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COMMERCIAL WINDSTORM MITIGATION REPORT Prepared Exclusively for Island Point, Inc., No. 1, A Condominium - aka Bay House As of 11/7/2019 FPAT File# MIT1913972 Island Point, Inc., No. 1, A Condominium - aka Bay House

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Page 1: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

COMMERCIAL WINDSTORM MITIGATION REPORT

Prepared Exclusively for Island Point, Inc., No. 1, A Condominium - aka Bay House

As of 11/7/2019

FPAT File# MIT1913972

Island Point, Inc., No. 1, A Condominium - aka Bay House

Page 2: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S)

FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853

This is to certify the enclosed Windstorm Mitigation Inspection report prepared for Island Point, Inc., No. 1, A Condominium - aka Bay House is the result of work performed by Felten Professional Adjustment Team, LLC. and one or more of the individuals listed below. In addition, we certify that, to the best of our knowledge and belief:

➢ All facts contained in this report are true and accurate. ➢ FPAT has no present or prospective interest in the subject property of

this report, and also has no personal interest with respect to the parties involved.

➢ FPAT has no bias with respect to the subject property of this report or to the parties involved with this assignment.

➢ Our engagement in this assignment was not contingent upon producing or reporting predetermined results.

➢ Our compensation is not contingent on any action or event resulting from this report.

➢ We have the knowledge and experience to generate accurate windstorm mitigation affidavit(s) for insurance purposes on all buildings contained within this report.

➢ We have performed a physical inspection of the subject risk(s) contained in this report.

➢ This report meets or exceeds the standards of the Citizens Inspection Outreach Program.

Key Staff:

Phillip E. Franco General Adjuster # D003413 Flood Certification # 03010346 Certified Appraiser Certified Construction Inspector, ACI, CCI #7140

John Felten Sr. Adjuster # D075772 Flood Certification # 05030007 Certified Building Contractor # CBC1255984 Certified Wind & Hurricane Mitigation Inspector

Brad Felten Sr. Adjuster # E149535 Flood Certification # 06060373 Certified Wind & Hurricane Mitigation Inspector

Ian Wright

Sr. Adjuster # W273704 Certified Wind & Hurricane Mitigation Inspector

Page 3: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

AERIAL MAPS OF PROPERTY

FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853

Page 4: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

OIR-B1-1802 RECAPITULATION OF BUILDING MITIGATION FEATURES

Island Point, Inc., No. 1, A Condominium - aka Bay House

FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853

Building Roof Covering Roof Deck Attachment

Roof-Wall Attachment

Roof Shape SWR Opening Protection

644 Island Way, Units 101-708 FBC Equivalent Reinforced Concrete Roof Deck

Structural Flat Roof No None or Some Glazed Openings

Page 5: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

MIT-BT-II & III RECAPITULATION OF BUILDING MITIGATION FEATURES

Island Point, Inc., No. 1, A Condominium - aka Bay House

FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853

Building Roof Covering Roof Deck Attachment

SWR Opening Protection

644 Island Way, Units 101-708 FBC Equivalent Reinforced Concrete Roof Deck

No None or Some Glazed Openings

Page 6: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

COMMERCIAL WINDSTORM MITIGATION REPORT (OIR-B1-1802) Island Point, Inc., No. 1, A Condominium - aka Bay House

644 Island Way, Units 101-708 Clearwater Beach, FL 33767

As of 11/7/2019 FPAT File# MIT1913972

Page 7: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 2 of 9

RECAPITULATION OF MITIGATION FEATURES For 644 Island Way, Units 101-708

1. Building Code: Unknown or does not meet the requirements of Answer A or B Comments: The year of construction was verified as 1972 per Pinellas County

Property Appraiser.

2. Roof Covering: FBC Equivalent Comments: The roof covering was replaced in 2013. The roof permit was

confirmed and the permit number is BCP2013-04328. This roof was verified as meeting the building code requirements outlined on the mitigation affidavit.

3. Roof Deck Attachment: Reinforced Concrete Roof Deck

Comments: Inspection verified a roof structure composed of cast-in-place or pre-cast structural concrete designed to be self-supporting and integrally attached to the wall / support system.

4. Roof to Wall

Attachment: Structural

Comments: Inspection verified a roof structure composed of cast-in-place or pre-cast structural concrete designed to be self-supporting and integrally attached to the wall / support system.

5. Roof Geometry: Flat Roof

Comments: Inspection verified flat roof shape, refer to attached photographs.

6. SWR: No Comments: SWR does not apply to reinforced concrete roof decks.

7. Opening Protection: None or Some Glazed Openings Comments: Inspection verified some metal shutter opening protection. Not all

glazed openings were protected with impact resistant coverings.

Page 8: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 3 of 9

Address Verification

Exterior Elevation

Exterior Elevation

Page 9: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 4 of 9

Roof Construction

Roof Construction

Roof Construction

Page 10: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 5 of 9

Roof Construction

Page 11: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

FPAT File #MIT1913972

Inspectors Initials Property Address 644 Island Way, Units 101-708, Clearwater Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or

inaccuracies found on the form.

OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155 Page 6 of 9

Uniform Mitigation Verification Inspection Form Maintain a copy of this form and any documentation provided with the insurance policy

Inspection Date: 11/7/2019

Owner Information

Owner Name: Island Point, Inc., No. 1, A Condominium - aka Bay House Contact Person: Karen Cochran

Address: 644 Island Way, Units 101-708 Home Phone:

City: Clearwater Beach Zip: 33767 Work Phone: (727) 441-1454

County: Pinellas Cell Phone:

Insurance Company: Policy #:

Year of Home: 1972 # of Stories: 7 Email:

NOTE: Any documentation used in validating the compliance or existence of each construction or mitigation attribute must

accompany this form. At least one photograph must accompany this form to validate each attribute marked in questions 3

though 7. The insurer may ask additional questions regarding the mitigated feature(s) verified on this form.

1. Building Code: Was the structure built in compliance with the Florida Building Code (FBC 2001 or later) OR for homes located in

the HVHZ (Miami-Dade or Broward counties), South Florida Building Code (SFBC-94)? [] A. Built in compliance with the FBC: Year Built . For homes built in 2002/2003 provide a permit application with a date after

3/1/2002: Building Permit Application Date (MM/DD/YYYY)

[] B. For the HVHZ Only: Built in compliance with the SFBC-94: Year Built ______. For homes built in 1994, 1995, and 1996

provide a permit application with a date after 9/1/1994: Building Permit Application Date (MM/DD/YYYY) ___/___/_______

[X] C. Unknown or does not meet the requirements of Answer “A” or “B”

2. Roof Covering: Select all roof covering types in use. Provide the permit application date OR FBC/MDC Product Approval number

OR Year of Original Installation/Replacement OR indicate that no information was available to verify compliance for each roof

covering identified.

2.1 Roof Covering Type:

Permit Application

Date

FBC or MDC

Product Approval #

Year of Original Installation or

Replacement

No Information

Provided for

Compliance

[] 1. Asphalt/Fiberglass Shingle

[]

[] 2. Concrete/Clay Tile []

[] 3. Metal []

[] 4. Built Up []

[] 5. Membrane []

[X] 6. Other Polyeurethane foam 4/15/2013 []

[X] A. All roof coverings listed above meet the FBC with a FBC or Miami-Dade Product Approval listing current at time of

installation OR have a roofing permit application date on or after 3/1/02 OR the roof is original and built in 2004 or later.

[] B. All roof coverings have a Miami-Dade Product Approval listing current at time of installation OR (for the HVHZ only) a roofing

permit application after 9/1/1994 and before 3/1/2002 OR the roof is original and built in 1997 or later.

[] C. One or more roof coverings do not meet the requirements of Answer “A” or “B”.

[] D. No roof coverings meet the requirements of Answer “A” or “B”.

3. Roof Deck Attachment: What is the weakest form of roof deck attachment?

[] A. Plywood/Oriented strand board (OSB) roof sheathing attached to the roof truss/rafter (spaced a maximum of 24” inches o.c.) by

staples or 6d nails spaced at 6” along the edge and 12” in the field. -OR- Batten decking supporting wood shakes or wood shingles.

-OR- Any system of screws, nails, adhesives, other deck fastening system or truss/rafter spacing that has an equivalent mean

uplift less than that required for Options B or C below. [] B. Plywood/OSB roof sheathing with a minimum thickness of 7/16”inch attached to the roof truss/rafter (spaced a maximum of

24”inches o.c.) by 8d common nails spaced a maximum of 12” inches in the field.-OR- Any system of screws, nails, adhesives,

other deck fastening system or truss/rafter spacing that is shown to have an equivalent or greater resistance than 8d nails spaced

a maximum of 12 inches in the field or has a mean uplift resistance of at least 103 psf.

[] C. Plywood/OSB roof sheathing with a minimum thickness of 7/16”inch attached to the roof truss/rafter (spaced a maximum of

24”inches o.c.) by 8d common nails spaced a maximum of 6” inches in the field. -OR- Dimensional lumber/Tongue & Groove

decking with a minimum of 2 nails per board (or 1 nail per board if each board is equal to or less than 6 inches in width). -OR-

Any system of screws, nails, adhesives, other deck fastening system or truss/rafter spacing that is shown to have an equivalent

Page 12: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

FPAT File #MIT1913972

Inspectors Initials Property Address 644 Island Way, Units 101-708, Clearwater Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or

inaccuracies found on the form.

OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155 Page 7 of 9

or greater resistance than 8d common nails spaced a maximum of 6 inches in the field or has a mean uplift resistance of at least

182 psf.

[X] D. Reinforced Concrete Roof Deck.

[] E. Other:

[] F. Unknown or unidentified.

[] G. No attic access.

4. Roof to Wall Attachment: What is the WEAKEST roof to wall connection? (Do not include attachment of hip/valley jacks within

5 feet of the inside or outside corner of the roof in determination of WEAKEST type)

[] A. Toe Nails

[] Truss/rafter anchored to top plate of wall using nails driven at an angle through the truss/rafter and attached to the

top plate of the wall, or

[] Metal connectors that do not meet the minimal conditions or requirements of B, C, or D

Minimal conditions to qualify for categories B, C, or D. All visible metal connectors are:

[]Secured to truss/rafter with a minimum of three (3) nails, and

[]Attached to the wall top plate of the wall framing, or embedded in the bond beam, with less than a ½" gap from the

blocking or truss/rafter and blocked no more than 1.5” of the truss/rafter, and free of visible severe corrosion.

[] B. Clips

[] Metal connectors that do not wrap over the top of the truss/rafter, or

[] Metal connectors with a minimum of 1 strap that wraps over the top of the truss/rafter and does not meet the nail

position requirements of C or D, but is secured with a minimum of 3 nails.

[] C. Single Wraps Metal connectors consisting of a single strap that wraps over the top of the truss/rafter and is secured with a

minimum of 2 nails on the front side and a minimum of 1 nail on the opposing side.

[] D. Double Wraps

[] Metal Connectors consisting of 2 separate straps that are attached to the wall frame, or embedded in the bond

beam, on either side of the truss/rafter where each strap wraps over the top of the truss/rafter and is secured with a

minimum of 2 nails on the front side, and a minimum of 1 nail on the opposing side, or

[] Metal connectors consisting of a single strap that wraps over the top of the truss/rafter, is secured to the wall on

both sides, and is secured to the top plate with a minimum of three nails on each side.

[X] E. Structural Anchor bolts structurally connected or reinforced concrete roof.

[] F. Other: [] G. Unknown or unidentified

[] H. No attic access

5. Roof Geometry: What is the roof shape? (Do not consider roofs of porches or carports that are attached only to the fascia or wall of

the host structure over unenclosed space in the determination of roof perimeter or roof area for roof geometry classification).

[] A. Hip Roof Hip roof with no other roof shapes greater than 10% of the total roof system perimeter.

Total length of non-hip features: ; Total roof system perimeter:

[X] B. Flat Roof Roof on a building with 5 or more units where at least 90% of the main roof area has a roof slope of less

than 2:12. Roof area with slope less than 2:12: sq ft; Total roof area: sq ft

[] C. Other Roof Any roof that does not qualify as either (A) or (B) above.

6. Secondary Water Resistance (SWR): (standard underlayments or hot-mopped felts do not qualify as an SWR)

[] A. SWR (also called Sealed Roof Deck) Self-adhering polymer modified-bitumen roofing underlayment applied directly to the

sheathing or foam adhesive SWR barrier (not foamed-on insulation) applied as a supplemental means to protect the dwelling

from water intrusion in the event of roof covering loss.

[X] B. No SWR.

[] C. Unknown or undetermined.

Page 13: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

FPAT File #MIT1913972

Inspectors Initials Property Address 644 Island Way, Units 101-708, Clearwater Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or

inaccuracies found on the form.

OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155 Page 8 of 9

7. Opening Protection: What is the weakest form of wind borne debris protection installed on the structure? First, use the table to

determine the weakest form of protection for each category of opening. Second, (a) check one answer below (A, B, C, N, or X)

based upon the lowest protection level for ALL Glazed openings and (b) check the protection level for all Non-Glazed openings (.1,

.2, or .3) as applicable.

Opening Protection Level Chart Place an “X” in each row to identify all forms of protection in use for each opening type. Check only one answer below (A thru X), based on the weakest form of protection (lowest row) for any of the Glazed openings and indicate the weakest form of protection (lowest row) for Non-Glazed openings.

Glazed Openings Non-Glazed

Openings

Windows or Entry Doors

Garage Doors

Skylights Glass Block

Entry Doors

Garage Doors

N/A Not Applicable- there are no openings of this type on the structure A Verified cyclic pressure & large missile (9-lb for windows doors/4.5 lb for skylights) B Verified cyclic pressure & large missile (4-8 lb for windows doors/2 lb for skylights) C Verified plywood/OSB meeting Table 1609.1.2 of the FBC 2007 D

Verified Non-Glazed Entry or Garage doors indicating compliance with ASTM E 330, ANSI/DASMA 108, or PA/TAS 202 for wind pressure resistance

N Opening Protection products that appear to be A or B but are not verified Other protective coverings that cannot be identified as A, B, or C

X No Windborne Debris Protection

[] A. Exterior Openings Cyclic Pressure and 9-lb Large Missile (4.5 lb for skylights only) All Glazed openings are protected at a

minimum, with impact resistant coverings or products listed as wind borne debris protection devices in the product approval

system of the State of Florida or Miami-Dade County and meet the requirements of one of the following for “Cyclic Pressure

and Large Missile Impact” (Level A in the table above).

• Miami-Dade County PA 201, 202, and 203

• Florida Building Code Testing Application Standard (TAS) 201, 202, and 203

• American Society for Testing and Materials (ASTM) E 1886 and ASTM E 1996

• Southern Standards Technical Document (SSTD) 12

• For Skylights Only: ASTM E 1886 and ASTM E 1996

• For Garage Doors Only: ANSI/DASMA 115

A.1 All Non-Glazed openings classified as A in the table above, or no Non-Glazed openings exist

A.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level B, C, N,

or X in the table above

A.3 One or More Non-Glazed Openings is classified as Level B, C, N, or X in the table above

[] B. Exterior Opening Protection- Cyclic Pressure and 4 to 8-lb Large Missile (2-4.5 lb for skylights only) All Glazed openings

are protected, at a minimum, with impact resistant coverings or products listed as windborne debris protection devices in the

product approval system of the State of Florida or Miami-Dade County and meet the requirements of one of the following for

“Cyclic Pressure and Large Missile Impact” (Level B in the table above):

• ASTM E 1886 and ASTM E 1996 (Large Missile – 4.5 lb.)

• SSTD 12 (Large Missile – 4 lb. to 8 lb.)

• For Skylights Only: ASTM E 1886 and ASTM E 1996 (Large Missile - 2 to 4.5 lb.)

B.1 All Non-Glazed openings classified as A or B in the table above, or no Non-Glazed openings exist

B.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level C, N, or X

in the table above

B.3 One or More Non-Glazed openings is classified as Level C, N, or X in the table above

[] C. Exterior Opening Protection- Wood Structural Panels meeting FBC 2007 All Glazed openings are covered with plywood/OSB

meeting the requirements of Table 1609.1.2 of the FBC 2007 (Level C in the table above).

C.1 All Non-Glazed openings classified as A, B, or C in the table above, or no Non-Glazed openings exist

C.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level N or X in

the table above

C.3 One or More Non-Glazed openings is classified as Level N or X in the table above

Page 14: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

FPAT File #MIT1913972

Inspectors Initials Property Address 644 Island Way, Units 101-708, Clearwater Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or

inaccuracies found on the form.

OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155 Page 9 of 9

[] N. Exterior Opening Protection (unverified shutter systems with no documentation) All Glazed openings are protected with

protective coverings not meeting the requirements of Answer “A”, “B”, or C” or systems that appear to meet Answer “A” or

“B” with no documentation of compliance (Level N in the table above).

N.1 All Non-Glazed openings classified as Level A, B, C, or N in the table above, or no Non-Glazed openings exist

N.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level X in the

table above

N.3 One or More Non-Glazed openings is classified as Level X in the table above

[X] X. None or Some Glazed Openings One or more Glazed openings classified and Level X in the table above.

MITIGATION INSPECTIONS MUST BE CERTIFIED BY A QUALIFIED INSPECTOR.

Section 627.711(2), Florida Statutes, provides a listing of individuals who may sign this form.

Qualified Inspector Name: John Felten License Type: CBC License or Certificate #: CBC1255984

Inspection Company: Felten Professional Adjustment Team, LLC. Phone: 866-568-7853

Qualified Inspector – I hold an active license as a: (check one)

Home inspector licensed under Section 468.8314, Florida Statutes who has completed the statutory number of hours of hurricane mitigation

training approved by the Construction Industry Licensing Board and completion of a proficiency exam.

Building code inspector certified under Section 468.607, Florida Statutes.

☒ General, building or residential contractor licensed under Section 489.111, Florida Statutes.

Professional engineer licensed under Section 471.015, Florida Statutes.

Professional architect licensed under Section 481.213, Florida Statutes.

Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation

verification form pursuant to Section 627.711(2), Florida Statutes.

Individuals other than licensed contractors licensed under Section 489.111, Florida Statutes, or professional engineer licensed

under Section 471.015, Florida Statues, must inspect the structures personally and not through employees or other persons.

Licensees under s.471.015 or s.489.111 may authorize a direct employee who possesses the requisite skill, knowledge, and

experience to conduct a mitigation verification inspection.

I, John Felten am a qualified inspector and I personally performed the inspection or (licensed

contractors and professional engineers only) I had my employee (James Sheets) perform the inspection

and I agree to be responsible for his/her work.

Qualified Inspector Signature: Date: 11/7/2019

An individual or entity who knowingly or through gross negligence provides a false or fraudulent mitigation verification form

is subject to investigation by the Florida Division of Insurance Fraud and may be subject to administrative action by the

appropriate licensing agency or to criminal prosecution. (Section 627.711(4)-(7), Florida Statutes) The Qualified Inspector who

certifies this form shall be directly liable for the misconduct of employees as if the authorized mitigation inspector personally

performed the inspection.

The definitions on this form are for inspection purposes only and cannot be used to certify any product or construction feature as offering protection from

hurricanes.

Page 15: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

COMMERCIAL WINDSTORM MITIGATION REPORT (MIT-BT II & III)

Island Point, Inc., No. 1, A Condominium - aka Bay House 644 Island Way, Units 101-708

Clearwater Beach, FL 33767

As of 11/7/2019 FPAT File# MIT1913972

Page 16: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 2 of 8

RECAPITULATION OF MITIGATION FEATURES For 644 Island Way, Units 101-708

1. Roof Covering: FBC Equivalent Comments: The roof covering was replaced in 2013. The roof permit was

confirmed and the permit number is BCP2013-04328. This roof was verified as meeting the building code requirements outlined on the mitigation affidavit.

2. Roof Deck Attachment: Reinforced Concrete Roof Deck

Comments: Inspection verified a roof structure composed of cast-in-place or pre-cast structural concrete designed to be self-supporting and integrally attached to the wall / support system.

3. SWR: No

Comments: SWR does not apply to reinforced concrete roof decks.

4. Opening Protection: None or Some Glazed Openings Comments: Inspection verified some metal shutter opening protection. Not all

glazed openings were protected with impact resistant coverings.

Page 17: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 3 of 8

Address Verification

Exterior Elevation

Exterior Elevation

Page 18: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 4 of 8

Roof Construction

Roof Construction

Roof Construction

Page 19: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES LOCATED AT: 644 Island Way, Units 101-708

FPAT File #MIT1913972

Felten Professional Adjustment Team, LLC | 866.568.7853 | www.FPATadjusters.com Page 5 of 8

Roof Construction

Page 20: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

CITIZENS PROPERTY INSURANCE CORPORATION BUILDING TYPE II AND III MITIGATION INSPECTION FORM

FPAT File # MIT1913972

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or inaccuracies found on the form. MIT-BT II & III (6/1/18)

This Mitigation Inspection Form must be completed to capture mitigation features applicable to a Type II (4 to 6 story) or Type III (7 or more story) building. This Inspection Form is required for either residential condominium unit owners or commercial residential applicants requesting mitigation credits in such buildings.

WIND LOSS MITIGATION INFORMATION

PREMISES #: 1

SUBJECT OF INSURANCE: Island Point, Inc., No. 1, A Condominium - aka Bay House

POLICY #:

BUILDING #: 1

STREET ADDRESS: 644 Island Way, Units 101-708, Clearwater Beach, FL 33767

# STORIES: 7

BLDG DESCRIPTION:7-Story Residential Condominium Building

BUILDING TYPE: [] II (4 to 6 stories) [X] III (7 or more stories)

Terrain Exposure Category must be provided for each insured location.

I hereby certify that the building or unit at the address indicated above TERRAIN EXPOSURE CATEGORY as defined under the Florida Building Code is (Check One): [X] Exposure C or [] Exposure B

Certification below for purposes of TERRAIN EXPOSURE CATEGORY above does not require personal inspection of the premises.

Certification of Wind Speed is required to establish the basic wind speed of the location (Complete for Terrain B only if Year

Built On or After Jan. 1, 2002).

I hereby certify that the basic WIND SPEED of the building or unit at the address indicated above based upon county wind

speed lines defined under the Florida Building Code (FBC) is (Check One): [] ≥100 or [] ≥110 or [X] ≥120

Certification of Wind Design is required when the buildings is constructed in a manner to exceed the basic wind

speed design established for the structure location (Complete for Terrain B only if Year Built On or After Jan.1, 2002).

I hereby certify that the building or unit at the address indicated above is designed and mitigated to the Florida Building Code

(FBC) WIND DESIGN of (Check One): [] ≥100 or [] ≥110 or [] ≥120

Certification for the purpose of establishing the basic WIND SPEED or WIND SPEED DESIGN above does not require personal inspection of the premises.

Specify the type of mitigation device(s) installed:

1. Roof Coverings

Roof Covering Material: Polyurethane Foam Date of Installation: 2013

[] Level A (Non FBC Equivalent) – Type II or III One or more roof coverings that do not meet the FBC Equivalent definition below.

[X] Level B (FBC Equivalent) – Type II or III Single-Ply, Modified Bitumen, Sprayed Polyurethane foam, Metal, Tile, Built-up, Asphalt Shingle or Rolled Roofing, or other roof covering membranes/products that at a minimum meet the 2001 or later Florida Building Code or the 1994 South Florida Building Code and have a Miami-Dade NOA or FBC 2001 Product Approval listing that is/was current at the time of installation. All mechanical equipment must be adequately tied to the roof deck to resist overturning and sliding during high winds. Any flat roof covering with flashing or coping must be mechanically attached to the structure with face fasteners (no clip/cleat systems), and asphalt roof coverings on flat roofs must be 10 years old or less.

Page 21: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

CITIZENS PROPERTY INSURANCE CORPORATION BUILDING TYPE II AND III MITIGATION INSPECTION FORM

FPAT File # MIT1913972

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or inaccuracies found on the form. MIT-BT II & III (6/1/18)

2. Roof Deck Attachment [] No Attic Access

[] Level A – Wood or Other Deck Type II only

Roof deck composed of sheets of structural panels (plywood or OSB). Or

Architectural (non-structural) metal panels that require a solid decking to support weight and loads. Or

Other roof decks that do not meet Levels B or C below.

[] Level B – Metal Deck Type II or III

Metal roof deck made of structural panels fastened to open-web steel bar joists and integrally attached to the wall.

[X] Level C – Reinforced Concrete Roof Deck Type, II or III A roof structure composed of cast-in-place or pre-cast structural concrete designed to be self-supporting and integrally attached to wall/support system.

3. Secondary Water Resistance [X] None

[] Underlayment

A self-adhering polymer modified bitumen roofing underlayment (thin rubber sheets with peel and stick underside located beneath the roof covering and normal felt underlayment) with a minimum width of 6” meeting the requirements of ASTM D 1970 installed over all plywood/OSB joints to protect from water intrusion. All secondary water resistance products must be installed per the manufacturer’s recommendations. Roofing felt or similar paper based products are not acceptable for secondary water resistance.

[] Foamed Adhesive A foamed polyurethane sheathing adhesive applied over all joints in the roof sheathing to protect interior from water intrusion.

4. Opening Protection [X] None or Some

[] Class A (Hurricane Impact) – All glazed openings (windows, skylights, sliding glass doors, doors with windows,

etc) less than 30 feet above grade must be protected with impact resistant coverings (e.g. shutters), impact resistant doors, and/or impact resistant glazing that meet the Large Missile ( 9 lb.) impact requirements of:

☐ SSTD12;

☐ ASTM E 1886 and ASTM E 1996;

☐ Miami-Dade PA 201, 202, and 203;

☐ Florida Building Code TAS 201, 202 and 203.

All glazed openings less than 30 feet above grade shall meet the Large Missile Test standard referenced above. All glazed openings between 30 and 60 feet above grade must meet the Small Missile Test of the respective standard. For buildings located in the HVHZ (High Velocity Hurricane Zone) all glazed openings greater than 60 feet above grade must also meet the Small Missile Test of the respective standard.

[] Class B (Basic Impact) – All glazed openings (windows, skylights, sliding glass doors, doors with windows, etc) less

than 30 feet above grade must be protected with impact resistant coverings (e.g. shutters), impact resistant doors, and/or impact resistant glazing that meet the Large Missile ( 4.5 lb.) impact requirements of:

☐ ASTM E 1886 and ASTM E 1996

All glazed openings less than 30 feet above grade shall meet the Large Missile Test standard referenced above. All glazed openings between 30 and 60 feet above grade must meet the Small Missile Test of the respective standard. For buildings located in the HVHZ (High Velocity Hurricane Zone) all glazed openings greater than 60 feet above grade must also meet the Small Missile Test of the respective standard.

Page 22: COMMERCIAL WINDSTORM MITIGATION REPORT · CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S) FPAT FILE # MIT1913972 Felten Professional Adjustment Team, LLC. 866.568.7853 Point, Inc.,

CITIZENS PROPERTY INSURANCE CORPORATION BUILDING TYPE II AND III MITIGATION INSPECTION FORM

FPAT File # MIT1913972

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or inaccuracies found on the form. MIT-BT II & III (6/1/18)

CERTIFICATION I certify that I hold an active license as a: (CHECK ONE OF THE FOLLOWING)

☒ General or building contractor licensed under Section 489.111, Florida Statutes.

☐ Building code inspector certified under Section 468.607, Florida Statutes.

☐ Professional architect licensed under Section 481.213, Florida Statutes.

☐ Professional engineer licensed under Section 471.015, Florida Statutes.

I also certify that I personally inspected the premises at the Location Address listed above on the inspection date provided on this Mitigation Inspection Form. In my professional opinion, based on my knowledge, information and belief, I certify that the above statements are true and correct. This Mitigation Inspection Form and the information set forth in it are provided solely for the purpose of verifying that certain structural or physical characteristics exist at the Location Address listed above and for the purpose of permitting the Named Insured to receive a property insurance premium discount on insurance provided by Citizens Property Insurance Corporation and for no other purpose. The undersigned does not make a health or safety certification or warranty, express or implied, of any kind, and nothing in this Form shall be construed to impose on the undersigned or on any entity to which the undersigned is affiliated any liability or obligation of any nature to the named insured or to any other person or entity.

Name of Company: Felten Professional Adjustment Team, LLC. Phone: (866)-568-7853

Name of Inspector John Felten License Type CBC License # CBC1255984

Inspection Date: 11/7/2019

Signature:

Date:

11/7/2019

*Applicant /Insured’s signature must be from the Board President and another member of the board for condo and

homeowner’s associations or an officer of the named insured for all other business entities.

“Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an

application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.”