I would like to know how financially stable and secure is Kaiser International Health group since many business insurance companies are losing because of economic meltdown. can you give me clear justification on this area?.. thank you

Kaiser International HealthGroup, Inc. Life Insurance and non-life insurance companies are not losing money due to the "economic meltdown" . I believe the industry you are referring to is the educational pre-need industry. The so-called opened ended education plans (plans without stated financial monetary limits) did them in.March 5 at 10:03am · Like ·    3

Neil Halipa Bañares is Kaiser International a philippine based company?March 5 at 10:06am · Like

Kaiser International HealthGroup, Inc. Yes, Kaiser International Healthgroup Inc. is a Philippine based Health Maintenance Organization (HMO). Currently, HMOs fall under the jurisdiction of the Department of Health (DOH) & SEC. The licensing body is the DOH.

hello kaiser, i would like to ask why there are some kaiser policyholder from abroad, doesn't avail the annual physical check up or dental check up to our accredited hospitals and clinics in phils? pls advise us how we can avail it? thanksLike ·  · March 9 at 3:51am · 

2 people like this.

Kaiser International HealthGroup, Inc. Actually most members avail of the service. If you are eligible to avail of the Annual Physical Examination you can coordinate with Kaiser prior to availment so Kaiser can coordinate with the medical facility. You may request for the benefit by calling Kaiser at the numbers indicated at the website www.kaiserhealthgroup.com. The same is true for the dental service. You must make an appointment first c/o Kaiser with the accredited dentist prior to availment.March 9 at 8:35am · Like ·    2

Arnold Montenegro Thank you for response!March 9 at 10:49pm · Like

Hi Kaiser what is your detailed process of how we can use the Kaiser Family Assistance? I always promote Kaiser here in abroad mainly because of this benefit...and i just wanna know the complete and detailed process of using it..lets make a scenario : lets just say my baby is sick and admitted to an accredited Hospital...then how can i used that benefit now?whats should i do to avail it?please hope to heat from u soon..this is one of the questions that people always asking..Like ·  · February 6 at 3:20am · 

Kaiser International HealthGroup, Inc. 1. Plan holders who opt for this service for his/her nominated patient who shall be a member of his immediate family, must availof the services of Kaiser accredited doctor and affiliated hospital network;2. Assistance to be provided by the Kaiser shall only be to the extent of the allowable benefits due to the plan holder under hisKaiser Policy;3. Discounts given to Kaiser shall be applied and passed to the patient.4. Plan holder agrees to pay Kaiser upon discharge the hospitalization expenses due as payment for theconfinement or medical procedures availed of by the nominated patient.5. Kaiser shall not be liable, and is rendered free and harmless, from any claim for damages that the nominated patient or Kaisermember may suffer in relation to the implementation of this Family Assistance Agreement;6. Plan holder understands that Kaiser has the right to disapprove this Application for Family AssistanceFebruary 6 at 3:20pm · Like

Kaiser International HealthGroup, Inc. You can email customercare@kaiserheatlhgroup.com and request for a form.February 6 at 3:21pm · Like

Raymund Merin Cagampang appreciate your reply po..February 7 at 12:52am · Like

Q: What is the point of buying a health plan if it does not cover pre-existing medical conditions? These are the ones we need to get covered. Probability of other illnesses is very low anyway.A: Even though the health plan will not cover pre-existing conditions, it will cover other conditions that are not pre-existing or unrelated to pre-existing conditions. HMOs work on a risk basis, the lower t...See MoreLike ·  · Share · January 19 at 1:59pm · 

7 people like this.1 share

Rex Holgado On the last portion of your statement, "Kaiser covers pre-existing conditions after >>12 months<< of continuous membership." What do you mean by this? You just mentioned that pre-existing conditions will not be covered.January 22 at 12:20pm · Like ·    4

Kaiser International HealthGroup, Inc. For Kaiser short term yearly renewable plans... Pre-existing conditions are covered on the 2nd year of continuous membership.January 23 at 9:57pm · Like ·    2

Kaiser International HealthGroup, Inc. Kaiser Services Include: Long Term Health Plans, Short Term Plans: Daily Benefit Plans, Senior Care Plans, In-Patient Only Plans, 5-Point Health Plan, Third Party Administration Services, & Micro Health Plans

January 23 at 9:59pm · Like

Igid Highvoltage based on d contract-ders a contradiction on ur last portion of ur statementFebruary 8 at 5:38am · Like

Kaiser International HealthGroup, Inc. For short term plans, plans that are yearly renewable. Pre-existing conditions are covered on the 2nd year.February 8 at 11:05pm · Like

Kaiser International HealthGroup, Inc. For long term plans pre-existing conditions are not covered during the accumulation period or the first 5 years.February 8 at 11:07pm · Like

Igid Highvoltage how to avail short term plan on kaiser? because i like dat benefits pre existing illnesses will be covered on d 2nd yr..tyFebruary 24 at 9:10pm · Like

Kaiser International HealthGroup, Inc. You may go to any International Marketing Group Office and request for an application form.February 25 at 9:19am · Like

Kaiser International HealthGroup, Inc. They are similar but different. You may request a form to be emailed to you. Send your request to customercare@kaiserhealthgroup.comMarch 1 at 8:44am · Like

Kaiser International HealthGroup, Inc.Q: What is the point of buying a health plan if it does not cover pre-existing medical conditions? These are the ones we need to get covered. Probability of other illnesses is very low anyway.A: Even though the health plan will not cover pre-existing conditions, it will cover other conditions that are not pre-existing or unrelated to pre-existing conditions. HMOs work on a risk basis, the lower the probability of paying theclaims, the less premium is charged. The higher the probability (generally in case of elders), the higher the premium charged. When the HMOs know for sure that they will have to pay claims after the person buys theplan, they do not want to cover those conditions because that is a clear loss of money known in advance. The reason HMOs charge something like P7-8,000/year and provide P75,000 coverage is all because the probability of the HMO having to pay P8,000.00 to you is less. You may be worried about the pre-existing conditions. However, you never know what may happen in the future. And you are covering yourself against

the unexpected. A person may contract any new health problem such as a weather change, allergies in a new place, change of food, cold, fever, flu, diarrhea, pneumonia, food poisoning, getting hit by a car, falling in the rain, or any other small or big health problems like a urinary tract infection, heart attack for reasons not related to pre-existing conditions. Therefore, it is very advisable to buy health plans.

Kaiser covers pre-existing conditions after 12 months of continuous membership.Like ·  · Share · January 19 at 1:59pm · 

7 people like this.1 share

Rex Holgado On the last portion of your statement, "Kaiser covers pre-existing conditions after >>12 months<< of continuous membership." What do you mean by this? You just mentioned that pre-existing conditions will not be covered.January 22 at 12:20pm · Like ·    4

Kaiser International HealthGroup, Inc. For Kaiser short term yearly renewable plans... Pre-existing conditions are covered on the 2nd year of continuous membership.January 23 at 9:57pm · Like ·    2

Kaiser International HealthGroup, Inc. Kaiser Services Include: Long Term Health Plans, Short Term Plans: Daily Benefit Plans, Senior Care Plans, In-Patient Only Plans, 5-Point Health Plan, Third Party Administration Services, & Micro Health PlansJanuary 23 at 9:59pm · Like

Igid Highvoltage based on d contract-ders a contradiction on ur last portion of ur statementFebruary 8 at 5:38am · Like

Kaiser International HealthGroup, Inc. For short term plans, plans that are yearly renewable. Pre-existing conditions are covered on the 2nd year.February 8 at 11:05pm · Like

Kaiser International HealthGroup, Inc. For long term plans pre-existing conditions are not covered during the accumulation period or the first 5 years.February 8 at 11:07pm · Like

Igid Highvoltage how to avail short term plan on kaiser? because i like dat benefits pre existing illnesses will be covered on d 2nd yr..tyFebruary 24 at 9:10pm · Like

Kaiser International HealthGroup, Inc. You may go to any International Marketing Group Office and request for an application form.

February 25 at 9:19am · Like

Kaiser International HealthGroup, Inc. They are similar but different. You may request a form to be emailed to you. Send your request to customercare@kaiserhealthgroup.comMarch 1 at 8:44am · Like

hh, nganong ma hadlok man ka? Hehehe! Mas nindot hinuon ng company na gi background check daan ug usa ka brokerage na company before gi market sa public. Stable man ng Kaiser kay ang naka tie up ana na company kay ang Cocolife man kanang insurance sa San Miguel beer. Tapos accredited man sad ang Kaiser sa DOH (http://www2.doh.gov.ph/BHFS/hmo/post_HMO_05.pdf). Mao ning company profile ug ang present president sa kaiser Kaiser (International Health Group :: Official Website). I hope maka help ko nimu.

Mas mahadlok pa hinuon ka mam kung naay mu offer nimu ug guarantee na high rate of return kanag too good to be true kaayog rate of return. Ang rate of return sa Kaiser kay mag depende man sa market economic trend then it is a long term investment.

Dili sad na I partner sa IMG kung kahibaw ang brokerage na something fishy kaayo na na company.

Akong ma suggest nimu mam, enroll into IMG brokerage before ka mu kuha ug any plan para ikaw mismo maka judge if stable ba ang partner companies. Mao sad na akong na feel 2 years ago pero i tried to enrol in IMG para at least ako mismo mu monitor kung unsa ka safe akong investments.

Ana na lang mam, pagkita mu balik sa katong broker na nag expain nimu ug pa enrol sa IMG kay naa man guy lecture ang IMG kung unsa mga lain2x klaseng, insurances, how stable and how is the money invested. Just my piece of advice.