come sail away - aaaww1.aaa.com/aaa/137/static/aaa_pleasures_fall2014.pdfour experience and...

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FEATURES2 Move Over Law3 Princess Cruises4 Royal Caribbean Cruise Line5 Cunard Line6 Azamara Club Cruises7 Car Rental Insurance8 Car Care Tips

With AAA!

Come Sail Away...

Findlay Automobile ClubFall Edition, 2014PLEASURES2

President’s Message

Diamond Rated AAA Approved Local Restaurants

Bistro on Main407 S. Main St. • Findlay • (419) 425-4900

Japan West406 S. Main St. • Findlay • (419) 424-1007

Rancho Fiesta1739 Tiffin Ave. • Findlay • (419) 424-9363

Steve’s Dakota Grill1600 Broad Ave. • Findlay • (419) 424-9394

Tony’s Restaurant & Pub10280 US 224 West • Findlay • (419) 424-3100

(Updated with TourBook info.Valid thru March 2010.)

Diamond Rated AAA Approved Local Restaurants


Japan West406 S. Main St. • Findlay • (419) 424-1007


Steve’s Dakota Grill1600 Broad Ave. • Findlay • (419) 424-9394

Tony’s Restaurant & Pub10280 US 224 West • Findlay • (419) 424-3100

(Updated with TourBook info.Valid thru March 2010.)

(Updated with TourBook info. Valid thru April 2015.)

Rossilli’s

Tony’s Restaurant & Pub

Steve’s Dakota GrillLogan’s Irish Pub414 S. Main St. • Findlay • (419) 420-3602


1600 Broad Ave. • Findlay • (419) 420-9394

10280 US 224 West • Findlay • (419) 424-3100

217 S. Main St. • Findlay • (419) 423-5050


Roadside assistance workers are true highway heroes. Day and night, in all kinds of weather, these roadside problem solvers are the face of AAA to millions of grateful members. Sadly, their job also is one of the most dangerous. Some are injured in the line of duty, while others never make it home.

Fortunately, many states have laws that help ensure the safety of roadside assistance personnel and other emergency respond-ers. “Move Over” laws, as they have come to be known, require motorists to change lanes or slow down when approaching emer-gency vehicles such as police cars, fire trucks and ambulances, or roadside assistance vehicles such

as tow trucks, stopped on the side of the road with their lights flash-ing. Move over laws have been adopted in all 50 states, however, 4 states still don’t provide protec-tion for drivers of tow trucks and recovery vehicles.

Although “Move Over” laws ex-ist in every state, there is still little knowledge of them. In a national poll, 71 percent of Americans said they have not heard of them. Law wording varies from state to state, but here are some general answers to key questions to help keep you and roadside workers safe.

What should I do if I see an emergency vehicle stopped on the side of the road with lights flashing?

First, slow down so that you can assess the situation. If you’re on a multi-lane highway and it’s safe to do so, move over by changing lanes away from the emergency vehicle. Leave at least one vacant lane between you and the emer-gency vehicle to provide a safe zone for emergency vehicles or workers performing their jobs in the area.

What should I do if I’m not able to safely change lanes away from the emergency vehicle or I’m on a two-lane road?

If you are unable to safely move over by changing lanes, you should slow down to at least 20 mph below the posted speed limit and approach with caution.

If I cannot change lanes safely, should I stop my ve-hicle in the roadway?

No, you should slow down while maintaining a safe speed. Do not stop in the roadway or block the flow of traffic unless directed to do so by emergency personnel.

How can I avoid becoming involved in a crash when traf-fic slows?

Stay alert. The single most im-portant thing you can do to pro-tect yourself and others is to pay attention behind the wheel. By

scanning the roadway for inci-dents that lie ahead of you and be-ing aware of activities of vehicles around you, you will be able to an-ticipate problems and react safely.

Moving over or slowing down for emergency vehicles on the roadside is the safe thing to do in any state you drive, because it provides a needed safety cushion for those who help motorists and keeps them safe on the roadways. Doing so is not just the right thing to do — it’s the law in most states.

Editor’s Note: D.C. has not ad-opted the “Move Over” law and some laws may differ by state. Maryland’s law that includes tow trucks goes into effect October 1, 2014. If you would like more in-formation on state “move over” laws, contact AAA Government Relations at (202) 942-2050. Ad-ditional resource: http://drivin-glaws.aaa.com/laws/move-over-law/

AAA Reloadable CardsYOUR EVERYDAY SOLUTION

AAA Reloadable Cards

From TROPICAL ISLE

AAA Reloadable Cardsto grocery aisle

AAA Visa TravelMoney is accepted at merchants and ATMs where Visa debit cards are accepted, you will feel comfortable knowing the card is not linked to any of your accounts and can be replaced in as little as 24 hours. Cards issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Terms and conditions apply.

With AAA Visa TravelMoney® reloadable cards, you can: Direct deposit funds

Funds can be loaded from approved paper checks through a mobile app

Skip the bank - no checking account required

Keep reloading your card as long as you want

PUT A CARD INYOUR WALLET

Visit participating AAA o� ces or

AAA.com/travelmoney

AAA FINDLAY AUTOMOBILE CLUB

1550 Tiffin Ave., Findlay, OH 45840-6855

Phone: (419) 422-4961Fax: (419) 422-5620

www.AAAFindlay.comOFFICE HOURS:Mon.-Fri. 9 a.m.-5 p.m.Sat. 9 a.m.-noonClosed Sun. and HolidaysE-MAIL ADDRESSES:[email protected]@[email protected]@aaafindlay.comBOARD OF TRUSTEES:CHAIRMAN, Jerry E. HawkinsVICE CHAIRMAN, Dan CamplingTREASURER, Greg RakestrawSECRETARY, Kurt HemingerTRUSTEE, Tom Buis

AAA Findlay Automobile Club Plea-sures, Volume 4, Number 3 (USPS 002-549) (ISSN 1933-4591) is the official publication of the Findlay Automobile Club, 1550 Tiffin Avenue, Findlay, OH 45840-6855 as of the Spring (March), 2011 edition. It is published four times annually by Findlay Automobile Club. Periodicals mail postage paid at Findlay, OH and other additional mailing offices. Subscriptions: members $1.50 annually included in principal membership dues.

For Information: Contact Findlay Automobile Club office.

Postmaster: Send address changes to AAA Findlay Automobile Club Plea-sures, 1550 Tiffin Avenue, Findlay, OH 45840-6855.

Change of Address: Allow six weeks advance notice. Send new address and mailing label from latest issue to AAA

Findlay Automobile Club Pleasures, 1550 Tiffin Avenue, Findlay, OH 45840-6855

What’s a ‘Move Over’ Law?

Thomas Dunlap

Findlay Automobile ClubFall Edition, 2014 PLEASURES 3

WhyPrincess®?1. Warm, welcoming serviceJust unpack and let us handle

the rest. That’s our goal as The Consummate Host® — to make you feel content and comfortable starting the minute you set foot onboard.

2. The best itinerariesAs cruise destination experts,

our experience and meticulous planning have earned us “Best Itineraries” by Cruise Critic and Recommend Magazine. Cruise with us and you can be sure to experience the best of each region you visit, no matter which of our over 100 itineraries to more than 300 ports you choose.

3. A relaxed, rejuvenating retreat at sea

Our primary goal is for you to come back new. That’s why you’ll find every detail — from the friendly stateroom steward who greets you by name to the comfortably elegant venues that range from lively to intimate — is designed with your relaxation in mind.

4. Exclusive amenitiesOnly on Princess® can you

enjoy evenings spent watching Movies Under the Stars®, with complimentary blankets and popcorn. Meet friends for a small bite, wine by the glass and enjoy street performer-style entertainment in the Piazza. Or spend a few hours of tranquility in The Sanctuary — a retreat just for adults where you can enjoy a massage, signature drinks and snacks or the spectacular sea views from your plush lounge chair.

5. The experts love usWe’ve been sailing for more

than 40 years, and our officers and crew are intimately familiar with the ports you’ll visit. But don’t just take our word for it — we’re continually being honored by the industry for our carefully planned itineraries, our spectacular ships, and the way we make everyone, of every age, feel relaxed and happy when they’re with us. View our cruise awards.

D i s c o v e r T h e B e s T A l A s k A w i T h P r i n c e s sAAA Exclusive Amenities Include:• Music of Denali Dinner Theater• Breakfast at King Salmon Restaurant• Breakfast at Mountain View Restaurant• Dinner at 20,320 Alaskan Grill

Remember, Active veteran and retired military personnel also get up to $250

in FREE onboard spending money.̂

This offer is capacity controlled and may not be combinable with any other public, group or past passenger discount, including onboard credits. Offer is not transferable and is available to residents of the 50 United States, Canada, Puerto Rico, Mexico and the District of Columbia who are 21 years of age or older and receive this offer. Fares quoted in U.S. dollars. Please refer to princess.com for terms, conditions and definitions that apply to all bookings.^Applications to receive this benefit must be made no later than 14 days prior to cruise departure date. Offer is valid for eligible military personnel in the U.S. and Canada only. Free onboard spending money is in the form of onboard credit based on cruise length. Maximum of two onboard credit offers per stateroom. This offer cannot be used for casino credits/charges and gratuities, discretionary hotel and dining charges. Other restrictions may apply. ©2014 Princess Cruises. Ships of Bermudan and British registry.

May 9 through September 12, 2015 Coral, Grand or Star Princess®

Cruisetour 15N - Land tour after cruise Cruisetour 15S - Land tour before cruise

This cruisetour is available on all Voyage of the Glaciers sailings.

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After 40 years of cruising, we’ve learned a thing or two about limits of innovation at sea. We push the limits of the imagination to exceed expectations each and every time. We call it the Royal Advantage®, it’s our promise to deliver the most amazing destinations, innovative ships and personalized service.

AMAZING DESTINATIONS -

Just as our name implies, the Caribbean is where we started. The world is where we came of age. For four decades, Royal Caribbean has delivered in a whole new, wow-worthy way. We offer 22 ships sailing in every major sea on the globe, 240 incredible destinations in 72 countries on 6 continents.

INNOVATIVE SHIPS – In between each port

you’ll discover a ship packed with firsts you won’t find anywhere else. Take on a rock-climbing wall while sailing past a glacier. See a Broadway show on the way to Jamaica. Hang ten on the FlowRider®, 200 feet above the waves – on a ship that’s a destination unto itself. A destination designed for WOW!

WORLD CLASS SERVICE –

We’ve changed cruising again and again. But with every ship and innovation, one thing stays the same - our commitment to giving our clients the personalized Gold Anchor Service that makes our vacations truly memorable.

Wow!Royal

Caribbean

R

Terms & Conditions: Offer is valid on new individual Europe bookings departing in 2015 and created between September 1 – September 30, 2014. Europe sailings must start and end in a European port to qualify. Transatlantic sailings do not apply. Eligible bookings will receive $25 Onboard Credit (OBC) per stateroom for 3-5 night sailings, $50 OBC per stateroom for 6-9 night sailings and $100 OBC per stateroom for 10 nights or longer sailings. Bookings made onboard Allure of the Seas 7 night Mediterranean in a balcony or above stateroom will receive double the onboard credit amount. All qualifying Europe bookings will also receive Priority Check-In, a bottle of champagne and a Dinner for Two in a Specialty Restaurant. OBC is in US Dollars, has no cash value, is non-transferable, not redeemable for cash, and will expire if not used by 10:00pm on the last evening of the cruise. Offer may be combined with LAF and restricted rates (Senior, Residents, Military). Offer is not combinable with any other offer or promotion including, but not limited to, TFF rates, Interline, Travel Agent, Net Rates, Shareholder Benefits, Crown & Anchor Discounts or Next Cruise offers, promotions or benefits. Offer available to US and Canadian residents. Priority Check-in does not include priority embarkation (access to board the ship prior to the start of normal boarding). AAA guests will board as per normal boarding procedures. You must have completed online check-in & have a valid SetSail Pass and present a special voucher. Dinner for Two: Coupon is valid for dinner only for Chops Grille, Portofino, Giovanni’s Table, Samba Grill or Solarium Bistro. Special dining events that take place in Specialty restaurants are excluded from the dining offer. Voucher cannot be used toward the purchase of specialty dining packages. Alcoholic beverages and sodas are not included, and are available at an additional cost. Specialty dining gratuities are included. Coupon has no monetary value and it is the guest’s responsibility to present this coupon to the restaurant when making their reservation should they wish to utilize this coupon. Reservations must be made onboard, and cannot be made in advance online in order to redeem this voucher. Coupon is valid for one dining experience for up to two guests in one stateroom. Voucher may not be broken up into multiple single dining experiences. This offer does not give guest(s) any priority for reservations, or if there is a wait to be seated in the restaurant. Dining offers can be used on port days only. Reduced deposit offer is applicable to all Royal Caribbean ships, sail dates and stateroom categories, except those sailings that are within final payment. Only 50% of the normal deposit amount will be required at the time of deposit. The normal payment schedule will apply thereafter. This offer is not transferable. Groups cannot be applied. Offer can be withdrawn or changed at any time. Additional restrictions may apply. Onboard venues vary by ship. ©2014 Royal Caribbean Cruises Ltd. *If you book a qualifying AAA Vacations® cruise or tour package and find a valid better rate for the exact itinerary within 24 hours of your booking, AAA will match the lower rate and send you a $50 AAA Vacations® future travel credit certificate. Certain restrictions apply. Visit AAA.com/AAAVacations for full details. Offer must be booked through AAA Travel. 14039236 • 06/18/2014

Embark on the European vacation of a lifetime with Royal Caribbean International® and find out why it has been named Travel Weekly’s Best Cruise Line Overall for 11 years in a row. Unpack just once and discover new places every day. Explore great Mediterranean cities like Barcelona, Nice, Rome and Venice, the charming villages of the Greek Isles, the medieval capitals of the Baltic, the natural splendors of Norway’s fjords and more: Royal Caribbean offers an array of European experiences. Whatever itinerary you chose, you’ll travel onboard an innovative fleet while enjoying Royal Caribbean’s renowned Gold Anchor Service®, signature amenities, fine dining and dazzling entertainment.

CONTACT YOUR AAA TRAVEL AGENT OR VISIT YOUR LOCAL AAA BRANCH FOR MORE INFORMATION.

Our 2015 European sailings are filling quickly so don’t delay! Book by September 30th!

Europe Offer Exclusively for AAA • Book a 2015 Europe sailing and receive up to $100 Onboard Credit, Priority Check-In, a Complimentary Bottle

of Champagne and Dinner for Two in a Specialty Restaurant.

• Choose a balcony or above stateroom on a 7-night Mediterranean cruise on Allure of the Seas® and receiveDOUBLE the Onboard Credit!

• Plus! With every cruise, take advantage of 50% Reduced Deposit and the AAA Vacations® 24/7 Member Care &Best Price Guarantee*.

W WOLD WORLD WONDERS. NEW WORLD WOWS.

Contact your AAA travel agent or visit your local AAA branch for more information: Findlay Automobile Club, 1550 Tiffin Ave, Findlay 419) 422-4961. Offer valid through Sept 30, 2014.

Findlay Automobile ClubFall Edition, 2014 5PLEASURES

For over a century and a half, the iconic ships of Cunard have been defining sophisticated ocean travel. They have always been The Most Famous Ocean Liners in the World®.

From fabled vessels of the past to her present royal court — Queen Mary 2, Queen Victoria and Queen Elizabeth — Cunard has carried guests across the great oceans and to the far points of the globe in unparalleled style. The most glamorous names of yesterday and today have made champagne toasts in our salons, waltzed the night away in grand ballrooms, savoured grand feasts of the finest flavours in elegant dining rooms, restaurants and cafes, and whiled away hours immersed in fascinating conversation on our many decks, bars, lounges and pubs. Book a stateroom, enjoy the luxury accommodations and relax with delicious room service dining. Indulge your curiosity whether literary or the arts, theatrical productions, music, movies or the energy of a casino. There are endless entertainment and educational pursuits. Enjoy activities at sea or on land such as our spacious decks and pools, elegant soirées and scenic tours.

We invite you to take your place in the rich heritage of ocean travel, and write your own classic adventure tale. Join us and let us arrange and book your journey on the legendary luxury ocean liners of Cunard.

About Cunard

Line

The Most Famous Ocean Liners in the World — Queen Mary 2, Queen Victoria and Queen Elizabeth —

invite you to join them on a voyage during one of the most exciting seasons ever. For a limited time, when you reserve a

Cunard voyage, you’ll receive up to $300 in On-Board Credit per stateroom!^

Cunard has been sailing the world’s oceans for over 170 years, and our three majestic Queens celebrate this history in

a truly modern and luxurious way. From your first moment on board, you realise that you have arrived someplace special — from

the grand scale venues to the constellation of refined details and contemporary amenities, you’ll be delighted to discover

that the magic that travel once embodied still exists. So choose your itinerary and come aboard — your own Cunard story

is waiting to be written.

^ On-Board Credit applies to the first and second guests in a stateroom, and is shown in U.S. Dollars. All categories are eligible for the On-Board Credit. On-Board Credit has no cash value and is only applied on sailed bookings. Valid only on new bookings deposited during the dates of the Cruise Sale. Third/fourth-berth guests are not eligible for this offer. Offer is only combinable with Early Booking Fares, Group, regional, past guest fares and National Account promotions Offer is not combinable with custom group quotes, or Travel Agent, Interline, Incentive, Flash rates or other bonus commission offers. Cunard’s Air Programme will apply to all voyages. The standard Transfer Programme will apply. Reduced Deposit: Reservations made during the Cruise Sale will receive a waiver of the deposit on the second person. A Cruise Sale should be set up in advance using standard procedures. Promotion code CN1. Ships’ Registry: Great Britain. © 2010 Cunard. The CUNARD logo and logotype are registered trademarks of Carnival plc, an English Company trading as Cunard Line. QUEEN MARY 2, QUEEN VICTORIA, QUEEN ELIZABETH, and The Most Famous Ocean Liners in the World are trademarks owned by CUNARD. All rights reserved in the United States and other countries.

S a i l t h e m a j e S t i co c e a n l i n e r S o f c u n a r d

a n d r e c e i v e u P t o $ 3 0 0 i n

o n - B o a r d c r e d i t !^

COSCS10EF10046

a c t n o w — t h i S S P e c i a l S a l e w o n ’ t l a S t . c o n t a c t y o u r t r a v e l a g e n t

l i m i t e d - t i m e o f f e r

On-bOard Credit^:(per stateroom) getaways

6-8 day vOyages

9+ dayvOyages

Grills $150 USD $150 USD $300 USD

Balcony $100 USD $100 USD $200 USD

Oceanview/Inside $50 USD $50 USD $100 USD

PLUs, we’ll waive the second guest’s deposit!^

yOUr PrOFessiOnaL traveL agent:

Offer valid ________________ to _______________

Findlay Automobile Club1550 Tiffin Avenue, Findlay

(419) 422-4961

Offer valid thru October 1-31, 2014


Founded in 2007 and then re-launched as Azamara Club Cruises in 2009, the cruise line caters to discerning, up-market travelers who love cruising and are interested in new and immersive ways to see the world. The cruise line’s two European boutique-style, 694-guest ships - Azamara Journey and Azamara Quest - each offer a sophisticated, yet relaxing ambiance to unique destinations, delivered uniquely.

Azamara Club Cruises offers immersive experiences through more late-night departures and overnight stays at ports of call in order to provide guests opportunities to fully experience a destination, by day and by night. The cruise line sails to European destinations, including the Baltic and Scandinavia, British Isles, Western Europe, French and Italian Rivieras, Greek Isles, Croatia, Holy Land and Black Sea, as well as Asia, South America and lesser-traveled islands of the West Indies.

Each ship’s concierge can help make reservations or other arrangements for guests wishing to take advantage of the best that a destination can offer. The experience is built around four key pillars: destination immersion, extraordinary service, cuisine and wine, and wellness and vitality. Guests also enjoy more inclusive amenities, such as included gratuities for housekeeping, dining and bar staff; complimentary bottled water, sodas, specialty coffee, and teas, as well as complimentary boutique red and white wines to accompany lunch and dinner; English Butler service for suite guests; and shuttle bus service to/from port communities where available.

Azamara Club

Cruises

At Azamara Club Cruises®, we don’t just take you all over the world. We give you more opportunity to experience it, with Destination Immersion®, meaning longer stays, more overnights, and night touringSM.When you book a carefully selected voyage between September 15–30, 2014, that experience features

50% OFF YOUR COMPANION’S FARE, AS WELL AS A $500 ONBOARD SPENDING CREDIT.

WITH INCLUSIVE AMENITIES ONBOARD, THAT VALUE GETS EVEN BETTER:

• Complimentary AzAmazing Evenings� event (on most voyages)• Select standard spirits, international beers and wines• Gratuities• Bottled water, soft drinks, specialty co� ees and teas• English butler service for suite guests• Self-service laundry• Shuttle service to and from port communities, where available• Concierge services for personal guidance and reservations

Travel the world, bring a companion, and save.TO BOOK YOUR VOYAGE, CALL AAA TRAVEL 419.422.4961

1550 Ti� n Avenue | Findlay, OH 45840

2ND GUEST 50% OFF PROMOTION provides 50% o� cruise fare of second guest booked in the same stateroom as a � rst guest who books at full fare. All other charges, including, but not limited to, taxes, fees, and port expenses, are additional and apply to all guests. O� er valid for most sailings on or after January 1, 2015 except Journey 2/19/15, 3/09/15, 5/21/15, 6/05/15, 12/23/16 and Quest 7/04/15, 7/18/15, 12/22/15, 5/25/16, 7/03/16, 12/19/16, and 12/27/16. O� er is applicable to all stateroom categories. Bookings must be created between August 4, 2014 and September 30, 2014 (“O� er Period”). Please ensure promotion BOGOHO is listed in the reservation at the time of booking. O� er is available to individual bookings and non-contracted group bookings named and fully deposited during the O� er Period. O� er is not applicable to incentive or contracted groups. Limit one o� er per stateroom. O� er is combinable with Onboard Booking savings and Back to Back savings. Unless stated otherwise, o� er is not combinable with any other o� er or promotion, including, but not limited to, Interline, Travel Agent, and Net Rates. O� er is not applicable to 3rd and 4th guests in a stateroom. After the O� er Period, the O� er will be removed from the booking if the guest cancels and reinstates the booking, applies a fare change, or changes the ship or sail date of the booking; certain other changes to the booking may also result in removal of the O� er. O� er is subject to availability and change without notice, and may be withdrawn at any time. This o� er is applicable to U.S. and Canada only. ELIGIBLE SAILINGS: All sailings on or after January 1, 2015 through 2016 except Journey 2/19/15, 3/09/15, 5/21/15, 6/05/15, 12/23/16, and Quest 7/04/15, 7/18/15, 12/22/15, 5/25/16, 7/03/16, 12/19/16, and 12/27/16.$500 PER PERSON ONBOARD CREDIT (OBC) is in USD, based on double occupancy, has no cash value, is not redeemable for cash, is not transferable and will expire if not used by 10:00 PM on the last evening of the voyage. Onboard credit cannot be used in the Casino or for future cruise bookings. OBC is valid for new, individual bookings only made in Club Oceanview, Club Veranda or Club Suites. Singles paying 200% receive the full OBC amount. The OBC is combinable with other savings programs o� ered by Azamara Club Cruises at the time of booking creation. OBC is combinable with Back to Back savings, Onboard Booking savings, and reduced single supplements. The promotion is not combinable with any other program, promotion or discounted rates. The OBC will be applied automatically at time of booking by Azamara Club Cruises. O� ers, rates and itineraries are subject to change without notice, and o� ers may be withdrawn at any time. Other terms and conditions may apply. Check with AAA Travel for more details. ©2014 Azamara Club Cruises. Ships’ Registry: Malta.

YOUR BETTER HALF, HALF OFF. AND THEN SOME.

longer STAYS. more OVERNIGHTS. night TOURING.SM

Barcelona, Spain

Findlay Automobile ClubFall Edition, 2014 PLEASURES 7

DISCOUNTTICKETS

AVAILABLEFOR MEMBERS

AT AAA AQUARUIMS MOVIES THEME PARKS WATER PARKS ZOOS

CLICK AAA.COMOR COME IN

Carmike CinemasWalt Disney WorldUniversal OrlandoColumbus ZooToledo ZooNewport AquariumDollywoodSea WorldBusch GardensSesame PlaceCedar PointKings Island

All tickets prices subject to change some attractions open on a seasonal basis only. Contact your local AAA office for height /

age restrictions and pricing.

Take the Mystery out of Car Rental Insurance

Tanya Fetterman

More choices. Bigger savings.Easier booking.

We’ve enhanced our web site to make it the best travel site on the Internet. Experience the benefits of AAA membership in exciting new ways. Book your travel through the new AAA.com/Travel!

Visit AAA.com/Travel today

110% Best Rate Guaranteed | Hotel discounts up to 35%AAA Diamond ratings | 24/7 access to live support

Discounts and benefits from Hertz

It all clicks atAAA.com/Travel

Rental car insurance is something many of us don’t think about unti l we get to the rental counter . There we break into a sweat , wondering what our own auto pol icy covers and whether we real ly need this extra insurance. We often resort to guessing and hope for the best .

Don’t leave your decis ions to guesswork. The truth is you probably don’t need everything they are se l l ing. Here ’s what you should know to be prepared for your next rental company encounter .

Step 1: What coverage do you have?The f irst step is easy. Cal l to conf irm what

coverage you have through your personal auto insurance, meaning what coverage extends to a rental car , truck or trai ler . Ask about exclusions, l imits . Liabi l i ty insurance, and see i f there is a loss of - income provis ion for the rental car company.

Wil l you rent a vehic le for vacat ion , moving things or business? Your exist ing coverage might be adequate or maybe your employer has travel insurance that covers your business rentals . Some pol ic ies pay for a rental car only i f your own car is being replaced due to an accident . They may not pay for a vacat ion rental . Ask to c lar i fy the speci f ics .

I f you rent vehic les frequent ly , consider purchasing a rental car endorsement i f your insurer of fers i t . You can buy the endorsement even i f you don’t have col l is ion or comprehensive coverage.

Step 2: Know what to expect at the rental counter

Whether you’re rent ing a car , truck or trai ler , most rental companies wi l l o f fer you a variety of opt ions. One is a Col l is ion Damage Waiver (CDW) that covers col l is ion damage to the rented vehic le .

CDW isn’t insurance. I t ’s a waiver saying the rental company wi l l wave the contract provis ion that makes you l iable for :

Losing or damaging the vehic le whi le you are rent ing i t , whether or not i t ’ s your fault . The cost to repair or replace the rented vehic le . The loss of income to the rental company whi le the rental vehic le is being repaired

When you take the CDW, your l iabi l i ty is taken on by the rental car company The waiver can be voided under some circumstances, so ask what they are.

I f your personal auto comprehensive and col l is ion insurance do cover a rental vehic le , the coverage handles only the cost of damage or replacing the vehic le . I t doesn’t cover a loss of - income provis ion. When in doubt , the Ohio Department of Insurance (ODI) suggests you pay for this waiver .

Another a l ternat ive is to turn to your credit card company for secondary, CDW-l ike coverage, but i f you choose to get the rental company’s CDW, this coverage may be void.

Some credit cards of fer col l is ion coverage i f you use the card to pay for the rental vehic le . Their level of coverage and exclusions can get complicated, so cal l the credit card company to veri fy the detai ls i f you go down this route.

Other types of insuranceThe rental c lerk wi l l a lso of fer you some variat ion

of these insurance choices :Liabil ity or supplemental l iabil ity

insurance.Your personal auto pol icy probably covers

l iabi l i ty whi le driving a rental . Check and ask i f your l iabi l i ty insurance appl ies i f another family member drives the rental vehic le .

Personal Effects Insurance.PEI covers damages to or loss of personal

belongings in your rental car . Homeowners insurance might cover those belongings to an extent , but f ind out the amount covered, i f there are excluded i tems, and the amount of your deduct ib le . Then you can decide i f you real ly need this insurance.

Personal Accident Insurance.This covers medical and ambulatory costs

re lated to accidental in jury or accidental death whi le rent ing the vehic le .

For each type of insurance, the ODI requires that the rental company gives you a factual brochure with fu l l detai ls of the insurer ’s coverage, exclusions, l imitat ions, provis ions, how to f i le a c la im and more. Review the brochure before deciding.

Gather these facts now, and you’ l l make sound decis ions the next t ime you rent a vehic le .

Ever wonder what the rental company employee real ly knows and doesn’t know?

The Ohio Department of Insurance (ODI) shares these facts with consumers so you know what ’s what .

1 ODI prohibits the rental employee from saying or implying that purchasing insurance is required to rent a vehic le .

2 Rental company employees are prohibited from saying or implying that they are qual i f ied to evaluate whether you have

adequate exist ing insurance coverage for your rental needs.

3 ODI prohibits employees from “indicat ing in any way that your current insurance pol ic ies do not or might not provide

dupl icate coverage to what is being of fered.”


Every time you start your car they glow to greet you, but after few seconds of engine operation they fade away – hopefully not to be seen again until the next engine start. As part of Car Care Month, AAA is urging motorists to heed their car’s cry for attention and be aware of the red and yellow indicators on the instrument panel that illuminate to let you know when a problem occurs.

“Motorists need to be aware of the critical – ‘big three’ – warning lights. They include those that monitor engine oil pressure, engine coolant temperature, and the vehicle charging system,” says John Nielsen, Director of AAA Automotive. “To reduce the chances of vehicle damage and/or a roadside breakdown, these warning lights require prompt and proper action when they illuminate.” To help motorists better understand the important role of these three warning lights, AAA provides a brief explanation of each.

Warning Light TestWhen the ignition key is first

turned to the ON position, all of the vehicle’s warning lights should illuminate. The “big three”

lights typically remain on until the engine is started and running. If a warning light fails to illuminate at this time, have the related system checked out by a AAA Approved Auto Repair facility. Once the engine is running, all the warning lights should go out within a few seconds. If any light remains illuminated, consult your owner’s manual for further information.

Engine Oil PressureThe engine oil pressure

warning light commonly displays an oil can (“teapot”) symbol or the logo “OIL”. When the oil pressure warning light illuminates, the engine has lost its supply of pressurized lubricating oil and severe engine damage or catastrophic failure can occur within seconds. Of all the warning lights, the oil pressure light indicates the greatest potential for serious mechanical damage, and also allows you the shortest time in which to take appropriate action.

If the oil pressure warning light comes on and stays on: pull off the road immediately, shut off the engine, and call AAA to have your vehicle towed to an Approved Auto Repair facility. Unless you

are in an extremely dangerous situation, do not attempt to drive the vehicle any farther. This can significantly increase the extent of any engine damage – turning what may be a minor repair into a complete engine replacement.

Engine Coolant TemperatureThe engine coolant temperature

warning light commonly displays a thermometer symbol or the logo “TEMP”. When the coolant temperature light illuminates, the engine temperature has exceeded the safe maximum. Until the rise in coolant temperature is reversed, the engine will suffer accelerated wear. If the increase in temperature continues, major engine damage or catastrophic failure will result.

The coolant temperature warning light is second only to the oil pressure warning light in indicating the potential for serious mechanical damage. However, the coolant temperature light does give you a little more time to take appropriate action.

If the coolant temperature warning light comes on, quickly assess the situation. Steam or liquid coolant coming from under the hood are clear indications

of overheating and/or a leak. Pull off the road at the first safe opportunity and call AAA for assistance. A lack of steam or leaking coolant does not mean it is safe to drive the vehicle. Continuing to operate an engine with an illuminated temperature warning light will result in a major damage and a significant repair bill.

-more-Caution! Boiling coolant can

cause severe burns! Do not attempt to open the hood in the presence of excessive steam, and never remove the radiator cap when the engine is hot. The cooling system is under pressure and scalding coolant will be expelled with great force.

Charging SystemThe charging system warning

light commonly displays a battery symbol or the logo “ALT” or “GEN”. When the charging system warning light illuminates, the vehicle electrical system is no longer being supplied with power by the alternator.

A charging system failure rarely results in serious mechanical damage, and of the “big three” warning lights, this one gives

you the greatest amount of time to take appropriate action. Depending on the electrical demands of your vehicle, and the reserve capacity of its battery, you will generally have at least 20 minutes of daylight driving time before voltage drops to the point where the ignition system will no longer function and the engine will quit.

If the charging system warning light comes on, turn off all unnecessary electrical accessories and drive to the nearest repair facility to have the vehicle checked. If you are some distance from a repair shop, drive to a safe location where you can call AAA to have your vehicle towed to an Approved Auto Repair facility.

AAA Approved Auto Repair facilities have been thoroughly investigated by the association and offer written estimates, the return of used parts, and a 12-month/12,000-mile warranty. In addition, AAA members receive a free maintenance inspection with paid repairs, and the right to have AAA mediate any dispute regarding the work done.

MOTORISTS ARE WARNED “TO SEE THE LIGHT”AS PART OF AAA CAR CARE MONTH

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