black (26.8%), and Hispanic or Latino (9.4%). Despite representing 26.8 percent of the total population, the African American population continues to represent a larger portion of the number of households experiencing a housing cost burden.

African American households in the low and moderate-income levels experience a disproportionate rate of housing cost burden and it has grown since the publication of the 2015-2019 Consolidated Plan. African American households who earn 31-50 percent AMI account for 34.7 percent of households experiencing a housing cost burden. This is up from 30.67 percent, as reported in the 2015-2019 Consolidated Plan. African American households who earn 51-80 percent AMI account for 40.4 percent of households experiencing a housing cost burden. This is up from 38.28 percent, as reported in the 2015-2019 Consolidated Plan.

For extremely low-income households, White households account for a disproportionate need when it comes to housing cost burden. White households account for 70.3 percent of households experiencing a housing cost burden. This is down from 73.41 percent, as reported in the 2015-2019 Consolidated Plan.

For all income levels, Hispanic or Latino households accounted for smaller portions of households experiencing a housing cost burden than their portion of the total population. In stakeholder interviews, this could be explained by possible lower response rates to government surveys by Hispanic or Latino populations.

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NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole?

The data from the CHAS information provided by HUD illustrates growing housing needs by the African American population. From the 2007-2011 CHAS to the 2011-2015 CHAS, the disproportionate housing need by the African American Population has grown. Figure 12 shows the percent of the largest demographic populations in Indianapolis for all housing problems (overcrowding, lacking plumbing or kitchen facilities, and housing cost burden). While African Americans represent 26 percent of the population, they represent 37 percent of the population experiencing housing problems. This is an increase from the 2015-2019 Consolidated Plan.

While the Hispanic or Latino population represents 9.4 percent of the population, they represent 9.7 percent of the population experiencing housing problems. While this may not seem like a significant difference, this is a growth from the 2007-2011 CHAS where the Hispanic or Latino population represented 7.4 percent of the population experiencing housing problems. Through the stakeholder consultation process, it was noted that response rates from the Hispanic or Latino population may be low due to the current climate surrounding immigration. Even those individuals with a legal immigration status may be reluctant to respond to government census takers or other government surveys.

Housing Cost Burden and Severe Housing Cost Burden are the housing problems with the highest needs. According to the CHAS, there were 147,826 renter households in the 2011-2015 ACS. Half of all renters have a cost burden and 26.4 percent of all renters have a severe cost burden. That means 113,038 renter households are experiencing a housing cost burden or severe housing cost burden. There is a total of 182,656 owner occupied households, with 47,875 owner occupied households experiencing a housing cost burden or severe housing cost burden. Cost burden and severe cost burden are greatest for extremely low-income households earning at or below 30 percent HAMFI. Figure 13 shows the number of households with cost burden and severe cost burden by income.

For African American Households, the number is reversed. The greater the income, the more likely they will have a housing cost burden. Figure 14 shows that for both HUD CHAS calculations, the percent of African American households with a housing cost burden increases with income.

If they have needs not identified above, what are those needs?

Overcrowding and lacking kitchen/plumbing facilities is reported in a small number of households across Indianapolis. Stakeholder consultations suggested the cost of housing is the greatest housing need in the community, serving as one of the causes of high rates of evictions and homelessness in Indianapolis.

As such, the further examination of the other housing problems is not warranted at this time.

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Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?

The African American population is concentrated along the 38th Street Corridor, the northern border to Center and Warren Townships and southern border of Pike, Washington and Lawrence Townships. The Hispanic or Latino population is concentrated in areas of Wayne Township and Lawrence Township. Figures 15 and 16 show the concentrations of each of these populations, respectively.

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NA-35 Public Housing – 91.205(b) Introduction

The Indianapolis Housing Agency (IHA) is the public housing agency for the City of Indianapolis. Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single-family houses to high-rise apartments for elderly families.

Public housing communities offer low-rent housing to eligible low- and moderate-income families, seniors and persons with disabilities at several locations throughout Indianapolis. IHA offers a variety of apartment communities, including high rise apartments, and a variety of housing size for every size family. Five of the housing communities are located in downtown Indianapolis, preserving affordable housing options in housing market that continues to increase in cost.

IHA manages the housing choice voucher program, or more commonly known as the Section 8 Voucher program. The housing choice voucher program offers subsidy to a household to allow them to rent any apartment in the local housing authority’s jurisdiction. The household will pay 30 percent of their gross monthly income towards rent and the housing choice voucher covers the remaining cost of the pre-determined rent standard, which is often 80 percent of the fair market rent.

IHA has been working through the Rental Assistance Demonstration (RAD) program to preserve its affordable rental housing. The RAD program was created in order to give public housing authorities (PHAs) a tool to preserve and improve public housing properties and address the $26 billion-dollar nationwide backlog of deferred maintenance. The RAD program moves units to a housing choice voucher platform with long term contracts that, by law, must be renewed. This ensures the units remain permanently affordable to low- and moderate-income households.

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Totals in Use

Program Type Certificate Mod-

Rehab Public

Housing Vouchers

Total Project -based

Tenant -based

Special Purpose Voucher Veterans

Affairs Supportive

Housing

Family Unification

Program

Disabled *

# of units vouchers in use 0 0 1,554 7,126 208 6,658 161 0 0 Table 22 - Public Housing by Program Type

*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Data Source: PIC (PIH Information Center)

Characteristics of Residents

Program Type

Certificate Mod-Rehab

Public Housing

Vouchers Total Project -

based Tenant -

based Special Purpose Voucher

Veterans Affairs

Supportive Housing

Family Unification

Program

Average Annual Income 0 0 9,552 10,381 9,747 10,315 9,773 0 Average length of stay 0 0 4 5 1 5 0 0 Average Household size 0 0 2 2 2 2 1 0 # Homeless at admission 0 0 3 2 0 0 2 0 # of Elderly Program Participants (>62) 0 0 288 639 17 595 14 0 # of Disabled Families 0 0 403 1,711 27 1,597 56 0

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Program Type Certificate Mod-

Rehab Public

Housing Vouchers


Tenant -based


Affairs Supportive

Housing

Family Unification

Program

# of Families requesting accessibility features 0 0 1,554 7,126 208 6,658 161 0 # of HIV/AIDS program participants 0 0 0 0 0 0 0 0 # of DV victims 0 0 0 0 0 0 0 0

Table 23 – Characteristics of Public Housing Residents by Program Type


Race of Residents

Program Type Race Certificate Mod-

Rehab Public

Housing Vouchers


Tenant -based


Affairs Supportive

Housing

Family Unification

Program

Disabled *

White 0 0 182 671 67 537 51 0 0 Black/African American 0 0 1,360 6,413 139 6,082 109 0 0 Asian 0 0 1 10 2 8 0 0 0 American Indian/Alaska Native 0 0 5 24 0 23 1 0 0 Pacific Islander 0 0 6 8 0 8 0 0 0 Other 0 0 0 0 0 0 0 0 0

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*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 24 – Race of Public Housing Residents by Program Type


Ethnicity of Residents

Program Type Ethnicity Certificate Mod-

Rehab Public

Housing Vouchers


Tenant -based


Affairs Supportive

Housing

Family Unification

Program

Disabled *

Hispanic 0 0 23 87 7 76 2 0 0 Not Hispanic 0 0 1,531 7,039 201 6,582 159 0 0 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Table 25 – Ethnicity of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center)

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Figure 17 - Housing Choice Voucher Concentration

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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units:

At the time of the publication for the 30-day comment period of this document, IHA had not provided information on the demographics of the wait list to the City.

From the data provided through HUD, 403 households (25.9 percent) living in public housing communities have at least one person living with a disability and 1,711 (24 percent) households utilizing a housing choice voucher have at least one person living with a disability. However, all families receiving assistance through both programs requested accessibility features.

Most immediate needs of residents of Public Housing and Housing Choice voucher holders

The need for affordable housing choices is a constant among the general population, the people utilizing public housing programs and those waiting for public housing programs. However, the families or households waiting for public housing are not representative of the total city population.

Some demographics for public community residents are:

• The average household size is 2 people • None of the residents were reported as victims of domestic violence • 87.5 percent identified themselves as Black/African American • 11.7 percent identified themselves as White • The average annual income was $9,552

Some demographics for housing choice voucher holders are:

• The average household size is 2 people • None of the residents were reported as victims of domestic violence • 90.0 percent identified themselves as Black/African American • 9.4 percent identified themselves as White • The average annual income was $10,381

How do these needs compare to the housing needs of the population at large

Eighty-nine (89.5) percent of the households utilizing public housing are African American. Ninety (90.0) percent of the households utilizing housing choice vouchers are African American. Yet, only 27.8 percent of the total population in Marion County is African American. Caucasians or whites are the largest population (62.1 percent), but only represent 11.7 percent of the public housing community residents and 9.4 percent of the housing choice voucher holders.

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Some of the housing choice vouchers are utilized for special populations, such as Veterans, family reunification or people with disabilities. IHA has 161 Veteran Affairs Supportive Housing (VASH) vouchers. The demographics of VASH vouchers varies from that of the traditional vouchers, whereas 31.7 percent of VASH voucher holders identify themselves as White and 67.7 percent of VASH voucher holders identify themselves as Black/African American.

Discussion

Previous discussions have shown the population in public housing and waiting for public housing is not representative of the total general population. Figure 17 shows the concentration of housing choice vouchers. Census tracts with higher concentrations of housing choice vouchers are located in the north central areas of Indianapolis, with a greater concentration towards the northeast.

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NA-40 Homeless Needs Assessment – 91.205(c) Introduction:

Each year the Indianapolis CoC, led by the Coalition for Homelessness Intervention and Prevention (CHIP), count people who are experiencing homelessness. This count is conducted on one day in January of each year and is called the Point in Time Count (PIT). The PIT Count includes, both, sheltered (in emergency shelters, transitional housing and safe havens) and unsheltered persons experiencing homelessness on a single night. The data and findings from PIT Counts explore the issue of homelessness in Marion County and inform policy makers and service providers. The CoC conducted its annual PIT on January 30, 2019, one of the coldest days during the year with a temperature of -11 degrees Fahrenheit. The number of people experiencing homelessness decreased by 7 percent from the previous year. In 2019, the PIT showed 1,567 people were experiencing homelessness. Other key findings from the 2019 PIT count include the following statements.

• Of the overall PIT population, 10 percent were experiencing homelessness for the first time. • The number of unsheltered individuals decreased by 23 percent from the previous year. Sheltered individuals decreased by 5 percent

from the previous year. • Chronic homelessness decreased by 39 percent from the previous year. • Since the 2018 PIT, there was a slight increase in veterans experiencing homelessness, but the number of unsheltered veterans reached

a five-year low. • Individuals in families comprised 26 percent of the homeless population, a 3 percent increase from 2018, indicating an increase in family

size. • Single adults experiencing homelessness decreased by 11 percent from 2018. • The portion of unsheltered individuals reporting mental illness, substance abuse, physical disabilities, or HIV/AIDS increased. • The proportion of unsheltered individuals who reported a felony conviction reached a five-year high of 52 percent. • There is a significant and persistently disproportionate rate of black individuals making up the homeless population.

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Homeless Needs Assessment

Population Estimate the # of persons experiencing homelessness

on a given night

Estimate the # experiencing

homelessness each year

Estimate the # becoming homeless each year

Estimate the # exiting

homelessness each year

Estimate the # of days persons

experience homelessness

Sheltered Unsheltered Persons in Households with Adult(s) and Child(ren) 1,462 105 0 0 0 0 Persons in Households with Only Children 407 5 0 0 0 0 Persons in Households with Only Adults 1,055 100 0 0 0 0 Chronically Homeless Individuals 50 50 0 0 0 0 Chronically Homeless Families 23 2 0 0 0 0 Veterans 261 8 0 0 0 0 Unaccompanied Child 2 0 0 0 0 0 Persons with HIV 0 0 0 0 0 0

Table 26 - Homeless Needs Assessment

Data Source Comments:

2019 Point in Time Count.

Indicate if the homeless population is: Has No Rural Homeless

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If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):


Nature and Extent of Homelessness: (Optional)

Race: Sheltered: Unsheltered (optional)

White 493 61 Black or African American 929 27 Asian 8 2 American Indian or Alaska Native 3 2 Pacific Islander 5 0 Ethnicity: Sheltered: Unsheltered (optional)

Hispanic 36 7 Not Hispanic 1,426 98 Data Source Comments: 2019 Point in Time Count.

Estimate the number and type of families in need of housing assistance for families with children and the families of veterans.

Children under the age of 18 account for 17.5 percent of the homeless population. Five households during the 2019 PIT were unsheltered and three individuals in those households were children under the age of 18. Of those living in shelter, 270 were children under the age of 18.

The US Department of Education defines homelessness in a way that includes individuals who are doubled-up or living in shared housing with friends or family members other than their parents. The McKinney Vento data showed 2,657 homeless children, 2,101 of whom were “doubled up” on the day of the PIT.

Veterans make up 20 percent of the Indianapolis homeless population. Seven veterans were found “unsheltered,” meaning they were living in a place unfit for human habitation.

Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.

Despite accounting for just 29 percent of the overall Marion County population, Black individuals made up approximately 61 percent of the homeless population during the PIT. Black individuals make up 64 percent of the 2019 sheltered population. Among the unsheltered population, the proportion of black and white individuals more closely align with census estimates.

Overrepresentation of black individuals in the homeless population is not a new phenomenon in Marion County. During the last five PIT counts, Black individuals have consistently represented the majority of


those experiencing homelessness. With the exception of 2017, Black individuals accounted for 53 percent or more of the PIT count population. Even in 2017, black individuals were overrepresented, making up 51 percent of the population. The 2019 PIT Count includes the highest rate of racial disparity in the last five years, with Black individuals accounting for 61 percent of the homeless population.

Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.

The number of sheltered and unsheltered homeless individuals has decreased from 2018 to 2019. The number of sheltered individuals in 2018 was 1,546 and in 2019 was 1,462. The number of unsheltered individuals in 2018 was 136 and in 2019 was 105. There was a 3 percent decrease in the proportion of individuals staying in safe havens and a 1 percent decrease in the proportion of individuals who were unsheltered.

Chronically homeless individuals are defined by HUD as individuals who have experienced homelessness for at least a year, while struggling with a disabling condition such as a serious mental illness, substance use disorder, or physical disability. Despite a significant decrease in sheltered chronically homeless individuals, the number of unsheltered chronically homeless individuals increased. Unsheltered chronically homeless individuals increased from 2018 to 2019, from 46 to 52 individuals.

Street outreach workers connect with individuals experiencing unsheltered homelessness, conducting assessments at the individuals’ choice. The CoC has 58 outreach workers serving on teams. Teams use language translators when needed and guidance from people with lived experience to locate encampments or individuals who may not access services. In 2019, the teams utilized ‘blitzes’ in the downtown area five times, connecting 151 unsheltered individuals to providers through the Coordinated Entry System. These efforts are in direct response to public pressures and data suggesting there is a larger portion of unsheltered homeless individuals living in the downtown area.

Discussion:

Although the previous plans to end homelessness fell short of their goals to end homelessness, they did bring the issue of homelessness to the forefront of community development. In the last five years, the City of Indianapolis, HOME, CDBG and ESG funding has:

• Constructed or renovated 197 affordable rental units, • Provided homelessness prevention services to 576 people, and • Provided overnight shelter to 12,632 people.

During 2017 and 2018, the CoC completed the Indianapolis Community Plan to End Homelessness. As part the process, the CoC engaged the community through focus groups, electronic surveys, community feedback sessions, online public comments, population-specific planning sessions and key stakeholder interviews. Over 18 months, 400 people representing 84 organizations provided input through eight different feedback avenues. The CoC had input from 170 formerly homeless persons; 10 veterans or


representatives of veteran organizations; 6 victims of domestic violence or representatives of domestic violence victims; and 11 homeless youth, formerly homeless youth or representatives of youth. The CoC utilized the feedback, along with data analysis and examination of national best practices, to create the community plan. The plan outlines six different priorities and key strategies to end homelessness by 2023.

The Community Plan, originally released in July 2018, was updated in October 2018 to include a Strategic Priority on addressing racial disparities in homelessness.

The Indianapolis CoC has also completed four other plans to address population specific plans to prevent and end homelessness. The plans address family, youth, veteran, and chronic homelessness.


NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction:

The US Department of Housing and Urban Development (HUD) asks each local government to evaluate the needs of special needs populations. For the purpose of this document, special needs populations will be defined as those:

• Persons with disabilities, either mental or physical; • Person who are elderly; and, • Persons with HIV/AIDS.

The City of Indianapolis receives a grant designated for serving those living with HIV/AIDS called Housing Opportunities with HIV/AIDS (HOPWA). It is the only grant that can be used outside Marion County/Indianapolis.

HOPWA

Current HOPWA formula use: Cumulative cases of AIDS reported 5,213 Area incidence of AIDS 0 Rate per population 0 Number of new cases prior year (3 years of data) 204 Rate per population (3 years of data) 0 Current HIV surveillance data: Number of Persons living with HIV (PLWH) 0 Area Prevalence (PLWH per population) 0 Number of new HIV cases reported last year 204

Table 27 – HOPWA Data Data Source Comments: Indiana State Department of Health, March 2019 Report

HIV Housing Need (HOPWA Grantees Only)

Type of HOPWA Assistance Estimates of Unmet Need Tenant based rental assistance 0 Short-term Rent, Mortgage, and Utility 0 Facility Based Housing (Permanent, short-term or transitional) 0

Table 28 – HIV Housing Need Data Source: HOPWA CAPER and HOPWA Beneficiary Verification Worksheet


Figure 18 - % of Population with Difficulty Living Independently


Figure 19 - Medically Underserved Areas and Low to Moderate Income Areas

Describe the characteristics of special needs populations in your community:

According to the 2017 ACS estimates, Marion County is home to 110,147 people who are age 65 years or older. Of those individuals over age 65, 13.4 percent, or 14,776, are age 85 years or older. Persons over the age of 85, for the purpose of this analysis, will be considered frail elderly while those over the age of 65, but not yet 85, will be considered elderly.

This is a growing sector of the community. Connect2Help is a call service to connect people with needs in the community to services available in the community. In the annual report for program year 2017/2018, Connect2Help provided referrals to 132,321 seniors statewide.

According to the 2012-2017 ACS, an estimated total of 127,811 people in Marion County are living with a disability. The largest percent of people living with a disability in Marion County are seniors, or individuals age 65 years or older, for a total of 41,803 individuals (32.7 percent). Of those, an estimated 33,324 people with a disability are living below the poverty level (26.0 percent). In consultation with stakeholders, living with a disability does not necessarily dictate an individual will be low income. However, a person with a disability has an increased risk factor for earning a lower income.


What are the housing and supportive service needs of these populations and how are these needs determined?

Figure 18 shows the percent of the population with independent living difficulty. The ACS questionnaires defines this as “because of a physical, mental, or emotional problem, having difficulty doing errands alone such as visiting a doctor’s office or shopping (DOUT).”

Figure 19 shows the medically underserved areas of the community in relation to low to moderate income areas. Medically underserved areas are areas designated by the Health Resources and Services Administration as having too few primary care providers, high infant mortality, high poverty or a high elderly population.

Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area:

The Indiana State Department of Health reported in 2018 that Marion County is home to 5,213 people living with HIV/AIDS. It also reported that there were 204 new cases diagnosed during that time in Marion County. These numbers are based on the last known address of the patient. Due to health privacy laws, it is unknown how accurate these numbers are.

Discussion:

Supplemental Security Income (SSI) is a federal income supplement program to help the aged, blind, and people with disabilities who have little or no income. Data on people living with disabilities and income is scarce, so utilizing information on those who receive SSI is a means to determine how many people with disabilities and have very limited income may face a housing need.

The mean monthly payment from SSI is $721 per month, meaning the rent affordable to a household or person with only SSI for income is $261 per month. The market analysis later in this document will show that apartments in Indianapolis at fair market rent are not affordable to persons with only SSI payments as income. Thus, if a disabled household only has SSI as a source of income, the housing problem they are likely to have is one of a housing cost burden.


NA-50 Non-Housing Community Development Needs – 91.215 (f) Describe the jurisdiction’s need for Public Facilities:

Department of Parks and Recreation provides parks, greenspaces, trails, and recreation opportunities for Marion County residents and visitors. The agency offers 211 parks, 11,254 acres of greenspace, 125 playgrounds, 155 sports fields, 135 miles of trails, 23 recreation and nature centers, 19 aquatic centers, 21 spray grounds, 13 golf courses, and four dog parks. It also provides a range of sports, art, education, and recreation programs and accounting for than 3,000 programs throughout the year.

In 2017, the Department of Parks and Recreation released a comprehensive master plan. This Indy Parks Comprehensive Master Plan was developed to provide a vision for how Indianapolis Parks and Recreation Department (Indy Parks) manages the needs and resources for the next five to ten years. The Comprehensive Master Plan will inform residents where Indy Parks is currently positioned and what the future can hold for parks, public spaces, trails, recreation facilities, and programs in the City. One of the goals of the plan is to update three (3) key recreation facilities each year as it applies to recreation centers, pools or sports fields.

Despite planning for future efforts, the Parks Department has remained underfunded, postponing maintenance for its facilities. Table 19 is a list of the maintenance needs of park facilities located in low to moderate income census tracts. The table shows that if all the deferred maintenance is immediately addressed, the future needs columns would be the cost of repairs and replacement based on replacement costs of those facilities. However, if the current needs remain unmet, the future needs will only continue to grow.

How were these needs determined?

DMD received this data from the Indianapolis Parks Department received data as related to facility needs. Needs were determined by the City of Indianapolis staff, preparing for the current budget. Staff from the Parks Department, the Division of Planning and the Parks Department staff team coordinated efforts to determine the needs of individual parks, both from a capital and operation standpoint.

Park Current Deferred Maintenance

Future Amount Needed (1-3 Years)



Bethel 2,529,100 0 19,600 166,200 Brookside 3,394,000 64,200 654,000 86,300 Christian 2,256,000 6,200 95,600 96,800 Douglas 2,208,700 67,100 341,600 669,000 Municipal Gardens

3,313,800 0 292,100 460,600

Pride 277,900 0 36,000 98,800


Rhodius 2,625,800 35,900 468,000 273,700 Riverside 4,441,600 0 1,416,600 1,015,800 Washington 2,601,200 32,000 123,900 10,400 Watkins 1,106,300 0 123,900 205,300 Windsor Village

1,336,400 0 0 150,100

Table 29 - IndyParks Deferred Maintenance - October 2019

Describe the jurisdiction’s need for Public Improvements:

The Department of Public Works supports Indianapolis by maintaining roads and street closures, the stormwater program, fleet services, and residential services. The department also offers winter safety tips and information about trash and recycling. Public input regularly places streets, sidewalks and curbs as a high need in the community and has done so for a number of years. As part of the 2019 budget process, the Department of Public Works released a five-year project summary of transportation and stormwater improvement programs. The estimated need is based on the condition of roads.


The Department of Metropolitan Development received data as related to infrastructure needs in consultation with the Indianapolis Department of Public Works. Needs were determined by the City of Indianapolis staff, preparing for the current budget.

Project Type 2019 2020 2021 2022 2023 20190-2023

Bridge Rehabilitation

$16,395,000

$13,615,000

$17,700,000

$8,025,000

$19,735,000

$75,470,000

Bridge Replacement $6,365,000 $11,755,000

$2,890,000 $715,000 $0 $21,725,000

Curbs/Sidewalks $2,940,000 $11,535,000

$10,905,000

$7,765,000

$4,825,000

$37,970,000

Economic Development

$45,000 $45,000 $0 $0 $0 $90,000

Greenways/Multimodal Path

$12,000,000

$12,650,000

$1,120,000 $0 $1,205,000

$26,975,000

Mass Transit $0 $1,500,000 $1,500,000 $0 $0 $3,000,000 Resurface $36,980,00

0 $22,845,000

$28,115,000

$22,325,000

$13,500,000

$123,765,000

Streets $26,455,000

$50,385,000

$51,585,000

$50,075,000

$24,260,000

$202,760,000


Streetscape $175,000 $325,000 $325,000 $175,000 $175,000 $1,175,000 Study $1,300,000 $1,270,000 $650,000 $650,000 $650,000 $4,520,000 Traffic $3,675,000 $8,805,000 $1,785,000 $1,500,00

0 $1,500,000

$17,265,000

Amendments/Change Orders/Adjustments

$4,670,000 $0 $0 $0 $0 $4,670,000

Total $111,000,000

$134,730,000

$116,575,000

$91,230,000

$65,850,000

$519,385,000

Table 30 - 2019-2023 Project Summary for Transportation Improvement Program

Project Type 2019 2020 2021 2022 2023 2019-2023 Channels $30,000 $1,115,00

0 $2,395,000

$1,440,000

$1,000,000

$5,980,000

Culverts $3,690,000

$4,260,000

$2,535,000

$3,000,000

$3,500,000

$16,985,000

Levees/Dams $7,325,000

$4,380,000

$3,940,000

$12,810,000

$5,000,000

$33,455,000

Roadside Drainage $0 $0 $0 $225,000 $60,000 $285,000 Stewardship $500,000 $800,000 $500,000 $500,000 $500,000 $2,800,000 Study $5,455,00

0 $4,440,000

$4,155,000

$3,155,000

$3,000,000

$20,205,000

Surface Drainage $26,055,000

$19,160,000

$24,880,000

$10,650,000

$11,820,000

$92,565,000

Water Quality $1,640,000

$1,160,000

$1,755,000

$965,000 $1,700,000

$7,240,000

Amendments/Change Orders/Adjustments

$1,290,000

$0 $0 $0 $0 1,290,000

Total $45,985,000

$35,315,000

$40,160,000

$32,765,000

$26,580,000

$180,805,000

Table 31 - 2019-2023 Project Summary for Stormwater Improvement Program

Describe the jurisdiction’s need for Public Services:

The United Way of Central Indiana funds different public agencies, not for profits, and facilities across the six counties. In addition, United Way of Central Indiana makes significant investments in the well-being of the nonprofit network in the community through capacity building. United Way of Central


Indiana delivers trainings and technical assistance, connects nonprofits with peer learnings and issue-based convenings, as well as provides supports for capital and maintenance projects. In absence of direct financial funding, during the Days of Caring, companies and other groups voluntarily tackle service projects around the community. Whether the service is for a nonprofit agency, school or childcare center, people in the community work together to build a stronger community and make a positive difference. United Way of Central Indiana invested funding in four primary areas outside of fundraising and management needs. These areas were education (32.1 percent), financial stability (11.7 percent), health (19.4 percent), and basic needs (21.4 percent).

By dialing Connect2Help, Marion County residents have a simple way to connect to food, shelter and housing assistance, employment services, counseling resources and more. In 2017 Connect2Help received a total of 216,273 calls and 194,615 of those calls had the needs met by calling and receiving a referral. The largest concerns were basic needs (72.3 percent), health (6.6 percent), financial stability (4.0%), mental health care (2.1 percent), domestic violence (1.2 percent), addictions (1.1 percent), and other issues (7.3 percent).


Information from SAVI.org, the United Way of Central Indiana, andConnect2Help provided information on the needs of people calling for basic services and assistance.


Housing Market Analysis

MA-05 Overview Housing Market Analysis Overview:

When the 2015 – 2019 Consolidated Plan was published in 2014, stakeholders housing concerns were about the rate of foreclosures and the recovery of the housing market when it came to homebuying. This Consolidated Plan will examine the cost of housing, however, the cost of housing when it comes to rental housing will be more of the focus. The City of Indianapolis has one of the highest eviction rates in the country.

The Eviction Lab at Princeton University has built the first nationwide database of evictions. Using tens of millions of records, the data and information go back to the year 2000 and is as recent as 2016. Communities can find out how many evictions happen in their area and create custom maps, charts and reports. According to EvictionLab.org, in 2016, Indianapolis had the 14th highest eviction rate in the nation, at 7.27 percent and the 2nd highest number with 11,570 evictions. This equates to 31.61 households evicted every day in Indianapolis, during 2016.

The Public Policy Institute at Indiana University Purdue University Indianapolis has investigated the eviction rates and challenges facing renters in greater detail on behalf of the Coalition of Homelessness Intervention and Prevention (CHIP). However, at the time of the publication of this document, the report from the Public Policy Institute was not available to the public. This document will examine the cost of housing and eviction data as available.


MA-10 Number of Housing Units – 91.210(a)&(b)(2) Introduction

This part of the Consolidated Plan will examine the number of housing units and types to determine if the supply is meeting demand or if another reason is causing the affordable housing issue in Indianapolis.

Single-family structures (both detached and attached) remain the dominate housing stock within Indianapolis. Of the total 386,545 residential structures in the City, 261,996, or 68

percent, are single-family structures. This remains steady compared to the last Consolidated Plan when 67 percent of the residential structures were single family structures. While growth in all property types continues, the proportion of single-family structures compared to multi-family structures remains largely unchanged.

All residential properties by number of units

Property Type Number % 1-unit detached structure 228,290 59% 1-unit, attached structure 33,706 9% 2-4 units 29,887 8% 5-19 units 62,045 16% 20 or more units 27,709 7% Mobile Home, boat, RV, van, etc 4,908 1% Total 386,545 100%

Table 32 – Residential Properties by Unit Number Data Source: 2011-2015 ACS

Unit Size by Tenure

Owners Renters Number % Number %

No bedroom 328 0% 6,714 4% 1 bedroom 3,101 2% 43,384 28% 2 bedrooms 37,616 21% 62,205 40% 3 or more bedrooms 138,827 77% 41,980 27% Total 179,872 100% 154,283 99%

Table 33 – Unit Size by Tenure Data Source: 2011-2015 ACS


Figure 20 - Housing Vacancy Rate


Figure 21 - Vacancy Rate Greater than 10% and Households Earning Less than 30% HAMFI


Figure 22 - Households with Housing Cost Burden by Type


Figure 23 - Households with Severe Housing Cost Burden by Housing Type

Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.

The Indiana Housing and Community Development Authority (IHCDA) administers the Rental Housing Tax Credit program for all of Indiana, including the City of Indianapolis. This program is the driving force for multi-family development for affordable housing in Indianapolis. The City of Indianapolis conditionally offers financial support for some developments applying for tax credit funding. Developers sell the tax credits to investors to raise capital funds for the development. Investors can receive annual income tax credits as long as the units remain affordable. IHCDA maintains a listing of all current tax credit projects, including those in Indianapolis.

IHCDA reports show the number of units and the household income the units will target. Of the over 12,000 units in Marion County, 57 percent of units are affordable to households earning 60 percent of the HUD Area Median Family Income (HAMFI). An additional six (6) percent are affordable at market rate, meaning to any household earning any income. Only 6.6 percent are affordable to extremely low-income households, earning 30 percent HAMFI.

This supports the needs assessment finding that a high number of extremely low-income renters have a high cost burden. Eighty (80) percent of renters earning 30 percent HAMFI, or 35,778 households, have


a housing cost burden. The housing supply is not meeting the demand for more quality affordable housing at this level.

Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts.

The Indianapolis Housing Agency has renovated a portion of its public housing developments through the Rental Assistance Demonstration program. The Rental Assistance Demonstration (RAD) was created in order to give public housing authorities a tool to preserve and improve public housing properties and address the nationwide backlog of deferred maintenance. This program shifts units from the Public Housing program to the housing choice voucher program. Units that move to the housing choice voucher platform, through RAD, must maintain a long-term contract to be renewed so that all units remain affordable to low income households.

Does the availability of housing units meet the needs of the population?

The City of Indianapolis has a high level of vacant housing. According to the 2017 American Community Survey, 53,937 housing units in Indianapolis were vacant. However, this is a decrease from the 2012 American Community Survey, when the 2015-2019 Consolidated Plan showed 58,602 housing units in Indianapolis were vacant. Figure 20 shows the housing vacancy rates across Marion County.

Vacant housing does not equal affordable housing. However, the amount of vacant housing could mean a loss of affordable housing because of unsanitary or unhealthy living conditions, forcing a household to vacate the premises. Figure 21 shows the areas with concentrations of vacant housing, greater than 10 percent, along with the percent of households earning less than 30 percent of HAMFI. The areas with greater amounts of vacant housing occur in areas with greater concentrations of extremely low-income households.

The housing supply does not meet the needs of special needs populations, particularly those living with a physical disability. In consultation with Accessibility, a local advocacy and housing organization for persons with disabilities, the City of Indianapolis has learned there is a shortage of 504 accessible units. This is especially true for the units affordable to households earning 30 percent of the area median family income or lower.

The Analysis of Impediments to fair housing discusses the living wage needed to afford an apartment in Indianapolis. The lowest fair market rent in Indianapolis is $651 per month for a studio apartment. The monthly payment for SSI, an income resource for a person with a disability, is $721 per month in Indiana. The most rent a person can afford without a cost burden is $261 per month. This is far shy of the $651 fair market rent for a studio apartment. Additional monthly housing subsidies of $390 per month would be necessary for persons with disabilities earning SSI to afford a place to live.

Describe the need for specific types of housing:


Housing Cost Burden is the greatest housing need for both renters and homeowners. Figure 22 shows the number of households with housing cost burden, both renters and homeowners, by type. The types are:

Small Related - a household of 2 to 4 persons that includes at least one person related to the household by birth, marriage, or adoption.

Large Related – a household of 5 or more persons which includes at least one person related to the householder by birth, marriage, or adoption.

Elderly Household – a household with 1 or 2 persons in which the head of household or spouse is at least 62 years of age.

Other households – a household with one or more persons that does not meet the definition of small related, large related, or elderly household.

The other household type is the highest number households earning an income below 30 percent HAMFI with a housing cost burden. This is closely followed by small related households earning less than 30 percent HAMFI with a housing cost burden.

Of those households experiencing a housing cost burden, some pay more than 50 percent of their income towards housing, or experience a severe housing cost burden. Figure 23 shows the number of households by type with a severe housing cost burden. The other household type is the highest number households earning an income below 30 percent HAMFI with a severe housing cost burden. This is closely followed by small related households earning less than 30 percent HAMFI with a severe housing cost burden.

Discussion

The City of Indianapolis does have an abundance of housing. According to the 2015 CHAS information, there are 386,245 residential units and 334,144 households living in Marion County. This is 52,101 more housing units in Marion County than households. This number could be interpreted as 52,101 vacant housing units.

Building Blocks, a real-time City/County data and information system, complies information from the Department of Business and Neighborhood Services, the Marion County Health Department, the Indianapolis Fire Department, and the Indianapolis Metropolitan Police Department. Building Blocks estimates:

• Number of “Likely Vacant” units in Marion County as of 11/1/2019 – 10,755 units, and • Number of “Likely Abandoned “properties in Marion County as of 11/1/2019 – 2,251 units.


The total of these two groups accounts for 13,006 units.

Despite the surplus of housing units, stakeholders suggested the type of housing available is not meeting the demand. Persons with disabilities and those aging in place are finding their homes are not meeting their needs, either financially or physically. Demand for home modifications for seniors or persons with disabilities continue to increase.

Additionally, persons with extremely low income are challenged with finding affordable housing. Even with development of low-income rental tax credits, a small percentage of the current affordable housing projects are affordable to those households earning less than 30 percent HAMFI.


MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction

Stakeholder interviews confirmed that the cost of housing continues to be a leading issue for many households moving to Indianapolis. Data from evictionlab.com and Out of Reach 2019 by the National Low Income Housing Coalition confirm this viewpoint. This section of the Consolidated Plan will look at the cost of housing and its effects on households living in Marion County.

Cost of Housing

Base Year: 2009 Most Recent Year: 2015 % Change Median Home Value 121,500 118,600 (2%) Median Contract Rent 573 637 11%

Table 34 – Cost of Housing

Data Source: 2005-2009 ACS (Base Year), 2011-2015 ACS (Most Recent Year)

Rent Paid Number % Less than $500 36,249 23.5% $500-999 103,698 67.2% $1,000-1,499 11,350 7.4% $1,500-1,999 1,802 1.2% $2,000 or more 1,211 0.8% Total 154,310 100.0%

Table 35 - Rent Paid Data Source: 2011-2015 ACS

Housing Affordability

% Units affordable to Households earning

Renter Owner

30% HAMFI 10,164 No Data 50% HAMFI 59,471 27,040 80% HAMFI 120,205 63,873 100% HAMFI No Data 86,582 Total 189,840 177,495

Table 36 – Housing Affordability Data Source: 2011-2015 CHAS


Monthly Rent

Monthly Rent ($) Efficiency (no bedroom)

1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

Fair Market Rent 599 696 852 1,140 1,296 High HOME Rent 599 696 852 1,140 1,296 Low HOME Rent 599 696 852 1,003 1,120

Table 37 – Monthly Rent Data Source: HUD FMR and HOME Rents

Efficiency 1

Bedroom 2 Bedroom

3 Bedroom

4 Bedroom

5 Bedroom

6 Bedroom

Low HOME Rent Limit

$651 $750 $900 $1038 $1158 $1278 $1398

High HOME Rent Limit

$651 $751 $918 $1226 $1389 $1581 $1712

Table 38 - HOME Rent Limits - 2019

Is there sufficient housing for households at all income levels?

The National Low Income Housing Coalition conducts an annual study called Out of Reach, a study that examines hourly wages needed by a household to afford a place to rent without working more than the standard 40-hour workweek.

The study compares the fair market rents for an area to the rents affordable at different wages, including minimum wage and average SSI payments. Fair Market Rents are the 40th percentile of gross rents for typical, non-substandard rental units occupied by recent movers in a local housing market, meaning 40 percent of the rents are less expensive and 60 percent of the rental units are more expensive. The fair market rate increases with the number of bedrooms as part of the housing unit.

The minimum wage in Indianapolis in 2019 is $7.25 per hour. Working 40 hours per week, a person will earn $15,080 per year. The rent payment affordable to a person earning minimum wage is $377 per month. A person will need to work 69 hours a week to afford a studio apartment with no bedrooms, at fair market rent. For a two-bedroom apartment, a person working minimum wage will need to work 97 hours per week, over double the 40-hour workweek.

The picture is bleaker for recipients of SSI payments. The mean monthly payment from SSI is $771 per month, meaning the rent affordable to a household or person with only SSI for income is $231 per month. No apartments in Indianapolis at fair market rent are affordable to persons with only SSI payments as income.


To afford the fair market rents in Indianapolis/Marion County, a household needs to earn a living wage, or a wage that enables them to work 40 hours per week and only pay 30 percent of their income towards housing. For a two-bedroom apartment in Indianapolis, the living wage needs to be $17.65 per hour.

How is affordability of housing likely to change considering changes to home values and/or rents?

A challenge is developing new housing is the demand for housing while ensuring the households with lower incomes are not forced to leave or “priced out” of the community. This is commonly known as gentrification. Higher priced housing moves from individual neighborhood to individual neighborhood dependent on the next “place to live.” Affordable housing development through the use of Community Development Block Grant dollars, HOME Investment Partnerships Program funds and Low Income Housing Tax Credits help preserve some housing for low and moderate-income households.

Affordable housing development investment from the City of Indianapolis enables non-profit developers to preserve affordable housing in areas of the community that are turning from neglected neighborhoods to “up and coming” neighborhoods. And while other neighborhoods may not be pricing out low-income renters and homeowners yet, not all housing is in suitable condition or decent living quarters.

Lift Indy is a comprehensive community development program, through the City of Indianapolis/Department of Metropolitan Development, which promotes equitable neighborhood revitalization through affordable housing, economic development, and placemaking. Each year, the City of Indianapolis selects one strategic, focused area with market potential and makes a multi-year commitment of HOME and CDBG funding to help meet neighborhood goals. Lift Indy enables neighborhoods to focus on goals that benefit their community, as it redevelops, while preserving affordable housing as demand for housing drives pricing upwards.

The Neighborhood Investment Strategy, led by the City of Indianapolis Planning Division, was a process that began in 2015 when community development leaders from across the city were brought together to determine goals and strategies to guide how investments in community development should be determined. Through several months of work by stakeholders across the community development spectrum, an agreed-upon framework, mission, and approach were developed for investors and community development organizations. The Neighborhood Investment Strategy examined neighborhoods by their individual needs and developed strategies based on those needs. The strategy recognizes not all neighborhoods have the same needs, housing or otherwise, access to the same community assets and services. As such, the strategies for development, including preserving and creating affordable housing are different by neighborhood.


How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing?

The U.S. Department of Housing and Urban Development set rent levels, which HOME-funded rental projects cannot exceed when charging rent. These rents are set to ensure affordability for low-income households.

Even at these levels, not every household can afford the rent. Some extremely low-income households cannot pay 30 percent of their gross monthly income towards housing and rent at the HOME rent levels. This is true for those earning minimum wage or only receiving SSI payments. Table 34 shows the monthly and hourly income needed to afford the low HOME rents. Developers can ask for lower rents, however, in order to make the development financially feasible, the HOME rents may be the lowest possible levels. Any lowering of rent would require greater amounts of capital investment into the building to lower debt burden of the owner or monthly subsidy payments such as housing choice vouchers.

The City of Indianapolis will expand its Tenant Based Rental Assistance (TBRA) program in the next five years to provide vouchers for extremely low-income households who are ready to “move-on” from permanent supportive housing. The tenants will have achieved stabilization, but will need ongoing rent assistance and “light-touch” services. The TBRA program will act as vouchers, similar to that of the public housing program, enabling the household to limit rent payments to 30 percent of its gross monthly income while the assistance pays the remaining rent to the landlord.

Discussion

Affordable housing is not necessarily low-income housing. Affordable housing is housing that costs less than 30 percent of a household’s gross monthly income. Households who spend more than 30 percent of their gross month income towards housing costs are considered to have a cost burden. By evaluating the number of households with cost burden, the City of Indianapolis may determine if there is a shortage in affordable housing for its population. A large number of households spend more than 30 percent of their gross monthly income towards housing costs. By spending more than 30 percent of the gross monthly income, the household is considered to have a housing problem or added cost burden by the U.S. Department of Housing and Urban Development (HUD).

There is a higher level of cost burden, called Severe Cost Burden, where a household spends more than 50 percent of their gross monthly income towards housing costs. This is particularly difficult for these households to prepare or save for any emergency when most of their income goes towards housing. Tables 9 and 10 in the housing needs section show the total number of owners and renters with both cost burden and severe cost burden.


Renters have a higher rate of cost burden than homeowners. The percent of renters having a housing cost burden has increased since the time of the last Consolidated Plan publication in 2014. In 2014, nearly one quarter of renters were experiencing a cost burden and an additional one quarter of renters were experiencing a severe cost burden for a total of 47.5 percent of all renters having some level of a cost burden in Marion County. Today, 50 percent of renters are experiencing a housing cost burden and 26.47 percent are experiencing a severe housing cost burden.


MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction

The City of Indianapolis has grown its downtown area, with high demand for rental and owned housing units located within a mile square of Center Circle. MIBOR, the Metropolitan Indianapolis Board of Realtors, released a housing analysis conducted by Greenstreet and Lisa Sturtevant & Associates, LLC in summer 2018. The analysis is for the region that includes Boone, Brown, Decatur, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Montgomery, Morgan, and Shelby Counties. According to the report, the “Indianapolis Region is underbuilding each year by 1,750 housing units and the recent construction trends won’t meet the demand for a projected 9,000 new housing units annually.” In the case of Marion County, the report predicts Marion County will need to increase the number of housing units between 2018 and 2038 by 73,662 units.

This positive report for demand does not mean that all housing units within Indianapolis are in good condition. Age, abandonment and high amounts of cost burden are factors that affect the condition of housing in a community. This section will look at those factors taking place in Indianapolis.

Definitions

To begin this discussion, the City of Indianapolis must first define the word “conditions of units” to understand the measurements in the tables below. A “condition” of a unit may be one of four items.

• A housing unit lacking kitchen facilities • A housing unit lacking plumbing facilities • A housing unit with more than one person per room • A housing unit with a household with a cost burden of at least 30 percent

For the purpose of this discussion, any unit will be considered as having a substandard condition when the residential property is not up to the local building or housing code. Any unit will be considered as having a substandard condition but suitable for rehabilitation if the renovation costs for the unit do not exceed the value of the property: land and buildings combined value.

Condition of Units

Condition of Units Owner-Occupied Renter-Occupied Number % Number %

With one selected Condition 39,113 22% 75,389 49% With two selected Conditions 1,231 1% 4,119 3% With three selected Conditions 151 0% 193 0% With four selected Conditions 0 0% 0 0%


Condition of Units Owner-Occupied Renter-Occupied Number % Number %

No selected Conditions 139,390 77% 74,573 48% Total 179,885 100% 154,274 100%

Table 39 - Condition of Units Data Source: 2011-2015 ACS

Year Unit Built

Year Unit Built Owner-Occupied Renter-Occupied Number % Number %

2000 or later 25,121 14% 15,491 10% 1980-1999 44,805 25% 40,821 26% 1950-1979 70,574 39% 66,725 43% Before 1950 39,378 22% 31,266 20% Total 179,878 100% 154,303 99%

Table 40 – Year Unit Built Data Source: 2011-2015 CHAS

Risk of Lead-Based Paint Hazard

Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number %

Total Number of Units Built Before 1980 109,952 61% 97,991 64% Housing Units build before 1980 with children present 21,815 12% 11,298 7%

Table 41 – Risk of Lead-Based Paint Data Source: 2011-2015 ACS (Total Units) 2011-2015 CHAS (Units with Children present)

Vacant Units

Suitable for Rehabilitation

Not Suitable for Rehabilitation

Total

Vacant Units 0 0 0 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0

Table 42 - Vacant Units Data Source: 2005-2009 CHAS

Need for Owner and Rental Rehabilitation

According to the CHAS information, at least 23 percent of homeowners in Indianapolis have at least one housing condition. Almost half of renters (49 percent) have at least one housing condition. The most


common housing problem in Indianapolis is cost burden for households. Cost burden is defined as a household paying more than 30 percent of its gross monthly income towards housing costs, either rent or mortgage and utility costs. More renters than homeowners in Indianapolis experience a cost burden. Approximately 73,915 renter households, all with incomes under 80 percent HAMFI, experience a housing cost burden and approximately 32,852 homeowner households, all with incomes under 80 percent HAMFI, experience a housing cost burden in Indianapolis.

Severe cost burden is a housing problem where households pay more than half its gross monthly income towards housing costs. Extremely low-income renters have the highest rate of this housing problem in Indianapolis. Of the renter households experiencing a severe cost burden, 82.4 percent of them earn an income 30 percent HAMFI or below.

When budgets are stressed, households are less able to plan for crisis or retirement and can risk foreclosure or defer home maintenance, which negatively affects the neighborhood. Providing opportunities to improve the quality of life for these households and assist them with repairs to their home can reduce this risk.

Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP Hazards

According to the CHAS information from HUD, roughly 12 percent of owner-occupied housing built prior to 1980 have children present (21,815 units) and 7 percent of rental housing build prior to 1980 have children present (11,298 units). Estimates to remove lead paint hazards range from $10,000 to $45,000 per home depending on the size of the building and level of lead contamination. If every unit in the City built prior to 1980 with children present and cost $10,000 to remove lead hazards, the need would exceed $331,130,000. The need to target funding resources is apparent with such a large possible cost.

The Marion County Health Department targets children at-risk of lead-based paint in several ways. Children, 6 years and younger, in Marion County are tested at local child cares, head starts, and schools in the Indianapolis Public School District and the Metropolitan School District of Pike Township. Any child under the age of six that tests with an elevated blood level (5 micrograms per deciliter of blood) is recommended for services. This follows federal recommendations, and is more stringent that then State of Indiana recommendation of 10 micrograms per deciliter of blood.

If children test above the local recommendation, other siblings are tested and the Marion County Health Department provides full case management for those children until the lead level decreases. Case management includes inspection of the home to determine of the elevated blood level is coming from hazards in the home. Most of the children with high test results are in renter households.

The Marion County Health Department largely enforces housing improvements through code enforcement. The Health Department can take the property owner to court to address lead paint hazards, but often the process is slow or the family moves to another home to remediate the problem.


The Health Department is working to tighten rules in the event multiple children in one household with elevated blood levels will need address housing issues immediately.

Discussion

The City of Indianapolis has a high level of vacant housing. According to the 2017 American Community Survey, 53,937 housing units in Indianapolis were vacant. This is down from the 2012 American Community Survey, at the publication of the last Consolidated Plan, showing 58,602 housing units in Indianapolis were vacant. Figure 20 shows the housing vacancy rates across Marion County. Figure 21 shows the vacancy rate along with areas of low to moderate income.

Building Blocks, a real-time City/County data and information system, complies information from the Department of Business and Neighborhood Services, the Marion County Health Department, the Indianapolis Fire Department, and the Indianapolis Metropolitan Police Department. Building Blocks estimates:

• Number of “Likely Vacant” units in Marion County as of 11/1/2019 – 10,755 units, and • Number of “Likely Abandoned “properties in Marion County as of 11/1/2019 – 2,251 units.

The City of Indianapolis will need a multi-faceted approach to address the number of vacant homes and those with underlying conditions, in conjunction with expanding its housing stock to accommodate future population growth as stated by the MIBOR study.


MA-25 Public and Assisted Housing – 91.210(b) Introduction

The Indianapolis Housing Agency is the public housing agency for the City of Indianapolis. Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single-family houses to high-rise apartments for elderly families.


IHA manages the housing choice voucher program, or more commonly known as the Section 8 Voucher program. The housing choice voucher program offers subsidy to a household to allow them to rent any apartment in the local housing authority’s jurisdiction. The household will pay 30 percent of their gross monthly income towards rent and the housing choice voucher covers the remaining cost of the pre-determined rent standard, which is often 80 percent of the fair market rent.

Totals Number of Units

Program Type Certificate Mod-Rehab Public

Housing Vouchers

Total Project -based Tenant -based


Affairs Supportive

Housing

Family Unification

Program

Disabled *

# of units vouchers available 0 0 1,860 8,199 244 7,955 1,047 0 0 # of accessible units *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Table 43 – Total Number of Units by Program Type Data Source: PIC (PIH Information Center)


Describe the supply of public housing developments:

Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan:

IHA has been working through the Rental Assistance Demonstration (RAD) program to preserve its affordable rental housing. The RAD program was created in order to give public housing authorities (PHAs) a tool to preserve and improve public housing properties and address the $26 billion-dollar nationwide backlog of deferred maintenance. The RAD program moves units to a housing choice voucher platform with long term contracts that, by law, must be renewed. This ensures the units remain permanently affordable to low- and moderate-income households. The City has made a request for information regarding the number of communities and units converted through the RAD program; however, information was not provided in the time of the 30-day public comment period. A description of the results will be a part of the final draft of this document.


Public Housing Condition

Public Housing Development Average Inspection Score Not applicable - please see answer above. 0

Table 44 - Public Housing Condition

Describe the restoration and revitalization needs of public housing units in the jurisdiction:

The City has made a request for information regarding the communities and their inspection score; however, information was not provided in the time of the 30-day public comment period. A description of the results will be a part of the final draft of this document.

Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing:

IHA will increase the supply of affordable housing by recruiting landlords with new developments and properties that do not currently participate in the housing choice (HCV) program. Voucher utilization of 98 percent is the IHA goal for the available 8,900 vouchers. The IHA will also preserve its supply of 2,078 units of affordable housing by adhering to the Uniform Physical Conditions Standards and making capital improvements to sustain the investments. Nearly $6 million of substantial renovations will be done at the agency’s remaining public housing properties (Concord and Barton) between 2020-2024.

The IHA will use its special purpose vouchers to help the most vulnerable citizens in need of stable housing. Veterans Affairs Supportive Housing, Non-Elderly Disabled and Mainstream vouchers will be marketed with the Indianapolis CoC Coordinated Entry Services and Rapid Re-housing efforts to provide permanent supportive housing. IHA will re-design its Family Self Sufficiency program to better fulfill its mandatory slots of 350 program participants to improve quality of life. Job readiness training, livable wage attainment, education achievement and homeownership are some areas that may have specialized focus for services. IHA will also use its Section 3 program to help low- and moderate-income households with practical work experiences and entrepreneurial endeavors.

Discussion:

IHA aims to first be a Standard PHA followed by a High Performing designation. In order to improve its performance, a focus on organizational excellence will be emphasized. The Design of A Decade Strategic Plan is expected to be devised by the end of 2019 with reform measures, policy enhancements and resource re-distribution. Resources for program delivery will be optimized so the Marion County residents reap increased opportunities for stabilized housing. IHA will fully utilize the Housing Choice Voucher Two Year Tool as a forecasting mechanism to provide affordable housing but also strengthen coalitions with the real estate industry. The Recovery Action Plan will be fully achieved, resulting in IHA becoming a solid performer and leader in affordable housing for the state of Indiana.


IHA aims to build out relations with Indiana Housing and Community Development Authority (IHCDA), HUD, Local Initiatives Support Corporation (LISC), CHIP, Indianapolis CoC, Indianapolis Neighborhood Housing Partnership (INHP), Community Action Partnership in addition to other community-based organizations.


MA-30 Homeless Facilities and Services – 91.210(c) Introduction

The City of Indianapolis has a strong Continuum of Care that includes all housing types to address the needs of the homeless population, including Emergency Shelters, Transitional Housing, Permanent Supportive Housing and Rapid Re-Housing.

Emergency shelters provide short-term and immediate shelter when an individual or family has no other place to live. Domestic Violence shelters are categorized as emergency shelters. In consultation with the Indianapolis CoC, all emergency shelters have been operating under winter contingency plans year-round to house as many people as possible.

Transitional housing is housing that is also considered short term, with the maximum stay of two years. The housing is tied to supportive services to help a homeless individual or household learn to manage their budget, gain life skills, establish long term employment and address other challenges they may face. This type of housing allows a household to remain in touch with necessary services but remove them from the stressful emergency shelter environment.

Permanent supportive housing is long-term housing tied to services. Individuals and families in need of additional support to maintain housing over a long term and to become self-sufficient are placed in this type of housing. Persons experiencing homelessness with mental health challenges that need to be monitored or physically disabled persons in need of daily care are examples populations that may need permanent supportive housing.

Rapid Re-Housing is housing for households that have very few barriers to housing with one or two items that can be resolved. Households eligible for this program generally have had a loss of income or a medical bill that caused them to lose their home. The idea behind Rapid Re-housing is to place a household back in a home if the loss of housing was a simple matter that can be resolved within a short timeframe. Rapid Re-Housing consists of housing assistance and supportive services. Rapid Re-Housing is labeled as a permanent housing solution by HUD.


Facilities and Housing Targeted to Homeless Households

Emergency Shelter Beds Transitional Housing Beds

Permanent Supportive Housing Beds

Year Round Beds (Current & New)

Voucher / Seasonal /

Overflow Beds

Current & New Current & New Under Development

Households with Adult(s) and Child(ren) 388 36 126 291 100 Households with Only Adults 546 112 342 868 93 Chronically Homeless Households 0 0 0 672 8 Veterans 24 0 198 449 22 Unaccompanied Youth 0 0 8 0 0

Table 45 - Facilities and Housing Targeted to Homeless Households Data Source Comments: 2019 Homeless Inventory Count - Indianapolis CoC


Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons

The City of Indianapolis and the Indianapolis CoC openly partner with mainstream services to address the needs of the homeless population. While there are many housing options for the homeless population, it is still not meeting the demand. Partnerships are the only way to expand services to this vulnerable population.

The Indianapolis Community Plan to End Homelessness specifically set a goal to “unify intersecting systems in a shared approach to prevent people from being released into homelessness.” Under that goal, the CoC identified six key strategies. The CoC has restructured itself to align workgroups with the strategies outlined below, improving coordination among intersecting systems that work with homeless individuals.

• Connect healthcare providers, criminal justice system representatives, and the Department of Child Services to the Coordinated Entry System to better understand when, where and how housing is available.

• Utilize findings from the Data Integration Project to develop and implement a pilot cross-sector data sharing agreement between homeless service providers and key intersecting systems with respect of client confidentiality.

• Collaborate with all hospital systems to ensure screening, referral, and navigation services are designed to connect patients experiencing or at risk of homelessness to housing and wraparound supports.

• Coordinate efforts with Indiana Department of Correction, local jail systems, and re-entry service providers to ensure all pre-release programs, policies and services are designed to connect justice-involved individuals at-risk of homelessness to permanent housing and wrap around supports.

• Collaborate with Department of Child Services and the foster care system to identify individuals aging out of the foster care system who are at risk of entering homelessness and connect them to permanent housing and wraparound supports.

• Work with health insurance & Medicaid providers to promote accountability to policies and procedures that require safe housing placement upon release.

List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.

The listing of services and facilities for the needs of homeless persons was too large to fit in this narrative document. A table has been added as Attachment C to this document. Despite the extensiveness of the list, many of the shelters are operating utilizing a winter contingency plan year-round, meaning they are operating beyond their capacity.


MA-35 Special Needs Facilities and Services – 91.210(d) Introduction

The City of Indianapolis is home to a number of special needs service providers. With limited income for persons with the only income of SSI, many households are not able to afford housing in Indianapolis. Locating affordable housing for special needs population continues to be a need.

Through consultation, the City of Indianapolis learned that some people with disabilities seeking emergency shelter were denied reasonable accommodation, but statistics on the exact number and the location of such issues is not readily available. The City of Indianapolis will need to monitor such issues when it comes to serving special needs populations that are homeless.

The City of Indianapolis does not have housing units that are specifically designated for clients with HIV/AIDS. However, the City does receive HOPWA dollars. Those dollars are used to house or assist clients who have HIV/AIDS. Individuals who apply for assistance are able to get services and housing based on their status. The HOPWA grantees have landlords they work with regularly to house people; however, there are no units specifically dedicated to these clients. The Indianapolis CoC also has a Continuum of Care grant that is used to target or assist clients with HIV/AIDS. Table 42 shows all “zeros” as a result of not having designated units, but rental assistance only to those living with HIV/AIDS.

HOPWA Assistance Baseline Table

Type of HOWA Assistance Number of Units Designated or Available for People with HIV/AIDS and their families

TBRA 0 PH in facilities 0 STRMU 0 ST or TH facilities 0 PH placement 0

Table 46– HOPWA Assistance Baseline Data Source: HOPWA CAPER and HOPWA Beneficiary Verification Worksheet

Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs

Through consultation, the City of Indianapolis has found the housing need of persons with disabilities and other special needs is finding affordable housing. Even with the efforts by housing developers to


complete more affordable housing in the community, most people with extremely low incomes cannot afford the housing available, even at low rents set by HUD.

The U.S. Department of Housing and Urban Development set rent levels, which multi-family developments cannot exceed when charging rent. These rents are set to ensure affordability for low-income households. Even at these levels, not every household can afford these rent levels. Some extremely low-income households cannot pay 30 percent of their gross monthly income towards housing and still rent at the HOME rent levels. This is true for those earning minimum wage or just receiving SSI payments. Table 43 shows the monthly and hourly income needed to afford the low HOME rents. Through consultation, any lowering of rent would require greater amounts of capital investment into the building to lower debt burden of the owner or monthly subsidy payments such as housing choice vouchers.

The picture is bleaker for recipients of SSI payments with no other income. The mean monthly payment from SSI is $771 per month, meaning the rent affordable to a household or person with only SSI for income is $231 per month. No apartments in Indianapolis at fair market rent, nor at HOME rent limits, are affordable to persons with only SSI payments as income.

Section 42 or Low Income Housing Tax Credits are affordable housing developments that create multi-family rental housing and are often considered a significant program to address housing problems in the community. The State of Indiana awards tax credits to a developer, who will sell the credits for cash or capital for the development of the property. The owner of the credits will receive the credits as long as the development remains compliant with State of Indiana policies. The State of Indiana requires a 15-year initial compliance period and a subsequent 15-year extended use period. The State of Indiana will prioritize projects that serve extremely low-income households, elderly or persons with disabilities. Of the projects in Marion County that are within the 30-year affordability period, 2,190 units are designated for elderly households. Another 504 units are underway and the occupancy type is listed as assisted living.

Efficiency 1 Bedroom

2 Bedroom

3 Bedroom

4 Bedroom

5 Bedroom

6 Bedroom

Low HOME Rent Limit

$651 $750 $900 $1038 $1158 $1278 $1398

Income Needed to Afford Rent

$26,040 $30,000 $36,000 $41,250 $46,320 $51,120 $55,920

Table 47 - HOME Rents and Income Needed to Afford HOME Rent

Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing


The Indianapolis CoC completed the Indianapolis Community Plan to End Homelessness in late 2018. The plan is a five-year vision through 2023. Several key objectives are outlined in the plan to address persons leaving mental and physical health institutions. The objectives are:

• Engage New Community Mental Health Centers in expanding effective housing models for clients with serious mental health issues, substance abuse disorders, or co-occurring mental health and substance use disorders.

• Provide high-quality professional, intensive case management services in all temporary shelters and day services centers designed to directly connect individuals to all appropriate services, including permanent housing and obtaining healthcare and available cash and non-cash benefits

• Create a pipeline of permanent supportive housing units that are not funded by the HUD Continuum of Care Program Competition so the Continuum of Care can divert new project funding to other housing needs

• Increase availability of recovery housing for previously homeless individuals transitioning out of treatment or the criminal justice system

• Collaborate with all hospital systems to ensure screening, referral, and navigation services are designed to connect patients experiencing or at risk for homelessness to housing and wraparound supports

The CoC has adopted the orders of priority for PSH as established in Notice CPD-16-11: Prioritizing Persons Experiencing Chronic Homelessness and Other Vulnerable Homeless Persons in Permanent Supportive Housing. However, all programs funded with CoC funding offer a variety of supportive services at the clients’ choice, including mental health services and registration with Medicaid or health services.

Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e)

The City of Indianapolis will strive to create livable communities for all residents, including people who are not homeless but have special needs. Goals the City include:

• Support the development of permanent support housing units through renovation and new construction – 100 units (50 renovated and 50 new construction over five years)

• New rental housing units through rehab, new construction, and acquisition for households with incomes below 80 percent of AMI (25 units construction and 25 units renovated over five years)

• New affordable homeownership opportunities through rehab, new construction, and acquisition. (80 units constructed and 30 units renovated over five years)

• Down payment assistance or buyer subsidy to increase affordability (assist 100 home buyers over five years)


• Fund owner-occupied repair (500 units over five years) • Rental rehab program – assist small landlords, owning 4 units or less, with low to moderate

income tenants (4 units over five years) • Provide short-term housing assistance (1 to 3 months) to persons and their families that are

HIV/AIDS positive (assist 1,500 households over five years) • Provide long-term housing assistance (4 to 24 months) to persons and their families that are

HIV/AIDS positive (assist 400 households over five years)

For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2))

The City of Indianapolis will strive to create livable communities for all residents, including people who are not homeless but have special needs. Goals for the City include:

• Support the development of permanent support housing units through renovation and new construction – 100 units (50 renovated and 50 new construction over five years)

• New rental housing units through rehab, new construction, and acquisition for households with incomes below 80 percent of AMI (25 units construction and 25 units renovated over five years)

• New affordable homeownership opportunities through rehab, new construction, and acquisition. (80 units constructed and 30 units renovated over five years)

• Down payment assistance or buyer subsidy to increase affordability (assist 100 home buyers over five years)

• Fund owner-occupied repair (500 units over five years) • Rental rehab program – assist small landlords, owning 4 units or less, with low to moderate

income tenants (4 units over five years) • Provide short-term housing assistance (1 to 3 months) to persons and their families that are

HIV/AIDS positive (assist 1,500 households over five years) • Provide long-term housing assistance (4 to 24 months) to persons and their families that are

HIV/AIDS positive (assist 400 households over five years)


MA-40 Barriers to Affordable Housing – 91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment

While barriers to affordable housing can come from anywhere, the U.S. Department of Housing and Urban Development (HUD) recognizes universal barriers. Local and state regulations on zoning and buildings are often the most recognized barriers to affordable housing. With increased regulation comes an increased cost to build housing that meets all regulations. In Indianapolis, housing cost burden and severe housing cost burden are the biggest needs among households, especially renter households. Some of the barriers to affordable housing include:

• Difficulty in acquiring sufficient number of parcels for infill development to continue prevent many builders from using economies of scale that they rely upon when developing affordable housing in suburban areas.

• Growing complexity of environmental reviews as related to “brownfields.” Urban properties or facilities whose development or redevelopment can be complicated by the potential presence of site contamination.

• Smart growth is a term used in public regulatory and policy debates regarding planning, land use and density. However, some smart growth principals, while appearing to be consistent with the goal of promoting affordable housing, can be used to justify controls that act as regulatory barriers to affordable housing.

• Administrative processes for developmental approvals continue to become more complex with ever-lengthening reviews and requirements for multiple, duplicative approvals. Each time a community adds substantive requirements, the review process becomes more complicated and burdensome.


MA-45 Non-Housing Community Development Assets – 91.215 (f) Introduction

The Indianapolis-Carmel-Anderson IN Metropolitan Statistical Area (MSA) is comprised of Boone, Brown, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan, Putnam, and Shelby counties. The region is home to more than 2.048 million persons with a per capita income of $32,723. The median household income is $61,022. Both per capita and median household income are 10 percent higher than those for Indiana.

The City of Indianapolis will examine economic data and income information by township. To examine data for all nine townships, the City of Indianapolis will need to use estimates from 2017 American Community Survey.

Economic Development Market Analysis

Business Activity

Business by Sector Number of Workers

Number of Jobs Share of Workers %

Share of Jobs %

Jobs less workers %

Agriculture, Mining, Oil & Gas Extraction 764 706 0 0 0 Arts, Entertainment, Accommodations 44,843 56,794 14 12 -2 Construction 14,494 22,873 5 5 0 Education and Health Care Services 64,350 105,281 20 22 2 Finance, Insurance, and Real Estate 24,394 35,507 8 8 0 Information 7,386 12,313 2 3 1 Manufacturing 35,967 53,125 11 11 0 Other Services 13,263 19,201 4 4 0 Professional, Scientific, Management Services 27,522 47,059 9 10 1 Public Administration 0 0 0 0 0 Retail Trade 44,987 53,062 14 11 -3 Transportation and Warehousing 24,042 35,940 8 8 0 Wholesale Trade 17,736 28,504 6 6 0


Business by Sector Number of Workers

Number of Jobs Share of Workers %

Share of Jobs %

Jobs less workers %

Total 319,748 470,365 -- -- -- Table 48 - Business Activity

Data Source: 2011-2015 ACS (Workers), 2015 Longitudinal Employer-Household Dynamics (Jobs)


Labor Force

Total Population in the Civilian Labor Force 446,260 Civilian Employed Population 16 years and over 400,935 Unemployment Rate 10.16 Unemployment Rate for Ages 16-24 30.59 Unemployment Rate for Ages 25-65 6.77

Table 49 - Labor Force Data Source: 2011-2015 ACS

Occupations by Sector Number of People

Management, business and financial 86,430 Farming, fisheries and forestry occupations 18,879 Service 43,362 Sales and office 103,050 Construction, extraction, maintenance and repair 28,152 Production, transportation and material moving 25,589

Table 50 – Occupations by Sector Data Source: 2011-2015 ACS

Travel Time

Travel Time Number Percentage < 30 Minutes 270,598 71% 30-59 Minutes 97,807 26% 60 or More Minutes 14,096 4% Total 382,501 100%

Table 51 - Travel Time Data Source: 2011-2015 ACS

Education:

Educational Attainment by Employment Status (Population 16 and Older)

Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force

Less than high school graduate 34,294 6,117 24,756 High school graduate (includes equivalency) 82,536 10,780 33,279 Some college or Associate's degree 98,623 9,874 25,111


Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force

Bachelor's degree or higher 115,810 4,473 15,522 Table 52 - Educational Attainment by Employment Status

Data Source: 2011-2015 ACS

Educational Attainment by Age

Age 18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs

Less than 9th grade 1,963 6,150 6,558 8,608 6,330 9th to 12th grade, no diploma 15,249 14,236 10,306 19,324 12,089 High school graduate, GED, or alternative 23,688 30,842 30,331 65,453 31,842 Some college, no degree 32,015 31,323 23,865 43,153 18,030 Associate's degree 2,312 10,517 8,347 16,611 3,648 Bachelor's degree 9,617 33,249 21,325 36,554 11,151 Graduate or professional degree 584 13,566 10,026 21,160 10,302

Table 53 - Educational Attainment by Age Data Source: 2011-2015 ACS

Educational Attainment – Median Earnings in the Past 12 Months

Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 280,745 High school graduate (includes equivalency) 438,189 Some college or Associate's degree 697,084 Bachelor's degree 1,070,104 Graduate or professional degree 1,427,122

Table 54 – Median Earnings in the Past 12 Months Data Source: 2011-2015 ACS


Figure 24 - Transit Lines and Low Moderate-Income Census Tracts


Figure 25 - Unemployment by Race and Township

Occupation Mean Hourly Wage Management $49.63 Business and financial operations $32.30 Computer and mathematical $37.31 Architecture and engineering $35.92 Life, physical, and social science $38.30 Community and social service $21.86 Legal $42.61 Education, training, and library $22.90 Arts, design, entertainment, sports, and media $23.20 Healthcare practitioners and technical $38.99 Healthcare support $15.64 Protective service $18.93 Food preparation and serving related $10.57 Building and grounds cleaning and maintenance $12.88 Personal care and service $11.51 Sales and related $20.67


Office and administrative support $17.69 Farming, fishing, and forestry $13.35 Construction and extraction $23.86

Table 55 - Occupation and Mean Hourly Wage - US Bureau of Labor Statistics

Occupation Mean Hourly Wage Installation, maintenance, and repair $22.03 Production $17.70 Transportation and material moving $16.84

Table 56 - Occupation and Mean Hourly Wage - US Bureau of Labor Statistics - Cont.

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

For those able and employed in Indianapolis, the community has a large number of professions/occupations available for individuals to choose from. According to the U.S. Bureau of Labor Statistics, in November 2019, the Indianapolis Metropolitan Statistical Area had a total of 1,088,800 occupations with an average weekly wage of $1,096.

Table 51 lists the general categories of occupations and the mean hourly wage for each category from the 2011-2015 ACS (Workers), 2015 Longitudinal Employer-Household Dynamics (Jobs). Management occupations fared the best with a mean hourly wage of $49.63, while food preparation and serving related occupations fared the worst with a mean hourly wage of $10.57. The National Low Income Housing Coalition uses a standard measure for determining a living wage, which is the wage needed to afford a two-bedroom apartment at fair market rates. For Indianapolis, the living wage is $18 per hour.

Describe the workforce and infrastructure needs of the business community:

Stakeholders consistently state that transportation is the greatest need when trying to impact economic growth in Indianapolis. Indy Connect is the Central Indiana Transit Plan. In February, 2017, the Indianapolis/Marion County City County Council approved a dedicated income tax to support improvements to the public transportation system.

Based on years of planning with the support of the Metropolitan Planning Organization (MPO) and Central Indiana Regional Transportation Authority (CIRTA), the Marion County Transit Plan is a detailed investment plan for mass transit, including improvements such as:

• Buses coming more often on all routes • Less waiting for passengers • Longer hours of service: early morning to late night • Every route running on every day of the week • Improved grid pattern for faster travel times and more efficient transfers


• Rapid transit lines (Red*, Blue, and Purple) along high ridership corridors

The first Bus Rapid Transit Line (Red) began operation in August, 2019 and offers a north/south services. The Red Line was selected to be constructed first because data proves it has the best potential for immediate success from a ridership, economic development, and federal funding standpoint. Two additional rapid bus transit lines, blue and purple, will be added in the next five to ten years to improve transportation across the City, from east to west. These lines add greater efficiency, helping all residents travel from residential areas to areas of commerce and economic growth.

Figure 24 shows the new transit lines as suggested by the Marion County Transit Plan (https://indyconnect.org/wp-content/uploads/2016/06/Central-Indiana-Transit-Plan_2016-06-16.pdf#page=32) and low and moderate income census tracts.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

With land that is easy to develop, many of the counties surrounding Indianapolis are able to attract businesses looking to expand. Land in those areas are typically low cost for acquisition, with public utilities, new roads and no prior environmental contamination. Through consultation, some of the suggested initiatives that may benefit both Indianapolis and the entire region are:

• Partnerships and joint resolutions among the region’s local governments that prevent incentives for businesses to move from one county to another, as those moves often do not create new jobs for the area.

• Industrial redevelopment, such as Indy Fast Track, that requires multiple agencies at the State of Indiana and local level, cooperating to address environmental issues.

• Invest in public art to attract businesses to Indianapolis neighborhoods. Suggestions from stakeholders have included murals for interstate underpasses that are often areas of neglect in the community.

• Support the Great Places Initiative, creating a ¼ mile walking radius destination for commercial development and public gathering.

• Foster inclusive growth, addressing long persistent racial disparities in the workforce. • Opportunity Investment Consortium of Indiana, helping more intentionally encourage the

transformation of Opportunity Zone neighborhoods into vibrant places for residents and businesses.

Stakeholders from all organizations repeated the need to improve access to transportation. The efforts of the MPO to improve public transit through the rapid bus transit lines and other efficiencies at IndyGo are addressing these concerns. However, access to transportation is the second greatest need, next to affordable housing, according to stakeholders.


How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

Fifteen (15.7) percent of the population in Indianapolis does not have a high school diploma or the equivalent. Twenty-eight (28.4) percent of the Indianapolis population has high school diploma or the equivalent. This type of education attainment is not complementary for many of the high paying jobs coming to the area.

Traditional job training programs have had to begin with basic life skills training, such as resume training, finding transportation to and from work, etc. However, for the workforce without high school or college education, more training is required to obtain higher paying jobs. The City of Indianapolis will continue its support of programs that include job skills training for work, such as certifications, math skills and computer skills. The key to this initiative is to develop job training programs that meet the needs of businesses moving to the area. Partnerships with Employ Indy, the Indy Chamber and other business leaders will help target workforce development to the needs of employers.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

The 2011-2015 ACS shows an unemployment rate of 10 percent. In October 2019, the Bureau of Labor Statistics showed the unemployment rate for the Indianapolis MSA at 3 percent. Stakeholder input suggested that unemployment rates are not reflective of every race. Figure 25 shows the unemployment rate by race and township, as listed in savi.org. Unemployment rates among people of color, particularly Black/African Americans, is much higher than their White peers.

In July 2019, the City of Indianapolis leadership of the Indy Chamber, as well as community stakeholders and workforce development partners, announced a new roadmap for economic development that seeks to address these systems challenges, and sets Indianapolis on a path toward inclusive growth. The strategy aims to reposition existing economic development incentive programs to advance job opportunity for Indianapolis residents and remove barriers to employment – such as childcare, transit, and skills training – that prevent individuals from attaining and retaining good paying jobs.

To encourage inclusive economic growth and broaden job access in Indy, the City’s economic development strategy will focus on the following:

• Eliminating persistent racial disparities in access to jobs • Leveraging economic incentives to achieve broader community benefits • Improving access to quality of education • Supporting workforce training programs • Assisting underinvested neighborhoods • Improving access to support services


Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

Yes

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

A regional Comprehensive Economic Development Strategy, or CEDS, is a cooperative effort of businesses, civic organizations and the public to map out economic projects and goals that will strengthen a geographic area. The Indianapolis Chamber of Commerce, under the Plan 2020 Initiative, led a partnership among the City of Indianapolis, Central Indiana Council of Elected Officials and other regional partners to complete a CEDS in 2015.

The Competitive Assessment drew attention to issues such as the region’s struggles to carve out a positive image and identity that reflects what the region has to offer, differentiating it from historical connotations associated with the State of Indiana. It illustrated the struggles that the region has endured in recent years in elevating educational attainment levels and attracting and retaining top talent from outside the state. It provided evidence of the lack of a widespread entrepreneurial culture and support systems, despite some well-known entrepreneurial success stories. And it acknowledged the influence of specific transportation assets and deficiencies that shape the region’s livability and competitiveness for corporate investment and young talent.

The Strategic Plan outlines objectives four priority areas – workers, businesses, places and image.

Under workers, objectives are:

• Invest in the next generation through early childhood education (pre-K). • Promote youth interest in growing careers in target business sectors. • Improve high school graduation rates and college readiness. • Ensure that target sectors are supported by necessary training and degree programs. • Retain our best and brightest college graduates. • Attract top talent from around the world.

Under businesses, objectives are:

• Develop a culture that encourages and celebrates entrepreneurship. • Provide necessary support services and an environment for businesses to thrive. • Increase access to capital to support startup growth. • Encourage technology transfer and applied research partnerships. • Help existing businesses expand in the Indy region.


• Attract new businesses in targeted sectors.

Under places, objectives are:

• Improve the efficiency and effectiveness of existing public transportation networks and plan for future expansion.

• Invest in alternate transportation modes and personal mobility options for commuters, students, and visitors.

• Promote and leverage our advantages in air cargo capacity and road connectivity. • Support necessary investments in roadway and intermodal infrastructure. • Support the development of corridors of commerce, community, and culture. • Redevelop brownfields and industrial sites, and prepare new shovel-ready sites.

Under image, objectives are:

• Build an internationally recognized brand. • Build local pride and emphasize inclusivity so that our residents can be our best Ambassadors. • Garner national positive media attention. • Effectively market the regional to businesses, investors, residents, and visitors.

Discussion

Not applicable.


MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

For the purpose of this document, an area of concentration of housing problems will be an area where 30 percent or more of the population has a housing problem. Housing problems are more wide-spread for extremely low income (0-30% HAMFI) than their wealthier peers.

Concentrations of minority populations are to the north downtown Indianapolis, from the western side of Marion County to the eastern side of Marion County. Figures 26-28 show the areas of housing problems by income level.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

Areas of low-income concentration will be any area with 50 percent or more of the population earning below 80 percent HAMFI. Figure 29 shows the areas of concentration of low to moderate income households.

Most minority populations are still concentrated in the center of Indianapolis, with pockets extending to the north of the City. Pike Township has the greatest percentage of its population identifying themselves as African American, 47.5 percent. While to a lessor extent, Center, Lawrence, Warren, Washington and Wayne have populations of African Americans representing anywhere from 25 to 35 percent of their populations. In Decatur, Perry, and Franklin Townships, where the White population is high, the percentage of the total population that is African American does not exceed 10 percent.

What are the characteristics of the market in these areas/neighborhoods?

The Neighborhood Investment Strategy (NIS) is intended to redefine the community development system to include stakeholders focused on people as well as place, and introduce an opportunity for unprecedented coordination among community development partners. It provides a more flexible system that recognizes that neighborhoods of all types have different needs, and encourages efficient, impactful and leveraged deployment of limited resources. The NIS looks at the needs and opportunities in neighborhoods and has developed definitions for areas or neighborhoods of the community based on the markets of those areas. The areas are:

1. Downtown Clusters 2. Regional Choice Clusters 3. Strong Suburbs 4. Outer Ring Suburbs 5. Suburban Centers


6. Second Ring Suburbs 7. Emerging Urban Clusters 8. Urban Catalysts 9. Old Town Centers 10. Inner Ring Suburbs 11. (Primarily) Eastside Clusters 12. Legacy Industrial Clusters

Each area of the Neighborhood Investment Strategy has different markets and intervention actions for addressing the needs in the community.

Are there any community assets in these areas/neighborhoods?

These neighborhoods have many assets that can support the community. Some of the many items include:

• Seven Centers for Working Families • Multiple public parks and greenways • New rapid bus transit lines will enable access to jobs with more frequent service • Emergency shelters are primarily located in and around downtown Indianapolis • Supportive services tend to be located in Center Township over the other eight townships • Lift Indy is utilizing public/private partnerships in the revitalization of areas located in the

neighborhoods of high minority concentration • Reconnecting our Waterways is a effort to clean up streams and waterways through

neighborhoods. Most of these waterways have had some form of pollution and are inaccessible by the public because developments

Are there other strategic opportunities in any of these areas?

The City of Indianapolis will begin targeting funding and strategic efforts in five different Neighborhood Revitalization Strategy Areas (NRSA). The five areas are located on the map in Figure 30. Following ideas of the Neighborhood Investment Strategy, the City of Indianapolis will fund opportunities for wholistic revitalization that is specific to the needs of each area. Appendix F will go into detail the needs of each area as well as the individual goals.


Housing Problems for Households Earning 0-30% HAMFI


Housing Problems for Households Earning 31-50% HAMFI


- Housing Problems for Households Earning 51-80% HAMFI


Neighborhood Revitalization Strategy Areas (NRSA)


MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2) Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

Access to technology, particularly broadband internet can be meaningful in a household’s path to education and employment. Of the households in Marion County, 78.3 percent of them have access to broadband internet services. Only 11.7 percent of households in Marion County do not have access to a computer and may rely on local libraries to access a computer.

Figure 26 shows the percent of households with access to broadband internet and percent of households with no computer by township. Townships with higher numbers of households living in poverty or low to moderate income (Center, Wayne, Warren) all have higher rates of households with no computer and lower percentages of households with broadband internet.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

Stakeholder input did not confirm needs for broadband internet access. Stakeholder input stated broadband internet services is accessible in any part of the community. A household's ability to afford access may be limited. The Indianapolis-Marion County Public Library branches have free access to computers and the internet.


Figure 26 - Access to Technology


MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) Describe the jurisdiction’s increased natural hazard risks associated with climate change.

In March 2017, Mayor Joe Hogsett pledged that Indy will achieve carbon neutrality by the year 2050. To make good on this commitment and in acknowledgment of the increases in average temperatures and extreme weather events that are putting our people and infrastructure at risk, the City launched the Thrive Indianapolis planning process. This plan is the roadmap to reduce greenhouse gas emissions and ensures that all of Indianapolis is prepared for and resilient to the changes we are experiencing. The Office of Sustainability built a coalition to support and fund an integrated plan that was shaped by four core values and eight plan elements that cover all aspects of our community.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

Thrive Indianapolis completed a social vulnerably assessment as part of its analysis. The Social Vulnerability Index developed for the Climate & Hazard Vulnerability Assessment was applied to map layers representing the projected climate impacts, those areas most vulnerable to high temperatures and to flooding. The resulting maps show the areas most vulnerable to climate change are also the same areas with concentrations of poverty and people of color. These areas have increased heat and temperatures during the summer, less tree cover and greater risk of flooding. Full information about the analysis can be found at https://static1.squarespace.com/static/5b4ead40c3c16a711ae78401/t/5c704aa4fa0d6033019e373a/1550863041205/2019CPSR001-ThriveIndianapolis-web.pdf.


Strategic Plan

SP-05 Overview Strategic Plan Overview

The City of Indianapolis will focus support of the development of inclusive neighborhoods throughout Marion County. Through stakeholder input and public input, residents of Indianapolis preferred initiatives that will support the continued look and feel of existing neighborhoods and communities rebuilding around the already existing assets. These assets include, but are not limited to diversity, long-term homeownership, historic homes, immigrant populations, new small businesses, and strong education institutions. The goals for the 2020-2024 Consolidated Plan focus on three main areas – sustainable neighborhoods, inclusive neighborhoods, and promising neighborhoods.

In developing sustainable neighborhoods, the City of Indianapolis will focus on the development of neighborhood physical assets, such as public facilities, public infrastructure and improved access to food for local residents.


SP-10 Geographic Priorities – 91.215 (a)(1) Geographic Area

Table 57 - Geographic Priority Areas 1 Area Name: City-wide Initiatives

Area Type: City-wide programming

Other Target Area Description: City-wide programming

HUD Approval Date:

% of Low/ Mod:

Revital Type:

Other Revital Description:

Identify the neighborhood boundaries for this target area.

Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

2 Area Name: East

Area Type: Strategy area

Other Target Area Description:

HUD Approval Date: 12/31/2014

% of Low/ Mod:

Revital Type:




The EAST target area is east of downtown, and encompasses the neighborhoods of Irvington, Eastgate, and the southern part of Martindale-Brightwood. The northernmost boundary is I-70 starting at the I-65/I-70 “North split” and going to Emerson Avenue. The northern boundary then becomes Michigan Street and 10th Street, ending at Franklin Street (which comprises the eastern boundary) just past I-465. Starting at Franklin Street, the southern boundary travels west along English Avenue and local streets in Irvington, turning south at Sherman Avenue until Prospect Avenue, where it continues west, doglegging until it reaches I-65/I-70 (which comprises the western boundary).


The population of this target area is 33,375, roughly 3.8 percent of the total Marion County population. Residents identifying themselves as African Americans make up 24.1 percent of the population in this target area and residents identifying themselves as Hispanic make up 14.0 percent of the population in this target area. Residents identifying themselves as White make up 68.7 percent of the population. Other racial minorities make up 7.2 percent of the population.

Nearly forty (39.9) percent of the population has a housing cost burden, paying more than 30 percent of their income towards housing costs.


The City of Indianapolis identified areas eligible for this designation. The staff suggested borders based on old strategy areas and areas prioritized for City funded investment. During meetings with stakeholders, DMD staff collected input to determine the final boundaries of the area.


Identify the needs in this target area. There is a high rate of poverty in this target area with 35.1 percent living below the federal poverty level of $16,240 for a household of two people. The average household size in the area is 2.3 people. Nearly seventy-one (70.9) percent of the population earns less than 80 percent of the area median income, and is thus considered moderate and low income, and can qualify for HUD funded programs and services.

The high rate of households with low income may be related to the low education attainment of the adults in the community. Twenty-three (23.4) percent of the population does not have a high school diploma or the equivalent. Thirty-four (34.7) percent of the population does have a high school diploma, but no further education.



The EAST target area has many assets. The following organizations provide a variety of public services, affordable housing developments and economic development initiatives:

• John Boner Neighborhood Centers: public services, case management, community coordination

• Englewood CDC: corridor development, affordable housing and economic development

• Indianapolis Neighborhood Housing Partnership: on-site home buyer counseling and down payment assistance

• Near Eastside Area Renewal: affordable housing and community coordinator

• IndyEast Promise Zone: an area designation that prioritize projects for federal funding resources

• The City of Indianapolis and the Local Initiatives Support corporation will target economic development initiatives along the Massachusetts Avenue/Brookside Corridor

The EAST target area is home to public and private schools, local parks and the former Legacy Project, a neighborhood-wide redevelopment initiative surrounding the 2012 Super Bowl. The area has made significant strides with the St. Clair Place housing development, the Chase Legacy Center and the expansion of the John H. Boner Community Center.


• Negative perceptions of neighborhood when trying to get commercial businesses to locate into the area

• High number of abandoned buildings that are substandard requiring significant amounts of funding to repair or demolish and replace

• High need for street resurfacing and sidewalks, which in many areas are not accessible to persons with disabilities


3 Area Name: North




% of Low/ Mod:

Revital Type:



The NORTH target area is directly north of Downtown Indianapolis. The northern boundary alternates between East 38thand East 42nd Streets, while the western boundary is the White River. The eastern boundary alternates between Station Street and Emerson Avenue. The southern boundary varies widely, stretching to I-70 and even Washington Street, but leaving out the original “square mile” of the City, and areas north of the Downtown up to Fall Creek.



Forty six (46.5) percent of the population has a housing cost burden, paying more than 30 percent of their income towards housing costs.




Identify the needs in this target area. There is a high rate of poverty in this target area with 37.3 percent living below the federal poverty level of $16,240 for a household of two people. The average household size in the area is 2.5 people. Nearly seventy-one (70.6) percent of the population earns less than 80 percent of the area median income, and is thus considered moderate and low income, and can qualify for HUD funded programs and services.

The high rate of households with low income may be related to the low education attainment of the adults in the community. Nineteen (19.5) percent of the population over the age of 25 does not have a high school diploma or the equivalent. Thirty-three (33.5) percent of the population does have a high school diploma, but no further education. Jobs associated with these skill levels often do no Jobs associated with these education levels often do not pay a living wage.



The NORTH target area has many assets. The following organizations provide a variety of public services, affordable housing developments and economic development initiatives:

• Anchor institutions such as the Children’s Museum of Indianapolis, Ivy Tech Main Campus and Methodist Hospital

• Large employers along the North Meridian Street Corridor that serve as headquarters for many regional businesses. Examples include local TV stations, Citizens Energy and the Marion County Library.

• Keystone Enterprise Park: a city-lead economic development project to create new jobs

• Edna Martin Christian Center – Center for Working Families

• Public and private schools, including top magnet schools

• Near North Development Corporation - affordable housing and economic development

• Flanner House – community center and center for working families

The area is prime for economic development with many income generators and local businesses located in the area. Businesses that support the anchor institutions and serve the staff at those institutions have a lot of growth potential.


Some barriers to improvements include:

• The area does not have a strong affordable housing provider in parts of the area

• Negative perceptions of neighborhood when trying to get residents to locate into the area

4 Area Name: South





% of Low/ Mod:

Revital Type:



The SOUTH target area is south of downtown, abutting the EAST target area at English and Prospect Avenues; the other part of the northern boundary is I-70, although the areas around Virginia Avenue (i.e., the Fountain Square neighborhood) are generally excluded. North of Raymond Street, the western and eastern boundaries are, respectively, the White River and Sherman Drive; south of Raymond, the western boundary alternates between the Louisville-Indiana Railroad, East Street, and Meridian Street, while the eastern boundary alternates between Keystone and Madison Avenues. The southern boundary is Epler Avenue.



Forty-two (42.6) percent of the population has a housing cost burden, paying more than 30 percent of their income towards housing costs.


The City of Indianapolis works with local Community Development Corporations and public service provider agencies on a daily basis to provide its program. The University of Indianapolis is also located in the target area and has several initiatives for improvement in response to the community surrounding its campus.


Identify the needs in this target area. There is a high rate of poverty in this target area with 28.8 percent living below the federal poverty level of $16,240 for a household of two people. The average household size in the area is 2.6 people. Over seventy-four (74.5) percent of the population earns less than 80 percent of the area median income, and is thus considered moderate and low income, and can qualify for HUD funded programs and services.

The high rate of households with low income may be related to the low education attainment of the adults in the community. Twenty-six (26.9) percent of the population over the age of 25 does not have a high school diploma or the equivalent. Thirty-seven (33.7) percent of the population does have a high school diploma, but no further education. Jobs associated with these skill levels often do not pay a living wage.


The SOUTH target area has a great many assets. The following organizations provide a variety of public services, affordable housing developments and economic development initiatives:

• The University of Indianapolis – higher learning organization with community development goals

• Southeast Neighborhood Development – affordable housing and economic development

• Concord Neighborhood Center – public services for the community

• Southeast Community Services – center for working families

The area is home to public and private schools, local parks, including the regional park, Garfield Park. There are also many commercial corridors, including industrial sites prime for redevelopment.




• Negative perceptions of neighborhood when trying to get commercial businesses to locate into the area.

• High number of abandoned buildings that are substandard and would require significant amounts of funding to repair or demolish and replace.

• High need for street resurfacing and sidewalks. Sidewalks in many areas are not accessible to persons with disabilities.

• Industrial sites are often contaminated and require large and expensive cleanup efforts before development can begin.

5 Area Name: West




% of Low/ Mod:

Revital Type:



The WEST target area is West of downtown; its eastern boundary alternates between Harding Street, the White River, and Lafayette Road. The northern boundary alternates between 19nd and 22nd Streets, and the western boundary alternates between Olin, Grande, and Tibbs Avenues and Eagle Creek. At Eagle Creek, the area juts to the west to Lynhurst Drive between Rockville Road and Washington Street. The southern boundary is Minnesota Street.




Forty four (44.7) percent of the population has a housing cost burden, paying more than 30 percent of their income towards housing costs.



Identify the needs in this target area. There is a high rate of poverty in this target area with 36.9 percent living below the federal poverty level of $16,240 for a household of two people. The average household size in the area is 2.7 people. Over seventy (70.4) percent of the population earns less than 80 percent of the area median income, and is thus considered moderate and low income, and can qualify for HUD funded programs and services.

The high rate of households with low income may be related to the low education attainment of the adults in the community. Twenty-eight (28.3) percent of the population over the age of 25 does not have a high school diploma or the equivalent. Thirty-four (34.9) percent of the population does have a high school diploma, but no further education. Jobs associated with these skill levels often do not pay a living wage.



The WEST target area has a great many assets. The following organizations provide a variety of public services, affordable housing developments and economic development initiatives:

• Museums, including the NCAA Hall of Champions, the Indiana State Museum and the Eiteljorg Museum are located in this target area

• Indiana University Purdue University Indianapolis (IUPUI) is located in the area and expanding north, along with supportive commercial development.

• Indiana University Hospital and Riley Children’s Hospital are located in this area.

• 16 Tech business incubator continues to support small businesses.

• Westside Community Development Corporation-affordable housing

The area is prime for economic development with many income generators and local businesses located in the area. Businesses that support the anchor institutions and serve the staff at those institutions have growth potential.



• The area does not have a strong affordable housing provider in parts of the area

• Industrial spots may be potential brownfields and require extensive financial resources for clean up

• Negative perceptions of neighborhood when trying to get commercial businesses to locate into the area

6 Area Name: Northeast




% of Low/ Mod:


Revital Type:





Identify the needs in this target area. There is a high rate of poverty in this target area with 33.0 percent living below the federal poverty level of $16,240 for a household of two people. The average household size in the area is 2.7 people. Over seventy-one (71.2) percent of the population earns less than 80 percent of the area median income, and is thus considered moderate and low income, and can qualify for HUD funded programs and services.

The high rate of households with low income may be related to the low education attainment of the adults in the community. Twenty-two (22.1) percent of the population over the age of 25 does not have a high school diploma or the equivalent. Thirty-nine (39.3) percent of the population does have a high school diploma, but no further education. Jobs associated with these skill levels often do not pay a living wage.



The NORTHEAST target area has a great many assets. The following organizations provide a variety of public services, affordable housing developments and economic development initiatives:

• Community Alliance for the Far East Side – Community Development Corporation, recently certified Center for Working Families

• The City of Indianapolis and the Local Initiatives Support corporation will target economic development initiatives along the Massachusetts Avenue/Brookside Corridor

• United Northeast Community Development Corporation – affordable housing and economic development organization

• Edna Martin Christian Center – Center for Working Families

• La Plaza – public services geared to the Hispanic population

• Emerson Avenue Area Civic Alliance

• Grassy Creek Community Council

The NORTHEAST target area is home to public and private schools, local parks and the meadows redevelopment project. The area has made significant strides to address the deteriorating rental housing developments located within the Meadows area. Unique private and public partnerships helped drive the revitalization of a long-neglected area.




• Not all of the meadows is revitalized, support services and more affordable housing needs to be revitalized to help those moving into the new housing recently completed

• Industrial sites in the area are highly contaminated, including old lead factory sites

• Perceptions of neighborhood when trying to get commercial businesses to locate into the area

General Allocation Priorities

Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA)

Adhering to HUD’s national objectives, priority will be given to projects that address the housing and community development needs of low and moderate-income persons, particularly as they are outlined in the Consolidated Plan.

In making funding decisions, the City of Indianapolis will give priority to activities that:

• Meet a goal or priority of the 2020-2024 Consolidated Plan; • Affirmatively further fair housing; • Support, complement or are consistent with other current local unit of government plans; • Address underserved populations with the greatest needs including the elderly, disabled, victims

of domestic violence and the disenfranchised such as the homeless and the near homeless. • Are sustainable over time; • Have demonstrated cooperation and collaboration among government, private nonprofit

agencies and the private sector to maximize impacts and reduce administrative costs; and • Do not have a more appropriate source of funds.

The City of Indianapolis has selected five different Neighborhood Revitalization Strategy Areas. Each of these areas meet the requirements set by HUD, contiguous census tracts, 70 percent of the households earn income less than 80 percent HAMFI and have a higher level of distress than the City as a whole. The basis for selecting these areas also includes initiatives already in place or part of other City of Indianapolis plans that will take place in these areas. The City of Indianapolis will utilize funding from HUD to support community-wide initiatives, making all federal, local and private funding stretch further.


Appendix F to this document discusses these priorities in further detail and outlines goals for each target area.


SP-25 Priority Needs - 91.215(a)(2) Priority Needs

Table 58 – Priority Needs Summary 1 Priority Need

Name Sustainable Neighborhoods

Priority Level High

Population Extremely Low Low Moderate Middle Large Families Families with Children Elderly Public Housing Residents Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Non-housing Community Development

Geographic Areas Affected

North East South West City-wide programming Northeast


Associated Goals

1a: Demolition and Brownfields Remediation 1b: Improve Access to Food 1c: Public Facilities/Improvements 1d: Neighborhood Empowerment Initiatives 1e: Engage Homeless Neighbors 1f: Services for Persons with HIV/AIDS 1g: Tenant/Landlord Services

Description Promote Healthy, Livable Neighborhoods - Strengthen and create vibrant neighborhoods for all income groups.

Basis for Relative Priority

The City of Indianapolis will support the redevelopment of a neighborhood in a holistic manner.

2 Priority Need Name

Inclusive Neighborhoods

Priority Level High

Population Extremely Low Low Moderate Large Families Families with Children Elderly Public Housing Residents Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence




Associated Goals

2a: Renovated PSH 2b: New PSH 2c: TBRA - Moving On 2d: Rental Rehab 2e: Rental New Construction 2f: Homeownership Rehab 2g: Homeownership New Construction 2g: Down Payment Assistance or Buyer Subsidy 2h: Owner Occupied Repair 2i: RRH Only 2j: Short Term HOPWA 2k: Long Term HOPWA 2m: Overnight Shelter 2n: Public Facilities Safe Haven Services Only 2o: Homelessness Prevention

Description Support Quality Affordable Housing - The City of Indianapolis will the entire continuum of housing, creating affordable housing for all income levels.


The City of Indianapolis will create housing opportunities for all income groups, working to make neighborhoods inclusive and affordable for all residents. This priority addresses the need demonstrated by the high rates of housing cost burden.


Promising Neighborhoods

Priority Level High


Population Extremely Low Low Moderate Large Families Families with Children Public Housing Residents Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence



Associated Goals

3a: Job Training - Adults 3b: Job Placement - Youth 3c: Job Creation 3d: Businesses Assisted

Description Increase Economic Opportunities - The City of Indianapolis will fund activities and projects that improve the economic opportunities for all residents.


As part of the anti-poverty strategy, the City of Indianapolis will focus efforts to help low and extremely low income to increase their economic opportunity and increase their income.


Administration and Fair Housing

Priority Level High


Population Extremely Low Low Moderate


City-wide programming

Associated Goals

4a: Administration and Fair Housing

Description Implement programs and oversee projects funded with federal dollars. Improve institutional structure and coordination among providers and local funding agencies.


The City will need to improve coordination among service providers and look to improve administrative efficiencies across the community. This will increase the ability of the City to address the needs in the community with decreasing funding over the next five years.

Narrative (Optional)


SP-30 Influence of Market Conditions – 91.215 (b) Influence of Market Conditions

Affordable Housing Type

Market Characteristics that will influence the use of funds available for housing type

Tenant Based Rental Assistance (TBRA)

The National Low Income Housing Coalition conducts an annual study called Out of Reach, a study that looks at what an hourly wage needs to be for a household to afford a place to rent without working more than the standard 40-hour workweek.

The study compares the fair market rents for an area to the rents affordable at different wages, including minimum wage, average SSI payments, etc. Fair Market Rents are the 40th percentile of gross rents for typical, non-substandard rental units occupied by recent movers in a local housing market, meaning 40 percent of the rents are less expensive and 60 percent of the rental units are more expensive. The fair market rate increases with the number of bedrooms as part of the housing unit.

The minimum wage in Indianapolis in 2019 is $7.25 per hour. Working 40 hours per week, a person will earn $15,080 per year. The rent payment affordable to a person earning minimum wage is $377 per month. A person will need to work 69 hours a week to afford a studio apartment with no bedrooms. For a two-bedroom apartment, a person earning minimum wage will need to work 97 hours per week, over double the typical workweek.

The U.S. Department of Housing and Urban Development sets rent levels, which multi-family developments cannot exceed when charging rent. These rents are set to ensure affordability for low-income households.

Even at these levels, not every household can afford these rent levels. Some extremely low-income households cannot pay 30 percent of their gross monthly income towards housing and still rent at the HOME rent levels.


Affordable Housing Type

Market Characteristics that will influence the use of funds available for housing type

TBRA for Non-Homeless Special Needs

The Analysis of Impediments to fair housing discusses the living wage needed to afford an apartment in Indianapolis. The lowest fair market rent in Indianapolis is $651 per month for a studio apartment. The monthly payment for SSI, the primary and typically only income for a person with a disability, is $771 per month in Indiana. The most rent a person can afford without a cost burden is $231 per month. This is far shy of the $651 fair market rent for a studio apartment. Additional monthly housing subsidies are required for persons with disabilities and earning SSI to afford a place to live.

New Unit Production

MIBOR, the Metropolitan Indianapolis Board of Realtors, released a housing analysis conducted by Greenstreet and Lisa Sturtevant & Associates, LLC in summer 2018. The analysis is for the region that includes Boone, Brown, Decatur, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Montgomery, Morgan, and Shelby Counties. According to the report, the “Indianapolis Region is underbuilding each year by 1,750 housing units and the recent construction trends won’t meet the demand for a projected 9,000 new housing units annually.” In the case of Marion County, the report predicts Marion County will need to increase the number of housing units between 2018 and 2038 by 73,662 units.

Rehabilitation The City of Indianapolis has a high level of vacant housing. According to the 2017 American Community Survey, 53,937 housing units in Indianapolis were vacant. This is down from the 2012 American Community Survey, at the publication of the last Consolidated Plan, showing 58,602 housing units in Indianapolis were vacant.

Acquisition, including preservation

See narrative about the MIBOR study for the Indianapolis region.

Table 59 – Influence of Market Conditions


SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)

Introduction

The City of Indianapolis has had its annual allocation decrease over the past five years. The most flexible funding resource, CDBG dollars, has decreased significantly from 2010 to 2011, but has remained steady since. HOME, another funding resource for affordable housing, has also followed the same pattern.

On the other side, ESG and HOPWA have both increased in its annual allocations. However, these are the most restrictive funding resources. ESG must fund projects that go to prevent homelessness or provide services for homeless individuals. HOPWA must fund programs and projects that serve households living HIV/AIDS.

At the time of publication to the public, January 13, 2020, final award HUD amounts were not available. As such, the City estimated project funding based on past allocations from HUD. If the City receives less funding for CDBG, HOME, ESG, or HOPWA, the award amounts in this plan will be reduced for each project by the percentage of the decrease received. If the City receives an increase of $150,000 or less of CDBG, HOME, or ESG, the award amounts in this plan will be increased for each project by the percentage of the increase received. If the City receives an increase of greater than $150,000 in any of the individual grants (CDBG, HOME, or ESG), it will publish a new draft of the 2020 Action Plan for 30 days. If the City receives an increase of any amount for the HOPWA program, the additional funding will be distributed to the HOPWA funded projects in this Plan by the pro rata share.


Anticipated Resources

Program Source of

Funds

Uses of Funds Expected Amount Available Year 1 Expected Amount Available

Remainder of ConPlan

$

Narrative Description Annual

Allocation: $

Program Income:

$

Prior Year Resources:

$

Total: $

CDBG public - federal

Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services 9,521,927 100,000 0 9,621,927 36,800,000

The Community Development Block Grant can be used to help low to moderate income individuals or households through a variety of activities including housing development, public services, planning, economic development and public facility improvements.

HOME public - federal

Acquisition Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA 4,170,544 5,200 136,156 4,311,900 15,800,000

The HOME Investment Partnerships Program can be used for a variety of affordable housing activities, including renovation of housing, new construction of housing and rental assistance.


Program Source of

Funds



$


Allocation: $

Program Income:

$


$

Total: $

HOPWA public - federal

Permanent housing in facilities Permanent housing placement Short term or transitional housing facilities STRMU Supportive services TBRA 1,595,581 0 0 1,595,581 5,600,000

The Housing Opportunities for Persons with AIDS (HOPWA) program was established to provide housing assistance and related supportive services for low-income persons living with HIV/AIDS and their families.


Program Source of

Funds



$


Allocation: $

Program Income:

$


$

Total: $

ESG public - federal

Conversion and rehab for transitional housing Financial Assistance Overnight shelter Rapid re-housing (rental assistance) Rental Assistance Services Transitional housing 809,911 0 0 809,911 3,120,000

ESG funds may be used for five program components: street outreach, emergency shelter, homelessness prevention, rapid re-housing assistance, and HMIS; as well as administrative activities

Section 108

public - federal

Economic Development Housing 5,000,000 0 0 5,000,000 16,875,000

Section 108 funds can fund CDBG eligible activities.

Table 60 - Anticipated Resources

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

The City of Indianapolis will give priority to projects and programs that have additional funding and sustainability. The City of Indianapolis will utilize federal funding as a gap-financing program to help projects and programs move from planning to reality.


The City of Indianapolis will require ESG and HOME projects to meet match requirements as part of their application, claim and reporting process.

The City of Indianapolis will calculate match through several means, including, though not limited to the following: donated or sold land at below market value for properties acquired with non-federal funds; the development of infrastructure directly facilities by the occupancy of HOME assisted projects when funds are expended; cash contributions made in conjunction with eligible projects funded by the Indianapolis Low Income Housing Trust Fund; cash contributions associated with non-HOME portions of a mixed income or mixed use HOME project when eligible; and the direct costs of supportive services paid for with non-federal funds for the City’s TBRA program.

If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

The City of Indianapolis does not plan to utilize publicly owned land to address the needs identified in this plan.

Discussion


SP-40 Institutional Delivery Structure – 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Responsible Entity Responsible Entity Type

Role Geographic Area Served

Indianapolis Neighborhood Housing Partnership

CBDO Ownership Jurisdiction

INDIANAPOLIS Government Economic Development Homelessness Planning neighborhood improvements public facilities

Jurisdiction

INDIANAPOLIS HOUSING AGENCY

PHA Homelessness Public Housing Rental

Jurisdiction

John H. Boner Community Center

Non-profit organizations

Homelessness Non-homeless special needs public services

Jurisdiction

RILEY AREA DEVELOPMENT CORP


Ownership Rental

Jurisdiction

The Julian Center Continuum of care Homelessness Jurisdiction Indiana Youth Group Non-profit

organizations Homelessness public services

Region

CHRISTAMORE HOUSE COMMUNITY AND FAMILY CENTER


public services Jurisdiction

Coburn Place Safe Haven

Continuum of care Homelessness Jurisdiction

COMMUNITY ALLIANCE OF THE FAR EAST SIDE



CONCORD NEIGHBORHOOD CENTER






Coalition For Homelessness Intervention and Prevention

Continuum of care Homelessness Region

The Damien Center Continuum of care Homelessness Region Dayspring Center Non-profit

organizations Homelessness Region

EDNA MARTIN CHRISTIAN CENTER


Economic Development public services

Jurisdiction

Englewood Community Development Corporation

CBDO Economic Development Ownership Rental

Jurisdiction

FAY BICCARD GLICK NEIGHBORHOOD CENTER @ CROOKED CREEK



FLANNER HOUSE OF INDIANAPOLIS, INC.



Gennesaret Free Clinic Continuum of care Homelessness public services

Jurisdiction

HealthNet, Inc. Continuum of care Homelessness Region HAWTHORNE COMMUNITY CENTER



Habitat for Humanity of Greater Indianapolis


Ownership Region

Horizon House Continuum of care Homelessness Jurisdiction CATHOLIC CHARITIES Non-profit

organizations Homelessness Region

IU Health Bloomington Hospital/Positive Link


Homelessness Non-homeless special needs

Region

Family Promise of Greater Indianapolis

Community/Faith-based organization

Homelessness Region




ASPIRE INDIANA, INC. Continuum of care Homelessness Non-homeless special needs Rental public services

Region

INDIANAPOLIS NEIGHBORHOOD RESOURCE CENTER



Employ Indy Non-profit organizations

Economic Development public services

Region

KEYS TO WORK, INC. Private Industry public services Region LA PLAZA, INC. Non-profit

organizations public services Jurisdiction

LOCAL INITIATIVES SUPPORT CORPORATION


Economic Development Ownership Rental neighborhood improvements

Region

MAPLETON-FALL CREEK HOUSING DEV


Ownership Rental

Jurisdiction

MARTIN LUTHER KING MULTI-SERVICE CENTER



Mary Rigg Neighborhood Center


Homelessness public services

Jurisdiction

Mercy Housing Non-profit organizations

Rental Region

NEAR EAST AREA RENEWAL

CHDO Ownership Rental

Jurisdiction

NEAR NORTH DEVELOPMENT CORP.

CBDO Ownership Rental

Jurisdiction

Outreach, Inc. Non-profit organizations


Jurisdiction

PARTNERS IN HOUSING DEVELOPMENT CORP


Homelessness Rental

Jurisdiction

The Salvation Army Ruth Lilly Women and Children's Center

Continuum of care Homelessness Jurisdiction




Southeast Community Services



Jurisdiction

SOUTHEAST NEIGHBORHOOD DEVELOPMENT CORPORATION

CHDO Ownership Jurisdiction

Stopover Inc. Non-profit organizations

Jurisdiction

THE WHITSETT GROUP, LLC


Rental Jurisdiction

Trusted Mentors, Inc. Non-profit organizations


Alliance for Northeast Unification


Ownership Rental

Jurisdiction

UNITED WAY OF CENTRAL INDIANA


public services Region

WEST INDIANAPOLIS DEVELOPMENT CORP.


Ownership Rental

Jurisdiction

WESTSIDE COMMUNITY DEVELOPMENT CORPORATION


Ownership Rental

Jurisdiction

Indianapolis - Divison of Community Development

Government Planning neighborhood improvements

Jurisdiction

Growing Places Indy, Inc.



Hearts & Hands of Indiana, Inc.


Ownership Jurisdiction

ArtMix, Inc. Non-profit organizations


Burmese American Community Institute



DREAM Alive, Inc. Non-profit organizations


Felege Hiywot Center, Inc.



Indiana Black Expo Inc. Non-profit organizations





Marion County Commission on Youth, Inc.



Pathway to the Future Learning Center



GroundWork, Indy, Inc. Non-profit organizations


Renew Indianapolis Non-profit organizations

Ownership neighborhood improvements

Jurisdiction

Table 61 - Institutional Delivery Structure Assess of Strengths and Gaps in the Institutional Delivery System

Overall the City of Indianapolis works well with all other public agencies. Through consultation, the City of Indianapolis has learned that project sponsors still desire greater coordination among funding agencies such as the State of Indiana, the City of Indianapolis and private resources as the grant funding cycles have synced creating a challenge when budgeting financial and human capital resources.

Availability of services targeted to homeless persons and persons with HIV and mainstream services

Homelessness Prevention Services

Available in the Community

Targeted to Homeless

Targeted to People with HIV

Homelessness Prevention Services Counseling/Advocacy X X X Legal Assistance X X X Mortgage Assistance X X Rental Assistance X X X Utilities Assistance X X X

Street Outreach Services Law Enforcement X X Mobile Clinics Other Street Outreach Services X X X

Supportive Services Alcohol & Drug Abuse X X X Child Care X X X Education X X X Employment and Employment Training X X X Healthcare X X X


HIV/AIDS X X X Life Skills X X X Mental Health Counseling X X X Transportation

Other

Table 62 - Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

The Indianapolis CoC utilities a coordinated entry system (CES) to connect individuals and households who are homeless to housing and other services. CES covers all of Marion County, which is the CoC geographic area. A broad range of organizations use CES to connect households experiencing homelessness to housing and services, including the local police, affordable housing developers, landlords, IHA, and McKinney Vento Liaisons. ESG and CoC recipients cover a range of provider types, including mental and physical health providers, housing service providers, emergency shelters, and domestic violence service providers.

Street outreach workers connect the CoC with individuals experiencing unsheltered homelessness, conducting CES assessments at the individuals’ choice. The CoC has 58 outreach workers serving on teams. Teams use language translators when needed and utilize information from people with lived experience to locate encampments or individuals who may not access services. In 2019, the teams utilized ‘blitzes’ five times in the downtown area, connecting 151 unsheltered individuals to CES.

The CoC utilizes the VI-SPDAT as part of its CES Assessment. The VI-SPDAT guides the collection of information from households. It reviews basic information such as housing history, current risks to health and safety, daily functions, wellness, and substance abuse history. The individual or household is provided a score based on their answers and vulnerability. The score then determines which type of housing would be best suited for the household, either RRH or PSH. The CES Policies prioritize households, based on the score, chronicity, and length of time homeless in order to limit the time a household waits for housing. The CES Prioritization workgroup meets monthly to make adjustments to the prioritization or CES assessment. The CoC amended the assessment and added questions related to gender identification, upon direction of the YAB, to improve the youth specific assessment. The youth-specific tool went live in April 1, 2019, and is being used to identify programs best matched for YYA.


Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

The gap in serving people with special needs continues to be the greatest concern. In previous Consolidated Plans, the special needs population was listed as an underserved needs population and that continues today. The needs analysis, market analysis and consultations continue to confirm the biggest need for special needs population is affordable housing.

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

The primary challenge for the City of Indianapolis is to assist all neighborhoods with affordable housing and community development needs, including areas with concentrations of poverty or neighborhoods of color.

The City of Indianapolis has focused development in a few neighborhoods through its Lift Indy program. Begun in 2017, Lift Indy allows the city to concentrate funding toward a specific neighborhood’s challenges, redeveloping and sustaining the community. Funds can be used to support economic development, affordable housing development and improve the availability of social services and public amenities. Lift Indy offers a three-year commitment to the designated neighborhood. The neighborhoods that have received this designation have received significant financial investment and have seen beneficial improvements.

However, despite the improvements in the six neighborhoods, many more communities in Indianapolis continue to have needs. Indianapolis/Marion County is 403 Square Miles in size and many Lift Indy neighborhoods center their efforts in a few city blocks. In order for other areas of the community to receive benefits of programs such as Lift Indy, the City of Indianapolis will need to find additional funding resources that can grow and sustain these efforts.

Stakeholders interviews revealed concern about possible gentrification of the community development efforts, particularly in neighborhoods of color. The fear of “moving people out” has been expressed. The City of Indianapolis can address this concern by including a diverse group of individuals and stakeholders on decision making bodies. For those groups that receive awards, the City of Indianapolis should not only focus on the diversity of program’s outreach, but the diversity of staff and decision-making bodies of the organizations themselves. Other community foundations and partners are looking to their


programs and organizations they fund and their impact on neighborhoods of color and how to become more inclusive.

One such example is the Central Indiana Community Foundation’s Plan for Marion County, which includes strategies to address systematic racism in the community. Released in 2019, the strategies that include:

• Developing more inclusive and comprehensive hiring policies for staff and vendors • Educating staff, board and community members about systemic racism, activism and other anti-

racist trainings • Convening an opportunity, equity and inclusion advisory committee to the foundation that

provides counsel, accountability, advocacy and community connections • Commissioning a community-wide equity index and attitudinal study every five years.


SP-45 Goals Summary – 91.215(a)(4)

Goals Summary Information

Sort Order

Goal Name Start Year

End Year

Category Geographic Area

Needs Addressed Funding Goal Outcome Indicator

1 1a: Demolition and Brownfields Remediation

2020 2024 Non-Housing Community Development

City-wide Initiatives

Sustainable Neighborhoods

Other: 3 Other

2 1b: Improve Access to Food 2020 2024 Non-Housing Community Development



Public service activities other than Low/Moderate Income Housing Benefit: 750 Persons Assisted

3 1c: Public Facilities/Improvements


North East South West City-wide Initiatives Northeast


Other: 10 Other

4 1d: Neighborhood Empowerment Initiatives






Sort Order


End Year



5 1e: Engage Homeless Neighbors

2020 2024 Homeless City-wide Initiatives



6 1f: Services for Persons with HIV/AIDS

2020 2024 Non-Homeless Special Needs




7 1g: Tenant/Landlord Services





8 2a: Renovated PSH 2020 2024 Affordable Housing



Rental units rehabilitated: 25 Household Housing Unit


Sort Order


End Year



9 2b: New PSH 2020 2024 Affordable Housing



Rental units constructed: 25 Household Housing Unit

10 2c: TBRA - Moving On 2020 2024 Affordable Housing



Tenant-based rental assistance / Rapid Rehousing: 9 Households Assisted

11 2d: Rental Rehab 2020 2024 Affordable Housing




12 2e: Rental New Construction

2020 2024 Affordable Housing





Sort Order


End Year



13 2f: Homeownership Rehab 2020 2024 Affordable Housing



Homeowner Housing Rehabilitated: 30 Household Housing Unit

14 2g: Homeownership New Construction




Homeowner Housing Added: 80 Household Housing Unit

15 2g: Down Payment Assistance or Buyer Subsidy




Direct Financial Assistance to Homebuyers: 100 Households Assisted

16 2h: Owner Occupied Repair 2020 2024 Affordable Housing





Sort Order


End Year



18 2i: RRH Only 2020 2024 Affordable Housing




19 2j: Short Term HOPWA 2020 2024 Affordable Housing



HIV/AIDS Housing Operations: 1500 Household Housing Unit

20 2k: Long Term HOPWA 2020 2024 Affordable Housing




21 2m: Overnight Shelter 2020 2024 Homeless North East South West City-wide Initiatives Northeast


Homeless Person Overnight Shelter: 10000 Persons Assisted


Sort Order


End Year



22 2n: Public Facilities Safe Haven Services Only

2020 2024 Homeless North East South West City-wide Initiatives Northeast



23 2o: Homelessness Prevention

2020 2024 Homeless North East South West City-wide Initiatives Northeast


Homelessness Prevention: 50 Persons Assisted

24 3a: Job Training - Adults 2020 2024 Non-Housing Community Development




25 3b: Job Placement - Youth 2020 2024 Non-Housing Community Development





Sort Order


End Year



26 3c: Job Creation 2020 2024 Non-Housing Community Development



Jobs created/retained: 20 Jobs

27 3d: Businesses Assisted 2020 2024 Non-Housing Community Development



Businesses assisted: 5 Businesses Assisted

28 4a: Administration and Fair Housing

2020 2024 Fair Housing and Admin



Other: 4 Other

Table 63 – Goals Summary

Goal Descriptions


1 Goal Name 1a: Demolition and Brownfields Remediation

Goal Description

Clean-up and securing of unsafe structures and sites that pose a health and safety threat.

2 Goal Name 1b: Improve Access to Food

Goal Description

Improve Access to Food – and reduce food insecurity.

3 Goal Name 1c: Public Facilities/Improvements

Goal Description

Public Facilities/Improvements – such as parks or streetscapes associated with a specific neighborhood revitalization effort.

4 Goal Name 1d: Neighborhood Empowerment Initiatives

Goal Description

Neighborhood empowerment and capacity building.

5 Goal Name 1e: Engage Homeless Neighbors

Goal Description

Engage Homeless neighbors by completing assessments through street outreach.

6 Goal Name 1f: Services for Persons with HIV/AIDS

Goal Description

Provide support services to persons and their families that are HIV/AIDS positive.

7 Goal Name 1g: Tenant/Landlord Services

Goal Description

Support legal assistance to households facing eviction/or tenant/landlord remediation.

8 Goal Name 2a: Renovated PSH

Goal Description

New Permanent Supportive Housing units through rehab and new construction.


9 Goal Name 2b: New PSH

Goal Description

New Permanent Supportive Housing units through rehab and new construction.

10 Goal Name 2c: TBRA - Moving On

Goal Description

TBRA for homeless residents that have achieved stability, who cannot afford full rent payments.

11 Goal Name 2d: Rental Rehab

Goal Description

New Rental housing units through rehab, new construction, and acquisition for households with incomes below 80 percent of AMI.

12 Goal Name 2e: Rental New Construction

Goal Description

New Rental housing units through rehab, new construction, and acquisition for households with incomes below 80 percent of AMI.

13 Goal Name 2f: Homeownership Rehab

Goal Description

New affordable homeownership opportunities through rehab, new construction, and acquisition.

14 Goal Name 2g: Homeownership New Construction

Goal Description

New affordable homeownership opportunities through rehab, new construction, and acquisition.

15 Goal Name 2g: Down Payment Assistance or Buyer Subsidy

Goal Description

Down payment Assistance or buyer subsidy to increase affordability.

16 Goal Name 2h: Owner Occupied Repair

Goal Description

Owner Occupied Repair - provided financial assitance to homeowners with repair needs.


18 Goal Name 2i: RRH Only

Goal Description

Rapidly Re-house Homeless Neighbors using ESG funds.

19 Goal Name 2j: Short Term HOPWA

Goal Description

Provide short-term housing assistance (1 to 3 months) to persons and their families that are HIV/AIDS positive.

20 Goal Name 2k: Long Term HOPWA

Goal Description

Provide long-term housing assistance (4 to 24 months) to persons and their families that are HIV/AIDS positive.

21 Goal Name 2m: Overnight Shelter

Goal Description

Provide overnight shelter and crisis housing for homeless families and individuals.

22 Goal Name 2n: Public Facilities Safe Haven Services Only

Goal Description

Support public facilities and safe havens that house and serve homeless individuals.

23 Goal Name 2o: Homelessness Prevention

Goal Description

Provide assistance to persons at risk of homelessness.

24 Goal Name 3a: Job Training - Adults

Goal Description

Job training and placement that focuses on hard to serve populations: such as people re-entering the workforce from incarceration, homeless individuals, formerly homeless individuals, and veterans.

25 Goal Name 3b: Job Placement - Youth

Goal Description

Employment programs for youth.


26 Goal Name 3c: Job Creation

Goal Description

Rehabilitate historic, commercial, and industrial structures.

27 Goal Name 3d: Businesses Assisted

Goal Description


28 Goal Name 4a: Administration and Fair Housing

Goal Description

Fund the administrative costs promote Fair Housing, working towards the goals of the 2020 Analysis of Impediments to Fair Housing.

Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

The City of Indianapolis will serve three different income groups with its HOME dollars over the next five years. The City estimates it will serve 59 extremely low-income households (earning less than 30 percent HAMFI), 54 low-income households (earning between 31 and 50 percent HAMFI) and 210 moderate-income households (earning between 51 and 80 percent HAMFI) over the next five years. Multi-family Low Income Housing Tax Credit projects funded in the next five years have the potential to increase those numbers depending on availability of development dollars.


SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement)

IHA has been working through the Rental Assistance Demonstration (RAD) program to preserve its affordable rental housing. The RAD program was created in order to give public housing authorities (PHAs) a powerful tool to preserve and improve public housing properties and address the $26 billion-dollar nationwide backlog of deferred maintenance. The RAD program moves units to a Section 8 platform with long term contracts that, by law, must be renewed. This ensures the units remain permanently affordable to low- and moderate-income households. In essence, the program shifts public housing units to the Section 8 program so that providers may leverage private capital markets to make capital improvements.

Activities to Increase Resident Involvements

The purpose of the Resident Relations program is to adamantly encourage and assist IHA residents and Section 8 participants in becoming self-sufficient through provider partnerships. IHA also strategically leverages and coordinates resources to support the IHA community service integration plan. The Resident Relations department is tasked with the comprehensive integration of IHA customers and their needs into the pre-existing Marion County service delivery system. Programs and services include:

• Public Housing Family Self-Sufficiency Program • Section 3 Employment • PRIDE Summer Youth Program • Soapbox Derby • Case Management Services • Good Life Tour • Youth Violence Reduction Team Program • Nurse Family Partnership • Center for Leadership Development • Ivy Tech Community College Workforce Certification • Indianapolis Healthy Start of the Marion County Public Library • Eskenazi Health Mobile Unit • Mozel Sanders Thanksgiving Dinners • United Christmas Service • YMCA Toys for Tots

Is the public housing agency designated as troubled under 24 CFR part 902?

No


Plan to remove the ‘troubled’ designation

The Indianapolis Housing Agency is not troubled. This does not apply to the City of Indianapolis Consolidated Plan.


SP-55 Barriers to affordable housing – 91.215(h) Barriers to Affordable Housing

While barriers to affordable housing can come from anywhere, the U.S. Department of Housing and Urban Development (HUD) recognizes universal barriers. Local and state regulations on zoning and buildings are often the most recognized barriers to affordable housing. With increased regulation comes an increased cost to build housing that meets all regulations. In Indianapolis, housing cost burden and severe housing cost burden are the biggest needs among households, especially renter households. Some of the barriers to affordable housing include:

• Difficulty in acquiring sufficient number of parcels for infill development to continue prevent many builders from using economies of scale that they rely upon when developing affordable housing in suburban areas.

• Growing complexity of environmental reviews as related to “brownfields.” Urban properties or facilities whose development or redevelopment can be complicated by the potential presence of site contamination.



Strategy to Remove or Ameliorate the Barriers to Affordable Housing

Affordable redevelopment has been led by small non-profit community development corporations at the grass roots level. Some of these organizations have been able to develop large-scale multi-family projects but human capital in any one organization is limited to conducting one or two projects at a time. Many require multiple partners, coordination and strong leadership to address redevelopment at a holistic level. Some ideas to overcome these barriers are:

• Streamline approvals and reviews of projects that are smaller in nature to reduce burden to the developer of small-scale affordable housing projects.

• Advocate at the State of Indiana to approve inclusionary zoning laws. • Attract for-profit developers to partner with non-profit service agencies to develop affordable

housing development for extremely low-income families; connecting services and rental assistance with new developments


• Develop a toolbox that streamline resources available through each phase of affordable housing development in urban areas. This could include partnerships with outside government agencies such as the State of Indiana, the Marion County Health Department, etc.

• Address public infrastructure in communities with affordable housing development, such as adding curb ramps and crumbling sidewalks, as an incentive for developers to increase affordable housing infill.

• Streamline resources available to address brownfields and other environmental issues that increase housing development costs. This can include connecting brownfield clean up resources to affordable housing resources ensure areas are primed for development.

• Find additional subsidy dollars to help extremely low-income households and special needs households afford rental units without a cost burden.

• Feed positive stories to media outlets to counter negative stories oriented from the urban core

In 2017, the City of Indianapolis began Lift Indy, a comprehensive community development investment program aimed at propelling revitalization in Indianapolis neighborhoods. Lift Indy offers three-year commitment of public funds to a redevelopment area, enabling local neighborhood community development organizations to commit to a larger scale project.

The City of Indianapolis will work with community development corporations and other grass-roots organizations that have developed strong leadership and neighborhood buy-in when investing federal funding. The City of Indianapolis will look to these partners to help overcome these barriers to affordable housing, targeting communities working together to diversify housing options for all income levels. These will be key ingredients to addressing some of the biggest barriers to affordable housing development, such as educating the public and civic leaders about affordable housing, advocating for transportation options in all areas of the community and working together to attract additional subsidy to overcome high cost of housing redevelopment over the long term.


SP-60 Homelessness Strategy – 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs

The 2019 Point in Time Count showed 1,567 people met HUD’s definition of homeless. The Point in Time Count was conducted on one of the coldest days in Indianapolis history. Through consultation, many local shelters have been operating with their winter contingency plans year-round to house as many individuals as possible.

The CoC takes a comprehensive approach of addressing homelessness by providing a continuum of housing programs and services. These services include outreach, intake, and assessment; prevention and diversion; emergency shelter; permanent housing; and system-wide planning initiatives to end homelessness. Priorities and goals in this Consolidated Plan will create housing options to address the goals set in the Indianapolis Community Plan to End Homelessness.

The Indianapolis CoC has re-organized itself to include workgroups, or Verticals, aligned with strategies in its five-year plan to end homelessness. Once such Vertical is the Permanent Housing Vertical, already working to develop a pipeline of development of permanent housing options for homeless individuals. In the last two years, the number of Rapid Rehousing units has increased from 178 units to 430 units. The CoC has done this through reallocation from poor performing projects to new and/or high performing projects to ensure more affordable housing options are available for the most vulnerable residents. Starting in 2016, the City spearheaded the effort of the CoC and IHA to establish a homeless preference. IHA Commissioners adopted the homeless preference in October, 2017, which gave a housing choice voucher preference to nine applicant households per month (108 annually). An amendment to the homeless preference, adopted in September 2019, increases the preference to 300 housing choice vouchers in 2019, with 7 per month each year after that. In addition, IHA, working with the Permanent Supportive Housing Pipeline workgroup, reserved 133 project based vouchers in August 2019 for six supportive housing developments. Efforts like these will continue into the next five years to increase affordable housing options.

Addressing the emergency and transitional housing needs of homeless persons

The total number of individuals experiencing homelessness decreased by 7 percent in 2019 from 2018. Through consultation, the Indianapolis CoC is cautious to say this may be a trend since the number of homeless has hovered around 1,600 people at each Point in Time Count since 2015. Even with the decrease, local shelters have been operating with their winter contingency plans year-round to house as many individuals as possible. Wheeler Mission, one of the largest shelters in the community is expanding its Women and Children’s Shelter due to increased need.


The first touch with homeless individuals and families is often through street outreach and at shelters. Finding the needs of these neighbors help service providers and shelters tailor programing, moving people from the street and into shelter or other housing. Goals include:

• Engage Homeless neighbors by completing assessments through street outreach – 350 individuals over five years.

• Provide overnight shelter and crisis housing for homeless families and individuals – 10,000 overnight stays over five years.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again.

Key stakeholders commented that program funding, especially for programs that focus on prevention, is too low; yet, prevention was cited as possibly the most useful strategy to end homelessness. When an individual or family receives housing, supportive services are a key requirement for success. Despite this, funding for such services has decreased in the past five years. Mental health and addiction services were also viewed as a gap in the Indianapolis CoC that the community needed to address. Homeless individuals shared with the Indianapolis CoC this as an area of concern, and suggested a screening process to accompany shelter intake as a possible means of identifying those with additional mental health needs.

Goals under this priority for the five-year plan are:

• Create new permanent supportive housing units through rehab and new construction – 50 units over five years.

• Provide tenant based rental assistance for homeless residents that have achieved stability, who cannot afford full rent payments – 9 households over five years.

Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs


Funds will assist those in shelters and transitional housing who are at or below 30% MFI for Rapid Re-Housing and those who are at risk of homelessness for those who are imminently losing their homes for Prevention. Clients may not receive more than 24 moths of assistance in a 36-month period in the aggregate. In the next five years, the City will strive to Rapidly Re-House 500 households.


SP-65 Lead based paint Hazards – 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards

The City of Indianapolis follows the U.S. Department of Housing and Urban Development (HUD) rules for addressing lead-based paint hazards when applying CDBG, HOME and other grant money. Effective September 15, 2000, Federal regulations require that lead hazard evaluation and reduction activities be carried out for all CDBG and HOME funded projects receiving housing assistance that were constructed before January 1, 1978. The requirements for rehabilitation correspond to three (3) approaches to lead hazard evaluation and reduction. Large rehabilitation projects must meet more stringent requirements than smaller ones. The three approaches are:

1. Do no harm. Perform the rehabilitation in a way that does not create lead hazard. 2. Identify and control lead hazards. Identify lead-based paint hazards and use a range of methods

to address the hazards. 3. Identify and remediate lead hazards. Identify lead-based paint hazards and remove them

permanently.

The level of hazard reduction required depends on the level of assistance provided with federal dollars, including CDBG and HOME funding. Specific actions required include:

Up to $5,000: Repair of paint disturbed during rehabilitation. Includes repairing disturbed paint and applying a new coat of paint.

$5,000 - $25,000: Interim controls and standard treatments. Includes addressing friction and impact surfaces, creating smooth and cleanable surfaces, encapsulation, removing or covering lead-based paint components, and paint stabilization.

Over $25,000: Remediate. Remediation involves permanently removing lead-based paint hazards, often through paint and component removal and enclosure.


How are the actions listed above related to the extent of lead poisoning and hazards?

The Marion County Health Department identified children at-risk of lead-based paint in several ways. Children, 6 years and younger, in Marion County are tested at local child cares, head starts, and schools in the Indianapolis Public School District and the Metropolitan School District of Pike Township. Any child under the age of six that tests with an elevated blood level (5 micrograms per deciliter of blood). This follows federal recommendations, and is more stringent that then State of Indiana recommendation of 10 micrograms per deciliter of blood.

If children test above the local recommendation, other siblings are tested and then the Marion County Health Department provides full case management for those children until the lead level decreases. Case management includes inspection of the home to determine of the elevated blood level is coming from hazards in the home.

The Marion County Health Department largely enforces housing improvements through code enforcement. The Health Department can take the property owner to court to address lead paint hazards, but often the process is slow. The Health Department is working to tighten rules in the event multiple children in one household with elevated blood levels will need address housing issues immediately.

How are the actions listed above integrated into housing policies and procedures?

The Federal regulations regarding lead based paint hazards and the requirements for housing renovation have been incorporated as part of the City of Indianapolis Grants Management Policies and Procedures Manual. The manual outlines, in detail, the process for alerting residents of any lead hazards and the requirement for control and abatement of the hazards. A copy of the policies and procedures manual will be provided to the grant recipient/housing provider at the time of contract. Any sub grantee, contractor or housing provider will need to comply with the policies and procedures. Monitoring of the project will ensure compliance.


SP-70 Anti-Poverty Strategy – 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

Tackling poverty is one of the most important factors in reducing social exclusion and improving the lives of our residents. Poverty leads to a cycle of hunger, housing challenges and crime in the community that is often difficult to break. This strategy is crucial for demonstrating the City of Indianapolis’ commitment to tackling poverty and creating inclusive neighborhoods. The City of Indianapolis, in partnership with the business, neighborhood groups and local foundations, will utilize a two-prong approach to reducing poverty in the community.

1) Reduce the number of people living in poverty by increasing income opportunities.

1. Promote section 3 opportunities 2. Fund job training and placement opportunities

2) Creating inclusive neighborhoods and de-clustering disadvantage

1. Create affordable housing opportunities in areas without concentrated poverty 2. Preserve affordable housing in areas where development may create increased market demand 3. Promote fair housing 4. Advocate for landlords to accept subsidies such as tenant based rental assistance or housing

choice vouchers

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

The primary strategy in 2020 to 2024 for the City of Indianapolis will be to close the gap on housing for households earning less than 30 percent of the area median income. So few housing units are available and affordable to this income bracket, that it is essential for families living in poverty to have more housing options. Initiatives and goals the City of Indianapolis will take on in the next five years include:

• Support legal assistance to households facing eviction/or tenant/landlord remediation • New Permanent Supportive Housing units through rehab and new construction • New Rental housing units through rehab, new construction, and acquisition for households with

incomes below 80 percent of AMI. • Rental Rehab program – assist small landlords, owning 4 units or less, with low to moderate

income tenants.


• Job training and placement that focuses on hard to serve populations: such as people re-entering the workforce from incarceration, homeless individuals, formerly homeless individuals, and veterans


SP-80 Monitoring – 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

At least once a year, the City will conduct an on-site monitoring visit for all open contracts to verify compliance with all federal regulations and City policies. Additional visits may be made, as deemed necessary by the grant’s management staff. City staff will use a risk analysis to determine which project sponsors must be monitored. Additional project sponsors may be monitored to ensure the appropriate numbers of project sponsors are monitored. Steps for contracts that will be monitored follow as below:

• The Project Sponsor will be notified by email. • An initial and exit interview will be held with the Executive Director of the Program. A CDBG

staff member will ask a series of questions relating to the capacity of the organization, program effectiveness, contractual compliance and any recent changes that the organization has undergone. City staff members will also describe the review process that will occur throughout the remainder of the visit to verify that all required data/files are accessible.

• Using the guidelines established in the monitoring form, City staff members will review the client files thoroughly, noting any missing/incomplete information.

• Claims will be reviewed to verify that the organization is maintaining appropriate and sufficient records.

• The grant management team will mail a letter to the Project Sponsor, citing both strengths and weaknesses in addition to any corrective actions that should be taken.

• If a Project Sponsor does not complete all corrective actions in the time allotted, a letter will be sent to the Project Sponsor, detailing areas of non-compliance, copies of previous correspondence, and listing sanctions that will be taken (including possible funding decrease) if the situation is not rectified. In addition, no claims will be paid on any grant contracts until the necessary documentation is received.

The City of Indianapolis has updated its checklist of information to review during the visit upon HUD’s guidance. These new forms have been instituted as part of the process during the 2014 program year.


Also, to encourage participation of Minority, Women and Veteran owned businesses, the City of Indianapolis has adopted goals for project sponsors and contractors to achieve. The annual goals are incorporated as part of the Grants Management Policies and Procedures manual. The City of Indianapolis also provides a listing of all registered MBE, WBE and VBE enterprises through the Division of Equal Opportunity. Project sponsors and other contractors can use the list to assist with bidding and outreach to these businesses.

The City of Indianapolis has not reached the goals for partnering with these types of businesses. Grant applications that talk about partnership with MBE, WBE or VBE businesses or specific outreach policies are given priority over other for funding.


Expected Resources

AP-15 Expected Resources – 91.220(c)(1,2) Introduction

The City of Indianapolis has had its annual allocation decrease over the past five years. The most flexible funding resource, CDBG dollars, has decreased significantly from 2010 to 2011, but has remained steady since. HOME, another funding resource for affordable housing, has also followed the same pattern.

On the other side, ESG and HOPWA have both increased in its annual allocations. However, these are the most restrictive funding resources. ESG must fund projects that go to prevent homelessness or provide services for homeless individuals. HOPWA must fund programs and projects that serve households living HIV/AIDS.

At the time of publication to the public, January 13, 2020, final award HUD amounts were not available. As such, the City estimated project funding based on past allocations from HUD. If the City receives less funding for CDBG, HOME, ESG, or HOPWA, the award amounts in this plan will be reduced for each project by the percentage of the decrease received. If the City receives an increase of $150,000 or less of CDBG, HOME, or ESG, the award amounts in this plan will be increased for each project by the percentage of the increase received. If the City receives an increase of greater than $150,000 in any of the individual grants (CDBG, HOME, or ESG), it will publish a new draft of the 2020 Action Plan for 30 days. If the City receives an increase of any amount for the HOPWA program, the additional funding will be distributed to the HOPWA funded projects in this Plan by the pro rata share.

Anticipated Resources

Program Source of

Funds



$


Allocation: $

Program Income:

$


$

Total: $


Program Source of

Funds



$


Allocation: $

Program Income:

$


$

Total: $

CDBG public - federal

Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services 9,521,927 100,000 0 9,621,927 36,800,000

The Community Development Block Grant can be used to help low to moderate income individuals or households through a variety of activities including housing development, public services, planning, economic development and public facility improvements.

HOME public - federal

Acquisition Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA 4,170,544 5,200 136,156 4,311,900 15,800,000

The HOME Investment Partnerships Program can be used for a variety of affordable housing activities, including renovation of housing, new construction of housing and rental assistance.


Program Source of

Funds



$


Allocation: $

Program Income:

$


$

Total: $

HOPWA public - federal

Permanent housing in facilities Permanent housing placement Short term or transitional housing facilities STRMU Supportive services TBRA 1,595,581 0 0 1,595,581 5,600,000

The Housing Opportunities for Persons with AIDS (HOPWA) program was established to provide housing assistance and related supportive services for low-income persons living with HIV/AIDS and their families.


Program Source of

Funds



$


Allocation: $

Program Income:

$


$

Total: $

ESG public - federal

Conversion and rehab for transitional housing Financial Assistance Overnight shelter Rapid re-housing (rental assistance) Rental Assistance Services Transitional housing 809,911 0 0 809,911 3,120,000

ESG funds may be used for five program components: street outreach, emergency shelter, homelessness prevention, rapid re-housing assistance, and HMIS; as well as administrative activities

Section 108

public - federal

Economic Development Housing 5,000,000 0 0 5,000,000 16,875,000

Section 108 funds can fund CDBG eligible activities.

Table 64 - Expected Resources – Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

The City of Indianapolis will give priority to projects and programs that have additional funding and sustainability. The City of Indianapolis will utilize federal funding as a gap-financing program to help projects and programs move from planning to reality.


The City of Indianapolis will require ESG and HOME projects to meet match requirements as part of their application, claim and reporting process.

The City of Indianapolis will calculate match through several means, including, though not limited to the following: donated or sold land at below market value for properties acquired with non-federal funds; the development of infrastructure directly facilities by the occupancy of HOME assisted projects when funds are expended; cash contributions made in conjunction with eligible projects funded by the Indianapolis Low Income Housing Trust Fund; cash contributions associated with non-HOME portions of a mixed income or mixed use HOME project when eligible; and the direct costs of supportive services paid for with non-federal funds for the City’s TBRA program.


If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

The City of Indianapolis does not plan to utilize publicly owned land to address the needs identified in this plan.

Discussion


Annual Goals and Objectives

AP-20 Annual Goals and Objectives

Goals Summary Information

Sort Order


End Year



1 1a: Demolition and Brownfields Remediation




CDBG: $200,000

Other: 1 Other

2 1b: Improve Access to Food 2020 2024 Non-Housing Community Development



CDBG: $15,000


3 1c: Public Facilities/Improvements


North West City-wide Initiatives


CDBG: $1,588,674

Other: 3 Other

4 1d: Neighborhood Empowerment Initiatives




CDBG: $100,000


5 1e: Engage Homeless Neighbors



ESG: $120,588



Sort Order


End Year



6 1f: Services for Persons with HIV/AIDS

2020 2024 Non-Homeless Special Needs



HOPWA: $460,597


7 2d: Rental Rehab 2020 2024 Affordable Housing

North Inclusive Neighborhoods

CDBG: $175,000

HOME: $400,000


8 2e: Rental New Construction


East South City-wide Initiatives


CDBG: $350,000

HOME: $831,488


9 2f: Homeownership Rehab 2020 2024 Affordable Housing

West Inclusive Neighborhoods

HOME: $160,658


10 2g: Homeownership New Construction


North East South West


HOME: $1,612,384

Homeowner Housing Added: 20 Household Housing Unit

11 2g: Down Payment Assistance or Buyer Subsidy




CDBG: $1,060,000

HOME: $350,000

Direct Financial Assistance to Homebuyers: 61 Households Assisted


Sort Order


End Year



12 2h: Owner Occupied Repair 2020 2024 Affordable Housing

North East South West City-wide Initiatives


CDBG: $1,495,000


13 2i: RRH Only 2020 2024 Affordable Housing



ESG: $401,000


14 2j: Short Term HOPWA 2020 2024 Affordable Housing



HOPWA: $319,428


15 2k: Long Term HOPWA 2020 2024 Affordable Housing



HOPWA: $594,027

Housing for People with HIV/AIDS added: 81 Household Housing Unit

16 2m: Overnight Shelter 2020 2024 Homeless City-wide Initiatives


ESG: $115,000


17 2n: Public Facilities Safe Haven Services Only



CDBG: $120,000


18 3a: Job Training - Adults 2020 2024 Non-Housing Community Development

East City-wide Initiatives


CDBG: $650,000



Sort Order


End Year



19 3b: Job Placement - Youth 2020 2024 Non-Housing Community Development

North City-wide Initiatives


CDBG: $425,000


20 3c: Job Creation 2020 2024 Non-Housing Community Development

East South


CDBG: $950,000

Jobs created/retained: 20 Jobs

21 3d: Businesses Assisted 2020 2024 Non-Housing Community Development

East Promising Neighborhoods

CDBG: $90,000

Businesses assisted: 2 Businesses Assisted

22 4a: Administration and Fair Housing

2020 2024 Fair Housing and Admin



CDBG: $1,898,718

HOPWA: $42,496 HOME:

$542,309 ESG:

$55,446

Table 65 – Goals Summary

Goal Descriptions

1 Goal Name 1a: Demolition and Brownfields Remediation

Goal Description

Clean-up and securing of unsafe structures and sites that pose a health and safety threat.


2 Goal Name 1b: Improve Access to Food

Goal Description

Improve Access to Food – and reduce food insecurity.

3 Goal Name 1c: Public Facilities/Improvements

Goal Description

Public Facilities/Improvements – such as parks or streetscapes associated with a specific neighborhood revitalization effort.

4 Goal Name 1d: Neighborhood Empowerment Initiatives

Goal Description

Neighborhood empowerment and capacity building.

5 Goal Name 1e: Engage Homeless Neighbors

Goal Description

Engage Homeless neighbors by completing assessments through street outreach.

6 Goal Name 1f: Services for Persons with HIV/AIDS

Goal Description

Provide support services to persons and their families that are HIV/AIDS positive.

7 Goal Name 2d: Rental Rehab

Goal Description

New Rental housing units through rehab and acquisition for households with incomes below 80 percent of AMI.

8 Goal Name 2e: Rental New Construction

Goal Description

New Rental housing units through new construction and acquisition for households with incomes below 80 percent of AMI.

9 Goal Name 2f: Homeownership Rehab

Goal Description

New affordable homeownership opportunities through rehab and acquisition.


10 Goal Name 2g: Homeownership New Construction

Goal Description

New affordable homeownership opportunities through new construction and acquisition.

11 Goal Name 2g: Down Payment Assistance or Buyer Subsidy

Goal Description

Down payment Assistance or buyer subsidy to increase affordability.

12 Goal Name 2h: Owner Occupied Repair

Goal Description

Owner Occupied Repair

13 Goal Name 2i: RRH Only

Goal Description

Rapidly Re-house Homeless Neighbors using ESG funds.

14 Goal Name 2j: Short Term HOPWA

Goal Description

Provide short-term housing assistance (1 to 3 months) to persons and their families that are HIV/AIDS positive.

15 Goal Name 2k: Long Term HOPWA

Goal Description

Provide long-term housing assistance (4 to 24 months) to persons and their families that are HIV/AIDS positive.

16 Goal Name 2m: Overnight Shelter

Goal Description

Provide overnight shelter and crisis housing for homeless families and individuals.

17 Goal Name 2n: Public Facilities Safe Haven Services Only

Goal Description

Support public facilities and safe havens that house and serve homeless individuals.


18 Goal Name 3a: Job Training - Adults

Goal Description

Job training and placement that focuses on hard to serve populations: such as people re-entering the workforce from incarceration, homeless individuals, formerly homeless individuals, and veterans.

19 Goal Name 3b: Job Placement - Youth

Goal Description

Employment programs for youth.

20 Goal Name 3c: Job Creation

Goal Description


21 Goal Name 3d: Businesses Assisted

Goal Description


22 Goal Name 4a: Administration and Fair Housing

Goal Description

Fund the administrative costs promote Fair Housing, working towards the goals of the 2020 Analysis of Impediments to Fair Housing.


Projects

AP-35 Projects – 91.220(d) Introduction

The City of Indianapolis utilizes local community development corporations and private developers to implement housing programs using funds from the City. All developers compete through an open application process for funding for a specific project or program. Projects are evaluated by Division of Community Investments Staff to ensure eligibility and compliance with City initiatives and the Consolidated Plan. Once eligiblity is established, all applications are evaluated by a review committee comprised of city staff and external community stakeholders. Public services programs, ESG funded programs and HOPWA funded programs also receive funding through an open competitive process.

All projects are based on estimated funding levels for 2020. At the time of publication to the public, January 13, 2020, final award HUD amounts were not available. As such, the City estimated project funding based on past allocations from HUD. If the City receives less funding for CDBG, HOME, ESG, or HOPWA, the award amounts in this plan will be reduced for each project by the percentage of the decrease received. If the City receives an increase of $150,000 or less, the award amounts in this plan will be increased for each project by the percentage of the increase received. If the City receives an increase of greater than $150,000 in any of the individual grants (CDBG, HOME, or ESG), it will publish a new draft of the 2020 Action Plan for 30 days. If the City receives an increase of any amount for the HOPWA program, the additional funding will be distributed to the HOPWA funded projects in the Plan by the pro rata share.

Projects

# Project Name 1 2020 INHP Mortgage Accelerator 2 2020 Renew Edge Fund 3 2020 Near North Rental Rehab 4 2020 Edna Martin Entrepreneurship Center 5 2020 Flanner House Literacy Center 6 2020 Lift Monon 16 - Owner Occupied Repair 7 2020 INHP OOR 8 2020 UNEC Owner Occupied Repair 9 2020 SEND Owner Occupied Repair

10 2020 WCDC Owner Occupied Repair 11 2020 EmployIndy Job Training 12 2020 INRC Neighborhood Capacity Building 13 2020 Youth Employment Program


# Project Name 14 2020 Food In Transit 15 2020 Monon 16 place-making - Harrison Center Youth Employment 16 2020 Partners in Housing Safe Haven Operating 17 2020 Lift Eastside John H. Boner Job Training 18 2020 CDBG Administration 19 2020 Section 108 Program Delivery 20 2020 Unsafe Buildings 21 2020 Rehabilitation Specialist 22 2020 Parks Improvements 23 2020 WIDC Homeownership / Taking Next Steps 24 2020 HOME Admin (AD) 25 2020 Hearts & Hands Homeownership / Belleview Place Phase 3 26 2020 Lift Eastside - NEAR 960 Rural Rental 27 2020 Lift Eastside - Englewood Owner Occupied Repair 28 2020 Lift Eastside - Englewood 10th & Temple Commercial 29 2020 Lift Eastside - NEAR 960 Rural Work 30 2020 Lift Eastside - JBNC Parker Theatre 31 2020 Lift Eastside - Englewood 10th & Temple Residential 32 2020 Lift Eastside - NEAR Commercial Facade 33 2020 NNDC Homeownership / Capitol Avenue Infill 34 2020 Vision Communities, Inc Rental / Parkside at Tarkington 35 2020 Homeownership - Old Southside Lift Indy Year 2 36 2020 Rental - Old Southside Lift Indy - Year 2 37 2020 Homeownership / Lift Indy Eastside Year 1 38 2020 Other Affordable Rental Housing 39 2020 CHDO Operating 40 2020 Down-Payment Assistance 41 2020 Renew Homeownership 42 2020 Lift Eastside - JBNC Tire Shop Renovation 43 2020 Old Southside - Economic Development 44 ESG20 Indianapolis 45 2020 HOPWA Administration 46 2020 Damien Center 47 2020 IU Health Bloomington 48 2020 Section 108 Debt Reserve Fund

Table 66 – Project Information


Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

The primary challenge for the City of Indianapolis is to reach the underserved people in the community, which includes people with special needs, particularly those living with a disability and seniors. Many groups that serve the general population also serve persons with disabilities and seniors as part of their programs. However, the demand for services exceeds the level of services being provided.

The designated "IndyEast Promise Zone" does provide some assistance to the City, and its partners and grantees with the provision of preference points on many competitive grant applications. The City will continue to target and leverage these potential resources and other local resources to best utilize the funding.

In 2018, Indianapolis began to see and increased presence of street homelessness in the downtown area. In an effort to connect the homeless population to housing and services, there was an increased effort to enter clients into coordinated entry by holding five blitz events in 2019 where street outreach teams and service providers met with clients in their places. This resulted in getting more people started in the coordinated entry process and completing assessments quicker.


AP-38 Project Summary Project Summary Information


1 Project Name 2020 INHP Mortgage Accelerator

Target Area City-wide Initiatives

Goals Supported 2g: Down Payment Assistance or Buyer Subsidy

Needs Addressed Inclusive Neighborhoods

Funding CDBG: $500,000

Description INHP will combine its Mortgage Accelerator program (20-year fixed, below market-rate mortgage) with a deferred, 30-year, non-interest bearing second mortgage to bridge the affordability gap. The first mortgage will be paid in full at the end of 20 years, the 30-year deferred second mortgage will become an amortizing loan in years 21-30. INHP will serve 11 households.

Target Date 3/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Eleven households will benefit from this activity. The Households will have incomes between 51-80% AMI.

Location Description 3550 N. Washington Blvd Indianapolis, IN 46205

Planned Activities INHP will combine its Mortgage Accelerator program (20-year fixed, below market-rate mortgage) with a deferred, 30-year, non-interest bearing second mortgage to bridge the affordability gap. The first mortgage will be paid in full at the end of 20 years, the 30-year deferred second mortgage will become an amortizing loan in years 21-30. INHP will serve 11 households with incomes at or below 80% AMI. The project is eligible under §570.201(n) under the LMHSP 570.208 (d)(6)(ii) national objective

2 Project Name 2020 Renew Edge Fund





Description Downpayment Assit./Buyer subsidy for 10 households




At least 10 low income households will be provided mortgage assistance on homes that are being built or rehabilated. These homes will be sold to persons with incomes below 120 percent AMI to diversify the neighborhood and offer mixed-income housing options within this neighborhood. The project is eligible under §570.201(n) under the LMHSP 570.208 (d)(6)(ii) national objective.

Location Description 1704 Bellefontaine St, Indianapolis, IN 46202

Planned Activities Edge Fund will provide 10 first position mortgages for 120% AMI and below buyers. The program will provide a 1% reduction in the interest rate for a 30-year term.

3 Project Name 2020 Near North Rental Rehab

Target Area North

Goals Supported 2d: Rental Rehab



Description Rental repair program for 7 units.



Seven households will benefit from this activity. Two households will be between 31-50% AMI and five households will be between 51-80% AMI. The project is eligible under 24 CFR 570.202 (a)(1). The national objective is LMHSP 570.208(d)(5)(ii)

Location Description 1630 N Meridian St, Indianapolis, IN 46202

Planned Activities NNDC will pilot a rental repair program for privately owned rental units. CDBG will be used for structural, mechanical, and health & safety-related repairs to 7 units of existing rental housing in the Meridian Highland neighborhood.

4 Project Name 2020 Edna Martin Entrepreneurship Center

Target Area North

Goals Supported 1c: Public Facilities/Improvements

Needs Addressed Sustainable Neighborhoods


Description Public Facilities/Improvements




1 public facility will be created. The project is eligible under 570.201(c). The national objective is 570.208(a)(1)

Location Description 2605 E 25th St, Indianapolis, IN 46218

Planned Activities The Leadership and Legacy Campus will be enhanced by the creation of a Community Solutions and Entrepreneurship Center and Henry Blair Farm. CDBG funds will be used to install irrigation, wash and packing stations, and a farm stand along with the renovation of an annex.

5 Project Name 2020 Flanner House Literacy Center

Target Area West




Description Public Facilities/Improvements



One public facility will be created that will benefit low/moderate-income persons. The project is eligible under 570.201(c). The national objective is 570.208(a)(1)

Location Description 2424 Doctor M.L.K. Jr St, Indianapolis, IN 46208

Planned Activities The Flanner House Retail and Bookstore will convert a closed library into multi-purpose space. The space will provide a literacy center with tutors and writing workshops.

6 Project Name 2020 Lift Monon 16 - Owner Occupied Repair

Target Area North

Goals Supported 2h: Owner Occupied Repair



Description Owner-occupied repair for 7 units.




Provide funding for 7 homeowner repair activities. Two of the homeowners will earn incomes between 31 and 50 percent AMI and five homeowners will early incomes between 51 and 80 percent AMI. The project is eligible under 24 CFR 570.202(a)(1) and the national objective is LMH 570.208(a)(3).


Planned Activities 7-units of Owner Occupied Repair and other investments to benefit existing, long-term residents of the Monon16 area.

7 Project Name 2020 INHP OOR





Description owner-occupied repair for 24 Units



Provide funding for 24 owner-occupied repair activities. Seven of the owners will earn incomes between 31 and 50 percent AMI and seventeen owners will earn incomes between 51 and 80 percent AMI. The project is eligible under 24 CFR 570.202(a)(1) and the national objective is LMHSP 570.208(d)(6) (ii).

Location Description 3550 N. Washington Blvd Indianapolis, IN 46205

Planned Activities Provide Home Repairs to 24 80% AMI and below clients. 8 Project Name 2020 UNEC Owner Occupied Repair

Target Area North




Description Provide Home Repairs to 5 80% AMI clients




Provide funding for 5 owner-occupied repair activities. Two of the owners will earn incomes between 31 and 50 percent AMI and three owners will earn incomes between 51 and 80 percent AMI. The project is eligible under 24 CFR 570.202(a)(1) and the national objective is LMH 570.208(a)(3).


Planned Activities Provide Home Repairs to 5 80% AMI clients. 9 Project Name 2020 SEND Owner Occupied Repair

Target Area South




Description Provide Home Repairs to 10 80% AMI clients



Provide funding for 10 owner-occupied repair activities. Five of the owners will earn incomes between 31 and 50 percent AMI and five owners will earn incomes between 51 and 80 percent AMI. The project is eligible under 24 CFR 570.202(a)(1) and the national objective is LMHSP 570.208(a)(3).

Location Description 3230 Southeastern Ave Indianapolis, Indiana 46203

Planned Activities Provide Home Repairs to 10 80% AMI clients. 10 Project Name 2020 WCDC Owner Occupied Repair

Target Area West




Description Provide Home Repairs to 7-80% AMI clients



Provide funding for 7 owner-occupied repair activities. Two of the owners will earn incomes between 31 and 50 percent AMI and five owners will earn incomes between 51 and 80 percent AMI. The project is eligible under 24 CFR 570.202(a)(1) and the national objective is LMHSP 570.208(d)(5) (ii).


Location Description 2232 W Michigan St, Indianapolis, IN 46222

Planned Activities Provide Home Repairs to 7 80% AMI clients. 11 Project Name 2020 EmployIndy Job Training


Goals Supported 3a: Job Training - Adults

Needs Addressed Promising Neighborhoods


Description Employ Indy will facilitate RFP process to determine funding for various Job Training and Placement programs throughout Indianapolis. Five hundred adults will be served by these programs



Provide job training and employment services to 500 low and moderate income residents within the service area. All persons served will have incomes less than 80 percent AMI. The project is eligible under 24CFR 570.201(e) and the national objective is LMC 570.208(a)(2).

Location Description 101 W Washington St Suite 1200, Indianapolis, IN 46204

Planned Activities Employ Indy will facilitate RFP process to determine funding for various Job Training and Placement programs throughout Indianapolis. Five hundred adults will be served by these programs.

12 Project Name 2020 INRC Neighborhood Capacity Building


Goals Supported 1d: Neighborhood Empowerment Initiatives



Description INRC will provide capacity development to low income neighborhoods.



Provide support services to 570 low and moderate income residents within service area. All persons served will have incomes less than 80 percent AMI. The project is eligible under 24 CFR 570.201(e) and the national objective is LMA 570.208(a)(1).

Location Description 708 E Michigan St, Indianapolis, IN 46202

Planned Activities INRC will provide capacity development to low income neighborhoods.


13 Project Name 2020 Youth Employment Program


Goals Supported 3b: Job Placement - Youth



Description DMD Staff will award Youth Programming funds through the SYPF in partnership with philanthropic organizations. Approximately 150 youths will be served in 2020.



Provide academic, college prepardness, and job readiness activites for 150 youth. All youth served will have incomes less than 80 percent AMI. The project is eligible under 24 CFR 570.201(e) and the national objective is LMC 570.208(a)(2).

Location Description Citywide

Planned Activities DMD Staff will award Youth Programing funds through the SYPF in partnership with philanthropic organizations. Approximately 150 youths will be served in 2020.

14 Project Name 2020 Food In Transit


Goals Supported 1b: Improve Access to Food



Description Food in Transit aims to expand access to food for Indianapolis residents by bringing affordable produce to the Transit Center during peak ridership hours.



Food in Transit aims to expand access to food for Indianapolis residents by bringing affordable produce to the Transit Center during peak ridership hours. One hundred seventy-five low and moderate income clients will benefit from the project. The project is eligible under 24 CFR 570.201(e) and the national objective is LMC 570.208(a)(2).

Location Description 201 E Washington St, Indianapolis, IN 46204


Planned Activities Food in Transit aims to expand access to food for Indianapolis residents by bringing affordable produce to the Transit Center during peak ridership hours.

15 Project Name 2020 Monon 16 place-making - Harrison Center Youth Employment

Target Area North

Goals Supported 3b: Job Placement - Youth



Description Harrison Center will provide youth engagement and place-making. Approximately 20 youth will be served by this program in 2020



Harrison Center will provide youth engagement and placemaking for approximately 20 youth. The project is eligible under 24 CFR 570.201(e) and the national objective is LMC 570.208(a)(2).

Location Description 1505 N Delaware St, Indianapolis, IN 46202

Planned Activities Harrison Center will provide youth engagement and placemaking. Approximately 20 youth will be served by this program in 2020.

16 Project Name 2020 Partners in Housing Safe Haven Operating


Goals Supported 2n: Public Facilities Safe Haven Services Only



Description Funding will be used to help with the operating expenses with the Partners in Housing Safe Haven



Fifty low and moderate income clients will benefit from the Safe Haven. The project is eligible under 24 CFR 570.201(e) and the national objective is LMC 570.208(a)(2).

Location Description 725 North Pennsylvania Street, Indianapolis, IN


Planned Activities Funding will be used to help with the operating expenses with the Partners in Housing Safe Haven.

17 Project Name 2020 Lift Eastside John H. Boner Job Training

Target Area East

Goals Supported 3a: Job Training - Adults



Description JBNC will provide job training for near east-side residents in the Lift Indy geography.



Thirty-five low and moderate income persons will benefit from this activity. The project is eligible under 24 CFR 570.201(e) and the national objective is LMC 570.208(a)(2).


Planned Activities JBNC will provide job training for near eastside residents in the Lift Indy geography.

18 Project Name 2020 CDBG Administration


Goals Supported 4a: Administration and Fair Housing

Needs Addressed Administration and Fair Housing

Funding CDBG: $1,904,385

Description Provide funding for administration costs.



Not applicable.

Location Description 200 East Washington Street, Suite 2042, Indianapolis, IN 46204

Planned Activities Provide funding for administration costs. 19 Project Name 2020 Section 108 Program Delivery





Funding CDBG: $2,000,000

Description Program delivery costs for the Section 108 Program



Not applicable.


Planned Activities Program delivery costs for the Section 108 Program. 20 Project Name 2020 Unsafe Buildings


Goals Supported 1a: Demolition and Brownfields Remediation



Description Funds available for the demolition of potentially hazardous buildings.



Funds will be used to demolish or remediate blighted properties. This project is eligible udner 570.201 (a) and SBS 570.208 (b)(2) is the national objective.


Planned Activities Funds available for the demolition of potentially hazardous buildings. 21 Project Name 2020 Rehabilitation Specialist





Description Provide funding for rehabilitation specialist.




The Rehabilitation Specialist will assist with specification review and inspections of approximately 104 units. All families will be at or below 80% AMI. Project is eligible under 24 CFR 570.202(b)(9) and the national objective is LMH 570.208(a)(3).


Planned Activities Provide funding for rehabilitation specialist. 22 Project Name 2020 Parks Improvements





Description Improvements to local parks identified in high-need areas.



Improvements to Parks identified in high need areas. The project is eligible under 24 CFR 570.201 (c) and the national objective is LMA 570.208(a)(1).

Location Description 200 East Washington Street, Indianapolis, IN 46204

Planned Activities Improvements to local parks identified in high-need areas. 23 Project Name 2020 WIDC Homeownership / Taking Next Steps

Target Area West

Goals Supported 2g: Homeownership New Construction


Funding HOME: $151,408

Description Taking Next Steps- 2 HOME-assisted, new construction, prefabricated units for 1st-time buyers on the West side. This is a CHDO project.




Taking Next Steps- 2 new construction, prefabricated units for 1st-time buyers on the west side. Households will have incomes between 51%-80% AMI.

Location Description 1211 Hiatt St, Indianapolis, IN 46221

Planned Activities Taking Next Steps- 2 HOME-assisted, new construction, prefabricated units for 1st-time buyers on the West side.

24 Project Name 2020 HOME Admin (AD)





Description Provide funding for administration costs.



Not applicable.


Planned Activities Provide funding for administration costs. 25 Project Name 2020 Hearts & Hands Homeownership / Belleview Place Phase 3

Target Area West

Goals Supported 2f: Homeownership Rehab



Description Belleview Place Phase 3- 2 units of rehabilitated, affordable homes in River West Great Place.




Two households will benefit from this activity. One household will have income between 31% and 50% AMI. One household will have income between 51% and 80% AMI.

Location Description 337 N Warman Ave, Indianapolis, IN 46222

Planned Activities Belleview Place Phase 3- 2 units of rehabilitated, affordable homes in River West Great Place.

26 Project Name 2020 Lift Eastside - NEAR 960 Rural Rental

Target Area East

Goals Supported 2e: Rental New Construction



Description Renovation of existing single-family home



One unit will be rehabilitated and rented to persons with incomes at or below 80% AMI. Project is eligible under 24 CFR 570.202(a)(1) and the national objective is LMHSP 570.208(d)(5)(ii).

Location Description 2807 East 10th Street, Indianapolis, IN 46201

Planned Activities NEAR will facilitate the renovation of an existing single-family into a rental unit.

27 Project Name 2020 Lift Eastside - Englewood Owner Occupied Repair

Target Area East




Description Home repairs for 10 homeowners.




10 households

Location Description 57 North Rural, Indianapolis, IN 46201

Planned Activities <address><i>Provide funding for 10 owner-occupied repair activities. Five owners will earn incomes between 31 and 50 percent and five owners will earn incmes between 51 and 80 percent AMI. The project is eligible under 24 CFR 570.202(a)(1) and 570.208(d)(5)ii is the national objective.</i></address>

28 Project Name 2020 Lift Eastside - Englewood 10th & Temple Commercial

Target Area East

Goals Supported 3c: Job Creation



Description Renovation of existing commercial building



Provide funding to rehabilitate historic, commercial, and industrial structures to create or retain 7 jobs. Project is eligible under 24 CFR 570.203(a) and 570.208(a)(4) is the national objective.

Location Description 57 N Rural, Indianapolis, IN 46201

Planned Activities ECDC to facilitate the renovation of the commercial portion of an existing mixed use building. The project will result in the creation of 7 jobs.

29 Project Name 2020 Lift Eastside - NEAR 960 Rural Work

Target Area East




Description Renovation of existing garage space




Provide funding to rehabilitate a commercial structure to create 2 jobs. Project is eligible under 24 CFR 570.203(a) and 570.208(a)(4) is the national objective.


Planned Activities NEAR will facilitate the renovation of an existing structure into a commercial space. This will result in the creation of 2 FTE jobs.

30 Project Name 2020 Lift Eastside - JBNC Parker Theatre

Target Area East




Description Renovation of existing commercial building



Provide funding to rehabilitate a commercial structure to create or retain 4 jobs. Project is eligible under 24 CFR 570.203(a) and 570.208(a)(4) is the national objective.


Planned Activities JBNC to facilitate the renovation of an existing commercial building resulting in the creation of 4 jobs.

31 Project Name 2020 Lift Eastside - Englewood 10th & Temple Residential

Target Area East




Description ECDC to facilitate the renovation of the residential portion of an existing mixed-use building. The project will result in 2 affordable rental units.




2 households

Location Description 10th and Temple, Indianapolis, IN 46201

Planned Activities ECDC to facilitate the renovation of the residential portion of an existing mixed-use building. The project will result in 2 affordable rental units.

32 Project Name 2020 Lift Eastside - NEAR Commercial Facade

Target Area East

Goals Supported 3d: Businesses Assisted



Description Facade improvements for commercial buildings



Provide funding to rehabilitate historic, commercial, and industrial structures to assist 2 businesses. Project is eligible under 24 CFR 570.202(a)(3) and LMASA 570.208(d)(5)(i) is the national objective.


Planned Activities NEAR to facilitate façade improvements for commercial buildings in the form of matching loans. 2 businesses will be assisted.

33 Project Name 2020 NNDC Homeownership / Capitol Avenue Infill

Target Area North




Description Capital Avenue Infill for Homeownership - 4 HOME-assisted new construction, prefabricated units for homebuyers in the Meridian Highland neighborhood. This is a CHDO project.




Four households will benefit from the proposed activity. Two households will have incomes between 31% and 50% AMI. Two households will have incomes between 51% and 80% AMI.

Location Description 1630 N Meridian St, Indianapolis, IN 46202

Planned Activities 4 HOME-assisted new construction, prefabricated units for homebuyers in the Meridian Highland neighborhood.

34 Project Name 2020 Vision Communities, Inc Rental / Parkside at Tarkington

Target Area North

Goals Supported 2d: Rental Rehab



Description 60 units of affordable rental units, 11 of which will be HOME-assisted in Maple Crossing



Eleven households will benefit from this activity. Four households will be between 31% and 50% AMI. Seven households will be between 51% and 80% AMI.

Location Description One Indiana Square, Suite 3000, Indianapolis, IN 46240

Planned Activities 60 units of affordable rental units, 11 of which will be HOME-assisted in Maple Crossing.

35 Project Name 2020 Homeownership - Old Southside Lift Indy Year 2

Target Area South




Description 7 newly constructed, affordable homeownership units in the Old Southside Lift Indy area.




Seven households will benefit from this activity. Two households will be between 31% and 50% AMI. Five households will be between 51% and 80% AMI.

Location Description 1334 S Meridian Street, Indianapolis, In 46225

Planned Activities 7 newly constructed, affordable homeownership units in the Old Southside Lift Indy area.

36 Project Name 2020 Rental - Old Southside Lift Indy - Year 2

Target Area South




Description Affordable rental housing in the Old Southside Lift Indy area.



Eleven households will benefit from this activity. Four households will be between 31% and 50% AMI. Seven households will be between 51% and 80% AMI.

Location Description 1334 South Meridian Street, Indianapolis, IN 46225

Planned Activities Affordable rental housing in the Old Southside Lift Indy area. 37 Project Name 2020 Homeownership / Lift Indy Eastside Year 1

Target Area East




Description Affordable homeownership units in the Near East Lift Indy area. This is a CHDO project.




Five households will benefit from this activity. One households will be between 31% and 50% AMI. Four households will be between 51% and 80% AMI.


Planned Activities 5 Affordable homeownership units in the Near East Lift Indy area in the Rivoli Park neighborhood.

38 Project Name 2020 Other Affordable Rental Housing





Description Provide funding for affordable housing developments.



Five households will benefit from this activity. Two households will be between 31% and 50% AMI. Three households will be between 51% and 80% AMI.

Location Description City-wide

Planned Activities Provide funding for affordable housing developments. 39 Project Name 2020 CHDO Operating





Description Provide funding for CHDO eligible activities.



Not applicable.



Planned Activities Provide funding for CHDO eligible activities. 40 Project Name 2020 Down-Payment Assistance





Description Down-Payment Assistance to low-income households.



Forty households will benefit from this activity. Ten households will be between 31% and 50% AMI. Thirty households will be between 51% and 80% AMI.


Planned Activities Down-Payment Assistance to low-income households. 41 Project Name 2020 Renew Homeownership

Target Area North




Description Renew Indianapolis will add two additional units of homeownership.



Two households will benefit from this activity. Two households will be between 51% and 80% AMI.


Planned Activities New construction of 2 units for affordable homeownership. 42 Project Name 2020 Lift Eastside - JBNC Tire Shop Renovation

Target Area East





Description Renovation of an existing commercial building that will result in the creation of 2 jobs.



Rehabilitate historic, commercial structure to create 2 jobs. Project is eligible under 24 CFR 570.203(a) and the national objective is 570.208(a)(4).


Planned Activities JBNC to facilitate the renovation of an existing commercial building that will result in the creation of 2 jobs. Will be in the form of a loan.

43 Project Name 2020 Old Southside - Economic Development

Target Area South




Description Economic development in the Old Southside will result in the creation of 5 new jobs



Economic development in the Old Southside that will create 5 new jobs. Project is eligible under 24 CFR 570.203(a) and the national objective is 570.208(a)(4)

Location Description 1334 S Meridian Street, Indianapolis, IN 46225

Planned Activities Economic development in the Old Southside that will create 5 new jobs. 44 Project Name ESG20 Indianapolis


Goals Supported 1e: Engage Homeless Neighbors 2i: RRH Only 2m: Overnight Shelter 4a: Administration and Fair Housing


Needs Addressed Sustainable Neighborhoods Inclusive Neighborhoods Administration and Fair Housing

Funding ESG: $809,911

Description Program administration, homelessness prevention, rapid re-housing, and operating costs.



This project will provide overnight shelter to 770 people, provide Rapid Re-Housing to 117 households, and engage 300 homeless individuals through street outreach.

Location Description The Julian Center-2011 N Meridian St, Indianapolis, IN 46202

HVAF of Indiana-964 North Pennsyvania Street, Indianapolis, IN 46204

Interfaith/Family Promise-1850 N Arsenal Ave, Indianapolis, IN 46218

Horizon House-1033 E Washington St, Indianapolis, IN 46202

Gennessaret-615 North Alabama St, Indianapolis, IN 46204

Coburn Place-604 E 38th St, Indianapolis, IN 46205

Dayspring- 1537 Central Ave, Indianapolis, IN 46202

Aspire- 2506 Willowbrook Pkwy #300, Indianapolis, IN 46205

Healthnet- 3908 Meadows Drive, Indianapolis, IN 46205

Coalition for Homeless Intervention and Prevention- 1100 W. 42nd Street Suite 350, Indianapolis, IN 46208

Planned Activities Provide funding for rapid re-housing, funding for shelter operations, and funding for street outreach and engagement.

45 Project Name 2020 HOPWA Administration




Funding HOPWA: $42,496

Description Program administration.




Not applicable.


Planned Activities Provide funding for administration costs. 46 Project Name 2020 Damien Center


Goals Supported 1f: Services for Persons with HIV/AIDS 2j: Short Term HOPWA 2k: Long Term HOPWA

Needs Addressed Sustainable Neighborhoods Inclusive Neighborhoods


Description The project sponsor will use funds to assist HIV/AIDS clients with short-termed rental assistance, tenant-based rental assistance, supportive services, and administrative costs. Admin costs shall not exceed $45,000.



45 households will receive TBRA, 180 households will receive short term housing assistance, 35 people will receive supportive services and 58 people will receive housing placement services.

Location Description 26 N Arsenal Ave, Indianapolis, IN 46201

Planned Activities Provide services and short-term assistance to clients who are HIV/AIDS positive.

47 Project Name 2020 IU Health Bloomington


Goals Supported 1f: Services for Persons with HIV/AIDS 2j: Short Term HOPWA 2k: Long Term HOPWA

Needs Addressed Sustainable Neighborhoods Inclusive Neighborhoods



Description The project sponsor will use funds to assist HIV/AIDS clients with tenant-based rental assistance, supportive services, short-termed rental assistance, and administrative costs. Admin costs will not exceed $43,486.



36 households will receive TBRA, 215 households will receive short term housing assistance, 265 people will receive supportive services, and 10 people will receive housing placement services.

Location Description 333 E Miller Dr, Bloomington IN 47401

Planned Activities Provide services and short-term assistance to clients who are HIV/AIDS positive.

48 Project Name 2020 Section 108 Debt Reserve Fund

Target Area Northeast

Goals Supported



Description $200,000 set aside for Avondale Meadows Section 108 Debt Reserve



Section 108 funds were used to develop a grocery store and other retail, which has been completed. These funds will be used as debt service reserves for this Section 108 Loan.

Location Description 38th and Meadows Drive.

Planned Activities Section 108 funds were used to develop a grocery store and other retail, which has been completed. These funds will be used as debt service reserves for this Section 108 Loan.


AP-50 Geographic Distribution – 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

The City of Indianapolis has selected five different Neighborhood Revitalization Strategy Areas. Each of these areas meet the requirements set by HUD, contiguous census tracts, 70 percent of the households earn incomes less than 80 percent AMI and have a higher level of distress than the City as a whole. The basis for selecting these areas also include initiatives already in place or they are part of other City of Indianapolis plans that will take place in these areas. The City of Indianapolis will utilize funding from HUD to support community-wide initiatives, making all federal, local and private funding stretch further. Appendix F includes more detail on the target areas designated by the City of Indianapolis, including long term goals for revitalization of the areas.

The percentages in the chart below are based on the anticipated total of all four grants including program income and prior-year (CDBG, HOME, ESG and HOPWA) $15,473,973.

Geographic Distribution

Target Area Percentage of Funds North 12 East 13 South 10 West 5 City-wide Initiatives 60

Table 67 - Geographic Distribution


Rationale for the priorities for allocating investments geographically

In making funding decisions, the City of Indianapolis will give priority to activities that:

• Meet a goal or priority of the 2020-2024 Consolidated Plan; • Meet transit-oriented development criteria; • Leverage resources; • Affirmatively further fair housing; • Support, complement or are consistent with other current local unit of government plans; • Address underserved populations with the greatest needs including the elderly, disabled, victims

of domestic violence and the disenfranchised such as the homeless and the near homeless. • Are sustainable over time; • Have demonstrated cooperation and collaboration among government, private nonprofit

agencies and the private sector to maximize impacts and reduce administrative costs; and • Do not have a more appropriate source of funds.

In addition, the City launched a new initiative called Lift Indy in 2017 and full implementation began in 2018. The 2020 program year will be the third full year of implementation of the project, with a total of three designated areas (Monon 16, Old Southside and Near Eastside 10th Street). Lift Indy uses data to identify areas with future market potential and focuses CDBG and HOME funds to meet the following goals:

• Improve regional competitiveness • Development of new neighborhood nodes and villages • Equitable revitalization • Long term affordability in desirable neighborhoods • Increase property values and resident incomes • Higher density • Multiple transportation options • Live, work, play • Reduce need for public development subsidy

Through the Lift Indy initiative, CDBG and HOME will be leveraged with other resources to reach greater impact in a strategic way.

Discussion

Funding decisions were made through open competitive application or Request for Proposal processes. All applications were reviewed by City staff for funding eligibility and were evaluated by both, city staff and other community stakeholders.


Affordable Housing

AP-55 Affordable Housing – 91.220(g) Introduction

Supporting affordable housing for all persons is a high priority for the City of Indianapolis. The City will support the creation of inclusive neighborhoods, supporting housing along the entire continuum. Neighborhood redevelopment needs include all types of housing development, public infrastructure improvement, enhancement to commercial buildings, business expansion and historic preservation. The combination of initiatives will sustain growth beyond the investment from the City.

The Consolidated Plan has explained that the biggest housing need for the population of Indianapolis is a housing cost burden or severe housing cost burden. A housing cost burden occurs when a household pays more than 30 percent of the household’s gross monthly income towards housing. A severe housing cost burden occurs when a household pays more than 50 percent of the household’s gross monthly income towards housing. Extremely low-income households, those earning less than 30 percent of the area median income, experience these two housing problems at the highest rates and are at-risk of homelessness.

This section shows specific goals for the number of homeless, non-homeless, and special needs households that will be provided affordable housing during the 2020 program year. Also shown is the number of affordable housing units that will be provided with CDBG and HOME funds.

One Year Goals for the Number of Households to be Supported Homeless 117 Non-Homeless 476 Special-Needs 167 Total 760

Table 68 - One Year Goals for Affordable Housing by Support Requirement

One Year Goals for the Number of Households Supported Through Rental Assistance 593 The Production of New Units 23 Rehab of Existing Units 83 Acquisition of Existing Units 61 Total 760

Table 69 - One Year Goals for Affordable Housing by Support Type


Discussion

Non-profits, developers and the City of Indianapolis enter into agreements for the implementation of projects and programs. These agreements are the tools for which the housing goals will be met.

Local community development corporations and other non-profits will repair owner occupied housing throughout the City of Indianapolis. In 2020, 63 low/moderate-income homeowners will receive owner-occupied repair assistance.

HOME and CDBG funds will be used by eight organizations to create affordable housing through rehabilitation and new construction. In 2020, 20 units will be constructed for homeownership and 3 will be constructed for affordable rental. In addition, 2 units will be rehabilitated for homeownership and 18 will be rehabilitated for affordable rental.

Other housing programs will come from the use of HOPWA and ESG funding. These funds will be used to provide housing, rent assistance, rapid rehousing and emergency shelter for homeless persons, persons at-risk of homelessness and persons living with HIV/AIDS. Without this assistance, some of the city’s most vulnerable could face housing crises.


AP-60 Public Housing – 91.220(h) Introduction

The Indianapolis Housing Agency (IHA) is a federally-funded government housing agency that provides Marion County/Indianapolis low-income families, seniors and families with disabilities access to safe, decent, and affordable housing. This is accomplished by housing individuals/families in one of IHA’s communities or in private market housing, subsidized through the Housing Choice Voucher Program (Section 8).


The Housing Choice Voucher (HCV) Program provides housing assistance for qualified low-income families in the rental market. Voucher holders are able to select a unit from the private rental market. As long as their housing choice meets reasonable rent requirements determined by IHA, program participants pay no more than 30% of their monthly adjusted income toward rent and utilities. The housing assistance payment subsidizes the balance of the rent to the property owner. IHA administers the federal HCV Program, more commonly known as Section 8, currently allowing more than 8,000 families to choose and lease safe, decent and affordable privately-owned housing in Marion County.

Actions planned during the next year to address the needs to public housing

The following are goals and objectives outlined in the 2020-2024 Public Housing Agency Plan that have been set by the Indianapolis Housing Agency.

Goal 1: Expand the supply of quality affordable housing

Goal 2: Reduce financial dependency on HUD Public Housing Subsidy by 30% Objectives

Goal 3: Identify and deploy technology to enhance operational effectiveness and efficiency throughout the agency

Goal 4: Enhance business strategies to increase agency efficiency

Goal 5: Promote Resident Self Sufficiency

Goal 6: Expand the corporate image of IHA through its new brand


Goal 7: Enhance Staff Professional Development and retain talent

Goal 8: Promote youth programs authority-wide in an effort to decrease the number of juvenile arrests each month by 10% (average monthly arrest of juveniles is 45)

Goal 9: Increase awareness of Violence against Women Act among IHA staff and residents

Goal 10: Enhance the housing management department to enable the agency to market its services to private developers and other PHAs and entities.

Actions to encourage public housing residents to become more involved in management and participate in homeownership

Residents living in public housing have a community service requirement. The Community Service requirement is only applicable to residents of public housing properties or residents living in ACC subsidized units at mixed finance properties. No one living in a multifamily property or a project-based voucher property or using a tenant-based voucher in a market rate unit at a mixed finance property is subject to the Community Service requirement. The Community Service requirement is 8 hours per month for each non-exempt adult (not for each family with a non-exempt adult). One way to meet the requirement is for a resident to work through the Resident Council to help other residents with problems, serving as an officer in an RA, and serving on the RA or Resident Advisory Board.

Family Self-Sufficiency (FSS) is a program designed to assist families receiving governmental assistance to improve their economic situation and reduce their dependence on public assistance and welfare. This program is voluntary and open to all families receiving Public Housing and Section 8 HCV assistance through IHA.

The program requires the Head of Household to enter into a Contract of Participation with IHA for five years. This contract contains an Individual Training and Service Plan that identifies the employment goal of the participant and outlines the activities and services necessary to achieve this goal. The FSS Program Coordinator helps the family obtain the services listed in the plan which include, but are not limited to job training, child care assistance, educational programs (including GED and college classes), job, school and financial application assistance, transportation assistance, employment opportunities, counseling/case management, and escrow (savings) account.

Once the families’ rent increases due to an increase in earnings, the amount of the increase will be placed in a savings account for the family. They will receive all of the money in the account, plus interest, when the FSS Contract is successfully completed. Successful completion of the contract includes suitable employment, 12 consecutive months free of TANF (Temporary Assistance to Needy Families) for at least the last 12 months of contract and all goals of contract are completed.

If the PHA is designated as troubled, describe the manner in which financial assistance will be


provided or other assistance

The Indianapolis Housing Agency is not designated as troubled.

Discussion

The Indianapolis Housing Agency is aware and committed to addressing the demand for more affordable housing. IHA has updated some of their public housing units to the Section 8 platform through the Rental Assistance Demonstration Program (RAD). This will provide additional funding for the preservation of the public housing stock.

The mission at IHA is to provide low-income families, seniors and persons with disabilities access to decent, safe, affordable housing in Indianapolis. By extension, IHA hopes to fight housing discrimination in the Indianapolis community while leading more Indianapolis citizens to greater self-sufficiency.

In the midst of a recovering housing market, IHA must explore innovative and diverse solutions in a constant effort to serve as many Indianapolis families as possible, as fully as possible. Chasing innovation means executing progressive solutions like mixed-source financing for new developments. It also means establishing mixed-income communities that stabilize public housing neighborhoods while breaking the cycle of concentrated low-income housing in the Indianapolis’ urban core.


AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction

Since the Blueprint to End Homelessness was first proposed in 2002, the community has made several key strides towards the goal of ending homelessness in Indianapolis. Service providers have proceeded with a focus on collaboration and as a result, case management and coordination have significantly improved. These agencies provide important services for the homeless population, many of which are seen as successes. Job training services are both adequate and plentiful, referral services have dramatically improved, and there is a strong emergency shelter network in place. At a structural level, there are also good signs. Indianapolis, unlike other cities, has enough existing structures that can be renovated and rehabilitated to serve as affordable housing, a more cost-effective option than building new such structures.

When surveyed, the homeless population was supportive of many of the programs in which they had contact. Job training and placement programs were singled out as being both plentiful and helpful. Most of the individuals had experience with shelters, and mentioned them as a good place to go for a program referral. Legal services were widely reported as being useful and available, and Indy Connect was mentioned as a great resource to talk to attorneys.

The updated version of the Blueprint to End Homelessness calls for the Continuum of Care to proactively seek out relationships with homeless and formerly homeless neighbors to connect with policy discussions about the needs of these individuals and families. One of the strategies includes:

Build awareness and relationships that result in expanded Continuum membership and ensure its representation in important policy discussions

The Indianapolis Continuum of Care believes that having these individuals as part of the decision-making process will help with service providers and policy makers find programs that meet the needs of homeless individuals and families and direct funding to those programs.

Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs



In 2020 the City of Indianapolis will award $120,00 of ESG funding to Horizon House and Healthnet to provide street outreach on the Indianapolis CoC’s teams. Horizon House organizes street teams, ensuring they are staffed 24/7. These teams of 2-3 professionals represent different agencies and work together to engage clients with various needs. They also take incoming referrals from Indianapolis Metropolitan Police Department and area hospitals. Healthnet partners with Horizon House to staff the street outreach teams.

Addressing the emergency shelter and transitional housing needs of homeless persons

The total number of individuals experiencing homelessness decreased by 7 percent in 2019 from 2018. Through consultation, the Indianapolis Continuum of Care (CoC) is cautious to say this may be a trend since the number of homeless has hovered around 1,600 people at each Point in Time Count since 2015. Even with the decrease, local shelters have been operating with their winter contingency plans year-round to house as many individuals as possible. Wheeler Mission, one of the largest shelters in the community is expanding its Women and Children’s Shelter.

The first touch with homeless individuals and families is through street outreach and at shelters. Finding the needs of these neighbors help service providers and shelters tailor programing, moving people from the street and into shelter or other housing. Goals for the 2020 year are:

• Engage Homeless neighbors by completing assessments through street outreach – 70 individuals.

• Provide overnight shelter and crisis housing for homeless families and individuals – 2,000 overnight stays.

In 2019, the City will provide ESG funding to 5 shelters in the amount of $115,000. This funding will help shelters and transitional housing providers continue to house and or assist 2,000 homeless persons. These funds will allow shelters to continue to operate and offer services and resources that will help them become stably housed.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again

The Indianapolis CoC approved the Indianapolis Community Plan to End Homelessness. It was originally


released in July 2018, was updated in October 2018 to include a Strategic Priority on addressing racial disparities in homelessness. The Indianapolis CoC has also completed four other plans to address population specific plans to prevent and end homelessness. The plans address family, youth, veteran, and chronic homelessness.

Rapid Rehousing is one way to quickly move people from homelessness to housing. National studies show that homeless families benefit most from rapid rehousing. Residents are placed in rapid rehousing through coordinated entry and the assessment process. In some cases, rapid rehousing is also used to house chronically homeless persons needing permanent supportive housing (PSH) temporarily while they are waiting for a PSH unit to open. In 2020, $401,000 of the total anticipated ESG funding will be allocated to rapid rehousing. Of the 2020 awards, $200,000 will go towards a program specifically serving homeless veterans.

In addition, Indianapolis used local funding to assist with the creation and operation of a Safe Haven. The safe haven houses some of our most vulnerable homeless residents, including persons that are chronically homeless, while they are moving towards permanent housing. Three full time Caseworkers, one full time Housing Navigator, 24-hour presence, free laundry, community space, and an array of voluntary services are all included on site at the safe haven project. In 2020, $120,000 of CDBG funds will be used to support the safe haven and assist with operating costs of this homeless facility.

The Continuum of Care currently is prioritizing housing to address the housing needs of these groups as well.

Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs

The City of Indianapolis and the Indianapolis CoC openly partner with mainstream services to address the needs of the homeless population. While there are many housing options for the homeless population, it is still not meeting the demand. Partnerships are the only way to expand services to this vulnerable population.

The Indianapolis Community Plan to End Homelessness specifically set a goal to “unify intersecting systems in a shared approach to prevent people from being released into homelessness.” Under that goal, the CoC identified six key strategies. The CoC has restructured itself to align workgroups with the strategies outlined below, improving coordination among intersecting systems that work with homeless individuals.


• Connect healthcare providers, criminal justice system representatives, and the Department of Child Services to the Coordinated Entry System to better understand when, where and how housing is available.

• Utilize findings from the Data Integration Project to develop and implement a pilot cross-sector data sharing agreement between homeless service providers and key intersecting systems with respect of client confidentiality.

• Collaborate with all hospital systems to ensure screening, referral, and navigation services are designed to connect patients experiencing or at risk of homelessness to housing and wraparound supports.

• Coordinate efforts with Indiana Department of Correction, local jail systems, and re-entry service providers to ensure all pre-release programs, policies and services are designed to connect justice-involved individuals at-risk of homelessness to permanent housing and wrap around supports.

• Collaborate with Department of Child Services and the foster care system to identify individuals aging out of the foster care system who are at risk of entering homelessness and connect them to permanent housing and wraparound supports.

• Work with health insurance & Medicaid providers to promote accountability to policies and procedures that require safe housing placement upon release.

In 2020, the City will be funding Partners in Housing to cover operating expenses and to support program staff associated with the expansion of the safe haven project. This project houses 30 chronic homeless individuals and will be changing locations in order to expand their program.

Discussion

The City has aligned its plan and with that of the Indianapolis CoC, attaching the issues of homelessness and the needs of the homeless population. The Indianapolis Continuum of Care works diligently with stakeholders and homeless individuals 1) to develop these strategies 2) develop a method for selecting projects and 3) set up a pipeline of projects to be funded to address the needs in the community. Projects funded with the Emergency Solutions Grant will meet the goals of both organizations.


AP-70 HOPWA Goals - 91.220 (l)(3) One year goals for the number of households to be provided housing through the use of HOPWA for: Short-term rent, mortgage, and utility assistance to prevent homelessness of the individual or family 395 Tenant-based rental assistance 81 Units provided in permanent housing facilities developed, leased, or operated with HOPWA funds 0 Units provided in transitional short-term housing facilities developed, leased, or operated with HOPWA funds 0 Total 476


AP-75 Barriers to affordable housing – 91.220(j) Introduction:

The U.S. Department of Housing and Urban Development (HUD) recognizes universal barriers. Local and state regulations on zoning and buildings are often the most recognized barriers to affordable housing. With increased regulation comes an increased cost to build housing that meets all regulations. In Indianapolis, housing cost burden and severe housing cost burden are the biggest needs among households, especially renter households. Some of the barriers to affordable housing include:

• Difficulty in acquiring sufficient number of parcels for infill development to continue prevent many builders from using economies of scale that they rely upon when developing affordable housing suburban areas.

• Growing complexity of environmental reviews as related to “brownfields.” Urban properties or facilities whose development or redevelopment may be complicated by the potential presence of site contamination.



Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment

Affordable redevelopment has been led by small non-profit community development corporations at the grass roots level. Some of these organizations have been able to develop large-scale multi-family projects, but human capital in any one organization is limited to conducting one or two projects at a time. Many require multiple partners, coordination and strong leadership to address redevelopment at a holistic level.

In 2017, the City of Indianapolis began Lift Indy, a comprehensive community development investment


program aimed at propelling revitalization in Indianapolis neighborhoods. Lift Indy offers a three-year commitment of public funds to a redevelopment area, enabling local neighborhood community development organizations to commit to a larger scale project. In 2020, the City of Indianapolis will allocate $2,920,155 of CDBG and HOME funding towards Lift Indy projects. The projects will create 14 new affordable homeownership opportunities and 25 HOME-assisted new affordable rental opportunities.

Discussion:

The City of Indianapolis will work with community development corporations and other grass-roots organizations that have developed strong leadership and neighborhood buy-in when investing federal funding. The City of Indianapolis will look to these partners to help overcome these barriers to affordable housing, targeting communities working together to diversify housing options for all income levels. These will be key ingredients to addressing some of the biggest barriers to affordable housing development, such as educating the public and civic leaders about affordable housing, advocating for transportation options in all areas of the community and working together to attract additional subsidy to overcome high cost of housing redevelopment over the long term.


AP-85 Other Actions – 91.220(k) Introduction:

The City has developed some broad goals to offer flexibility in programming for all communities and increase the coordination among service providers. Under each priority is a list of goals and strategies that will meet needs of communities in all parts of Indianapolis, including the six Neighborhood Revitalization Strategy Areas (NRSA). While some strategies may not be applicable to NRSA or target area, each area or community can find a goal that will meet its specific needs.

Actions planned to address obstacles to meeting underserved needs

The primary challenge for the City of Indianapolis is to reach the underserved people in the community, which is people with special needs, particularly those living with a disability or seniors. Many groups that serve the general population also serve persons with disabilities and seniors as part of their programs. However, the demand for services exceeds the level of services being provided.

Indianapolis used local funding to assist the operation of a Safe Haven. The safe haven houses some of our most vulnerable homeless residents, including persons that are chronically homeless, while they are moving towards permanent housing. Three full time Caseworkers, one full time Housing Navigator, 24-hour presence, free laundry, community space, and an array of voluntary services are all included on site at the safe haven project. In 2020, CDBG funds will assist with operating costs of this homeless facility.

Actions planned to foster and maintain affordable housing

A leading goal for the City of Indianapolis will be to close the gap on housing for households earning less than 30 percent of the area median income. Few housing units are available and affordable to this income bracket, and it is essential to families living in poverty to have more housing options. The housing options must be closer to work, include transportation options and public amenities such grocery stores, health care and schools.

Goals to work towards affordable housing for 2020 include:

• 2a: Renovated PSH - New Permanent Supportive Housing units through rehab and new construction

• 2b: New PSH - New Permanent Supportive Housing units through rehab and new construction • 2c: TBRA – Moving On - TBRA for homeless residents that have achieved stability, who cannot

afford full rent payments • 2d: Rental Rehab (Large)- New Rental housing units through rehab, new construction, and

acquisition for households with incomes below 80 percent of AMI. (for landlords with 5 units or more)

• 2e: Rental New Construction (large) - New Rental housing units through rehab, new construction, and acquisition for households with incomes below 80 percent of AMI. (for


landlords with 5 units or more) • 2f: Homeownership Rehab - New affordable homeownership opportunities through rehab, new

construction, and acquisition. • 2g: Homeownership New Construction - New affordable homeownership opportunities through

rehab, new construction, and acquisition. • 2g: Down Payment Assistance - Down payment Assistance or buyer subsidy to increase

affordability. • 2h: Owner Occupied Repair – Fund home repairs for owners. • 2i: Rental Renovation (small) - Rental Rehab program – assist small landlords, owning 4 units or

less, with low to moderate income tenants. • 2j: RRH Only - Rapidly Re-house Homeless Neighbors using ESG funds. • 2k: Short Term HOPWA - Provide short-term housing assistance (1 to 3 months) to persons and

their families that are HIV/AIDS positive. • 2l: Long Term HOPWA - Provide long-term housing assistance (4 to 24 months) to persons and

their families that are HIV/AIDS positive.

Actions planned to reduce lead-based paint hazards

The City of Indianapolis utilizes Community Development Block Grant funding (CDBG) and HOME Investment Partnerships Program (HOME) funding to address lead paint hazards in the community.

Families can access CDBG funding through local organizations offering repair assistance. In addition, HOME funds are used to rehabilitate existing homes. Lead hazards will be reduced according to the HUD Lead Safe Housing Rule. As required, all homes built prior to 1978 when a painted surface is disturbed, will be assessed for lead paint hazards. If lead hazards are present in the home, the homeowners will be notified by the project sponsor and the lead hazard reduction work will vary based on the amount of CDBG/HOME invested.

If less than $5,000 of CDBG/HOME is invested, lead hazard reduction will be used during rehabilitation in the work area using interim controls.

If $5,000-$25,000 of CDBG/HOME is invested, a Risk Assessment will be performed. Lead hazard reduction and interim controls will be implemented for all lead paint hazards found by the Risk Assessment.

Finally, if more than $25,000 of CDBG/HOME is invested, then lead-paint abatement must be completed to permanently reduce lead hazards.

In all cases, lead clearance must be performed by a certified risk assessor, certified lead-based paint inspector or clearance technician before the rehabilitation project can be completed. The City uses a Lead Based Paint Evaluation form for all project sponsors using CDBG and/HOME for rehabilitation. This form provides step-by-step guidance for lead based paint compliance.


In hopes of creating more clarification for lead based paint requirements, City staff created a webinar for sub recipients to learn additional information and ask questions relating to regulations. The recording of the webinar is openly available to the public. City staff updates the webinar on an annual basis. In addition, Community Investments offered a Grant Certification Program for veteran and new grant applicants. This program consisted of six half day sessions. Each session covered different aspects of the grant life-cycle, from application to long term compliance to procurement and lead based paint hazards and finally, completion.

Actions planned to reduce the number of poverty-level families

Tackling poverty is one of the most important factors in reducing social exclusion and improving the lives of our residents. Poverty leads to a cycle of hunger, housing challenges and crime in the community that is often difficult to break. This strategy is crucial for demonstrating the City of Indianapolis’ commitment to tackling poverty.

• In 2020, CDBG funds will be invested in the Food in Transit program, a program that is a partnership between the City, IndyGo and the non-profit Growing Places Indy. This program makes it more convenient and inexpensive for people to access healthy food.

• In 2020, CDBG funds will support activities that provide job training for low income individuals and summer youth employment opportunities. Employ Indy will receive $550,000 of CDBG for to provide job training and placement for 500 low-/moderate-income persons. Employ Indy will work with individuals to increase their earning abilities and place them in permanent jobs. The City will provide $300,000 for the Summer Youth Program Fund. The City will prioritize summer youth programs that focus on youth employment opportunities. The John Boner Neighborhood Centers will receive $100,000 to provide job training for near eastside residents in the Lift Indy geography, with a goal of serving 35 people.

Actions planned to develop institutional structure

The City continuously strives to develop institutional structure, researches best practices, reviews internal processes and programs, seeks input from community partners on how to improve communication, policies and programs. In 2020, the City will continue to focus on training opportunities for City staff and project sponsors.

Training is an integral part of program administration. The City budets funding annually for staff training and encourages grant teams to attend all local trainings and out-of-town trainings when feasible. One City employee will attend the National Conference on Ending Homelessness in the summer of 2020. Finally, City employees attend the HUD Roundtable events sponsored by the Indianapolis HUD Field Office. These events offer city staff to learn directly from HUD staff as well as our peers.

The City completed its first CDBG and HOME Certification training in 2018. This consisted of a series of


six half-day training sessions that focused on how to administer projects and programs using CDBG/HOME funds and comply with all federal regulations and city policies. Some training topics included: Income verification and documentation, underwriting and affordability analysis, environmental review process, and procurement and inspection requirements. This training was for all 2018 CDBG and HOME recipients and any organization that would be interested in applying for CDBG and/or HOME in the future. The city received a great response to the training and was recognized at a committee meeting of the City-County Council for conducting these sessions. The City has continued its training series, offering more CDBG and HOME Certification sessions and a first ESG and CoC Certification session in 2019. The City anticipates offering Continuum of Care funding in 2020.

Actions planned to enhance coordination between public and private housing and social service agencies

Indianapolis Continuum of Care is the primary way housing providers and social service providers may connect. The group is open to the input from developers and service providers alike when it comes to the provision of affordable housing for those earning extremely low incomes.

The other method by which the City of Indianapolis encourages partnerships between public and private housing and social service agencies is through the project selection process. Projects with private and public partnerships and financial resources receive a preference for CDBG, HOME, ESG and HOPWA funding over those agencies working alone. Housing developments that connect residents to social services also receive a higher priority for funding. The financial pressure to partner has encouraged communication among housing and social service providers on a greater scale than in the past.

Discussion:

The Annual Action Plan will address many items as noted in the previous discussion points. However, as a recipient of HUD funds, City of Indianapolis certifies it will affirmatively further fair housing choice by conducting an analysis of impediments to fair housing choice, take appropriate actions to overcome the effects of any impediments identified, and maintain records reflecting the analysis and actions taken in this regard. The City is committed to ensuring fair housing choice for all residents within its jurisdiction.

The 2020 Analysis of Impediments to Fair Housing evaluated regulations as to zoning and planning regulations and their impact on housing. The Analysis of Impediments did not find any types of zoning that impose limits on housing, such as limits on vinyl siding or appearance of housing and its design. The study found both positive actions and impediments to fair housing. Appendix G will include the impediments the City will address as part of PY 2020.


Program Specific Requirements AP-90 Program Specific Requirements – 91.220(l)(1,2,4)

Introduction:

The City of Indianapolis will receive four different entitlement grants from HUD in PY 2020, the Community Development Block Grant ($9,217,392), the HOME Investment Partnerships Program Grant ($3,959,937), the Emergency Solutions Grant ($780,096) and the Housing Opportunities for Persons with HIV/AIDS ($1,416,548). These grants are known as CDBG, HOME, ESG and HOPWA, respectively. This section refers to program specific requirements that HUD requires all cities receiving CDBG, HOME HOPWA and ESG to report.

Indianapolis selects projects for funding through an open competitive process. Individuals seeking assistance through one of the programs can contact their neighborhood Community Development Corporation or service provider directly. Each agency serves households and/or individuals on a first come first service basis, although many of the service providers listed have waiting lists for most services offered. This process is the same for all projects, regardless of funding type.

Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1)

Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 100,000 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float-funded activities 0 Total Program Income: 100,000

Other CDBG Requirements

1. The amount of urgent need activities 0


2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 97.83%

HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2)

1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows:

In PY 2020, the City does not plan to award new HOME funding for Tenant Based Rental Assistance. However, there will be funds from prior years that is currently under contract for this activity and will spent in 2020.

2. A description of the guidelines that will be used for resale or recapture of HOME funds when used

for homebuyer activities as required in 92.254, is as follows:

The City has established Resale and Recapture guidelines for the HOME program. For homebuyer activities, recapture is the City's preferred method when HOME funds are provided as a buyer subsidy in the amount of at least $1,001. If the project does not include at least $1,001 of buyer subsidy, then the resale provision will be used. Please see Appendix H for a full description of the City's policies.

3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired

with HOME funds? See 24 CFR 92.254(a)(4) are as follows:

Please see Appendix H for a full description of the City's policies.

4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is

rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows:

The City of Indianapolis will not use HOME funds to refinance existing debt secured by multifamily housing.


Emergency Solutions Grant (ESG) Reference 91.220(l)(4)

1. Include written standards for providing ESG assistance (may include as attachment)

See Appendix I for ESG Policies.

2. If the Continuum of Care has established centralized or coordinated assessment system that meets HUD requirements, describe that centralized or coordinated assessment system.

The Indianapolis CoC utilities a coordinated entry system (CES) to connect individuals and households who are homeless to housing and other services. CES covers all of Marion County, which is the CoC geographic area. A broad range of organizations use CES to connect households experiencing homelessness to housing and services, including the local police, affordable housing developers, landlords, IHA, and McKinney Vento Liaisons. ESG and CoC recipients cover a range of provider types, including mental and physical health providers, housing service providers, emergency shelters, and domestic violence service providers.


The CoC utilizes the VI-SPDAT as part of its CES Assessment. The VI-SPDAT guides the collection of information from households. It reviews basic information such as housing history, current risks to health and safety, daily functions, wellness, and substance abuse history. The individual or household is provided a score based on their answers and vulnerability. The score then determines which type of housing would be best suited for the household, either RRH or PSH. The CES Policies prioritize households, based on the score, chronicity, and length of time homeless in order to limit the time a household waits for housing. The CES Prioritization workgroup meets monthly to make adjustments to the prioritization or CES assessment. The CoC amended the assessment and added questions related to gender identification, upon direction of the YAB, to improve the youth specific assessment. The youth-specific tool went live in April 1, 2019, and is being used to identify programs best matched for YYA.


3. Identify the process for making sub-awards and describe how the ESG allocation available to private nonprofit organizations (including community and faith-based organizations).

Each year the ESG application is released through a public meeting. The City informs the public of the application through various newspaper outlets and the City of Indianapolis website. Organizations are given a due date to return the application. Once returned, a group of Indianapolis CoC members evaluate the applications and make recommendations based on the application, prior performance and organizational capacity. The City allocates funding based on HUD priorities. This year, preference was given to applications that chose rapid rehousing activities.

4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR 576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with homeless or formerly homeless individuals in considering policies and funding decisions regarding facilities and services funded under ESG.

The City of Indianapolis is the collaborative applicant and the Grantee for the Indianapolis CoC and the ESG participating jurisdiction. City staff collects input from ESG and CoC recipients via the CoC workgroup meetings year-round and identifies priorities for both funding streams at its meetings. The most recent meeting where the CoC met to approve priorities for CoC and ESG funding took place on 07/18/19.

5. Describe performance standards for evaluating ESG.

The City of Indianapolis requires all awardees to complete performance goals prior to contracting. The City requires the organizations to submit quarterly reports documenting their progress towards meeting goals set forth in their contract. An example of a performance goal may be how many clients an organization helps increase income. In addition to performance measures, the City also monitors organizations individually. Each year organizations are evaluated on their performance and capacity through risk analyses. Those who score higher are considered at higher risk and a more in-depth monitoring is conducted. If an organization is performing below expectations fails to follow the federal regulations the City requires them to remediate those findings.

The City of Indianapolis will fund projects in PY 2020 that address the needs outlined in the Consolidated Plan. At least 97.83 percent of the funds allocated in PY 2020 will help low and moderate-income


households. This is a three year certification of the CDBG low to moderate income requirement. Projects that target extremely low-income households, those earning less than 30 percent of the area median income, received higher priority for funding.

Appendixx - Alternate/Local Data Sources

1 Data Source Name

U.S. DEPARTMENT OF HUD 07/2014

List the name of the organization or individual who originated the data set.

The US Department of Housing and Urban Development.

Provide a brief summary of the data set.

The data is provided on HUD's website for the 2014 HOME rent limits, dated July 2014.

What was the purpose for developing this data set?

It is the most recent set.

Provide the year (and optionally month, or month and day) for when the data was collected.

July 2014.

Briefly describe the methodology for the data collection.


Describe the total population from which the sample was taken.


Describe the demographics of the respondents or characteristics of the unit of measure, and the number of respondents or units surveyed.


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